| Schedule of Accrued Expenses |
Accrued expenses at April 30, 2026 and October 31, 2025 consisted of the following (amounts in thousands): | | | | | | | | | | | | | April 30, 2026 | | October 31, 2025 | | Land, land development and construction | $ | 245,658 | | | $ | 237,003 | | | Liabilities related to consolidated inventory not owned | 889,914 | | | 754,824 | | | Compensation and employee benefits | 172,062 | | | 209,822 | | | Escrow liability associated with our wholly owned captive title company | 59,350 | | | 72,233 | | | Self-insurance | 254,448 | | | 237,353 | | | Warranty | 251,918 | | | 248,391 | | | Lease liabilities | 139,766 | | | 128,340 | | | Deferred income | 40,485 | | | 52,524 | | | Interest | 29,387 | | | 32,433 | | | Commitments to unconsolidated entities | 24,184 | | | 33,142 | | | | | | | Other | 51,446 | | | 55,854 | | | $ | 2,158,618 | | | $ | 2,061,919 | |
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| Schedule of Changes in the Warranty Accrual |
The table below provides, for the periods indicated, a reconciliation of the changes in our warranty accrual (amounts in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | Three months ended April 30, | | Six months ended April 30, | | | 2026 | | 2025 | | 2026 | | 2025 | | Balance, beginning of period | $ | 247,978 | | | $ | 189,374 | | | $ | 248,391 | | | $ | 189,258 | | | Additions – homes closed during the period | 8,933 | | | 11,654 | | | 15,817 | | | 19,796 | | | | | | | | | | | Change in accruals for homes closed in prior years – net | 4,122 | | | 1,091 | | | 5,671 | | | 4,315 | | | | | | | | | | | Charges incurred | (9,115) | | | (9,506) | | | (17,961) | | | (20,756) | | | Balance, end of period | $ | 251,918 | | | $ | 192,613 | | | $ | 251,918 | | | $ | 192,613 | |
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