N-4
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Dec. 31, 2025
USD ($)
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| Prospectus: |
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| Document Type |
N-4
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| Entity Registrant Name |
PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT
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| Entity Central Index Key |
0001021330
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| Entity Investment Company Type |
N-4
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| Document Period End Date |
Dec. 31, 2025
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| Amendment Flag |
false
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| Item 3. Key Information [Line Items] |
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| Fees and Expenses [Text Block] |
| Important Information You Should Consider About the Contract | | Fees, Expenses, and Adjustments | | Are There Ongoing Fees and Expenses? | Yes. The table below describes the fees and expenses that you may pay each year, depending on the Investment Options and optional benefits you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any Advisory Fees paid to third party financial professionals from your Account Value or other assets. If such Advisory Fees were reflected, the fees and expenses disclosed below would be higher. | | | Annual Fee | Minimum | Maximum | | Base Contract Fees | 0.250%* | 0.416%* | | Portfolio Company fees and expenses1 | 0.28% | 1.13% | | Optional benefits available for an additional charge (for a single optional benefit, if elected) | 0.10%* | 0.10%* | | *Charge based on a percentage of the net assets allocated to the Variable Options. 1.
Charge
based on a percentage of net assets allocated to the Variable Options. We assess a Fund Access
Charge on Account Value invested in certain Variable Options. The maximum Fund Access Charge
associated with each Variable Option is included when determining the minimum and maximum
Portfolio fees and expenses in the table. Please refer to the “Charges
and Adjustments” section and “Appendix
A” for further information. Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add negative Market Value Adjustments that substantially increase costs. | | | Lowest Annual Cost
$707 | Highest Annual Cost
$1,668 | | | Assumes: • Investment of $100,000 • 5% annual appreciation • Least expensive Portfolio fees and expenses • No optional benefits • No sales charges or Advisory Fees • No additional Purchase Payments, transfers or withdrawals | Assumes: • Investment of $100,000 • 5% annual appreciation • Most expensive combination of optional benefits and Portfolio fees and expenses • No sales charges or Advisory Fees • No additional Purchase Payments, transfers or withdrawals | | | For
more information on ongoing fees and expenses, please refer to the “Fee
Table” and “Charges and Adjustments”
section of this prospectus. |
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| Ongoing Fees and Expenses [Table Text Block] |
Are There Ongoing Fees and Expenses? Yes. The table below describes the fees and expenses that you may pay each year, depending on the Investment Options and optional benefits you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any Advisory Fees paid to third party financial professionals from your Account Value or other assets. If such Advisory Fees were reflected, the fees and expenses disclosed below would be higher. | | Annual Fee | Minimum | Maximum | | Base Contract Fees | 0.250%* | 0.416%* | | Portfolio Company fees and expenses1 | 0.28% | 1.13% | | Optional benefits available for an additional charge (for a single optional benefit, if elected) | 0.10%* | 0.10%* | | *Charge based on a percentage of the net assets allocated to the Variable Options. 1.
Charge
based on a percentage of net assets allocated to the Variable Options. We assess a Fund Access
Charge on Account Value invested in certain Variable Options. The maximum Fund Access Charge
associated with each Variable Option is included when determining the minimum and maximum
Portfolio fees and expenses in the table. Please refer to the “Charges
and Adjustments” section and “Appendix
A” for further information. Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add negative Market Value Adjustments that substantially increase costs. | | | Lowest Annual Cost
$707 | Highest Annual Cost
$1,668 | | | Assumes: • Investment of $100,000 • 5% annual appreciation • Least expensive Portfolio fees and expenses • No optional benefits • No sales charges or Advisory Fees • No additional Purchase Payments, transfers or withdrawals | Assumes: • Investment of $100,000 • 5% annual appreciation • Most expensive combination of optional benefits and Portfolio fees and expenses • No sales charges or Advisory Fees • No additional Purchase Payments, transfers or withdrawals | | | For
more information on ongoing fees and expenses, please refer to the “Fee
Table” and “Charges and Adjustments”
section of this prospectus. |
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| Investment Options (of Average Annual Net Assets) Minimum [Percent] |
0.28%
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[1] |
| Investment Options (of Average Annual Net Assets) Maximum [Percent] |
1.13%
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[1] |
| Optional Benefits Minimum [Percent] |
0.10%
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[2] |
| Optional Benefits Maximum [Percent] |
0.10%
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[2] |
| Base Contract (N-4) Footnotes [Text Block] |
Charge based on a percentage of the net assets allocated to the Variable Options.
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| Investment Options Footnotes [Text Block] |
Charge
based on a percentage of net assets allocated to the Variable Options. We assess a Fund Access
Charge on Account Value invested in certain Variable Options. The maximum Fund Access Charge
associated with each Variable Option is included when determining the minimum and maximum
Portfolio fees and expenses in the table. Please refer to the “Charges
and Adjustments” section and “Appendix
A” for further information.
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| Lowest Annual Cost [Dollars] |
$ 707
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| Highest Annual Cost [Dollars] |
$ 1,668
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| Item 4. Fee Table [Line Items] |
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| Base Contract Expense (of Average Account Value), Maximum [Percent] |
0.416%
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[2] |
| Base Contract Expense (of Average Account Value), Minimum [Percent] |
0.25%
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[2] |
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