v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Apr. 30, 2026
Jan. 31, 2026
Current:    
Cash, cash equivalents and restricted cash (including restricted cash of $— and $1,691 as of April 30, 2026 and January 31, 2026, respectively) $ 74,706 $ 73,830
Settlement assets 32,720 32,999
Accounts receivable, net of allowance for doubtful accounts of $1,467 and $1,523 as of April 30, 2026 and January 31, 2026, respectively 89,607 97,453
Cardholder receivables 29,740 38,330
Deferred purchase price receivables 23,247 18,003
Accrued interest and fees receivables 711 840
Deferred contract acquisition costs 401 410
Prepaid expenses and other current assets 16,129 17,978
Total current assets 267,261 279,843
Property and equipment, net of accumulated depreciation and amortization of $90,385 and $94,193 as of April 30, 2026 and January 31, 2026, respectively 20,568 20,332
Capitalized internal-use software, net of accumulated amortization of $73,362 and $69,390 as of April 30, 2026 and January 31, 2026, respectively 54,624 54,270
Operating lease right-of-use assets 1,769 2,002
Deferred contract acquisition costs 231 338
Intangible assets, net of accumulated amortization of $16,099 and $13,489 as of April 30, 2026 and January 31, 2026, respectively 77,151 79,761
Goodwill 169,513 170,064
Deferred tax assets 1,593 1,593
Other assets (includes $1,691 and $— of long-term restricted cash as of April 30, 2026 and January 31, 2026, respectively) 7,283 2,442
Long-term cardholder receivables 59,494 47,723
Long-term deferred purchase price receivables 6,654 5,422
Total Assets 666,141 663,790
Current:    
Settlement obligations 32,720 32,999
Current portion of debt and finance lease liabilities 5,301 7,971
Current portion of operating lease liabilities 1,062 1,254
Accounts payable 11,891 11,477
Accrued expenses 30,521 41,257
Due to healthcare providers 30,331 38,056
Deferred revenue 39,561 49,522
Other current liabilities 722 705
Total current liabilities 152,109 183,241
Long-term debt and finance lease liabilities 85,303 92,117
Operating lease liabilities, non-current 891 1,107
Long-term due to healthcare providers 60,826 45,329
Long-term deferred revenue 3,223 244
Long-term deferred tax liabilities 4,624 4,498
Other long-term liabilities 75 47
Total Liabilities 307,051 326,583
Commitments and contingencies (Note 11)
Stockholders’ Equity:    
Preferred stock, undesignated, $0.01 par value—20,000,000 shares authorized as of both April 30, 2026 and January 31, 2026; no shares issued or outstanding as of both April 30, 2026 and January 31, 2026 0 0
Common stock, $0.01 par value—500,000,000 shares authorized as of both April 30, 2026 and January 31, 2026; 63,249,229 and 62,020,186 shares issued as of April 30, 2026 and January 31, 2026, respectively 632 620
Additional paid-in capital 1,201,871 1,181,679
Accumulated deficit (796,227) (799,190)
Accumulated other comprehensive loss (571) (382)
Treasury stock, at cost, 1,474,884 and 1,355,169 shares as of April 30, 2026 and January 31, 2026, respectively (46,615) (45,520)
Total Stockholders’ Equity 359,090 337,207
Total Liabilities and Stockholders’ Equity $ 666,141 $ 663,790