v3.26.1
Insurance and reinsurance (Tables)
6 Months Ended
Apr. 30, 2026
Text Block [Abstract]  
Summary of Composition of Insurance Service Result and Insurance Investment Result for Insurance Contracts Issued and Reinsurance Contracts Held
The following table provides the composition of Insurance service result and Insurance investment result for insurance contracts issued and reinsurance contracts held.
 
     For the three months ended          For the six months ended  
(Millions of Canadian dollars)
 
April 30
2026
   
April 30
2025
        
April 30
2026
   
April 30
2025
 
Insurance service result
         
Insurance revenue
 
$
1,386
 
 
$
1,331
 
   
$
2,740
    $ 2,739  
Insurance service expense
 
 
(1,130
)
 
 
(1,092
)
   
 
(2,235
)
    (2,216
Net income (expense) from reinsurance contracts held
 
 
(39
)
 
 
(15
)
     
 
(48
)
    (13
   
$
217
 
 
$
224
 
     
$
457
 
  $ 510  
Insurance investment result
         
Net investment income
 
$
34
 
 
$
255
 
   
$
182
 
  $ 625  
Insurance finance income (expense)
 
 
56
 
 
 
(206
)
   
 
(39
)
    (506
Reinsurance finance income (expense)
 
 
2
 
 
 
29
 
     
 
8
 
    41  
   
$
92
 
 
$
78
 
     
$
151
    $ 160  
Insurance service and insurance investment results
 
$
309
 
 
$
302
 
   
$
608
    $ 670