v3.26.1
Note 5 - Credit Assets, Net of Allowance for Credit Losses - Summary of Loan, ECL, and EL Amounts by Lending Asset Category (Details) - Loans [member] - CAD ($)
$ in Thousands
Apr. 30, 2026
Jan. 31, 2026
Oct. 31, 2025
Apr. 30, 2025
Jan. 31, 2025
Oct. 31, 2024
Statement Line Items [Line Items]            
Principal amount $ 5,658,214   $ 5,050,239 $ 4,507,180    
EL % 0.15%   0.14%      
Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 8,342   $ 7,279 4,958    
Stage 1 [member]            
Statement Line Items [Line Items]            
Principal amount $ 5,414,561   $ 4,872,623      
EL % 0.09%   0.10%      
Stage 1 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 4,604   $ 4,679 3,760    
Stage 2 [member]            
Statement Line Items [Line Items]            
Principal amount $ 228,707   $ 130,743      
EL % 0.15%   0.33%      
Stage 2 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 345   $ 426 1,168    
Stage 3 [member]            
Statement Line Items [Line Items]            
Principal amount $ 14,946   $ 46,873      
EL % 22.70%   4.64%      
Stage 3 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 3,393   $ 2,174      
Receivable purchase program [member]            
Statement Line Items [Line Items]            
Principal amount $ 4,679,121   $ 4,043,007      
EL % 0.14%   0.13%      
Receivable purchase program [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 6,699 $ 6,227 $ 5,431 3,000 $ 1,971 $ 783
Receivable purchase program [member] | Stage 1 [member]            
Statement Line Items [Line Items]            
Principal amount $ 4,651,145   $ 4,017,931      
EL % 0.07%   0.08%      
Receivable purchase program [member] | Stage 1 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 3,243 3,531 $ 3,187 2,360 1,911 783
Receivable purchase program [member] | Stage 2 [member]            
Statement Line Items [Line Items]            
Principal amount $ 20,891   $ 17,516      
EL % 0.31%   0.41%      
Receivable purchase program [member] | Stage 2 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 64 75 $ 72 611 4 0
Receivable purchase program [member] | Stage 3 [member]            
Statement Line Items [Line Items]            
Principal amount $ 7,085   $ 7,560      
EL % 47.88%   28.73%      
Receivable purchase program [member] | Stage 3 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 3,392   $ 2,172      
Multi-family residential loans and other [member]            
Statement Line Items [Line Items]            
Principal amount $ 979,093   $ 1,007,232 958,249    
EL % 0.17%   0.18%      
Multi-family residential loans and other [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1,643 1,689 $ 1,848 1,958 2,262 2,520
Multi-family residential loans and other [member] | Stage 1 [member]            
Statement Line Items [Line Items]            
Principal amount $ 763,416   $ 854,692      
EL % 0.18%   0.17%      
Multi-family residential loans and other [member] | Stage 1 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1,361 1,483 $ 1,493 1,400 1,772 2,213
Multi-family residential loans and other [member] | Stage 2 [member]            
Statement Line Items [Line Items]            
Principal amount $ 207,816   $ 113,227      
EL % 0.14%   0.31%      
Multi-family residential loans and other [member] | Stage 2 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 281 $ 206 $ 354 $ 557 $ 488 $ 306
Multi-family residential loans and other [member] | Stage 3 [member]            
Statement Line Items [Line Items]            
Principal amount $ 7,861   $ 39,313      
EL % 0.01%   0.00%      
Multi-family residential loans and other [member] | Stage 3 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1   $ 1