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  <xsd:element name="CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" id="hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CorporateGeneralAndAdministrative" id="hov_CorporateGeneralAndAdministrative" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RealEstateInventoryExpenseNotEligibleForCapitalization" id="hov_RealEstateInventoryExpenseNotEligibleForCapitalization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" id="hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GainOnContributionOfAssetsToJointVenture" id="hov_GainOnContributionOfAssetsToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GainOnConsolidationOfJointVenture" id="hov_GainOnConsolidationOfJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CommonStockOutstandingMember" id="hov_CommonStockOutstandingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="StockOptionsAmortizationAndIssuanceShares" id="hov_StockOptionsAmortizationAndIssuanceShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="StockOptionsAmortizationAndIssuanceValue" id="hov_StockOptionsAmortizationAndIssuanceValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" id="hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ConversionOfStockShares" id="hov_ConversionOfStockShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ConversionOfStockValue" id="hov_ConversionOfStockValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="HomeBuildingSegmentMember" id="hov_HomeBuildingSegmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialServicesMember" id="hov_FinancialServicesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="GainLossOnInventoryContributedToJointVenture" id="hov_GainLossOnInventoryContributedToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" id="hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromModelSaleLeasebackFinancingPrograms" id="hov_ProceedsFromModelSaleLeasebackFinancingPrograms" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForModelSaleLeasebackFinancingPrograms" id="hov_PaymentsForModelSaleLeasebackFinancingPrograms" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromLandBankFinancingProgram" id="hov_ProceedsFromLandBankFinancingProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForLandBankFinancingProgram" id="hov_PaymentsForLandBankFinancingProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsToAcquireGoodwill" id="hov_PaymentsToAcquireGoodwill" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" id="hov_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" id="hov_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" id="hov_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansHeldForSaleDisclosureAbstract" id="hov_MortgageLoansHeldForSaleDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfMortgageLoansAbstract" id="hov_DisclosureOfMortgageLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfMortgageLoansTextBlock" id="hov_DisclosureOfMortgageLoansTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfPreferredStockAbstract" id="hov_DisclosureOfPreferredStockAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfIssuerRule10b51MaterialTermsAbstract" id="hov_DisclosureOfIssuerRule10b51MaterialTermsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="IssuerRule10b51MaterialTermsTextBlock" id="hov_IssuerRule10b51MaterialTermsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" id="hov_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" id="hov_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" id="hov_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" id="hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ConsolidatedJointVentureMember" id="hov_ConsolidatedJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecuredTermLoanMember" id="hov_SeniorSecuredTermLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="UnsecuredSeniorTermLoanMember" id="hov_UnsecuredSeniorTermLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="UnsecuredSeniorNotesMember" id="hov_UnsecuredSeniorNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="KingdomOfSaudiArabiaMember" id="hov_KingdomOfSaudiArabiaMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="JointVenturesConsolidated" id="hov_JointVenturesConsolidated" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" id="hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NoncashOrPartNoncashAcquisitionLiabilitiesFromInventoryNotOwnedAssumed" id="hov_NoncashOrPartNoncashAcquisitionLiabilitiesFromInventoryNotOwnedAssumed" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTable" id="hov_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureLineItems" id="hov_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" id="hov_PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="NumberOfReportableSegmentsHistorically" id="hov_NumberOfReportableSegmentsHistorically" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="PayableInCashsettledPhantomSharesMember" id="hov_PayableInCashsettledPhantomSharesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PayableInSharesOfCompanyStockMember" id="hov_PayableInSharesOfCompanyStockMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The2025LTIPMember" id="hov_The2025LTIPMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PerformanceStockUnitsProgram2025Member" id="hov_PerformanceStockUnitsProgram2025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PerformanceStockUnitsProgram2026Member" id="hov_PerformanceStockUnitsProgram2026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" id="hov_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="QualifyingAssetsNotExceedingDebtMember" id="hov_QualifyingAssetsNotExceedingDebtMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" id="hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" id="hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" id="hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ModelSaleLeasebackFinancingArrangementsMember" id="hov_ModelSaleLeasebackFinancingArrangementsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LandBankingArrangementMember" id="hov_LandBankingArrangementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NortheastMember" id="hov_NortheastMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="WestMember" id="hov_WestMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCommunitiesEvaluatedForImpairment" id="hov_NumberOfCommunitiesEvaluatedForImpairment" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="LandOptionWriteOffs" id="hov_LandOptionWriteOffs" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfWalkAwayLots" id="hov_NumberOfWalkAwayLots" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="InventoryRealEstateOtherOptions" id="hov_InventoryRealEstateOtherOptions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfCommunitiesMothballed" id="hov_NumberOfCommunitiesMothballed" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="InventoryRealEstateMothballedCommunities" id="hov_InventoryRealEstateMothballedCommunities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" id="hov_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CarryingValueOfCommunitiesTestedForImpairment" id="hov_CarryingValueOfCommunitiesTestedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" id="hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" id="hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" id="hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OwnercontrolledInsuranceProgramForSubcontractorsMember" id="hov_OwnercontrolledInsuranceProgramForSubcontractorsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AllStatesOtherThanCaliforniaMember" id="hov_AllStatesOtherThanCaliforniaMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="GeneralLiabilityInsuranceDeductible" id="hov_GeneralLiabilityInsuranceDeductible" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BodilyInjuryInsuranceDeductible" id="hov_BodilyInjuryInsuranceDeductible" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BodilyInjuryInsuranceDeductibleForActionOverClaims" id="hov_BodilyInjuryInsuranceDeductibleForActionOverClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BodilyInjuryInsuranceLimit" id="hov_BodilyInjuryInsuranceLimit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" id="hov_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PaymentsByInsuranceCompaniesForClaims" id="hov_PaymentsByInsuranceCompaniesForClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GreatNotchCondominiumClaimsMember" id="hov_GreatNotchCondominiumClaimsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SpillFundLawsuitMember" id="hov_SpillFundLawsuitMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CustomerDepositsMember" id="hov_CustomerDepositsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageWarehouseLinesOfCreditMember" id="hov_MortgageWarehouseLinesOfCreditMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LesseeOperatingLeaseLeaseNotYetCommenced" id="hov_LesseeOperatingLeaseLeaseNotYetCommenced" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" id="hov_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfLoansReservedFor" id="hov_NumberOfLoansReservedFor" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ComericaMasterRepurchaseAgreementMember" id="hov_ComericaMasterRepurchaseAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonrecourseMortgagesSecuredByInventoryMember" id="hov_NonrecourseMortgagesSecuredByInventoryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="JPMorganChaseBankMember" id="hov_JPMorganChaseBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CustomersBankMember" id="hov_CustomersBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="HinsdaleBankAndTrustCompanyNAMember" id="hov_HinsdaleBankAndTrustCompanyNAMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FlagstarBankNAMember" id="hov_FlagstarBankNAMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PlainsCapitalBankMember" id="hov_PlainsCapitalBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="BloombergShorttermBankYieldIndexBSBYMember" id="hov_BloombergShorttermBankYieldIndexBSBYMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" id="hov_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" id="hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentVariableRateBasisFloorRate" id="hov_DebtInstrumentVariableRateBasisFloorRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="The80SeniorNotesDue2031Member" id="hov_The80SeniorNotesDue2031Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The8375SeniorNotesDue2033Member" id="hov_The8375SeniorNotesDue2033Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The50SeniorNotesDue2040Member" id="hov_The50SeniorNotesDue2040Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecuredRevolvingCreditFacilityMember" id="hov_SeniorSecuredRevolvingCreditFacilityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The135SeniorNotesDue2026Member" id="hov_The135SeniorNotesDue2026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" id="hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The80SeniorSecured1125LienNotesDue2028Member" id="hov_The80SeniorSecured1125LienNotesDue2028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The1175SeniorSecured125LienNotesDue2029Member" id="hov_The1175SeniorSecured125LienNotesDue2029Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The100SeniorSecured175LienTermLoansDue2028Member" id="hov_The100SeniorSecured175LienTermLoansDue2028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecuredNotesMember" id="hov_SeniorSecuredNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" id="hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" id="hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CashAndCashEquivalentsCollateralMember" id="hov_CashAndCashEquivalentsCollateralMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RestrictedCashMember" id="hov_RestrictedCashMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RealPropertyMember" id="hov_RealPropertyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="EquityInterestsInJointVentureHoldingCompaniesCollateralMember" id="hov_EquityInterestsInJointVentureHoldingCompaniesCollateralMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AgreementAxis" id="hov_AgreementAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AgreementDomain" id="hov_AgreementDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ExchangeAgreementsMember" id="hov_ExchangeAgreementsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityVariableRateFloor" id="hov_LineOfCreditFacilityVariableRateFloor" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityApplicableMargin" id="hov_LineOfCreditFacilityApplicableMargin" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityUnusedCommitmentFeeRate" id="hov_LineOfCreditFacilityUnusedCommitmentFeeRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="DebtCovenantFixedChargeCoverageRatioMinimum" id="hov_DebtCovenantFixedChargeCoverageRatioMinimum" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="SecuredDebtLeverageRatio" id="hov_SecuredDebtLeverageRatio" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentRedeemedFaceAmount" id="hov_DebtInstrumentRedeemedFaceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentInterestPaymentPeriodDescription" id="hov_DebtInstrumentInterestPaymentPeriodDescription" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="TheSecuredCreditFacilityMember" id="hov_TheSecuredCreditFacilityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The100SeniorSecured175LienNotesDueNovember152025Member" id="hov_The100SeniorSecured175LienNotesDueNovember152025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The775SeniorSecured1125LienNotesDueFebruary152026Member" id="hov_The775SeniorSecured1125LienNotesDueFebruary152026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="The1125SeniorSecured15LienNotesDueFebruary152026Member" id="hov_The1125SeniorSecured15LienNotesDueFebruary152026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The80SeniorNotesDue2027Member" id="hov_The80SeniorNotesDue2027Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OutOfTheMoneyStockOptionsMember" id="hov_OutOfTheMoneyStockOptionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" id="hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="CommonStockVotingRightsVotesPerShareNumber" id="hov_CommonStockVotingRightsVotesPerShareNumber" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" id="hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ConversionOfStockFromClassBToClassAConversionRatio" id="hov_ConversionOfStockFromClassBToClassAConversionRatio" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ShareholderOwnershipPercentage" id="hov_ShareholderOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholderOwnershipPercentageOfIncrease" id="hov_ShareholderOwnershipPercentageOfIncrease" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="NumberOfRights" id="hov_NumberOfRights" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholdersPreExistingOwnershipPercentage" id="hov_ShareholdersPreExistingOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholdersCurrentOwnershipPercentage" id="hov_ShareholdersCurrentOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholdersOwnershipPercentageOnTransfers" id="hov_ShareholdersOwnershipPercentageOnTransfers" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholdersOwnershipPercentageThreshold" id="hov_ShareholdersOwnershipPercentageThreshold" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="StockRepurchaseProgramAuthorizedAmountIncrementalIncrease" id="hov_StockRepurchaseProgramAuthorizedAmountIncrementalIncrease" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EnergyEfficientTaxCreditMember" id="hov_EnergyEfficientTaxCreditMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2030And2038Member" id="hov_Between2030And2038Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="IndefiniteTaxPeriodMember" id="hov_IndefiniteTaxPeriodMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2023And2027Member" id="hov_Between2023And2027Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2028And2032Member" id="hov_Between2028And2032Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2033And2037Member" id="hov_Between2033And2037Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2038And2042Member" id="hov_Between2038And2042Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OtherOperatingSegmentMember" id="hov_OtherOperatingSegmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SoutheastMember" id="hov_SoutheastMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OtherSegmentIncomeExpenses" id="hov_OtherSegmentIncomeExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="HovGlobalMember" id="hov_HovGlobalMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NewUnconsolidatedJointVentureMember" id="hov_NewUnconsolidatedJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ActiveSellingCommunitiesMember" id="hov_ActiveSellingCommunitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CommunityInPlanningCommunitiesMember" id="hov_CommunityInPlanningCommunitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="HomebuildingAndLandDevelopmentJointVenturesMember" id="hov_HomebuildingAndLandDevelopmentJointVenturesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="BlackRockIncMember" id="hov_BlackRockIncMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="QuickTurnCenterLLCMember" id="hov_QuickTurnCenterLLCMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="MitigationBankJVMember" id="hov_MitigationBankJVMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ManagementFeesMember" id="hov_ManagementFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfOwnedCommunitiesTransferredToTheJointVenture" id="hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" id="hov_EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" id="hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfNewJointVentures" id="hov_NumberOfNewJointVentures" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromTransferOfLandToJointVenture" id="hov_ProceedsFromTransferOfLandToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfUnconsolidatedJointVenturesDissolved" id="hov_NumberOfUnconsolidatedJointVenturesDissolved" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentDistributionOfIncomePercentage" id="hov_EquityMethodInvestmentDistributionOfIncomePercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="PaymentToAcquireBusinessesAcquireeOutstandingLoanPayOff" id="hov_PaymentToAcquireBusinessesAcquireeOutstandingLoanPayOff" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRestrictedCash" id="hov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRestrictedCash" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMitigationCredit" id="hov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMitigationCredit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMitigationCreditRights" id="hov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMitigationCreditRights" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NonconsolidatedInvesteesHomebuildingJointVentureMember" id="hov_NonconsolidatedInvesteesHomebuildingJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" id="hov_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="JointVentureTotalDebtToCapitalizationRatio" id="hov_JointVentureTotalDebtToCapitalizationRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSoldAndUnsoldHomesAndLotsUnderDevelopment" id="hov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSoldAndUnsoldHomesAndLotsUnderDevelopment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLandAndLandOptionsHeldForFutureDevelopmentOrSale" id="hov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLandAndLandOptionsHeldForFutureDevelopmentOrSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCustomersDeposits" id="hov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCustomersDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="InterestRateCommittedLoanApplicationsMember" id="hov_InterestRateCommittedLoanApplicationsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LoansHeldForSaleMortgagesUnpaidPrincipal" id="hov_LoansHeldForSaleMortgagesUnpaidPrincipal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LoanApplicationsInProcess" id="hov_LoanApplicationsInProcess" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="InterestRateCommittedLoanApplications" id="hov_InterestRateCommittedLoanApplications" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfDaysInCommittment" id="hov_NumberOfDaysInCommittment" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfImpairedAssetDiscountRate" id="hov_FairValueOfImpairedAssetDiscountRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="MortgageLoansHeldForSaleCarryingValue" id="hov_MortgageLoansHeldForSaleCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LoansHeldForSaleMember" id="hov_LoansHeldForSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialServicesRevenueLineItemMember" id="hov_FinancialServicesRevenueLineItemMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" id="hov_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PreImpairmentValueOfInventory" id="hov_PreImpairmentValueOfInventory" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfInventory" id="hov_FairValueOfInventory" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TavitNajarianMember" id="hov_TavitNajarianMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The1352026NotesMember" id="hov_The1352026NotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The502040NotesMember" id="hov_The502040NotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="GainLossOnAssetsContributedToJointVenture" id="hov_GainLossOnAssetsContributedToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SoutheastWestMember" id="hov_SoutheastWestMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonvestedStockAndOutstandingOptionsMember" id="hov_NonvestedStockAndOutstandingOptionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AssetsNetOfDeferredIncomeTaxAssetsNet" id="hov_AssetsNetOfDeferredIncomeTaxAssetsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfCommunitiesImpaired" id="hov_NumberOfCommunitiesImpaired" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
</xsd:schema>
