| Deposits |
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As at |
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October 31, 2025 |
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| (Millions of Canadian dollars) |
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(1) |
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(2) |
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(3) |
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Demand (1) |
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Notice (2) |
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Term (3) |
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Total |
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$ |
228,282 |
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$ |
56,988 |
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$ |
244,470 |
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$ |
529,740 |
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431,239 |
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20,274 |
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494,801 |
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946,314 |
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13,488 |
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– |
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26,074 |
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39,562 |
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$ |
673,009 |
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$ |
77,262 |
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$ |
765,345 |
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$ |
1,515,616 |
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$ |
158,771 |
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$ |
9,469 |
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$ |
292 |
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$ |
168,532 |
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38,009 |
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– |
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– |
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38,009 |
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5 |
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– |
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– |
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5 |
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8,133 |
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– |
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– |
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8,133 |
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392,120 |
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16,417 |
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591,636 |
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1,000,173 |
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63,745 |
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50,497 |
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73,147 |
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187,389 |
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6,354 |
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|
742 |
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76,972 |
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84,068 |
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5,872 |
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|
137 |
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23,298 |
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29,307 |
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$ |
673,009 |
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$ |
77,262 |
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$ |
765,345 |
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$ |
1,515,616 |
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(1) |
Demand deposits are deposits for which we do not have the right to require notice of withdrawal, which include both savings and chequing accounts. |
(2) |
Notice deposits are deposits for which we can legally require notice of withdrawal. These deposits are primarily savings accounts. |
(3) |
Term deposits are deposits payable on a fixed date, and include term deposits, guaranteed investment certificates and similar instruments. |
(4) |
The geographical splits of the deposits are based on the point of origin of the deposits and where the revenue is recognized. As at April 30, 2026, deposits denominated in U.S. dollars, British pounds, Euro and other foreign currencies were $590 billion, $57 billion, $89 billion and $43 billion, respectively (October 31, 2025 – $570 billion, $42 billion, $76 billion and $36 billion, respectively). |
(5) |
Europe includes the United Kingdom and the Channel Islands. | Contractual maturities of term deposits (1)
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As at |
|
(Millions of Canadian dollars) |
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$ |
203,075 |
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118,734 |
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172,583 |
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87,550 |
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58,170 |
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33,158 |
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24,047 |
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68,028 |
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$ |
765,345 |
|
| (1) |
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The aggregate amount of term deposits in denominations of one hundred thousand dollars or more is $779 billion ( October 31, 2025 – $704 billion). |
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