| Schedule of fee and commission income |
During the year ended March 31, 2026, March 31, 2025 and March 31, 2024 fee and commission income was comprised of: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Year ended March 31, 2026 | | Brokerage | | Banking | | Insurance | | Other | | Total | | | | | | | | | | | | Brokerage services | $ | 504,283 | | | $ | — | | | $ | — | | | $ | — | | | $ | 504,283 | | | Commission income from payment processing | — | | | — | | | — | | | 22,755 | | | 22,755 | | | Agency fee income | — | | | 7 | | | — | | | 21,412 | | | 21,419 | | | Underwriting and market-making services | 9,473 | | | — | | | — | | | — | | | 9,473 | | | Bank services | — | | | (74,335) | | | — | | | — | | | (74,335) | | | Other fee and commission income | 549 | | | 1,632 | | | — | | | 3,989 | | | 6,170 | | | Total fee and commission income | $ | 514,305 | | | $ | (72,696) | | | $ | — | | | $ | 48,156 | | | $ | 489,765 | | | | | | | | | | | | | Agency fee expense | 19 | | | 211 | | | 122,981 | | | — | | | 123,211 | | | Brokerage services | 45,580 | | | 295 | | | 2 | | | 159 | | | 46,036 | | | Bank services | 6,698 | | | 23,649 | | | 365 | | | 414 | | | 31,126 | | | Exchange services | 6,303 | | | — | | | — | | | 169 | | | 6,472 | | | Central Depository services | 1,323 | | | — | | | — | | | — | | | 1,323 | | | Other commission expenses | 886 | | | — | | | — | | | 9,511 | | | 10,397 | | | Total fee and commission expense | 60,809 | | | 24,155 | | | 123,348 | | | 10,253 | | | 218,565 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Year ended March 31, 2025 | | Brokerage | | Banking | | Insurance | | Other | | Total | | | | | | | | | | | | Brokerage services | $ | 430,136 | | | $ | — | | | $ | — | | | $ | — | | | $ | 430,136 | | | Commission income from payment processing | — | | | — | | | — | | | 28,711 | | | 28,711 | | | Agency fee income | — | | | — | | | — | | | 15,616 | | | 15,616 | | | Bank services | — | | | 13,336 | | | — | | | — | | | 13,336 | | | Underwriting and market-making services | 11,210 | | | — | | | — | | | — | | | 11,210 | | | Other fee and commission income | 493 | | | 1,353 | | | — | | | 4,171 | | | 6,017 | | | Total fee and commission income | $ | 441,839 | | | $ | 14,689 | | | $ | — | | | $ | 48,498 | | | $ | 505,026 | | | | | | | | | | | | | Agency fee expense | — | | | 36 | | | 284,447 | | | — | | | 284,483 | | | Bank services | 4,806 | | | 14,419 | | | 538 | | | 301 | | | 20,064 | | | Brokerage services | 19,846 | | | — | | | — | | | — | | | 19,846 | | | Exchange services | 1,546 | | | — | | | — | | | 230 | | | 1,776 | | | Central Depository services | 706 | | | — | | | 1 | | | — | | | 707 | | | Other commission expenses | 2,376 | | | 107 | | | 22 | | | 17,121 | | | 19,626 | | | Total fee and commission expense | 29,280 | | | 14,562 | | | 285,008 | | | 17,652 | | | 346,502 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Year ended March 31, 2024 | | Brokerage | | Banking | | Insurance | | Other | | Total | | | | | | | | | | | | Brokerage services | $ | 333,383 | | | $ | — | | | $ | — | | | $ | — | | | $ | 333,383 | | | Commission income from payment processing | — | | | — | | | — | | | 41,659 | | | 41,659 | | | Bank services | — | | | 25,180 | | | — | | | — | | | 25,180 | | | Underwriting and market-making services | 18,801 | | | — | | | — | | | — | | | 18,801 | | | Agency fee income | — | | | 108 | | | 296 | | | 15,468 | | | 15,872 | | | Other fee and commission income | 297 | | | 948 | | | — | | | 4,193 | | | 5,438 | | | Total fee and commission income | $ | 352,481 | | | $ | 26,236 | | | $ | 296 | | | $ | 61,320 | | | $ | 440,333 | | | | | | | | | | | | | Agency fee expense | — | | | — | | | 103,385 | | | — | | | 103,385 | | | Bank services | 2,538 | | | 13,217 | | | 208 | | | 2,158 | | | 18,121 | | | Brokerage services | 16,506 | | | 2 | | | 3 | | | 76 | | | 16,587 | | | Exchange services | 3,133 | | | — | | | — | | | 169 | | | 3,302 | | | Central Depository services | 446 | | | — | | | — | | | — | | | 446 | | | Other commission expenses | 2,117 | | | — | | | 115 | | | 10,643 | | | 12,875 | | | Total fee and commission expense | 24,740 | | | 13,219 | | | 103,711 | | | 13,046 | | | 154,716 | |
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