Exhibit 99.03 Schedule 4

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower1 SSN Borrower2 SSN Borrower 3 SSN Borrower 4 SSN First Time Homebuyer Number of Units Maturity Date Note Type Loan Type Refinance Purpose Borrower 1 Mailing Street Address Borrower 1 Mailing City Borrower 1 Mailing State Borrower 1 Mailing Zip Code Borrower 2 Mailing Street Address Borrower 2 Mailing City Borrower 2 Mailing State Borrower 2 Mailing Zip Code Borrower 3 Mailing Street Borrower 3 Mailing City Borrower 3 Mailing State Borrower 3 Mailing Zip Borrower 4 Mailing Street Borrower 4 Mailing City Borrower 4 Mailing Zip Borrower 4 Mailing State Prepay Penalty Calculation Description Borrower 1 First Name Borrower 1 Last Name Borrower 2 First Name Borrower 2 Last Name Borrower 3 First Name Borrower 3 Last Name Borrower 4 First Name Borrower 4 Last Name Borrower 1 Employer Borrower 1 Position Borrower 2 Employer Borrower 2 Position Borrower 3 Employer Borrower 3 Position Borrower 4 Employer Borrower 4 Position First Time Investor Borrower 1 Years in Industry Borrower 2 Years in Industry Borrower 3 Years in Industry Borrower 4 Years in Industry Borrower 1 ITIN Borrower 2 ITIN Borrower 3 ITIN Borrower 4 ITIN Original Appraiser License  Number Original Appraiser Name Property Location Appraisal Company Title Company Name MERS MIN Number
4000096565 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.834 8.34 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 28.2 No 58.65 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000099205 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.836 1.83   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 25.8 xxxxx 25.8 No 27.71 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000099773 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 16712.02 xx/xx/xxxx 6.240% Manual Underwriting Manual Underwriting No 6.786%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 11.33% 11.28% 11.28% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 12 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 || Co Borrower Borrower - ["2024","2025"] - 2024, 2025 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 459.8 xxxxx 459.8 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx               25.00       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000099776 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.798     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 803.9 xxxxx 803.9 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 3% xxxxx xxxxx xxxxx xxxxx                                   xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000099780 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     1533.88% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.026     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 15.1 xxxxx 15.1 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000099875 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes No             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.165 1.27   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 6.3 xxxxx 616.0 No 48.9 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000100755 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 0.0 xxxxx 69.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx             xxxxx                         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000101004 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A   xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.005 1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 12.2 xxxxx 12.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000101745 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.935 0.94   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       803                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 21.8 xxxxx 21.8 No 73.68 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000102125 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.521 0.521   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 37.2 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000102795 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.125% xxxxx xxxxx Yes 16.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.548     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       820                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 24.9 xxxxx 24.9 No 33.52 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000102946 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     942.48% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.093     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 132.5 xxxxx 132.5 No 17.81 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000103260 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.792 0.76   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     809                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx USA  xx/xx/xxxx N/A                                                         Fee Simple   No No N/A xxxxx 116.2 xxxxx 116.2 No 62.41 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 5% xxxxx xxxxx xxxxx xxxxx                         Yes         xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000103429 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3820.00 xx/xx/xxxx 6.230% DU Approve Eligible No 7.021%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.46% 46.47% 46.47% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No Yes 360.0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Asset Depletion - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 13.6 xxxxx 13.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               20.50       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000103517 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.365 1.36   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       725                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 22.3 xxxxx 22.3 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000103539 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.230% Manual Underwriting Manual Underwriting No 6.962%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 12/01/2025 Monthly 47.29% 0.00% 0.00% No No             Retired Retired         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 3.0 Yes Yes N/A 3 0 Yes N/A 3 0 0.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2025"] - 2025 || Co Borrower - Personal Bank Statements Verified Borrower - ["2025"] - 2025 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     810                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other US Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 254.7 xxxxx 254.7 No 80.0 Yes No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000103846 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 4087.00 xx/xx/xxxx 6.260% Manual Underwriting Manual Underwriting No 6.574%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.75% 39.75% 39.75% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       87.75% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 44.3 xxxxx 44.3 No 57.02 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000103860 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.347 1.35   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 80.1 xxxxx 80.1 No 51.02 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000103882 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.260% Manual Underwriting Manual Underwriting No 6.992%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.62% 31.62% 31.62% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 10.3 xxxxx 10.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               5.00       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000103945 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.852 0.988 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     749                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx xxxxx xxxxx xxxxx Other USA Patriot Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No Yes N/A xxxxx 35.1 xxxxx 35.1 No 58.33 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx ARM DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 6 Months Interest xxxxx xxxxx xxxxx xxxxx                                   xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000104426 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 7.362%   7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 47.48% 47.49% 47.49% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 35 FNMA 1005     0   No 0   Yes Borrower - Wage, Overtime, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 92.0 No 62.5 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10.00       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000104485 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.429 1.25   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       809                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 64.8 xxxxx 184.0 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000104631 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A   xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.65     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 12.3 xxxxx 12.3 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 20.00 20.00     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000104662 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.45% 39.46% 39.46% Yes               Employed           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 1 59 Other     0   No 0   Yes Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       641                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Missing   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 8.8 xxxxx 8.8 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 15.00       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000104668 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3890.00 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 6.392%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 34.21% 34.21% 34.21% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 34 34 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 122.2 xxxxx 122.2 No 50.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               9.33       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000104750 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6936.00 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 6.402%   6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     31.03% 31.03% 31.03% No No             Employed Not Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 FNMA 1005 NA 0 0 N/A No 0   Yes Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx China  xx/xx/xxxx N/A                                                         Fee Simple   No No N/A xxxxx 11.7 xxxxx 11.7 No 70.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx               10.00       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000104785 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.249 1.25   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 15.0 xxxxx 15.0 No 67.27 Yes No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 12 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000104929 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 30.79% 30.80% 30.80% Yes Yes             Self-Employed Employed         1YR Full Doc 1 1 Less than 1 Month Less than 1 Month N/A 0 N/A 0 1 1 1 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 34 Work Number NA 0 0 N/A No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 65.1 xxxxx 65.1 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         Yes 20.00 15.17     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000105222 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.746 1.11   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     787                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 9.2 xxxxx 9.2 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 3 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 6 Months Interest xxxxx xxxxx xxxxx xxxxx                         Yes         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000105318 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.233 1.26   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       823                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 294.9 xxxxx 294.9 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000105873 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.220% Manual Underwriting Manual Underwriting No 6.877%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 01/01/2026 Annually 49.62% 49.62% 49.62% Yes Yes             Self-Employed Self-Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00%   Borrower Prepared 12 Borrower Borrower Prepared Borrower 12 NA 0 No 0 Yes 24 24 Other Yes 24 24 FNMA 1005 No 0     Borrower - SEPartnership, Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - SEPartnership, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 79.2 xxxxx 79.2 No 63.33 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 6 3     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000105930 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A .00 xx/xx/xxxx 6.220% DU Approve Eligible No 7.068%   7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.84% 33.84% 33.84% Yes Yes             Employed Employed         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 22 22 Work Number Yes 22 22 Work Number No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 25.1 xxxxx 25.1 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           14 15.00     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106022 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.766 0.76   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 50.1 No 55.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Home Improvement/Reno xxxxx xxxxx xxxxx xxxxx                         5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000106157 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 100.00%       0           0 No     0 0       0   Yes 1.494 1.494 No Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       712                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 5.4 xxxxx 6.0 No 70.77 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106333 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.86% 37.82% 37.82% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 73.8 xxxxx 73.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 20.00       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106401 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1499.00 xx/xx/xxxx 6.220% DU Approve Eligible No 6.303%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     23.60% 23.95% 23.95% Yes Yes             Employed Employed         1YR Full Doc 1 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 38.6 xxxxx 36.8 No 50.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           21.00 11     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106484 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.526 0.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       811                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 98.0 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106523 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.692 1.69   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 36.5 xxxxx 36.5 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106629 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 32.45% 32.31% 32.31% Yes Yes             Self-Employed Employed         1YR Full Doc 1 1 NA 1 Month N/A 0 N/A 0 1 1 0 0 2 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 77.5 xxxxx 77.5 No 51.54 Yes No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           46.67 11140.79     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106827 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.37% 47.93% 47.93% Yes               Employed           1YR Full Doc 2   1 Month   N/A 0     2 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 12.4 xxxxx 12.4 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             Yes 25       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106856 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.79 0.75 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 6.2 xxxxx 6.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106886 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.855 0.85   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 185.2 xxxxx 185.2 No 61.44 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106893 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 4745.00 xx/xx/xxxx 6.270% Manual Underwriting Manual Underwriting No 6.395%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     48.36% 48.36% 48.36% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 35 FNMA 1005     0   No 0   Yes Borrower - Wage - Written VOE Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 175.3 xxxxx 175.3 No 39.06 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106934 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 13404.40 xx/xx/xxxx 6.270% Manual Underwriting Manual Underwriting No 8.267%   8.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     39.69% 41.52% 41.52% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Missing 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 9.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 6       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000106956 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx Yes 12.125% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.094     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.9 xxxxx 14.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000107016 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 100.00%       0           0 No     0 0       0   Yes 1.003 0.94 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 62.9 No 31.5 Yes No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000107019 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx 01/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.008 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 58.8 No 33.64 Yes No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000107122 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.270% Manual Underwriting Manual Underwriting No 6.981%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.55% 49.55% 49.55% No No             Employed Employed         1YR Full Doc 0 0 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 85.1 xxxxx 85.1 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 5 12     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000107437 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Alternate Income Documentation       Manual Underwriting Manual Underwriting No     6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.427 1.43   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 11.4 xxxxx 11.4 No 59.93 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000107469 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.409 1.92   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 114.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000107573 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.579 1.58   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Yes N/A xxxxx 0.0 xxxxx 99.9 No 36.76 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000107692 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.375% xxxxx xxxxx Yes 11.375% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.128 1.128   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       756                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 67.5 xxxxx 67.5 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000107729 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation .00 xx/xx/xxxx 6.250% Manual Underwriting Manual Underwriting No 7.249%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 39.85% 39.84% 39.84% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 30.8 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               3.11       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000107752 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes Yes 3 - Verified<2Mos 3 - Verified<2Mos         Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 100.00%       0       0   0 No 0   0 0     0 0   Yes 0.813 0.8 N/A Borrower - Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 172.9 xxxxx 172.9 No 66.29 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000107755 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 01/01/2026 Annually 135.64% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.779 1.78   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 230.6 xxxxx 230.6 No 28.56 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000107863 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.09 1.08   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 23.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx  
4000107930 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 11960.19 xx/xx/xxxx 6.250% Manual Underwriting Manual Underwriting No 7.583%   7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     49.36% 49.86% 49.86% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     2 0     1 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 1 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 51.7 xxxxx 51.7 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000107979 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.50% 45.48% 45.48% Yes Yes             Self-Employed Employed         1YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 1 2 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 20.9 xxxxx 20.9 No 60.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 3 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 19 11     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000108077 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.227 1.23 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     730                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 67.0 xxxxx 67.0 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 1% xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108264 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $160.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.705 1.52 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 15.5 xxxxx 15.5 No 39.15 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000108324 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 5995.00 xx/xx/xxxx 6.250% Manual Underwriting Manual Underwriting No 6.696%   6.490% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2026 Monthly 39.24% 39.24% 39.24% No No             Retired Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) CPA 12 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower || Co Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 Borrower || Co Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 68.7 xxxxx 68.7 No 37.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         N/A - Not investment property   20     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108348 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $1,717.08 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.88% 42.88% 42.88% Yes Yes             Employed Retired         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 1 1 NA Yes No No 0 No No Missing 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - ["2024","2025","2023"] - 2024, 2025, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     685                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Lease Hold xx/xx/xxxx No No N/A xxxxx 59.7 xxxxx 59.7 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 3       xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000108587 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.929 0.92   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 55.9 xxxxx 55.9 No 52.05 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 3% xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108766 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.871 0.872 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 11.3 xxxxx 11.3 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108805 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $24.75 7.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.168 1.11   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 49.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108835 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1575.00 xx/xx/xxxx 6.250% Manual Underwriting Manual Underwriting No 6.432%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     36.57% 36.57% 36.57% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 6.5 xxxxx 6.5 No 41.18 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 1       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108836 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.055 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 64.4 xxxxx 64.4 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108841 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.842 0.84 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 221.5 xxxxx 221.5 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108843 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.896 0.9 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx       xxxxx       N/A                                                         Fee Simple   No No N/A xxxxx 58.5 xxxxx 58.5 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108891 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 4925.00 xx/xx/xxxx 6.250% Manual Underwriting Manual Underwriting No 6.990%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.01% 38.98% 38.98% No No             Employed Employed         Written Verification of Employment 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 35 Work Number Yes 2 35 Work Number No 0   Yes Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 41.9 xxxxx 41.9 No 72.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 3 19     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000108987 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.24 0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No   xxxxx No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 50.3 xxxxx 50.3 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109054 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.014 0 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 6.9 xxxxx 6.9 No 50.35 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109098 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx 01/01/2026 Monthly 12.44% 10.92% 10.92% Yes               Self-Employed           1YR Full Doc 1   NA   N/A 0     1 1     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(N/A), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(N/A), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 460.9 xxxxx 577.2 No 55.87 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 33       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109238 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 01/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.012 0.9   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       816                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 310.1 xxxxx 310.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109302 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 1.201 1.2 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       816                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 469.4 xxxxx 469.4 No 70.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109305 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.154 1.15 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       816                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 656.5 xxxxx 656.5 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109310 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.091 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       683                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 102.1 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109312 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.682 0 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.1 xxxxx 9.1 No 50.72 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         60 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109335 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.086 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 12.7 xxxxx 12.7 No 40.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000109410 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $140.00 9.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 10.38% 10.49% 10.49% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       95.57% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 Borrower - Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       670                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 72.6 xxxxx 72.6 No 80.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 3       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109416 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2116.49 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 6.447%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 40.80% 40.59% 40.59% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 67.9 xxxxx 67.9 No 63.26 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109427 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 100.00%       0           0 No     0 0       0   Yes 1.551 2.09 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       718                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 5.4 xxxxx 5.4 No 27.6 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109429 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A   xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.063     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 34.2 xxxxx 34.2 No 56.06 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109453 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.508 1.29   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 1.1 xxxxx 3.4 No 73.16 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000109459 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 6.558%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     45.48% 45.48% 45.48% No No             Employed Employed         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 35.7 xxxxx 35.7 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 3.64 5     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109484 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx Yes 11.625% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.406 1.37   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No Yes N/A xxxxx 13.5 xxxxx 13.5 No 67.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 3%, 2%, 1% xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109541 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.345 1.35   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 11.4 xxxxx 11.4 No 74.26 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 3 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109553 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 17640.00 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 7.896%   7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.47% 48.41% 48.41% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025 Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       664                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 86.3 No 50.97 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               27       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109569 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.455 1.43   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 10.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000109589 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.428 1.278 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 94.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109612 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.014 1.34   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 42.4 xxxxx 42.4 No 67.11 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109614 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 206.68% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 1.0 1.01 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 123.7 xxxxx 123.7 No 69.29 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA                                 No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109644 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 02/01/2026 Monthly 42.58% 41.94% 41.94% Yes Yes             Self-Employed Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 Work Number No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 17.1 xxxxx 17.1 No 70.0 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A   xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 10 4.1     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109683 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1545.00 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 6.309%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 33.67% 33.73% 33.73% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 || Co Borrower Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 0.4 xxxxx 33.1 No 36.59 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 30       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109752 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 4598.80 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 8.519%   8.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 27.69% 25.30% 25.30% Yes Yes             Self-Employed Self-Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00%   Third-Party Prepared (Unaudited) 4 Tax Preparer Third-Party Prepared (Unaudited) Tax Preparer 4 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   No Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - ["2023","2024"] - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), Executed 4506T Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), Executed 4506T Verified - ["2023","2024"] - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 16.0 xxxxx 16.0 No 55.32 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           20 5     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109761 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.577 1.45 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 10.2 xxxxx 10.2 No 70.56 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109763 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.115 1.07   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       703                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 24.4 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000109806 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.396 1.39   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       710                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 0.0 xxxxx 18.9 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109897 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.003 1   Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No   N/A xxxxx 21.1 xxxxx 21.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5% xxxxx xxxxx             xxxxx xxxxx             Yes 1       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109906 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $87.80 8.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Employed           Debt Service Coverage Ratio 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   Yes 1.373 1   Borrower - N/A Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       683                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 90.8 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109919 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.012 1.01 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 13.0 xxxxx 13.0 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109942 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.035 1.03   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 10.8 xxxxx 10.8 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000109998 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 27.73% 28.80% 28.80% Yes               Retired           1YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 10.1 xxxxx 92.8 No 40.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110016 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation .00 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 6.983%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 02/01/2026 Monthly 21.80% 21.70% 21.70% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.2 xxxxx 11.2 No 60.36 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110042 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 42.97% 42.77% 42.77% Yes Yes             Retired Not Employed         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes N/A 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 9.5 xxxxx 9.5 No 70.0 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110063 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $12,318.75 7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 01/01/2027 Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 100.00%       0       0   0 No 0   0 0     0 0   Yes 0.651 0.651 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 14.5 xxxxx 14.5 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 5% xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110067 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2190.00 xx/xx/xxxx 5.590% Manual Underwriting Manual Underwriting No 6.603%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 02/01/2026 Monthly 49.19% 49.19% 49.19% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - ["2025","2024","2026"] - 2025, 2024, 2026 Borrower - ["2025","2024","2026"] - 2025, 2024, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       811                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 12.3 xxxxx 13.7 No 46.86 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110090 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.373 1.373 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 119.9 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110170 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1830.44 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 6.849%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 37.62% 37.40% 37.40% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 77 77 Work Number Yes 44 44 Work Number No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 51.1 xxxxx 51.1 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 5 40     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110177 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 6096.50 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 6.627%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 46.06% 46.11% 46.11% Yes Yes             Retired Retired         2YR Full Doc 2 1 NA NA N/A 0 N/A 0 0 0 0 0 2 1 NA Yes No No 0 No Yes N/A 1 0 Yes N/A 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Retirement, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Personal Bank Statements Verified - ["2024","2023","2025"] - 2024, 2023, 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Award Letter Verified, Personal Bank Statements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2023","2025"] - 2024, 2023, 2025 || Co Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 313.0 xxxxx 313.0 No 68.02 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110430 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Interest Only 3367.50 xx/xx/xxxx 6.320% Manual Underwriting Manual Underwriting No 7.251%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.79% 24.39% 36.54% No               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 16.66%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Yes N/A xxxxx 86.3 xxxxx 86.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx ARM Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               7       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000110439 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.132 1.15 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 93.5 xxxxx 93.5 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110444 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 17010.40 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 6.305%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.42% 43.41% 43.41% Yes Yes             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 Yes 24 24 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, Lease Agreements Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 19.4 xxxxx 19.4 No 70.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 5 5     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000110445 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Alternate Income Documentation       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.699 1.25   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 195.3 xxxxx 195.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110449 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $0.00 6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     25.71% 26.84% 26.84% Yes Yes             Self-Employed Self-Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, SEPartnership, SEPartnership, SEPartnership, SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - SEPartnership, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 127.7 xxxxx 127.7 No 56.77 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           22.6 26.13     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110458 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2190.00 xx/xx/xxxx 6.050% Manual Underwriting Manual Underwriting No 6.946%   7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 52.78% 52.73% 49.87% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 80.00%     Third-Party Prepared (Unaudited) 12 CPA       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Yes N/A xxxxx 200.3 xxxxx 200.3 No 50.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000110507 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.051 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 0.0 xxxxx 117.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110546 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1890.00 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 6.530%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.88% 47.36% 47.36% No No             Employed Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 1 2 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 9 Work Number Yes 24 24 Work Number No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 34.6 xxxxx 34.6 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 11 8     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110576 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.764 1.5   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Commercial Driver License  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 90.4 xxxxx 90.4 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000110589 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2325.00 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 7.161%   7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     52.89% 52.58% 52.58% No No 1 - Not Stated Not Verified 1 - Not Stated Not Verified         Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - 2 YRS Executed 4506T Verified, Lease Agreements Verified Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 22.0 xxxxx 22.0 No 79.27 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 18.4       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110594 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.097 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 106.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110647 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.022 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 46.6 xxxxx 46.6 No 68.24 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 5% xxxxx xxxxx xxxxx xxxxx                         Yes         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110658 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 5493.09 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 6.981%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.32% 44.32% 44.32% No               Self-Employed           12 Month Bank Statement         N/A 0             0 0     No No 0 No Yes Yes 2 12 No       100.00% 100.00%       0         Yes 96 No     0 0 N/A     0   No 0   N/A Borrower - SECorporation - null Personal Tax Returns Verified, null Business Tax Returns Verified(), CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 16.3 xxxxx 16.8 No 72.6 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 12       xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000110682 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     45.16% 45.15% 45.15% Yes Yes             Self-Employed Self-Employed         2YR Full Doc 2 1 2+ Months 2+ Months N/A 0 N/A 0 1 1 2 1 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other Yes 24 24 Other No 0   N/A Borrower - Wage, SESCorp, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 || Co Borrower - Wage, SEPartnership, SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     717                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 91.6 xxxxx 91.6 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 10 14     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110698 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     101.78% 37.83% 37.83% Yes Yes             Self-Employed Self-Employed         1YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 1 2 1 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 73 73 Other NA 0 0 N/A No 0     Borrower - Wage, SESCorp, SEPartnership, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 || Co Borrower - Wage, SEPartnership, SESCorp, SEPartnership - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 96.3 xxxxx 198.8 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           8.12 14     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110700 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 9250.00 xx/xx/xxxx 6.170% LP Approve Ineligible No 6.279%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.20% 43.13% 43.13% Yes Yes             Employed Employed         2YR Full Doc 2 1 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 2.0 xxxxx 2.0 No 60.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 8 12     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110772 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible Yes   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx 02/01/2026 Monthly 34.65% 37.63% 37.63% Yes               Employed           1YR Full Doc 0   NA   N/A 0     1 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 128 128 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 28.9 xxxxx 28.9 No 74.76 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 8       xxxxx       xxxxx xxxxx     xxxxx xxxxx
4000110814 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Accept Eligible No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 39.13% 39.14% 39.14% Yes Yes             Employed Retired         1YR Full Doc 1 1 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026","2024","2025"] - 2026, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2024","2025"] - 2026, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 16.5 xxxxx 16.5 No 60.0 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 34       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000110921 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.839 0.833   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 16.2 xxxxx 16.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111014 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.66% 49.79% 49.79% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 1 24 Work Number     0   No 0     Borrower - Commission, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.9 xxxxx 11.9 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111021 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.927 0.9   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 125.4 No 48.24 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111050 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $995.00 6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 03/01/2026 Monthly 40.19% 39.66% 39.66% Yes No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 1 0 1 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A     xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx Malaysia xx/xx/xxxx N/A                                                         Fee Simple   No   N/A xxxxx 56.2 xxxxx 56.2 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 15 15     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000111142 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2190.00 xx/xx/xxxx 6.050% Manual Underwriting Manual Underwriting No 7.008%   7.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 47.20% 47.20% 43.58% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       816                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 12.4 xxxxx 12.8 No 47.96 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111171 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.075 1.12   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       698                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 17.3 xxxxx 17.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111175 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.982 0.94   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 0.0 xxxxx 58.3 No 54.56 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 6 Months Interest xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111181 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.213 1.21   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       662                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 118.8 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111274 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 3946.00 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 6.829%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     44.31% 46.67% 46.67% No No             Employed Employed         2YR Full Doc 0 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 81 81 Work Number Yes 94 94 Work Number No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage, Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     708                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 76.0 xxxxx 76.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 15 15     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111352 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.849 0.8   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 70.0 xxxxx 70.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111361 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 48.76% 49.11% 49.11% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 114 114 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 92.7 No 75.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               9       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111469 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 5.2 xxxxx 5.2 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111516 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.675 0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 22.7 xxxxx 22.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000111650 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.541 1.165 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       700                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 20.6 No 63.21 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000111661 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1499.00 xx/xx/xxxx 6.120% DU Approve Eligible No 6.684%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 40.26% 40.13% 40.13% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 219 24 Work Number Yes 74 24 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     787                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 354.1 xxxxx 354.1 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 18 20     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000111780 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.089 1.088   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 57.3 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000111843 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3594.00 xx/xx/xxxx 6.060% Manual Underwriting Manual Underwriting No 6.619%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     47.08% 47.08% 47.08% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 8.6 xxxxx 8.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000111861 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.442 1.93   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 469.0 xxxxx 469.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000111870 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.442 1.93   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 391.1 xxxxx 391.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000111999 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.10% 44.10% 44.10% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 1 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 15 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       668                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 12.0 xxxxx 12.0 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             Yes 17       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000112004 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.81% 40.81% 40.81% Yes               Not Employed           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 111.6 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112089 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 33.56% 33.48% 33.48% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 67.6 xxxxx 67.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         2.75% xxxxx xxxxx             xxxxx xxxxx               33       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112119 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1490.00 xx/xx/xxxx 6.290% Manual Underwriting Manual Underwriting No 6.653%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     42.64% 42.81% 42.81% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 24 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       806                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 99.7 xxxxx 99.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx               N/A - Not investment property 5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112130 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.93% 36.35% 36.35% Yes Yes             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes N/A 12 12 No N/A 0 0 100.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - N/A - [] Borrower - ["2025","2024"] - 2025, 2024 || Co Borrower - [] xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 31.0 xxxxx 31.0 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx           No 50 26.46     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112158 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 7185.75 xx/xx/xxxx 6.060% DU Approve Eligible No 6.750%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.86% 48.86% 48.86% Yes               Employed           1YR Full Doc 1   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 3.8 xxxxx 3.5 No 65.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112219 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.74% 42.74% 42.74% Yes Yes             Not Employed Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx     xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 174.8 xxxxx 174.8 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         Yes   370     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112269 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 39.95% 41.63% 41.63% Yes               Employed           1YR Full Doc 1   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 13.4 xxxxx 13.4 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             Yes 8.76       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112307 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3920.00 xx/xx/xxxx 6.060% LP Accept No 7.152%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx   Monthly 41.13% 42.72% 42.72% Yes Yes             Self-Employed Not Employed         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 1 1 0 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 || Co Borrower - Other REO Net Rental Income(Loss) - [] Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 || Co Borrower - [] xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 208.6 xxxxx 208.6 No 80.0 Yes No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 22       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112311 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.667 1.58 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 0.0 xxxxx 54.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000112331 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.00% 36.99% 36.99% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, SESCorp, SESCorp, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 285.8 xxxxx 285.8 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               6       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112334 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3754.00 xx/xx/xxxx 6.060% DU Approve Eligible No 7.573%   7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     16.61% 17.91% 17.91% Yes               Employed           1YR Full Doc 2   Less than 1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 4.7 xxxxx 4.7 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 24.5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112356 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1499.00 xx/xx/xxxx 6.060% DU Approve Eligible No 6.270%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.56% 41.52% 41.52% Yes Yes             Employed Not Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Other NA 0 0 N/A No 0   Yes Borrower - Wage, Commission, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 288.2 xxxxx 288.2 No 61.73 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 32       xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000112429 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.02 1.0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 81.5 No 57.35 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx               No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112470 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 44.41% 44.43% 44.43% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 20.9 xxxxx 57.7 No 75.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112509 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 6637.00 xx/xx/xxxx 6.060% DU Approve Eligible No 6.532%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 33.23% 33.22% 33.22% Yes Yes             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A   xx/xx/xxxx xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 10.6 xxxxx 10.6 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 5 20     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112510 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $287.25 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.253 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 21.4 xxxxx 21.4 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112622 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 4785.98 xx/xx/xxxx 6.060% LP Accept Eligible Yes 6.684%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 41.65% 41.38% 41.38% Yes Yes             Employed Employed         1YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 Other Yes 161 161 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 22.4 xxxxx 22.4 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 5 13     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000112635 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.241 1.124   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.8 xxxxx 9.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000112653 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.060% Manual Underwriting Manual Underwriting No 6.810%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.14% 38.14% 38.14% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 72 72 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 5.5 xxxxx 5.5 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 10 12.08     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000112710 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.485 1.485   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 171.5 xxxxx 171.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         2% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000112727 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.236 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       811                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 21.6 xxxxx 21.6 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx               xxxxx             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112732 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 13.750% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx 01/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.879 0.87   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       703                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 39.5 xxxxx 39.5 No 52.42 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000112751 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $0.00 6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.80% 20.06% 20.06% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     2 2 NA   No No 0 No Yes N/A 3 0 No       0.00% 100.00%     N/A 0 N/A       Yes 3 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - ["2023","2024"] - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 28.9 xxxxx 28.9 No 59.61 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112754 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.824 1.6   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Customer Identification Verification xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Customer Identification Verification xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 0.0 xxxxx 124.6 No 60.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112823 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1990.00 xx/xx/xxxx 6.060% Manual Underwriting Manual Underwriting No 6.683%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.35% 47.43% 47.43% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Accountant/Bookkeeper       Yes 12 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 6.5 xxxxx 6.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 6       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112831 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes Yes 3 - Verified<2Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.837 1.05 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx   800 802 800 793       800   No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Real ID Driver's License   FL United States xx/xx/xxxx     N/A                               Fee Simple   No No N/A xxxxx 56.3 xxxxx 56.3 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity N/A xxxxx xxxxx xxxxx   false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   xxxxx     No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                     No         xxxxx xxxxx xxxxx   xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112858 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.83% 23.83% 23.83% Yes Yes             Retired Retired         Retirement Income Doc Verified 1 1 NA NA N/A 0 N/A 0 1 0 1 0 0 1 NA NA No No 0 No No Missing 0 0 No Missing 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 219.1 xxxxx 219.1 No 72.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112860 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 16607.80 xx/xx/xxxx 6.060% Manual Underwriting Manual Underwriting No 6.665%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     16.12% 16.12% 16.12% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 309 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 83.7 xxxxx 83.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 30       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000112865 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 8299.00 xx/xx/xxxx 6.060% DU Approve Eligible No 6.310%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     20.59% 20.59% 20.59% Yes Yes             Employed Employed         2YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 24 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 234.3 xxxxx 234.3 No 39.04 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 7 2     xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000112928 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     126144.60% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.06 1.05   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       678                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 92.9 No 39.68 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112929 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2958.60 xx/xx/xxxx 6.060% Manual Underwriting Manual Underwriting No 6.421%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.88% 39.88% 39.88% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 36 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 7.6 xxxxx 7.6 No 62.38 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2.76       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112959 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1790.00 xx/xx/xxxx 6.060% DU Approve Eligible Yes 6.705%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 24.68% 24.68% 24.68% Yes Yes             Employed Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Other Yes 25 25 Other No 0   N/A Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 8.4 xxxxx 8.4 No 74.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 14 17     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000112974 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.256 1.29   Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 179.9 xxxxx 179.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112976 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.146 1.14   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 43.0 xxxxx 43.0 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A         false 4 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000112981 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 30.51% 30.51% 30.51% Yes               Self-Employed           1YR Full Doc 1   NA   N/A 0     1 1     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.4 xxxxx 14.4 No 67.47 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               28       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000112984 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 7000.00 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 9.194%   8.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.73% 40.73% 40.73% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 12 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No     0 0       0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - null Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 Borrower - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       678                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 16.2 xxxxx 16.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113015 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.71% 31.71% 31.71% Yes Yes             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 1 0 0 0 3 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 FNMA 1005 Yes 25 25 FNMA 1005 No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 12.2 xxxxx 12.2 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 6 10     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113018 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2423.13 xx/xx/xxxx 6.140% DU Approve Eligible No 6.826%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 30.92% 30.92% 30.92% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Missing 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 22 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 20.2 xxxxx 20.2 No 72.22 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 25       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113031 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     21.35% 21.35% 21.35% Yes Yes             Self-Employed Employed         1YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 1 1 1 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 Work Number No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 28.0 xxxxx 28.0 No 76.9 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 10 11     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113068 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.46 1.46   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 167.7 xxxxx 167.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         2% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000113083 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     30.50% 30.50% 30.50% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     1 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 36 FNMA 1005     0   No 0   Yes Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 290.9 xxxxx 290.9 No 65.81 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 21       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113096 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 46.78% 46.41% 46.41% Yes               Retired           1YR Full Doc 0   1 Month   N/A 0     1 0     3 1 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       820                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 8.2 xxxxx 8.2 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113123 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 43.03% 42.63% 42.63% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     1 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     Work Visa    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 14.5 xxxxx 14.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113132 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 11352.50 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 5.977%   5.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.74% 37.74% 37.74% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No Yes 84.0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement, Asset Depletion - 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 299.7 xxxxx 299.8 No 63.49 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000113189 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.11 1.11   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 57.2 xxxxx 145.6 No 59.81 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113194 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.166 1.22 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 88.4 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113195 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes Yes No N/A N/A .00 xx/xx/xxxx 6.140% DU Approve Ineligible No 6.551%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.99% 49.25% 49.25% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     2 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       725                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 13.2 No 56.82 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 7       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113211 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.109 1.1   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 7.3 xxxxx 7.3 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113265 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.942 1.942   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 34.9 xxxxx 34.9 No 59.52 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113293 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 9575.00 xx/xx/xxxx 6.060% Manual Underwriting Manual Underwriting No 6.795%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     54.84% 54.84% 54.84% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 3 12 No       0.00% 100.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 19.7 xxxxx 19.7 No 41.08 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113317 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3246.63 xx/xx/xxxx 6.140% DU Approve Eligible No 6.373%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 02/01/2026 Monthly 18.42% 18.42% 18.42% Yes Yes             Employed Not Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.32%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Lease Hold   No No N/A xxxxx 30.6 xxxxx 30.6 No 64.8 Yes No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 20       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113325 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.007 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       675                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 67.4 No 56.25 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113329 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 02/01/2026 Monthly 46.03% 45.92% 45.92% Yes Yes             Employed Employed         2YR Full Doc 1 1 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 9.8 xxxxx 9.8 No 77.69 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 4.28 8.75     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113341 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 6.556%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 45.72% 46.40% 46.40% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 44.4 xxxxx 44.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               2.31       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113350 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $38.88 6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 01/01/2026 Monthly 20.04% 20.04% 20.04% Yes Yes             Not Employed Employed         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 2 2 2 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Investment Income, Investment Income, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 104.5 xxxxx 104.5 No 60.0 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         No   5     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113379 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     17.72% 15.33% 15.33% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 40.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 189.1 xxxxx 189.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113406 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.023 1.023 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     699                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 74.0 xxxxx 74.0 No 34.72 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113419 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.99% 30.13% 30.13% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       740                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 25.0 xxxxx 25.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx             xxxxx xxxxx             Yes 4       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000113420 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     18.66% 18.66% 18.66% Yes Yes             Employed Employed         2YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 24 24 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A     xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx United States xx/xx/xxxx N/A                                                         Fee Simple   No No N/A xxxxx 428.3 xxxxx 428.3 No 40.89 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 20.18 20     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113451 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.10% 31.10% 31.10% Yes Yes             Self-Employed Self-Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 2 2 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 68.7 xxxxx 68.7 No 64.38 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 3 3     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113496 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.138 1.138   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       809                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 37.6 xxxxx 37.6 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113500 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $20.90 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 04/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.079 1.08   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 4.2 xxxxx 4.2 No 74.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113511 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 0.936 0.81   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 49.1 xxxxx 49.1 No 72.46 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113517 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.034 1.03   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 38.0 xxxxx 38.0 No 50.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000113519 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 6750.00 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 6.879%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 44.21% 44.21% 44.21% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 7.0 xxxxx 7.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113564 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 10735.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.263%   7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.41% 44.41% 44.41% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 10.9 xxxxx 10.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 4.29       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113582 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 3994.97 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 6.584%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 47.72% 48.02% 48.02% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other - 3 YRS Executed 4506T Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 128.5 xxxxx 183.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113606 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       811                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 47.5 xxxxx 47.5 No 73.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113609 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 6.748%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 15.89% 15.88% 15.88% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 60.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 1 YR Executed 4506T Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR Executed 4506T Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.6 xxxxx 14.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               13       xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000113626 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes Yes No N/A N/A .00 xx/xx/xxxx 6.140% DU Approve Eligible No 7.055%   7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.51% 44.51% 44.51% Yes               Employed           2YR Full Doc 0   2+ Months   N/A 0     2 0     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 17.2 xxxxx 17.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113667 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 995.00 xx/xx/xxxx 6.140% LP Accept No 6.200%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 04/01/2026 Monthly 10.53% 10.53% 10.53% Yes Yes             Not Employed Employed         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 210.7 xxxxx 210.7 No 31.03 Yes No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         N/A - Not investment property   33     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113678 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx     44.73% 44.73% 44.73% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 12.8 xxxxx 12.8 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 5 11     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113687 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%       0       0   0 No 0   0 0     0 0   Yes 1.001 1.0   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No Unknown N/A xxxxx 6.3 xxxxx 6.3 No 69.99 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 3%, 2%, 1% xxxxx xxxxx xxxxx xxxxx                         Yes         xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000113691 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     12.00% 11.89% 11.89% Yes Yes             Not Employed Employed         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 0.0 xxxxx 31.2 No 52.31 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         No   10     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113700 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     6186.72% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.027 1.05   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 2.8 xxxxx 149.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000113717 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 9221.25 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 6.079%   5.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 37.02% 37.02% 37.02% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 33.1 xxxxx 33.1 No 44.25 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 7.01       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113726 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.73% 44.73% 44.73% Yes Yes             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, Lease Agreements Verified || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, Lease Agreements Verified Borrower - 1 YR Executed 4506T Verified || Co Borrower - 1 YR Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 12.4 xxxxx 12.4 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 11.00 5     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113728 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $4,813.38 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.73% 44.73% 44.73% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 17.5 xxxxx 17.5 No 73.97 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 5 11     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113741 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.048 1.04   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No Unknown N/A xxxxx 0.0 xxxxx 13.3 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113752 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 8057.05 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 6.949%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     15.02% 15.02% 15.02% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 323 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 17.0 xxxxx 6.6 No 74.99 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113754 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     7.70% 7.70% 7.70% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       93.57% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 23.2 xxxxx 23.2 No 79.93 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         3%, 2%, 1% xxxxx xxxxx             xxxxx xxxxx             No 4       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113756 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.067 1.0   Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       815                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 60.8 No 33.33 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113762 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.01% 37.40% 37.40% Yes Yes             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No Yes N/A 2 0 Yes N/A 2 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - ["2024","2026"] - 2024, 2026 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - ["2024","2026"] - 2024, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2026"] - 2024, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2026"] - 2024, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx United States xx/xx/xxxx N/A                                                         Fee Simple   No   N/A xxxxx 101.3 xxxxx 101.3 No 28.09 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113819 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.84% 37.84% 37.84% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 19.6 xxxxx 19.6 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           22 18     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113824 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.00% 40.01% 40.01% Yes               Self-Employed           2YR Full Doc 2   1 Month   N/A 0     2 2     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 168 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Wage, SECorporation, Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.2 xxxxx 11.2 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               13.84       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113827 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.142 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Yes N/A xxxxx 3.4 xxxxx 3.4 No 54.05 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113859 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 8740.00 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 6.465%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.38% 37.38% 37.38% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 22.1 xxxxx 22.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113861 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.003 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       717                 No                                       NA     0       0     0     0   0 0 0 0 0 1 1 0 0 1 1 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 17.9 xxxxx 17.9 No 68.45 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113982 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.005 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 319.0 xxxxx 319.0 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000113983 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10004.02 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.279%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.75% 49.75% 49.75% No               Employed           1YR Full Doc 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 36 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 33.8 xxxxx 33.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000113994 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $30.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.91% 33.91% 33.91% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 18 Work Number     0   No 0     Borrower - Wage, Bonus, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 16.6 xxxxx 17.0 No 73.62 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114004 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     19.16% 19.16% 19.16% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Other, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 120.2 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 12       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114008 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.473 1.473   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       670                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 376.6 xxxxx 376.6 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114034 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $1,400.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 36.30% 36.30% 36.30% Yes               Employed           1YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 6 6 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 140.6 xxxxx 140.6 No 47.14 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 27       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114038 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 9806.16 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 6.437%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.71% 28.71% 28.71% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 25 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.5 xxxxx 9.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2.25       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114066 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $4,500.00 7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.048 1.048   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 29.2 xxxxx 29.2 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114126 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 34.59% 34.32% 34.32% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 28.0 xxxxx 28.0 No 71.97 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 18       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114129 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $5,000.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.02 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 7.4 xxxxx 7.4 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114141 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1790.00 xx/xx/xxxx 6.140% DU Approve Eligible No 6.509%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 35.44% 35.41% 35.41% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 41.3 xxxxx 41.3 No 75.0 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               5       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000114150 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx Yes 12.250% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.114 1.73   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 42.1 xxxxx 42.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 4 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114165 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 33.51% 33.51% 33.51% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.2 xxxxx 9.2 No 75.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 26       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114264 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible Yes   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 20.56% 20.56% 20.56% Yes               Self-Employed           1YR Full Doc 1   NA   N/A 0     1 1     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 81.3 xxxxx 81.3 No 69.38 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 21       xxxxx       xxxxx xxxxx     xxxxx xxxxx
4000114287 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $10.00 5.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     14.27% 19.13% 19.13% Yes               Employed           2YR Full Doc 0   NA   N/A 0     2 2     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 19.04%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 168 26 FNMA 1005     0   No 0     Borrower - Wage, Bonus, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 359.0 xxxxx 359.0 No 65.11 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 32       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114293 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No 6.574%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 40.20% 40.20% 40.20% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 42 25 FNMA 1005     0   No 0   Yes Borrower - Wage - Written VOE Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 7.3 xxxxx 7.3 No 44.81 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114321 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.473 1.47 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 65.3 xxxxx 65.3 No 42.03 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000114322 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2090.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.587%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     18.91% 19.55% 19.55% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 0.00% 50.00% 50.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 240 Yes 240 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 || Co Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 Borrower - ["2026","2025"] - 2026, 2025 || Co Borrower - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other US Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 132.7 xxxxx 132.7 No 57.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 25 25     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114325 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.466 1.08   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 118.9 No 54.08 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000114328 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.959 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No   xxxxx No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 112.2 No 58.57 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000114381 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.48% 49.18% 49.18% Yes Yes             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 22.3 xxxxx 22.3 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 14       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114415 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1570.00 xx/xx/xxxx 6.100% LP Accept Eligible Yes 6.321%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 21.53% 21.53% 21.53% Yes Yes             Unknown Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 24 Work Number No 0     Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 1114.3 xxxxx 1114.3 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         N/A - Not investment property   26     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000114432 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     47.77% 47.77% 47.77% Yes Yes             Employed Employed         1YR Full Doc 1 1 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other Yes 25 25 Other No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage, Bonus, Other, Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     678                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 26.9 xxxxx 26.9 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 3 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         Yes 19 25     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114451 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.434 1.434   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       815                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 33.1 xxxxx 33.1 No 59.52 N/A No No Yes Borrower As Individual N/A N/A N/A         false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000114493 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1374.48 xx/xx/xxxx 6.100% LP Accept Eligible No 6.331%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 43.96% 43.96% 43.96% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       805                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 66.2 xxxxx 66.2 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               18       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114494 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $1,500.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.258 1.3   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.4 xxxxx 9.4 No 50.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx               xxxxx             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114506 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1790.00 xx/xx/xxxx 6.220% DU Approve Eligible No 6.268%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.56% 38.56% 38.56% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 20.3 xxxxx 20.3 No 70.45 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               12.16       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114523 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.580%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 44.82% 44.94% 44.94% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 25 FNMA 1005     0   No 0   Yes Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 7.9 xxxxx 7.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114529 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     29.04% 29.04% 29.04% Yes               Employed           2YR Full Doc 1   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       806                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 80.4 xxxxx 80.4 No 52.09 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114545 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 11885.00 xx/xx/xxxx 6.100% DU Approve Eligible No 6.819%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     47.30% 25.82% 25.82% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 21.2 xxxxx 21.2 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           15 25     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114548 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.70% 34.70% 34.70% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     2 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 180 25 Work Number     0   No 0     Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 0.0 xxxxx 179.6 No 68.18 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114555 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 44.05% 44.05% 44.05% Yes Yes             Employed Retired         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 36 Work Number NA 0 0 N/A No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     685                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 11.9 xxxxx 11.9 No 60.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 32       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114556 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1570.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.471%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     24.38% 24.38% 24.38% No No             Not Employed Not Employed         Asset Utilization (with DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 84.0 No Yes Missing 2 0 Yes Missing 2 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2024"] - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 334.4 xxxxx 334.4 No 34.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000114588 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1790.00 xx/xx/xxxx 6.100% LP Accept Eligible Yes 6.536%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 02/01/2026 Annually 28.84% 30.01% 30.01% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 63.0 xxxxx 63.0 No 53.74 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 27       xxxxx       xxxxx xxxxx     xxxxx xxxxx
4000114600 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2190.00 xx/xx/xxxx 6.160% Manual Underwriting Manual Underwriting No 7.218%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.74% 36.69% 43.07% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 48 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 13.8 xxxxx 13.8 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               4.03       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114605 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     47.49% 43.79% 43.79% Yes Yes             Retired Employed         1YR Full Doc 1 1 NA 1 Month N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - Wage, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2026","2024"] - 2025, 2026, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2026","2024"] - 2025, 2026, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 405.2 xxxxx 405.2 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         No   33.64     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114624 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     21.69% 24.39% 24.39% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 16.1 xxxxx 16.1 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114634 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.52% 23.52% 23.52% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 51 25 FNMA 1005     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 302.3 xxxxx 302.3 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114641 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $35.00 7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.52% 43.65% 43.65% Yes Yes             Employed Employed         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 34 FNMA 1005 Yes 2 24 FNMA 1005 No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage, Overtime, Other, Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     678                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 16.4 xxxxx 16.4 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 3 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 19 25     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114652 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.52% 26.09% 26.09% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 51 51 FNMA 1005     0   No 0     Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 221.0 xxxxx 221.0 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 17.34       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114712 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 7266.36 xx/xx/xxxx 6.100% LP Accept Eligible Yes 6.714%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 04/01/2026 Annually 49.04% 49.02% 49.02% Yes               Self-Employed           1YR Full Doc 1   1 Month   N/A 0     1 1     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), CPA Letter Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 37.5 xxxxx 37.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 18       xxxxx       xxxxx xxxxx     xxxxx xxxxx
4000114731 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.01% 36.02% 36.02% Yes Yes             Not Employed Self-Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 12 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - SESoleProprietor, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx       N/A     xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 6.9 xxxxx 6.9 No 42.83 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         Yes   45     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114732 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 5980.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.476%   7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     11.88% 17.84% 17.84% No No             Employed Self-Employed         12 Month Bank Statement 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 Yes N/A 0 12 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 19 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 25.4 xxxxx 25.4 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           2 20     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114745 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 6472.75 xx/xx/xxxx 6.100% DU Approve Eligible Yes 6.368%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.71% 34.71% 34.71% Yes Yes             Retired Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 143.3 xxxxx 143.3 No 60.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         N/A - Not investment property   12.5     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000114753 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10139.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.107%   5.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 14.55% 14.39% 14.39% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0     Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 40.4 xxxxx 40.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000114795 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 29989.24 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.820%   7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.35% 43.35% 43.35% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 Borrower - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       680                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx Work Visa    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 10.4 xxxxx 10.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 2 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               7       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000114883 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.361 1.361   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       811                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 84.3 xxxxx 84.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000114907 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 12334.12 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.306%   5.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     32.48% 45.12% 45.12% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     2 0 NA   Yes No 84.0 No Yes Yes 3 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 219.2 xxxxx 219.2 No 63.48 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114928 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx 03/07/2026 Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.048 1.0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 7.4 xxxxx 7.4 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114952 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.981%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 38.73% 38.69% 38.69% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 18 FNMA 1005 Yes 288 288 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 10.9 xxxxx 10.9 No 80.0 Yes No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 2 23.23     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000114959 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Accept Eligible No   $0.00 6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.35% 39.17% 39.17% Yes               Self-Employed           1YR Full Doc 1   NA   N/A 0     1 1     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       813                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 101.1 xxxxx 101.1 No 71.22 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 4 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 7       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115002 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $30.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 02/01/2026 Monthly 41.18% 41.69% 41.69% Yes Yes             Not Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Audited CPA 12 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Subject Property Net Rental Income(Loss) if NOO || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 20.4 xxxxx 20.4 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 6 Months Interest xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         Yes   15.25     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115010 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.003 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 5.6 xxxxx 5.6 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115028 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.141 1.14   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 51.2 No 53.61 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115043 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6840.87 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.958%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 38.01% 38.01% 38.01% No               Self-Employed           1YR Full Doc 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 96 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 17.7 xxxxx 17.7 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               8.66       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115054 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.144 1.144 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 7.3 xxxxx 7.3 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115057 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.321 1.3   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other PATRIOT ACT FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 100.5 No 37.7 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115058 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.307 1.307   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       806                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 70.0 xxxxx 70.0 No 67.34 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115061 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 4562.96 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.985%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     30.22% 47.41% 47.41% No No             Self-Employed Employed         12 Month Bank Statement 0 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes N/A 0 12 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 204 204 Work Number No 0   N/A Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 80.2 xxxxx 80.2 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 20 18.7     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115085 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.049 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 138.7 xxxxx 138.7 No 68.99 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115136 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 10147.60 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.909%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 4.02% 4.02% 4.02% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 94.7 xxxxx 94.7 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 24       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115142 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     832.17% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.165 1.16   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     709                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 21.6 xxxxx 21.6 No 50.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115167 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.121 1.09 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 114.3 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115171 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 17450.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.244%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.16% 42.34% 42.34% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 Borrower - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.1 xxxxx 11.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 7       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115186 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A APOR Threshold 1586.50 xx/xx/xxxx 6.100% LP Accept Eligible No 6.527%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 29.84% 29.84% 29.84% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 360 Work Number Yes 81 81 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 2.0 xxxxx 2.0 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 36.72 7     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115193 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.61% 39.60% 39.60% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 6.1 xxxxx 30.4 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 4 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 15       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115201 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible Yes   $4,001.42 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 01/01/2026 Monthly 48.82% 48.82% 48.82% Yes Yes             Not Employed Employed         1YR Full Doc 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower || Co Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower || Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 104.8 xxxxx 104.8 No 69.82 No No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         No   3     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000115202 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 04/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.221 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 55.2 xxxxx 55.2 No 44.44 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115205 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1690.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.816%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     20.78% 21.36% 21.36% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 0.00% 50.00% 50.00% Stocks/Bonds,Proceeds from Sale N/A 0 N/A N/A N/A 0 Yes 72 Yes 72 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 || Co Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 77.4 xxxxx 77.4 No 69.9 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 5 5     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115207 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible Yes   $1,695.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.26% 46.26% 46.26% Yes Yes             Self-Employed Self-Employed         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 1 1 1 3 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 54.6 xxxxx 54.6 No 73.08 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 14 1.3     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000115215 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.65% 31.14% 31.14% Yes Yes 4 - Verified 2+ Mos 4 - Verified 2+ Mos 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified Employed Not Employed Not Employed Not Employed .00 .00 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 25 Other NA 0 0 N/A No 0   Yes Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified || Co Borrower 2 - 2 YRS Executed 4506T Verified || Co Borrower 3 - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified || Co Borrower 2 - 2 YRS Executed 4506T Verified || Co Borrower 3 - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx 724 707 740 724 730 784 747 724 747 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   WA United States xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   WA United States xx/xx/xxxx     N/A     Fee Simple   No No N/A xxxxx 9.7 xxxxx 9.7 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual Borrower As Individual Borrower As Individual xxxxx xxxxx xxxxx xxxxx false 4 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx             No 5       xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115218 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1990.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.804%   7.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     51.54% 51.56% 51.56% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Proceeds from Sale Audited 12 CPA       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       706                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.3 xxxxx 14.3 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115219 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 9530.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.484%   7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.16% 48.24% 48.24% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Accountant/Bookkeeper       Yes 12 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 9.4 xxxxx 9.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 4       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115224 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     24.03% 24.34% 24.34% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 67.2 xxxxx 67.2 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           11 11.59     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115227 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $2,600.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.593 1.59   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 54.4 xxxxx 54.4 No 63.98 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115248 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1830.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.598%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.08% 39.08% 39.08% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 43.2 No 26.32 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115254 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified 1 - Not Stated Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified Unknown Unknown Unknown Unknown .00 .00 Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00%   Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.398 1.38   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 3 - Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx 763 804 804 804 757 783 763 804 763 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Real ID Driver's License   CO United States xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Real ID Driver's License   CO United States xx/xx/xxxx     N/A     Fee Simple   No No N/A xxxxx 60.9 xxxxx 60.9 No 51.95 N/A No No Yes Borrower As Individual Borrower As Individual Borrower As Individual Borrower As Individual xxxxx xxxxx xxxxx xxxxx false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No         xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115255 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.26% 36.27% 36.27% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.8 xxxxx 119.6 No 48.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 28       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115262 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $665.58 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.344 1.25   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 26.3 xxxxx 26.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115267 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified 1 - Not Stated Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified Unknown Unknown Unknown Unknown .00 .00 Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.402 1.38 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx 763 804 804 804 757 783 763 804 763 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Real ID Driver's License   CO United States xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Real ID Driver's License   CO United States xx/xx/xxxx     N/A     Fee Simple   No No N/A xxxxx 61.0 xxxxx 61.0 No 51.95 N/A No No Yes Borrower As Individual Borrower As Individual Borrower As Individual Borrower As Individual xxxxx xxxxx xxxxx xxxxx false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No         xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115278 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $5,719.50 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     47.54% 47.54% 47.54% Yes Yes             Self-Employed Not Employed         1YR Full Doc 2 0 NA NA N/A 0 N/A 0 1 2 0 0 1 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 12 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 1 YR Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 1 YR Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 132.2 xxxxx 132.2 No 60.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 24       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115311 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1395.00 xx/xx/xxxx 6.100% LP Accept Eligible No 6.554%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 02/01/2026 Monthly 41.14% 41.14% 41.14% Yes               Retired           1YR Full Doc 1   NA   N/A 0     1 0     3 1 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       826                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 272.5 xxxxx 272.5 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115315 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1790.00 xx/xx/xxxx 6.100% LP Accept No 6.752%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.82% 23.82% 23.82% Yes Yes             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 99 99 Work Number Yes 209 209 Other No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 45.4 xxxxx 45.4 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 8.33 17.54     xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000115335 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1295.00 xx/xx/xxxx 6.100% DU Approve Eligible No 6.399%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 47.76% 41.50% 41.50% Yes Yes             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 || Co Borrower Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 124.5 xxxxx 124.5 No 22.22 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx               25       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115348 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes Yes No N/A N/A       DU Approve Eligible No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     30.46% 33.85% 33.85% Yes Yes             Retired Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified - ["2026"] - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2026"] - 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 16.0 xxxxx 16.0 No 62.35 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed Conventional Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx             5     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115357 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.478 1.25   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 6.7 xxxxx 6.7 No 43.71 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115359 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes Yes No N/A N/A 950.00 xx/xx/xxxx 6.100% LP Accept Eligible No 6.171%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.01% 43.01% 43.01% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     1 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 33.1 xxxxx 33.1 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 9       xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000115415 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.215 1.18 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 0.0 xxxxx 3.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         2%, 2%, 2% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115429 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 46.66% 46.66% 46.66% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       Yes 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESCorp, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Employment Authorization Card   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 29.7 xxxxx 29.7 No 72.36 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115435 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $3,517.50 6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 46.42% 46.43% 46.43% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 12 CPA       NA 0 No   Yes 31 31 Other     0   No 0     Borrower - SESCorp, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 33.3 xxxxx 33.3 No 70.0 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               6.94       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115451 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 45.98% 45.98% 45.98% Yes Yes             Employed Self-Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0   0 1 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - null Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No Unknown N/A xxxxx 183.5 xxxxx 183.5 No 75.7 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         Yes 32 7     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115460 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1890.00 xx/xx/xxxx 6.100% DU Approve Eligible No 6.662%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.52% 47.15% 47.15% Yes Yes             Retired Retired         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes N/A 2 0 Yes N/A 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - ["2025","2024"] - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 175.2 xxxxx 175.2 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115468 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1825.00 xx/xx/xxxx 6.100% DU Approve Eligible No 6.602%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.22% 35.22% 35.22% Yes               Employed           1YR Full Doc 2   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 16 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Written VOE Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 5.6 xxxxx 26.3 No 83.27 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 1.25       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115477 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 4235.00 xx/xx/xxxx 6.100% DU Accept Eligible No 6.595%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 49.97% 49.97% 49.97% Yes Yes             Employed Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 1 0 1 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 24 Work Number Yes 2 32 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     733                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx India xx/xx/xxxx N/A                                                         Fee Simple   No No N/A xxxxx 141.3 xxxxx 141.3 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 9 0.8     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115499 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     216.65% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.304 1.25 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 225.0 xxxxx 225.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115504 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 43.30% 43.30% 43.30% Yes               Employed           1YR Full Doc 1   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 172.6 xxxxx 172.6 No 65.54 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 18       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115521 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.239 1.25 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No Unknown N/A xxxxx 267.2 xxxxx 267.2 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115522 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.201 1.2 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 11.9 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115531 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.23% 35.83% 35.83% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Missing 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       692                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 16.5 xxxxx 16.5 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5%, 5%, 5% xxxxx xxxxx             xxxxx xxxxx             Yes 3.92       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115537 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 8515.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.084%   6.990% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Retired           Asset Utilization (No DTI) 0   NA   N/A 0     0 0     0 0 NA   No No 60.0 Yes Yes Yes 6 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 530.3 xxxxx 530.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000115538 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     10000.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.058 1.0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 151.7 xxxxx 151.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115555 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.557%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.42% 44.42% 44.42% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 6.3 xxxxx 6.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115562 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.60% 33.25% 33.25% Yes Yes             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes N/A 0 12 Yes N/A 0 12 0.00% 100.00% 70.00%   N/A 0 N/A N/A N/A 0 Yes 36 Yes 36 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - SECorporation - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 19.6 xxxxx 19.6 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 5%, 5%, 5% xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 37.17 8.99     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115563 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     14.72% 14.72% 14.72% Yes               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 1     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, SEPartnership - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1065, 1120S), CPA Letter Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1065, 1120S), 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 18.2 xxxxx 18.2 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 9       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115565 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2551.91 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.274%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.41% 31.33% 31.33% No No             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA Yes No 84.0 No No Yes 0 0 Yes Yes 4 0 0.00%   0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No   xxxxx No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 309.2 xxxxx 309.2 No 64.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 2       xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115597 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.00% 43.17% 43.17% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 64.2 xxxxx 64.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 13.01       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115598 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.011 1.0 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 49.9 No 70.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115600 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     45.00% 43.81% 43.81% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2025","2024","2026"] - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 47.5 xxxxx 47.5 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115620 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.51% 44.07% 44.07% Yes Yes             Not Employed Self-Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A Audited Tax Preparer 24 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 8.9 xxxxx 8.9 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx         Yes   4.6     xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000115624 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1690.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.828%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.34% 46.18% 46.18% No               Self-Employed           1YR Full Doc 1   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 16.7 xxxxx 16.7 No 78.9 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 6       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115632 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 49.66% 49.67% 49.67% Yes Yes             Retired Retired         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SSI and Disability, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Award Letter Verified - ["2025"] - 2025 || Co Borrower - SSI and Disability - Award Letter Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 || Co Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 1086.9 xxxxx 1086.9 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115637 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.3 1.32   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other PATRIOT ACT FORM xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 0.0 xxxxx 104.3 No 52.85 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115662 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.146 1.15   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 38.9 xxxxx 38.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115666 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.362 1.25   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Customer Identification Verification xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Customer Identification Verification xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 0.0 xxxxx 116.7 No 65.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115668 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes Yes No N/A N/A       DU Approve Eligible No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.08% 23.08% 23.08% Yes               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SESCorp, SECorporation, SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026","2023"] - 2024, 2025, 2026, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026","2023"] - 2024, 2025, 2026, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 206.8 xxxxx 206.8 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 4       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115718 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1570.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.294%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     27.48% 27.48% 27.48% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 84.0 No Yes N/A 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 651.6 xxxxx 651.6 No 50.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115734 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 14870.50 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.404%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.69% 41.69% 41.69% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified - ["2025"] - 2025 Borrower - 1 YR Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 89.0 No 26.64 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 46       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115741 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1695.00 xx/xx/xxxx 6.100% LP Accept Eligible Yes 6.658%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 49.42% 49.43% 49.43% No No             Employed Not Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 24 Other NA 0 0 N/A No 0   Yes Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Employment Authorization Card   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx xxxxx xxxxx xxxxx Employment Authorization Card   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 5.8 xxxxx 5.8 No 65.0 Yes No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 4       xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000115764 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.21 1.21   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Visa Card  xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 42.8 xxxxx 42.8 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115765 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 8165.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.967%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     20.81% 21.60% 21.60% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 65.9 No 35.94 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115770 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 1790.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.772%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.52% 33.52% 33.52% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Separation Agreement Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       806                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 12.1 xxxxx 12.1 No 78.18 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 38       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115778 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A .00 xx/xx/xxxx 6.130% DU Approve Eligible No 6.678%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.97% 39.97% 39.97% Yes Yes             Employed Unknown         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 3.9 xxxxx 3.9 No 78.4 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx               15       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115831 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx   Monthly 25.10% 25.10% 25.10% Yes Yes             Employed Employed         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 Yes 24 24 FNMA 1005 No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 17.6 xxxxx 17.6 No 54.52 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 14 12     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115865 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 16.51% 16.54% 16.54% Yes Yes             Employed Not Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 404.8 xxxxx 404.8 No 75.0 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 25       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115886 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     27.68% 27.68% 27.68% Yes               Employed           2YR Full Doc 2   Less than 1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 150 24 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 35.1 xxxxx 35.1 No 78.41 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 12       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115942 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A .00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.667%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     8.90% 8.90% 8.90% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 54 54 Work Number Yes 53 53 Work Number No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 23.8 xxxxx 23.8 No 72.28 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 3 4     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115950 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.063 1.0   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 38.5 xxxxx 38.5 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115956 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.474 1.59 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 278.5 xxxxx 278.5 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115975 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.015 1.016   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 1.5 xxxxx 17.0 No 74.9 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000115992 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 7.310%   7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.16% 23.38% 23.38% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 17.7 xxxxx 121.0 No 63.29 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 46.85       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116019 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes Yes No N/A N/A       DU Approve Eligible No     6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     29.74% 29.79% 29.79% Yes Yes             Retired Employed         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 12 12 Work Number No 0     Borrower - SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2025"] - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 78.4 xxxxx 78.4 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx   xxxxx xxxxx             20     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116021 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.80% 34.80% 34.80% Yes               Self-Employed           1YR Full Doc 2   1 Month   N/A 0     1 0     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 302 26 FNMA 1005     0   No 0     Borrower - SESoleProprietor, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       731                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 11.3 xxxxx 11.3 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 21.01       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116066 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 100.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.073 1.073 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 54.7 xxxxx 54.7 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA                                 6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116106 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 7974.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 7.594%   7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     14.63% 14.63% 14.63% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.8 xxxxx 14.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 6       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116188 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.921 0.93   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 82.3 No 59.52 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116192 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 03/01/2026 Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.001 1.1   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 63.3 xxxxx 63.3 No 61.96 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx   xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116208 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 10545.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 7.015%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 02/01/2026 Monthly 46.46% 46.19% 46.19% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 7.2 xxxxx 7.2 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 12       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116214 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 45.20% 45.20% 45.20% Yes               Employed           1YR Full Doc 0   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 49 25 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       803                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 1353.9 xxxxx 1353.9 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116216 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.877 0.88 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 20.8 xxxxx 20.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000116251 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.179 0.75   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 93.9 No 26.55 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116263 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     364047.62% 0.00% 0.00% Yes Yes 3 - Verified<2Mos 3 - Verified<2Mos 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified Unknown Unknown Unknown Unknown .00 .00 Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.0 1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx 764 779 773 747 788 786 781 773 786 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Real ID Driver's License   NJ United States xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Real ID Driver's License   NJ United States xx/xx/xxxx     N/A     Fee Simple   No No N/A xxxxx 28.4 xxxxx 28.4 No 68.95 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity xxxxx xxxxx xxxxx xxxxx false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No         xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116269 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $2,751.96 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.08% 44.08% 44.08% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 31.1 xxxxx 31.1 No 74.09 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 10 8.7     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116284 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 46.13% 46.13% 46.13% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 8.6 xxxxx 8.6 No 68.65 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Jumbo No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 25.00       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116286 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 9292.24 xx/xx/xxxx 6.130% DU Approve Eligible No 6.227%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 31.34% 31.34% 31.34% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 5.0 xxxxx 5.0 No 69.56 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116289 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1990.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.737%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.30% 33.82% 33.82% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 Borrower - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 13.5 xxxxx 13.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116293 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.932 0.95   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 120.1 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116296 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 16994.20 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.629%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     13.54% 13.53% 13.53% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 38.6 xxxxx 38.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116298 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx     24.75% 34.07% 34.07% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 75.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 45.8 xxxxx 45.8 No 61.3 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         60 days interest xxxxx xxxxx             xxxxx xxxxx             No 6       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116301 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.316%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     29.89% 29.77% 29.77% No No             Employed Employed         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 240 240 Other Yes 220 220 FNMA 1005 No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     805                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 2.2 xxxxx 14.0 No 50.61 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 27 20     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116302 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.560%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     17.45% 17.36% 17.36% No               Not Employed           Asset Depletion – Total Asset Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 84.0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - ["2026"] - 2026 Borrower - ["2026"] - 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       813                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 72.4 xxxxx 72.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx               N/A - Not investment property         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116327 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.250% xxxxx xxxxx Yes 16.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.881 0.84   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 3.8 xxxxx 3.8 No 60.55 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116333 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     26.70% 26.15% 26.15% Yes Yes             Self-Employed Retired         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 1 1 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024 || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - ["2024"] - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     817                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 22.3 xxxxx 22.3 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             Yes 25       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116339 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.160% Manual Underwriting Manual Underwriting No 7.239%   8.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 34.56% 35.48% 35.48% Yes Yes             Not Employed Not Employed         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - Retirement, SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2026"] - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 56.4 xxxxx 140.7 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx ARM Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116357 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.37% 37.37% 37.37% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 18.2 xxxxx 18.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 6       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116367 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.349 1.35   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 46.3 xxxxx 46.3 No 40.17 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116370 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $871.20 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.166 1.16   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       700                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 130.9 xxxxx 130.9 No 64.38 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116377 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.067 1   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 291.1 xxxxx 291.1 No 52.13 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116381 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.294%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.08% 40.22% 40.22% No No             Not Employed Not Employed         Asset Utilization (with DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 84.0 No Yes Yes 3 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 102.9 xxxxx 102.9 No 68.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                                   xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116395 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 15092.85 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.632%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.31% 46.31% 46.31% No No             Employed Not Employed         Asset Utilization (with DTI) 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No Yes 84.0 No Yes Yes 3 0 Yes N/A 3 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified, Lease Agreements Verified Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 202.6 xxxxx 202.6 No 26.8 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 10       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116401 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.851 0.86 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 354.2 xxxxx 354.2 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116402 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.015 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 11.8 xxxxx 11.8 No 79.89 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116409 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.064 0.97   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 141.0 xxxxx 141.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116416 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.26% 41.98% 41.98% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 174.3 xxxxx 295.2 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116431 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx Yes 14.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.932 0.92   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 68.3 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116435 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.284 1.284   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       816                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 94.0 No 65.63 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116452 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1295.00 xx/xx/xxxx 6.130% DU Approve Eligible No 6.461%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 43.73% 43.68% 43.68% Yes Yes             Retired Retired         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 2 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2025"] - 2025 || Co Borrower - Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2025"] - 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025"] - 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 150.5 xxxxx 150.5 No 75.0 Yes No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                           0       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116472 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     6850.47% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.004 1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.1 xxxxx 9.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx ARM DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116479 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx Yes 11.750% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.958 0.95   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       668                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.9 xxxxx 10.8 No 49.85 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116485 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.253 1.05   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 37.5 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3%, 2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116502 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 43.97% 44.64% 44.64% Yes               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 2     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 10.4 xxxxx 10.4 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               4       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116506 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     582.01% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.557 1.557   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 81.6 No 40.98 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116509 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 6032.22 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 8.636%   8.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 33.17% 33.13% 33.13% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       828                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 13.9 xxxxx 13.9 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 13       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116513 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.505 2.4 No Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 131.2 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116522 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $199.50 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 31.31% 30.78% 30.78% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     2 2 NA   No No 0 No Yes N/A 0 1 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - ["2023","2024"] - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.5 xxxxx 14.5 No 75.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             Yes 26       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116531 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.007 1.09   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Lease Hold   No No N/A xxxxx 41.9 xxxxx 41.9 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116536 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.12% 37.12% 37.12% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 38.2 xxxxx 38.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116537 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   No xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.096 1.16 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.7 xxxxx 11.7 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116539 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 6402.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 7.041%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 25.83% 25.79% 25.79% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Proceeds from Sale Third-Party Prepared (Unaudited) 12 CPA       Yes 43 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 19.8 xxxxx 19.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116544 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 37.16% 37.42% 37.42% Yes Yes             Employed Employed         2YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 52 52 Work Number Yes 43 43 Work Number No 0   Yes Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     Work Visa    xx/xx/xxxx xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx India xx/xx/xxxx Work Visa   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 123.3 xxxxx 123.3 No 79.98 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 21 15     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116548 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $30,000.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.178 1.178   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 8.1 xxxxx 8.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116555 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     20.83% 20.68% 20.68% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     1 1 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), CPA Letter Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 94.1 xxxxx 94.1 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10.16       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116567 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible Yes     5.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 35.94% 36.18% 36.18% Yes Yes             Employed Employed         1YR Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 7 Other NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - ["2026","2025","2024"] - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 15.6 xxxxx 15.6 No 74.96 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 10 20     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000116587 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 9885.50 xx/xx/xxxx 6.190% Manual Underwriting Manual Underwriting No 6.969%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.56% 48.56% 48.56% No               Self-Employed           2YR Full Doc 0   1 Month   N/A 0     2 2     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%   Stocks/Bonds Borrower Prepared 12 Borrower       Yes 0 No   Yes 235 48 Work Number     0   No 0     Borrower - Wage, SESCorp, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), CPA Letter Verified, YTD Profit And Loss Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 264.4 xxxxx 264.4 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 18       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116593 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 25.86% 25.86% 25.86% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 27.7 xxxxx 27.7 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx             xxxxx xxxxx             Yes 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116599 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.088 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 122.7 xxxxx 122.8 No 47.2 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116617 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A .00 xx/xx/xxxx 6.130% LP Accept Eligible No 7.284%   7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.97% 49.37% 49.37% Yes Yes             Employed Employed         2YR Full Doc 1 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Other Yes 26 26 Other No 0   Yes Borrower - Wage, Bonus, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     671                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 14.4 xxxxx 14.4 No 72.12 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 26 14.48     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116622 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.141 1.0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Yes N/A xxxxx 65.9 xxxxx 65.9 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116632 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2190.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.504%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 37.04% 37.03% 37.03% No               Employed           1YR Full Doc 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Employment Authorization Card   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 58.8 xxxxx 58.8 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 3       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116635 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1595.00 xx/xx/xxxx 6.100% DU Approve Eligible No 6.871%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 38.75% 37.78% 37.78% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Missing 0 0 No Missing 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 28.3 xxxxx 28.3 No 71.51 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 10 2     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116638 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     25.07% 25.02% 25.02% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 24.9 xxxxx 25.3 No 43.33 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx             xxxxx xxxxx               2.84       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116641 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.272 1.17 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       681                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 16.0 xxxxx 16.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116667 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.125% xxxxx xxxxx Yes 16.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.328 1.31   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 5.2 xxxxx 5.2 No 69.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116678 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 6550.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.425%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 47.59% 47.59% 47.59% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 Borrower - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 14.1 xxxxx 14.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116726 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.756 0.75   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Consular Card   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 0.0 xxxxx 47.6 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116735 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx 04/01/2026 Monthly 45.91% 43.87% 43.87% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 48.6 xxxxx 48.6 No 75.0 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 4.75       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116741 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     1211.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.145 1.23   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 9.0 xxxxx 9.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116792 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.205 1.203   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 5.6 xxxxx 5.6 No 74.99 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116796 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.62 1.6   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 37.0 xxxxx 37.0 No 48.45 Yes No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx  
4000116798 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.442 1.22   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 25.6 xxxxx 27.5 No 63.36 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx  
4000116804 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.361 1.36   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 25.6 xxxxx 26.2 No 63.91 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx  
4000116811 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     26.26% 25.77% 25.77% Yes Yes             Self-Employed Not Employed         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 1 1 1 0 3 1 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 6.9 xxxxx 100.4 No 44.19 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 24       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116813 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     45.74% 45.74% 45.74% Yes Yes             Self-Employed Self-Employed         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 1 1 1 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 50.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Retirement - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 24.5 xxxxx 24.5 No 65.81 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 15 15     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116815 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.196 1.149   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 0.0 xxxxx 63.3 No 65.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116817 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.094 1.09   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 27.2 xxxxx 27.2 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116842 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $60.33 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     29.28% 29.28% 29.28% Yes               Self-Employed           2YR Full Doc 2   1 Month   N/A 0     2 2     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 8.20%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       Yes 120 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 842.5 xxxxx 842.5 No 74.71 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 36.64       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116853 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2190.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.692%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 44.06% 44.06% 44.06% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 80.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       731                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 50.9 xxxxx 30.6 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116871 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.015 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       704                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 19.7 No 49.87 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000116879 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.856 0.856   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 0.0 xxxxx 92.3 No 48.84 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116888 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.999 0.99   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No   xxxxx No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 40.8 xxxxx 40.8 No 56.12 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116892 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.068 1.05 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 38.5 xxxxx 38.5 No 58.29 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116907 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     3.55% 4.21% 4.21% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 235.3 xxxxx 235.3 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               19       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116910 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.323 1.25 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Permanent Resident  xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 91.0 xxxxx 91.0 No 69.19 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116911 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 4260.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.990%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     45.12% 45.12% 45.12% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 73.3 No 31.65 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116913 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $854.06 7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.061 1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 0.0 xxxxx 100.4 No 45.49 N/A No No Yes Borrower As Individual N/A N/A N/A         false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116919 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx Yes 11.625% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.05 1.05   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 20.6 xxxxx 146.7 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A         false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116928 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.06% 40.27% 40.27% Yes               Employed           2YR Full Doc 0   NA   N/A 0     0 2     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Wage, Overtime, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(1065), CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       774                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 94.0 xxxxx 94.0 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 13       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116971 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 67.1 No 68.64 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Home Improvement/Reno xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116976 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.936 0.75   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       814                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 12.0 xxxxx 12.0 No 66.71 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000116981 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.854 1.79   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 169.8 xxxxx 169.8 No 52.02 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117035 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx Yes 14.750% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.981 0.97 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 8.8 xxxxx 8.8 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117036 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $17,010.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.19% 34.19% 34.19% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 153 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.8 xxxxx 11.8 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx             xxxxx xxxxx             No 12       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117056 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3667.13 xx/xx/xxxx 6.100% DU Approve Eligible No 6.414%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2027 Annually 49.98% 49.98% 49.98% Yes Yes             Employed Employed         2YR Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 36 36 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     719                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 6.7 xxxxx 6.7 No 69.23 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 25 10.4     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117057 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.257 1.28   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 26.0 xxxxx 26.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000117065 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.867 0.8 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 420.9 xxxxx 420.9 No 52.94 No No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117087 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.296 1.46   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 6.6 xxxxx 6.6 No 78.19 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117092 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.503 1.52 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       669                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 101.8 No 47.14 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117115 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.556     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       740                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 0.0 xxxxx 105.9 No 47.1 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx  
4000117131 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2400.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 7.787%   7.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.60% 30.87% 30.87% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 132 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       701                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 374.2 xxxxx 374.2 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               30       xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000117139 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.06% 34.21% 34.21% Yes               Employed           2YR Full Doc 1   1 Month   N/A 0     2 2     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.1 xxxxx 9.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 4 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117168 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 04/01/2026 Monthly 17.41% 18.04% 18.04% No               Self-Employed           1YR Full Doc 2   NA   N/A 0     1 1     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Employment Authorization Card   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 9.7 xxxxx 9.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 15.6       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117171 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 995.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.246%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 49.03% 49.03% 49.03% No No             Employed Unknown         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 60 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 31.8 xxxxx 31.8 No 42.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx             15       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117172 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 4139.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 8.652%   8.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.45% 49.45% 49.45% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       0.00% 100.00%     N/A 0 N/A       Yes 96 No   NA 0 0 N/A     0   No 0     Borrower - Other - CPA Letter Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 6.7 xxxxx 6.7 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               8       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117179 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible Yes   $1,253.10 6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.09% 46.79% 46.79% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     1 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 122 122 Other     0   No 0     Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 41.4 xxxxx 41.4 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               30       xxxxx       xxxxx xxxxx     xxxxx xxxxx
4000117182 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.891 0.89   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 8.1 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117192 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx Yes 12.125% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.1 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 7.4 xxxxx 7.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117198 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.028 1.0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot ACT Information Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 304.3 xxxxx 304.3 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117230 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.78 0.75 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 41.6 xxxxx 41.6 No 51.82 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000117237 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.787 0.75 No Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No   N/A xxxxx 26.1 xxxxx 26.1 No 75.0 Yes No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000117248 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 3398.16 xx/xx/xxxx 6.060% Manual Underwriting Manual Underwriting No 7.029%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.98% 44.97% 44.97% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 12 No   NA 0 0 Other     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 19.1 xxxxx 19.1 No 64.9 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117254 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.598%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     50.78% 50.78% 50.78% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 114 114 FNMA 1005     0   No 0   Yes Borrower - Wage - Written VOE Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 7.2 xxxxx 7.2 No 23.33 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117280 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2325.00 xx/xx/xxxx 5.530% Manual Underwriting Manual Underwriting No 6.288%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     45.25% 45.77% 45.77% No No 4 - Verified 2+ Mos 4 - Verified 2+ Mos 5 - Stated, 2YRs Verified + CPA Letter 5 - Stated, 2YRs Verified + CPA Letter 3 - Stated, 3rd Party Verification 3 - Stated, 3rd Party Verification Self-Employed Self-Employed Employed Employed 3.62 .68 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 2 2 2 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 90.00% Stocks/Bonds,Stocks/Bonds Borrower Prepared 12 Borrower Borrower Prepared Borrower 12 Yes 12 Yes 12 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership, Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower 2 - Wage, Bonus, Other REO Net Rental Income(Loss), Primary Residence Rent Income - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower 3 - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower 2 - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower 3 - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx 754 768 793 791 754 776 739 791 754 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   NY United States xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   NJ United States xx/xx/xxxx     N/A     Fee Simple   No No N/A xxxxx 22.4 xxxxx 37.1 No 70.0 N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual Borrower As Individual xxxxx xxxxx xxxxx xxxxx false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A - Not investment property 30 25 4 8 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117287 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 19992.00 xx/xx/xxxx 6.130% Manual Underwriting Manual Underwriting No 6.496%   6.490% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 30.36% 30.33% 30.33% Yes               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 2     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 54.8 xxxxx 54.8 No 70.0 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117289 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.82% 38.82% 38.82% Yes               Employed           1YR Full Doc 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 20 FNMA 1005     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 8.2 xxxxx 8.2 No 54.86 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117298 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.795 0.78 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 49.8 No 16.67 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117305 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.2 1.19   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 30.5 xxxxx 30.5 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117306 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1825.00 xx/xx/xxxx 6.140% DU Approve Eligible No 6.549%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 03/01/2026 Annually 48.26% 47.84% 47.84% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 36 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.1 xxxxx 14.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               30       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117340 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.627 1.25 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 24.1 xxxxx 24.1 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117341 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.43 1.42   Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 31.2 xxxxx 31.2 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117360 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.79% 49.11% 49.11% Yes               Employed           2YR Full Doc 0   1 Month   N/A 0     1 1     2 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 144.4 xxxxx 144.4 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 8       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117430 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 24025.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.606%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.30% 46.38% 46.38% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 15 FNMA 1005     0   No 0     Borrower - Wage, Wage - Written VOE Verified - ["2025","2024"] - 2025, 2024 Borrower - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       805                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.9 xxxxx 11.9 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 1       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117431 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.801 2.8   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 92.3 No 25.04 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117445 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.818 0.79 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       749                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 22.0 xxxxx 22.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117451 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.151 1.19   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 55.1 xxxxx 55.1 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117455 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.18% 43.39% 43.39% Yes               Self-Employed           1YR Full Doc 2   1 Month   N/A 0     1 1     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%   Stocks/Bonds Borrower Prepared 14 Borrower       NA 0 No   Yes 2 60 FNMA 1005     0   No 0     Borrower - Wage, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 261.8 xxxxx 294.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117456 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $1,050.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.4 1.42   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 7.6 xxxxx 7.6 No 55.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117464 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3220.00 xx/xx/xxxx 6.100% DU Approve Eligible No 6.004%   5.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 26.06% 26.06% 26.06% Yes               Employed           1YR Full Doc 1   Less than 1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       823                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 220.9 xxxxx 220.9 No 46.15 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 7       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117517 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1650.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.614%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 14.40% 14.41% 14.41% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2026","2024"] - 2026, 2024 Borrower - ["2026","2024"] - 2026, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       749                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Employment Authorization Card   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 15.3 xxxxx 15.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2.5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117536 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.084 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 0.0 xxxxx 100.8 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000117552 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.286%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.99% 48.99% 48.99% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 64 64 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - ["2021","2022","2023","2024","2025"] - 2021, 2022, 2023, 2024, 2025 Borrower - ["2021","2022","2023","2024","2025"] - 2021, 2022, 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 46.2 xxxxx 46.2 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117553 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4390.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.073%   5.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 38.25% 38.25% 38.25% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 24 Work Number     0   No 0     Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       806                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 12.6 xxxxx 12.6 No 44.09 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117616 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1790.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.953%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 22.40% 22.06% 22.06% Yes Yes             Self-Employed Not Employed         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 0 0 2 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA N/A N/A 0 Yes 12 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 || Co Borrower Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx     xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 29.0 xxxxx 29.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx               18       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117633 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Proceeds from Sale   0           0 No     0 0       0   Yes 0.928 0.77   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       731                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 28.1 xxxxx 28.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117653 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   No xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.159 2.09 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 33.4 xxxxx 33.4 No 79.18 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117657 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     32.98% 32.98% 32.98% Yes Yes             Not Employed Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 1 0 1 1 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 27.4 xxxxx 27.4 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 4 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx             xxxxx xxxxx             32     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117659 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 15495.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.267%   5.990% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% No No             Retired Retired         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 Yes Yes N/A 6 0 Yes N/A 6 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Other - Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 || Co Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Disclosure Borrower Identification xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Disclosure Borrower Identification xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 385.7 xxxxx 385.7 No 58.33 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Other NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117750 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 20.12% 20.12% 20.12% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 91.7 xxxxx 91.7 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 40       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117826 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $86.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     45.58% 38.75% 38.75% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 13.0 xxxxx 13.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 4.12       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117838 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.785 0.78   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       717                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 364.3 xxxxx 364.3 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117846 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 11.875% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.966 1.96   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 88.8 xxxxx 88.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000117854 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.364 1.36   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 105.6 xxxxx 105.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117859 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx Yes 11.875% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.519 1.52   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 126.8 xxxxx 126.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117868 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx Yes 5.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.463 1.46   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 120.4 xxxxx 120.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117869 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 11.875% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.758 1.61 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 51.9 xxxxx 51.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117934 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Unknown             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.003 1.003   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 28.6 No 74.68 N/A No No Yes Member on Behalf of Entity Borrower As Individual N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117940 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.09 1.083   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 44.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117980 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $4,665.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     15.69% 15.62% 15.62% Yes Yes             Self-Employed Self-Employed         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 1 1 1 1 2 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 51.00%   N/A 0 N/A N/A N/A 0 Yes 0 Yes 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), CPA Letter Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), CPA Letter Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     748                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 30.0 xxxxx 30.0 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 3 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 30 3     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000117984 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 04/01/2026 Monthly 14396.42% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.006 1.05   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       677                 No                                       7 xx/xx/xxxx xx/xx/xxxx 0 73     0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 0.2 xxxxx 34.2 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117985 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $4,412.81 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 04/01/2026 Annually 47.07% 45.27% 45.27% Yes Yes             Self-Employed Not Employed         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Investment Income - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 20.9 xxxxx 20.9 No 74.7 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             No 33       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117986 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4287.50 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.345%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.80% 38.80% 38.80% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 139 25 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 49.8 xxxxx 49.8 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 25       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117992 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1400.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.226%   6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     47.43% 47.43% 47.43% No No             Employed Not Employed         1YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No Yes 84.0 No No N/A 0 0 Yes N/A 4 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 25 Work Number NA 0 0 N/A No 0   Yes Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - Asset Depletion, Subject Property Net Rental Income(Loss) if NOO - Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 || Co Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 279.4 xxxxx 279.4 No 35.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 7       xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000117995 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.069 1.069 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 4.7 xxxxx 4.7 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117997 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx Yes 12.250% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.977 0.977   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 18.5 xxxxx 77.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118009 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 3000.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.152%   6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.00% 36.98% 36.98% No No             Not Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) CPA 12 NA 0 Yes 96 NA 0 0 N/A NA 0 0 N/A No 0     Borrower || Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2026","2025"] - 2026, 2025 Borrower || Co Borrower - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 7.7 xxxxx 7.7 No 34.09 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           20 15     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000118015 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 28.26% 30.02% 30.02% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 24 24 Work Number No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx     xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 84.2 xxxxx 84.2 No 85.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 6 Months Interest xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         Yes 6 6     xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118054 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.872 0.87 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       814                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 150.0 xxxxx 150.0 No 64.98 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000118068 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1763.55 xx/xx/xxxx 6.100% DU Approve Eligible No 7.422%   7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.83% 39.83% 39.83% Yes Yes             Employed Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Other Yes 25 25 Other No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2026","2025"] - 2026, 2025 || Co Borrower - Wage, Overtime - Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Missing USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Missing USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 17.0 xxxxx 17.0 No 90.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 27 19.49     xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000118076 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Interest Only 1890.00 xx/xx/xxxx 6.160% Manual Underwriting Manual Underwriting No 7.107%   6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     27.77% 27.77% 33.88% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     3 0 NA   Yes No 84.0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Yes N/A xxxxx 954.1 xxxxx 954.1 No 37.53 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118160 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 3126.20 xx/xx/xxxx 5.990% Manual Underwriting Manual Underwriting No 6.484%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.53% 42.53% 42.53% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 Borrower - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 44.3 xxxxx 44.3 No 75.61 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118180 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     196486.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 0.824 0.82   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       721                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 41.0 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118182 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.061 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 134.1 xxxxx 134.1 No 74.89 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118183 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $2,200.00 7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.16 1.159   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A     xxxxx xxxxx xxxxx Other Green Card  xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 20.4 xxxxx 20.4 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 1%, 1% xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000118187 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       LP Accept Eligible No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.30% 46.40% 46.40% Yes               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 24 Tax Preparer       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       805                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 59.4 xxxxx 59.4 No 68.43 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <1% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118228 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 4823.83% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.091 1.16   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 28.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Home Improvement/Reno xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118244 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Alternate Income Documentation       Manual Underwriting Manual Underwriting No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.414 1.24   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 57.5 xxxxx 57.5 No 41.74 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118267 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.509 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 56.8 xxxxx 56.8 No 30.07 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118281 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2585.00 xx/xx/xxxx 5.990% Manual Underwriting Manual Underwriting No 6.464%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     22.67% 22.67% 22.67% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes N/A 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 || Co Borrower Borrower - ["2025","2026"] - 2025, 2026 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Permanent Resident Alien card xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 13.0 xxxxx 13.0 No 65.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx               3.35       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118317 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx Yes 20.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.763 1.01 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 85.3 No 52.86 Yes No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000118324 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 0.823 0.82   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 47.8 xxxxx 47.8 No 75.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118340 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx Yes 12.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.15 1.03   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       715                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 17.8 xxxxx 17.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118341 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 6539.00 xx/xx/xxxx 5.990% Manual Underwriting Manual Underwriting No 6.585%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 54.19% 54.55% 54.55% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 1 25 FNMA 1005     0   No 0   Yes Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 9.2 xxxxx 9.2 No 74.98 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118354 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     1338.32% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 100.00%       0           0 No     0 0       0   Yes 1.47 1.25 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 0.0 xxxxx 53.8 No 56.67 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000118383 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.997 1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 107.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118391 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 03/01/2026 Monthly 36.43% 36.43% 36.43% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     1 2     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 54.4 xxxxx 54.4 No 56.71 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             Yes 32       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118468 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     34.33% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.933 0.95   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 3.4 xxxxx 3.4 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118503 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 100.00%       0           0 No     0 0       0   Yes 1.108 1.0 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 14.2 xxxxx 14.2 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118509 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2415.00 xx/xx/xxxx 6.100% LP Accept Eligible Yes 6.424%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 36.86% 36.50% 36.50% Yes               Employed           2YR Full Doc 1   NA   N/A 0     1 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 207 207 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 4.1 xxxxx 4.1 No 70.0 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               17.33       xxxxx       xxxxx xxxxx     xxxxx xxxxx
4000118519 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 5414.95 xx/xx/xxxx 5.990% Manual Underwriting Manual Underwriting No 6.475%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 43.04% 43.04% 43.04% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 14.6 xxxxx 14.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118532 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.138 1.138   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       811                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 7.9 xxxxx 7.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000118540 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2190.00 xx/xx/xxxx 5.990% Manual Underwriting Manual Underwriting No 6.362%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.34% 41.34% 41.34% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Conditional Permanent Resident Card w/ USCIS 1-751   xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 11.6 xxxxx 11.6 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118581 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $5,265.28 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.35% 36.35% 36.35% Yes               Employed           1YR Full Doc 1   1 Month   N/A 0     1 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Lease Agreements Verified - ["2025","2026"] - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 24.6 xxxxx 24.6 No 69.28 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118625 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     27.91% 27.56% 27.56% Yes               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 173 262 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 248.6 xxxxx 248.6 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             Yes 14.46       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118714 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1750.00 xx/xx/xxxx 5.990% Manual Underwriting Manual Underwriting No 6.957%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.39% 34.39% 34.39% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 33.30%     N/A 0 N/A       Yes 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 39.5 xxxxx 39.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 2 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118755 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 2090.00 xx/xx/xxxx 6.100% Manual Underwriting Manual Underwriting No 6.825%   6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     22.34% 22.34% 22.34% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 1 YR Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 Borrower - 1 YR Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       748                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 8.3 xxxxx 8.3 No 16.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118776 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.284 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 46.3 xxxxx 46.3 No 40.82 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx ARM DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 6 Months Interest xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118824 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $8,090.54 6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds,Proceeds from Sale   0           0 No     0 0       0   Yes 1.739 1.739   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       709                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 64.9 xxxxx 64.9 No 38.27 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118854 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 1690.00 xx/xx/xxxx 5.990% Manual Underwriting Manual Underwriting No 6.546%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.10% 44.10% 44.10% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Subject Property Net Rental Income(Loss) if NOO, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 49.4 xxxxx 49.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118862 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.543 1.72   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 89.0 No 35.47 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118930 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1890.00 xx/xx/xxxx 6.100% LP Accept Eligible No 7.174%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.90% 44.90% 44.90% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 24 FNMA 1005     0   No 0   Yes Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023","2025","2026"] - 2024, 2023, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023","2025","2026"] - 2024, 2023, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 16.3 xxxxx 16.3 No 88.73 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 15       xxxxx       xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000118955 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.903 0.87   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 141.0 xxxxx 141.0 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118957 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% xxxxx xxxxx Yes 13.500% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.392 1.4   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A     xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx United States xx/xx/xxxx N/A                                                         Fee Simple   No Unknown N/A xxxxx 201.3 xxxxx 201.3 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 5%, 4%, 3%, 2%, 1% xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118958 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.043 1.04 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 9.9 xxxxx 9.9 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000118961 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.874 0.87   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 203.5 xxxxx 31.3 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119000 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 2190.00 xx/xx/xxxx 6.150% Manual Underwriting Manual Underwriting No 6.369%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 44.45% 40.31% 46.21% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 36 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Yes N/A xxxxx 14.6 xxxxx 14.6 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx ARM Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 7       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119015 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2190.00 xx/xx/xxxx 5.990% Manual Underwriting Manual Underwriting No 6.348%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     47.93% 47.93% 47.93% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 49 49 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       810                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 52.8 xxxxx 52.8 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 5       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119052 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% xxxxx xxxxx Yes 13.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.321 1.65   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 5.4 xxxxx 5.4 No 44.16 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000119060 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Alternate Income Documentation       Manual Underwriting Manual Underwriting No     6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.672 1.67   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 37.2 xxxxx 37.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000119150 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.095 1.1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 33.2 xxxxx 33.2 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119233 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 6925.00 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 6.696%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.72% 49.14% 49.14% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), SSI and Disability - CPA Letter Verified, Award Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.5 xxxxx 99.0 No 41.6 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 4       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119236 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $20.00 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.39% 42.39% 42.39% Yes               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.7 xxxxx 9.7 No 66.79 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 27       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119254 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible Yes   $0.00 6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 46.71% 46.71% 46.71% Yes               Not Employed           1YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Note Receivable, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Note Receivable Verified - ["2026","2025"] - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 7.2 xxxxx 7.2 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
4000119258 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1467.80 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 7.564%   7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     22.63% 22.63% 22.63% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 120 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.0 xxxxx 11.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               11       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119274 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible Yes   $107.91 6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 04/01/2026 Monthly 43.56% 43.30% 43.30% Yes Yes             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Work Number Yes 42 26 Work Number No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 || Co Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Employment Authorization Card   xxxxx xxxxx xx/xx/xxxx     Work Visa    xx/xx/xxxx xxxxx xxxxx xxxxx Employment Authorization Card   xxxxx xxxxx xx/xx/xxxx     Work Visa   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 19.2 xxxxx 19.2 No 72.95 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 2 0     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
4000119278 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $0.00 6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.35% 39.36% 39.36% Yes               Self-Employed           1YR Full Doc 1   NA   N/A 0     1 1     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       813                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 147.6 xxxxx 147.6 No 63.5 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 7.27       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119287 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.013 1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 79.0 xxxxx 79.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx  
4000119345 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.253 1.25   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 95.0 xxxxx 95.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119351 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Interest Only 41215.00 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 7.673%   7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.92% 48.81% 52.85% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 12 Tax Preparer       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       700                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.1 xxxxx 15.8 No 65.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 25       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119357 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $4,241.69 6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.084 1.08   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 128.3 xxxxx 128.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119424 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 7495.00 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 7.485%   7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     24.62% 24.03% 24.03% No Yes 4 - Verified 2+ Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Employed Self-Employed Not Employed   .00   1YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 Yes N/A 0 12 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 120 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SECorporation - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 || Co Borrower 2 Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - ["2025","2026"] - 2025, 2026 || Co Borrower 2 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx   726 708 750 726       726   No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   NJ United States xx/xx/xxxx     N/A                               Fee Simple   No No N/A xxxxx 27.3 xxxxx 27.3 No 80.0 N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual N/A xxxxx xxxxx xxxxx   true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   xxxxx     No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx     xxxxx xxxxx xxxxx xxxxx xxxxx       N/A - Not investment property 10 9.94     xxxxx xxxxx xxxxx   xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119432 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A .00 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 6.451%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Monthly 30.71% 30.71% 30.71% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 Other     0   No 0     Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 19.3 xxxxx 19.3 No 43.48 Yes No No No Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 4       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000119536 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No   $1,068.27 6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     48.13% 48.13% 48.13% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 127.2 xxxxx 127.2 No 85.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               14       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119581 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1825.00 xx/xx/xxxx 5.980% DU Approve Eligible No 6.722%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.15% 28.15% 28.15% Yes               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SECorporation, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 106.5 xxxxx 106.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 19       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119599 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.109 2.11   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 22.6 xxxxx 22.6 No 38.44 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119640 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1825.00 xx/xx/xxxx 5.980% DU Approve Eligible No 6.323%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     32.07% 32.07% 32.07% Yes Yes             Employed Not Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0     Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A xxxxx 46.0 xxxxx 46.0 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 6       xxxxx xxxxx     xxxxx xxxxx Rural xxxxx xxxxx xxxxx
4000119671 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 02/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.108 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 19.8 xxxxx 19.8 No 72.88 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx  
4000119685 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 6890.00 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 7.315%   6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.58% 38.59% 38.59% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 Borrower - 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 8.0 xxxxx 8.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119695 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     6.16% 19.43% 19.43% Yes Yes             Employed Employed         2YR Full Doc 1 1 2+ Months 2+ Months N/A 0 N/A 0 1 0 1 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 204 204 Work Number Yes 158 158 Work Number No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2026"] - 2025, 2024, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     683                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No Unknown N/A xxxxx 15.0 xxxxx 15.0 No 58.53 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 3 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 22 13.27     xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx  
4000119754 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx Yes 11.750% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.065 1.06   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 40.1 xxxxx 40.1 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 1%, 1%, 1% xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119759 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.071 1.07 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     748                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 6.9 xxxxx 6.9 No 73.68 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 6 Months Interest xxxxx xxxxx xxxxx xxxxx                         Yes         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000119858 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 3930.00 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 6.452%   6.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.10% 38.81% 38.81% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 192 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2026","2025"] - 2026, 2025 Borrower - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 18.9 xxxxx 18.9 No 69.97 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               28       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000119892 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Higher Priced APOR (APOR HP) Yes Yes No N/A N/A 23957.50 xx/xx/xxxx 5.980% DU Approve Eligible No 7.843%   7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.17% 49.17% 49.17% Yes Yes 4 - Verified 2+ Mos   4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns   3 - Stated, 3rd Party Verification   Self-Employed Employed Self-Employed   8.15   1YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 1 1 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 12 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), CPA Letter Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2024"] - 2024 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 || Co Borrower 2 - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - ["2024"] - 2024 || Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 || Co Borrower 2 - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx   742 750 717 742       742   No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     US Citizen US Citizen xxxxx Real ID Driver's License   FL United States xx/xx/xxxx     N/A                               Fee Simple   No No N/A xxxxx 5.5 xxxxx 5.5 No 90.0 N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual N/A xxxxx xxxxx xxxxx   false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   xxxxx     No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx     xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx       11 14 7   xxxxx xxxxx xxxxx   xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120043 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $5,000.00 6.375% xxxxx xxxxx Yes 16.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.119 1.12   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       806                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 21.1 xxxxx 21.1 No 69.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120064 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 9650.00 xx/xx/xxxx 6.170% Manual Underwriting Manual Underwriting No 8.461%   8.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 38.88% 39.03% 39.03% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.9 xxxxx 9.9 No 88.53 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 10.35       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120076 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     5.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.022 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 6.7 xxxxx 6.7 No 44.94 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       true 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120109 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 24825.00 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 8.094%   7.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 04/01/2026 Monthly 12.56% 12.01% 12.01% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       97.08% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0   No Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 12.8 xxxxx 12.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 20       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120258 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.08 1.27   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 75.9 xxxxx 75.9 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx  
4000120297 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3147.88 xx/xx/xxxx 5.980% LP Accept Yes 6.601%   6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 27.33% 28.80% 28.80% Yes               Self-Employed           1YR Full Doc 2   NA   N/A 0     2 2     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 90.00%     Borrower Prepared 12 Borrower       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 18.5 xxxxx 18.5 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 40       xxxxx       xxxxx xxxxx     xxxxx xxxxx
4000120332 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A       DU Approve Eligible No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 24.41% 24.41% 24.41% Yes               Self-Employed           1YR Full Doc 1   2+ Months   N/A 0     1 1     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 60.00%     N/A 0 N/A       Yes 180 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), CPA Letter Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 10.9 xxxxx 10.9 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120347 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.000% xxxxx xxxxx Yes 11.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.007 1.1 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 157.6 xxxxx 157.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120354 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.444     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Permanent Resident xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 94.7 xxxxx 94.7 No 74.81 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 4 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120393 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 15303.00 xx/xx/xxxx 5.980% Manual Underwriting Manual Underwriting No 7.560%   7.375% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.19% 42.19% 42.19% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 36.7 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120398 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.165 0.82   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 37.2 xxxxx 37.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120480 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.129 1.0 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 57.2 xxxxx 57.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx  
4000120512 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 16615.00 xx/xx/xxxx 6.020% Manual Underwriting Manual Underwriting No 7.308%   7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.25% 49.29% 49.29% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Audited 12 CPA       Yes 25 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified - ["2025"] - 2025 Borrower - 1 YR Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 47.2 No 64.04 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 11       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120546 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 8910.00 xx/xx/xxxx 6.020% Manual Underwriting Manual Underwriting No 7.826%   7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.67% 39.67% 39.67% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025"] - 2025 Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.3 xxxxx 9.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 6       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120558 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1.06 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 24.4 xxxxx 24.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120579 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.000% xxxxx xxxxx Yes 16.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.006 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 48.0 xxxxx 48.0 No 47.37 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120590 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx Yes 11.500% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.525 1.52   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       731                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 10.0 xxxxx 10.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120646 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.375% xxxxx xxxxx Yes 25.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 03/01/2026 Monthly 0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.062 1.06   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 14.3 xxxxx 14.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx  
4000120702 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.128 1.13 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 3.9 xxxxx 3.9 No 69.95 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       true 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120743 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.456 1.46 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       692                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No   xxxxx No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 11.4 xxxxx 11.4 No 50.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120779 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.375% xxxxx xxxxx Yes 16.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.844 0.84   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 4.5 xxxxx 4.5 No 68.97 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120824 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%   Stocks/Bonds   0           0 No     0 0       0   Yes 1.007 1.0   Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 28.8 xxxxx 28.8 No 68.75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120830 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.263 1.25 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     810                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No Unknown N/A xxxxx 5.3 xxxxx 5.3 No 60.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120965 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.006 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 4.1 xxxxx 4.1 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         No         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000120970 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.0 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       685                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No   N/A xxxxx 14.1 xxxxx 14.1 No 74.82 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000121015 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 9917.50 xx/xx/xxxx 6.020% Manual Underwriting Manual Underwriting No 7.759%   7.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     21.08% 21.07% 21.07% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 54.4 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               9.32       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000121022 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.512 1.56 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 75.6 xxxxx 75.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000121103 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 5.875% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.266 1.22 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 63.0 xxxxx 63.0 No 67.41 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000121149 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1850.00 xx/xx/xxxx 6.020% Manual Underwriting Manual Underwriting No 6.706%   6.625% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.79% 35.79% 35.79% No No             Employed Not Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 14.0 xxxxx 16.5 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 0       xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000121368 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation 4390.49 xx/xx/xxxx 6.020% Manual Underwriting Manual Underwriting No 6.418%   6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.69% 38.69% 38.69% No No             Not Employed Not Employed         Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA Yes No 60.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Asset Depletion - ["2026"] - 2026 || Co Borrower - ["2026"] - 2026 Borrower - ["2026"] - 2026 || Co Borrower - ["2026"] - 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxx 7.3 xxxxx 7.3 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000121450 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.841 84   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 11.1 xxxxx 11.1 No 48.28 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         3%, 3%, 3% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000121764 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.068 1.14 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       685                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 0.0 xxxxx 97.3 No 59.32 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 5%, 5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000121801 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.007 1.01 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 37.9 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000122076 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.125% xxxxx xxxxx Yes 16.250% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.779 0.78   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 87.3 No 60.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx ARM DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000122122 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.148 1.19   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 8.1 xxxxx 8.1 No 68.69 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Limited Cash Out - <2% of Loan Amount or $2000 xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000122132 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.500% xxxxx xxxxx Yes 15.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.171 1.32   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No Bank / Credit Reference xxxxx 6.0 xxxxx 6.0 No 66.68 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         2% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000122326 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   Yes xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.133 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 12.5 xxxxx 12.5 No 60.0 Yes No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000122432 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% xxxxx xxxxx Yes 13.980% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.07 0.97   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     Work Visa    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 9.2 xxxxx 9.2 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       true 2 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000122672 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     34.29% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.644 1.61   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       670                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 55.7 No 34.29 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000122766 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% xxxxx xxxxx Yes 12.500% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.541 1.54   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 5.4 xxxxx 5.4 No 64.76 N/A No No Yes Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 4%, 3%, 2%, 1% xxxxx xxxxx                             Yes         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000123280 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.425 1.425   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       711                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxx 151.9 xxxxx 151.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000119518   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.678 1.678   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.0 xxxxx 9.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000117176 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.84% 28.84% 28.84% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxx 18.6 xxxxx 18.6 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         6 Months Interest xxxxx xxxxx             xxxxx xxxxx             No 5       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120626   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.12 1.119   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 14.1 No 32.69 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000115390   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 6.875% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.059 1.059 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use NY Driver License (not Enhanced) xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 282.1 xxxxx 282.1 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR NA xxxxx xxxxx xxxxx xxxxx                         5%, 2%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000118438 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.274 1.274   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 15.9 xxxxx 15.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000118866 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.671 1.671   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 26.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000117276 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.28% 29.99% 29.99% Yes               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       Yes 194 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 Borrower - ["2025","2024"] - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 24.9 xxxxx 24.9 No 69.44 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 2 xx/xx/xxxx Fixed Conventional NA xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx             xxxxx xxxxx             No 1       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000120148   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.490% xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.679 1.612 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 0.0 No 64.64 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 3 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000123283 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.625% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.332 1.333 Yes Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       711                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 19.7 xxxxx 19.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 4 xx/xx/xxxx Fixed DSCR No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000119725   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.384 1.384 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 63.3 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
4000123770   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.06% 41.33% 41.33% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 9.9 xxxxx 9.9 No 74.07 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional No Cash Out - Borrower Initiated xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx             xxxxx xxxxx             No 15       xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000121026   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.04 1.04 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 78.9 No 49.12 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed DSCR Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         Other xxxxx xxxxx                             No         xxxxx       xxxxx xxxxx Urban xxxxx xxxxx xxxxx
4000123282 xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.490% xxxxx xxxxx Yes 24.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     49.73% 49.73% 49.73% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025","2024","2023"] - 2025, 2024, 2023 Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       711                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxx 0.0 xxxxx 74.8 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A xxxxx       false 1 xx/xx/xxxx Fixed Conventional Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         5%, 1%, 1%, 1%, 1% xxxxx xxxxx             xxxxx xxxxx             No 15       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx