v3.26.1
Insurance and reinsurance
 6 Months Ended
Apr. 30, 2026
Text Block [Abstract]  
Insurance and reinsurance
Note 7
  
Insurance and reinsurance
Insurance service and insurance investment results
The following table provides the composition of Insurance service result and Insurance investment result for insurance contracts issued and reinsurance contracts held.
 
     For the three months ended          For the six months ended  
(Millions of Canadian dollars)
  
April 30
2026
    
April 30
2025
         
April 30
2026
    
April 30
2025
  
Insurance service result
          
Insurance revenue
  
$
1,386
 
  
$
1,331
 
    
$
2,740
     $ 2,739  
Insurance service expense
  
 
(1,130
)
  
 
(1,092
)
    
 
(2,235
)
     (2,216 ) 
Net income (expense) from reinsurance contracts held
  
 
(39
)
  
 
(15
)
      
 
(48
)
     (13 ) 
   
$
217
 
  
$
224
 
      
$
457
 
   $ 510  
Insurance investment result
          
Net investment income
  
$
34
 
  
$
255
 
    
$
182
 
   $ 625  
Insurance finance income (expense)
  
 
56
 
  
 
(206
)
    
 
(39
)
     (506 ) 
Reinsurance finance income (expense)
  
 
2
 
  
 
29
 
      
 
8
 
     41  
   
$
92
 
  
$
78
 
      
$
151
     $ 160  
Insurance service and insurance investment results
  
$
309
 
  
$
302
 
    
$
608
     $ 670