Regulatory capital and capital ratios OSFI formally establishes risk-based capital and leverage minimums and Total Loss Absorbing Capacity (TLAC) ratios for deposit-taking institutions in Canada. During the six months ended April 30, 2026, we complied with all applicable capital, leverage and TLAC requirements, including the Domestic Stability Buffer, imposed by OSFI.
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As at |
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(Millions of Canadian dollars, except percentage amounts) |
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April 30 2026 |
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October 31 2025 |
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Common Equity Tier 1 (CET1) capital |
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$ |
98,748 |
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110,393 |
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122,399 |
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Risk-weighted assets (RWA) used in calculation of capital ratios (1) |
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$ |
590,306 |
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41,506 |
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98,413 |
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$ |
730,225 |
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Capital ratios and Leverage ratio (1) |
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13.5% |
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15.1% |
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16.8% |
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4.4% |
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$ |
2,491,090 |
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TLAC available and ratios (2) |
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TLAC available |
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$ |
230,385 |
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31.5% |
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9.2% |
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| (1) |
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Capital, RWA and capital ratios are calculated using OSFI’s Capital Adequacy Requirements (CAR) guideline and the Leverage ratio is calculated using OSFI’s Leverage Requirements (LR) guideline. Both the CAR guideline and LR guideline are based on the Basel III framework. |
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TLAC available and TLAC ratios are calculated using OSFI’s TLAC guideline. The TLAC standard is applied at the resolution entity level which for us is deemed to be Royal Bank of Canada and its subsidiaries. A resolution entity and its subsidiaries are collectively called a resolution group. The TLAC ratio and TLAC leverage ratio are calculated using TLAC available as a percentage of total RWA and leverage exposure, respectively. |
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