Borrowings (Tables)

6 Months Ended

Apr. 30, 2026

Schedule of Notes Payable and Short-term Borrowings, Including the Current Portion of Long-term Debt

Notes payable, short-term borrowings, including the current portion of long-term debt, and long-term debt were as follows:


	As of
	April 30, 2026		October 31, 2025
	In millions
Current portion of long-term debt(1)	$	2,249	$	3,796
Commercial paper	637		681
Notes payable to banks, lines of credit and other	123		132
Total notes payable and short-term borrowings	3,009		4,609
Long-term debt	18,237		17,756
Total	$	21,246	$	22,365

(1) As of April 30, 2026 and October 31, 2025, the Current portion of long-term debt, net of discount and issuance costs, included $0.9 billion and $1.2 billion respectively, both associated with the asset-backed debt securities issued by the Company.