v3.26.1
Note 5 - Credit Assets, Net of Allowance for Credit Losses - Reconciliation of ECL Allowance by Lending Asset Category (Details) - CAD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Apr. 30, 2026
Apr. 30, 2025
Apr. 30, 2026
Apr. 30, 2025
Statement Line Items [Line Items]        
Provision for (recovery of) credit losses     $ 1,128 $ 1,913
Loans [member] | Provision for credit commitments [member]        
Statement Line Items [Line Items]        
Balance     7,279  
Balance $ 8,342 $ 4,958 8,342 4,958
Loans [member] | Provision for credit commitments [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 6,227 1,971 5,431 783
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 472 1,029 1,268 2,217
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 472 1,029 1,268 2,217
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 6,699 3,000 6,699 3,000
Loans [member] | Provision for credit commitments [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 1,689 2,262 1,848 2,520
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (154) (121) (174) (285)
Credit asset originations 130 0 280 11
Derecognitions and maturities (20) (19) (244) (30)
Provision for (recovery of) credit losses (44) (140) (140) (304)
Write-offs (5) (135) (56) (259)
Recoveries 0 0 0 0
Balance 1,643 1,958 1,643 1,958
FX Impact 2 (29) (9) 1
Loans [member] | Provision for credit commitments [member] | Stage 1 [member]        
Statement Line Items [Line Items]        
Balance     4,679  
Balance 4,604 3,760 4,604 3,760
Loans [member] | Provision for credit commitments [member] | Stage 1 [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 3,531 1,911 3,187 783
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (288) 449 56 1,577
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (288) 449 56 1,577
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 3,243 2,360 3,243 2,360
Loans [member] | Provision for credit commitments [member] | Stage 1 [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 1,483 1,772 1,493 2,213
Transfer in (out) to Stage 1 (67) (200) (146) (397)
Transfer in (out) to Stage 2 65 155 144 146
Transfer in (out) to Stage 3 0 1 1 0
Net remeasurement of loss allowance (238) (165) (208) (337)
Credit asset originations 130 0 205 40
Derecognitions and maturities (9) (3) (63) (14)
Provision for (recovery of) credit losses (119) (212) (68) (562)
Write-offs (5) (135) (56) (259)
Recoveries 0 0 0 0
Balance 1,361 1,400 1,361 1,400
FX Impact 2 (25) (7) 8
Loans [member] | Provision for credit commitments [member] | Stage 2 [member]        
Statement Line Items [Line Items]        
Balance     426  
Balance 345 1,168 345 1,168
Loans [member] | Provision for credit commitments [member] | Stage 2 [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 75 4 72 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (11) 607 (8) 611
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (11) 607 (8) 611
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 64 611 64 611
Loans [member] | Provision for credit commitments [member] | Stage 2 [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 206 488 354 306
Transfer in (out) to Stage 1 67 200 146 397
Transfer in (out) to Stage 2 (65) (155) (144) (146)
Transfer in (out) to Stage 3 0 (43) 0 (43)
Net remeasurement of loss allowance 84 87 34 95
Credit asset originations 0 0 75 (29)
Derecognitions and maturities (11) (16) (181) (16)
Provision for (recovery of) credit losses 75 73 (71) 258
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 281 557 281 557
FX Impact 0 (4) (2) (7)
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member]        
Statement Line Items [Line Items]        
Balance 3,393 30 3,393 30
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 2,621 56 2,172 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 771 (27) 1,220 29
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 771 (27) 1,220 29
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 3,392 29 3,392 29
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 1 2 2 1
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 42 (1) 43
Net remeasurement of loss allowance 0 (43) 0 (43)
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 0 (1) (1) 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 1 1 1 1
FX Impact $ 0 $ 0 $ 0 $ 0