Exhibit 99.02 Schedule 5

 

Loan ID Seller Loan ID Originator Loan ID Field Name Verified Value Bid Tape Value Comment
4000106286 XXXXX   DSCR 0.97 1.00 XXX Rent/ XXX PITIA = XXX DSCR
4000106286 XXXXX   T & I Payment $551.04 $572.00 XXX Hazard Insurance + XXX Tax = XXX T & I
4000111366 XXXXX   Property Type Townhouse PUD Per appraisal, subject is a townhome
4000113950 XXXXX   Origination Date XXXX XXXX XXX XX/XX/XXXX
4000113950 XXXXX   Escrows 0-No Escrows 4-Taxes and Insurance no XXX
4000113952 XXXXX   DSCR 0.90 0.80 XXX Rent / XXX PITIA = XXX DSCR
4000112559 XXXXX   DSCR 1.44 1.35 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000112559 XXXXX   Origination Date XXXX XXXX XXX XX/XX/XXXX
4000112558 XXXXX   DSCR 1.42 1.35 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000112557 XXXXX   DSCR 1.42 1.35 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000112556 XXXXX   DSCR 1.42 1.35 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000113955 XXXXX   T & I Payment $749.53 $862.00 XXX Insurance + XXX Tax + XXX HOA = XXX T&I
4000113940 XXXXX   T & I Payment $421.50 $431.00 XXX Insurance + XXX Tax = XXX T&I
4000118575 XXXXX   T & I Payment $1,274.35 $1,321.00 XXX Insurance + XXX Tax + XXX HOA = XXX T&I + HOA
4000117961 XXXXX   T & I Payment $560.12 $575.00 XXX Tax + XXX Insurance = XXX T&I
4000117961 XXXXX   Origination Date XXXX XXXX XXX XX/XX/XXXX
4000119166 XXXXX   DSCR 1.09 1.05 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000119166 XXXXX   Mo Pymt (P&I) 2031.26 2201.29 Note reflects XXX
4000120448 XXXXX   DSCR 1.10 1.08 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000120448 XXXXX   T & I Payment $1,581.12 $1,546.00 XXX Tax + XXX Insurance = XXX T&I
4000119162 XXXXX   Property Type Townhouse SFR XXX PUD
4000119156 XXXXX   T & I Payment $584.03 $587.00 XXX Tax + XXX Insurance = XXX T&I
4000119169 XXXXX   T & I Payment $604.69 $566.00 XXX Tax + XXX Ins = XXX T&I
4000120450 XXXXX   DSCR 1.23 1.31 XXX Market Rents / XXX PITIA = XX/XX/XXXX DSCR
4000120450 XXXXX   T & I Payment $1,363.28 $1,194.00 XXX Tax + XXX Ins + XXX Flood = XXX T&I
4000123052 XXXXX   DSCR 0.71 1.00 XXX Rent / XXX PITIA = XXX DSCR
4000123052 XXXXX   Mo Pymt (P&I) 3176.14 3057.71 Note reflects XXX
4000123052 XXXXX   T & I Payment $742.30 $680.00 XXX Tax + XXX Ins = XXX T&I
4000120759 XXXXX   DSCR 0.79 0.77 XXX Rent / XXX PITIA = XXX DSCR
4000120759 XXXXX   T & I Payment $1,485.41 $1,563.00 XXX Insurance + XXX Tax + XXX HOA= XXX T&I
4000113974 XXXXX   DSCR 1.09 1.00 XXX Rent / XXX PITIA = XX/XX/XXXX DSCR
4000113974 XXXXX   Mo Pymt (P&I) 845.97 996.95 P&I is XXX
4000120758 XXXXX   T & I Payment $824.11 $862.00 XXX Insurance + XXX Tax = XXX T&I
4000123243 XXXXX   Escrows 4-Taxes and Insurance 0-No Escrows Taxes and Insurance
4000087734 XXXXX   Qualifying FICO 820 714 FICO XXX from credit report XX/XX/XXXX
4000087734 XXXXX   DSCR 0.69 0.60 XXX gross rents / XXX PITIA = XXX DSCR
4000087734 XXXXX   T & I Payment 427.28 958.00 Taxes XXX + Insurance XXX = XXX T&I
4000103183 XXXXX   DSCR 0.54 0.50 XXX Market Rent / XXX = XXX DSCR
4000103183 XXXXX   T & I Payment 1519.97 1428 XXX Taxes + XXX Ins + XXX + XXX HOA = XXX
4000117557 XXXXX   DSCR 1.15 1.04 XXX Mkt Rents / XXX PITIA = XX/XX/XXXX DSCR
4000107977 XXXXX   Mo. Hazard 227 200 Hazard insurance in file reflects XXX
4000114809 XXXXX   Mo. Tax 896.57 1067.71 Taxes taken from title.
4000108777 XXXXX   STR STR FALSE XXX in file
4000109830 XXXXX   Qualifying FICO 760 758 FICO XXX per credit report in file dated XX/XX/XXXX
4000117873 XXXXX   DSCR 1.760587271 1.722 Income $XXX/ P&I $XXX+Taxes $XXX+Ins XXX
4000118881 XXXXX   Months Reserves 32.42964603 131.19 XXX #XXX reflects XXX (all at XXX% of value) #XXX #XXX #XXX
4000107966 XXXXX   DSCR 0.98 0.83 Monthly Rental Income XXX / XXX PITIA = XXX DSCR
4000111092 XXXXX   DSCR 0.87 0.97 XXX Monthly Rent / XXX PITIA = XXX DSCR
4000113395 XXXXX   DSCR 0.82 0.79 Appraisal reflects no HOA dues. XXX Market Rent / XXX PITIA = XXX DSCR
4000113682 XXXXX   DSCR 0.84 0.79 XXX Monthly Rent per Lease Addendum / XXX PITIA = XXX DSCR
4000118548 XXXXX   DSCR 0.94 0.88 XXX P&I is XXX according to the Note in file. Making DSCR XXX
4000119330 XXXXX   DSCR 0.92 0.94 XXX Monthly Market Rent / XXX PITIA = XXX DSCR
4000106316 XXXXX XXXXX Borrower 1 FTHB TRUE N Confirmed on the Final 1003 and verification of rent payments.
4000106314 XXXXX XXXXX Borrower 1 FTHB TRUE N Borrower is a FTHB
4000108786 XXXXX   Borrower 1 Self-Employment Flag No Yes B2 is XXX, B1 is not
4000108786 XXXXX   Qualifying Total Reserves Number of Months 9.87 29.52 verified assets at the time of closing
4000113733 XXXXX   Borrower 1 Origination Equifax 736 751 broker v lender CBR
4000113733 XXXXX   Borrower 1 Origination Experian 751 736 broker v lender CBR
4000113733 XXXXX   Qualifying Total Debt Income Ratio 34.06 34.01 Using debt payments from the origination credit report.
4000113733 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Nominal variance, no impact on qualification or guideline compliance
4000114923 XXXXX   Qualifying Total Reserves Number of Months 25.59 25.13 Per asset docs in the file
4000116392 XXXXX   Qualifying Total Reserves Number of Months 102.44 105 assets from most recent Statements
4000118954 XXXXX   Qualifying Total Reserves Number of Months 541.83 867.99 Per assets in the file. LM is using the additional primary residence as a liability associated with the reserves calculation
4000120693 XXXXX   Qualifying Housing Debt Income Ratio 36.86 36.75 Lender using a higher qualifying income
4000120693 XXXXX   Qualifying Total Debt Income Ratio 47.76 47.62 Lender using a higher qualifying income
4000120693 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Lender using a higher qualifying income
4000119181 XXXXX   Qualifying Total Reserves Number of Months 8.47 8.34 Nominal variance, no impact on qualification or guideline compliance
4000119181 XXXXX   Qualifying Housing Debt Income Ratio 24.49 24.14 Nominal variance, no impact on qualification or guideline compliance
4000119181 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Nominal variance, no impact on qualification or guideline compliance
4000119743 XXXXX   Qualifying Total Reserves Number of Months 13.76 14.07 Based on verified assets in file from the accts listed on the F1003 with unsourced deposit subtracted.
4000119743 XXXXX   Qualifying Housing Debt Income Ratio 19.72 20.89 Lenders P&I payment is incorrect
4000119743 XXXXX   Qualifying Total Debt Income Ratio 31.41 32.58 Lenders P&I payment is incorrect
4000119743 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Lenders P&I payment is incorrect
4000104326 XXXXX   First Payment Date XXXX XXXX Verified with the note
4000104326 XXXXX   Maturity Date XXXX XXXX Verified with the Note
4000104326 XXXXX   MIN No XXXX XXXX Verified with the Security Instrument
4000104326 XXXXX   ULI XXXXX XXXXX Verified with the Final 1003
4000104326 XXXXX   Qualifying Total Reserves Number of Months 38.28 40.54 Verified with the liabilities
4000104326 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Verified with the income and liabilities
4000106307 XXXXX   MIN No XXXX XXXX Confirmed page XXX
4000106307 XXXXX   Application Date XXXX XXXX Confirmed page XXX
4000106307 XXXXX   Property Value XXXX XXXX AVM appraisal page XXX lists value at XXX Full Appraisal is missing and loan has been conditioned.
4000106307 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX income calculated and reduced to match Final 1003 for more conservative review. no XXX or income calculator was provided.
4000103181 XXXXX   Property Value XXXX XXXX The Fannie form XXX dated XX/XX/XXXX States the value as XXX
4000103181 XXXXX   Qualifying Total Reserves Number of Months 34.94 14.21 The post closing assets =XXX
4000103181 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX There is no guideline residual income requirement for DTI's less than XXX%
4000106305 XXXXX   Property Value XXXX XXXX XXX confirmed using appraisal report, tape data reflect purchase price.
4000106305 XXXXX   Qualifying Total Reserves Number of Months 10.39 9.22 XXX confirmed using most recent bank Statement.
4000108058 XXXXX   ULI XXXXX XXXXX Verified to 1003
4000108058 XXXXX   Qualifying Total Reserves Number of Months 59.27 -0.33 Verified to assets
4000108058 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Based on verified income and total debts
4000108057 XXXXX   ULI XXXXX XXXXX Per Final 1003
4000108057 XXXXX   Qualifying Total Reserves Number of Months 26.02 25.85 Per assets
4000108057 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Per monthly income less all debts
4000108063 XXXXX   ULI XXXXX XXXXX Verified with the Final 1003
4000108063 XXXXX   Qualifying Total Reserves Number of Months 98.71 98.11 Verified with the most recent asset Statements.
4000108063 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Verified with the income and liabilities
4000108050 XXXXX   Property Value XXXX XXXX XXX confirmed using appraisal report, tape data reflects sale price.
4000108050 XXXXX   Application Date XXXX XXXX Applicated date XX/XX/XXXX confirmed using Initial 1003 and E Consent.
4000108050 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX XXX confirmed using total income minus total liabilities.
4000106312 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Residual income based on verified income of XXX and total debts of $XXX.
4000108070 XXXXX   MIN No XXXX XXXX Verified with the Security Instrument
4000108070 XXXXX   Application Date XXXX XXXX Verified with the initial 1003
4000108070 XXXXX   Qualifying FICO 764 721 Verified with the primary wage earners middle score from the provided credit report.
4000108070 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Verified with the income and liabilities
4000111385 XXXXX   MIN No XXXX XXXX Per Note
4000111385 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Per monthly income less all debts
4000113964 XXXXX   ULI XXXXX XXXXX Verified to 1003
4000113964 XXXXX   Qualifying Total Reserves Number of Months 29.88 26.84 Verified to assets
4000113964 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Based on verified income and total debts
4000111393 XXXXX   First Payment Date XXXX XXXX Verified to Note
4000111393 XXXXX   Maturity Date XXXX XXXX Verified to Note
4000111393 XXXXX   Property Value XXXX XXXX Verified to appraisal value and loan approval
4000111393 XXXXX   Qualifying LTV 81.91 74.66 Verified to XXX loan approval
4000111393 XXXXX   Qualifying CLTV 81.91 74.66 Verified to XXX loan approval
4000111393 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Based on verified income and total debts
4000113968 XXXXX   Application Date XXXX XXXX The initial application is dated XXX
4000113968 XXXXX   Property Type PUD Single Family Detached The appraisal and collateral documents indicate the property being part of a planned unit development.
4000113969 XXXXX   ULI XXXXX XXXXX Per Final 1003
4000113969 XXXXX   Property Type PUD Single Family Detached Per appraisal
4000113969 XXXXX   Qualifying Total Reserves Number of Months 112.5 190.59 Per XXX
4000113969 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Per XXX
4000113963 XXXXX   Property Value XXXX XXXX Confirmed XXX per appraisal.
4000113963 XXXXX   Application Date XXXX XXXX Confirmed XXX as XX/XX/XXXX.
4000113963 XXXXX   ULI XXXXX XXXXX Entered as Per 1003.
4000113963 XXXXX   Qualifying Total Reserves Number of Months 53.06 17.45 Assets entered per XXX exchange and bank Statements.
4000113963 XXXXX   Prepayment Penalty No Yes No XXX rider. Rate lock also indicates no XXX.
4000113963 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Residual income differs due to new subject property PITIA.
4000113058 XXXXX   MIN No XXXX XXXX Per Note
4000113058 XXXXX   Application Date XXXX XXXX Per Initial 1003
4000113058 XXXXX   ULI XXXXX XXXXX Per Final 1003
4000113058 XXXXX   Qualifying FICO 798 797 Per guidelines using primary Borrowers middle credit score, which is Borrower
4000113058 XXXXX   Qualifying Total Reserves Number of Months 203.09 199.78 Per assets
4000113058 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Per monthly income less all debts
4000113967 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Verified with the income and liabilities.
4000113959 XXXXX   Property Value XXXX XXXX Verified with the appraisal, the lower purchase price used to qualify.
4000113959 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Verified with the income and liabilities.
4000113957 XXXXX   Property Value XXXX XXXX Verified with the appraisal, the lower purchase price used to qualify.
4000113957 XXXXX   Qualifying Total Reserves Number of Months 29.98 -2.61 Verified with the most recent asset Statement.
4000113957 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Verified with the income and liabilities.
4000113956 XXXXX   Property Value XXXX XXXX Audit value is the appraisal value. The tape value is the sales price.
4000113956 XXXXX   Qualifying Total Reserves Number of Months 97.2 74.49 Audit reserves are confirmed from the bank Statements in file.
4000113956 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Audit calculation is calculated by taking the total income minus the total liabilities.
4000113965 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Based on verified income and total debts
4000119160 XXXXX   Property Value XXXX XXXX Confirmed, XXX is purchase price, XXX is value on appraisal.
4000119160 XXXXX   MIN No XXXX XXXX Confirmed on mortgage in file.
4000119160 XXXXX   Property Type Single Family Detached PUD Confirmed on appraisal in file.
4000119160 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Confirmed after PITIA and all other disclosed debts.
4000119184 XXXXX   Property Value XXXX XXXX Audit value is the appraisal value. The tape value is the sales price.
4000120754 XXXXX   Property Value XXXX XXXX Confirmed on appraisal in file.
4000120754 XXXXX   MIN No XXXX XXXX Confirmed on Mortgage in file.
4000120754 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Confirmed after PITIA for subject and debts reflected on credit report with verified income.
4000118567 XXXXX   Maturity Date XXXX XXXX Verified with the Note.
4000118567 XXXXX   First Payment Date XXXX XXXX Verified with the note.
4000118567 XXXXX   Property Value XXXX XXXX Verified with the appraisal, the lower purchase price used to qualify,
4000118567 XXXXX   ULI XXXXX XXXXX Verified with the Final 1003
4000118567 XXXXX   MIN No XXXX XXXX Verified with the Security Instrument.
4000118567 XXXXX   Qualifying Total Reserves Number of Months 70.89 74.36 Verified with the most recent asset Statements.
4000118567 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Verified with the income and liabilities.
4000117481 XXXXX   ULI XXXXX XXXXX Audit ULI confirmed from the final loan application
4000117481 XXXXX   Qualifying FICO 794 756 Audit is using the middle score of the primary wage earner as required by the guidelines.
4000117481 XXXXX   Qualifying Total Reserves Number of Months 65.98 109.71 Audit reserves are confirmed from the asset Statements in file.
4000117481 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Audit residual income is calculated by taking the total income minus the total liabilities.
4000113962 XXXXX   ULI XXXXX XXXXX Taken from Final 1003
4000113962 XXXXX   Property Value XXXX XXXX Taken from appraised value
4000113962 XXXXX   Application Date XXXX XXXX Taken from XXX
4000118572 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX True data is correct, per review
4000111391 XXXXX   ULI XXXXX XXXXX The Audited ULI of XXX is correct.
4000111391 XXXXX   Property Value XXXX XXXX The appraisal dated XXX valued the property at XXX
4000111391 XXXXX   MIN No XXXX XXXX The Audited MIN of XXX is correct.
4000111391 XXXXX   Qualifying Total Reserves Number of Months 44.65 30.73 The post closing asset =XXX.
4000118566 XXXXX   Note Date XXXX XXXX XXX- Per Note XX/XX/XXXX
4000118566 XXXXX   ULI XXXXX XXXXX ULI- Per 1003 XXX
4000118566 XXXXX   Qualifying Total Reserves Number of Months 4.85 4.69 XXX- Assets in file from XXX Bank-$XXX. - Closing cost- XXX
4000119161 XXXXX   ULI XXXXX XXXXX Per Final 1003
4000119161 XXXXX   Qualifying Total Reserves Number of Months 905.53 982.28 Per assets in file
4000119161 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Per monthly income less all debts
4000118571 XXXXX   Qualifying Total Reserves Number of Months 6.35 6.97 Verified with Bank Statements
4000118571 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Updated as per guideline
4000119183 XXXXX   Property Value XXXX XXXX Updated as per Appraisal Value
4000119183 XXXXX   MIN No XXXX XXXX Updated as per Mortgage
4000119183 XXXXX   Application Date XXXX XXXX Updated as per E-Consent
4000118562 XXXXX   Property Value XXXX XXXX appraised value matches appraisal pg. XXX
4000118562 XXXXX   ULI XXXXX XXXXX ULI matches Final 1003 pg. XXX
4000118562 XXXXX   Application Date XXXX XXXX XXX oof XX/XX/XXXX matches Loan Originator info pg. XXX
4000118562 XXXXX   Qualifying Total Reserves Number of Months 4.22 1.88 total reserves months is XXX per Lender Guidelines
4000118562 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX Residual income of XXX is not required as DTI is less than XXX%
4000119213 XXXXX   Application Date XXXX XXXX XX/XX/XXXX signature date
4000119213 XXXXX   Qualifying Total Reserves Number of Months 101.7 58.36 assets updated.
4000119213 XXXXX   Qualifying All Borrower Residual Income XXXX XXXX XXX residual for XXX person family
6000104913 XXXXX   Property City XXXX XXXX Confirmed the XXX as XXX as per the Note.
6000117035 XXXXX   Property County XXXX XXXX The appraisal and Mortgage confirm the subject county is XXX.
6000117054 XXXXX   Loan Origination Company XXXX XXXX The Note confirms the XXX name.
6000117061 XXXXX   Loan Origination Company XXXX XXXX XXX is correct and matches as Per Initial 1003 and lock loan information screen.
6000117051 XXXXX   Loan Origination Company XXXX XXXX The Note confirms the Loan Originator.
6000117062 XXXXX   Loan Origination Company XXXX XXXX Loan Origination name verified via the Note.