v3.26.1
Capital management (Tables)
6 Months Ended
Apr. 30, 2026
Text Block [Abstract]  
Summary of Regulatory Capital and Capital Ratios During the six months ended April 30, 2026, we complied with all applicable capital, leverage and TLAC requirements, including the Domestic Stability Buffer, imposed by OSFI.
 
     As at  
(Millions of Canadian dollars, except percentage amounts)
 
April 30
2026
   
October 31
2025
 
Capital
(1)
   
Common Equity Tier 1 (CET1) capital
 
$
101,313
 
  $ 98,748  
Tier 1 capital
 
 
112,453
 
    110,393  
Total capital
 
 
126,286
 
    122,399  
Risk-weighted assets (RWA) used in calculation of capital ratios
(1)
   
Credit risk
 
$
606,835
 
  $ 590,306  
Market risk
 
 
37,511
 
    41,506  
Operational risk
 
 
104,244
 
    98,413  
Total RWA
 
$
748,590
 
  $ 730,225  
Capital ratios and Leverage ratio
(1)
   
CET1 ratio
 
 
13.5%
      13.5%  
Tier 1 capital ratio
 
 
15.0%
      15.1%  
Total capital ratio
 
 
16.9%
      16.8%  
Leverage ratio
 
 
4.3%
      4.4%  
Leverage ratio exposure
 
$
2,608,763
 
  $  2,491,090  
TLAC available and ratios
(2)
   
TLAC available
 
$
   235,104
 
  $ 230,385  
TLAC ratio
 
 
31.4%
      31.5%
TLAC leverage ratio
 
 
9.0%
      9.2%
 
(1)   Capital, RWA and capital ratios are calculated using OSFI’s Capital Adequacy Requirements (CAR) guideline and the Leverage ratio is calculated using OSFI’s Leverage Requirements (LR) guideline. Both the CAR guideline and LR guideline are based on the Basel III framework.
(2)   TLAC available and TLAC ratios are calculated using OSFI’s TLAC guideline. The TLAC standard is applied at the resolution entity level which for us is deemed to be Royal Bank of Canada and its subsidiaries. A resolution entity and its subsidiaries are collectively called a resolution group. The TLAC ratio and TLAC leverage ratio are calculated using TLAC available as a percentage of total RWA and leverage exposure, respectively.