Fair value measurements - Schedule of Reconciliation of Changes in Level 3 Instruments Measured on a Recurring Basis (Details) $ in Thousands |
3 Months Ended |
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Apr. 30, 2026
USD ($)
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| Cardholder Receivables | |
| Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward] | |
| Beginning balance | $ 86,053 |
| Originations | 27,717 |
| Acquisitions-measurement period adjustments/ Additions | 1,335 |
| Sales and settlements | (11,188) |
| Cash collections | (15,353) |
| Adjust asset to fair value through earnings | 670 |
| Ending balance | 89,234 |
| Deferred Purchase Price Receivable | |
| Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward] | |
| Beginning balance | 23,425 |
| Acquisitions-measurement period adjustments/ Additions | 6,476 |
| Cash collections | 0 |
| Adjust asset to fair value through earnings | 0 |
| Ending balance | $ 29,901 |
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- Definition Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset, Cash Collections No definition available.
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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. No definition available.
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- Definition Amount of issuances of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of purchases of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of settlement of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of gain (loss) recognized in income from derivative asset (liability) after deduction of derivative liability (asset), measured at fair value on recurring basis using unobservable input (level 3). Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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