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Box 1 Toronto Dominion Centre Toronto ON M5K 1A2 P1D P1D P1D P10D P1D 32382000000 -1297000000 -1002000000 <div id="TextBlockContainer2" style="position:relative;line-height:normal;width:710px;height:39px;"><div id="a32744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">MARKET RISK<div style="display:inline-block;width:2px"> </div></div><div id="a32746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Market risk capital is calculated using the Standardized<div style="display:inline-block;width:1px"> </div>Approach under Basel III. The Bank<div style="display:inline-block;width:1px"> </div>continues to use Value-at-Risk (VaR) as an internal management </div><div id="a32763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">metric to monitor and control market risk.</div></div><div id="TextBlockContainer4" style="position:relative;line-height:normal;width:733px;height:133px;"><div id="a34160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">Calculating VaR </div><div id="a34162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank computes total VaR on a daily basis by combining the General<div style="display:inline-block;width:1px"> </div>Market Risk (GMR) and Idiosyncratic Debt<div style="display:inline-block;width:1px"> </div>Specific Risk (IDSR) associated with the </div><div id="a34164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Bank’s trading positions. </div><div id="a34168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:40px;">GMR is determined by creating a distribution<div style="display:inline-block;width:1px"> </div>of potential changes in the market value of<div style="display:inline-block;width:1px"> </div>the current portfolio using historical simulation.<div style="display:inline-block;width:1px"> </div>The Bank values the </div><div id="a34170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">current portfolio using the market price and rate<div style="display:inline-block;width:1px"> </div>changes of the most recent </div><div id="a34170_77_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:340px;top:53px;">259</div><div id="a34170_80_81" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:357px;top:53px;"><div style="display:inline-block;width:3px"> </div>trading days for equity, interest rate, foreign exchange, credit, and<div style="display:inline-block;width:1px"> </div>commodity </div><div id="a34175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">products. GMR is computed as the threshold<div style="display:inline-block;width:1px"> </div>level that portfolio losses are not expected<div style="display:inline-block;width:1px"> </div>to exceed more than </div><div id="a34175_108_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:67px;-sec-ix-hidden:ID_373;">one</div><div id="a34175_111_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:67px;"><div style="display:inline-block;width:3px"> </div>out of every </div><div id="a34175_125_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:67px;">100</div><div id="a34175_128_17" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:579px;top:67px;"><div style="display:inline-block;width:3px"> </div>trading days. A </div><div id="a34175_145_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:67px;-sec-ix-hidden:ID_374;">one-day</div><div id="a34175_152_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:67px;"><div style="display:inline-block;width:3px"> </div>holding </div><div id="a34179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">period is used for GMR calculation. </div><div id="a34181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:93px;">IDSR measures idiosyncratic (single-name) credit<div style="display:inline-block;width:1px"> </div>spread risk for credit exposures in the trading<div style="display:inline-block;width:1px"> </div>portfolio using Monte Carlo simulation.<div style="display:inline-block;width:1px"> </div>The IDSR model is </div><div id="a34184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">based on the historical behaviour of five-year idiosyncratic<div style="display:inline-block;width:1px"> </div>credit spreads. Similar to GMR, IDSR is<div style="display:inline-block;width:1px"> </div>computed as the threshold level that portfolio<div style="display:inline-block;width:1px"> </div>losses are not </div><div id="a34187" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">expected to exceed more than </div><div id="a34187_29_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:141px;top:120px;-sec-ix-hidden:ID_375;">one</div><div id="a34187_32_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:158px;top:120px;"><div style="display:inline-block;width:3px"> </div>out of every </div><div id="a34187_46_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:216px;top:120px;">100</div><div id="a34187_49_38" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:120px;"><div style="display:inline-block;width:3px"> </div>trading days. IDSR is measured for a </div><div id="a34187_87_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:402px;top:120px;-sec-ix-hidden:ID_376;">ten-day</div><div id="a34187_94_16" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:435px;top:120px;"><div style="display:inline-block;width:3px"> </div>holding period.</div></div><div id="TextBlockContainer6" style="position:relative;line-height:normal;width:718px;height:53px;"><div id="a34192" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following graph discloses daily </div><div id="a34192_36_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:161px;top:0px;-sec-ix-hidden:ID_2758;">one-day</div><div id="a34192_43_110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:0px;"><div style="display:inline-block;width:3px"> </div>VaR usage and trading net revenue, reported on a TEB,<div style="display:inline-block;width:1px"> </div>within Wholesale Banking. Trading net revenue includes </div><div id="a34198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">trading income and net interest income related<div style="display:inline-block;width:1px"> </div>to positions within the Bank’s market risk capital<div style="display:inline-block;width:1px"> </div>trading books. For the second quarter ending<div style="display:inline-block;width:1px"> </div>April 30, 2026, </div><div id="a34206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">there were </div><div id="a34206_11_6" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:54px;top:27px;">9 days</div><div id="a34206_17_60" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:83px;top:27px;"><div style="display:inline-block;width:3px"> </div>of trading losses and trading net revenue<div style="display:inline-block;width:1px"> </div>was positive for </div><div id="a34206_77_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:27px;">86</div><div id="a34206_79_85" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:353px;top:27px;">% of the trading days, reflecting normal<div style="display:inline-block;width:1px"> </div>trading activity. Losses in the quarter did </div><div id="a34215" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">not exceed VaR on any trading day.</div></div><div id="TextBlockContainer8" style="position:relative;line-height:normal;width:717px;height:141px;"><div id="a34250" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">VaR is a valuable risk measure but it should be used in the<div style="display:inline-block;width:1px"> </div>context of its limitations, for example: </div><div id="a34252" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:17px;">●</div><div id="a34253" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:16px;"><div style="display:inline-block;width:8px"> </div>VaR uses historical data to estimate future events, which limits<div style="display:inline-block;width:1px"> </div>its forecasting abilities; </div><div id="a34256" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:33px;">●</div><div id="a34257" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:32px;"><div style="display:inline-block;width:8px"> </div>It does not provide information on losses beyond<div style="display:inline-block;width:1px"> </div>the selected confidence level; and </div><div id="a34261" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:49px;">●</div><div id="a34262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:48px;"><div style="display:inline-block;width:8px"> </div>It assumes that all positions can be liquidated<div style="display:inline-block;width:1px"> </div>during the holding period used for VaR calculation. </div><div id="a34267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:75px;">The Bank continuously improves its VaR methodologies and incorporates<div style="display:inline-block;width:1px"> </div>new risk measures in line with market<div style="display:inline-block;width:1px"> </div>conventions, industry best practices, and </div><div id="a34269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:88px;">regulatory requirements. </div><div id="a34273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:115px;">To mitigate some of the shortcomings of VaR, the Bank uses additional metrics designed for risk<div style="display:inline-block;width:1px"> </div>management purposes.<div style="display:inline-block;width:2px"> </div>This includes stress testing as well as </div><div id="a34284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:128px;">sensitivities to various market risk factors.</div></div><div id="TextBlockContainer11" style="position:relative;line-height:normal;width:443px;height:13px;"><div id="a34288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the end of quarter, average, high,<div style="display:inline-block;width:1px"> </div>and low usage of TD’s VaR metric.</div></div><div id="TextBlockContainer15" style="position:relative;line-height:normal;width:733px;height:150px;"><div id="a34346" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">TABLE 29: PORTFOLIO MARKET<div style="display:inline-block;width:4px"> </div>RISK MEASURES </div><div id="a34353" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a34362" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:465px;top:14px;">For the three months ended </div><div id="a34364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:605px;top:14px;">For the six months ended </div><div id="a34369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:26px;">April 30 </div><div id="a34372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:483px;top:26px;">January </div><div id="a34373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:36px;">31 </div><div id="a34376" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:26px;">April 30 </div><div id="a34379" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:26px;">April 30 </div><div id="a34382" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:26px;">April 30 </div><div id="a34394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:36px;">2026 </div><div id="a34397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:36px;">2026 </div><div id="a34400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:36px;">2025 </div><div id="a34403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:36px;">2026 </div><div id="a34406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:36px;">2025 </div><div id="a34411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:231px;top:48px;">As at </div><div id="a34413" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:48px;">Average </div><div id="a34415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:48px;">High </div><div id="a34417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:48px;">Low </div><div id="a34420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:48px;">Average </div><div id="a34423" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:48px;">Average </div><div id="a34426" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:611px;top:48px;">Average </div><div id="a34429" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:676px;top:48px;">Average </div><div id="a34432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:60px;">Interest rate risk </div><div id="a34434" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:199px;top:60px;">$ </div><div id="a34436" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:60px;">11.7</div><div id="a34438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:60px;">$ </div><div id="a34440" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:60px;">15.3</div><div id="a34442" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:60px;">$ </div><div id="a34444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:60px;">23.5</div><div id="a34446" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:60px;">$ </div><div id="a34448" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:60px;">9.8</div><div id="a34450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:60px;">$ </div><div id="a34452" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:60px;">12.6</div><div id="a34454" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:60px;">$ </div><div id="a34456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:60px;">12.8</div><div id="a34458" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:60px;">$ </div><div id="a34460" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:60px;">14.0</div><div id="a34462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:60px;">$ </div><div id="a34464" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:60px;">12.6</div><div id="a34467" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:70px;">Credit spread risk </div><div id="a34470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:70px;">18.0</div><div id="a34473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:70px;">19.6</div><div id="a34476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:70px;">26.0</div><div id="a34479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:70px;">13.5</div><div id="a34482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:70px;">14.8</div><div id="a34485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:70px;">20.1</div><div id="a34488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:70px;">17.2</div><div id="a34491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:70px;">19.9</div><div id="a34494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:81px;">Equity risk </div><div id="a34497" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:81px;">27.9</div><div id="a34500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:81px;">17.6</div><div id="a34503" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:81px;">36.9</div><div id="a34506" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:81px;">7.3</div><div id="a34509" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:81px;">16.1</div><div id="a34512" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:81px;">9.6</div><div id="a34515" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:81px;">16.8</div><div id="a34518" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:81px;">8.9</div><div id="a34521" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:92px;">Foreign exchange risk </div><div id="a34524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:241px;top:92px;">2.1</div><div id="a34527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:306px;top:92px;">4.1</div><div id="a34530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:92px;">8.2</div><div id="a34533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:92px;">1.3</div><div id="a34536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:92px;">5.1</div><div id="a34539" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:92px;">3.8</div><div id="a34542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:92px;">4.6</div><div id="a34545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:92px;">3.9</div><div id="a34548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:103px;">Commodity risk </div><div id="a34551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:103px;">25.1</div><div id="a34554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:103px;">35.5</div><div id="a34557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:103px;">49.6</div><div id="a34560" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:103px;">25.1</div><div id="a34563" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:103px;">37.1</div><div id="a34566" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:103px;">23.1</div><div id="a34569" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:103px;">36.3</div><div id="a34572" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:103px;">14.5</div><div id="a34575" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:114px;">Idiosyncratic debt specific risk </div><div id="a34578" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:114px;">16.2</div><div id="a34581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:114px;">17.1</div><div id="a34584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:114px;">20.0</div><div id="a34587" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:114px;">14.3</div><div id="a34590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:114px;">15.3</div><div id="a34593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:114px;">23.4</div><div id="a34596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:114px;">16.2</div><div id="a34599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:114px;">21.5</div><div id="a34602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:125px;">Diversification effect</div><div id="a34603" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:125px;">1</div><div id="a34606" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:125px;display:flex;">(65.0)</div><div id="a34609" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:125px;display:flex;">(69.1)</div><div id="a34612" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:125px;"><div style="display:inline-block;width:3px"> </div>n/m </div><div id="a34614" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:125px;">2 </div><div id="a34617" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:125px;"><div style="display:inline-block;width:3px"> </div>n/m<div style="display:inline-block;width:3px"> </div></div><div id="a34621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:125px;display:flex;">(58.8)</div><div id="a34624" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:125px;display:flex;">(56.9)</div><div id="a34627" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:125px;display:flex;">(64.0)</div><div id="a34630" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:125px;display:flex;">(49.2)</div><div id="a34633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:138px;">Total Value<div style="display:inline-block;width:1px"> </div>-at-Risk (one-day) </div><div id="a34641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:199px;top:138px;">$ </div><div id="a34643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:138px;">36.0</div><div id="a34645" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:138px;">$ </div><div id="a34647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:138px;">40.1</div><div id="a34649" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:138px;">$ </div><div id="a34651" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:138px;">54.1</div><div id="a34653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:138px;">$ </div><div id="a34655" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:138px;">32.0</div><div id="a34657" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:138px;">$ </div><div id="a34659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:138px;">42.2</div><div id="a34661" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:138px;">$ </div><div id="a34663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:138px;">35.9</div><div id="a34665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:138px;">$ </div><div id="a34667" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:138px;">41.1</div><div id="a34669" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:138px;">$ </div><div id="a34671" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:138px;">32.1</div></div><div id="TextBlockContainer20" style="position:relative;line-height:normal;width:580px;height:21px;"><div id="div_18_XBRL_TS_8ed39d5cf84541e3b7c87ef33039e34a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer19" style="position:relative;line-height:normal;width:580px;height:21px;"><div id="a34675_1_140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">The aggregate VaR is less than the sum of the VaR<div style="display:inline-block;width:4px"> </div>of the different risk types due to risk offsets resulting from portfolio diversification. </div><div id="a34679" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a34680" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Not meaningful. It is not meaningful to compute a diversification effect because the high and low may<div style="display:inline-block;width:4px"> </div>occur on different days for different risk types.</div></div></div></div><div id="TextBlockContainer22" style="position:relative;line-height:normal;width:693px;height:26px;"><div id="a34697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">Validation of VaR Model<div style="display:inline-block;width:3px"> </div></div><div id="a34699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank uses a back-testing process<div style="display:inline-block;width:1px"> </div>to compare actual profits and losses to VaR to review their consistency<div style="display:inline-block;width:1px"> </div>with the statistical results of the VaR model.</div></div><div id="TextBlockContainer26" style="position:relative;line-height:normal;width:732px;height:239px;"><div id="a34710" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">Non-Trading Interest Rate Risk<div style="display:inline-block;width:2px"> </div></div><div id="a34714" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank’s non-trading interest rate risk arises<div style="display:inline-block;width:1px"> </div>mainly from traditional personal and commercial<div style="display:inline-block;width:1px"> </div>banking activity and is generally the result<div style="display:inline-block;width:1px"> </div>of mismatches between </div><div id="a34718" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">the maturities and repricing dates of the Bank’s<div style="display:inline-block;width:1px"> </div>assets and liabilities. </div><div id="a34721" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">The primary measures for managing and<div style="display:inline-block;width:1px"> </div>controlling this risk are Economic Value of Shareholders’ Equity<div style="display:inline-block;width:1px"> </div>(EVE) Sensitivity and Net Interest Income Sensitivity </div><div id="a34723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">(NIIS). </div><div id="a34725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:13px;top:80px;">The EVE Sensitivity measures the change in<div style="display:inline-block;width:1px"> </div>the net present value of the Bank’s banking<div style="display:inline-block;width:1px"> </div>book assets, liabilities, and certain off-balance<div style="display:inline-block;width:1px"> </div>sheet items given a </div><div id="a34729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">specific interest rate shock. It reflects a measurement<div style="display:inline-block;width:1px"> </div>of the potential present value impact on<div style="display:inline-block;width:1px"> </div>shareholders’ equity without an assumed<div style="display:inline-block;width:1px"> </div>term profile for the </div><div id="a34732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">management of the Bank’s own equity and excludes<div style="display:inline-block;width:1px"> </div>product margins.<div style="display:inline-block;width:2px"> </div></div><div id="a34734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:13px;top:120px;">The NIIS measures the NII change over<div style="display:inline-block;width:1px"> </div>a twelve-month horizon for a specified<div style="display:inline-block;width:1px"> </div>change in interest rates for banking book<div style="display:inline-block;width:1px"> </div>assets, liabilities, and certain off-</div><div id="a34738" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">balance sheet items assuming a constant balance<div style="display:inline-block;width:1px"> </div>sheet over the period.<div style="display:inline-block;width:2px"> </div></div><div id="a34740" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:13px;top:147px;">The Bank’s Market Risk policy sets overall limits<div style="display:inline-block;width:1px"> </div>on the non-trading interest rate risk measures.<div style="display:inline-block;width:1px"> </div>These limits are periodically reviewed<div style="display:inline-block;width:1px"> </div>and approved by the Risk </div><div id="a34743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">Committee. In addition to the Board policy limits,<div style="display:inline-block;width:1px"> </div>book-level risk limits are set for the<div style="display:inline-block;width:1px"> </div>Bank’s management of non-trading interest rate<div style="display:inline-block;width:1px"> </div>risk by Risk Management. </div><div id="a34748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:173px;">Exposures against these limits are routinely<div style="display:inline-block;width:1px"> </div>monitored and reported, and breaches of the<div style="display:inline-block;width:1px"> </div>Board limits, if any, are escalated to both the Asset Liability and<div style="display:inline-block;width:1px"> </div>Capital </div><div id="a34750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">Committee (ALCO) and the Risk Committee. </div><div id="div_24_XBRL_TS_4bc90aea302c414d95a9ead4c60f936c" style="position:absolute;left:0px;top:213px;float:left;"><div id="TextBlockContainer25" style="position:relative;line-height:normal;width:706px;height:26px;"><div id="a34753" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table shows the potential before-tax<div style="display:inline-block;width:1px"> </div>impact of an immediate and sustained<div style="display:inline-block;width:1px"> </div>100 bps increase or decrease in interest rates<div style="display:inline-block;width:1px"> </div>on the EVE and NIIS </div><div id="a34756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">measures.</div></div></div></div><div id="TextBlockContainer29" style="position:relative;line-height:normal;width:736px;height:121px;"><div id="a34759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 30: NON-TRADING INTEREST RATE SENSITIVITY MEASURES </div><div id="a34773" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a34789" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:701px;top:14px;">As at </div><div id="a34793" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:26px;">April 30, 2026 </div><div id="a34796" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:26px;">January 31, 2026 </div><div id="a34800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:26px;">April 30, 2025 </div><div id="a34804" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:38px;">EVE </div><div id="a34806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:38px;">NII </div><div id="a34809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:38px;">EVE </div><div id="a34812" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:575px;top:38px;">NII </div><div id="a34816" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:38px;">EVE </div><div id="a34819" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:710px;top:38px;">NII </div><div id="a34823" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:251px;top:50px;">Sensitivity </div><div id="a34825" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:50px;">Sensitivity</div><div id="a34826" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:50px;">1</div><div id="a34829" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:50px;">Sensitivity</div><div id="a34830" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:50px;">3</div><div id="a34833" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:50px;">Sensitivity</div><div id="a34834" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:579px;top:50px;">1,3</div><div id="a34838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:615px;top:50px;">Sensitivity</div><div id="a34839" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:50px;">3</div><div id="a34842" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:50px;">Sensitivity</div><div id="a34843" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:713px;top:50px;">1,3</div><div id="a34848" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:146px;top:62px;">Canadian </div><div id="a34851" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:217px;top:62px;">U.S. </div><div id="a34854" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:62px;">Total </div><div id="a34857" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:62px;">Canadian </div><div id="a34860" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:62px;">U.S. </div><div id="a34863" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:62px;">Total </div><div id="a34866" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:62px;">Total </div><div id="a34869" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:567px;top:62px;">Total </div><div id="a34873" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:62px;">Total </div><div id="a34876" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:702px;top:62px;">Total </div><div id="a34881" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:158px;top:74px;">dollar</div><div id="a34882" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:182px;top:74px;">2</div><div id="a34885" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:210px;top:74px;">dollar </div><div id="a34890" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:74px;">dollar</div><div id="a34891" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:74px;">2</div><div id="a34894" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:74px;">dollar </div><div id="a34908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:86px;">Before-tax impact of<div style="display:inline-block;width:3px"> </div></div><div id="a34934" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;"><div style="display:inline-block;width:2px"> </div>100 bps increase in rates </div><div id="a34937" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:133px;top:98px;">$ </div><div id="a34939" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:98px;display:flex;">(1,191)</div><div id="a34941" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:98px;">$ </div><div id="a34943" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:206px;top:98px;display:flex;">(2,492)</div><div id="a34945" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:240px;top:98px;">$ </div><div id="a34947" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:267px;top:98px;display:flex;">(3,683)</div><div id="a34949" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:98px;">$ </div><div id="a34951" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:98px;">354</div><div id="a34953" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:98px;">$ </div><div id="a34955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:98px;">57</div><div id="a34957" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:98px;">$ </div><div id="a34959" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:98px;letter-spacing:0.15px;">411</div><div id="a34961" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:98px;">$ </div><div id="a34963" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:98px;display:flex;">(2,521)</div><div id="a34965" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:98px;">$ </div><div id="a34967" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:98px;">745</div><div id="a34970" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:98px;">$ </div><div id="a34972" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:98px;display:flex;">(2,612)</div><div id="a34974" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:663px;top:98px;">$ </div><div id="a34976" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:98px;">679</div><div id="a34979" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:110px;"><div style="display:inline-block;width:2px"> </div>100 bps decrease in rates </div><div id="a34983" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:110px;">1,144</div><div id="a34986" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:110px;">2,263</div><div id="a34989" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:110px;">3,407</div><div id="a34992" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:332px;top:110px;display:flex;">(390)</div><div id="a34995" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:110px;display:flex;">(71)</div><div id="a34998" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:442px;top:110px;display:flex;">(461)</div><div id="a35001" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:110px;">2,179</div><div id="a35004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:566px;top:110px;display:flex;">(815)</div><div id="a35008" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:110px;">2,116</div><div id="a35011" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:110px;display:flex;">(769)</div></div><div id="TextBlockContainer34" style="position:relative;line-height:normal;width:568px;height:32px;"><div id="div_32_XBRL_TS_1856d6f1826e44b795175d9a6841d078" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer33" style="position:relative;line-height:normal;width:568px;height:32px;"><div id="a35015_1_140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Represents the twelve-month NII exposure to an immediate and sustained shock in rates, and may include adjustments<div style="display:inline-block;width:4px"> </div>for non-recurring items. </div><div id="a35022" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a35023" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes other currency exposures. </div><div id="a35026" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a35027" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Effective the second quarter ended April 30, 2026, includes exposures from Wholesale Banking. Prior<div style="display:inline-block;width:4px"> </div>periods do not include Wholesale Banking</div></div></div></div><div id="TextBlockContainer36" style="position:relative;line-height:normal;width:733px;height:66px;"><div id="a35032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">As at April 30, 2026, an immediate and sustained<div style="display:inline-block;width:1px"> </div>100 bps increase in interest rates<div style="display:inline-block;width:1px"> </div>would have a negative impact to the Bank’s EVE<div style="display:inline-block;width:1px"> </div>of $</div><div id="a35032_135_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:0px;">3,683</div><div id="a35032_140_22" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:0px;"><div style="display:inline-block;width:3px"> </div>million, an increase </div><div id="a35034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">of $</div><div id="a35034_4_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:21px;top:13px;">1,162</div><div id="a35034_9_72" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:45px;top:13px;"><div style="display:inline-block;width:3px"> </div>million from last quarter, and a positive impact to the Bank’s NII<div style="display:inline-block;width:1px"> </div>of $</div><div id="a35034_81_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:347px;top:13px;">411</div><div id="a35034_84_25" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:364px;top:13px;"><div style="display:inline-block;width:3px"> </div>million, a decrease of $</div><div id="a35034_109_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:470px;top:13px;">334</div><div id="a35034_112_45" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:13px;"><div style="display:inline-block;width:3px"> </div>million from last quarter. An immediate and </div><div id="a35037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">sustained 100 bps decrease in interest rates<div style="display:inline-block;width:1px"> </div>would have a positive impact to the Bank’s EVE<div style="display:inline-block;width:1px"> </div>of $</div><div id="a35037_96_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:434px;top:27px;">3,407</div><div id="a35037_101_26" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:459px;top:27px;"><div style="display:inline-block;width:3px"> </div>million, an increase of $</div><div id="a35037_127_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:567px;top:27px;">1,228</div><div id="a35037_132_32" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:27px;"><div style="display:inline-block;width:3px"> </div>million from last quarter, and </div><div id="a35040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">a negative impact to the Bank’s NII of $</div><div id="a35040_40_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:178px;top:40px;">461</div><div id="a35040_43_25" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:194px;top:40px;"><div style="display:inline-block;width:3px"> </div>million, a decrease of $</div><div id="a35040_68_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:300px;top:40px;">354</div><div id="a35040_71_92" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:40px;"><div style="display:inline-block;width:3px"> </div>million from last quarter. The quarter over quarter increase in EVE<div style="display:inline-block;width:1px"> </div>sensitivity is largely </div><div id="a35044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">attributed to Treasury activity primarily in support of lower<div style="display:inline-block;width:1px"> </div>US dollar NII sensitivity.</div></div><div id="TextBlockContainer38" style="position:relative;line-height:normal;width:735px;height:425px;"><div id="a35059" style="position:absolute;font-family:'Arial';font-size:16px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:0px;">Liquidity Risk </div><div id="a35061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:26px;">The risk of having insufficient cash or collateral<div style="display:inline-block;width:1px"> </div>to meet financial obligations and an inability<div style="display:inline-block;width:1px"> </div>to, in a timely manner, raise funding or monetize assets at<div style="display:inline-block;width:1px"> </div>a non-</div><div id="a35064" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:39px;">distressed price. Financial obligations can arise<div style="display:inline-block;width:1px"> </div>from deposit withdrawals, debt maturities,<div style="display:inline-block;width:1px"> </div>commitments to provide credit or liquidity<div style="display:inline-block;width:1px"> </div>support or the need to pledge </div><div id="a35068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:52px;">additional collateral. </div><div id="a35072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:79px;">TD’S LIQUIDITY RISK APPETITE </div><div id="a35074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:93px;">TD follows a disciplined liquidity management<div style="display:inline-block;width:1px"> </div>program,<div style="display:inline-block;width:2px"> </div>which is subject to risk governance and oversight,<div style="display:inline-block;width:1px"> </div>and is designed to maintain sufficient liquidity<div style="display:inline-block;width:1px"> </div>to permit </div><div id="a35125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:106px;">the Bank to operate through a significant<div style="display:inline-block;width:1px"> </div>liquidity event without relying on extraordinary<div style="display:inline-block;width:1px"> </div>central bank assistance. The Bank<div style="display:inline-block;width:1px"> </div>maintains access to a stable and </div><div id="a35173" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:119px;">diversified funding base and aligns<div style="display:inline-block;width:2px"> </div>its funding profile with that of the assets and<div style="display:inline-block;width:1px"> </div>contingent obligations it supports. </div><div id="a35213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:146px;">WHO MANAGES LIQUIDITY RISK </div><div id="a35215" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:159px;">The Risk Committee, the ALCO and<div style="display:inline-block;width:1px"> </div>the Treasurer are accountable for the identification,<div style="display:inline-block;width:1px"> </div>assessment, control, monitoring and oversight<div style="display:inline-block;width:1px"> </div>of liquidity risk. </div><div id="a35219" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:186px;">●</div><div id="a35220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:11px;top:186px;"><div style="display:inline-block;width:5px"> </div>The Risk Committee regularly reviews the<div style="display:inline-block;width:1px"> </div>Bank’s liquidity position and approves the Bank’s<div style="display:inline-block;width:1px"> </div>Liquidity Risk Management Framework<div style="display:inline-block;width:1px"> </div>biennially and related </div><div id="a35224" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:199px;">policies annually. </div><div id="a35226" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:213px;">●</div><div id="a35227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:11px;top:213px;"><div style="display:inline-block;width:5px"> </div>The Bank’s ALCO is responsible for establishing<div style="display:inline-block;width:1px"> </div>effective management structures and practices<div style="display:inline-block;width:1px"> </div>to ensure appropriate measurement, management,<div style="display:inline-block;width:1px"> </div>and </div><div id="a35230" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:226px;">governance of liquidity risk.<div style="display:inline-block;width:2px"> </div></div><div id="a35232" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:239px;">●</div><div id="a35233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:11px;top:239px;"><div style="display:inline-block;width:5px"> </div>The Global Liquidity &amp; Funding (GLF)<div style="display:inline-block;width:1px"> </div>Committee, a subcommittee of the ALCO<div style="display:inline-block;width:1px"> </div>comprised of senior management from<div style="display:inline-block;width:1px"> </div>Treasury, Wholesale Banking and Risk </div><div id="a35236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:253px;">Management, identifies and monitors the Bank’s liquidity<div style="display:inline-block;width:1px"> </div>risks.<div style="display:inline-block;width:3px"> </div></div><div id="a35239" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">In addition to our committee oversight framework,<div style="display:inline-block;width:1px"> </div>liquidity risk management activities<div style="display:inline-block;width:1px"> </div>are subject to the three lines of defence governance<div style="display:inline-block;width:1px"> </div>model. Treasury, the </div><div id="a35241" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:293px;">first line of defence for the management of liquidity<div style="display:inline-block;width:1px"> </div>risk, is subject to independent second line<div style="display:inline-block;width:1px"> </div>challenge and oversight by Risk Management.<div style="display:inline-block;width:1px"> </div>TD’s Internal Audit is </div><div id="a35243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:306px;">the third line of defence. The three lines of<div style="display:inline-block;width:1px"> </div>defence are independent of the business<div style="display:inline-block;width:1px"> </div>whose activities generate liquidity risks. </div><div id="a35246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:18px;top:319px;">The Bank’s liquidity risk appetite and liquidity risk<div style="display:inline-block;width:1px"> </div>management approach have not changed substantially<div style="display:inline-block;width:1px"> </div>from that described in the Bank’s 2025 MD&amp;A.<div style="display:inline-block;width:1px"> </div>For a </div><div id="a35260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:333px;">complete discussion of liquidity risk,<div style="display:inline-block;width:1px"> </div>refer to the “Liquidity Risk” section in the<div style="display:inline-block;width:1px"> </div>Bank’s 2025 MD&amp;A.</div><div id="a35267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:359px;">Liquid assets </div><div id="a35269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:373px;">The Bank’s unencumbered liquid assets could be<div style="display:inline-block;width:1px"> </div>used to help address potential funding needs<div style="display:inline-block;width:1px"> </div>arising from stress events. Liquid asset<div style="display:inline-block;width:1px"> </div>eligibility considers </div><div id="a35276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:386px;">estimated stressed market values and<div style="display:inline-block;width:1px"> </div>trading market depth, as well as operational,<div style="display:inline-block;width:1px"> </div>legal, or other impediments to sale, rehypothecation<div style="display:inline-block;width:1px"> </div>or pledging. </div><div id="a35285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:399px;">Assets held by the Bank to meet liquidity<div style="display:inline-block;width:1px"> </div>requirements are summarized in the following<div style="display:inline-block;width:1px"> </div>tables. The tables do not include assets held<div style="display:inline-block;width:1px"> </div>within the Bank’s insurance </div><div id="a35288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:413px;">businesses as these are used to support insurance-specific<div style="display:inline-block;width:1px"> </div>liabilities and capital requirements.</div></div><div id="TextBlockContainer42" style="position:relative;line-height:normal;width:734px;height:390px;"><div id="div_40_XBRL_TS_801930f07a16471c983eb3d7f176fdf9" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer41" style="position:relative;line-height:normal;width:734px;height:390px;"><div id="a35295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 31: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY </div><div id="a35300" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars, except as noted) </div><div id="a35311" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:695px;top:14px;">As at </div><div id="a35317" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:27px;">Securities </div><div id="a35330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:40px;">received as </div><div id="a35343" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:53px;">collateral from </div><div id="a35355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:66px;">securities </div><div id="a35365" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:79px;">financing and </div><div id="a35374" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:92px;">Bank-owned </div><div id="a35378" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:92px;">derivative </div><div id="a35381" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:525px;top:92px;">Total </div><div id="a35383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:92px;">Encumbered </div><div id="a35385" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:648px;top:92px;">Unencumbered </div><div id="a35390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:105px;">liquid assets </div><div id="a35392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:105px;">transactions </div><div id="a35395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:491px;top:105px;">liquid assets </div><div id="a35397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:105px;">liquid assets </div><div id="a35399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:656px;top:105px;">liquid assets</div><div id="a35400" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:713px;top:105px;">1</div><div id="a35406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:656px;top:118px;">April 30, 2026 </div><div id="a35409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:131px;">Cash and central bank reserves </div><div id="a35411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:131px;">$ </div><div id="a35413" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:131px;">18,895</div><div id="a35415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:131px;">$ </div><div id="a35417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:131px;">–</div><div id="a35419" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:131px;">$ </div><div id="a35421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:131px;">18,895</div><div id="a35423" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:131px;">$ </div><div id="a35425" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:600px;top:131px;">2,051</div><div id="a35427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:131px;">$ </div><div id="a35429" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:131px;">16,844</div><div id="a35432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:144px;">Obligations of government, federal agencies, public sector<div style="display:inline-block;width:4px"> </div>entities, </div><div id="a35446" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:157px;">and multilateral development banks</div><div id="a35447" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:163px;top:157px;">2</div><div id="a35450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:157px;letter-spacing:0.18px;">111,472</div><div id="a35453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:157px;">107,727</div><div id="a35456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:157px;">219,199</div><div id="a35459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:157px;">106,362</div><div id="a35462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:157px;">112,837</div><div id="a35465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:170px;">Equities </div><div id="a35468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:170px;">19,172</div><div id="a35471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:170px;">8,035</div><div id="a35474" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:170px;">27,207</div><div id="a35477" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:170px;">21,076</div><div id="a35480" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:690px;top:170px;">6,131</div><div id="a35483" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:183px;">Other debt securities </div><div id="a35486" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:183px;">7,807</div><div id="a35489" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:183px;">21,301</div><div id="a35492" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:183px;">29,108</div><div id="a35495" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:183px;">11,846</div><div id="a35498" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:183px;">17,262</div><div id="a35501" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:196px;">Other securities </div><div id="a35504" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:379px;top:196px;">–</div><div id="a35507" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:196px;">–</div><div id="a35510" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:196px;">–</div><div id="a35513" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:196px;">–</div><div id="a35516" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:196px;">–</div><div id="a35519" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:209px;">Total Canadian dollar-denominated </div><div id="a35524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:209px;">157,346</div><div id="a35527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:209px;">137,063</div><div id="a35530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:209px;">294,409</div><div id="a35533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:209px;">141,335</div><div id="a35536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:209px;">153,074</div><div id="a35539" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:222px;">Cash and central bank reserves </div><div id="a35542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:222px;">87,832</div><div id="a35545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:222px;">–</div><div id="a35548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:222px;">87,832</div><div id="a35551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:222px;">–</div><div id="a35554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:222px;">87,832</div><div id="a35557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:235px;">Obligations of government, federal agencies, public sector<div style="display:inline-block;width:4px"> </div>entities, </div><div id="a35571" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:248px;">and multilateral development banks </div><div id="a35574" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:248px;">217,540</div><div id="a35577" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:248px;">156,479</div><div id="a35580" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:248px;">374,019</div><div id="a35583" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:248px;">178,673</div><div id="a35586" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:248px;">195,346</div><div id="a35589" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:261px;">Equities </div><div id="a35592" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:261px;">67,214</div><div id="a35595" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:261px;">70,625</div><div id="a35598" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:261px;">137,839</div><div id="a35601" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:261px;">77,536</div><div id="a35604" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:261px;">60,303</div><div id="a35607" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:274px;">Other debt securities </div><div id="a35610" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:274px;">82,738</div><div id="a35613" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:274px;">42,285</div><div id="a35616" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:274px;">125,023</div><div id="a35619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:274px;">35,873</div><div id="a35622" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:274px;">89,150</div><div id="a35625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:287px;">Other securities </div><div id="a35628" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:287px;">26,694</div><div id="a35631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:287px;">2,907</div><div id="a35634" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:287px;">29,601</div><div id="a35637" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:600px;top:287px;">8,866</div><div id="a35640" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:287px;">20,735</div><div id="a35643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:300px;">Total non-Canadian dollar-denominated </div><div id="a35650" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:300px;">482,018</div><div id="a35653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:300px;">272,296</div><div id="a35656" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:300px;">754,314</div><div id="a35659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:300px;">300,948</div><div id="a35662" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:300px;">453,366</div><div id="a35665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:313px;">Total</div><div id="a35666" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:29px;top:313px;">3</div><div id="a35668" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:313px;">$ </div><div id="a35670" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:313px;">639,364</div><div id="a35672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:313px;">$ </div><div id="a35674" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:313px;">409,359</div><div id="a35676" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:313px;">$ </div><div id="a35678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:313px;">1,048,723</div><div id="a35680" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:313px;">$ </div><div id="a35682" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:313px;">442,283</div><div id="a35684" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:313px;">$ </div><div id="a35686" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:313px;">606,440</div><div id="a35704" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:339px;">October 31, 2025 </div><div id="a35707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:352px;">Total Canadian dollar<div style="display:inline-block;width:2px"> </div>-denominated </div><div id="a35711" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:313px;top:352px;">$ </div><div id="a35713" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:351px;">155,500</div><div id="a35715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:352px;">$ </div><div id="a35717" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:351px;">128,048</div><div id="a35719" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:351px;">$ </div><div id="a35721" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:351px;">283,548</div><div id="a35723" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:553px;top:351px;">$ </div><div id="a35725" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:351px;">124,734</div><div id="a35727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:351px;">$ </div><div id="a35729" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:351px;">158,814</div><div id="a35732" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:365px;">Total non-Canadian<div style="display:inline-block;width:4px"> </div>dollar-denominated </div><div id="a35739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:364px;">479,607</div><div id="a35742" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:364px;">223,847</div><div id="a35745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:364px;">703,454</div><div id="a35748" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:364px;">279,201</div><div id="a35751" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:364px;">424,253</div><div id="a35754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:378px;">Total </div><div id="a35756" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:313px;top:378px;">$ </div><div id="a35758" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:377px;">635,107</div><div id="a35760" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:378px;">$ </div><div id="a35762" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:377px;">351,895</div><div id="a35764" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:377px;">$ </div><div id="a35766" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:377px;">987,002</div><div id="a35768" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:553px;top:377px;">$ </div><div id="a35770" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:377px;">403,935</div><div id="a35772" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:377px;">$ </div><div id="a35774" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:377px;">583,067</div></div></div></div><div id="TextBlockContainer46" style="position:relative;line-height:normal;width:725px;height:43px;"><div id="div_44_XBRL_TS_7f259f169a7345b4a7c6124b4ed8fe49" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer45" style="position:relative;line-height:normal;width:725px;height:43px;"><div id="a35778_1_178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Unencumbered liquid assets include on-balance sheet assets, assets borrowed or purchased under resale agreements,<div style="display:inline-block;width:4px"> </div>and other off-balance sheet collateral received less encumbered </div><div id="a35784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">liquid assets.</div><div id="a35788" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">2</div><div id="a35789" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes National Housing Act Mortgage-Backed Securities (NHA MBS).</div><div id="a35798" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:32px;">3</div><div id="a35799" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Effective April 30, 2026, collateral received from margin loans and collateral delivered to facilitate client<div style="display:inline-block;width:4px"> </div>shorts has been included</div></div></div><div id="a35799_135_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:32px;">.</div></div><div id="TextBlockContainer48" style="position:relative;line-height:normal;width:702px;height:13px;"><div id="a35818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Unencumbered liquid assets held in The<div style="display:inline-block;width:1px"> </div>Toronto-Dominion Bank, its domestic and foreign subsidiaries, and branches<div style="display:inline-block;width:1px"> </div>are summarized in the following<div style="display:inline-block;width:1px"> </div>table.</div></div><div id="TextBlockContainer52" style="position:relative;line-height:normal;width:734px;height:97px;"><div id="div_50_XBRL_TS_18b09d6e917e4a51bd598591eb145aa7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer51" style="position:relative;line-height:normal;width:734px;height:97px;"><div id="a35827" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 32: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY<div style="display:inline-block;width:1px"> </div>BANK, SUBSIDIARIES, AND BRANCHES </div><div id="a35832" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(millions of Canadian dollars) </div><div id="a35835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:12px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a35841" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:24px;">April 30 </div><div id="a35843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:24px;">October 31 </div><div id="a35847" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:36px;">2026 </div><div id="a35849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:36px;">2025 </div><div id="a35852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:48px;">The Toronto-Dominion Bank (Parent) </div><div id="a35856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:48px;">$ </div><div id="a35858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:48px;">231,554</div><div id="a35860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:48px;">$ </div><div id="a35862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:48px;">257,722</div><div id="a35865" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:60px;">Bank subsidiaries </div><div id="a35868" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:60px;">340,442</div><div id="a35871" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:60px;">306,961</div><div id="a35874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:72px;">Foreign branches </div><div id="a35877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:72px;">34,444</div><div id="a35880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:72px;">18,384</div><div id="a35883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:84px;">Total </div><div id="a35885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:84px;">$ </div><div id="a35887" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:84px;">606,440</div><div id="a35889" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:84px;">$ </div><div id="a35891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:84px;">583,067</div></div></div></div><div id="TextBlockContainer54" style="position:relative;line-height:normal;width:721px;height:79px;"><div id="a39181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">FUNDING </div><div id="a39183" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank has access to a variety of unsecured<div style="display:inline-block;width:1px"> </div>and secured funding sources. The Bank’s<div style="display:inline-block;width:1px"> </div>funding activities are conducted in accordance<div style="display:inline-block;width:1px"> </div>with liquidity risk </div><div id="a39185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">management policies that require assets be<div style="display:inline-block;width:1px"> </div>funded to the appropriate term and to a prudent<div style="display:inline-block;width:1px"> </div>diversification profile. </div><div id="a39188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:40px;">The Bank’s primary approach to funding is<div style="display:inline-block;width:1px"> </div>to maximize the use of deposits raised through<div style="display:inline-block;width:1px"> </div>its personal,<div style="display:inline-block;width:2px"> </div>wealth and business banking channels.<div style="display:inline-block;width:1px"> </div>The deposits </div><div id="a39200" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">raised from these sources were approximately </div><div id="a39200_45_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:211px;top:53px;">62</div><div id="a39200_47_22" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:222px;top:53px;">% (October 31, 2025 – </div><div id="a39200_69_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:326px;top:53px;">64</div><div id="a39200_71_85" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:53px;">%) of the Bank’s total funding. Non-personal<div style="display:inline-block;width:1px"> </div>deposit funding as reflected below does </div><div id="a39213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">not include the Bank’s Wholesale Banking deposits<div style="display:inline-block;width:1px"> </div>(including Corporate &amp; Investment Banking).</div></div><div id="TextBlockContainer58" style="position:relative;line-height:normal;width:735px;height:83px;"><div id="div_56_XBRL_TS_1d58b4a3cc894b069340fb9887c53b39" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer57" style="position:relative;line-height:normal;width:735px;height:83px;"><div id="a39216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 40: SUMMARY OF DEPOSIT FUNDING </div><div id="a39223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:11px;">(millions of Canadian dollars) </div><div id="a39228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:683px;top:11px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a39234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:22px;">April 30 </div><div id="a39237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:22px;">October 31 </div><div id="a39241" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:34px;">2026 </div><div id="a39243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:34px;">2025 </div><div id="a39246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:46px;">Personal </div><div id="a39248" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:46px;">$ </div><div id="a39250" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:46px;">641,827</div><div id="a39252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:46px;">$ </div><div id="a39254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:46px;">650,396</div><div id="a39257" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:58px;">Non-personal </div><div id="a39262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:58px;">305,886</div><div id="a39265" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:58px;">316,319</div><div id="a39268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:70px;">Total </div><div id="a39270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:70px;">$ </div><div id="a39272" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:70px;">947,713</div><div id="a39274" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:70px;">$ </div><div id="a39276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:70px;">966,715</div></div></div></div><div id="TextBlockContainer60" style="position:relative;line-height:normal;width:726px;height:65px;"><div id="a39280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">WHOLESALE FUNDING </div><div id="a39284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank maintains various registered external<div style="display:inline-block;width:1px"> </div>wholesale term (greater than 1 year) funding<div style="display:inline-block;width:1px"> </div>programs to provide access to diversified<div style="display:inline-block;width:1px"> </div>funding sources, including </div><div id="a39286" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:26px;">asset securitization, covered bonds, and<div style="display:inline-block;width:1px"> </div>unsecured wholesale debt. The Bank raises<div style="display:inline-block;width:1px"> </div>term funding through Senior Notes, NHA<div style="display:inline-block;width:1px"> </div>MBS, notes backed by credit card </div><div id="a39288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">receivables (Evergreen Credit Card Trust) and home equity<div style="display:inline-block;width:1px"> </div>lines of credit (Genesis Trust II). The Bank’s wholesale<div style="display:inline-block;width:1px"> </div>funding is diversified by geography, currency, </div><div id="a39291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">and funding types. The Bank raises short-term<div style="display:inline-block;width:1px"> </div>(1 year or less) funding using certificates<div style="display:inline-block;width:1px"> </div>of deposit and commercial paper.</div></div><div id="TextBlockContainer62" style="position:relative;line-height:normal;width:715px;height:26px;"><div id="a39808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The Bank maintains depositor concentration<div style="display:inline-block;width:1px"> </div>limits in respect of short-term wholesale<div style="display:inline-block;width:1px"> </div>deposits so that it is not overly reliant<div style="display:inline-block;width:1px"> </div>on individual depositors for funding. </div><div id="a39814" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank further limits short-term wholesale<div style="display:inline-block;width:1px"> </div>funding maturity concentration in an effort to<div style="display:inline-block;width:1px"> </div>mitigate refinancing risk during a stress event.</div></div> P259D P100D P100D P9D 0.86 <div id="TextBlockContainer12" style="position:relative;line-height:normal;width:443px;height:13px;"><div id="div_10_XBRL_TS_35ccda15c1f046f695652c04da2773bb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer11" style="position:relative;line-height:normal;width:443px;height:13px;"><div id="a34288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the end of quarter, average, high,<div style="display:inline-block;width:1px"> </div>and low usage of TD’s VaR metric.</div></div></div></div><div id="TextBlockContainer16" style="position:relative;line-height:normal;width:733px;height:150px;"><div id="div_14_XBRL_TS_92e3b0f3696d4a4e8af23547b29ff77b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer15" style="position:relative;line-height:normal;width:733px;height:150px;"><div id="a34346" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">TABLE 29: PORTFOLIO MARKET<div style="display:inline-block;width:4px"> </div>RISK MEASURES </div><div id="a34353" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a34362" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:465px;top:14px;">For the three months ended </div><div id="a34364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:605px;top:14px;">For the six months ended </div><div id="a34369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:26px;">April 30 </div><div id="a34372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:483px;top:26px;">January </div><div id="a34373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:36px;">31 </div><div id="a34376" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:26px;">April 30 </div><div id="a34379" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:26px;">April 30 </div><div id="a34382" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:26px;">April 30 </div><div id="a34394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:36px;">2026 </div><div id="a34397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:36px;">2026 </div><div id="a34400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:36px;">2025 </div><div id="a34403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:36px;">2026 </div><div id="a34406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:36px;">2025 </div><div id="a34411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:231px;top:48px;">As at </div><div id="a34413" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:48px;">Average </div><div id="a34415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:48px;">High </div><div id="a34417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:48px;">Low </div><div id="a34420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:48px;">Average </div><div id="a34423" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:48px;">Average </div><div id="a34426" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:611px;top:48px;">Average </div><div id="a34429" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:676px;top:48px;">Average </div><div id="a34432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:60px;">Interest rate risk </div><div id="a34434" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:199px;top:60px;">$ </div><div id="a34436" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:60px;">11.7</div><div id="a34438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:60px;">$ </div><div id="a34440" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:60px;">15.3</div><div id="a34442" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:60px;">$ </div><div id="a34444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:60px;">23.5</div><div id="a34446" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:60px;">$ </div><div id="a34448" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:60px;">9.8</div><div id="a34450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:60px;">$ </div><div id="a34452" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:60px;">12.6</div><div id="a34454" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:60px;">$ </div><div id="a34456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:60px;">12.8</div><div id="a34458" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:60px;">$ </div><div id="a34460" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:60px;">14.0</div><div id="a34462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:60px;">$ </div><div id="a34464" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:60px;">12.6</div><div id="a34467" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:70px;">Credit spread risk </div><div id="a34470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:70px;">18.0</div><div id="a34473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:70px;">19.6</div><div id="a34476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:70px;">26.0</div><div id="a34479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:70px;">13.5</div><div id="a34482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:70px;">14.8</div><div id="a34485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:70px;">20.1</div><div id="a34488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:70px;">17.2</div><div id="a34491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:70px;">19.9</div><div id="a34494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:81px;">Equity risk </div><div id="a34497" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:81px;">27.9</div><div id="a34500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:81px;">17.6</div><div id="a34503" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:81px;">36.9</div><div id="a34506" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:81px;">7.3</div><div id="a34509" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:81px;">16.1</div><div id="a34512" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:81px;">9.6</div><div id="a34515" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:81px;">16.8</div><div id="a34518" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:81px;">8.9</div><div id="a34521" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:92px;">Foreign exchange risk </div><div id="a34524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:241px;top:92px;">2.1</div><div id="a34527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:306px;top:92px;">4.1</div><div id="a34530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:92px;">8.2</div><div id="a34533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:92px;">1.3</div><div id="a34536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:92px;">5.1</div><div id="a34539" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:92px;">3.8</div><div id="a34542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:92px;">4.6</div><div id="a34545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:92px;">3.9</div><div id="a34548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:103px;">Commodity risk </div><div id="a34551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:103px;">25.1</div><div id="a34554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:103px;">35.5</div><div id="a34557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:103px;">49.6</div><div id="a34560" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:103px;">25.1</div><div id="a34563" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:103px;">37.1</div><div id="a34566" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:103px;">23.1</div><div id="a34569" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:103px;">36.3</div><div id="a34572" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:103px;">14.5</div><div id="a34575" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:114px;">Idiosyncratic debt specific risk </div><div id="a34578" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:114px;">16.2</div><div id="a34581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:114px;">17.1</div><div id="a34584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:114px;">20.0</div><div id="a34587" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:114px;">14.3</div><div id="a34590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:114px;">15.3</div><div id="a34593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:114px;">23.4</div><div id="a34596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:114px;">16.2</div><div id="a34599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:114px;">21.5</div><div id="a34602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:125px;">Diversification effect</div><div id="a34603" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:125px;">1</div><div id="a34606" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:125px;display:flex;">(65.0)</div><div id="a34609" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:125px;display:flex;">(69.1)</div><div id="a34612" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:125px;"><div style="display:inline-block;width:3px"> </div>n/m </div><div id="a34614" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:125px;">2 </div><div id="a34617" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:125px;"><div style="display:inline-block;width:3px"> </div>n/m<div style="display:inline-block;width:3px"> </div></div><div id="a34621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:125px;display:flex;">(58.8)</div><div id="a34624" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:125px;display:flex;">(56.9)</div><div id="a34627" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:125px;display:flex;">(64.0)</div><div id="a34630" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:125px;display:flex;">(49.2)</div><div id="a34633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:138px;">Total Value<div style="display:inline-block;width:1px"> </div>-at-Risk (one-day) </div><div id="a34641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:199px;top:138px;">$ </div><div id="a34643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:138px;">36.0</div><div id="a34645" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:138px;">$ </div><div id="a34647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:138px;">40.1</div><div id="a34649" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:138px;">$ </div><div id="a34651" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:138px;">54.1</div><div id="a34653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:138px;">$ </div><div id="a34655" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:138px;">32.0</div><div id="a34657" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:138px;">$ </div><div id="a34659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:138px;">42.2</div><div id="a34661" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:138px;">$ </div><div id="a34663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:138px;">35.9</div><div id="a34665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:138px;">$ </div><div id="a34667" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:138px;">41.1</div><div id="a34669" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:138px;">$ </div><div id="a34671" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:138px;">32.1</div></div></div></div><div id="TextBlockContainer19" style="position:relative;line-height:normal;width:580px;height:21px;"><div id="a34675_1_140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">The aggregate VaR is less than the sum of the VaR<div style="display:inline-block;width:4px"> </div>of the different risk types due to risk offsets resulting from portfolio diversification. </div><div id="a34679" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a34680" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Not meaningful. It is not meaningful to compute a diversification effect because the high and low may<div style="display:inline-block;width:4px"> </div>occur on different days for different risk types.</div></div> 11700000 15300000 23500000 9800000 12600000 12800000 14000000.0 12600000 18000000.0 19600000 26000000.0 13500000 14800000 20100000 17200000 19900000 27900000 17600000 36900000 7300000 16100000 9600000 16800000 8900000 2100000 4100000 8200000 1300000 5100000 3800000 4600000 3900000 25100000 35500000 49600000 25100000 37100000 23100000 36300000 14500000 16200000 17100000 20000000.0 14300000 15300000 23400000 16200000 21500000 -65000000.0 -69100000 -58800000 -56900000 -64000000.0 -49200000 36000000.0 40100000 54100000 32000000.0 42200000 35900000 41100000 32100000 <div id="TextBlockContainer25" style="position:relative;line-height:normal;width:706px;height:26px;"><div id="a34753" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table shows the potential before-tax<div style="display:inline-block;width:1px"> </div>impact of an immediate and sustained<div style="display:inline-block;width:1px"> </div>100 bps increase or decrease in interest rates<div style="display:inline-block;width:1px"> </div>on the EVE and NIIS </div><div id="a34756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">measures.</div></div><div id="TextBlockContainer30" style="position:relative;line-height:normal;width:736px;height:121px;"><div id="div_28_XBRL_TS_88b5821a1f854a2a9a246e598369511e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer29" style="position:relative;line-height:normal;width:736px;height:121px;"><div id="a34759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 30: NON-TRADING INTEREST RATE SENSITIVITY MEASURES </div><div id="a34773" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a34789" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:701px;top:14px;">As at </div><div id="a34793" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:26px;">April 30, 2026 </div><div id="a34796" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:26px;">January 31, 2026 </div><div id="a34800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:26px;">April 30, 2025 </div><div id="a34804" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:38px;">EVE </div><div id="a34806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:38px;">NII </div><div id="a34809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:38px;">EVE </div><div id="a34812" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:575px;top:38px;">NII </div><div id="a34816" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:38px;">EVE </div><div id="a34819" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:710px;top:38px;">NII </div><div id="a34823" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:251px;top:50px;">Sensitivity </div><div id="a34825" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:50px;">Sensitivity</div><div id="a34826" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:50px;">1</div><div id="a34829" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:50px;">Sensitivity</div><div id="a34830" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:50px;">3</div><div id="a34833" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:50px;">Sensitivity</div><div id="a34834" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:579px;top:50px;">1,3</div><div id="a34838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:615px;top:50px;">Sensitivity</div><div id="a34839" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:50px;">3</div><div id="a34842" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:50px;">Sensitivity</div><div id="a34843" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:713px;top:50px;">1,3</div><div id="a34848" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:146px;top:62px;">Canadian </div><div id="a34851" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:217px;top:62px;">U.S. </div><div id="a34854" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:62px;">Total </div><div id="a34857" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:62px;">Canadian </div><div id="a34860" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:62px;">U.S. </div><div id="a34863" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:62px;">Total </div><div id="a34866" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:62px;">Total </div><div id="a34869" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:567px;top:62px;">Total </div><div id="a34873" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:62px;">Total </div><div id="a34876" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:702px;top:62px;">Total </div><div id="a34881" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:158px;top:74px;">dollar</div><div id="a34882" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:182px;top:74px;">2</div><div id="a34885" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:210px;top:74px;">dollar </div><div id="a34890" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:74px;">dollar</div><div id="a34891" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:74px;">2</div><div id="a34894" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:74px;">dollar </div><div id="a34908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:86px;">Before-tax impact of<div style="display:inline-block;width:3px"> </div></div><div id="a34934" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;"><div style="display:inline-block;width:2px"> </div>100 bps increase in rates </div><div id="a34937" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:133px;top:98px;">$ </div><div id="a34939" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:98px;display:flex;">(1,191)</div><div id="a34941" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:98px;">$ </div><div id="a34943" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:206px;top:98px;display:flex;">(2,492)</div><div id="a34945" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:240px;top:98px;">$ </div><div id="a34947" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:267px;top:98px;display:flex;">(3,683)</div><div id="a34949" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:98px;">$ </div><div id="a34951" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:98px;">354</div><div id="a34953" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:98px;">$ </div><div id="a34955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:98px;">57</div><div id="a34957" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:98px;">$ </div><div id="a34959" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:98px;letter-spacing:0.15px;">411</div><div id="a34961" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:98px;">$ </div><div id="a34963" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:98px;display:flex;">(2,521)</div><div id="a34965" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:98px;">$ </div><div id="a34967" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:98px;">745</div><div id="a34970" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:98px;">$ </div><div id="a34972" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:98px;display:flex;">(2,612)</div><div id="a34974" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:663px;top:98px;">$ </div><div id="a34976" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:98px;">679</div><div id="a34979" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:110px;"><div style="display:inline-block;width:2px"> </div>100 bps decrease in rates </div><div id="a34983" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:110px;">1,144</div><div id="a34986" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:110px;">2,263</div><div id="a34989" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:110px;">3,407</div><div id="a34992" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:332px;top:110px;display:flex;">(390)</div><div id="a34995" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:110px;display:flex;">(71)</div><div id="a34998" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:442px;top:110px;display:flex;">(461)</div><div id="a35001" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:110px;">2,179</div><div id="a35004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:566px;top:110px;display:flex;">(815)</div><div id="a35008" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:110px;">2,116</div><div id="a35011" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:110px;display:flex;">(769)</div></div></div></div><div id="TextBlockContainer33" style="position:relative;line-height:normal;width:568px;height:32px;"><div id="a35015_1_140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Represents the twelve-month NII exposure to an immediate and sustained shock in rates, and may include adjustments<div style="display:inline-block;width:4px"> </div>for non-recurring items. </div><div id="a35022" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a35023" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes other currency exposures. </div><div id="a35026" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a35027" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Effective the second quarter ended April 30, 2026, includes exposures from Wholesale Banking. Prior<div style="display:inline-block;width:4px"> </div>periods do not include Wholesale Banking</div></div> -1191000000 -2492000000 -3683000000 354000000 57000000 411000000 -2521000000 745000000 -2612000000 679000000 1144000000 2263000000 3407000000 -390000000 -71000000 -461000000 2179000000 -815000000 2116000000 -769000000 -3683000000 1162000000 411000000 334000000 3407000000 1228000000 -461000000 354000000 <div id="TextBlockContainer41" style="position:relative;line-height:normal;width:734px;height:390px;"><div id="a35295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 31: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY </div><div id="a35300" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars, except as noted) </div><div id="a35311" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:695px;top:14px;">As at </div><div id="a35317" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:27px;">Securities </div><div id="a35330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:40px;">received as </div><div id="a35343" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:53px;">collateral from </div><div id="a35355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:66px;">securities </div><div id="a35365" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:79px;">financing and </div><div id="a35374" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:92px;">Bank-owned </div><div id="a35378" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:92px;">derivative </div><div id="a35381" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:525px;top:92px;">Total </div><div id="a35383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:92px;">Encumbered </div><div id="a35385" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:648px;top:92px;">Unencumbered </div><div id="a35390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:105px;">liquid assets </div><div id="a35392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:105px;">transactions </div><div id="a35395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:491px;top:105px;">liquid assets </div><div id="a35397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:105px;">liquid assets </div><div id="a35399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:656px;top:105px;">liquid assets</div><div id="a35400" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:713px;top:105px;">1</div><div id="a35406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:656px;top:118px;">April 30, 2026 </div><div id="a35409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:131px;">Cash and central bank reserves </div><div id="a35411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:131px;">$ </div><div id="a35413" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:131px;">18,895</div><div id="a35415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:131px;">$ </div><div id="a35417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:131px;">–</div><div id="a35419" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:131px;">$ </div><div id="a35421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:131px;">18,895</div><div id="a35423" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:131px;">$ </div><div id="a35425" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:600px;top:131px;">2,051</div><div id="a35427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:131px;">$ </div><div id="a35429" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:131px;">16,844</div><div id="a35432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:144px;">Obligations of government, federal agencies, public sector<div style="display:inline-block;width:4px"> </div>entities, </div><div id="a35446" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:157px;">and multilateral development banks</div><div id="a35447" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:163px;top:157px;">2</div><div id="a35450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:157px;letter-spacing:0.18px;">111,472</div><div id="a35453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:157px;">107,727</div><div id="a35456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:157px;">219,199</div><div id="a35459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:157px;">106,362</div><div id="a35462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:157px;">112,837</div><div id="a35465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:170px;">Equities </div><div id="a35468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:170px;">19,172</div><div id="a35471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:170px;">8,035</div><div id="a35474" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:170px;">27,207</div><div id="a35477" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:170px;">21,076</div><div id="a35480" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:690px;top:170px;">6,131</div><div id="a35483" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:183px;">Other debt securities </div><div id="a35486" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:183px;">7,807</div><div id="a35489" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:183px;">21,301</div><div id="a35492" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:183px;">29,108</div><div id="a35495" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:183px;">11,846</div><div id="a35498" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:183px;">17,262</div><div id="a35501" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:196px;">Other securities </div><div id="a35504" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:379px;top:196px;">–</div><div id="a35507" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:196px;">–</div><div id="a35510" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:196px;">–</div><div id="a35513" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:196px;">–</div><div id="a35516" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:196px;">–</div><div id="a35519" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:209px;">Total Canadian dollar-denominated </div><div id="a35524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:209px;">157,346</div><div id="a35527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:209px;">137,063</div><div id="a35530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:209px;">294,409</div><div id="a35533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:209px;">141,335</div><div id="a35536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:209px;">153,074</div><div id="a35539" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:222px;">Cash and central bank reserves </div><div id="a35542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:222px;">87,832</div><div id="a35545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:222px;">–</div><div id="a35548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:222px;">87,832</div><div id="a35551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:222px;">–</div><div id="a35554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:222px;">87,832</div><div id="a35557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:235px;">Obligations of government, federal agencies, public sector<div style="display:inline-block;width:4px"> </div>entities, </div><div id="a35571" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:248px;">and multilateral development banks </div><div id="a35574" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:248px;">217,540</div><div id="a35577" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:248px;">156,479</div><div id="a35580" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:248px;">374,019</div><div id="a35583" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:248px;">178,673</div><div id="a35586" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:248px;">195,346</div><div id="a35589" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:261px;">Equities </div><div id="a35592" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:261px;">67,214</div><div id="a35595" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:261px;">70,625</div><div id="a35598" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:261px;">137,839</div><div id="a35601" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:261px;">77,536</div><div id="a35604" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:261px;">60,303</div><div id="a35607" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:274px;">Other debt securities </div><div id="a35610" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:274px;">82,738</div><div id="a35613" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:274px;">42,285</div><div id="a35616" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:274px;">125,023</div><div id="a35619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:274px;">35,873</div><div id="a35622" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:274px;">89,150</div><div id="a35625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:287px;">Other securities </div><div id="a35628" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:287px;">26,694</div><div id="a35631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:287px;">2,907</div><div id="a35634" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:287px;">29,601</div><div id="a35637" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:600px;top:287px;">8,866</div><div id="a35640" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:287px;">20,735</div><div id="a35643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:300px;">Total non-Canadian dollar-denominated </div><div id="a35650" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:300px;">482,018</div><div id="a35653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:300px;">272,296</div><div id="a35656" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:300px;">754,314</div><div id="a35659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:300px;">300,948</div><div id="a35662" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:300px;">453,366</div><div id="a35665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:313px;">Total</div><div id="a35666" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:29px;top:313px;">3</div><div id="a35668" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:313px;">$ </div><div id="a35670" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:313px;">639,364</div><div id="a35672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:313px;">$ </div><div id="a35674" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:313px;">409,359</div><div id="a35676" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:313px;">$ </div><div id="a35678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:313px;">1,048,723</div><div id="a35680" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:313px;">$ </div><div id="a35682" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:313px;">442,283</div><div id="a35684" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:313px;">$ </div><div id="a35686" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:313px;">606,440</div><div id="a35704" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:339px;">October 31, 2025 </div><div id="a35707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:352px;">Total Canadian dollar<div style="display:inline-block;width:2px"> </div>-denominated </div><div id="a35711" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:313px;top:352px;">$ </div><div id="a35713" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:351px;">155,500</div><div id="a35715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:352px;">$ </div><div id="a35717" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:351px;">128,048</div><div id="a35719" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:351px;">$ </div><div id="a35721" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:351px;">283,548</div><div id="a35723" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:553px;top:351px;">$ </div><div id="a35725" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:351px;">124,734</div><div id="a35727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:351px;">$ </div><div id="a35729" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:351px;">158,814</div><div id="a35732" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:365px;">Total non-Canadian<div style="display:inline-block;width:4px"> </div>dollar-denominated </div><div id="a35739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:364px;">479,607</div><div id="a35742" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:364px;">223,847</div><div id="a35745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:364px;">703,454</div><div id="a35748" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:364px;">279,201</div><div id="a35751" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:364px;">424,253</div><div id="a35754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:378px;">Total </div><div id="a35756" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:313px;top:378px;">$ </div><div id="a35758" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:377px;">635,107</div><div id="a35760" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:378px;">$ </div><div id="a35762" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:377px;">351,895</div><div id="a35764" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:377px;">$ </div><div id="a35766" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:377px;">987,002</div><div id="a35768" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:553px;top:377px;">$ </div><div id="a35770" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:377px;">403,935</div><div id="a35772" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:377px;">$ </div><div id="a35774" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:377px;">583,067</div></div><div id="TextBlockContainer45" style="position:relative;line-height:normal;width:725px;height:43px;"><div id="a35778_1_178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Unencumbered liquid assets include on-balance sheet assets, assets borrowed or purchased under resale agreements,<div style="display:inline-block;width:4px"> </div>and other off-balance sheet collateral received less encumbered </div><div id="a35784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">liquid assets.</div><div id="a35788" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">2</div><div id="a35789" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes National Housing Act Mortgage-Backed Securities (NHA MBS).</div><div id="a35798" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:32px;">3</div><div id="a35799" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Effective April 30, 2026, collateral received from margin loans and collateral delivered to facilitate client<div style="display:inline-block;width:4px"> </div>shorts has been included</div></div> 18895000000 0 18895000000 2051000000 16844000000 111472000000 107727000000 219199000000 106362000000 112837000000 19172000000 8035000000 27207000000 21076000000 6131000000 7807000000 21301000000 29108000000 11846000000 17262000000 0 0 0 0 0 157346000000 137063000000 294409000000 141335000000 153074000000 87832000000 0 87832000000 0 87832000000 217540000000 156479000000 374019000000 178673000000 195346000000 67214000000 70625000000 137839000000 77536000000 60303000000 82738000000 42285000000 125023000000 35873000000 89150000000 26694000000 2907000000 29601000000 8866000000 20735000000 482018000000 272296000000 754314000000 300948000000 453366000000 639364000000 409359000000 1048723000000 442283000000 606440000000 155500000000 128048000000 283548000000 124734000000 158814000000 479607000000 223847000000 703454000000 279201000000 424253000000 635107000000 351895000000 987002000000 403935000000 583067000000 <div id="TextBlockContainer51" style="position:relative;line-height:normal;width:734px;height:97px;"><div id="a35827" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 32: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY<div style="display:inline-block;width:1px"> </div>BANK, SUBSIDIARIES, AND BRANCHES </div><div id="a35832" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(millions of Canadian dollars) </div><div id="a35835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:12px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a35841" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:24px;">April 30 </div><div id="a35843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:24px;">October 31 </div><div id="a35847" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:36px;">2026 </div><div id="a35849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:36px;">2025 </div><div id="a35852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:48px;">The Toronto-Dominion Bank (Parent) </div><div id="a35856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:48px;">$ </div><div id="a35858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:48px;">231,554</div><div id="a35860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:48px;">$ </div><div id="a35862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:48px;">257,722</div><div id="a35865" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:60px;">Bank subsidiaries </div><div id="a35868" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:60px;">340,442</div><div id="a35871" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:60px;">306,961</div><div id="a35874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:72px;">Foreign branches </div><div id="a35877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:72px;">34,444</div><div id="a35880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:72px;">18,384</div><div id="a35883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:84px;">Total </div><div id="a35885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:84px;">$ </div><div id="a35887" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:84px;">606,440</div><div id="a35889" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:84px;">$ </div><div id="a35891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:84px;">583,067</div></div> 231554000000 257722000000 340442000000 306961000000 34444000000 18384000000 606440000000 583067000000 0.62 0.64 <div id="TextBlockContainer57" style="position:relative;line-height:normal;width:735px;height:83px;"><div id="a39216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 40: SUMMARY OF DEPOSIT FUNDING </div><div id="a39223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:11px;">(millions of Canadian dollars) </div><div id="a39228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:683px;top:11px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a39234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:22px;">April 30 </div><div id="a39237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:22px;">October 31 </div><div id="a39241" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:34px;">2026 </div><div id="a39243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:34px;">2025 </div><div id="a39246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:46px;">Personal </div><div id="a39248" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:46px;">$ </div><div id="a39250" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:46px;">641,827</div><div id="a39252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:46px;">$ </div><div id="a39254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:46px;">650,396</div><div id="a39257" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:58px;">Non-personal </div><div id="a39262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:58px;">305,886</div><div id="a39265" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:58px;">316,319</div><div id="a39268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:70px;">Total </div><div id="a39270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:70px;">$ </div><div id="a39272" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:70px;">947,713</div><div id="a39274" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:70px;">$ </div><div id="a39276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:70px;">966,715</div></div> 641827000000 650396000000 305886000000 316319000000 947713000000 966715000000 5858000000 7512000000 110124000000 109417000000 115982000000 116929000000 231680000000 220136000000 8095000000 7395000000 74835000000 82972000000 7299000000 6986000000 128612000000 126369000000 450521000000 443858000000 238677000000 240439000000 220120000000 247078000000 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-1654000000 -936000000 6287000000 6552000000 7512000000 6437000000 5858000000 5501000000 5858000000 5501000000 1315000000 1466000000 2812000000 2787000000 11588000000 13978000000 23602000000 29456000000 19407000000 20647000000 39498000000 43231000000 821000000 721000000 1464000000 1347000000 <div id="TextBlockContainer64" style="position:relative;line-height:normal;width:181px;height:13px;"><div id="a47385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 1: NATURE OF OPERATIONS</div></div><div id="TextBlockContainer66" style="position:relative;line-height:normal;width:726px;height:93px;"><div id="a47391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">CORPORATE INFORMATION </div><div id="a47393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Toronto-Dominion Bank is a bank chartered under the </div><div id="a47396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:265px;top:13px;">Bank Act (Canada)</div><div id="a47397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:13px;">. The shareholders of a bank are not, as<div style="display:inline-block;width:1px"> </div>shareholders, liable for any liability, act, or </div><div id="a47398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">default of the bank except as otherwise provided<div style="display:inline-block;width:1px"> </div>under the </div><div id="a47399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:266px;top:27px;">Bank Act (Canada)</div><div id="a47400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:351px;top:27px;">. The Toronto-Dominion Bank and its subsidiaries are collectively known<div style="display:inline-block;width:1px"> </div>as </div><div id="a47403" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">TD Bank Group (“TD” or the “Bank”). The Bank<div style="display:inline-block;width:1px"> </div>was formed through the amalgamation on<div style="display:inline-block;width:1px"> </div>February 1, 1955,<div style="display:inline-block;width:3px"> </div>of The Bank of Toronto (chartered in 1855) and The </div><div id="a47421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Dominion Bank (chartered in 1869). The Bank<div style="display:inline-block;width:1px"> </div>is incorporated and domiciled in Canada<div style="display:inline-block;width:1px"> </div>with its registered and principal business<div style="display:inline-block;width:1px"> </div>offices located at 66 Wellington </div><div id="a47426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Street West, Toronto, Ontario. TD serves customers in four business segments<div style="display:inline-block;width:1px"> </div>operating in a number of locations in key<div style="display:inline-block;width:1px"> </div>financial centres around the globe: </div><div id="a47429" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">Canadian Personal and Commercial<div style="display:inline-block;width:1px"> </div>Banking, U.S. Banking, Wealth Management and Insurance,<div style="display:inline-block;width:1px"> </div>and Wholesale Banking.</div></div><div id="TextBlockContainer68" style="position:relative;line-height:normal;width:734px;height:266px;"><div id="a47435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">BASIS OF PREPARATION </div><div id="a47437" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The accompanying Interim Consolidated<div style="display:inline-block;width:1px"> </div>Financial Statements have been prepared<div style="display:inline-block;width:1px"> </div>on a condensed basis in accordance with<div style="display:inline-block;width:1px"> </div>International Accounting Standards </div><div id="a47445" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">34, </div><div id="a47446" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:21px;top:27px;">Interim Financial Reporting</div><div id="a47447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:140px;top:27px;"><div style="display:inline-block;width:3px"> </div>(IAS 34), as issued by the International<div style="display:inline-block;width:1px"> </div>Accounting Standards Board (IASB) and<div style="display:inline-block;width:1px"> </div>with the accounting policies as described in<div style="display:inline-block;width:1px"> </div>Note 2 </div><div id="a47453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">of the Bank’s 2025 Annual Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements, including the accounting requirements<div style="display:inline-block;width:1px"> </div>of the Office of the Superintendent of Financial<div style="display:inline-block;width:1px"> </div>Institutions </div><div id="a47455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Canada (OSFI), which were consistently<div style="display:inline-block;width:1px"> </div>applied to all periods presented.<div style="display:inline-block;width:2px"> </div>The Interim Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>are presented in Canadian dollars, </div><div id="a47462" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">unless otherwise indicated. </div><div id="a47464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:80px;">Certain comparative amounts have been<div style="display:inline-block;width:1px"> </div>revised to conform with the presentation adopted<div style="display:inline-block;width:1px"> </div>in the current period. </div><div id="a47470" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:93px;">The preparation of the Interim Consolidated<div style="display:inline-block;width:1px"> </div>Financial Statements requires that management<div style="display:inline-block;width:1px"> </div>make judgments, estimates, and assumptions<div style="display:inline-block;width:1px"> </div>regarding the </div><div id="a47481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">reported amount of assets, liabilities, revenue<div style="display:inline-block;width:1px"> </div>and expenses, and disclosure of contingent<div style="display:inline-block;width:1px"> </div>assets and liabilities, as further described in<div style="display:inline-block;width:1px"> </div>Note 3 of the Bank’s 2025 </div><div id="a47492" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">Annual Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>and in Note 3 of this report. Accordingly, actual results may differ from estimated<div style="display:inline-block;width:1px"> </div>amounts as future confirming events </div><div id="a47501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">occur.<div style="display:inline-block;width:3px"> </div></div><div id="a47504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">The Bank’s Interim Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>have been prepared using uniform accounting<div style="display:inline-block;width:1px"> </div>policies for like transactions and events in<div style="display:inline-block;width:1px"> </div>similar </div><div id="a47508" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">circumstances. All intercompany transactions,<div style="display:inline-block;width:1px"> </div>balances,<div style="display:inline-block;width:2px"> </div>and unrealized gains and losses on<div style="display:inline-block;width:1px"> </div>transactions are eliminated on consolidation. </div><div id="a47516" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:173px;">The Interim Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>for the three and six months ended April 30,<div style="display:inline-block;width:1px"> </div>2026, were approved and authorized<div style="display:inline-block;width:1px"> </div>for issue by the Bank’s Board </div><div id="a47533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">of Directors on May 27, 2026, in accordance<div style="display:inline-block;width:1px"> </div>with a recommendation of the Audit Committee. </div><div id="a47542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:200px;">As the Interim Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>do not include all of the disclosures normally<div style="display:inline-block;width:1px"> </div>provided in the Annual Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements, they </div><div id="a47547" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:213px;">should be read in conjunction with the Bank’s 2025<div style="display:inline-block;width:1px"> </div>Annual Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>and the accompanying Notes, and<div style="display:inline-block;width:1px"> </div>the shaded sections of the 2025 </div><div id="a47564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:227px;">Management’s Discussion and Analysis (MD&amp;A).<div style="display:inline-block;width:1px"> </div>The risk management policies and procedures<div style="display:inline-block;width:1px"> </div>of the Bank are provided in the MD&amp;A.<div style="display:inline-block;width:1px"> </div>The shaded sections of </div><div id="a47568" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:240px;">the “Managing Risk” section of the MD&amp;A in<div style="display:inline-block;width:1px"> </div>this report,<div style="display:inline-block;width:3px"> </div>relating to market, liquidity, and insurance risks, are an integral<div style="display:inline-block;width:1px"> </div>part of these Interim Consolidated Financial </div><div id="a47575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:253px;">Statements, as permitted by International<div style="display:inline-block;width:1px"> </div>Financial Reporting Standards.</div></div> <div id="TextBlockContainer70" style="position:relative;line-height:normal;width:356px;height:13px;"><div id="a47581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 2: CURRENT AND FUTURE<div style="display:inline-block;width:1px"> </div>CHANGES IN ACCOUNTING POLICIES</div></div><div id="TextBlockContainer73" style="position:relative;line-height:normal;width:503px;height:26px;"><div id="a47585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">CURRENT CHANGES IN ACCOUNTING<div style="display:inline-block;width:1px"> </div>POLICIES </div><div id="a47587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">There were no new accounting policies adopted<div style="display:inline-block;width:1px"> </div>by the Bank for the three and six months ended<div style="display:inline-block;width:1px"> </div>April 30, 2026.</div></div><div id="TextBlockContainer77" style="position:relative;line-height:normal;width:733px;height:39px;"><div id="a47598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">FUTURE CHANGES IN ACCOUNTING<div style="display:inline-block;width:1px"> </div>POLICIES </div><div id="a47600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">There were no new accounting standards<div style="display:inline-block;width:1px"> </div>or amendments issued during the three and<div style="display:inline-block;width:1px"> </div>six months ended April 30, 2026. Refer to<div style="display:inline-block;width:1px"> </div>Note 4 of the Bank’s 2025<div style="display:inline-block;width:2px"> </div>Annual </div><div id="a47660" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Consolidated Financial Statements for a description<div style="display:inline-block;width:1px"> </div>of future changes in accounting policies.</div></div> <div id="TextBlockContainer74" style="position:relative;line-height:normal;width:503px;height:26px;"><div id="div_72_XBRL_TS_bd0ca8ff88e446bcbfbb0e9a549481d7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer73" style="position:relative;line-height:normal;width:503px;height:26px;"><div id="a47585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">CURRENT CHANGES IN ACCOUNTING<div style="display:inline-block;width:1px"> </div>POLICIES </div><div id="a47587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">There were no new accounting policies adopted<div style="display:inline-block;width:1px"> </div>by the Bank for the three and six months ended<div style="display:inline-block;width:1px"> </div>April 30, 2026.</div></div></div></div> <div id="TextBlockContainer78" style="position:relative;line-height:normal;width:733px;height:39px;"><div id="div_76_XBRL_TS_90bf9688f491424b950552b379bbae7e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer77" style="position:relative;line-height:normal;width:733px;height:39px;"><div id="a47598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">FUTURE CHANGES IN ACCOUNTING<div style="display:inline-block;width:1px"> </div>POLICIES </div><div id="a47600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">There were no new accounting standards<div style="display:inline-block;width:1px"> </div>or amendments issued during the three and<div style="display:inline-block;width:1px"> </div>six months ended April 30, 2026. Refer to<div style="display:inline-block;width:1px"> </div>Note 4 of the Bank’s 2025<div style="display:inline-block;width:2px"> </div>Annual </div><div id="a47660" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Consolidated Financial Statements for a description<div style="display:inline-block;width:1px"> </div>of future changes in accounting policies.</div></div></div></div> <div id="TextBlockContainer80" style="position:relative;line-height:normal;width:420px;height:13px;"><div id="a47686" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 3: SIGNIFICANT ACCOUNTING<div style="display:inline-block;width:1px"> </div>JUDGMENTS, ESTIMATES, AND ASSUMPTIONS</div></div><div id="TextBlockContainer84" style="position:relative;line-height:normal;width:731px;height:79px;"><div id="div_82_XBRL_TS_a8b325365fc943d5b37b8cacd72e2fbb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer83" style="position:relative;line-height:normal;width:731px;height:79px;"><div id="a47691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The estimates used in the Bank’s accounting policies<div style="display:inline-block;width:1px"> </div>are essential to understanding its results<div style="display:inline-block;width:1px"> </div>of operations and financial condition. Some<div style="display:inline-block;width:1px"> </div>of the Bank’s policies </div><div id="a47703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">require subjective, complex judgments and<div style="display:inline-block;width:1px"> </div>estimates as they relate to matters<div style="display:inline-block;width:1px"> </div>that are inherently uncertain. Changes in these judgments<div style="display:inline-block;width:1px"> </div>or estimates and </div><div id="a47706" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">changes to accounting standards and policies<div style="display:inline-block;width:1px"> </div>could have a materially adverse impact on<div style="display:inline-block;width:1px"> </div>the Bank’s Interim Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements. The Bank has </div><div id="a47713" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">established procedures to ensure that accounting<div style="display:inline-block;width:1px"> </div>policies are applied consistently and that the<div style="display:inline-block;width:1px"> </div>processes for changing methodologies,<div style="display:inline-block;width:1px"> </div>determining estimates, and </div><div id="a47717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">adopting new accounting standards are well-controlled<div style="display:inline-block;width:1px"> </div>and occur in an appropriate and systematic<div style="display:inline-block;width:1px"> </div>manner. Refer to Note 3 of the Bank’s 2025<div style="display:inline-block;width:2px"> </div>Annual </div><div id="a47739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Consolidated Financial Statements for a description<div style="display:inline-block;width:1px"> </div>of significant accounting judgments, estimates,<div style="display:inline-block;width:1px"> </div>and assumptions.</div></div></div></div><div id="TextBlockContainer87" style="position:relative;line-height:normal;width:728px;height:79px;"><div id="a47766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Impairment – Expected Credit Loss Model </div><div id="a47771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The expected credit loss (ECL) model requires<div style="display:inline-block;width:1px"> </div>the application of judgments, estimates,<div style="display:inline-block;width:1px"> </div>and assumptions in the assessment of the<div style="display:inline-block;width:1px"> </div>current and forward-looking </div><div id="a47777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">economic environment. There remains elevated<div style="display:inline-block;width:1px"> </div>economic uncertainty, and management continues to exercise<div style="display:inline-block;width:1px"> </div>expert credit judgment in assessing if an<div style="display:inline-block;width:1px"> </div>exposure </div><div id="a47781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">has experienced significant increase in credit<div style="display:inline-block;width:1px"> </div>risk since initial recognition and in determining<div style="display:inline-block;width:1px"> </div>the amount of ECLs at each reporting date.<div style="display:inline-block;width:1px"> </div>To the extent that certain </div><div id="a47786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">effects are not fully incorporated into the model<div style="display:inline-block;width:1px"> </div>calculations, temporary quantitative and qualitative<div style="display:inline-block;width:1px"> </div>adjustments have been applied,<div style="display:inline-block;width:2px"> </div>including for risks related to </div><div id="a47791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">elevated uncertainty associated with policy and<div style="display:inline-block;width:1px"> </div>trade, and such adjustments will be updated<div style="display:inline-block;width:1px"> </div>as appropriate in future periods.</div></div> <div id="TextBlockContainer83" style="position:relative;line-height:normal;width:731px;height:79px;"><div id="a47691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The estimates used in the Bank’s accounting policies<div style="display:inline-block;width:1px"> </div>are essential to understanding its results<div style="display:inline-block;width:1px"> </div>of operations and financial condition. Some<div style="display:inline-block;width:1px"> </div>of the Bank’s policies </div><div id="a47703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">require subjective, complex judgments and<div style="display:inline-block;width:1px"> </div>estimates as they relate to matters<div style="display:inline-block;width:1px"> </div>that are inherently uncertain. Changes in these judgments<div style="display:inline-block;width:1px"> </div>or estimates and </div><div id="a47706" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">changes to accounting standards and policies<div style="display:inline-block;width:1px"> </div>could have a materially adverse impact on<div style="display:inline-block;width:1px"> </div>the Bank’s Interim Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements. The Bank has </div><div id="a47713" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">established procedures to ensure that accounting<div style="display:inline-block;width:1px"> </div>policies are applied consistently and that the<div style="display:inline-block;width:1px"> </div>processes for changing methodologies,<div style="display:inline-block;width:1px"> </div>determining estimates, and </div><div id="a47717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">adopting new accounting standards are well-controlled<div style="display:inline-block;width:1px"> </div>and occur in an appropriate and systematic<div style="display:inline-block;width:1px"> </div>manner. Refer to Note 3 of the Bank’s 2025<div style="display:inline-block;width:2px"> </div>Annual </div><div id="a47739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Consolidated Financial Statements for a description<div style="display:inline-block;width:1px"> </div>of significant accounting judgments, estimates,<div style="display:inline-block;width:1px"> </div>and assumptions.</div></div> <div id="TextBlockContainer88" style="position:relative;line-height:normal;width:728px;height:79px;"><div id="div_86_XBRL_TS_ec30bf3493824ee9bc4e8b1b22233257" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer87" style="position:relative;line-height:normal;width:728px;height:79px;"><div id="a47766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Impairment – Expected Credit Loss Model </div><div id="a47771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The expected credit loss (ECL) model requires<div style="display:inline-block;width:1px"> </div>the application of judgments, estimates,<div style="display:inline-block;width:1px"> </div>and assumptions in the assessment of the<div style="display:inline-block;width:1px"> </div>current and forward-looking </div><div id="a47777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">economic environment. There remains elevated<div style="display:inline-block;width:1px"> </div>economic uncertainty, and management continues to exercise<div style="display:inline-block;width:1px"> </div>expert credit judgment in assessing if an<div style="display:inline-block;width:1px"> </div>exposure </div><div id="a47781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">has experienced significant increase in credit<div style="display:inline-block;width:1px"> </div>risk since initial recognition and in determining<div style="display:inline-block;width:1px"> </div>the amount of ECLs at each reporting date.<div style="display:inline-block;width:1px"> </div>To the extent that certain </div><div id="a47786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">effects are not fully incorporated into the model<div style="display:inline-block;width:1px"> </div>calculations, temporary quantitative and qualitative<div style="display:inline-block;width:1px"> </div>adjustments have been applied,<div style="display:inline-block;width:2px"> </div>including for risks related to </div><div id="a47791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">elevated uncertainty associated with policy and<div style="display:inline-block;width:1px"> </div>trade, and such adjustments will be updated<div style="display:inline-block;width:1px"> </div>as appropriate in future periods.</div></div></div></div> <div id="TextBlockContainer90" style="position:relative;line-height:normal;width:201px;height:13px;"><div id="a47808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 4: FAIR VALUE MEASUREMENTS</div></div><div id="TextBlockContainer92" style="position:relative;line-height:normal;width:706px;height:26px;"><div id="a47812" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">There have been no significant changes to<div style="display:inline-block;width:1px"> </div>the Bank’s approach and methodologies used<div style="display:inline-block;width:1px"> </div>to determine fair value measurements for<div style="display:inline-block;width:1px"> </div>the three and six months </div><div id="a47824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">ended April 30, 2026.</div></div><div id="TextBlockContainer96" style="position:relative;line-height:normal;width:489px;height:26px;"><div id="a47834" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(a)</div><div id="a47837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:0px;"><div style="display:inline-block;width:3px"> </div>FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES NOT CARRIED AT FAIR VALUE</div><div id="div_94_XBRL_TS_9fd31db486c7448cabf68e71344870fe" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer95" style="position:relative;line-height:normal;width:489px;height:13px;"><div id="a47862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table reflects the fair value<div style="display:inline-block;width:1px"> </div>of the Bank’s financial assets and liabilities not<div style="display:inline-block;width:1px"> </div>carried at fair value.</div></div></div></div><div id="TextBlockContainer100" style="position:relative;line-height:normal;width:734px;height:250px;"><div id="div_98_XBRL_TS_269fb8ab37f84676b4d69495efa96bc9" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer99" style="position:relative;line-height:normal;width:734px;height:250px;"><div id="a47902" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Financial Assets and Liabilities not carried<div style="display:inline-block;width:1px"> </div>at Fair Value</div><div id="a47903" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:3px;">1</div><div id="a47914" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a47919" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a47925" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:31px;">April 30, 2026</div><div id="a47929" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:31px;">October 31, 2025 </div><div id="a47934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:44px;">Carrying </div><div id="a47936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:44px;">Fair </div><div id="a47938" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:44px;">Carrying </div><div id="a47940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:44px;">Fair </div><div id="a47945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:58px;">value </div><div id="a47947" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:545px;top:58px;">value </div><div id="a47949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:58px;">value </div><div id="a47951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:58px;">value </div><div id="a47954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:72px;">FINANCIAL ASSETS </div><div id="a47965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:85px;">Debt securities at amortized cost, net of allowance<div style="display:inline-block;width:1px"> </div>for credit losses</div><div id="a47978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:99px;">Government and government-related<div style="display:inline-block;width:1px"> </div>securities<div style="display:inline-block;width:2px"> </div></div><div id="a47982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:99px;">$ </div><div id="a47984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:99px;">175,268</div><div id="a47986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:99px;">$ </div><div id="a47988" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:99px;">174,211</div><div id="a47990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:99px;">$ </div><div id="a47992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:99px;">183,593</div><div id="a47994" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:99px;">$ </div><div id="a47996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:99px;">182,478</div><div id="a48000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:112px;">Other debt securities </div><div id="a48003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:112px;">63,409</div><div id="a48006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:112px;">63,171</div><div id="a48009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:112px;">56,846</div><div id="a48012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:112px;">56,679</div><div id="a48015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:126px;">Total debt securities at amortized cost, net of allowance for credit losses</div><div id="a48019" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:126px;">238,677</div><div id="a48022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:126px;">237,382</div><div id="a48025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:126px;">240,439</div><div id="a48028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:126px;">239,157</div><div id="a48031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:140px;">Total loans, net of allowance for loan losses<div style="display:inline-block;width:2px"> </div></div><div id="a48034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:140px;">964,289</div><div id="a48037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:140px;">965,599</div><div id="a48040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:140px;">953,012</div><div id="a48043" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:140px;">956,424</div><div id="a48046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:153px;">Total financial assets not carried at fair value </div><div id="a48048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:153px;">$ </div><div id="a48050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:153px;">1,202,966</div><div id="a48052" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:153px;">$ </div><div id="a48054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:153px;">1,202,981</div><div id="a48056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:153px;">$ </div><div id="a48058" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:153px;">1,193,451</div><div id="a48060" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:153px;">$ </div><div id="a48062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:153px;">1,195,581</div><div id="a48076" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:183px;">FINANCIAL LIABILITIES </div><div id="a48087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:197px;">Deposits </div><div id="a48089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:197px;">$ </div><div id="a48091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:197px;">1,243,431</div><div id="a48093" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:197px;">$ </div><div id="a48095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:197px;">1,242,629</div><div id="a48097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:197px;">$ </div><div id="a48099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:197px;">1,267,104</div><div id="a48101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:197px;">$ </div><div id="a48103" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:197px;">1,267,466</div><div id="a48106" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:210px;">Securitization liabilities at amortized<div style="display:inline-block;width:1px"> </div>cost<div style="display:inline-block;width:3px"> </div></div><div id="a48109" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:210px;">16,017</div><div id="a48112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:210px;">15,973</div><div id="a48115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:210px;">14,841</div><div id="a48118" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:210px;">14,805</div><div id="a48121" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:224px;">Subordinated notes and debentures<div style="display:inline-block;width:2px"> </div></div><div id="a48123" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:224px;">10,345</div><div id="a48127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:224px;">10,422</div><div id="a48131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48133" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:224px;">10,733</div><div id="a48136" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:224px;">10,929</div><div id="a48139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:237px;">Total financial liabilities not carried at fair value </div><div id="a48141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:237px;">$ </div><div id="a48143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:237px;">1,269,793</div><div id="a48145" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:237px;">$ </div><div id="a48147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:237px;">1,269,024</div><div id="a48149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:237px;">$ </div><div id="a48151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:237px;">1,292,678</div><div id="a48153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:237px;">$ </div><div id="a48155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:237px;">1,293,200</div></div></div></div><div id="TextBlockContainer104" style="position:relative;line-height:normal;width:408px;height:11px;"><div id="div_102_XBRL_TS_0564f818adbb4d4a824153c556fabbed" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer103" style="position:relative;line-height:normal;width:408px;height:11px;"><div id="a48159_1_108" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">This table excludes financial assets and liabilities where the carrying value approximates their fair value.</div></div></div></div><div id="TextBlockContainer108" style="position:relative;line-height:normal;width:691px;height:39px;"><div id="a48180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(b) </div><div id="a48182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">FAIR VALUE HIERARCHY</div><div id="div_106_XBRL_TS_14a4529e028f4aadb916066b69fcf54f" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer107" style="position:relative;line-height:normal;width:691px;height:26px;"><div id="a48188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the levels within<div style="display:inline-block;width:1px"> </div>the fair value hierarchy for each of the assets<div style="display:inline-block;width:1px"> </div>and liabilities measured at fair value on a<div style="display:inline-block;width:1px"> </div>recurring basis as at </div><div id="a48190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">April 30, 2026 and October 31, 2025.</div></div></div></div><div id="TextBlockContainer112" style="position:relative;line-height:normal;width:731px;height:717px;"><div id="div_110_XBRL_TS_280d4069c9f94eaeb4d0537f586381b0" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer111" style="position:relative;line-height:normal;width:731px;height:717px;"><div id="a48201" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis</div><div id="a48213" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a48230" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:14px;">As at </div><div id="a48239" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:24px;">April 30, 2026</div><div id="a48247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:24px;">October 31, 2025 </div><div id="a48252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:34px;">Level 1 </div><div id="a48254" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:34px;">Level 2 </div><div id="a48256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:34px;">Level 3 </div><div id="a48258" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:34px;">Total</div><div id="a48261" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:34px;">Level 1 </div><div id="a48263" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:34px;">Level 2 </div><div id="a48265" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:34px;">Level 3 </div><div id="a48267" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:34px;">Total</div><div id="a48271" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:44px;">FINANCIAL ASSETS AND COMMODITIES </div><div id="a48290" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:55px;">Trading loans, securities, and other</div><div id="a48291" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:141px;top:54px;">1</div><div id="a48310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:66px;">Government and government-related securities </div><div id="a48331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;">Canadian government debt </div><div id="a48351" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:85px;">Federal </div><div id="a48353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:252px;top:85px;">$ </div><div id="a48355" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:85px;">3,767</div><div id="a48357" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:310px;top:85px;">$ </div><div id="a48359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:85px;">4,323</div><div id="a48361" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:368px;top:85px;">$ </div><div id="a48363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:85px;">–</div><div id="a48365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:85px;">$ </div><div id="a48367" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:85px;">8,090</div><div id="a48369" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:484px;top:85px;">$ </div><div id="a48371" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:85px;">4,892</div><div id="a48373" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:542px;top:85px;">$ </div><div id="a48375" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:85px;">3,875</div><div id="a48377" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:85px;">$ </div><div id="a48379" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:85px;">–</div><div id="a48381" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:85px;">$ </div><div id="a48383" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:85px;">8,767</div><div id="a48387" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:95px;">Provinces<div style="display:inline-block;width:2px"> </div></div><div id="a48390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:95px;">–</div><div id="a48393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:95px;">5,939</div><div id="a48396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:95px;">–</div><div id="a48399" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:95px;">5,939</div><div id="a48402" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:95px;">–</div><div id="a48405" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:95px;">4,537</div><div id="a48408" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:95px;">–</div><div id="a48411" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:95px;">4,537</div><div id="a48414" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:105px;">U.S. federal, state, municipal governments, </div><div id="a48434" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:115px;"><div style="display:inline-block;width:2px"> </div>and agencies debt </div><div id="a48438" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:115px;">4,276</div><div id="a48441" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:115px;">24,255</div><div id="a48444" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:115px;">–</div><div id="a48447" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:115px;">28,531</div><div id="a48450" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:115px;">2,973</div><div id="a48453" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:115px;">20,811</div><div id="a48456" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:115px;">–</div><div id="a48459" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:115px;">23,784</div><div id="a48462" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:125px;">Other OECD</div><div id="a48463" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:51px;top:125px;">2</div><div id="a48464" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:54px;top:125px;"><div style="display:inline-block;width:2px"> </div>government-guaranteed debt </div><div id="a48470" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:125px;">189</div><div id="a48473" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:125px;">6,502</div><div id="a48476" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:125px;">–</div><div id="a48479" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:125px;">6,691</div><div id="a48482" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:125px;">283</div><div id="a48485" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:125px;">5,818</div><div id="a48488" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:125px;">–</div><div id="a48491" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:125px;">6,101</div><div id="a48494" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:135px;">Mortgage-backed securities </div><div id="a48499" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:135px;">–</div><div id="a48502" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:135px;">794</div><div id="a48505" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:135px;">–</div><div id="a48508" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">794</div><div id="a48511" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:135px;">–</div><div id="a48514" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:135px;">768</div><div id="a48517" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">–</div><div id="a48520" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:135px;">768</div><div id="a48523" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:145px;">Other debt securities </div><div id="a48542" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:155px;">Canadian issuers<div style="display:inline-block;width:2px"> </div></div><div id="a48545" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:155px;">–</div><div id="a48548" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:155px;">7,583</div><div id="a48551" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:155px;">48</div><div id="a48554" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:155px;">7,631</div><div id="a48557" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:155px;">–</div><div id="a48560" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:155px;">6,695</div><div id="a48563" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:155px;">67</div><div id="a48566" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:155px;">6,762</div><div id="a48569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:165px;">Other issuers </div><div id="a48572" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:165px;">–</div><div id="a48575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:165px;">17,607</div><div id="a48578" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:165px;">–</div><div id="a48581" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:165px;">17,607</div><div id="a48584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:165px;">–</div><div id="a48587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:165px;">16,508</div><div id="a48590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:165px;">–</div><div id="a48593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:165px;">16,508</div><div id="a48596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:175px;">Equity securities </div><div id="a48599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:175px;">92,306</div><div id="a48602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:175px;">280</div><div id="a48605" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:175px;">25</div><div id="a48608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:175px;">92,611</div><div id="a48611" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:175px;">87,713</div><div id="a48614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:175px;">171</div><div id="a48617" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:175px;">25</div><div id="a48620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:175px;">87,909</div><div id="a48623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:185px;">Trading loans<div style="display:inline-block;width:3px"> </div></div><div id="a48626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:185px;">–</div><div id="a48629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:185px;">30,114</div><div id="a48632" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:185px;">426</div><div id="a48635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:185px;">30,540</div><div id="a48638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:185px;">–</div><div id="a48641" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:185px;">30,032</div><div id="a48644" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:185px;">–</div><div id="a48647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:185px;">30,032</div><div id="a48650" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:195px;">Commodities </div><div id="a48653" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:195px;">31,805</div><div id="a48656" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">1,441</div><div id="a48659" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:195px;">–</div><div id="a48662" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:195px;">33,246</div><div id="a48665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:195px;">33,446</div><div id="a48668" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:195px;">1,521</div><div id="a48671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:195px;">–</div><div id="a48674" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:195px;">34,967</div><div id="a48677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:205px;">Retained interests </div><div id="a48680" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:205px;">–</div><div id="a48683" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:205px;">–</div><div id="a48686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:205px;">–</div><div id="a48689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:205px;">–</div><div id="a48692" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:205px;">–</div><div id="a48695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:205px;">1</div><div id="a48698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:205px;">–</div><div id="a48701" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:205px;">1</div><div id="a48704" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:216px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48707" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:216px;">132,343</div><div id="a48710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:216px;">98,838</div><div id="a48713" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:216px;">499</div><div id="a48716" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:216px;">231,680</div><div id="a48719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:216px;">129,307</div><div id="a48722" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:216px;">90,737</div><div id="a48725" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:216px;">92</div><div id="a48728" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:216px;">220,136</div><div id="a48731" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:226px;">Non-trading financial assets at fair value<div style="display:inline-block;width:2px"> </div></div><div id="a48753" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:235px;">through profit or loss </div><div id="a48772" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:246px;">Securities</div><div id="a48776" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:246px;">536</div><div id="a48779" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:246px;">5,249</div><div id="a48782" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:246px;">1,529</div><div id="a48785" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:246px;">7,314</div><div id="a48788" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:246px;">465</div><div id="a48790" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:246px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:246px;">5,019</div><div id="a48795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:246px;">1,567</div><div id="a48798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:246px;">7,051</div><div id="a48801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Loans</div><div id="a48805" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:255px;">–</div><div id="a48808" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:255px;">780</div><div id="a48811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:255px;">1</div><div id="a48814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:255px;">781</div><div id="a48817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:255px;">–</div><div id="a48820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:255px;">344</div><div id="a48823" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:255px;">–</div><div id="a48826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:255px;">344</div><div id="a48831" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:266px;">536</div><div id="a48834" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:266px;">6,029</div><div id="a48837" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:266px;">1,530</div><div id="a48840" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:266px;">8,095</div><div id="a48843" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:266px;">465</div><div id="a48846" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:266px;">5,363</div><div id="a48849" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:266px;">1,567</div><div id="a48852" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:266px;">7,395</div><div id="a48855" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:276px;">Derivatives </div><div id="a48874" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:286px;">Interest rate contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48877" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:286px;">6</div><div id="a48880" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:286px;">9,749</div><div id="a48883" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:286px;letter-spacing:0.25px;">11</div><div id="a48886" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:286px;">9,766</div><div id="a48889" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:286px;">6</div><div id="a48891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:286px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48893" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:286px;">10,990</div><div id="a48896" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:286px;">8</div><div id="a48899" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:286px;">11,004</div><div id="a48902" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:295px;">Foreign exchange contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48905" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:295px;">106</div><div id="a48908" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:295px;">40,883</div><div id="a48911" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:295px;">1</div><div id="a48914" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:295px;">40,990</div><div id="a48917" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:295px;">30</div><div id="a48920" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:295px;">53,576</div><div id="a48923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:295px;">3</div><div id="a48926" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:295px;">53,609</div><div id="a48929" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:306px;">Credit contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48932" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:306px;">–</div><div id="a48935" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:306px;">87</div><div id="a48938" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:306px;">–</div><div id="a48941" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:306px;">87</div><div id="a48944" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:306px;">–</div><div id="a48947" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:306px;">44</div><div id="a48950" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:306px;">–</div><div id="a48953" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:306px;">44</div><div id="a48956" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:315px;">Equity contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48959" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:315px;">179</div><div id="a48962" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:315px;">16,305</div><div id="a48965" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:315px;">–</div><div id="a48968" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:315px;">16,484</div><div id="a48971" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:315px;">162</div><div id="a48974" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">12,534</div><div id="a48977" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:315px;">–</div><div id="a48980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:315px;">12,696</div><div id="a48983" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:326px;">Commodity and other contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48986" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:326px;">735</div><div id="a48989" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:326px;">6,709</div><div id="a48992" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:326px;">64</div><div id="a48995" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:326px;">7,508</div><div id="a48998" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:326px;">752</div><div id="a49001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:326px;">4,867</div><div id="a49004" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:326px;">–</div><div id="a49007" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:326px;">5,619</div><div id="a49012" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:336px;">1,026</div><div id="a49015" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:336px;">73,733</div><div id="a49018" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:336px;">76</div><div id="a49021" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:336px;">74,835</div><div id="a49024" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:336px;">950</div><div id="a49027" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:336px;">82,011</div><div id="a49030" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:336px;">11</div><div id="a49033" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:336px;">82,972</div><div id="a49036" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:346px;">Financial assets designated at </div><div id="a49056" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:355px;">fair value through profit or loss </div><div id="a49075" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:366px;">Securities</div><div id="a49076" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:41px;top:365px;">1</div><div id="a49079" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:366px;">–</div><div id="a49082" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:366px;">7,299</div><div id="a49085" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:366px;">–</div><div id="a49088" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:366px;">7,299</div><div id="a49091" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:366px;">–</div><div id="a49093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:366px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49095" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:366px;">6,986</div><div id="a49098" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:366px;">–</div><div id="a49101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:366px;">6,986</div><div id="a49106" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:376px;">–</div><div id="a49109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:376px;">7,299</div><div id="a49112" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:376px;">–</div><div id="a49115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:376px;">7,299</div><div id="a49118" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:376px;">–</div><div id="a49121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:376px;">6,986</div><div id="a49124" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:376px;">–</div><div id="a49127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:376px;">6,986</div><div id="a49130" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:386px;">Financial assets at fair value through other<div style="display:inline-block;width:2px"> </div></div><div id="a49150" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:395px;">comprehensive income </div><div id="a49169" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:406px;">Government and government-related securities </div><div id="a49190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:415px;">Canadian government debt </div><div id="a49210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:426px;">Federal </div><div id="a49213" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:426px;">129</div><div id="a49216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:426px;">17,010</div><div id="a49219" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:426px;">–</div><div id="a49222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:426px;">17,139</div><div id="a49225" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:426px;">100</div><div id="a49228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:426px;">15,791</div><div id="a49231" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:426px;">–</div><div id="a49234" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:426px;">15,891</div><div id="a49238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:435px;">Provinces<div style="display:inline-block;width:2px"> </div></div><div id="a49241" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:435px;">–</div><div id="a49244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:435px;">21,013</div><div id="a49247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:435px;">–</div><div id="a49250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:435px;">21,013</div><div id="a49253" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:435px;">–</div><div id="a49256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:435px;">21,080</div><div id="a49259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:435px;">–</div><div id="a49262" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:435px;">21,080</div><div id="a49265" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:446px;">U.S. federal, state, municipal governments, </div><div id="a49285" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:455px;"><div style="display:inline-block;width:2px"> </div>and agencies debt </div><div id="a49289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:455px;">500</div><div id="a49292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:455px;">53,965</div><div id="a49295" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:455px;">–</div><div id="a49298" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:455px;">54,465</div><div id="a49301" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:455px;">851</div><div id="a49304" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:455px;">53,641</div><div id="a49307" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:455px;">–</div><div id="a49310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:455px;">54,492</div><div id="a49313" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:466px;">Other OECD government-guaranteed debt </div><div id="a49318" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:466px;">–</div><div id="a49321" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:466px;">8,335</div><div id="a49324" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:466px;">–</div><div id="a49327" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:466px;">8,335</div><div id="a49330" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:466px;">–</div><div id="a49333" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:466px;">7,875</div><div id="a49336" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:466px;">–</div><div id="a49339" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:466px;">7,875</div><div id="a49342" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:475px;">Mortgage-backed securities </div><div id="a49347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:475px;">–</div><div id="a49350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:475px;">1,840</div><div id="a49353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:475px;">–</div><div id="a49356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:475px;">1,840</div><div id="a49359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:475px;">–</div><div id="a49362" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:475px;">1,896</div><div id="a49365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:475px;">–</div><div id="a49368" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:475px;">1,896</div><div id="a49371" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:486px;">Other debt securities </div><div id="a49390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:495px;">Asset-backed securities </div><div id="a49395" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:495px;">–</div><div id="a49398" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:495px;">8,327</div><div id="a49401" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:495px;">–</div><div id="a49404" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:495px;">8,327</div><div id="a49407" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:495px;">–</div><div id="a49410" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:495px;">8,709</div><div id="a49413" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:495px;">–</div><div id="a49416" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:495px;">8,709</div><div id="a49419" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:506px;">Corporate and other debt </div><div id="a49422" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:506px;">–</div><div id="a49425" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:506px;">13,765</div><div id="a49428" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:506px;">–</div><div id="a49431" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:506px;">13,765</div><div id="a49434" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:506px;">–</div><div id="a49437" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:506px;">13,091</div><div id="a49440" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:506px;">–</div><div id="a49443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:506px;">13,091</div><div id="a49446" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:515px;">Equity securities</div><div id="a49450" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:515px;">1,188</div><div id="a49453" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:515px;">4</div><div id="a49456" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:515px;">2,143</div><div id="a49459" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:515px;">3,335</div><div id="a49462" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:515px;">1,136</div><div id="a49465" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:515px;">–</div><div id="a49468" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:515px;">1,911</div><div id="a49471" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:515px;">3,047</div><div id="a49474" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:526px;">Loans </div><div id="a49477" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:526px;">–</div><div id="a49480" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:526px;">393</div><div id="a49483" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:526px;">–</div><div id="a49486" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:526px;">393</div><div id="a49489" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:526px;">–</div><div id="a49492" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:526px;">288</div><div id="a49495" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:526px;">–</div><div id="a49498" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:526px;">288</div><div id="a49501" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:536px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49504" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:536px;">1,817</div><div id="a49507" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:536px;">124,652</div><div id="a49510" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:536px;">2,143</div><div id="a49513" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:536px;">128,612</div><div id="a49516" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:536px;">2,087</div><div id="a49519" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:536px;">122,371</div><div id="a49522" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:536px;">1,911</div><div id="a49525" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:536px;">126,369</div><div id="a49528" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:546px;">Securities purchased under reverse </div><div id="a49548" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:555px;">repurchase agreements </div><div id="a49551" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:555px;">–</div><div id="a49554" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:555px;">6,901</div><div id="a49557" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:555px;">–</div><div id="a49560" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:555px;">6,901</div><div id="a49563" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:555px;">–</div><div id="a49566" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:555px;">7,574</div><div id="a49569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:555px;">–</div><div id="a49572" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:555px;">7,574</div><div id="a49575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:566px;">FINANCIAL LIABILITIES </div><div id="a49594" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:576px;">Trading deposits </div><div id="a49596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:256px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49598" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:576px;">–</div><div id="a49600" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:314px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:576px;">39,150</div><div id="a49604" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49606" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:576px;">158</div><div id="a49608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49610" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:576px;">39,308</div><div id="a49612" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:576px;">–</div><div id="a49617" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:576px;">37,609</div><div id="a49620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:576px;">273</div><div id="a49623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:576px;">37,882</div><div id="a49626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:586px;">Derivatives<div style="display:inline-block;width:2px"> </div></div><div id="a49645" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:595px;">Interest rate contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49648" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:595px;">4</div><div id="a49651" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:595px;">9,763</div><div id="a49654" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:595px;">88</div><div id="a49657" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:595px;">9,855</div><div id="a49660" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:595px;">6</div><div id="a49662" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49664" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:595px;">9,572</div><div id="a49666" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49668" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:595px;">76</div><div id="a49670" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49672" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:595px;">9,654</div><div id="a49675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:606px;">Foreign exchange contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49678" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:295px;top:606px;">75</div><div id="a49681" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:606px;">33,505</div><div id="a49684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:606px;">2</div><div id="a49687" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:606px;">33,582</div><div id="a49690" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:606px;">24</div><div id="a49693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:606px;">42,496</div><div id="a49696" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:606px;">5</div><div id="a49699" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:606px;">42,525</div><div id="a49702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:615px;">Credit contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49705" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:615px;">–</div><div id="a49708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:615px;">378</div><div id="a49711" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:615px;">–</div><div id="a49714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:615px;">378</div><div id="a49717" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:615px;">–</div><div id="a49720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:615px;">440</div><div id="a49723" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:615px;">–</div><div id="a49726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:615px;">440</div><div id="a49729" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:626px;">Equity contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:626px;">–</div><div id="a49735" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:626px;">23,570</div><div id="a49738" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:626px;">107</div><div id="a49741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:626px;">23,677</div><div id="a49744" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:626px;">–</div><div id="a49747" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:626px;">19,528</div><div id="a49750" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:626px;">155</div><div id="a49753" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:626px;">19,683</div><div id="a49756" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:635px;">Commodity and other contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49759" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:635px;">1,190</div><div id="a49762" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:635px;">5,822</div><div id="a49765" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:635px;">28</div><div id="a49768" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:635px;">7,040</div><div id="a49771" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:635px;">806</div><div id="a49774" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:635px;">6,193</div><div id="a49777" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:635px;">55</div><div id="a49780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:635px;">7,054</div><div id="a49786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:646px;">1,269</div><div id="a49789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:646px;">73,038</div><div id="a49792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:646px;">225</div><div id="a49795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:646px;">74,532</div><div id="a49798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:646px;">836</div><div id="a49801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:646px;">78,229</div><div id="a49804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:646px;">291</div><div id="a49806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:646px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49808" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:646px;">79,356</div><div id="a49811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:656px;">Securitization liabilities at fair value </div><div id="a49814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:656px;">–</div><div id="a49817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:656px;">26,028</div><div id="a49820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:656px;">–</div><div id="a49823" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:656px;">26,028</div><div id="a49826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:656px;">–</div><div id="a49828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49830" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:656px;">25,283</div><div id="a49832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49834" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:656px;">–</div><div id="a49836" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:656px;">25,283</div><div id="a49841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:666px;">Financial liabilities designated at fair value </div><div id="a49861" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:675px;">through profit or loss </div><div id="a49864" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:675px;">–</div><div id="a49867" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:675px;">222,499</div><div id="a49870" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:675px;">4</div><div id="a49873" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:675px;">222,503</div><div id="a49876" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:675px;">–</div><div id="a49878" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49880" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:675px;">197,633</div><div id="a49882" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49884" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:675px;">2</div><div id="a49886" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:675px;">197,635</div><div id="a49891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:686px;">Obligations related to securities sold short</div><div id="a49892" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:169px;top:686px;">1</div><div id="a49894" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:256px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49896" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:686px;">13,866</div><div id="a49899" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:686px;">28,427</div><div id="a49902" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:686px;">–</div><div id="a49905" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:686px;">42,293</div><div id="a49908" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:686px;">15,342</div><div id="a49910" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49912" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:686px;">28,453</div><div id="a49914" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49916" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:686px;">–</div><div id="a49918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49920" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:686px;">43,795</div><div id="a49923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:697px;">Obligations related to securities sold </div><div id="a49943" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:707px;">under repurchase agreements </div><div id="a49946" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:707px;">–</div><div id="a49949" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:707px;">11,106</div><div id="a49952" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:707px;">–</div><div id="a49955" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:707px;">11,106</div><div id="a49958" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:707px;">–</div><div id="a49961" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:707px;">11,557</div><div id="a49964" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:707px;">–</div><div id="a49967" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:707px;">11,557</div></div></div></div><div id="TextBlockContainer115" style="position:relative;line-height:normal;width:581px;height:21px;"><div id="a49971_1_152" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but<div style="display:inline-block;width:4px"> </div>not yet purchased (short positions). </div><div id="a49975" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a49977" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#202122;left:9px;top:11px;">Organisation for Economic Co-operation and Development (OECD).</div></div><div id="TextBlockContainer118" style="position:relative;line-height:normal;width:726px;height:53px;"><div id="a49997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(c)</div><div id="a49998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:0px;"><div style="display:inline-block;width:3px"> </div>TRANSFERS BETWEEN FAIR VALUE HIERARCHY LEVELS FOR ASSETS<div style="display:inline-block;width:1px"> </div>AND LIABILITIES MEASURED AT FAIR VALUE ON A RECURRING BASIS</div><div id="a50035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank’s policy is to record transfers of assets<div style="display:inline-block;width:1px"> </div>and liabilities between the different levels of<div style="display:inline-block;width:1px"> </div>the fair value hierarchy using the fair values<div style="display:inline-block;width:1px"> </div>as at the end of each </div><div id="a50095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">reporting period. Assets and liabilities are<div style="display:inline-block;width:1px"> </div>transferred between Level 1 and Level 2<div style="display:inline-block;width:1px"> </div>depending on whether there is sufficient frequency<div style="display:inline-block;width:1px"> </div>and volume in an active </div><div id="a50145" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">market.</div></div><div id="TextBlockContainer122" style="position:relative;line-height:normal;width:734px;height:245px;"><div id="div_120_XBRL_TS_089c03b74f1e408fa48b05faed5c47d7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer121" style="position:relative;line-height:normal;width:734px;height:245px;"><div id="a50148" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Transfers Between Fair Value Hierarchy Levels </div><div id="a50159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a50162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:14px;">For the three months ended </div><div id="a50168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:27px;">April 30, 2026</div><div id="a50172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:27px;">April 30, 2025 </div><div id="a50177" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:41px;">Level 1 to Level 2 </div><div id="a50179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:41px;">Level 2 to Level 1 </div><div id="a50181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:41px;">Level 1 to Level 2 </div><div id="a50183" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:41px;">Level 2 to Level 1 </div><div id="a50196" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Trading loans, securities, and other</div><div id="a50199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:68px;">$ </div><div id="a50201" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:68px;">1,874</div><div id="a50203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:68px;">$ </div><div id="a50205" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:68px;">1,133</div><div id="a50207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:68px;">$ </div><div id="a50209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:68px;">–</div><div id="a50211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:68px;">$ </div><div id="a50213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:68px;">1,660</div><div id="a50216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Financial assets at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive </div><div id="a50228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:95px;">income </div><div id="a50231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:95px;">498</div><div id="a50234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:95px;">627</div><div id="a50237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:95px;">–</div><div id="a50240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:95px;">3,584</div><div id="a50243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:108px;">Obligations related to securities sold<div style="display:inline-block;width:1px"> </div>short </div><div id="a50246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:108px;">2,040</div><div id="a50249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:108px;">906</div><div id="a50252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:108px;">–</div><div id="a50255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:108px;">1,856</div><div id="a50271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:136px;">For the six months ended </div><div id="a50277" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:149px;">April 30, 2026</div><div id="a50281" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:149px;">April 30, 2025 </div><div id="a50286" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:163px;">Level 1 to Level 2 </div><div id="a50288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:163px;">Level 2 to Level 1 </div><div id="a50290" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:163px;">Level 1 to Level 2 </div><div id="a50292" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:163px;">Level 2 to Level 1 </div><div id="a50305" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:190px;">Trading loans, securities, and other</div><div id="a50308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:190px;">$ </div><div id="a50310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:190px;">4,054</div><div id="a50312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:190px;">$ </div><div id="a50314" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:190px;">1,641</div><div id="a50316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:190px;">$ </div><div id="a50318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:190px;">–</div><div id="a50320" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:190px;">$ </div><div id="a50322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:190px;">1,972</div><div id="a50325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:203px;">Financial assets at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive </div><div id="a50337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:217px;">income </div><div id="a50340" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:217px;">1,008</div><div id="a50343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:217px;">629</div><div id="a50346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:217px;">–</div><div id="a50349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:217px;">3,586</div><div id="a50352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:232px;">Obligations related to securities sold<div style="display:inline-block;width:1px"> </div>short </div><div id="a50355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:232px;">3,102</div><div id="a50358" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:232px;">1,965</div><div id="a50361" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:232px;">–</div><div id="a50364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:232px;">910</div></div></div></div><div id="TextBlockContainer124" style="position:relative;line-height:normal;width:732px;height:53px;"><div id="a50368" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">There were no significant transfers between<div style="display:inline-block;width:1px"> </div>Level 2 and Level 3 during the three and<div style="display:inline-block;width:1px"> </div>six months ended April 30,<div style="display:inline-block;width:2px"> </div>2026 and April 30,<div style="display:inline-block;width:2px"> </div>2025. </div><div id="a50421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">There were no significant changes to the unobservable<div style="display:inline-block;width:1px"> </div>inputs and sensitivities for assets and liabilities<div style="display:inline-block;width:1px"> </div>classified as Level 3 during the three and<div style="display:inline-block;width:1px"> </div>six months ended </div><div id="a50473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">April 30, 2026 and April 30, 2025.</div></div><div id="TextBlockContainer128" style="position:relative;line-height:normal;width:725px;height:39px;"><div id="a50503" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(d)</div><div id="a50505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">RECONCILIATION OF CHANGES IN FAIR VALUE FOR LEVEL 3 ASSETS AND LIABILITIES </div><div id="div_126_XBRL_TS_5995923c63c448a0ba9a3f0aae1283ac" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer127" style="position:relative;line-height:normal;width:725px;height:26px;"><div id="a50529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following tables set out changes in fair<div style="display:inline-block;width:1px"> </div>value of all assets and liabilities measured<div style="display:inline-block;width:1px"> </div>at fair value using significant Level 3 unobservable<div style="display:inline-block;width:1px"> </div>inputs for the three and </div><div id="a50540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">six months ended April 30, 2026 and April 30,<div style="display:inline-block;width:1px"> </div>2025.</div></div></div></div><div id="TextBlockContainer132" style="position:relative;line-height:normal;width:731px;height:373px;"><div id="div_130_XBRL_TS_37c87e5a9f8f41b7a7f90cc7d606787b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer131" style="position:relative;line-height:normal;width:731px;height:373px;"><div id="a50555" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities </div><div id="a50566" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;">(millions of Canadian dollars) </div><div id="a50575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:672px;top:10px;">Change in </div><div id="a50593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:671px;top:20px;">unrealized </div><div id="a50599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:30px;">Fair </div><div id="a50601" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:30px;">Total realized and </div><div id="a50608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:30px;">Fair<div style="display:inline-block;width:2px"> </div></div><div id="a50610" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:689px;top:30px;">gains </div><div id="a50615" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:40px;">value as at </div><div id="a50617" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:40px;">unrealized gains (losses) </div><div id="a50619" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:40px;">Movements</div><div id="a50620" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:455px;top:39px;">1</div><div id="a50624" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:548px;top:40px;">Transfers </div><div id="a50626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:40px;">value as at<div style="display:inline-block;width:2px"> </div></div><div id="a50628" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:668px;top:40px;">(losses) on </div><div id="a50633" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:50px;">February 1 </div><div id="a50635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:50px;">Included </div><div id="a50637" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:50px;">Included </div><div id="a50639" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:50px;">Purchases/ </div><div id="a50641" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:435px;top:50px;">Sales/ </div><div id="a50643" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:50px;">Into </div><div id="a50645" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:50px;">Out of </div><div id="a50647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:50px;">April 30 </div><div id="a50649" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:50px;">instruments </div><div id="a50654" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:60px;">2026</div><div id="a50657" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:60px;">in income</div><div id="a50658" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:59px;">2</div><div id="a50660" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:60px;">in OCI</div><div id="a50661" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:59px;">3,4</div><div id="a50663" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:60px;">Issuances<div style="display:inline-block;width:2px"> </div></div><div id="a50665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:60px;">Settlements </div><div id="a50667" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:494px;top:60px;">Level 3 </div><div id="a50669" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:60px;">Level 3 </div><div id="a50671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:60px;">2026 </div><div id="a50673" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:675px;top:60px;">still held</div><div id="a50674" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:59px;">5</div><div id="a50677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a50698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:80px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a50720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:90px;">and other </div><div id="a50741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Other debt securities </div><div id="a50743" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:100px;">$ </div><div id="a50745" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:100px;">67</div><div id="a50747" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:100px;">$ </div><div id="a50749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:100px;">–</div><div id="a50751" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:100px;">$ </div><div id="a50753" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a50755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:100px;">$ </div><div id="a50757" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a50759" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:100px;">$ </div><div id="a50761" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:100px;display:flex;">(19)</div><div id="a50763" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:100px;">$ </div><div id="a50765" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:100px;">1</div><div id="a50767" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:100px;">$ </div><div id="a50769" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:100px;display:flex;">(1)</div><div id="a50771" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:100px;">$ </div><div id="a50773" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:100px;">48</div><div id="a50775" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:100px;">$ </div><div id="a50777" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:100px;display:flex;">(1)</div><div id="a50780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Equity securities </div><div id="a50783" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:110px;">23</div><div id="a50786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:110px;">2</div><div id="a50789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a50792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:110px;">–</div><div id="a50795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a50798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a50801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a50804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:110px;">25</div><div id="a50807" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a50810" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:120px;">Trading loans </div><div id="a50813" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:193px;top:120px;">179</div><div id="a50816" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:120px;display:flex;">(9)</div><div id="a50819" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:120px;">–</div><div id="a50822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:120px;">256</div><div id="a50825" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:120px;">–</div><div id="a50828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:120px;">–</div><div id="a50831" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:120px;">–</div><div id="a50834" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:120px;">426</div><div id="a50837" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:120px;">– </div><div id="a50840" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a50842" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a50844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:193px;top:130px;">269</div><div id="a50847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:130px;display:flex;">(7)</div><div id="a50850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:130px;">–</div><div id="a50853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:130px;">256</div><div id="a50856" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:130px;display:flex;">(19)</div><div id="a50859" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:130px;">1</div><div id="a50862" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:130px;display:flex;">(1)</div><div id="a50865" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:130px;">499</div><div id="a50867" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a50869" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:130px;display:flex;">(1)</div><div id="a50872" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:140px;">Non-trading financial </div><div id="a50896" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">assets at fair value </div><div id="a50918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:160px;">through profit or loss </div><div id="a50939" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:170px;">Securities </div><div id="a50942" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:170px;">1,622</div><div id="a50945" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:170px;">39</div><div id="a50948" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:170px;display:flex;">(2)</div><div id="a50951" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:170px;">50</div><div id="a50954" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:170px;display:flex;">(184)</div><div id="a50957" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:170px;">4</div><div id="a50960" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:170px;">–</div><div id="a50963" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:170px;">1,529</div><div id="a50966" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:170px;">22</div><div id="a50969" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:180px;">Loans </div><div id="a50972" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:180px;">–</div><div id="a50975" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:180px;">–</div><div id="a50978" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:180px;">–</div><div id="a50981" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:180px;">1</div><div id="a50984" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:180px;">–</div><div id="a50987" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:180px;">–</div><div id="a50990" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:180px;">–</div><div id="a50993" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:180px;">1</div><div id="a50996" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:180px;">–</div><div id="a51001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:190px;">1,622</div><div id="a51004" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:190px;">39</div><div id="a51007" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:190px;display:flex;">(2)</div><div id="a51010" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:190px;">51</div><div id="a51013" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:190px;display:flex;">(184)</div><div id="a51016" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:190px;">4</div><div id="a51019" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:190px;">–</div><div id="a51022" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:190px;">1,530</div><div id="a51025" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:190px;">22</div><div id="a51028" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:200px;">Financial assets at fair value </div><div id="a51050" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:210px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a51072" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:220px;">comprehensive income </div><div id="a51093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:230px;">Other debt securities </div><div id="a51096" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:230px;">–</div><div id="a51099" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a51102" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:230px;">–</div><div id="a51105" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:230px;">–</div><div id="a51108" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:230px;">–</div><div id="a51111" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a51114" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a51117" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:230px;">–</div><div id="a51120" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:230px;">–</div><div id="a51123" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:240px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a51126" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:240px;">2,159</div><div id="a51129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:240px;">–</div><div id="a51132" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:240px;">8</div><div id="a51135" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:240px;">1</div><div id="a51138" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:240px;display:flex;">(25)</div><div id="a51141" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:240px;">–</div><div id="a51144" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:240px;">–</div><div id="a51147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:240px;">2,143</div><div id="a51150" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:240px;">3</div><div id="a51154" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:250px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51156" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:250px;">$ </div><div id="a51158" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:250px;">2,159</div><div id="a51160" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:250px;">$ </div><div id="a51162" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:250px;">–</div><div id="a51164" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:250px;">$ </div><div id="a51166" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:250px;">8</div><div id="a51168" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:250px;">$ </div><div id="a51170" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:250px;">1</div><div id="a51172" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:250px;">$ </div><div id="a51174" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:250px;display:flex;">(25)</div><div id="a51176" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:250px;">$ </div><div id="a51178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:250px;">–</div><div id="a51180" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:250px;">$ </div><div id="a51182" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:250px;">–</div><div id="a51184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:250px;">$ </div><div id="a51186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:250px;">2,143</div><div id="a51188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:250px;">$ </div><div id="a51190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:250px;">3</div><div id="a51193" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:262px;">FINANCIAL LIABILITIES </div><div id="a51205" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:271px;">Trading deposits</div><div id="a51206" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:270px;">6</div><div id="a51208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:271px;">$ </div><div id="a51210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:271px;display:flex;">(224)</div><div id="a51212" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:271px;">$ </div><div id="a51214" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:271px;">18</div><div id="a51216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:271px;">$ </div><div id="a51218" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:271px;">–</div><div id="a51220" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:271px;">$ </div><div id="a51222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:271px;display:flex;">(6)</div><div id="a51224" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:271px;">$ </div><div id="a51226" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:271px;">53</div><div id="a51228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:271px;">$ </div><div id="a51230" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:271px;">–</div><div id="a51232" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:271px;">$ </div><div id="a51234" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:271px;">1</div><div id="a51236" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:271px;">$ </div><div id="a51238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:271px;display:flex;">(158)</div><div id="a51240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:271px;">$ </div><div id="a51242" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:271px;">20</div><div id="a51245" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:282px;">Derivatives</div><div id="a51246" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:282px;">7</div><div id="a51267" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:293px;">Interest rate contracts </div><div id="a51269" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:293px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51271" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:293px;display:flex;">(62)</div><div id="a51274" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:293px;display:flex;">(15)</div><div id="a51277" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:293px;">–</div><div id="a51280" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:293px;">–</div><div id="a51283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:293px;">–</div><div id="a51286" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:293px;">–</div><div id="a51289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:293px;">–</div><div id="a51292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:293px;display:flex;">(77)</div><div id="a51294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:293px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51296" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:696px;top:293px;display:flex;">(24)</div><div id="a51299" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:303px;">Foreign exchange contracts </div><div id="a51302" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:303px;display:flex;">(1)</div><div id="a51305" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:303px;">–</div><div id="a51308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:303px;">–</div><div id="a51311" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:303px;">–</div><div id="a51314" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:303px;">–</div><div id="a51317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:303px;">–</div><div id="a51320" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:303px;">–</div><div id="a51323" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:303px;display:flex;">(1)</div><div id="a51326" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:303px;">–</div><div id="a51329" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:313px;">Equity contracts </div><div id="a51332" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:313px;display:flex;">(120)</div><div id="a51335" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:313px;">19</div><div id="a51338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:313px;">–</div><div id="a51341" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:313px;">–</div><div id="a51344" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:313px;display:flex;">(4)</div><div id="a51347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:313px;">–</div><div id="a51350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:313px;display:flex;">(2)</div><div id="a51353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:313px;display:flex;">(107)</div><div id="a51356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:313px;">18</div><div id="a51359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:323px;">Commodity and other contracts </div><div id="a51362" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:323px;display:flex;">(17)</div><div id="a51365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:323px;">25</div><div id="a51368" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:323px;">–</div><div id="a51371" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:323px;">4</div><div id="a51374" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:323px;">–</div><div id="a51377" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:323px;">24</div><div id="a51380" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:323px;">–</div><div id="a51383" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:323px;">36</div><div id="a51386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:323px;">25</div><div id="a51391" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:334px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:334px;display:flex;">(200)</div><div id="a51396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:334px;">29</div><div id="a51399" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:334px;">–</div><div id="a51402" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:334px;">4</div><div id="a51405" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:334px;display:flex;">(4)</div><div id="a51408" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:334px;">24</div><div id="a51411" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:334px;display:flex;">(2)</div><div id="a51414" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:334px;display:flex;">(149)</div><div id="a51416" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:334px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51418" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:334px;">19</div><div id="a51421" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:343px;">Financial liabilities designated </div><div id="a51443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:353px;">at fair value through profit </div><div id="a51465" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:363px;">or loss </div><div id="a51467" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:363px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51469" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:363px;">–</div><div id="a51472" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:363px;display:flex;">(7)</div><div id="a51475" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:363px;">–</div><div id="a51478" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:363px;display:flex;">(3)</div><div id="a51481" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:363px;">6</div><div id="a51484" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:363px;">–</div><div id="a51487" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:363px;">–</div><div id="a51490" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:363px;display:flex;">(4)</div><div id="a51492" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:363px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51494" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:363px;">6</div></div></div></div><div id="TextBlockContainer135" style="position:relative;line-height:normal;width:731px;height:364px;"><div id="a51516" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:672px;top:0px;">Change in </div><div id="a51534" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:671px;top:10px;">unrealized </div><div id="a51540" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:20px;">Fair </div><div id="a51542" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:20px;">Total realized and </div><div id="a51549" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:20px;">Fair </div><div id="a51551" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:689px;top:20px;">gains </div><div id="a51556" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:30px;">value as at </div><div id="a51558" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:30px;">unrealized gains (losses) </div><div id="a51560" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:30px;">Movements</div><div id="a51561" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:455px;top:29px;">1</div><div id="a51565" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:548px;top:30px;">Transfers </div><div id="a51567" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:30px;">value as at </div><div id="a51569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:668px;top:30px;">(losses) on </div><div id="a51574" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:160px;top:40px;">November 1 </div><div id="a51576" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:40px;">Included </div><div id="a51578" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:40px;">Included </div><div id="a51580" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:40px;">Purchases/ </div><div id="a51582" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:435px;top:40px;">Sales/ </div><div id="a51584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:40px;">Into </div><div id="a51586" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:40px;">Out of </div><div id="a51588" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:40px;">April 30 </div><div id="a51590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:40px;">instruments </div><div id="a51595" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:50px;">2025</div><div id="a51598" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:50px;">in income</div><div id="a51599" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:49px;">2</div><div id="a51601" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:306px;top:50px;">in OCI</div><div id="a51602" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:49px;">4</div><div id="a51604" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:50px;">Issuances </div><div id="a51606" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:50px;">Settlements </div><div id="a51608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:494px;top:50px;">Level 3 </div><div id="a51610" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:50px;">Level 3 </div><div id="a51612" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:50px;">2026 </div><div id="a51614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:675px;top:50px;">still held</div><div id="a51615" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:49px;">5</div><div id="a51618" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:61px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a51639" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a51661" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:80px;">and other </div><div id="a51682" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:90px;">Other debt securities </div><div id="a51684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:90px;">$ </div><div id="a51686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:90px;">67</div><div id="a51688" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:90px;">$ </div><div id="a51690" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:90px;display:flex;">(1)</div><div id="a51692" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:90px;">$ </div><div id="a51694" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:90px;">–</div><div id="a51696" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:90px;">$ </div><div id="a51698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:90px;">–</div><div id="a51700" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:90px;">$ </div><div id="a51702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:90px;display:flex;">(22)</div><div id="a51704" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:90px;">$ </div><div id="a51706" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:90px;">5</div><div id="a51708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:90px;">$ </div><div id="a51710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:90px;display:flex;">(1)</div><div id="a51712" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:90px;">$ </div><div id="a51714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:90px;">48</div><div id="a51716" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:90px;">$ </div><div id="a51718" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:90px;display:flex;">(4)</div><div id="a51721" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Equity securities </div><div id="a51724" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:100px;">25</div><div id="a51727" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:100px;">–</div><div id="a51730" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a51733" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a51736" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:100px;">–</div><div id="a51739" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:100px;">–</div><div id="a51742" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a51745" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:100px;">25</div><div id="a51748" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a51751" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Trading loans </div><div id="a51754" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:110px;">–</div><div id="a51757" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:110px;display:flex;">(123)</div><div id="a51760" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a51763" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:110px;">549</div><div id="a51766" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a51769" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a51772" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a51775" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:110px;">426</div><div id="a51778" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a51781" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51784" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:121px;">92</div><div id="a51789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:121px;display:flex;">(124)</div><div id="a51792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:121px;">–</div><div id="a51795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:121px;">549</div><div id="a51798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:121px;display:flex;">(22)</div><div id="a51801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:121px;">5</div><div id="a51804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:121px;display:flex;">(1)</div><div id="a51807" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:121px;">499</div><div id="a51809" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:121px;display:flex;">(4)</div><div id="a51814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;">Non-trading financial </div><div id="a51838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">assets at fair value </div><div id="a51860" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">through profit or loss </div><div id="a51881" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Securities </div><div id="a51884" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:160px;">1,567</div><div id="a51887" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:160px;">43</div><div id="a51890" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:160px;display:flex;">(6)</div><div id="a51893" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:160px;">119</div><div id="a51896" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:160px;display:flex;">(198)</div><div id="a51899" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:160px;">4</div><div id="a51902" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:160px;">–</div><div id="a51905" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:160px;">1,529</div><div id="a51908" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:160px;">32</div><div id="a51911" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:170px;">Loans </div><div id="a51914" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:170px;">–</div><div id="a51917" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:170px;">–</div><div id="a51920" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a51923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:170px;">1</div><div id="a51926" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:170px;">–</div><div id="a51929" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a51932" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:170px;">–</div><div id="a51935" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:170px;">1</div><div id="a51938" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:170px;">–</div><div id="a51944" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:181px;">1,567</div><div id="a51947" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:181px;">43</div><div id="a51950" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:181px;display:flex;">(6)</div><div id="a51953" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:181px;">120</div><div id="a51956" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:181px;display:flex;">(198)</div><div id="a51959" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:181px;">4</div><div id="a51962" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:181px;">–</div><div id="a51965" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:181px;">1,530</div><div id="a51968" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:181px;">32</div><div id="a51971" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:190px;">Financial assets at fair value </div><div id="a51993" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:200px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a52015" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:210px;">comprehensive income </div><div id="a52036" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:220px;">Other debt securities </div><div id="a52039" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:220px;">–</div><div id="a52042" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a52045" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:220px;">–</div><div id="a52048" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:220px;">–</div><div id="a52051" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:220px;">–</div><div id="a52054" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a52057" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a52060" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:220px;">–</div><div id="a52063" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:220px;">–</div><div id="a52066" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:230px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a52069" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:230px;">1,911</div><div id="a52072" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a52075" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:230px;">149</div><div id="a52078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:230px;">171</div><div id="a52081" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:230px;display:flex;">(88)</div><div id="a52084" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a52087" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a52090" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:230px;">2,143</div><div id="a52093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:230px;">8</div><div id="a52097" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:241px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52099" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:241px;">$ </div><div id="a52101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:241px;">1,911</div><div id="a52103" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:241px;">$ </div><div id="a52105" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:241px;">–</div><div id="a52107" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:241px;">$ </div><div id="a52109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:241px;">149</div><div id="a52111" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:241px;">$ </div><div id="a52113" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:241px;">171</div><div id="a52115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:241px;">$ </div><div id="a52117" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:241px;display:flex;">(88)</div><div id="a52119" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:241px;">$ </div><div id="a52121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:241px;">–</div><div id="a52123" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:241px;">$ </div><div id="a52125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:241px;">–</div><div id="a52127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:241px;">$ </div><div id="a52129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:241px;">2,143</div><div id="a52131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:241px;">$ </div><div id="a52133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:241px;">8</div><div id="a52136" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:252px;">FINANCIAL LIABILITIES </div><div id="a52157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:261px;">Trading deposits</div><div id="a52158" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:261px;">6</div><div id="a52160" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:261px;">$ </div><div id="a52162" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:261px;display:flex;">(273)</div><div id="a52164" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:261px;">$ </div><div id="a52166" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:261px;">39</div><div id="a52168" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:261px;">$ </div><div id="a52170" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:261px;">–</div><div id="a52172" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:261px;">$ </div><div id="a52174" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:261px;display:flex;">(6)</div><div id="a52176" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:261px;">$ </div><div id="a52178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:261px;">74</div><div id="a52180" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:261px;">$ </div><div id="a52182" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:261px;">–</div><div id="a52184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:261px;">$ </div><div id="a52186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:261px;">8</div><div id="a52188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:261px;">$ </div><div id="a52190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:628px;top:261px;display:flex;">(158)</div><div id="a52192" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:261px;">$ </div><div id="a52194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:261px;">44</div><div id="a52197" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:273px;">Derivatives</div><div id="a52198" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:273px;">7</div><div id="a52219" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:284px;">Interest rate contracts </div><div id="a52221" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:284px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52223" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:284px;display:flex;">(68)</div><div id="a52226" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:284px;display:flex;">(11)</div><div id="a52229" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:284px;">–</div><div id="a52232" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:284px;">–</div><div id="a52235" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:284px;">2</div><div id="a52238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:284px;">–</div><div id="a52241" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:284px;">–</div><div id="a52244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:284px;display:flex;">(77)</div><div id="a52247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:696px;top:284px;display:flex;">(16)</div><div id="a52250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:294px;">Foreign exchange contracts </div><div id="a52253" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:294px;display:flex;">(2)</div><div id="a52256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:294px;">4</div><div id="a52259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:294px;">–</div><div id="a52262" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:294px;">–</div><div id="a52265" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:294px;">–</div><div id="a52268" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:294px;">–</div><div id="a52271" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:294px;display:flex;">(3)</div><div id="a52274" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:294px;display:flex;">(1)</div><div id="a52277" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:294px;">–</div><div id="a52280" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:304px;">Equity contracts </div><div id="a52283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:304px;display:flex;">(155)</div><div id="a52286" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:304px;">21</div><div id="a52289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:304px;">–</div><div id="a52292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:304px;">–</div><div id="a52295" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:304px;display:flex;">(5)</div><div id="a52298" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:304px;">1</div><div id="a52301" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:304px;">31</div><div id="a52304" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:628px;top:304px;display:flex;">(107)</div><div id="a52307" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:304px;">27</div><div id="a52310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:314px;">Commodity and other contracts </div><div id="a52313" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:314px;display:flex;">(55)</div><div id="a52316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:314px;">64</div><div id="a52319" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:314px;">–</div><div id="a52322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:314px;">4</div><div id="a52325" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:314px;display:flex;">(1)</div><div id="a52328" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:314px;">24</div><div id="a52331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:314px;">–</div><div id="a52334" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:314px;">36</div><div id="a52337" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:314px;">76</div><div id="a52342" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:325px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52344" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:325px;display:flex;">(280)</div><div id="a52347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:325px;">78</div><div id="a52350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:325px;">–</div><div id="a52353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:325px;">4</div><div id="a52356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:325px;display:flex;">(4)</div><div id="a52359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:325px;">25</div><div id="a52362" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:325px;">28</div><div id="a52365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:628px;top:325px;display:flex;">(149)</div><div id="a52368" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:325px;">87</div><div id="a52371" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:334px;">Financial liabilities designated </div><div id="a52393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:344px;">at fair value through profit </div><div id="a52415" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:354px;">or loss </div><div id="a52417" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:354px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52419" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:354px;display:flex;">(2)</div><div id="a52422" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:354px;display:flex;">(2)</div><div id="a52425" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:354px;">–</div><div id="a52428" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:354px;display:flex;">(9)</div><div id="a52431" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:354px;">9</div><div id="a52434" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:354px;">–</div><div id="a52437" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:354px;">–</div><div id="a52440" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:354px;display:flex;">(4)</div><div id="a52443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:354px;display:flex;">(2)</div></div><div id="TextBlockContainer140" style="position:relative;line-height:normal;width:722px;height:85px;"><div id="div_138_XBRL_TS_2d6b5063cb054bce9f88b56cdd88f36e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer139" style="position:relative;line-height:normal;width:722px;height:85px;"><div id="a52447_1_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes foreign exchange. </div><div id="a52450" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a52451" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;"><div style="display:inline-block;width:3px"> </div>Gains/losses on financial assets and liabilities are recognized within Non-interest Income on the Interim Consolidated<div style="display:inline-block;width:4px"> </div>Statement of Income. </div><div id="a52456" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a52457" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Other comprehensive income (OCI). </div><div id="a52460" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:31px;">4</div><div id="a52461" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. Refer<div style="display:inline-block;width:4px"> </div>to Note 5 for further details. </div><div id="a52484" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">5</div><div id="a52485" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:42px;"><div style="display:inline-block;width:3px"> </div>Changes in unrealized gains/losses on financial assets at FVOCI are recognized in accumulated other comprehensive<div style="display:inline-block;width:4px"> </div>income (AOCI). </div><div id="a52500" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">6</div><div id="a52501" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Issuances and repurchases of trading deposits are reported on a gross basis. </div><div id="a52505" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:63px;">7</div><div id="a52506" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Consists of derivative assets of $</div><div id="a52506_35_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:135px;top:64px;">76</div><div id="a52506_37_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:145px;top:64px;"><div style="display:inline-block;width:2px"> </div>million (January 31, 2026/February 1, 2026 – $</div><div id="a52506_84_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:327px;top:64px;">25</div><div id="a52506_86_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:64px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2025/November 1, 2025 – $</div><div id="a52506_133_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:64px;">11</div><div id="a52506_135_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:64px;"><div style="display:inline-block;width:2px"> </div>million) and derivative liabilities of $</div><div id="a52506_176_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:64px;">225</div><div id="a52506_179_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:64px;"><div style="display:inline-block;width:2px"> </div>million </div><div id="a52534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:74px;">(January 31, 2026/February 1, 2026 – $</div><div id="a52534_38_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:161px;top:74px;">225</div><div id="a52534_41_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:176px;top:74px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2025/November 1, 2025 – $</div><div id="a52534_88_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:363px;top:74px;">291</div><div id="a52534_91_78" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:377px;top:74px;"><div style="display:inline-block;width:2px"> </div>million) which have been netted in this table for presentation purposes only.</div></div></div></div><div id="TextBlockContainer144" style="position:relative;line-height:normal;width:731px;height:350px;"><div id="div_142_XBRL_TS_79c1145334a444f98050ecab37a357b2" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer143" style="position:relative;line-height:normal;width:731px;height:350px;"><div id="a52572" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities </div><div id="a52587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;">(millions of Canadian dollars) </div><div id="a52596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:10px;">Change in </div><div id="a52614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:20px;">unrealized </div><div id="a52620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:30px;">Fair </div><div id="a52622" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:269px;top:30px;">Total realized and </div><div id="a52629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:30px;">Fair </div><div id="a52631" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:30px;">gains </div><div id="a52636" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:40px;">value as at </div><div id="a52638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:40px;">unrealized gains (losses) </div><div id="a52640" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:40px;">Movements</div><div id="a52641" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:39px;">1</div><div id="a52645" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:40px;">Transfers </div><div id="a52647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:40px;">value as at </div><div id="a52649" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:671px;top:40px;">(losses) on </div><div id="a52654" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:50px;">February 1 </div><div id="a52656" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:239px;top:50px;">Included </div><div id="a52658" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:302px;top:50px;">Included </div><div id="a52660" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:50px;">Purchases/ </div><div id="a52662" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:436px;top:50px;">Sales/ </div><div id="a52664" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:50px;">Into </div><div id="a52666" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:50px;">Out of </div><div id="a52668" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:50px;">April 30 </div><div id="a52670" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:50px;">instruments </div><div id="a52675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:60px;">2025</div><div id="a52678" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:60px;">in income</div><div id="a52679" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:266px;top:59px;">2</div><div id="a52681" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:60px;">in OCI</div><div id="a52682" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:59px;">3</div><div id="a52684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:359px;top:60px;">Issuances<div style="display:inline-block;width:2px"> </div></div><div id="a52686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:60px;">Settlements </div><div id="a52688" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:60px;">Level 3 </div><div id="a52690" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:60px;">Level 3 </div><div id="a52692" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:60px;">2025 </div><div id="a52694" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:60px;">still held</div><div id="a52695" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:59px;">4</div><div id="a52698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a52719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:80px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a52741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:90px;">and other </div><div id="a52762" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Other debt securities </div><div id="a52764" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:100px;">$ </div><div id="a52766" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:100px;">11</div><div id="a52768" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:100px;">$ </div><div id="a52770" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:100px;">–</div><div id="a52772" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:100px;">$ </div><div id="a52774" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a52776" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:100px;">$ </div><div id="a52778" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a52780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:100px;">$ </div><div id="a52782" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:100px;display:flex;">(7)</div><div id="a52784" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:100px;">$ </div><div id="a52786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:100px;">2</div><div id="a52788" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:100px;">$ </div><div id="a52790" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a52792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:100px;">$ </div><div id="a52794" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:100px;">6</div><div id="a52796" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:100px;">$ </div><div id="a52798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a52801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Equity securities </div><div id="a52804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:110px;">8</div><div id="a52807" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:110px;">–</div><div id="a52810" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a52813" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:110px;">20</div><div id="a52816" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a52819" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a52822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a52825" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:110px;">28</div><div id="a52828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a52831" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52833" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:120px;">19</div><div id="a52838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:120px;">–</div><div id="a52841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:120px;">–</div><div id="a52844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:120px;">20</div><div id="a52847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:120px;display:flex;">(7)</div><div id="a52850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:120px;">2</div><div id="a52853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:120px;">–</div><div id="a52856" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:120px;">34</div><div id="a52858" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52860" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:120px;">–</div><div id="a52863" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;">Non-trading financial </div><div id="a52887" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">assets at fair value </div><div id="a52909" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">through profit or loss </div><div id="a52930" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Securities </div><div id="a52933" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:160px;">1,287</div><div id="a52936" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:160px;display:flex;">(40)</div><div id="a52939" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a52942" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:160px;">39</div><div id="a52945" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:160px;display:flex;">(20)</div><div id="a52948" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:160px;">–</div><div id="a52951" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:160px;display:flex;">(13)</div><div id="a52954" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:160px;">1,253</div><div id="a52957" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;display:flex;">(43)</div><div id="a52962" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:170px;">1,287</div><div id="a52965" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:170px;display:flex;">(40)</div><div id="a52968" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a52971" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:170px;">39</div><div id="a52974" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:170px;display:flex;">(20)</div><div id="a52977" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a52980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:170px;display:flex;">(13)</div><div id="a52983" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:170px;">1,253</div><div id="a52986" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:170px;display:flex;">(43)</div><div id="a52989" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:180px;">Financial assets at fair value </div><div id="a53011" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:190px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a53033" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:200px;">comprehensive income </div><div id="a53054" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:210px;">Other debt securities </div><div id="a53057" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:210px;">3</div><div id="a53060" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:210px;">–</div><div id="a53063" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:210px;">–</div><div id="a53066" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:210px;">–</div><div id="a53069" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:210px;display:flex;">(3)</div><div id="a53072" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:210px;">–</div><div id="a53075" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:210px;">–</div><div id="a53078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:210px;">–</div><div id="a53081" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:210px;display:flex;">(3)</div><div id="a53084" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:220px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a53087" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:220px;">3,174</div><div id="a53090" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a53093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:220px;">3</div><div id="a53096" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:220px;">1</div><div id="a53099" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:220px;display:flex;">(370)</div><div id="a53102" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a53105" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a53108" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:220px;">2,808</div><div id="a53111" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:220px;display:flex;">(357)</div><div id="a53115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:230px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53117" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:230px;">$ </div><div id="a53119" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:230px;">3,177</div><div id="a53121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:230px;">$ </div><div id="a53123" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a53125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:230px;">$ </div><div id="a53127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:230px;">3</div><div id="a53129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:230px;">$ </div><div id="a53131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:230px;">1</div><div id="a53133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:230px;">$ </div><div id="a53135" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:230px;display:flex;">(373)</div><div id="a53137" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:230px;">$ </div><div id="a53139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a53141" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:230px;">$ </div><div id="a53143" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a53145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:230px;">$ </div><div id="a53147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:230px;">2,808</div><div id="a53149" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:230px;">$ </div><div id="a53151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:230px;display:flex;">(360)</div><div id="a53154" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:242px;">FINANCIAL LIABILITIES </div><div id="a53175" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:250px;">Trading deposits</div><div id="a53176" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:250px;">5</div><div id="a53178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:250px;">$ </div><div id="a53180" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:250px;display:flex;">(459)</div><div id="a53182" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:250px;">$ </div><div id="a53184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:250px;">24</div><div id="a53186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:250px;">$ </div><div id="a53188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:250px;">–</div><div id="a53190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:250px;">$ </div><div id="a53192" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:250px;display:flex;">(52)</div><div id="a53194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:250px;">$ </div><div id="a53196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:250px;">103</div><div id="a53198" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:250px;">$ </div><div id="a53200" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:250px;">–</div><div id="a53202" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:250px;">$ </div><div id="a53204" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:250px;">–</div><div id="a53206" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:250px;">$ </div><div id="a53208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:250px;display:flex;">(384)</div><div id="a53210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:250px;">$ </div><div id="a53212" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:250px;">27</div><div id="a53215" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:260px;">Derivatives</div><div id="a53216" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:49px;top:259px;">6</div><div id="a53237" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:270px;">Interest rate contracts </div><div id="a53239" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:270px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53241" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:270px;display:flex;">(155)</div><div id="a53244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:270px;">74</div><div id="a53247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:270px;">–</div><div id="a53250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:270px;">–</div><div id="a53253" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:270px;">–</div><div id="a53256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:270px;">–</div><div id="a53259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:270px;">–</div><div id="a53262" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:270px;display:flex;">(81)</div><div id="a53264" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:270px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:270px;">68</div><div id="a53269" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:280px;">Foreign exchange contracts </div><div id="a53272" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:280px;">21</div><div id="a53275" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:280px;display:flex;">(23)</div><div id="a53278" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:280px;">–</div><div id="a53281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:280px;">–</div><div id="a53284" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:280px;display:flex;">(1)</div><div id="a53287" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:280px;">2</div><div id="a53290" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:280px;">–</div><div id="a53293" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:280px;display:flex;">(1)</div><div id="a53296" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:280px;display:flex;">(8)</div><div id="a53299" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:290px;">Equity contracts </div><div id="a53302" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:290px;display:flex;">(29)</div><div id="a53305" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:290px;display:flex;">(98)</div><div id="a53308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:290px;">–</div><div id="a53311" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:290px;">–</div><div id="a53314" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:290px;">–</div><div id="a53317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:290px;display:flex;">(4)</div><div id="a53320" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:290px;">–</div><div id="a53323" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:290px;display:flex;">(131)</div><div id="a53326" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:290px;display:flex;">(95)</div><div id="a53329" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:300px;">Commodity and other contracts </div><div id="a53332" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:300px;display:flex;">(4)</div><div id="a53335" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:300px;display:flex;">(16)</div><div id="a53338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:300px;">–</div><div id="a53341" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:300px;">–</div><div id="a53344" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:300px;">–</div><div id="a53347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:300px;">–</div><div id="a53350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:300px;">–</div><div id="a53353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:300px;display:flex;">(20)</div><div id="a53356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:300px;display:flex;">(12)</div><div id="a53361" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:310px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:310px;display:flex;">(167)</div><div id="a53366" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:310px;display:flex;">(63)</div><div id="a53369" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:310px;">–</div><div id="a53372" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:310px;">–</div><div id="a53375" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:310px;display:flex;">(1)</div><div id="a53378" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:310px;display:flex;">(2)</div><div id="a53381" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:310px;">–</div><div id="a53384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:310px;display:flex;">(233)</div><div id="a53386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:310px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53388" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:310px;display:flex;">(47)</div><div id="a53391" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:320px;">Financial liabilities designated </div><div id="a53413" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:330px;">at fair value through profit </div><div id="a53435" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:340px;">or loss </div><div id="a53437" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:340px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53439" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:340px;display:flex;">(1)</div><div id="a53442" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:340px;">7</div><div id="a53445" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:340px;">–</div><div id="a53448" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:385px;top:340px;display:flex;">(7)</div><div id="a53451" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:340px;">–</div><div id="a53454" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:340px;">–</div><div id="a53457" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:340px;">–</div><div id="a53460" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:340px;display:flex;">(1)</div><div id="a53462" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:340px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53464" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:340px;">7</div></div></div></div><div id="TextBlockContainer148" style="position:relative;line-height:normal;width:731px;height:340px;"><div id="div_146_XBRL_TS_993183aaec99400490a3d7e04dcac861" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer147" style="position:relative;line-height:normal;width:731px;height:340px;"><div id="a53497" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:0px;">Change in </div><div id="a53515" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:10px;">unrealized </div><div id="a53521" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:20px;">Fair </div><div id="a53523" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:269px;top:20px;">Total realized and </div><div id="a53530" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:20px;">Fair </div><div id="a53532" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:20px;">gains </div><div id="a53537" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:30px;">value as at </div><div id="a53539" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:30px;">unrealized gains (losses) </div><div id="a53541" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:30px;">Movements</div><div id="a53542" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:29px;">1</div><div id="a53546" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:30px;">Transfers </div><div id="a53548" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:30px;">value as at </div><div id="a53550" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:671px;top:30px;">(losses) on </div><div id="a53555" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:163px;top:40px;">November 1 </div><div id="a53557" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:239px;top:40px;">Included </div><div id="a53559" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:302px;top:40px;">Included </div><div id="a53561" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:40px;">Purchases/ </div><div id="a53563" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:436px;top:40px;">Sales/ </div><div id="a53565" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:40px;">Into </div><div id="a53567" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:40px;">Out of </div><div id="a53569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:40px;">April 30 </div><div id="a53571" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:40px;">instruments </div><div id="a53576" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:50px;">2024</div><div id="a53579" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:50px;">in income</div><div id="a53580" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:266px;top:49px;">2</div><div id="a53582" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:50px;">in OCI</div><div id="a53583" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:49px;">3</div><div id="a53585" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:359px;top:50px;">Issuances </div><div id="a53587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:50px;">Settlements </div><div id="a53589" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:50px;">Level 3 </div><div id="a53591" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:50px;">Level 3 </div><div id="a53593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:50px;">2025 </div><div id="a53595" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:50px;">still held</div><div id="a53596" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:49px;">4</div><div id="a53599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:60px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a53620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a53642" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:80px;">and other </div><div id="a53663" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:90px;">Other debt securities </div><div id="a53665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:90px;">$ </div><div id="a53667" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:90px;">26</div><div id="a53669" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:90px;">$ </div><div id="a53671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:90px;">–</div><div id="a53673" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:90px;">$ </div><div id="a53675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:90px;">–</div><div id="a53677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:90px;">$ </div><div id="a53679" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:90px;">–</div><div id="a53681" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:90px;">$ </div><div id="a53683" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:90px;display:flex;">(22)</div><div id="a53685" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:90px;">$ </div><div id="a53687" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:90px;">2</div><div id="a53689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:90px;">$ </div><div id="a53691" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:90px;">–</div><div id="a53693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:90px;">$ </div><div id="a53695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:90px;">6</div><div id="a53697" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:90px;">$ </div><div id="a53699" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:90px;">–</div><div id="a53702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a53705" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:100px;">12</div><div id="a53708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:100px;">1</div><div id="a53711" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a53714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:100px;">22</div><div id="a53717" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:100px;display:flex;">(7)</div><div id="a53720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:100px;">–</div><div id="a53723" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a53726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:100px;">28</div><div id="a53729" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a53732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53735" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53737" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:110px;">38</div><div id="a53740" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:110px;">1</div><div id="a53743" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a53746" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:110px;">22</div><div id="a53749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:110px;display:flex;">(29)</div><div id="a53752" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:110px;">2</div><div id="a53755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a53758" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:110px;">34</div><div id="a53760" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53762" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a53765" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:120px;">Non-trading financial </div><div id="a53789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:130px;">assets at fair value </div><div id="a53811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">through profit or loss </div><div id="a53832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:150px;">Securities </div><div id="a53835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:150px;">1,233</div><div id="a53838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:150px;display:flex;">(14)</div><div id="a53841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:150px;">–</div><div id="a53844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:150px;">54</div><div id="a53847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:150px;display:flex;">(37)</div><div id="a53850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:150px;">30</div><div id="a53853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:150px;display:flex;">(13)</div><div id="a53856" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:150px;">1,253</div><div id="a53859" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:150px;display:flex;">(30)</div><div id="a53865" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:160px;">1,233</div><div id="a53868" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:160px;display:flex;">(14)</div><div id="a53871" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a53874" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:160px;">54</div><div id="a53877" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:160px;display:flex;">(37)</div><div id="a53880" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:160px;">30</div><div id="a53883" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:160px;display:flex;">(13)</div><div id="a53886" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:160px;">1,253</div><div id="a53889" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;display:flex;">(30)</div><div id="a53892" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:170px;">Financial assets at fair value </div><div id="a53914" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:180px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a53936" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:190px;">comprehensive income </div><div id="a53957" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:200px;">Other debt securities </div><div id="a53960" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:200px;">7</div><div id="a53963" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:200px;">–</div><div id="a53966" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:200px;">–</div><div id="a53969" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:200px;">–</div><div id="a53972" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:200px;display:flex;">(7)</div><div id="a53975" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:200px;">–</div><div id="a53978" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:200px;">–</div><div id="a53981" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:200px;">–</div><div id="a53984" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:200px;">–</div><div id="a53987" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:210px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a53990" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:210px;">3,355</div><div id="a53993" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:210px;">–</div><div id="a53996" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:210px;">3</div><div id="a53999" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:210px;">3</div><div id="a54002" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:210px;display:flex;">(553)</div><div id="a54005" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:210px;">–</div><div id="a54008" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:210px;">–</div><div id="a54011" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:210px;">2,808</div><div id="a54014" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:210px;">–</div><div id="a54018" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:220px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54020" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:220px;">$ </div><div id="a54022" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:220px;">3,362</div><div id="a54024" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:220px;">$ </div><div id="a54026" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a54028" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:220px;">$ </div><div id="a54030" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:220px;">3</div><div id="a54032" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:220px;">$ </div><div id="a54034" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:220px;">3</div><div id="a54036" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:220px;">$ </div><div id="a54038" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:220px;display:flex;">(560)</div><div id="a54040" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:220px;">$ </div><div id="a54042" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a54044" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:220px;">$ </div><div id="a54046" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a54048" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:220px;">$ </div><div id="a54050" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:220px;">2,808</div><div id="a54052" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:220px;">$ </div><div id="a54054" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:220px;">–</div><div id="a54057" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:232px;">FINANCIAL LIABILITIES </div><div id="a54078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:240px;">Trading deposits</div><div id="a54079" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:239px;">5</div><div id="a54081" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:240px;">$ </div><div id="a54083" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:240px;display:flex;">(505)</div><div id="a54085" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:240px;">$ </div><div id="a54087" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:240px;">28</div><div id="a54089" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:240px;">$ </div><div id="a54091" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:240px;">–</div><div id="a54093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:240px;">$ </div><div id="a54095" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:240px;display:flex;">(124)</div><div id="a54097" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:240px;">$ </div><div id="a54099" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:240px;">217</div><div id="a54101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:240px;">$ </div><div id="a54103" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:240px;">–</div><div id="a54105" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:240px;">$ </div><div id="a54107" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:240px;">–</div><div id="a54109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:240px;">$ </div><div id="a54111" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:240px;display:flex;">(384)</div><div id="a54113" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:240px;">$ </div><div id="a54115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:240px;">34</div><div id="a54118" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:250px;">Derivatives</div><div id="a54119" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:249px;">6</div><div id="a54140" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:260px;">Interest rate contracts </div><div id="a54142" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:260px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54144" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:260px;display:flex;">(158)</div><div id="a54147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:260px;">67</div><div id="a54150" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:260px;">–</div><div id="a54153" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:260px;">–</div><div id="a54156" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:260px;">10</div><div id="a54159" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:260px;">–</div><div id="a54162" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:260px;">–</div><div id="a54165" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:260px;display:flex;">(81)</div><div id="a54167" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:260px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54169" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:260px;">70</div><div id="a54172" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:270px;">Foreign exchange contracts </div><div id="a54175" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:270px;">1</div><div id="a54178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:270px;display:flex;">(16)</div><div id="a54181" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:270px;">–</div><div id="a54184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:270px;">–</div><div id="a54187" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:270px;">3</div><div id="a54190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:270px;">9</div><div id="a54193" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:270px;">2</div><div id="a54196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:270px;display:flex;">(1)</div><div id="a54199" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:270px;display:flex;">(5)</div><div id="a54202" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:280px;">Equity contracts </div><div id="a54205" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:280px;display:flex;">(24)</div><div id="a54208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:250px;top:280px;display:flex;">(103)</div><div id="a54211" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:280px;">–</div><div id="a54214" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:280px;">–</div><div id="a54217" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:280px;display:flex;">(2)</div><div id="a54220" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;display:flex;">(2)</div><div id="a54223" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:280px;">–</div><div id="a54226" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:280px;display:flex;">(131)</div><div id="a54229" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:280px;display:flex;">(102)</div><div id="a54232" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:290px;">Commodity and other contracts </div><div id="a54235" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:290px;display:flex;">(10)</div><div id="a54238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:290px;display:flex;">(10)</div><div id="a54241" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:290px;">–</div><div id="a54244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:290px;">–</div><div id="a54247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:290px;">–</div><div id="a54250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:290px;">–</div><div id="a54253" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:290px;">–</div><div id="a54256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:290px;display:flex;">(20)</div><div id="a54259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:290px;display:flex;">(9)</div><div id="a54264" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:300px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:300px;display:flex;">(191)</div><div id="a54269" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:300px;display:flex;">(62)</div><div id="a54272" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:300px;">–</div><div id="a54275" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:300px;">–</div><div id="a54278" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:300px;">11</div><div id="a54281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:300px;">7</div><div id="a54284" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:300px;">2</div><div id="a54287" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:300px;display:flex;">(233)</div><div id="a54289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:300px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54291" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:300px;display:flex;">(46)</div><div id="a54294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:310px;">Financial liabilities designated </div><div id="a54316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:320px;">at fair value through profit </div><div id="a54338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:330px;">or loss </div><div id="a54340" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:330px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54342" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:330px;display:flex;">(24)</div><div id="a54345" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:330px;">6</div><div id="a54348" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:330px;">–</div><div id="a54351" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:330px;display:flex;">(14)</div><div id="a54354" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:330px;">31</div><div id="a54357" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:330px;">–</div><div id="a54360" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:330px;">–</div><div id="a54363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:330px;display:flex;">(1)</div><div id="a54365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:330px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54367" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:330px;">6</div></div></div></div><div id="TextBlockContainer152" style="position:relative;line-height:normal;width:722px;height:75px;"><div id="div_150_XBRL_TS_89a9b613e5e042a7a7de305444761c72" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer151" style="position:relative;line-height:normal;width:722px;height:75px;"><div id="a54371_1_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes foreign exchange. </div><div id="a54374" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a54375" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;"><div style="display:inline-block;width:3px"> </div>Gains/losses on financial assets and liabilities are recognized within Non-interest Income on the Interim Consolidated<div style="display:inline-block;width:4px"> </div>Statement of Income. </div><div id="a54385" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a54386" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. Refer<div style="display:inline-block;width:4px"> </div>to Note 5 for further details. </div><div id="a54410" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:31px;">4</div><div id="a54411" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Changes in unrealized gains/losses on financial assets at FVOCI are recognized in AOCI. </div><div id="a54426" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">5</div><div id="a54427" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:42px;"><div style="display:inline-block;width:3px"> </div>Issuances and repurchases of trading deposits are reported on a gross basis. </div><div id="a54431" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">6</div><div id="a54432" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Consists of derivative assets of $</div><div id="a54432_35_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:135px;top:53px;">32</div><div id="a54432_37_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:145px;top:53px;"><div style="display:inline-block;width:2px"> </div>million (January 31, 2025/February 1, 2025 – $</div><div id="a54432_84_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:327px;top:53px;">38</div><div id="a54432_86_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:53px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2024/November 1, 2024 – $</div><div id="a54432_133_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:53px;">30</div><div id="a54432_135_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:53px;"><div style="display:inline-block;width:2px"> </div>million) and derivative liabilities of $</div><div id="a54432_176_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:53px;">265</div><div id="a54432_179_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:53px;"><div style="display:inline-block;width:2px"> </div>million </div><div id="a54465" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:64px;">(January 31, 2025/February 1, 2025 – $</div><div id="a54465_38_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:161px;top:64px;">205</div><div id="a54465_41_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:176px;top:64px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2024/November 1, 2024 – $</div><div id="a54465_88_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:363px;top:64px;">221</div><div id="a54465_91_78" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:377px;top:64px;"><div style="display:inline-block;width:2px"> </div>million) which have been netted in this table for presentation purposes only.</div></div></div></div> <div id="TextBlockContainer95" style="position:relative;line-height:normal;width:489px;height:13px;"><div id="a47862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table reflects the fair value<div style="display:inline-block;width:1px"> </div>of the Bank’s financial assets and liabilities not<div style="display:inline-block;width:1px"> </div>carried at fair value.</div></div><div id="TextBlockContainer99" style="position:relative;line-height:normal;width:734px;height:250px;"><div id="a47902" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Financial Assets and Liabilities not carried<div style="display:inline-block;width:1px"> </div>at Fair Value</div><div id="a47903" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:3px;">1</div><div id="a47914" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a47919" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a47925" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:31px;">April 30, 2026</div><div id="a47929" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:31px;">October 31, 2025 </div><div id="a47934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:44px;">Carrying </div><div id="a47936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:44px;">Fair </div><div id="a47938" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:44px;">Carrying </div><div id="a47940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:44px;">Fair </div><div id="a47945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:58px;">value </div><div id="a47947" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:545px;top:58px;">value </div><div id="a47949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:58px;">value </div><div id="a47951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:58px;">value </div><div id="a47954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:72px;">FINANCIAL ASSETS </div><div id="a47965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:85px;">Debt securities at amortized cost, net of allowance<div style="display:inline-block;width:1px"> </div>for credit losses</div><div id="a47978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:99px;">Government and government-related<div style="display:inline-block;width:1px"> </div>securities<div style="display:inline-block;width:2px"> </div></div><div id="a47982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:99px;">$ </div><div id="a47984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:99px;">175,268</div><div id="a47986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:99px;">$ </div><div id="a47988" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:99px;">174,211</div><div id="a47990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:99px;">$ </div><div id="a47992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:99px;">183,593</div><div id="a47994" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:99px;">$ </div><div id="a47996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:99px;">182,478</div><div id="a48000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:112px;">Other debt securities </div><div id="a48003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:112px;">63,409</div><div id="a48006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:112px;">63,171</div><div id="a48009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:112px;">56,846</div><div id="a48012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:112px;">56,679</div><div id="a48015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:126px;">Total debt securities at amortized cost, net of allowance for credit losses</div><div id="a48019" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:126px;">238,677</div><div id="a48022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:126px;">237,382</div><div id="a48025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:126px;">240,439</div><div id="a48028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:126px;">239,157</div><div id="a48031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:140px;">Total loans, net of allowance for loan losses<div style="display:inline-block;width:2px"> </div></div><div id="a48034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:140px;">964,289</div><div id="a48037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:140px;">965,599</div><div id="a48040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:140px;">953,012</div><div id="a48043" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:140px;">956,424</div><div id="a48046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:153px;">Total financial assets not carried at fair value </div><div id="a48048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:153px;">$ </div><div id="a48050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:153px;">1,202,966</div><div id="a48052" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:153px;">$ </div><div id="a48054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:153px;">1,202,981</div><div id="a48056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:153px;">$ </div><div id="a48058" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:153px;">1,193,451</div><div id="a48060" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:153px;">$ </div><div id="a48062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:153px;">1,195,581</div><div id="a48076" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:183px;">FINANCIAL LIABILITIES </div><div id="a48087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:197px;">Deposits </div><div id="a48089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:197px;">$ </div><div id="a48091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:197px;">1,243,431</div><div id="a48093" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:197px;">$ </div><div id="a48095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:197px;">1,242,629</div><div id="a48097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:197px;">$ </div><div id="a48099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:197px;">1,267,104</div><div id="a48101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:197px;">$ </div><div id="a48103" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:197px;">1,267,466</div><div id="a48106" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:210px;">Securitization liabilities at amortized<div style="display:inline-block;width:1px"> </div>cost<div style="display:inline-block;width:3px"> </div></div><div id="a48109" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:210px;">16,017</div><div id="a48112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:210px;">15,973</div><div id="a48115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:210px;">14,841</div><div id="a48118" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:210px;">14,805</div><div id="a48121" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:224px;">Subordinated notes and debentures<div style="display:inline-block;width:2px"> </div></div><div id="a48123" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:224px;">10,345</div><div id="a48127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:224px;">10,422</div><div id="a48131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48133" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:224px;">10,733</div><div id="a48136" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:224px;">10,929</div><div id="a48139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:237px;">Total financial liabilities not carried at fair value </div><div id="a48141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:237px;">$ </div><div id="a48143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:237px;">1,269,793</div><div id="a48145" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:237px;">$ </div><div id="a48147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:237px;">1,269,024</div><div id="a48149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:237px;">$ </div><div id="a48151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:237px;">1,292,678</div><div id="a48153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:237px;">$ </div><div id="a48155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:237px;">1,293,200</div></div><div id="TextBlockContainer103" style="position:relative;line-height:normal;width:408px;height:11px;"><div id="a48159_1_108" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">This table excludes financial assets and liabilities where the carrying value approximates their fair value.</div></div> 175268000000 174211000000 183593000000 182478000000 63409000000 63171000000 56846000000 56679000000 238677000000 237382000000 240439000000 239157000000 964289000000 965599000000 953012000000 956424000000 1202966000000 1202981000000 1193451000000 1195581000000 1243431000000 1242629000000 1267104000000 1267466000000 16017000000 15973000000 14841000000 14805000000 10345000000 10422000000 10733000000 10929000000 1269793000000 1269024000000 1292678000000 1293200000000 <div id="TextBlockContainer107" style="position:relative;line-height:normal;width:691px;height:26px;"><div id="a48188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the levels within<div style="display:inline-block;width:1px"> </div>the fair value hierarchy for each of the assets<div style="display:inline-block;width:1px"> </div>and liabilities measured at fair value on a<div style="display:inline-block;width:1px"> </div>recurring basis as at </div><div id="a48190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">April 30, 2026 and October 31, 2025.</div></div><div id="TextBlockContainer111" style="position:relative;line-height:normal;width:731px;height:717px;"><div id="a48201" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis</div><div id="a48213" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a48230" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:14px;">As at </div><div id="a48239" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:24px;">April 30, 2026</div><div id="a48247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:24px;">October 31, 2025 </div><div id="a48252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:34px;">Level 1 </div><div id="a48254" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:34px;">Level 2 </div><div id="a48256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:34px;">Level 3 </div><div id="a48258" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:34px;">Total</div><div id="a48261" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:34px;">Level 1 </div><div id="a48263" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:34px;">Level 2 </div><div id="a48265" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:34px;">Level 3 </div><div id="a48267" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:34px;">Total</div><div id="a48271" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:44px;">FINANCIAL ASSETS AND COMMODITIES </div><div id="a48290" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:55px;">Trading loans, securities, and other</div><div id="a48291" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:141px;top:54px;">1</div><div id="a48310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:66px;">Government and government-related securities </div><div id="a48331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;">Canadian government debt </div><div id="a48351" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:85px;">Federal </div><div id="a48353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:252px;top:85px;">$ </div><div id="a48355" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:85px;">3,767</div><div id="a48357" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:310px;top:85px;">$ </div><div id="a48359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:85px;">4,323</div><div id="a48361" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:368px;top:85px;">$ </div><div id="a48363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:85px;">–</div><div id="a48365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:85px;">$ </div><div id="a48367" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:85px;">8,090</div><div id="a48369" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:484px;top:85px;">$ </div><div id="a48371" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:85px;">4,892</div><div id="a48373" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:542px;top:85px;">$ </div><div id="a48375" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:85px;">3,875</div><div id="a48377" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:85px;">$ </div><div id="a48379" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:85px;">–</div><div id="a48381" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:85px;">$ </div><div id="a48383" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:85px;">8,767</div><div id="a48387" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:95px;">Provinces<div style="display:inline-block;width:2px"> </div></div><div id="a48390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:95px;">–</div><div id="a48393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:95px;">5,939</div><div id="a48396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:95px;">–</div><div id="a48399" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:95px;">5,939</div><div id="a48402" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:95px;">–</div><div id="a48405" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:95px;">4,537</div><div id="a48408" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:95px;">–</div><div id="a48411" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:95px;">4,537</div><div id="a48414" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:105px;">U.S. federal, state, municipal governments, </div><div id="a48434" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:115px;"><div style="display:inline-block;width:2px"> </div>and agencies debt </div><div id="a48438" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:115px;">4,276</div><div id="a48441" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:115px;">24,255</div><div id="a48444" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:115px;">–</div><div id="a48447" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:115px;">28,531</div><div id="a48450" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:115px;">2,973</div><div id="a48453" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:115px;">20,811</div><div id="a48456" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:115px;">–</div><div id="a48459" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:115px;">23,784</div><div id="a48462" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:125px;">Other OECD</div><div id="a48463" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:51px;top:125px;">2</div><div id="a48464" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:54px;top:125px;"><div style="display:inline-block;width:2px"> </div>government-guaranteed debt </div><div id="a48470" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:125px;">189</div><div id="a48473" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:125px;">6,502</div><div id="a48476" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:125px;">–</div><div id="a48479" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:125px;">6,691</div><div id="a48482" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:125px;">283</div><div id="a48485" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:125px;">5,818</div><div id="a48488" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:125px;">–</div><div id="a48491" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:125px;">6,101</div><div id="a48494" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:135px;">Mortgage-backed securities </div><div id="a48499" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:135px;">–</div><div id="a48502" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:135px;">794</div><div id="a48505" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:135px;">–</div><div id="a48508" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">794</div><div id="a48511" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:135px;">–</div><div id="a48514" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:135px;">768</div><div id="a48517" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">–</div><div id="a48520" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:135px;">768</div><div id="a48523" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:145px;">Other debt securities </div><div id="a48542" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:155px;">Canadian issuers<div style="display:inline-block;width:2px"> </div></div><div id="a48545" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:155px;">–</div><div id="a48548" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:155px;">7,583</div><div id="a48551" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:155px;">48</div><div id="a48554" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:155px;">7,631</div><div id="a48557" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:155px;">–</div><div id="a48560" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:155px;">6,695</div><div id="a48563" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:155px;">67</div><div id="a48566" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:155px;">6,762</div><div id="a48569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:165px;">Other issuers </div><div id="a48572" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:165px;">–</div><div id="a48575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:165px;">17,607</div><div id="a48578" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:165px;">–</div><div id="a48581" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:165px;">17,607</div><div id="a48584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:165px;">–</div><div id="a48587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:165px;">16,508</div><div id="a48590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:165px;">–</div><div id="a48593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:165px;">16,508</div><div id="a48596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:175px;">Equity securities </div><div id="a48599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:175px;">92,306</div><div id="a48602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:175px;">280</div><div id="a48605" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:175px;">25</div><div id="a48608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:175px;">92,611</div><div id="a48611" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:175px;">87,713</div><div id="a48614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:175px;">171</div><div id="a48617" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:175px;">25</div><div id="a48620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:175px;">87,909</div><div id="a48623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:185px;">Trading loans<div style="display:inline-block;width:3px"> </div></div><div id="a48626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:185px;">–</div><div id="a48629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:185px;">30,114</div><div id="a48632" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:185px;">426</div><div id="a48635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:185px;">30,540</div><div id="a48638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:185px;">–</div><div id="a48641" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:185px;">30,032</div><div id="a48644" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:185px;">–</div><div id="a48647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:185px;">30,032</div><div id="a48650" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:195px;">Commodities </div><div id="a48653" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:195px;">31,805</div><div id="a48656" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">1,441</div><div id="a48659" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:195px;">–</div><div id="a48662" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:195px;">33,246</div><div id="a48665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:195px;">33,446</div><div id="a48668" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:195px;">1,521</div><div id="a48671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:195px;">–</div><div id="a48674" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:195px;">34,967</div><div id="a48677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:205px;">Retained interests </div><div id="a48680" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:205px;">–</div><div id="a48683" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:205px;">–</div><div id="a48686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:205px;">–</div><div id="a48689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:205px;">–</div><div id="a48692" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:205px;">–</div><div id="a48695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:205px;">1</div><div id="a48698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:205px;">–</div><div id="a48701" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:205px;">1</div><div id="a48704" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:216px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48707" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:216px;">132,343</div><div id="a48710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:216px;">98,838</div><div id="a48713" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:216px;">499</div><div id="a48716" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:216px;">231,680</div><div id="a48719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:216px;">129,307</div><div id="a48722" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:216px;">90,737</div><div id="a48725" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:216px;">92</div><div id="a48728" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:216px;">220,136</div><div id="a48731" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:226px;">Non-trading financial assets at fair value<div style="display:inline-block;width:2px"> </div></div><div id="a48753" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:235px;">through profit or loss </div><div id="a48772" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:246px;">Securities</div><div id="a48776" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:246px;">536</div><div id="a48779" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:246px;">5,249</div><div id="a48782" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:246px;">1,529</div><div id="a48785" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:246px;">7,314</div><div id="a48788" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:246px;">465</div><div id="a48790" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:246px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:246px;">5,019</div><div id="a48795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:246px;">1,567</div><div id="a48798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:246px;">7,051</div><div id="a48801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Loans</div><div id="a48805" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:255px;">–</div><div id="a48808" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:255px;">780</div><div id="a48811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:255px;">1</div><div id="a48814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:255px;">781</div><div id="a48817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:255px;">–</div><div id="a48820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:255px;">344</div><div id="a48823" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:255px;">–</div><div id="a48826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:255px;">344</div><div id="a48831" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:266px;">536</div><div id="a48834" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:266px;">6,029</div><div id="a48837" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:266px;">1,530</div><div id="a48840" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:266px;">8,095</div><div id="a48843" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:266px;">465</div><div id="a48846" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:266px;">5,363</div><div id="a48849" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:266px;">1,567</div><div id="a48852" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:266px;">7,395</div><div id="a48855" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:276px;">Derivatives </div><div id="a48874" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:286px;">Interest rate contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48877" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:286px;">6</div><div id="a48880" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:286px;">9,749</div><div id="a48883" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:286px;letter-spacing:0.25px;">11</div><div id="a48886" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:286px;">9,766</div><div id="a48889" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:286px;">6</div><div id="a48891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:286px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48893" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:286px;">10,990</div><div id="a48896" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:286px;">8</div><div id="a48899" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:286px;">11,004</div><div id="a48902" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:295px;">Foreign exchange contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48905" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:295px;">106</div><div id="a48908" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:295px;">40,883</div><div id="a48911" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:295px;">1</div><div id="a48914" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:295px;">40,990</div><div id="a48917" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:295px;">30</div><div id="a48920" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:295px;">53,576</div><div id="a48923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:295px;">3</div><div id="a48926" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:295px;">53,609</div><div id="a48929" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:306px;">Credit contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48932" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:306px;">–</div><div id="a48935" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:306px;">87</div><div id="a48938" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:306px;">–</div><div id="a48941" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:306px;">87</div><div id="a48944" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:306px;">–</div><div id="a48947" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:306px;">44</div><div id="a48950" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:306px;">–</div><div id="a48953" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:306px;">44</div><div id="a48956" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:315px;">Equity contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48959" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:315px;">179</div><div id="a48962" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:315px;">16,305</div><div id="a48965" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:315px;">–</div><div id="a48968" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:315px;">16,484</div><div id="a48971" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:315px;">162</div><div id="a48974" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">12,534</div><div id="a48977" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:315px;">–</div><div id="a48980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:315px;">12,696</div><div id="a48983" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:326px;">Commodity and other contracts<div style="display:inline-block;width:2px"> </div></div><div id="a48986" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:326px;">735</div><div id="a48989" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:326px;">6,709</div><div id="a48992" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:326px;">64</div><div id="a48995" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:326px;">7,508</div><div id="a48998" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:326px;">752</div><div id="a49001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:326px;">4,867</div><div id="a49004" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:326px;">–</div><div id="a49007" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:326px;">5,619</div><div id="a49012" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:336px;">1,026</div><div id="a49015" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:336px;">73,733</div><div id="a49018" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:336px;">76</div><div id="a49021" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:336px;">74,835</div><div id="a49024" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:336px;">950</div><div id="a49027" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:336px;">82,011</div><div id="a49030" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:336px;">11</div><div id="a49033" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:336px;">82,972</div><div id="a49036" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:346px;">Financial assets designated at </div><div id="a49056" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:355px;">fair value through profit or loss </div><div id="a49075" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:366px;">Securities</div><div id="a49076" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:41px;top:365px;">1</div><div id="a49079" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:366px;">–</div><div id="a49082" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:366px;">7,299</div><div id="a49085" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:366px;">–</div><div id="a49088" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:366px;">7,299</div><div id="a49091" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:366px;">–</div><div id="a49093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:366px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49095" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:366px;">6,986</div><div id="a49098" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:366px;">–</div><div id="a49101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:366px;">6,986</div><div id="a49106" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:376px;">–</div><div id="a49109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:376px;">7,299</div><div id="a49112" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:376px;">–</div><div id="a49115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:376px;">7,299</div><div id="a49118" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:376px;">–</div><div id="a49121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:376px;">6,986</div><div id="a49124" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:376px;">–</div><div id="a49127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:376px;">6,986</div><div id="a49130" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:386px;">Financial assets at fair value through other<div style="display:inline-block;width:2px"> </div></div><div id="a49150" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:395px;">comprehensive income </div><div id="a49169" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:406px;">Government and government-related securities </div><div id="a49190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:415px;">Canadian government debt </div><div id="a49210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:426px;">Federal </div><div id="a49213" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:426px;">129</div><div id="a49216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:426px;">17,010</div><div id="a49219" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:426px;">–</div><div id="a49222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:426px;">17,139</div><div id="a49225" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:426px;">100</div><div id="a49228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:426px;">15,791</div><div id="a49231" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:426px;">–</div><div id="a49234" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:426px;">15,891</div><div id="a49238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:435px;">Provinces<div style="display:inline-block;width:2px"> </div></div><div id="a49241" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:435px;">–</div><div id="a49244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:435px;">21,013</div><div id="a49247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:435px;">–</div><div id="a49250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:435px;">21,013</div><div id="a49253" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:435px;">–</div><div id="a49256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:435px;">21,080</div><div id="a49259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:435px;">–</div><div id="a49262" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:435px;">21,080</div><div id="a49265" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:446px;">U.S. federal, state, municipal governments, </div><div id="a49285" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:455px;"><div style="display:inline-block;width:2px"> </div>and agencies debt </div><div id="a49289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:455px;">500</div><div id="a49292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:455px;">53,965</div><div id="a49295" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:455px;">–</div><div id="a49298" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:455px;">54,465</div><div id="a49301" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:455px;">851</div><div id="a49304" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:455px;">53,641</div><div id="a49307" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:455px;">–</div><div id="a49310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:455px;">54,492</div><div id="a49313" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:466px;">Other OECD government-guaranteed debt </div><div id="a49318" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:466px;">–</div><div id="a49321" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:466px;">8,335</div><div id="a49324" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:466px;">–</div><div id="a49327" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:466px;">8,335</div><div id="a49330" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:466px;">–</div><div id="a49333" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:466px;">7,875</div><div id="a49336" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:466px;">–</div><div id="a49339" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:466px;">7,875</div><div id="a49342" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:475px;">Mortgage-backed securities </div><div id="a49347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:475px;">–</div><div id="a49350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:475px;">1,840</div><div id="a49353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:475px;">–</div><div id="a49356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:475px;">1,840</div><div id="a49359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:475px;">–</div><div id="a49362" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:475px;">1,896</div><div id="a49365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:475px;">–</div><div id="a49368" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:475px;">1,896</div><div id="a49371" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:486px;">Other debt securities </div><div id="a49390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:495px;">Asset-backed securities </div><div id="a49395" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:495px;">–</div><div id="a49398" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:495px;">8,327</div><div id="a49401" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:495px;">–</div><div id="a49404" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:495px;">8,327</div><div id="a49407" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:495px;">–</div><div id="a49410" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:495px;">8,709</div><div id="a49413" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:495px;">–</div><div id="a49416" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:495px;">8,709</div><div id="a49419" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:506px;">Corporate and other debt </div><div id="a49422" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:506px;">–</div><div id="a49425" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:506px;">13,765</div><div id="a49428" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:506px;">–</div><div id="a49431" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:506px;">13,765</div><div id="a49434" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:506px;">–</div><div id="a49437" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:506px;">13,091</div><div id="a49440" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:506px;">–</div><div id="a49443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:506px;">13,091</div><div id="a49446" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:515px;">Equity securities</div><div id="a49450" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:515px;">1,188</div><div id="a49453" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:515px;">4</div><div id="a49456" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:515px;">2,143</div><div id="a49459" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:515px;">3,335</div><div id="a49462" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:515px;">1,136</div><div id="a49465" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:515px;">–</div><div id="a49468" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:515px;">1,911</div><div id="a49471" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:515px;">3,047</div><div id="a49474" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:526px;">Loans </div><div id="a49477" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:526px;">–</div><div id="a49480" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:526px;">393</div><div id="a49483" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:526px;">–</div><div id="a49486" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:526px;">393</div><div id="a49489" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:526px;">–</div><div id="a49492" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:526px;">288</div><div id="a49495" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:526px;">–</div><div id="a49498" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:526px;">288</div><div id="a49501" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:536px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49504" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:536px;">1,817</div><div id="a49507" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:536px;">124,652</div><div id="a49510" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:536px;">2,143</div><div id="a49513" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:536px;">128,612</div><div id="a49516" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:536px;">2,087</div><div id="a49519" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:536px;">122,371</div><div id="a49522" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:536px;">1,911</div><div id="a49525" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:536px;">126,369</div><div id="a49528" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:546px;">Securities purchased under reverse </div><div id="a49548" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:555px;">repurchase agreements </div><div id="a49551" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:555px;">–</div><div id="a49554" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:555px;">6,901</div><div id="a49557" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:555px;">–</div><div id="a49560" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:555px;">6,901</div><div id="a49563" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:555px;">–</div><div id="a49566" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:555px;">7,574</div><div id="a49569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:555px;">–</div><div id="a49572" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:555px;">7,574</div><div id="a49575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:566px;">FINANCIAL LIABILITIES </div><div id="a49594" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:576px;">Trading deposits </div><div id="a49596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:256px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49598" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:576px;">–</div><div id="a49600" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:314px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:576px;">39,150</div><div id="a49604" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49606" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:576px;">158</div><div id="a49608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49610" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:576px;">39,308</div><div id="a49612" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:576px;">–</div><div id="a49617" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:576px;">37,609</div><div id="a49620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:576px;">273</div><div id="a49623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:576px;">37,882</div><div id="a49626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:586px;">Derivatives<div style="display:inline-block;width:2px"> </div></div><div id="a49645" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:595px;">Interest rate contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49648" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:595px;">4</div><div id="a49651" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:595px;">9,763</div><div id="a49654" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:595px;">88</div><div id="a49657" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:595px;">9,855</div><div id="a49660" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:595px;">6</div><div id="a49662" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49664" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:595px;">9,572</div><div id="a49666" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49668" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:595px;">76</div><div id="a49670" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49672" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:595px;">9,654</div><div id="a49675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:606px;">Foreign exchange contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49678" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:295px;top:606px;">75</div><div id="a49681" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:606px;">33,505</div><div id="a49684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:606px;">2</div><div id="a49687" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:606px;">33,582</div><div id="a49690" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:606px;">24</div><div id="a49693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:606px;">42,496</div><div id="a49696" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:606px;">5</div><div id="a49699" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:606px;">42,525</div><div id="a49702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:615px;">Credit contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49705" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:615px;">–</div><div id="a49708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:615px;">378</div><div id="a49711" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:615px;">–</div><div id="a49714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:615px;">378</div><div id="a49717" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:615px;">–</div><div id="a49720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:615px;">440</div><div id="a49723" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:615px;">–</div><div id="a49726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:615px;">440</div><div id="a49729" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:626px;">Equity contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:626px;">–</div><div id="a49735" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:626px;">23,570</div><div id="a49738" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:626px;">107</div><div id="a49741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:626px;">23,677</div><div id="a49744" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:626px;">–</div><div id="a49747" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:626px;">19,528</div><div id="a49750" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:626px;">155</div><div id="a49753" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:626px;">19,683</div><div id="a49756" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:635px;">Commodity and other contracts<div style="display:inline-block;width:2px"> </div></div><div id="a49759" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:635px;">1,190</div><div id="a49762" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:635px;">5,822</div><div id="a49765" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:635px;">28</div><div id="a49768" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:635px;">7,040</div><div id="a49771" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:635px;">806</div><div id="a49774" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:635px;">6,193</div><div id="a49777" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:635px;">55</div><div id="a49780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:635px;">7,054</div><div id="a49786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:646px;">1,269</div><div id="a49789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:646px;">73,038</div><div id="a49792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:646px;">225</div><div id="a49795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:646px;">74,532</div><div id="a49798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:646px;">836</div><div id="a49801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:646px;">78,229</div><div id="a49804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:646px;">291</div><div id="a49806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:646px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49808" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:646px;">79,356</div><div id="a49811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:656px;">Securitization liabilities at fair value </div><div id="a49814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:656px;">–</div><div id="a49817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:656px;">26,028</div><div id="a49820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:656px;">–</div><div id="a49823" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:656px;">26,028</div><div id="a49826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:656px;">–</div><div id="a49828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49830" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:656px;">25,283</div><div id="a49832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49834" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:656px;">–</div><div id="a49836" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:656px;">25,283</div><div id="a49841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:666px;">Financial liabilities designated at fair value </div><div id="a49861" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:675px;">through profit or loss </div><div id="a49864" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:675px;">–</div><div id="a49867" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:675px;">222,499</div><div id="a49870" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:675px;">4</div><div id="a49873" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:675px;">222,503</div><div id="a49876" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:675px;">–</div><div id="a49878" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49880" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:675px;">197,633</div><div id="a49882" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49884" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:675px;">2</div><div id="a49886" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:675px;">197,635</div><div id="a49891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:686px;">Obligations related to securities sold short</div><div id="a49892" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:169px;top:686px;">1</div><div id="a49894" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:256px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49896" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:686px;">13,866</div><div id="a49899" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:686px;">28,427</div><div id="a49902" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:686px;">–</div><div id="a49905" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:686px;">42,293</div><div id="a49908" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:686px;">15,342</div><div id="a49910" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49912" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:686px;">28,453</div><div id="a49914" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49916" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:686px;">–</div><div id="a49918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a49920" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:686px;">43,795</div><div id="a49923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:697px;">Obligations related to securities sold </div><div id="a49943" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:707px;">under repurchase agreements </div><div id="a49946" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:707px;">–</div><div id="a49949" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:707px;">11,106</div><div id="a49952" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:707px;">–</div><div id="a49955" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:707px;">11,106</div><div id="a49958" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:707px;">–</div><div id="a49961" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:707px;">11,557</div><div id="a49964" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:707px;">–</div><div id="a49967" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:707px;">11,557</div></div><div id="TextBlockContainer116" style="position:relative;line-height:normal;width:581px;height:21px;"><div id="div_114_XBRL_TS_749240dea70541c0a7f9a0393131ffda" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer115" style="position:relative;line-height:normal;width:581px;height:21px;"><div id="a49971_1_152" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but<div style="display:inline-block;width:4px"> </div>not yet purchased (short positions). </div><div id="a49975" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a49977" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#202122;left:9px;top:11px;">Organisation for Economic Co-operation and Development (OECD).</div></div></div></div> 3767000000 4323000000 0 8090000000 4892000000 3875000000 0 8767000000 0 5939000000 0 5939000000 0 4537000000 0 4537000000 4276000000 24255000000 0 28531000000 2973000000 20811000000 0 23784000000 189000000 6502000000 0 6691000000 283000000 5818000000 0 6101000000 0 794000000 0 794000000 0 768000000 0 768000000 0 7583000000 48000000 7631000000 0 6695000000 67000000 6762000000 0 17607000000 0 17607000000 0 16508000000 0 16508000000 92306000000 280000000 25000000 92611000000 87713000000 171000000 25000000 87909000000 0 30114000000 426000000 30540000000 0 30032000000 0 30032000000 31805000000 1441000000 0 33246000000 33446000000 1521000000 0 34967000000 0 0 0 0 0 1000000 0 1000000 132343000000 98838000000 499000000 231680000000 129307000000 90737000000 92000000 220136000000 536000000 5249000000 1529000000 7314000000 465000000 5019000000 1567000000 7051000000 0 780000000 1000000 781000000 0 344000000 0 344000000 536000000 6029000000 1530000000 8095000000 465000000 5363000000 1567000000 7395000000 6000000 9749000000 11000000 9766000000 6000000 10990000000 8000000 11004000000 106000000 40883000000 1000000 40990000000 30000000 53576000000 3000000 53609000000 0 87000000 0 87000000 0 44000000 0 44000000 179000000 16305000000 0 16484000000 162000000 12534000000 0 12696000000 735000000 6709000000 64000000 7508000000 752000000 4867000000 0 5619000000 1026000000 73733000000 76000000 74835000000 950000000 82011000000 11000000 82972000000 0 7299000000 0 7299000000 0 6986000000 0 6986000000 0 7299000000 0 7299000000 0 6986000000 0 6986000000 129000000 17010000000 0 17139000000 100000000 15791000000 0 15891000000 0 21013000000 0 21013000000 0 21080000000 0 21080000000 500000000 53965000000 0 54465000000 851000000 53641000000 0 54492000000 0 8335000000 0 8335000000 0 7875000000 0 7875000000 0 1840000000 0 1840000000 0 1896000000 0 1896000000 0 8327000000 0 8327000000 0 8709000000 0 8709000000 0 13765000000 0 13765000000 0 13091000000 0 13091000000 1188000000 4000000 2143000000 3335000000 1136000000 0 1911000000 3047000000 0 393000000 0 393000000 0 288000000 0 288000000 1817000000 124652000000 2143000000 128612000000 2087000000 122371000000 1911000000 126369000000 0 6901000000 0 6901000000 0 7574000000 0 7574000000 0 39150000000 158000000 39308000000 0 37609000000 273000000 37882000000 4000000 9763000000 88000000 9855000000 6000000 9572000000 76000000 9654000000 75000000 33505000000 2000000 33582000000 24000000 42496000000 5000000 42525000000 0 378000000 0 378000000 0 440000000 0 440000000 0 23570000000 107000000 23677000000 0 19528000000 155000000 19683000000 1190000000 5822000000 28000000 7040000000 806000000 6193000000 55000000 7054000000 1269000000 73038000000 225000000 74532000000 836000000 78229000000 291000000 79356000000 0 26028000000 0 26028000000 0 25283000000 0 25283000000 0 222499000000 4000000 222503000000 0 197633000000 2000000 197635000000 13866000000 28427000000 0 42293000000 15342000000 28453000000 0 43795000000 0 11106000000 0 11106000000 0 11557000000 0 11557000000 <div id="TextBlockContainer121" style="position:relative;line-height:normal;width:734px;height:245px;"><div id="a50148" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Transfers Between Fair Value Hierarchy Levels </div><div id="a50159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a50162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:14px;">For the three months ended </div><div id="a50168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:27px;">April 30, 2026</div><div id="a50172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:27px;">April 30, 2025 </div><div id="a50177" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:41px;">Level 1 to Level 2 </div><div id="a50179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:41px;">Level 2 to Level 1 </div><div id="a50181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:41px;">Level 1 to Level 2 </div><div id="a50183" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:41px;">Level 2 to Level 1 </div><div id="a50196" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Trading loans, securities, and other</div><div id="a50199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:68px;">$ </div><div id="a50201" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:68px;">1,874</div><div id="a50203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:68px;">$ </div><div id="a50205" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:68px;">1,133</div><div id="a50207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:68px;">$ </div><div id="a50209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:68px;">–</div><div id="a50211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:68px;">$ </div><div id="a50213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:68px;">1,660</div><div id="a50216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Financial assets at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive </div><div id="a50228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:95px;">income </div><div id="a50231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:95px;">498</div><div id="a50234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:95px;">627</div><div id="a50237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:95px;">–</div><div id="a50240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:95px;">3,584</div><div id="a50243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:108px;">Obligations related to securities sold<div style="display:inline-block;width:1px"> </div>short </div><div id="a50246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:108px;">2,040</div><div id="a50249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:108px;">906</div><div id="a50252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:108px;">–</div><div id="a50255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:108px;">1,856</div><div id="a50271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:136px;">For the six months ended </div><div id="a50277" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:149px;">April 30, 2026</div><div id="a50281" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:149px;">April 30, 2025 </div><div id="a50286" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:163px;">Level 1 to Level 2 </div><div id="a50288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:163px;">Level 2 to Level 1 </div><div id="a50290" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:163px;">Level 1 to Level 2 </div><div id="a50292" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:163px;">Level 2 to Level 1 </div><div id="a50305" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:190px;">Trading loans, securities, and other</div><div id="a50308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:190px;">$ </div><div id="a50310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:190px;">4,054</div><div id="a50312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:190px;">$ </div><div id="a50314" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:190px;">1,641</div><div id="a50316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:190px;">$ </div><div id="a50318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:190px;">–</div><div id="a50320" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:190px;">$ </div><div id="a50322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:190px;">1,972</div><div id="a50325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:203px;">Financial assets at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive </div><div id="a50337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:217px;">income </div><div id="a50340" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:217px;">1,008</div><div id="a50343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:217px;">629</div><div id="a50346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:217px;">–</div><div id="a50349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:217px;">3,586</div><div id="a50352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:232px;">Obligations related to securities sold<div style="display:inline-block;width:1px"> </div>short </div><div id="a50355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:232px;">3,102</div><div id="a50358" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:232px;">1,965</div><div id="a50361" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:232px;">–</div><div id="a50364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:232px;">910</div></div> 1874000000 1133000000 0 1660000000 498000000 627000000 0 3584000000 2040000000 906000000 0 1856000000 4054000000 1641000000 0 1972000000 1008000000 629000000 0 3586000000 3102000000 1965000000 0 910000000 <div id="TextBlockContainer127" style="position:relative;line-height:normal;width:725px;height:26px;"><div id="a50529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following tables set out changes in fair<div style="display:inline-block;width:1px"> </div>value of all assets and liabilities measured<div style="display:inline-block;width:1px"> </div>at fair value using significant Level 3 unobservable<div style="display:inline-block;width:1px"> </div>inputs for the three and </div><div id="a50540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">six months ended April 30, 2026 and April 30,<div style="display:inline-block;width:1px"> </div>2025.</div></div><div id="TextBlockContainer131" style="position:relative;line-height:normal;width:731px;height:373px;"><div id="a50555" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities </div><div id="a50566" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;">(millions of Canadian dollars) </div><div id="a50575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:672px;top:10px;">Change in </div><div id="a50593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:671px;top:20px;">unrealized </div><div id="a50599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:30px;">Fair </div><div id="a50601" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:30px;">Total realized and </div><div id="a50608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:30px;">Fair<div style="display:inline-block;width:2px"> </div></div><div id="a50610" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:689px;top:30px;">gains </div><div id="a50615" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:40px;">value as at </div><div id="a50617" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:40px;">unrealized gains (losses) </div><div id="a50619" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:40px;">Movements</div><div id="a50620" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:455px;top:39px;">1</div><div id="a50624" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:548px;top:40px;">Transfers </div><div id="a50626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:40px;">value as at<div style="display:inline-block;width:2px"> </div></div><div id="a50628" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:668px;top:40px;">(losses) on </div><div id="a50633" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:50px;">February 1 </div><div id="a50635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:50px;">Included </div><div id="a50637" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:50px;">Included </div><div id="a50639" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:50px;">Purchases/ </div><div id="a50641" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:435px;top:50px;">Sales/ </div><div id="a50643" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:50px;">Into </div><div id="a50645" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:50px;">Out of </div><div id="a50647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:50px;">April 30 </div><div id="a50649" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:50px;">instruments </div><div id="a50654" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:60px;">2026</div><div id="a50657" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:60px;">in income</div><div id="a50658" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:59px;">2</div><div id="a50660" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:60px;">in OCI</div><div id="a50661" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:59px;">3,4</div><div id="a50663" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:60px;">Issuances<div style="display:inline-block;width:2px"> </div></div><div id="a50665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:60px;">Settlements </div><div id="a50667" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:494px;top:60px;">Level 3 </div><div id="a50669" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:60px;">Level 3 </div><div id="a50671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:60px;">2026 </div><div id="a50673" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:675px;top:60px;">still held</div><div id="a50674" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:59px;">5</div><div id="a50677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a50698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:80px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a50720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:90px;">and other </div><div id="a50741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Other debt securities </div><div id="a50743" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:100px;">$ </div><div id="a50745" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:100px;">67</div><div id="a50747" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:100px;">$ </div><div id="a50749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:100px;">–</div><div id="a50751" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:100px;">$ </div><div id="a50753" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a50755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:100px;">$ </div><div id="a50757" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a50759" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:100px;">$ </div><div id="a50761" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:100px;display:flex;">(19)</div><div id="a50763" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:100px;">$ </div><div id="a50765" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:100px;">1</div><div id="a50767" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:100px;">$ </div><div id="a50769" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:100px;display:flex;">(1)</div><div id="a50771" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:100px;">$ </div><div id="a50773" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:100px;">48</div><div id="a50775" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:100px;">$ </div><div id="a50777" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:100px;display:flex;">(1)</div><div id="a50780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Equity securities </div><div id="a50783" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:110px;">23</div><div id="a50786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:110px;">2</div><div id="a50789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a50792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:110px;">–</div><div id="a50795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a50798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a50801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a50804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:110px;">25</div><div id="a50807" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a50810" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:120px;">Trading loans </div><div id="a50813" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:193px;top:120px;">179</div><div id="a50816" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:120px;display:flex;">(9)</div><div id="a50819" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:120px;">–</div><div id="a50822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:120px;">256</div><div id="a50825" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:120px;">–</div><div id="a50828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:120px;">–</div><div id="a50831" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:120px;">–</div><div id="a50834" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:120px;">426</div><div id="a50837" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:120px;">– </div><div id="a50840" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a50842" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a50844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:193px;top:130px;">269</div><div id="a50847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:130px;display:flex;">(7)</div><div id="a50850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:130px;">–</div><div id="a50853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:130px;">256</div><div id="a50856" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:130px;display:flex;">(19)</div><div id="a50859" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:130px;">1</div><div id="a50862" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:130px;display:flex;">(1)</div><div id="a50865" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:130px;">499</div><div id="a50867" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a50869" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:130px;display:flex;">(1)</div><div id="a50872" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:140px;">Non-trading financial </div><div id="a50896" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">assets at fair value </div><div id="a50918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:160px;">through profit or loss </div><div id="a50939" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:170px;">Securities </div><div id="a50942" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:170px;">1,622</div><div id="a50945" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:170px;">39</div><div id="a50948" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:170px;display:flex;">(2)</div><div id="a50951" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:170px;">50</div><div id="a50954" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:170px;display:flex;">(184)</div><div id="a50957" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:170px;">4</div><div id="a50960" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:170px;">–</div><div id="a50963" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:170px;">1,529</div><div id="a50966" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:170px;">22</div><div id="a50969" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:180px;">Loans </div><div id="a50972" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:180px;">–</div><div id="a50975" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:180px;">–</div><div id="a50978" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:180px;">–</div><div id="a50981" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:180px;">1</div><div id="a50984" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:180px;">–</div><div id="a50987" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:180px;">–</div><div id="a50990" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:180px;">–</div><div id="a50993" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:180px;">1</div><div id="a50996" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:180px;">–</div><div id="a51001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:190px;">1,622</div><div id="a51004" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:190px;">39</div><div id="a51007" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:190px;display:flex;">(2)</div><div id="a51010" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:190px;">51</div><div id="a51013" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:190px;display:flex;">(184)</div><div id="a51016" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:190px;">4</div><div id="a51019" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:190px;">–</div><div id="a51022" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:190px;">1,530</div><div id="a51025" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:190px;">22</div><div id="a51028" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:200px;">Financial assets at fair value </div><div id="a51050" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:210px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a51072" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:220px;">comprehensive income </div><div id="a51093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:230px;">Other debt securities </div><div id="a51096" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:230px;">–</div><div id="a51099" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a51102" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:230px;">–</div><div id="a51105" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:230px;">–</div><div id="a51108" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:230px;">–</div><div id="a51111" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a51114" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a51117" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:230px;">–</div><div id="a51120" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:230px;">–</div><div id="a51123" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:240px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a51126" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:240px;">2,159</div><div id="a51129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:240px;">–</div><div id="a51132" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:240px;">8</div><div id="a51135" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:240px;">1</div><div id="a51138" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:240px;display:flex;">(25)</div><div id="a51141" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:240px;">–</div><div id="a51144" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:240px;">–</div><div id="a51147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:240px;">2,143</div><div id="a51150" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:240px;">3</div><div id="a51154" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:250px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51156" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:250px;">$ </div><div id="a51158" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:250px;">2,159</div><div id="a51160" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:250px;">$ </div><div id="a51162" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:250px;">–</div><div id="a51164" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:250px;">$ </div><div id="a51166" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:250px;">8</div><div id="a51168" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:250px;">$ </div><div id="a51170" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:250px;">1</div><div id="a51172" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:250px;">$ </div><div id="a51174" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:250px;display:flex;">(25)</div><div id="a51176" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:250px;">$ </div><div id="a51178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:250px;">–</div><div id="a51180" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:250px;">$ </div><div id="a51182" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:250px;">–</div><div id="a51184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:250px;">$ </div><div id="a51186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:250px;">2,143</div><div id="a51188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:250px;">$ </div><div id="a51190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:250px;">3</div><div id="a51193" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:262px;">FINANCIAL LIABILITIES </div><div id="a51205" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:271px;">Trading deposits</div><div id="a51206" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:270px;">6</div><div id="a51208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:271px;">$ </div><div id="a51210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:271px;display:flex;">(224)</div><div id="a51212" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:271px;">$ </div><div id="a51214" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:271px;">18</div><div id="a51216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:271px;">$ </div><div id="a51218" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:271px;">–</div><div id="a51220" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:271px;">$ </div><div id="a51222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:271px;display:flex;">(6)</div><div id="a51224" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:271px;">$ </div><div id="a51226" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:271px;">53</div><div id="a51228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:271px;">$ </div><div id="a51230" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:271px;">–</div><div id="a51232" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:271px;">$ </div><div id="a51234" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:271px;">1</div><div id="a51236" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:271px;">$ </div><div id="a51238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:271px;display:flex;">(158)</div><div id="a51240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:271px;">$ </div><div id="a51242" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:271px;">20</div><div id="a51245" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:282px;">Derivatives</div><div id="a51246" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:282px;">7</div><div id="a51267" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:293px;">Interest rate contracts </div><div id="a51269" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:293px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51271" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:293px;display:flex;">(62)</div><div id="a51274" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:293px;display:flex;">(15)</div><div id="a51277" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:293px;">–</div><div id="a51280" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:293px;">–</div><div id="a51283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:293px;">–</div><div id="a51286" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:293px;">–</div><div id="a51289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:293px;">–</div><div id="a51292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:293px;display:flex;">(77)</div><div id="a51294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:293px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51296" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:696px;top:293px;display:flex;">(24)</div><div id="a51299" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:303px;">Foreign exchange contracts </div><div id="a51302" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:303px;display:flex;">(1)</div><div id="a51305" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:303px;">–</div><div id="a51308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:303px;">–</div><div id="a51311" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:303px;">–</div><div id="a51314" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:303px;">–</div><div id="a51317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:303px;">–</div><div id="a51320" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:303px;">–</div><div id="a51323" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:303px;display:flex;">(1)</div><div id="a51326" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:303px;">–</div><div id="a51329" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:313px;">Equity contracts </div><div id="a51332" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:313px;display:flex;">(120)</div><div id="a51335" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:313px;">19</div><div id="a51338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:313px;">–</div><div id="a51341" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:313px;">–</div><div id="a51344" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:313px;display:flex;">(4)</div><div id="a51347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:313px;">–</div><div id="a51350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:313px;display:flex;">(2)</div><div id="a51353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:313px;display:flex;">(107)</div><div id="a51356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:313px;">18</div><div id="a51359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:323px;">Commodity and other contracts </div><div id="a51362" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:323px;display:flex;">(17)</div><div id="a51365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:323px;">25</div><div id="a51368" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:323px;">–</div><div id="a51371" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:323px;">4</div><div id="a51374" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:323px;">–</div><div id="a51377" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:323px;">24</div><div id="a51380" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:323px;">–</div><div id="a51383" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:323px;">36</div><div id="a51386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:323px;">25</div><div id="a51391" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:334px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:334px;display:flex;">(200)</div><div id="a51396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:334px;">29</div><div id="a51399" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:334px;">–</div><div id="a51402" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:334px;">4</div><div id="a51405" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:334px;display:flex;">(4)</div><div id="a51408" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:334px;">24</div><div id="a51411" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:334px;display:flex;">(2)</div><div id="a51414" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:334px;display:flex;">(149)</div><div id="a51416" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:334px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51418" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:334px;">19</div><div id="a51421" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:343px;">Financial liabilities designated </div><div id="a51443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:353px;">at fair value through profit </div><div id="a51465" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:363px;">or loss </div><div id="a51467" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:363px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51469" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:363px;">–</div><div id="a51472" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:363px;display:flex;">(7)</div><div id="a51475" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:363px;">–</div><div id="a51478" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:363px;display:flex;">(3)</div><div id="a51481" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:363px;">6</div><div id="a51484" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:363px;">–</div><div id="a51487" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:363px;">–</div><div id="a51490" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:363px;display:flex;">(4)</div><div id="a51492" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:363px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51494" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:363px;">6</div></div><div id="TextBlockContainer136" style="position:relative;line-height:normal;width:731px;height:364px;"><div id="div_134_XBRL_TS_535a3d2d259f4a05898ed7f9c37d6397" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer135" style="position:relative;line-height:normal;width:731px;height:364px;"><div id="a51516" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:672px;top:0px;">Change in </div><div id="a51534" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:671px;top:10px;">unrealized </div><div id="a51540" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:20px;">Fair </div><div id="a51542" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:20px;">Total realized and </div><div id="a51549" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:20px;">Fair </div><div id="a51551" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:689px;top:20px;">gains </div><div id="a51556" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:30px;">value as at </div><div id="a51558" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:30px;">unrealized gains (losses) </div><div id="a51560" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:30px;">Movements</div><div id="a51561" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:455px;top:29px;">1</div><div id="a51565" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:548px;top:30px;">Transfers </div><div id="a51567" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:30px;">value as at </div><div id="a51569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:668px;top:30px;">(losses) on </div><div id="a51574" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:160px;top:40px;">November 1 </div><div id="a51576" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:40px;">Included </div><div id="a51578" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:40px;">Included </div><div id="a51580" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:40px;">Purchases/ </div><div id="a51582" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:435px;top:40px;">Sales/ </div><div id="a51584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:40px;">Into </div><div id="a51586" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:40px;">Out of </div><div id="a51588" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:40px;">April 30 </div><div id="a51590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:40px;">instruments </div><div id="a51595" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:50px;">2025</div><div id="a51598" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:50px;">in income</div><div id="a51599" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:49px;">2</div><div id="a51601" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:306px;top:50px;">in OCI</div><div id="a51602" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:49px;">4</div><div id="a51604" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:50px;">Issuances </div><div id="a51606" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:50px;">Settlements </div><div id="a51608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:494px;top:50px;">Level 3 </div><div id="a51610" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:50px;">Level 3 </div><div id="a51612" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:50px;">2026 </div><div id="a51614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:675px;top:50px;">still held</div><div id="a51615" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:49px;">5</div><div id="a51618" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:61px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a51639" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a51661" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:80px;">and other </div><div id="a51682" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:90px;">Other debt securities </div><div id="a51684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:90px;">$ </div><div id="a51686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:90px;">67</div><div id="a51688" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:90px;">$ </div><div id="a51690" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:90px;display:flex;">(1)</div><div id="a51692" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:90px;">$ </div><div id="a51694" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:90px;">–</div><div id="a51696" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:90px;">$ </div><div id="a51698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:90px;">–</div><div id="a51700" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:90px;">$ </div><div id="a51702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:90px;display:flex;">(22)</div><div id="a51704" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:90px;">$ </div><div id="a51706" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:90px;">5</div><div id="a51708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:90px;">$ </div><div id="a51710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:90px;display:flex;">(1)</div><div id="a51712" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:90px;">$ </div><div id="a51714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:90px;">48</div><div id="a51716" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:90px;">$ </div><div id="a51718" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:90px;display:flex;">(4)</div><div id="a51721" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Equity securities </div><div id="a51724" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:100px;">25</div><div id="a51727" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:100px;">–</div><div id="a51730" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a51733" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a51736" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:100px;">–</div><div id="a51739" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:100px;">–</div><div id="a51742" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a51745" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:100px;">25</div><div id="a51748" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a51751" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Trading loans </div><div id="a51754" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:110px;">–</div><div id="a51757" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:110px;display:flex;">(123)</div><div id="a51760" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a51763" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:110px;">549</div><div id="a51766" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a51769" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a51772" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a51775" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:110px;">426</div><div id="a51778" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a51781" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51784" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:121px;">92</div><div id="a51789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:121px;display:flex;">(124)</div><div id="a51792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:121px;">–</div><div id="a51795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:121px;">549</div><div id="a51798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:121px;display:flex;">(22)</div><div id="a51801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:121px;">5</div><div id="a51804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:121px;display:flex;">(1)</div><div id="a51807" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:121px;">499</div><div id="a51809" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a51811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:121px;display:flex;">(4)</div><div id="a51814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;">Non-trading financial </div><div id="a51838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">assets at fair value </div><div id="a51860" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">through profit or loss </div><div id="a51881" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Securities </div><div id="a51884" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:160px;">1,567</div><div id="a51887" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:160px;">43</div><div id="a51890" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:160px;display:flex;">(6)</div><div id="a51893" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:160px;">119</div><div id="a51896" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:160px;display:flex;">(198)</div><div id="a51899" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:160px;">4</div><div id="a51902" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:160px;">–</div><div id="a51905" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:160px;">1,529</div><div id="a51908" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:160px;">32</div><div id="a51911" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:170px;">Loans </div><div id="a51914" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:170px;">–</div><div id="a51917" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:170px;">–</div><div id="a51920" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a51923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:170px;">1</div><div id="a51926" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:170px;">–</div><div id="a51929" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a51932" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:170px;">–</div><div id="a51935" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:170px;">1</div><div id="a51938" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:170px;">–</div><div id="a51944" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:181px;">1,567</div><div id="a51947" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:181px;">43</div><div id="a51950" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:181px;display:flex;">(6)</div><div id="a51953" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:181px;">120</div><div id="a51956" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:181px;display:flex;">(198)</div><div id="a51959" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:181px;">4</div><div id="a51962" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:181px;">–</div><div id="a51965" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:181px;">1,530</div><div id="a51968" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:181px;">32</div><div id="a51971" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:190px;">Financial assets at fair value </div><div id="a51993" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:200px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a52015" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:210px;">comprehensive income </div><div id="a52036" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:220px;">Other debt securities </div><div id="a52039" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:220px;">–</div><div id="a52042" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a52045" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:220px;">–</div><div id="a52048" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:220px;">–</div><div id="a52051" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:220px;">–</div><div id="a52054" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a52057" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a52060" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:220px;">–</div><div id="a52063" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:220px;">–</div><div id="a52066" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:230px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a52069" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:230px;">1,911</div><div id="a52072" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a52075" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:230px;">149</div><div id="a52078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:230px;">171</div><div id="a52081" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:230px;display:flex;">(88)</div><div id="a52084" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a52087" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a52090" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:230px;">2,143</div><div id="a52093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:230px;">8</div><div id="a52097" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:241px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52099" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:241px;">$ </div><div id="a52101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:241px;">1,911</div><div id="a52103" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:241px;">$ </div><div id="a52105" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:241px;">–</div><div id="a52107" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:241px;">$ </div><div id="a52109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:241px;">149</div><div id="a52111" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:241px;">$ </div><div id="a52113" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:241px;">171</div><div id="a52115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:241px;">$ </div><div id="a52117" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:241px;display:flex;">(88)</div><div id="a52119" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:241px;">$ </div><div id="a52121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:241px;">–</div><div id="a52123" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:241px;">$ </div><div id="a52125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:241px;">–</div><div id="a52127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:241px;">$ </div><div id="a52129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:241px;">2,143</div><div id="a52131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:241px;">$ </div><div id="a52133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:241px;">8</div><div id="a52136" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:252px;">FINANCIAL LIABILITIES </div><div id="a52157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:261px;">Trading deposits</div><div id="a52158" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:261px;">6</div><div id="a52160" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:261px;">$ </div><div id="a52162" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:261px;display:flex;">(273)</div><div id="a52164" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:261px;">$ </div><div id="a52166" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:261px;">39</div><div id="a52168" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:261px;">$ </div><div id="a52170" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:261px;">–</div><div id="a52172" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:261px;">$ </div><div id="a52174" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:261px;display:flex;">(6)</div><div id="a52176" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:261px;">$ </div><div id="a52178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:261px;">74</div><div id="a52180" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:261px;">$ </div><div id="a52182" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:261px;">–</div><div id="a52184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:261px;">$ </div><div id="a52186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:261px;">8</div><div id="a52188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:261px;">$ </div><div id="a52190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:628px;top:261px;display:flex;">(158)</div><div id="a52192" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:261px;">$ </div><div id="a52194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:261px;">44</div><div id="a52197" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:273px;">Derivatives</div><div id="a52198" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:273px;">7</div><div id="a52219" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:284px;">Interest rate contracts </div><div id="a52221" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:284px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52223" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:284px;display:flex;">(68)</div><div id="a52226" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:284px;display:flex;">(11)</div><div id="a52229" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:284px;">–</div><div id="a52232" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:284px;">–</div><div id="a52235" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:284px;">2</div><div id="a52238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:284px;">–</div><div id="a52241" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:284px;">–</div><div id="a52244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:284px;display:flex;">(77)</div><div id="a52247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:696px;top:284px;display:flex;">(16)</div><div id="a52250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:294px;">Foreign exchange contracts </div><div id="a52253" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:294px;display:flex;">(2)</div><div id="a52256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:294px;">4</div><div id="a52259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:294px;">–</div><div id="a52262" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:294px;">–</div><div id="a52265" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:294px;">–</div><div id="a52268" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:294px;">–</div><div id="a52271" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:294px;display:flex;">(3)</div><div id="a52274" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:294px;display:flex;">(1)</div><div id="a52277" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:294px;">–</div><div id="a52280" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:304px;">Equity contracts </div><div id="a52283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:304px;display:flex;">(155)</div><div id="a52286" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:304px;">21</div><div id="a52289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:304px;">–</div><div id="a52292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:304px;">–</div><div id="a52295" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:304px;display:flex;">(5)</div><div id="a52298" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:304px;">1</div><div id="a52301" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:304px;">31</div><div id="a52304" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:628px;top:304px;display:flex;">(107)</div><div id="a52307" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:304px;">27</div><div id="a52310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:314px;">Commodity and other contracts </div><div id="a52313" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:314px;display:flex;">(55)</div><div id="a52316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:314px;">64</div><div id="a52319" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:314px;">–</div><div id="a52322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:314px;">4</div><div id="a52325" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:314px;display:flex;">(1)</div><div id="a52328" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:314px;">24</div><div id="a52331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:314px;">–</div><div id="a52334" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:314px;">36</div><div id="a52337" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:314px;">76</div><div id="a52342" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:325px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52344" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:325px;display:flex;">(280)</div><div id="a52347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:325px;">78</div><div id="a52350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:325px;">–</div><div id="a52353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:325px;">4</div><div id="a52356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:325px;display:flex;">(4)</div><div id="a52359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:325px;">25</div><div id="a52362" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:325px;">28</div><div id="a52365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:628px;top:325px;display:flex;">(149)</div><div id="a52368" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:325px;">87</div><div id="a52371" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:334px;">Financial liabilities designated </div><div id="a52393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:344px;">at fair value through profit </div><div id="a52415" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:354px;">or loss </div><div id="a52417" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:354px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52419" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:354px;display:flex;">(2)</div><div id="a52422" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:354px;display:flex;">(2)</div><div id="a52425" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:354px;">–</div><div id="a52428" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:354px;display:flex;">(9)</div><div id="a52431" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:354px;">9</div><div id="a52434" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:354px;">–</div><div id="a52437" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:354px;">–</div><div id="a52440" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:354px;display:flex;">(4)</div><div id="a52443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:354px;display:flex;">(2)</div></div></div></div><div id="TextBlockContainer139" style="position:relative;line-height:normal;width:722px;height:85px;"><div id="a52447_1_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes foreign exchange. </div><div id="a52450" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a52451" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;"><div style="display:inline-block;width:3px"> </div>Gains/losses on financial assets and liabilities are recognized within Non-interest Income on the Interim Consolidated<div style="display:inline-block;width:4px"> </div>Statement of Income. </div><div id="a52456" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a52457" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Other comprehensive income (OCI). </div><div id="a52460" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:31px;">4</div><div id="a52461" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. Refer<div style="display:inline-block;width:4px"> </div>to Note 5 for further details. </div><div id="a52484" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">5</div><div id="a52485" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:42px;"><div style="display:inline-block;width:3px"> </div>Changes in unrealized gains/losses on financial assets at FVOCI are recognized in accumulated other comprehensive<div style="display:inline-block;width:4px"> </div>income (AOCI). </div><div id="a52500" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">6</div><div id="a52501" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Issuances and repurchases of trading deposits are reported on a gross basis. </div><div id="a52505" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:63px;">7</div><div id="a52506" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Consists of derivative assets of $</div><div id="a52506_35_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:135px;top:64px;">76</div><div id="a52506_37_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:145px;top:64px;"><div style="display:inline-block;width:2px"> </div>million (January 31, 2026/February 1, 2026 – $</div><div id="a52506_84_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:327px;top:64px;">25</div><div id="a52506_86_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:64px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2025/November 1, 2025 – $</div><div id="a52506_133_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:64px;">11</div><div id="a52506_135_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:64px;"><div style="display:inline-block;width:2px"> </div>million) and derivative liabilities of $</div><div id="a52506_176_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:64px;">225</div><div id="a52506_179_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:64px;"><div style="display:inline-block;width:2px"> </div>million </div><div id="a52534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:74px;">(January 31, 2026/February 1, 2026 – $</div><div id="a52534_38_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:161px;top:74px;">225</div><div id="a52534_41_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:176px;top:74px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2025/November 1, 2025 – $</div><div id="a52534_88_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:363px;top:74px;">291</div><div id="a52534_91_78" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:377px;top:74px;"><div style="display:inline-block;width:2px"> </div>million) which have been netted in this table for presentation purposes only.</div></div><div id="TextBlockContainer143" style="position:relative;line-height:normal;width:731px;height:350px;"><div id="a52572" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities </div><div id="a52587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;">(millions of Canadian dollars) </div><div id="a52596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:10px;">Change in </div><div id="a52614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:20px;">unrealized </div><div id="a52620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:30px;">Fair </div><div id="a52622" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:269px;top:30px;">Total realized and </div><div id="a52629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:30px;">Fair </div><div id="a52631" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:30px;">gains </div><div id="a52636" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:40px;">value as at </div><div id="a52638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:40px;">unrealized gains (losses) </div><div id="a52640" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:40px;">Movements</div><div id="a52641" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:39px;">1</div><div id="a52645" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:40px;">Transfers </div><div id="a52647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:40px;">value as at </div><div id="a52649" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:671px;top:40px;">(losses) on </div><div id="a52654" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:50px;">February 1 </div><div id="a52656" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:239px;top:50px;">Included </div><div id="a52658" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:302px;top:50px;">Included </div><div id="a52660" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:50px;">Purchases/ </div><div id="a52662" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:436px;top:50px;">Sales/ </div><div id="a52664" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:50px;">Into </div><div id="a52666" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:50px;">Out of </div><div id="a52668" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:50px;">April 30 </div><div id="a52670" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:50px;">instruments </div><div id="a52675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:60px;">2025</div><div id="a52678" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:60px;">in income</div><div id="a52679" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:266px;top:59px;">2</div><div id="a52681" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:60px;">in OCI</div><div id="a52682" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:59px;">3</div><div id="a52684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:359px;top:60px;">Issuances<div style="display:inline-block;width:2px"> </div></div><div id="a52686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:60px;">Settlements </div><div id="a52688" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:60px;">Level 3 </div><div id="a52690" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:60px;">Level 3 </div><div id="a52692" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:60px;">2025 </div><div id="a52694" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:60px;">still held</div><div id="a52695" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:59px;">4</div><div id="a52698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a52719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:80px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a52741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:90px;">and other </div><div id="a52762" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Other debt securities </div><div id="a52764" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:100px;">$ </div><div id="a52766" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:100px;">11</div><div id="a52768" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:100px;">$ </div><div id="a52770" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:100px;">–</div><div id="a52772" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:100px;">$ </div><div id="a52774" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a52776" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:100px;">$ </div><div id="a52778" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a52780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:100px;">$ </div><div id="a52782" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:100px;display:flex;">(7)</div><div id="a52784" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:100px;">$ </div><div id="a52786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:100px;">2</div><div id="a52788" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:100px;">$ </div><div id="a52790" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a52792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:100px;">$ </div><div id="a52794" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:100px;">6</div><div id="a52796" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:100px;">$ </div><div id="a52798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a52801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Equity securities </div><div id="a52804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:110px;">8</div><div id="a52807" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:110px;">–</div><div id="a52810" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a52813" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:110px;">20</div><div id="a52816" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a52819" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a52822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a52825" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:110px;">28</div><div id="a52828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a52831" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52833" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:120px;">19</div><div id="a52838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:120px;">–</div><div id="a52841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:120px;">–</div><div id="a52844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:120px;">20</div><div id="a52847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:120px;display:flex;">(7)</div><div id="a52850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:120px;">2</div><div id="a52853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:120px;">–</div><div id="a52856" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:120px;">34</div><div id="a52858" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a52860" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:120px;">–</div><div id="a52863" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;">Non-trading financial </div><div id="a52887" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">assets at fair value </div><div id="a52909" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">through profit or loss </div><div id="a52930" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Securities </div><div id="a52933" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:160px;">1,287</div><div id="a52936" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:160px;display:flex;">(40)</div><div id="a52939" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a52942" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:160px;">39</div><div id="a52945" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:160px;display:flex;">(20)</div><div id="a52948" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:160px;">–</div><div id="a52951" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:160px;display:flex;">(13)</div><div id="a52954" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:160px;">1,253</div><div id="a52957" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;display:flex;">(43)</div><div id="a52962" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:170px;">1,287</div><div id="a52965" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:170px;display:flex;">(40)</div><div id="a52968" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a52971" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:170px;">39</div><div id="a52974" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:170px;display:flex;">(20)</div><div id="a52977" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a52980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:170px;display:flex;">(13)</div><div id="a52983" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:170px;">1,253</div><div id="a52986" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:170px;display:flex;">(43)</div><div id="a52989" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:180px;">Financial assets at fair value </div><div id="a53011" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:190px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a53033" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:200px;">comprehensive income </div><div id="a53054" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:210px;">Other debt securities </div><div id="a53057" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:210px;">3</div><div id="a53060" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:210px;">–</div><div id="a53063" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:210px;">–</div><div id="a53066" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:210px;">–</div><div id="a53069" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:210px;display:flex;">(3)</div><div id="a53072" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:210px;">–</div><div id="a53075" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:210px;">–</div><div id="a53078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:210px;">–</div><div id="a53081" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:210px;display:flex;">(3)</div><div id="a53084" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:220px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a53087" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:220px;">3,174</div><div id="a53090" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a53093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:220px;">3</div><div id="a53096" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:220px;">1</div><div id="a53099" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:220px;display:flex;">(370)</div><div id="a53102" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a53105" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a53108" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:220px;">2,808</div><div id="a53111" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:220px;display:flex;">(357)</div><div id="a53115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:230px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53117" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:230px;">$ </div><div id="a53119" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:230px;">3,177</div><div id="a53121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:230px;">$ </div><div id="a53123" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a53125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:230px;">$ </div><div id="a53127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:230px;">3</div><div id="a53129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:230px;">$ </div><div id="a53131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:230px;">1</div><div id="a53133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:230px;">$ </div><div id="a53135" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:230px;display:flex;">(373)</div><div id="a53137" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:230px;">$ </div><div id="a53139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a53141" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:230px;">$ </div><div id="a53143" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a53145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:230px;">$ </div><div id="a53147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:230px;">2,808</div><div id="a53149" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:230px;">$ </div><div id="a53151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:230px;display:flex;">(360)</div><div id="a53154" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:242px;">FINANCIAL LIABILITIES </div><div id="a53175" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:250px;">Trading deposits</div><div id="a53176" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:250px;">5</div><div id="a53178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:250px;">$ </div><div id="a53180" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:250px;display:flex;">(459)</div><div id="a53182" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:250px;">$ </div><div id="a53184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:250px;">24</div><div id="a53186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:250px;">$ </div><div id="a53188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:250px;">–</div><div id="a53190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:250px;">$ </div><div id="a53192" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:250px;display:flex;">(52)</div><div id="a53194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:250px;">$ </div><div id="a53196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:250px;">103</div><div id="a53198" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:250px;">$ </div><div id="a53200" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:250px;">–</div><div id="a53202" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:250px;">$ </div><div id="a53204" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:250px;">–</div><div id="a53206" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:250px;">$ </div><div id="a53208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:250px;display:flex;">(384)</div><div id="a53210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:250px;">$ </div><div id="a53212" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:250px;">27</div><div id="a53215" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:260px;">Derivatives</div><div id="a53216" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:49px;top:259px;">6</div><div id="a53237" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:270px;">Interest rate contracts </div><div id="a53239" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:270px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53241" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:270px;display:flex;">(155)</div><div id="a53244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:270px;">74</div><div id="a53247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:270px;">–</div><div id="a53250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:270px;">–</div><div id="a53253" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:270px;">–</div><div id="a53256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:270px;">–</div><div id="a53259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:270px;">–</div><div id="a53262" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:270px;display:flex;">(81)</div><div id="a53264" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:270px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:270px;">68</div><div id="a53269" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:280px;">Foreign exchange contracts </div><div id="a53272" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:280px;">21</div><div id="a53275" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:280px;display:flex;">(23)</div><div id="a53278" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:280px;">–</div><div id="a53281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:280px;">–</div><div id="a53284" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:280px;display:flex;">(1)</div><div id="a53287" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:280px;">2</div><div id="a53290" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:280px;">–</div><div id="a53293" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:280px;display:flex;">(1)</div><div id="a53296" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:280px;display:flex;">(8)</div><div id="a53299" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:290px;">Equity contracts </div><div id="a53302" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:290px;display:flex;">(29)</div><div id="a53305" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:290px;display:flex;">(98)</div><div id="a53308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:290px;">–</div><div id="a53311" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:290px;">–</div><div id="a53314" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:290px;">–</div><div id="a53317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:290px;display:flex;">(4)</div><div id="a53320" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:290px;">–</div><div id="a53323" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:290px;display:flex;">(131)</div><div id="a53326" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:290px;display:flex;">(95)</div><div id="a53329" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:300px;">Commodity and other contracts </div><div id="a53332" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:300px;display:flex;">(4)</div><div id="a53335" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:300px;display:flex;">(16)</div><div id="a53338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:300px;">–</div><div id="a53341" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:300px;">–</div><div id="a53344" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:300px;">–</div><div id="a53347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:300px;">–</div><div id="a53350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:300px;">–</div><div id="a53353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:300px;display:flex;">(20)</div><div id="a53356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:300px;display:flex;">(12)</div><div id="a53361" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:310px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:310px;display:flex;">(167)</div><div id="a53366" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:310px;display:flex;">(63)</div><div id="a53369" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:310px;">–</div><div id="a53372" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:310px;">–</div><div id="a53375" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:310px;display:flex;">(1)</div><div id="a53378" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:310px;display:flex;">(2)</div><div id="a53381" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:310px;">–</div><div id="a53384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:310px;display:flex;">(233)</div><div id="a53386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:310px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53388" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:310px;display:flex;">(47)</div><div id="a53391" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:320px;">Financial liabilities designated </div><div id="a53413" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:330px;">at fair value through profit </div><div id="a53435" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:340px;">or loss </div><div id="a53437" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:340px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53439" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:340px;display:flex;">(1)</div><div id="a53442" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:340px;">7</div><div id="a53445" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:340px;">–</div><div id="a53448" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:385px;top:340px;display:flex;">(7)</div><div id="a53451" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:340px;">–</div><div id="a53454" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:340px;">–</div><div id="a53457" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:340px;">–</div><div id="a53460" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:340px;display:flex;">(1)</div><div id="a53462" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:340px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53464" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:340px;">7</div></div><div id="TextBlockContainer147" style="position:relative;line-height:normal;width:731px;height:340px;"><div id="a53497" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:0px;">Change in </div><div id="a53515" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:10px;">unrealized </div><div id="a53521" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:20px;">Fair </div><div id="a53523" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:269px;top:20px;">Total realized and </div><div id="a53530" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:20px;">Fair </div><div id="a53532" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:20px;">gains </div><div id="a53537" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:30px;">value as at </div><div id="a53539" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:30px;">unrealized gains (losses) </div><div id="a53541" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:30px;">Movements</div><div id="a53542" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:29px;">1</div><div id="a53546" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:30px;">Transfers </div><div id="a53548" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:30px;">value as at </div><div id="a53550" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:671px;top:30px;">(losses) on </div><div id="a53555" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:163px;top:40px;">November 1 </div><div id="a53557" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:239px;top:40px;">Included </div><div id="a53559" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:302px;top:40px;">Included </div><div id="a53561" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:40px;">Purchases/ </div><div id="a53563" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:436px;top:40px;">Sales/ </div><div id="a53565" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:40px;">Into </div><div id="a53567" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:40px;">Out of </div><div id="a53569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:40px;">April 30 </div><div id="a53571" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:40px;">instruments </div><div id="a53576" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:50px;">2024</div><div id="a53579" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:50px;">in income</div><div id="a53580" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:266px;top:49px;">2</div><div id="a53582" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:50px;">in OCI</div><div id="a53583" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:49px;">3</div><div id="a53585" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:359px;top:50px;">Issuances </div><div id="a53587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:50px;">Settlements </div><div id="a53589" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:50px;">Level 3 </div><div id="a53591" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:50px;">Level 3 </div><div id="a53593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:50px;">2025 </div><div id="a53595" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:50px;">still held</div><div id="a53596" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:49px;">4</div><div id="a53599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:60px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a53620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a53642" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:80px;">and other </div><div id="a53663" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:90px;">Other debt securities </div><div id="a53665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:90px;">$ </div><div id="a53667" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:90px;">26</div><div id="a53669" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:90px;">$ </div><div id="a53671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:90px;">–</div><div id="a53673" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:90px;">$ </div><div id="a53675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:90px;">–</div><div id="a53677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:90px;">$ </div><div id="a53679" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:90px;">–</div><div id="a53681" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:90px;">$ </div><div id="a53683" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:90px;display:flex;">(22)</div><div id="a53685" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:90px;">$ </div><div id="a53687" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:90px;">2</div><div id="a53689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:90px;">$ </div><div id="a53691" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:90px;">–</div><div id="a53693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:90px;">$ </div><div id="a53695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:90px;">6</div><div id="a53697" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:90px;">$ </div><div id="a53699" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:90px;">–</div><div id="a53702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a53705" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:100px;">12</div><div id="a53708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:100px;">1</div><div id="a53711" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a53714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:100px;">22</div><div id="a53717" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:100px;display:flex;">(7)</div><div id="a53720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:100px;">–</div><div id="a53723" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a53726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:100px;">28</div><div id="a53729" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a53732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53735" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53737" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:110px;">38</div><div id="a53740" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:110px;">1</div><div id="a53743" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a53746" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:110px;">22</div><div id="a53749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:110px;display:flex;">(29)</div><div id="a53752" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:110px;">2</div><div id="a53755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a53758" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:110px;">34</div><div id="a53760" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a53762" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a53765" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:120px;">Non-trading financial </div><div id="a53789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:130px;">assets at fair value </div><div id="a53811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">through profit or loss </div><div id="a53832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:150px;">Securities </div><div id="a53835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:150px;">1,233</div><div id="a53838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:150px;display:flex;">(14)</div><div id="a53841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:150px;">–</div><div id="a53844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:150px;">54</div><div id="a53847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:150px;display:flex;">(37)</div><div id="a53850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:150px;">30</div><div id="a53853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:150px;display:flex;">(13)</div><div id="a53856" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:150px;">1,253</div><div id="a53859" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:150px;display:flex;">(30)</div><div id="a53865" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:160px;">1,233</div><div id="a53868" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:160px;display:flex;">(14)</div><div id="a53871" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a53874" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:160px;">54</div><div id="a53877" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:160px;display:flex;">(37)</div><div id="a53880" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:160px;">30</div><div id="a53883" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:160px;display:flex;">(13)</div><div id="a53886" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:160px;">1,253</div><div id="a53889" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;display:flex;">(30)</div><div id="a53892" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:170px;">Financial assets at fair value </div><div id="a53914" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:180px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a53936" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:190px;">comprehensive income </div><div id="a53957" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:200px;">Other debt securities </div><div id="a53960" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:200px;">7</div><div id="a53963" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:200px;">–</div><div id="a53966" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:200px;">–</div><div id="a53969" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:200px;">–</div><div id="a53972" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:200px;display:flex;">(7)</div><div id="a53975" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:200px;">–</div><div id="a53978" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:200px;">–</div><div id="a53981" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:200px;">–</div><div id="a53984" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:200px;">–</div><div id="a53987" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:210px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a53990" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:210px;">3,355</div><div id="a53993" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:210px;">–</div><div id="a53996" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:210px;">3</div><div id="a53999" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:210px;">3</div><div id="a54002" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:210px;display:flex;">(553)</div><div id="a54005" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:210px;">–</div><div id="a54008" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:210px;">–</div><div id="a54011" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:210px;">2,808</div><div id="a54014" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:210px;">–</div><div id="a54018" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:220px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54020" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:220px;">$ </div><div id="a54022" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:220px;">3,362</div><div id="a54024" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:220px;">$ </div><div id="a54026" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a54028" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:220px;">$ </div><div id="a54030" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:220px;">3</div><div id="a54032" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:220px;">$ </div><div id="a54034" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:220px;">3</div><div id="a54036" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:220px;">$ </div><div id="a54038" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:220px;display:flex;">(560)</div><div id="a54040" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:220px;">$ </div><div id="a54042" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a54044" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:220px;">$ </div><div id="a54046" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a54048" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:220px;">$ </div><div id="a54050" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:220px;">2,808</div><div id="a54052" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:220px;">$ </div><div id="a54054" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:220px;">–</div><div id="a54057" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:232px;">FINANCIAL LIABILITIES </div><div id="a54078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:240px;">Trading deposits</div><div id="a54079" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:239px;">5</div><div id="a54081" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:240px;">$ </div><div id="a54083" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:240px;display:flex;">(505)</div><div id="a54085" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:240px;">$ </div><div id="a54087" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:240px;">28</div><div id="a54089" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:240px;">$ </div><div id="a54091" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:240px;">–</div><div id="a54093" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:240px;">$ </div><div id="a54095" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:240px;display:flex;">(124)</div><div id="a54097" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:240px;">$ </div><div id="a54099" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:240px;">217</div><div id="a54101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:240px;">$ </div><div id="a54103" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:240px;">–</div><div id="a54105" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:240px;">$ </div><div id="a54107" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:240px;">–</div><div id="a54109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:240px;">$ </div><div id="a54111" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:240px;display:flex;">(384)</div><div id="a54113" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:240px;">$ </div><div id="a54115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:240px;">34</div><div id="a54118" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:250px;">Derivatives</div><div id="a54119" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:249px;">6</div><div id="a54140" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:260px;">Interest rate contracts </div><div id="a54142" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:260px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54144" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:260px;display:flex;">(158)</div><div id="a54147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:260px;">67</div><div id="a54150" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:260px;">–</div><div id="a54153" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:260px;">–</div><div id="a54156" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:260px;">10</div><div id="a54159" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:260px;">–</div><div id="a54162" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:260px;">–</div><div id="a54165" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:260px;display:flex;">(81)</div><div id="a54167" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:260px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54169" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:260px;">70</div><div id="a54172" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:270px;">Foreign exchange contracts </div><div id="a54175" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:270px;">1</div><div id="a54178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:270px;display:flex;">(16)</div><div id="a54181" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:270px;">–</div><div id="a54184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:270px;">–</div><div id="a54187" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:270px;">3</div><div id="a54190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:270px;">9</div><div id="a54193" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:270px;">2</div><div id="a54196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:270px;display:flex;">(1)</div><div id="a54199" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:270px;display:flex;">(5)</div><div id="a54202" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:280px;">Equity contracts </div><div id="a54205" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:280px;display:flex;">(24)</div><div id="a54208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:250px;top:280px;display:flex;">(103)</div><div id="a54211" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:280px;">–</div><div id="a54214" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:280px;">–</div><div id="a54217" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:280px;display:flex;">(2)</div><div id="a54220" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;display:flex;">(2)</div><div id="a54223" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:280px;">–</div><div id="a54226" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:280px;display:flex;">(131)</div><div id="a54229" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:280px;display:flex;">(102)</div><div id="a54232" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:290px;">Commodity and other contracts </div><div id="a54235" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:290px;display:flex;">(10)</div><div id="a54238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:290px;display:flex;">(10)</div><div id="a54241" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:290px;">–</div><div id="a54244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:290px;">–</div><div id="a54247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:290px;">–</div><div id="a54250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:290px;">–</div><div id="a54253" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:290px;">–</div><div id="a54256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:290px;display:flex;">(20)</div><div id="a54259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:290px;display:flex;">(9)</div><div id="a54264" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:300px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:300px;display:flex;">(191)</div><div id="a54269" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:300px;display:flex;">(62)</div><div id="a54272" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:300px;">–</div><div id="a54275" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:300px;">–</div><div id="a54278" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:300px;">11</div><div id="a54281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:300px;">7</div><div id="a54284" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:300px;">2</div><div id="a54287" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:300px;display:flex;">(233)</div><div id="a54289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:300px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54291" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:300px;display:flex;">(46)</div><div id="a54294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:310px;">Financial liabilities designated </div><div id="a54316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:320px;">at fair value through profit </div><div id="a54338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:330px;">or loss </div><div id="a54340" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:330px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54342" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:330px;display:flex;">(24)</div><div id="a54345" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:330px;">6</div><div id="a54348" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:330px;">–</div><div id="a54351" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:330px;display:flex;">(14)</div><div id="a54354" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:330px;">31</div><div id="a54357" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:330px;">–</div><div id="a54360" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:330px;">–</div><div id="a54363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:330px;display:flex;">(1)</div><div id="a54365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:330px;"><div style="display:inline-block;width:2px"> </div></div><div id="a54367" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:330px;">6</div></div><div id="TextBlockContainer151" style="position:relative;line-height:normal;width:722px;height:75px;"><div id="a54371_1_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes foreign exchange. </div><div id="a54374" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a54375" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;"><div style="display:inline-block;width:3px"> </div>Gains/losses on financial assets and liabilities are recognized within Non-interest Income on the Interim Consolidated<div style="display:inline-block;width:4px"> </div>Statement of Income. </div><div id="a54385" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a54386" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. Refer<div style="display:inline-block;width:4px"> </div>to Note 5 for further details. </div><div id="a54410" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:31px;">4</div><div id="a54411" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Changes in unrealized gains/losses on financial assets at FVOCI are recognized in AOCI. </div><div id="a54426" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">5</div><div id="a54427" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:42px;"><div style="display:inline-block;width:3px"> </div>Issuances and repurchases of trading deposits are reported on a gross basis. </div><div id="a54431" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">6</div><div id="a54432" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Consists of derivative assets of $</div><div id="a54432_35_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:135px;top:53px;">32</div><div id="a54432_37_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:145px;top:53px;"><div style="display:inline-block;width:2px"> </div>million (January 31, 2025/February 1, 2025 – $</div><div id="a54432_84_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:327px;top:53px;">38</div><div id="a54432_86_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:53px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2024/November 1, 2024 – $</div><div id="a54432_133_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:53px;">30</div><div id="a54432_135_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:53px;"><div style="display:inline-block;width:2px"> </div>million) and derivative liabilities of $</div><div id="a54432_176_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:53px;">265</div><div id="a54432_179_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:53px;"><div style="display:inline-block;width:2px"> </div>million </div><div id="a54465" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:64px;">(January 31, 2025/February 1, 2025 – $</div><div id="a54465_38_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:161px;top:64px;">205</div><div id="a54465_41_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:176px;top:64px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2024/November 1, 2024 – $</div><div id="a54465_88_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:363px;top:64px;">221</div><div id="a54465_91_78" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:377px;top:64px;"><div style="display:inline-block;width:2px"> </div>million) which have been netted in this table for presentation purposes only.</div></div> 67000000 0 0 0 -19000000 1000000 1000000 48000000 -1000000 23000000 2000000 0 0 0 0 0 25000000 0 179000000 -9000000 0 256000000 0 0 0 426000000 269000000 -7000000 0 256000000 -19000000 1000000 1000000 499000000 -1000000 1622000000 39000000 -2000000 50000000 -184000000 4000000 0 1529000000 22000000 0 0 0 1000000 0 0 0 1000000 0 1622000000 39000000 -2000000 51000000 -184000000 4000000 0 1530000000 22000000 0 0 0 0 0 0 0 0 0 2159000000 0 8000000 1000000 -25000000 0 0 2143000000 3000000 2159000000 0 8000000 1000000 -25000000 0 0 2143000000 3000000 224000000 -18000000 0 6000000 -53000000 0 -1000000 158000000 20000000 62000000 15000000 0 0 0 0 0 77000000 -24000000 1000000 0 0 0 0 0 0 1000000 0 120000000 -19000000 0 0 4000000 0 2000000 107000000 18000000 17000000 -25000000 0 -4000000 0 -24000000 0 -36000000 25000000 200000000 -29000000 0 -4000000 4000000 -24000000 2000000 149000000 19000000 0 7000000 0 3000000 -6000000 0 0 4000000 6000000 67000000 -1000000 0 0 -22000000 5000000 1000000 48000000 -4000000 25000000 0 0 0 0 0 0 25000000 0 0 -123000000 0 549000000 0 0 0 426000000 0 92000000 -124000000 0 549000000 -22000000 5000000 1000000 499000000 -4000000 1567000000 43000000 -6000000 119000000 -198000000 4000000 0 1529000000 32000000 0 0 0 1000000 0 0 0 1000000 0 1567000000 43000000 -6000000 120000000 -198000000 4000000 0 1530000000 32000000 0 0 0 0 0 0 0 0 0 1911000000 0 149000000 171000000 -88000000 0 0 2143000000 8000000 1911000000 0 149000000 171000000 -88000000 0 0 2143000000 8000000 273000000 -39000000 0 6000000 -74000000 0 -8000000 158000000 44000000 68000000 11000000 0 0 -2000000 0 0 77000000 -16000000 2000000 -4000000 0 0 0 0 3000000 1000000 0 155000000 -21000000 0 0 5000000 -1000000 -31000000 107000000 27000000 55000000 -64000000 0 -4000000 1000000 -24000000 0 -36000000 76000000 280000000 -78000000 0 -4000000 4000000 -25000000 -28000000 149000000 87000000 2000000 2000000 0 9000000 -9000000 0 0 4000000 -2000000 76000000 25000000 11000000 225000000 225000000 291000000 11000000 0 0 0 -7000000 2000000 0 6000000 0 8000000 0 0 20000000 0 0 0 28000000 0 19000000 0 0 20000000 -7000000 2000000 0 34000000 0 1287000000 -40000000 0 39000000 -20000000 0 13000000 1253000000 -43000000 1287000000 -40000000 0 39000000 -20000000 0 13000000 1253000000 -43000000 3000000 0 0 0 -3000000 0 0 0 -3000000 3174000000 0 3000000 1000000 -370000000 0 0 2808000000 -357000000 3177000000 0 3000000 1000000 -373000000 0 0 2808000000 -360000000 459000000 -24000000 0 52000000 -103000000 0 0 384000000 27000000 155000000 -74000000 0 0 0 0 0 81000000 68000000 -21000000 23000000 0 0 1000000 -2000000 0 1000000 -8000000 29000000 98000000 0 0 0 4000000 0 131000000 -95000000 4000000 16000000 0 0 0 0 0 20000000 -12000000 167000000 63000000 0 0 1000000 2000000 0 233000000 -47000000 1000000 -7000000 0 7000000 0 0 0 1000000 7000000 26000000 0 0 0 22000000 2000000 0 6000000 0 12000000 1000000 0 22000000 7000000 0 0 28000000 0 38000000 1000000 0 22000000 29000000 2000000 0 34000000 0 1233000000 -14000000 0 54000000 37000000 30000000 -13000000 1253000000 -30000000 1233000000 -14000000 0 54000000 37000000 30000000 -13000000 1253000000 -30000000 7000000 0 0 0 7000000 0 0 0 0 3355000000 0 3000000 3000000 553000000 0 0 2808000000 0 3362000000 0 3000000 3000000 560000000 0 0 2808000000 0 505000000 -28000000 0 124000000 -217000000 0 0 384000000 34000000 158000000 -67000000 0 0 -10000000 0 0 81000000 70000000 -1000000 16000000 0 0 -3000000 -9000000 -2000000 1000000 -5000000 24000000 103000000 0 0 2000000 2000000 0 131000000 -102000000 10000000 10000000 0 0 0 0 0 20000000 -9000000 191000000 62000000 0 0 -11000000 -7000000 -2000000 233000000 -46000000 24000000 -6000000 0 14000000 -31000000 0 0 1000000 6000000 32000000 38000000 38000000 30000000 30000000 265000000 205000000 205000000 221000000 221000000 <div id="TextBlockContainer154" style="position:relative;line-height:normal;width:113px;height:13px;"><div id="a54507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 5: SECURITIES</div></div><div id="TextBlockContainer158" style="position:relative;line-height:normal;width:486px;height:26px;"><div id="a54513" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:23px;top:0px;">UNREALIZED SECURITIES GAINS (LOSSES) </div><div id="div_156_XBRL_TS_8937f0fedeb2434c8e5be709ca724893" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer157" style="position:relative;line-height:normal;width:486px;height:13px;"><div id="a54521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the unrealized<div style="display:inline-block;width:1px"> </div>gains and losses as at April 30, 2026<div style="display:inline-block;width:1px"> </div>and October 31, 2025.</div></div></div></div><div id="TextBlockContainer162" style="position:relative;line-height:normal;width:734px;height:327px;"><div id="div_160_XBRL_TS_1154cf3983ce4890aa0cc6e68e101adc" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer161" style="position:relative;line-height:normal;width:734px;height:327px;"><div id="a54539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Unrealized Gains (Losses) for Securities<div style="display:inline-block;width:1px"> </div>at Fair Value Through Other Comprehensive Income </div><div id="a54541" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(millions of Canadian dollars) </div><div id="a54557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:12px;">As at </div><div id="a54567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:24px;">April 30, 2026 </div><div id="a54575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:24px;">October 31, 2025 </div><div id="a54581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:36px;">Cost/ </div><div id="a54584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:36px;">Gross </div><div id="a54587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:36px;">Gross </div><div id="a54593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:36px;">Cost/ </div><div id="a54596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:36px;">Gross </div><div id="a54599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:36px;">Gross </div><div id="a54606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:243px;top:48px;">amortized </div><div id="a54608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:48px;">unrealized </div><div id="a54610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:48px;">unrealized </div><div id="a54613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:48px;">Fair </div><div id="a54616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:48px;">amortized </div><div id="a54618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:48px;">unrealized </div><div id="a54620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:48px;">unrealized </div><div id="a54623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:48px;">Fair </div><div id="a54628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:61px;">cost</div><div id="a54629" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:61px;">1</div><div id="a54632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:61px;">gains</div><div id="a54636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:61px;">(losses)</div><div id="a54640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:61px;">value</div><div id="a54645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:61px;">cost</div><div id="a54646" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:61px;">1</div><div id="a54649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:61px;">gains </div><div id="a54652" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:61px;">(losses) </div><div id="a54655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:61px;">value</div><div id="a54659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:74px;">Government and government-related </div><div id="a54682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:86px;">securities </div><div id="a54702" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;">Canadian government debt </div><div id="a54723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:110px;">Federal<div style="display:inline-block;width:2px"> </div></div><div id="a54725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:110px;">$ </div><div id="a54727" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:110px;">17,159</div><div id="a54729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:110px;">$ </div><div id="a54731" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:110px;">42</div><div id="a54733" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:110px;">$ </div><div id="a54735" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:110px;display:flex;">(62)</div><div id="a54737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:110px;">$ </div><div id="a54739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:110px;">17,139</div><div id="a54742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:110px;">$ </div><div id="a54744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:110px;">15,956</div><div id="a54746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:110px;">$ </div><div id="a54748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:110px;">23</div><div id="a54750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:110px;">$ </div><div id="a54752" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:110px;display:flex;">(88)</div><div id="a54754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:110px;">$ </div><div id="a54756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:110px;">15,891</div><div id="a54760" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:122px;">Provinces </div><div id="a54763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:122px;">20,849</div><div id="a54766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:122px;">168</div><div id="a54769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:122px;display:flex;">(4)</div><div id="a54772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:122px;">21,013</div><div id="a54776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:122px;">20,971</div><div id="a54779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:122px;">120</div><div id="a54782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:122px;display:flex;">(11)</div><div id="a54785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:122px;">21,080</div><div id="a54788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:134px;">U.S. federal, state, municipal governments, and </div><div id="a54800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54806" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54809" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54813" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:146px;"><div style="display:inline-block;width:3px"> </div>agencies debt<div style="display:inline-block;width:2px"> </div></div><div id="a54817" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:146px;">54,282</div><div id="a54820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:146px;">272</div><div id="a54823" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:146px;display:flex;">(89)</div><div id="a54826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:146px;">54,465</div><div id="a54830" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:146px;">54,279</div><div id="a54833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:146px;">267</div><div id="a54836" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:146px;display:flex;">(54)</div><div id="a54839" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:146px;">54,492</div><div id="a54842" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:158px;">Other OECD government-guaranteed debt </div><div id="a54847" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:158px;">8,311</div><div id="a54850" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:158px;">25</div><div id="a54853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:158px;display:flex;">(1)</div><div id="a54856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:158px;">8,335</div><div id="a54860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:158px;">7,864</div><div id="a54863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:158px;">15</div><div id="a54866" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:158px;display:flex;">(4)</div><div id="a54869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:158px;">7,875</div><div id="a54872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:170px;">Mortgage-backed securities </div><div id="a54877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:170px;">1,823</div><div id="a54880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:170px;">18</div><div id="a54883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:170px;display:flex;">(1)</div><div id="a54886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:170px;">1,840</div><div id="a54890" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:170px;">1,869</div><div id="a54893" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:170px;">29</div><div id="a54896" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:170px;display:flex;">(2)</div><div id="a54899" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:170px;">1,896</div><div id="a54905" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:182px;">102,424</div><div id="a54908" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:182px;">525</div><div id="a54911" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:182px;display:flex;">(157)</div><div id="a54914" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:182px;">102,792</div><div id="a54918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:182px;">100,939</div><div id="a54921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:182px;">454</div><div id="a54924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:182px;display:flex;">(159)</div><div id="a54927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:182px;">101,234</div><div id="a54930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:194px;">Other debt securities </div><div id="a54942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:206px;">Asset-backed securities </div><div id="a54959" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:206px;">8,316</div><div id="a54962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:206px;">22</div><div id="a54965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:206px;display:flex;">(11)</div><div id="a54968" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:206px;">8,327</div><div id="a54972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:206px;">8,713</div><div id="a54975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:206px;">11</div><div id="a54978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:206px;display:flex;">(15)</div><div id="a54981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:206px;">8,709</div><div id="a54984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:218px;">Corporate and other debt </div><div id="a54987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:218px;">13,720</div><div id="a54990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:218px;">76</div><div id="a54993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:218px;display:flex;">(31)</div><div id="a54996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:218px;">13,765</div><div id="a55000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:218px;">13,011</div><div id="a55003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:218px;">106</div><div id="a55006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:218px;display:flex;">(26)</div><div id="a55009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:218px;">13,091</div><div id="a55015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:230px;">22,036</div><div id="a55018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:230px;">98</div><div id="a55021" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:230px;display:flex;">(42)</div><div id="a55024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:230px;">22,092</div><div id="a55028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:230px;">21,724</div><div id="a55031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:230px;">117</div><div id="a55034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:230px;display:flex;">(41)</div><div id="a55037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:230px;">21,800</div><div id="a55040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:242px;">Total debt securities</div><div id="a55044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:242px;">124,460</div><div id="a55047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:242px;">623</div><div id="a55050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:242px;display:flex;">(199)</div><div id="a55053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:242px;">124,884</div><div id="a55057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:242px;">122,663</div><div id="a55060" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:242px;">571</div><div id="a55063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:242px;display:flex;">(200)</div><div id="a55066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:242px;">123,034</div><div id="a55069" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:254px;">Equity securities</div><div id="a55082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55085" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:266px;">Common shares </div><div id="a55097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:266px;">2,401</div><div id="a55100" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:266px;">253</div><div id="a55103" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:266px;display:flex;">(30)</div><div id="a55106" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:266px;">2,624</div><div id="a55110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:266px;">2,332</div><div id="a55113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:266px;">226</div><div id="a55116" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:266px;display:flex;">(22)</div><div id="a55119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:266px;">2,536</div><div id="a55122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:278px;">Preferred shares </div><div id="a55125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:278px;">705</div><div id="a55128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:278px;">85</div><div id="a55131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:278px;display:flex;">(79)</div><div id="a55134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:278px;">711</div><div id="a55138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:278px;">523</div><div id="a55141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:278px;">67</div><div id="a55144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:278px;display:flex;">(79)</div><div id="a55147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:278px;">511</div><div id="a55153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:290px;">3,106</div><div id="a55156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:290px;">338</div><div id="a55159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:290px;display:flex;">(109)</div><div id="a55162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:290px;">3,335</div><div id="a55166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:290px;">2,855</div><div id="a55169" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:290px;">293</div><div id="a55172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:290px;display:flex;">(101)</div><div id="a55175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:290px;">3,047</div><div id="a55178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:302px;">Total securities at fair value through </div><div id="a55190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55193" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55196" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:314px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55204" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:314px;"><div style="display:inline-block;width:3px"> </div>other comprehensive income</div><div id="a55208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:314px;">$ </div><div id="a55210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:314px;">127,566</div><div id="a55212" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:314px;">$ </div><div id="a55214" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:314px;">961</div><div id="a55216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:314px;">$ </div><div id="a55218" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:314px;display:flex;">(308)</div><div id="a55220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:314px;">$ </div><div id="a55222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:314px;">128,219</div><div id="a55225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:314px;">$ </div><div id="a55227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:314px;">125,518</div><div id="a55229" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:314px;">$ </div><div id="a55231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:314px;">864</div><div id="a55233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:314px;">$ </div><div id="a55235" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:314px;display:flex;">(301)</div><div id="a55237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:314px;">$ </div><div id="a55239" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:314px;">126,081</div></div></div></div><div id="TextBlockContainer165" style="position:relative;line-height:normal;width:380px;height:11px;"><div id="a55243_1_97" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes the foreign exchange translation of amortized cost balances at the period-end spot rate.</div></div><div id="TextBlockContainer170" style="position:relative;line-height:normal;width:716px;height:40px;"><div id="a55253" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:23px;top:0px;">EQUITY SECURITIES DESIGNATED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME<div style="display:inline-block;width:2px"> </div></div><div id="a55257" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank designated certain equity securities<div style="display:inline-block;width:1px"> </div>at FVOCI. </div><div id="div_168_XBRL_TS_0069ea2bea114e98884a41ee07c87bad" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer169" style="position:relative;line-height:normal;width:716px;height:26px;"><div id="a55257_56_93" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:256px;top:0px;">The following table summarizes the fair<div style="display:inline-block;width:1px"> </div>value of equity securities designated at<div style="display:inline-block;width:1px"> </div>FVOCI as at </div><div id="a55274" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">April 30, 2026 and October 31, 2025, and dividend<div style="display:inline-block;width:1px"> </div>income recognized on these securities<div style="display:inline-block;width:1px"> </div>for the three and six months ended April 30,<div style="display:inline-block;width:1px"> </div>2026 and April 30, 2025.</div></div></div></div><div id="TextBlockContainer174" style="position:relative;line-height:normal;width:734px;height:95px;"><div id="div_172_XBRL_TS_935b6a15b45d409a954b0e3e9e96346d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer173" style="position:relative;line-height:normal;width:734px;height:95px;"><div id="a55298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Equity Securities Designated at Fair Value Through<div style="display:inline-block;width:1px"> </div>Other Comprehensive Income<div style="display:inline-block;width:2px"> </div></div><div id="a55303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a55307" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:310px;top:14px;">As at </div><div id="a55310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:403px;top:14px;">For the three months ended </div><div id="a55312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:601px;top:14px;">For the six months ended </div><div id="a55318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:174px;top:27px;">April 30, 2026 </div><div id="a55321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:27px;">October 31, 2025 </div><div id="a55325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:368px;top:27px;">April 30, 2026 </div><div id="a55328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:27px;">April 30, 2025 </div><div id="a55331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:556px;top:27px;">April 30, 2026 </div><div id="a55334" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">April 30, 2025 </div><div id="a55339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:41px;">Fair value<div style="display:inline-block;width:2px"> </div></div><div id="a55342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:41px;">Dividend income recognized<div style="display:inline-block;width:2px"> </div></div><div id="a55344" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:578px;top:41px;">Dividend income recognized<div style="display:inline-block;width:2px"> </div></div><div id="a55347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:54px;">Common shares </div><div id="a55349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:150px;top:54px;">$ </div><div id="a55351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:214px;top:54px;">2,624</div><div id="a55353" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:54px;">$ </div><div id="a55355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:54px;">2,536</div><div id="a55358" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:54px;">$ </div><div id="a55360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:54px;">32</div><div id="a55362" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:438px;top:54px;">$ </div><div id="a55364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:54px;">88</div><div id="a55366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:532px;top:54px;">$ </div><div id="a55368" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:54px;">52</div><div id="a55370" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:54px;">$ </div><div id="a55372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:54px;">115</div><div id="a55374" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:54px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55376" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Preferred shares </div><div id="a55379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:222px;top:68px;">711</div><div id="a55382" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:68px;">511</div><div id="a55386" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:68px;">29</div><div id="a55389" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:68px;">35</div><div id="a55392" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:68px;">65</div><div id="a55395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:703px;top:68px;">74</div><div id="a55398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:82px;">Total </div><div id="a55400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:150px;top:82px;">$ </div><div id="a55402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:214px;top:82px;">3,335</div><div id="a55404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:82px;">$ </div><div id="a55406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:82px;">3,047</div><div id="a55409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:82px;">$ </div><div id="a55411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:82px;">61</div><div id="a55413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:438px;top:82px;">$ </div><div id="a55415" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:82px;">123</div><div id="a55417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:532px;top:82px;">$ </div><div id="a55419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:603px;top:82px;">117</div><div id="a55421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:82px;">$ </div><div id="a55423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:82px;">189</div></div></div></div><div id="TextBlockContainer177" style="position:relative;line-height:normal;width:723px;height:26px;"><div id="a55427" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The Bank disposed of certain equity securities<div style="display:inline-block;width:1px"> </div>in line with the Bank’s investment strategy<div style="display:inline-block;width:1px"> </div>and disposed of Federal Home Loan Bank (FHLB)<div style="display:inline-block;width:1px"> </div>stock in accordance </div><div id="a55435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">with FHLB member stockholding requirements,<div style="display:inline-block;width:1px"> </div>as follows:</div></div><div id="TextBlockContainer182" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="div_180_XBRL_TS_00996503dd7e4d568c9be2eaeb7ace2e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer181" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="a55439" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Equity Securities Net Realized Gains<div style="display:inline-block;width:1px"> </div>(Losses) </div><div id="a55451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a55453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:394px;top:14px;">For the three months ended </div><div id="a55456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:602px;top:14px;">For the six months ended </div><div id="a55461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:27px;">April 30, 2026 </div><div id="a55463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:27px;">April 30, 2025 </div><div id="a55466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:27px;">April 30, 2026 </div><div id="a55468" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:27px;">April 30, 2025 </div><div id="a55471" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Equity Securities </div><div id="a55484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:53px;">Fair value </div><div id="a55486" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:53px;">$ </div><div id="a55488_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:53px;">118</div><div id="a55491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:53px;">$ </div><div id="a55493_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:506px;top:53px;">62</div><div id="a55497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:529px;top:53px;">$ </div><div id="a55499_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:53px;">209</div><div id="a55502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:53px;">$ </div><div id="a55504_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:53px;">126</div><div id="a55509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:67px;">Cumulative realized gain/(loss) </div><div id="a55512_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:67px;">29</div><div id="a55516" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:67px;display:flex;">(26)</div><div id="a55520_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:67px;">48</div><div id="a55524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:67px;display:flex;">(20)</div><div id="a55527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">FHLB Stock </div><div id="a55540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:93px;">Fair value </div><div id="a55543_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:93px;">21</div><div id="a55547_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:93px;">219</div><div id="a55552_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:93px;">31</div><div id="a55556_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:93px;">537</div><div id="a55560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55562" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:107px;">Cumulative realized gain/(loss) </div><div id="a55565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:107px;">–</div><div id="a55568" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:107px;">–</div><div id="a55572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:615px;top:107px;">–</div><div id="a55575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:709px;top:107px;">–</div></div></div></div><div id="TextBlockContainer186" style="position:relative;line-height:normal;width:716px;height:53px;"><div id="a55581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:23px;top:0px;">DEBT SECURITIES NET REALIZED GAINS<div style="display:inline-block;width:1px"> </div>(LOSSES) </div><div id="a55583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank disposed of certain debt securities<div style="display:inline-block;width:1px"> </div>measured at amortized cost and FVOCI<div style="display:inline-block;width:1px"> </div>during the quarter. </div><div id="div_184_XBRL_TS_ab548aaaae3a419fa4e62ad300e845a3" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer185" style="position:relative;line-height:normal;width:716px;height:39px;"><div id="a55583_102_54" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:467px;top:0px;">The following table summarizes the net realized<div style="display:inline-block;width:1px"> </div>gains </div><div id="a55585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">and losses on securities disposed of during<div style="display:inline-block;width:1px"> </div>the three and six months ended April 30, 2026<div style="display:inline-block;width:1px"> </div>and April 30, 2025, which are included<div style="display:inline-block;width:1px"> </div>in Other income (loss) on the </div><div id="a55599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Interim Consolidated Statement of Income.</div></div></div></div><div id="TextBlockContainer189" style="position:relative;line-height:normal;width:734px;height:79px;"><div id="a55603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Debt Securities Net Realized Gains (Losses) </div><div id="a55615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a55617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:386px;top:14px;">For the three months ended </div><div id="a55620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:602px;top:14px;">For the six months ended </div><div id="a55624" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:27px;">April 30, 2026 </div><div id="a55626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:27px;">April 30, 2025</div><div id="a55627" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:27px;">1</div><div id="a55630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:27px;">April 30, 2026 </div><div id="a55632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:650px;top:27px;">April 30, 2025</div><div id="a55633" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:712px;top:27px;">1</div><div id="a55636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Debt securities at amortized cost </div><div id="a55638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:40px;">$ </div><div id="a55640_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:40px;">1</div><div id="a55643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:40px;">$ </div><div id="a55645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:40px;display:flex;">(285)</div><div id="a55648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:40px;">$ </div><div id="a55650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:40px;">–</div><div id="a55652" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:40px;">$ </div><div id="a55654" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:40px;display:flex;">(1,196)</div><div id="a55657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Debt securities at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive income </div><div id="a55660" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:53px;display:flex;">(2)</div><div id="a55663_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:53px;">3</div><div id="a55668_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:53px;">2</div><div id="a55672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:703px;top:53px;display:flex;">(6)</div><div id="a55675" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:67px;">Total </div><div id="a55677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:67px;">$ </div><div id="a55679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:67px;display:flex;">(1)</div><div id="a55681" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:67px;">$ </div><div id="a55683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:67px;display:flex;">(282)</div><div id="a55686" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:67px;">$ </div><div id="a55688_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:67px;">2</div><div id="a55691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:67px;">$ </div><div id="a55693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:67px;display:flex;">(1,202)</div></div><div id="TextBlockContainer194" style="position:relative;line-height:normal;width:719px;height:32px;"><div id="div_192_XBRL_TS_4ce5bb3d45b642fdbbf0c2c25d6a6e40" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer193" style="position:relative;line-height:normal;width:719px;height:32px;"><div id="a55697_1_10" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes $</div><div id="a55697_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:43px;top:0px;">284</div><div id="a55697_14_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:57px;top:0px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a55697_27_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:106px;top:0px;">199</div><div id="a55697_30_15" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:121px;top:0px;"><div style="display:inline-block;width:2px"> </div>million) and $</div><div id="a55697_45_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:0px;">1,207</div><div id="a55697_50_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (US$</div><div id="a55697_63_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:246px;top:0px;">848</div><div id="a55697_66_123" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:0px;"><div style="display:inline-block;width:2px"> </div>million), respectively, for the three and six months<div style="display:inline-block;width:4px"> </div>ended April 30, 2025 of pre-tax losses on debt securities related to </div><div id="a55715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">the balance sheet restructuring initiative undertaken in the U.S. Banking segment. Refer to Note 25 of the Bank’s<div style="display:inline-block;width:4px"> </div>2025 Annual Consolidated Financial Statements for additional </div><div id="a55729" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">information regarding the asset limitation on TD’s two U.S. bank subsidiaries.</div></div></div></div><div id="TextBlockContainer196" style="position:relative;line-height:normal;width:725px;height:39px;"><div id="a55747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:23px;top:0px;">CREDIT QUALITY OF DEBT SECURITIES </div><div id="a55756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank evaluates non-retail credit risk<div style="display:inline-block;width:1px"> </div>on an individual borrower basis, using both<div style="display:inline-block;width:1px"> </div>a borrower risk rating (BRR) and facility<div style="display:inline-block;width:1px"> </div>risk rating, as detailed in the shaded </div><div id="a55774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">area of the “Managing Risk” section of the 2025<div style="display:inline-block;width:1px"> </div>MD&amp;A. This system is used to assess all non-retail<div style="display:inline-block;width:1px"> </div>exposures, including debt securities.</div></div><div id="TextBlockContainer199" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="a55793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides the gross carrying<div style="display:inline-block;width:1px"> </div>amounts of debt securities measured at amortized<div style="display:inline-block;width:1px"> </div>cost and debt securities at FVOCI by internal<div style="display:inline-block;width:1px"> </div>risk rating for credit </div><div id="a55797" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">risk management purposes, presenting<div style="display:inline-block;width:1px"> </div>separately those debt securities that are<div style="display:inline-block;width:1px"> </div>subject to Stage 1, Stage 2, and Stage 3<div style="display:inline-block;width:1px"> </div>allowances. Refer to the “Allowance<div style="display:inline-block;width:1px"> </div>for </div><div id="a55810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Credit Losses” table in Note 6 for details regarding<div style="display:inline-block;width:1px"> </div>the allowance and provision for credit losses<div style="display:inline-block;width:1px"> </div>on debt securities.</div></div><div id="TextBlockContainer203" style="position:relative;line-height:normal;width:733px;height:147px;"><div id="a55850" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Debt Securities by Risk Rating</div><div id="a55858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:3px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55872" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars)</div><div id="a55891" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:689px;top:14px;">As at </div><div id="a55901" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:25px;">April 30, 2026 </div><div id="a55909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:25px;">October 31, 2025 </div><div id="a55915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:36px;">Stage 1 </div><div id="a55918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:36px;">Stage 2 </div><div id="a55921" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:390px;top:36px;">Stage 3 </div><div id="a55924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:36px;">Total </div><div id="a55928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:36px;">Stage 1 </div><div id="a55931" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:36px;">Stage 2 </div><div id="a55934" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:36px;">Stage 3 </div><div id="a55937" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:36px;">Total </div><div id="a55940" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:47px;">Debt securities</div><div id="a55941" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:73px;top:48px;">1</div><div id="a55961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:58px;">Investment grade </div><div id="a55963" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:58px;">$ </div><div id="a55965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:58px;">362,249</div><div id="a55967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:58px;">$ </div><div id="a55969" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:58px;">–</div><div id="a55971" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:374px;top:58px;">$ </div><div id="a55973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:58px;">n/a</div><div id="a55974" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:420px;top:58px;">2 </div><div id="a55976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:58px;">$ </div><div id="a55978" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:58px;">362,249</div><div id="a55981" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:58px;">$ </div><div id="a55983" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:58px;">362,521</div><div id="a55985" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:58px;">$ </div><div id="a55987" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:596px;top:58px;">–</div><div id="a55989" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:58px;">$ </div><div id="a55991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:58px;">n/a</div><div id="a55994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:58px;">$ </div><div id="a55996" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:58px;">362,521</div><div id="a55999" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:69px;">Non-investment grade </div><div id="a56004" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:69px;">1,154</div><div id="a56007" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:69px;">120</div><div id="a56010" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:410px;top:69px;">n/a </div><div id="a56013" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:457px;top:69px;">1,274</div><div id="a56017" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:530px;top:69px;">738</div><div id="a56020" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:69px;">167</div><div id="a56023" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:69px;">n/a </div><div id="a56026" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:69px;">905</div><div id="a56029" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:80px;">Watch and classified </div><div id="a56032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:80px;">n/a </div><div id="a56035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:80px;">40</div><div id="a56038" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:410px;top:80px;">n/a </div><div id="a56041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:80px;">40</div><div id="a56045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:80px;">n/a </div><div id="a56048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:80px;">49</div><div id="a56051" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:80px;">n/a </div><div id="a56054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:80px;">49</div><div id="a56057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:91px;">Default </div><div id="a56060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:91px;">n/a </div><div id="a56063" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:91px;">n/a </div><div id="a56066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:91px;">–</div><div id="a56069" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:91px;">–</div><div id="a56073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:91px;">n/a </div><div id="a56076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:91px;">n/a </div><div id="a56079" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:91px;">–</div><div id="a56082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:91px;">–</div><div id="a56085" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:102px;">Total debt securities </div><div id="a56088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:102px;">363,403</div><div id="a56091" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:102px;">160</div><div id="a56094" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:102px;">–</div><div id="a56097" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:102px;">363,563</div><div id="a56101" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:102px;">363,259</div><div id="a56104" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:102px;">216</div><div id="a56107" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:102px;">–</div><div id="a56110" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:102px;">363,475</div><div id="a56113" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:113px;">Allowance for credit losses on debt securities </div><div id="a56134" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:124px;">at amortized cost </div><div id="a56137" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:308px;top:124px;">2</div><div id="a56140" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:124px;">–</div><div id="a56143" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:124px;">–</div><div id="a56146" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:124px;">2</div><div id="a56150" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:124px;">2</div><div id="a56153" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:596px;top:124px;">–</div><div id="a56156" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:124px;">–</div><div id="a56159" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:124px;">2</div><div id="a56162" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:135px;">Total debt securities, net of<div style="display:inline-block;width:4px"> </div>allowance </div><div id="a56164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:135px;">$ </div><div id="a56166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:135px;">363,401</div><div id="a56168" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:135px;">$ </div><div id="a56170" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:135px;">160</div><div id="a56172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:374px;top:135px;">$ </div><div id="a56174" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:135px;">–</div><div id="a56176" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:135px;">$ </div><div id="a56178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:135px;">363,561</div><div id="a56181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:135px;">$ </div><div id="a56183" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:135px;">363,257</div><div id="a56185" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:135px;">$ </div><div id="a56187" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:135px;">216</div><div id="a56189" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:135px;">$ </div><div id="a56191" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:135px;">–</div><div id="a56193" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:135px;">$ </div><div id="a56195" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:135px;">363,473</div></div><div id="TextBlockContainer207" style="position:relative;line-height:normal;width:707px;height:32px;"><div id="a56199_1_67" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes debt securities backed by government-guaranteed loans of $</div><div id="a56199_68_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:276px;top:0px;">118</div><div id="a56199_71_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:291px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a56199_101_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:405px;top:0px;">94</div><div id="a56199_103_77" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:0px;"><div style="display:inline-block;width:2px"> </div>million), which are reported in Non-investment grade or a lower risk rating </div><div id="a56218" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">based on the issuer’s credit risk. </div><div id="a56222" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">2</div><div id="a56223" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Not applicable.</div></div><div id="TextBlockContainer210" style="position:relative;line-height:normal;width:726px;height:53px;"><div id="a56227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">As at April 30, 2026, total debt securities, net<div style="display:inline-block;width:1px"> </div>of allowance, in the table above, include<div style="display:inline-block;width:1px"> </div>debt securities measured at amortized<div style="display:inline-block;width:1px"> </div>cost, net of allowance, of </div><div id="a56280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">$</div><div id="a56280_1_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:13px;">238,677</div><div id="a56280_8_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:46px;top:13px;"><div style="display:inline-block;width:3px"> </div>million (October 31, 2025 – $</div><div id="a56280_38_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:177px;top:13px;">240,439</div><div id="a56280_45_53" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:213px;top:13px;"><div style="display:inline-block;width:3px"> </div>million), and debt securities measured at<div style="display:inline-block;width:1px"> </div>FVOCI of $</div><div id="a56280_98_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:13px;">124,884</div><div id="a56280_105_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:484px;top:13px;"><div style="display:inline-block;width:3px"> </div>million (October 31, 2025 – $</div><div id="a56280_135_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:616px;top:13px;">123,034</div><div id="a56280_142_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:13px;"><div style="display:inline-block;width:3px"> </div>million). The </div><div id="a56330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">difference between probability-weighted ECLs<div style="display:inline-block;width:1px"> </div>and base ECLs on debt securities at<div style="display:inline-block;width:1px"> </div>FVOCI and at amortized cost as at both<div style="display:inline-block;width:1px"> </div>April 30, 2026 and October 31, 2025, </div><div id="a56385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">was insignificant.</div></div> <div id="TextBlockContainer157" style="position:relative;line-height:normal;width:486px;height:13px;"><div id="a54521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the unrealized<div style="display:inline-block;width:1px"> </div>gains and losses as at April 30, 2026<div style="display:inline-block;width:1px"> </div>and October 31, 2025.</div></div><div id="TextBlockContainer161" style="position:relative;line-height:normal;width:734px;height:327px;"><div id="a54539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Unrealized Gains (Losses) for Securities<div style="display:inline-block;width:1px"> </div>at Fair Value Through Other Comprehensive Income </div><div id="a54541" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(millions of Canadian dollars) </div><div id="a54557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:12px;">As at </div><div id="a54567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:24px;">April 30, 2026 </div><div id="a54575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:24px;">October 31, 2025 </div><div id="a54581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:36px;">Cost/ </div><div id="a54584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:36px;">Gross </div><div id="a54587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:36px;">Gross </div><div id="a54593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:36px;">Cost/ </div><div id="a54596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:36px;">Gross </div><div id="a54599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:36px;">Gross </div><div id="a54606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:243px;top:48px;">amortized </div><div id="a54608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:48px;">unrealized </div><div id="a54610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:48px;">unrealized </div><div id="a54613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:48px;">Fair </div><div id="a54616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:48px;">amortized </div><div id="a54618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:48px;">unrealized </div><div id="a54620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:48px;">unrealized </div><div id="a54623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:48px;">Fair </div><div id="a54628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:61px;">cost</div><div id="a54629" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:61px;">1</div><div id="a54632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:61px;">gains</div><div id="a54636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:61px;">(losses)</div><div id="a54640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:61px;">value</div><div id="a54645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:61px;">cost</div><div id="a54646" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:61px;">1</div><div id="a54649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:61px;">gains </div><div id="a54652" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:61px;">(losses) </div><div id="a54655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:61px;">value</div><div id="a54659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:74px;">Government and government-related </div><div id="a54682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:86px;">securities </div><div id="a54702" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;">Canadian government debt </div><div id="a54723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:110px;">Federal<div style="display:inline-block;width:2px"> </div></div><div id="a54725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:110px;">$ </div><div id="a54727" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:110px;">17,159</div><div id="a54729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:110px;">$ </div><div id="a54731" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:110px;">42</div><div id="a54733" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:110px;">$ </div><div id="a54735" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:110px;display:flex;">(62)</div><div id="a54737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:110px;">$ </div><div id="a54739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:110px;">17,139</div><div id="a54742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:110px;">$ </div><div id="a54744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:110px;">15,956</div><div id="a54746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:110px;">$ </div><div id="a54748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:110px;">23</div><div id="a54750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:110px;">$ </div><div id="a54752" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:110px;display:flex;">(88)</div><div id="a54754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:110px;">$ </div><div id="a54756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:110px;">15,891</div><div id="a54760" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:122px;">Provinces </div><div id="a54763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:122px;">20,849</div><div id="a54766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:122px;">168</div><div id="a54769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:122px;display:flex;">(4)</div><div id="a54772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:122px;">21,013</div><div id="a54776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:122px;">20,971</div><div id="a54779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:122px;">120</div><div id="a54782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:122px;display:flex;">(11)</div><div id="a54785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:122px;">21,080</div><div id="a54788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:134px;">U.S. federal, state, municipal governments, and </div><div id="a54800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54806" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54809" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54813" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:146px;"><div style="display:inline-block;width:3px"> </div>agencies debt<div style="display:inline-block;width:2px"> </div></div><div id="a54817" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:146px;">54,282</div><div id="a54820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:146px;">272</div><div id="a54823" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:146px;display:flex;">(89)</div><div id="a54826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:146px;">54,465</div><div id="a54830" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:146px;">54,279</div><div id="a54833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:146px;">267</div><div id="a54836" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:146px;display:flex;">(54)</div><div id="a54839" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:146px;">54,492</div><div id="a54842" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:158px;">Other OECD government-guaranteed debt </div><div id="a54847" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:158px;">8,311</div><div id="a54850" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:158px;">25</div><div id="a54853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:158px;display:flex;">(1)</div><div id="a54856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:158px;">8,335</div><div id="a54860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:158px;">7,864</div><div id="a54863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:158px;">15</div><div id="a54866" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:158px;display:flex;">(4)</div><div id="a54869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:158px;">7,875</div><div id="a54872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:170px;">Mortgage-backed securities </div><div id="a54877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:170px;">1,823</div><div id="a54880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:170px;">18</div><div id="a54883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:170px;display:flex;">(1)</div><div id="a54886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:170px;">1,840</div><div id="a54890" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:170px;">1,869</div><div id="a54893" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:170px;">29</div><div id="a54896" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:170px;display:flex;">(2)</div><div id="a54899" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:170px;">1,896</div><div id="a54905" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:182px;">102,424</div><div id="a54908" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:182px;">525</div><div id="a54911" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:182px;display:flex;">(157)</div><div id="a54914" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:182px;">102,792</div><div id="a54918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:182px;">100,939</div><div id="a54921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:182px;">454</div><div id="a54924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:182px;display:flex;">(159)</div><div id="a54927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:182px;">101,234</div><div id="a54930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:194px;">Other debt securities </div><div id="a54942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:206px;">Asset-backed securities </div><div id="a54959" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:206px;">8,316</div><div id="a54962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:206px;">22</div><div id="a54965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:206px;display:flex;">(11)</div><div id="a54968" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:206px;">8,327</div><div id="a54972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:206px;">8,713</div><div id="a54975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:206px;">11</div><div id="a54978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:206px;display:flex;">(15)</div><div id="a54981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:206px;">8,709</div><div id="a54984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:218px;">Corporate and other debt </div><div id="a54987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:218px;">13,720</div><div id="a54990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:218px;">76</div><div id="a54993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:218px;display:flex;">(31)</div><div id="a54996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:218px;">13,765</div><div id="a55000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:218px;">13,011</div><div id="a55003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:218px;">106</div><div id="a55006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:218px;display:flex;">(26)</div><div id="a55009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:218px;">13,091</div><div id="a55015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:230px;">22,036</div><div id="a55018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:230px;">98</div><div id="a55021" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:230px;display:flex;">(42)</div><div id="a55024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:230px;">22,092</div><div id="a55028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:230px;">21,724</div><div id="a55031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:230px;">117</div><div id="a55034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:230px;display:flex;">(41)</div><div id="a55037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:230px;">21,800</div><div id="a55040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:242px;">Total debt securities</div><div id="a55044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:242px;">124,460</div><div id="a55047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:242px;">623</div><div id="a55050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:242px;display:flex;">(199)</div><div id="a55053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:242px;">124,884</div><div id="a55057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:242px;">122,663</div><div id="a55060" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:242px;">571</div><div id="a55063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:242px;display:flex;">(200)</div><div id="a55066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:242px;">123,034</div><div id="a55069" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:254px;">Equity securities</div><div id="a55082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55085" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:266px;">Common shares </div><div id="a55097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:266px;">2,401</div><div id="a55100" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:266px;">253</div><div id="a55103" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:266px;display:flex;">(30)</div><div id="a55106" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:266px;">2,624</div><div id="a55110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:266px;">2,332</div><div id="a55113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:266px;">226</div><div id="a55116" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:266px;display:flex;">(22)</div><div id="a55119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:266px;">2,536</div><div id="a55122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:278px;">Preferred shares </div><div id="a55125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:278px;">705</div><div id="a55128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:278px;">85</div><div id="a55131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:278px;display:flex;">(79)</div><div id="a55134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:278px;">711</div><div id="a55138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:278px;">523</div><div id="a55141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:278px;">67</div><div id="a55144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:278px;display:flex;">(79)</div><div id="a55147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:278px;">511</div><div id="a55153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:290px;">3,106</div><div id="a55156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:290px;">338</div><div id="a55159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:290px;display:flex;">(109)</div><div id="a55162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:290px;">3,335</div><div id="a55166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:290px;">2,855</div><div id="a55169" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:290px;">293</div><div id="a55172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:290px;display:flex;">(101)</div><div id="a55175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:290px;">3,047</div><div id="a55178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:302px;">Total securities at fair value through </div><div id="a55190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55193" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55196" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:314px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55204" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:314px;"><div style="display:inline-block;width:3px"> </div>other comprehensive income</div><div id="a55208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:314px;">$ </div><div id="a55210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:314px;">127,566</div><div id="a55212" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:314px;">$ </div><div id="a55214" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:314px;">961</div><div id="a55216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:314px;">$ </div><div id="a55218" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:314px;display:flex;">(308)</div><div id="a55220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:314px;">$ </div><div id="a55222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:314px;">128,219</div><div id="a55225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:314px;">$ </div><div id="a55227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:314px;">125,518</div><div id="a55229" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:314px;">$ </div><div id="a55231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:314px;">864</div><div id="a55233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:314px;">$ </div><div id="a55235" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:314px;display:flex;">(301)</div><div id="a55237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:314px;">$ </div><div id="a55239" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:314px;">126,081</div></div><div id="TextBlockContainer166" style="position:relative;line-height:normal;width:380px;height:11px;"><div id="div_164_XBRL_TS_3bcd425eafd04db9a099e40ef8408bd1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer165" style="position:relative;line-height:normal;width:380px;height:11px;"><div id="a55243_1_97" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes the foreign exchange translation of amortized cost balances at the period-end spot rate.</div></div></div></div> 17159000000 42000000 -62000000 17139000000 15956000000 23000000 -88000000 15891000000 20849000000 168000000 -4000000 21013000000 20971000000 120000000 -11000000 21080000000 54282000000 272000000 -89000000 54465000000 54279000000 267000000 -54000000 54492000000 8311000000 25000000 -1000000 8335000000 7864000000 15000000 -4000000 7875000000 1823000000 18000000 -1000000 1840000000 1869000000 29000000 -2000000 1896000000 102424000000 525000000 -157000000 102792000000 100939000000 454000000 -159000000 101234000000 8316000000 22000000 -11000000 8327000000 8713000000 11000000 -15000000 8709000000 13720000000 76000000 -31000000 13765000000 13011000000 106000000 -26000000 13091000000 22036000000 98000000 -42000000 22092000000 21724000000 117000000 -41000000 21800000000 124460000000 623000000 -199000000 124884000000 122663000000 571000000 -200000000 123034000000 2401000000 253000000 -30000000 2624000000 2332000000 226000000 -22000000 2536000000 705000000 85000000 -79000000 711000000 523000000 67000000 -79000000 511000000 3106000000 338000000 -109000000 3335000000 2855000000 293000000 -101000000 3047000000 127566000000 961000000 -308000000 128219000000 125518000000 864000000 -301000000 126081000000 <div id="TextBlockContainer169" style="position:relative;line-height:normal;width:716px;height:26px;"><div id="a55257_56_93" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:256px;top:0px;">The following table summarizes the fair<div style="display:inline-block;width:1px"> </div>value of equity securities designated at<div style="display:inline-block;width:1px"> </div>FVOCI as at </div><div id="a55274" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">April 30, 2026 and October 31, 2025, and dividend<div style="display:inline-block;width:1px"> </div>income recognized on these securities<div style="display:inline-block;width:1px"> </div>for the three and six months ended April 30,<div style="display:inline-block;width:1px"> </div>2026 and April 30, 2025.</div></div><div id="TextBlockContainer173" style="position:relative;line-height:normal;width:734px;height:95px;"><div id="a55298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Equity Securities Designated at Fair Value Through<div style="display:inline-block;width:1px"> </div>Other Comprehensive Income<div style="display:inline-block;width:2px"> </div></div><div id="a55303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a55307" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:310px;top:14px;">As at </div><div id="a55310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:403px;top:14px;">For the three months ended </div><div id="a55312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:601px;top:14px;">For the six months ended </div><div id="a55318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:174px;top:27px;">April 30, 2026 </div><div id="a55321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:27px;">October 31, 2025 </div><div id="a55325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:368px;top:27px;">April 30, 2026 </div><div id="a55328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:27px;">April 30, 2025 </div><div id="a55331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:556px;top:27px;">April 30, 2026 </div><div id="a55334" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">April 30, 2025 </div><div id="a55339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:41px;">Fair value<div style="display:inline-block;width:2px"> </div></div><div id="a55342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:41px;">Dividend income recognized<div style="display:inline-block;width:2px"> </div></div><div id="a55344" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:578px;top:41px;">Dividend income recognized<div style="display:inline-block;width:2px"> </div></div><div id="a55347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:54px;">Common shares </div><div id="a55349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:150px;top:54px;">$ </div><div id="a55351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:214px;top:54px;">2,624</div><div id="a55353" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:54px;">$ </div><div id="a55355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:54px;">2,536</div><div id="a55358" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:54px;">$ </div><div id="a55360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:54px;">32</div><div id="a55362" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:438px;top:54px;">$ </div><div id="a55364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:54px;">88</div><div id="a55366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:532px;top:54px;">$ </div><div id="a55368" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:54px;">52</div><div id="a55370" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:54px;">$ </div><div id="a55372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:54px;">115</div><div id="a55374" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:54px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55376" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Preferred shares </div><div id="a55379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:222px;top:68px;">711</div><div id="a55382" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:68px;">511</div><div id="a55386" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:68px;">29</div><div id="a55389" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:68px;">35</div><div id="a55392" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:68px;">65</div><div id="a55395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:703px;top:68px;">74</div><div id="a55398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:82px;">Total </div><div id="a55400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:150px;top:82px;">$ </div><div id="a55402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:214px;top:82px;">3,335</div><div id="a55404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:82px;">$ </div><div id="a55406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:82px;">3,047</div><div id="a55409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:82px;">$ </div><div id="a55411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:82px;">61</div><div id="a55413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:438px;top:82px;">$ </div><div id="a55415" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:82px;">123</div><div id="a55417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:532px;top:82px;">$ </div><div id="a55419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:603px;top:82px;">117</div><div id="a55421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:82px;">$ </div><div id="a55423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:82px;">189</div></div> 2624000000 2536000000 32000000 88000000 52000000 115000000 711000000 511000000 29000000 35000000 65000000 74000000 3335000000 3047000000 61000000 123000000 117000000 189000000 <div id="TextBlockContainer178" style="position:relative;line-height:normal;width:723px;height:26px;"><div id="div_176_XBRL_TS_ac23796c752d49359c429c4beb46dded" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer177" style="position:relative;line-height:normal;width:723px;height:26px;"><div id="a55427" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The Bank disposed of certain equity securities<div style="display:inline-block;width:1px"> </div>in line with the Bank’s investment strategy<div style="display:inline-block;width:1px"> </div>and disposed of Federal Home Loan Bank (FHLB)<div style="display:inline-block;width:1px"> </div>stock in accordance </div><div id="a55435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">with FHLB member stockholding requirements,<div style="display:inline-block;width:1px"> </div>as follows:</div></div></div></div><div id="TextBlockContainer181" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="a55439" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Equity Securities Net Realized Gains<div style="display:inline-block;width:1px"> </div>(Losses) </div><div id="a55451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a55453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:394px;top:14px;">For the three months ended </div><div id="a55456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:602px;top:14px;">For the six months ended </div><div id="a55461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:27px;">April 30, 2026 </div><div id="a55463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:27px;">April 30, 2025 </div><div id="a55466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:27px;">April 30, 2026 </div><div id="a55468" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:27px;">April 30, 2025 </div><div id="a55471" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Equity Securities </div><div id="a55484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:53px;">Fair value </div><div id="a55486" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:53px;">$ </div><div id="a55488_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:53px;">118</div><div id="a55491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:53px;">$ </div><div id="a55493_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:506px;top:53px;">62</div><div id="a55497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:529px;top:53px;">$ </div><div id="a55499_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:53px;">209</div><div id="a55502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:53px;">$ </div><div id="a55504_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:53px;">126</div><div id="a55509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:67px;">Cumulative realized gain/(loss) </div><div id="a55512_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:67px;">29</div><div id="a55516" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:67px;display:flex;">(26)</div><div id="a55520_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:67px;">48</div><div id="a55524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:67px;display:flex;">(20)</div><div id="a55527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">FHLB Stock </div><div id="a55540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:93px;">Fair value </div><div id="a55543_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:93px;">21</div><div id="a55547_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:93px;">219</div><div id="a55552_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:93px;">31</div><div id="a55556_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:93px;">537</div><div id="a55560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55562" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:107px;">Cumulative realized gain/(loss) </div><div id="a55565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:107px;">–</div><div id="a55568" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:107px;">–</div><div id="a55572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:615px;top:107px;">–</div><div id="a55575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:709px;top:107px;">–</div></div> 118000000 62000000 209000000 126000000 29000000 -26000000 48000000 -20000000 21000000 219000000 31000000 537000000 0 0 0 0 <div id="TextBlockContainer185" style="position:relative;line-height:normal;width:716px;height:39px;"><div id="a55583_102_54" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:467px;top:0px;">The following table summarizes the net realized<div style="display:inline-block;width:1px"> </div>gains </div><div id="a55585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">and losses on securities disposed of during<div style="display:inline-block;width:1px"> </div>the three and six months ended April 30, 2026<div style="display:inline-block;width:1px"> </div>and April 30, 2025, which are included<div style="display:inline-block;width:1px"> </div>in Other income (loss) on the </div><div id="a55599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Interim Consolidated Statement of Income.</div></div><div id="TextBlockContainer190" style="position:relative;line-height:normal;width:734px;height:79px;"><div id="div_188_XBRL_TS_2167fb700e2d432e886ff10a2eaa9902" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer189" style="position:relative;line-height:normal;width:734px;height:79px;"><div id="a55603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Debt Securities Net Realized Gains (Losses) </div><div id="a55615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a55617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:386px;top:14px;">For the three months ended </div><div id="a55620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:602px;top:14px;">For the six months ended </div><div id="a55624" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:27px;">April 30, 2026 </div><div id="a55626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:27px;">April 30, 2025</div><div id="a55627" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:27px;">1</div><div id="a55630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:27px;">April 30, 2026 </div><div id="a55632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:650px;top:27px;">April 30, 2025</div><div id="a55633" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:712px;top:27px;">1</div><div id="a55636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Debt securities at amortized cost </div><div id="a55638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:40px;">$ </div><div id="a55640_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:40px;">1</div><div id="a55643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:40px;">$ </div><div id="a55645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:40px;display:flex;">(285)</div><div id="a55648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:40px;">$ </div><div id="a55650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:40px;">–</div><div id="a55652" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:40px;">$ </div><div id="a55654" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:40px;display:flex;">(1,196)</div><div id="a55657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Debt securities at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive income </div><div id="a55660" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:53px;display:flex;">(2)</div><div id="a55663_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:53px;">3</div><div id="a55668_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:53px;">2</div><div id="a55672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:703px;top:53px;display:flex;">(6)</div><div id="a55675" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:67px;">Total </div><div id="a55677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:67px;">$ </div><div id="a55679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:67px;display:flex;">(1)</div><div id="a55681" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:67px;">$ </div><div id="a55683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:67px;display:flex;">(282)</div><div id="a55686" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:67px;">$ </div><div id="a55688_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:67px;">2</div><div id="a55691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:67px;">$ </div><div id="a55693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:67px;display:flex;">(1,202)</div></div></div></div><div id="TextBlockContainer193" style="position:relative;line-height:normal;width:719px;height:32px;"><div id="a55697_1_10" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes $</div><div id="a55697_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:43px;top:0px;">284</div><div id="a55697_14_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:57px;top:0px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a55697_27_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:106px;top:0px;">199</div><div id="a55697_30_15" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:121px;top:0px;"><div style="display:inline-block;width:2px"> </div>million) and $</div><div id="a55697_45_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:0px;">1,207</div><div id="a55697_50_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (US$</div><div id="a55697_63_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:246px;top:0px;">848</div><div id="a55697_66_123" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:0px;"><div style="display:inline-block;width:2px"> </div>million), respectively, for the three and six months<div style="display:inline-block;width:4px"> </div>ended April 30, 2025 of pre-tax losses on debt securities related to </div><div id="a55715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">the balance sheet restructuring initiative undertaken in the U.S. Banking segment. Refer to Note 25 of the Bank’s<div style="display:inline-block;width:4px"> </div>2025 Annual Consolidated Financial Statements for additional </div><div id="a55729" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">information regarding the asset limitation on TD’s two U.S. bank subsidiaries.</div></div> 1000000 -285000000 0 -1196000000 -2000000 3000000 2000000 -6000000 -1000000 -282000000 2000000 -1202000000 284000000 199000000 1207000000 848000000 <div id="TextBlockContainer200" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="div_198_XBRL_TS_c8481968442047ccb0853e48745fc1cb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer199" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="a55793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides the gross carrying<div style="display:inline-block;width:1px"> </div>amounts of debt securities measured at amortized<div style="display:inline-block;width:1px"> </div>cost and debt securities at FVOCI by internal<div style="display:inline-block;width:1px"> </div>risk rating for credit </div><div id="a55797" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">risk management purposes, presenting<div style="display:inline-block;width:1px"> </div>separately those debt securities that are<div style="display:inline-block;width:1px"> </div>subject to Stage 1, Stage 2, and Stage 3<div style="display:inline-block;width:1px"> </div>allowances. Refer to the “Allowance<div style="display:inline-block;width:1px"> </div>for </div><div id="a55810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Credit Losses” table in Note 6 for details regarding<div style="display:inline-block;width:1px"> </div>the allowance and provision for credit losses<div style="display:inline-block;width:1px"> </div>on debt securities.</div></div></div></div><div id="TextBlockContainer204" style="position:relative;line-height:normal;width:733px;height:147px;"><div id="div_202_XBRL_TS_265ecf3f50404ccdb89a90c424f47100" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer203" style="position:relative;line-height:normal;width:733px;height:147px;"><div id="a55850" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Debt Securities by Risk Rating</div><div id="a55858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:3px;"><div style="display:inline-block;width:3px"> </div></div><div id="a55872" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars)</div><div id="a55891" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:689px;top:14px;">As at </div><div id="a55901" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:25px;">April 30, 2026 </div><div id="a55909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:25px;">October 31, 2025 </div><div id="a55915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:36px;">Stage 1 </div><div id="a55918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:36px;">Stage 2 </div><div id="a55921" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:390px;top:36px;">Stage 3 </div><div id="a55924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:36px;">Total </div><div id="a55928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:36px;">Stage 1 </div><div id="a55931" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:36px;">Stage 2 </div><div id="a55934" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:36px;">Stage 3 </div><div id="a55937" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:36px;">Total </div><div id="a55940" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:47px;">Debt securities</div><div id="a55941" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:73px;top:48px;">1</div><div id="a55961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:58px;">Investment grade </div><div id="a55963" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:58px;">$ </div><div id="a55965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:58px;">362,249</div><div id="a55967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:58px;">$ </div><div id="a55969" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:58px;">–</div><div id="a55971" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:374px;top:58px;">$ </div><div id="a55973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:58px;">n/a</div><div id="a55974" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:420px;top:58px;">2 </div><div id="a55976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:58px;">$ </div><div id="a55978" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:58px;">362,249</div><div id="a55981" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:58px;">$ </div><div id="a55983" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:58px;">362,521</div><div id="a55985" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:58px;">$ </div><div id="a55987" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:596px;top:58px;">–</div><div id="a55989" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:58px;">$ </div><div id="a55991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:58px;">n/a</div><div id="a55994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:58px;">$ </div><div id="a55996" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:58px;">362,521</div><div id="a55999" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:69px;">Non-investment grade </div><div id="a56004" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:69px;">1,154</div><div id="a56007" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:69px;">120</div><div id="a56010" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:410px;top:69px;">n/a </div><div id="a56013" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:457px;top:69px;">1,274</div><div id="a56017" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:530px;top:69px;">738</div><div id="a56020" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:69px;">167</div><div id="a56023" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:69px;">n/a </div><div id="a56026" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:69px;">905</div><div id="a56029" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:80px;">Watch and classified </div><div id="a56032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:80px;">n/a </div><div id="a56035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:80px;">40</div><div id="a56038" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:410px;top:80px;">n/a </div><div id="a56041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:80px;">40</div><div id="a56045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:80px;">n/a </div><div id="a56048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:80px;">49</div><div id="a56051" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:80px;">n/a </div><div id="a56054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:80px;">49</div><div id="a56057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:91px;">Default </div><div id="a56060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:91px;">n/a </div><div id="a56063" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:91px;">n/a </div><div id="a56066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:91px;">–</div><div id="a56069" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:91px;">–</div><div id="a56073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:91px;">n/a </div><div id="a56076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:91px;">n/a </div><div id="a56079" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:91px;">–</div><div id="a56082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:91px;">–</div><div id="a56085" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:102px;">Total debt securities </div><div id="a56088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:102px;">363,403</div><div id="a56091" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:102px;">160</div><div id="a56094" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:102px;">–</div><div id="a56097" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:102px;">363,563</div><div id="a56101" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:102px;">363,259</div><div id="a56104" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:102px;">216</div><div id="a56107" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:102px;">–</div><div id="a56110" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:102px;">363,475</div><div id="a56113" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:113px;">Allowance for credit losses on debt securities </div><div id="a56134" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:124px;">at amortized cost </div><div id="a56137" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:308px;top:124px;">2</div><div id="a56140" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:124px;">–</div><div id="a56143" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:124px;">–</div><div id="a56146" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:124px;">2</div><div id="a56150" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:124px;">2</div><div id="a56153" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:596px;top:124px;">–</div><div id="a56156" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:124px;">–</div><div id="a56159" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:124px;">2</div><div id="a56162" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:135px;">Total debt securities, net of<div style="display:inline-block;width:4px"> </div>allowance </div><div id="a56164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:135px;">$ </div><div id="a56166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:135px;">363,401</div><div id="a56168" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:135px;">$ </div><div id="a56170" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:135px;">160</div><div id="a56172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:374px;top:135px;">$ </div><div id="a56174" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:135px;">–</div><div id="a56176" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:135px;">$ </div><div id="a56178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:135px;">363,561</div><div id="a56181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:135px;">$ </div><div id="a56183" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:135px;">363,257</div><div id="a56185" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:135px;">$ </div><div id="a56187" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:135px;">216</div><div id="a56189" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:135px;">$ </div><div id="a56191" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:135px;">–</div><div id="a56193" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:135px;">$ </div><div id="a56195" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:135px;">363,473</div></div></div></div><div id="TextBlockContainer208" style="position:relative;line-height:normal;width:707px;height:32px;"><div id="div_206_XBRL_TS_d352990ae34a4a6d9ad661fdc138939e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer207" style="position:relative;line-height:normal;width:707px;height:32px;"><div id="a56199_1_67" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes debt securities backed by government-guaranteed loans of $</div><div id="a56199_68_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:276px;top:0px;">118</div><div id="a56199_71_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:291px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a56199_101_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:405px;top:0px;">94</div><div id="a56199_103_77" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:0px;"><div style="display:inline-block;width:2px"> </div>million), which are reported in Non-investment grade or a lower risk rating </div><div id="a56218" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">based on the issuer’s credit risk. </div><div id="a56222" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">2</div><div id="a56223" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Not applicable.</div></div></div></div> 362249000000 0 362249000000 362521000000 0 362521000000 1154000000 120000000 1274000000 738000000 167000000 905000000 40000000 40000000 49000000 49000000 0 0 0 0 363403000000 160000000 0 363563000000 363259000000 216000000 0 363475000000 2000000 0 0 2000000 2000000 0 0 2000000 363401000000 160000000 0 363561000000 363257000000 216000000 0 363473000000 118000000 94000000 238677000000 240439000000 124884000000 123034000000 <div id="TextBlockContainer212" style="position:relative;line-height:normal;width:383px;height:13px;"><div id="a56391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 6: LOANS, IMPAIRED LOANS, AND ALLOWANCE FOR CREDIT LOSSES</div></div><div id="TextBlockContainer216" style="position:relative;line-height:normal;width:479px;height:26px;"><div id="a56395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(a)</div><div id="a56397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">LOANS</div><div id="div_214_XBRL_TS_fb6cbd83fbaa473ab05a153939221e86" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer215" style="position:relative;line-height:normal;width:479px;height:13px;"><div id="a56399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details regarding<div style="display:inline-block;width:1px"> </div>the Bank’s loans as at April 30, 2026 and October<div style="display:inline-block;width:1px"> </div>31, 2025.</div></div></div></div><div id="TextBlockContainer220" style="position:relative;line-height:normal;width:734px;height:165px;"><div id="div_218_XBRL_TS_c643620269ea4f3b83686365d6053d4e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer219" style="position:relative;line-height:normal;width:734px;height:165px;"><div id="a56414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans<div style="display:inline-block;width:2px"> </div></div><div id="a56427" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a56437" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a56448" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:28px;">April 30, 2026 </div><div id="a56451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:28px;">October 31, 2025 </div><div id="a56454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:42px;">Residential mortgages</div><div id="a56463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:42px;">$ </div><div id="a56465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:42px;">299,994</div><div id="a56467" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:42px;">$ </div><div id="a56469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:42px;">315,063</div><div id="a56472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Consumer instalment and other personal </div><div id="a56481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:55px;">274,675</div><div id="a56484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:55px;">259,033</div><div id="a56487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Credit card</div><div id="a56497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:69px;">40,802</div><div id="a56500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:69px;">41,662</div><div id="a56503" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Business and government </div><div id="a56512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:83px;">357,237</div><div id="a56515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:83px;">345,943</div><div id="a56518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:97px;"><div style="display:inline-block;width:3px"> </div></div><div id="a56527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:97px;">972,708</div><div id="a56530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:97px;">961,701</div><div id="a56533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:111px;">Loans at FVOCI</div><div id="a56534" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:110px;">1</div><div id="a56543" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:111px;">393</div><div id="a56546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:111px;">288</div><div id="a56549" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:125px;">Total loans </div><div id="a56558" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:125px;">973,101</div><div id="a56561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:125px;">961,989</div><div id="a56564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:138px;">Total allowance for loan losses </div><div id="a56573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:138px;">8,419</div><div id="a56576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:138px;">8,689</div><div id="a56579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:152px;">Total loans, net of allowance </div><div id="a56587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:152px;">$ </div><div id="a56589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:152px;">964,682</div><div id="a56591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:152px;">$ </div><div id="a56593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:152px;">953,300</div></div></div></div><div id="TextBlockContainer223" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="a56597_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Included in Financial assets at fair value through other comprehensive income on the Interim Consolidated Balance<div style="display:inline-block;width:4px"> </div>Sheet.</div></div><div id="TextBlockContainer228" style="position:relative;line-height:normal;width:659px;height:13px;"><div id="div_226_XBRL_TS_59e24b8a454c410394432123d5353dc7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer227" style="position:relative;line-height:normal;width:659px;height:13px;"><div id="a56604" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Business and government loans and loans<div style="display:inline-block;width:1px"> </div>at FVOCI are grouped together as reflected<div style="display:inline-block;width:1px"> </div>below for presentation in the “Loans by<div style="display:inline-block;width:1px"> </div>Risk Ratings” table.</div></div></div></div><div id="TextBlockContainer231" style="position:relative;line-height:normal;width:734px;height:109px;"><div id="a56655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans – Business and Government<div style="display:inline-block;width:1px"> </div></div><div id="a56671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a56681" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a56692" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:28px;">April 30, 2026 </div><div id="a56695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:28px;">October 31, 2025 </div><div id="a56698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:42px;">Loans at amortized cost</div><div id="a56707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:42px;">$ </div><div id="a56709" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:42px;">357,237</div><div id="a56711" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:42px;">$ </div><div id="a56713" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:42px;">345,943</div><div id="a56716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Loans at FVOCI</div><div id="a56717" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:55px;">1</div><div id="a56726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:55px;">393</div><div id="a56729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:55px;">288</div><div id="a56732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:69px;">Loans </div><div id="a56741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:69px;">357,630</div><div id="a56744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:69px;">346,231</div><div id="a56747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:83px;">Allowance for loan losses </div><div id="a56756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:83px;">3,577</div><div id="a56759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:83px;">3,847</div><div id="a56762" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:97px;">Loans, net of allowance </div><div id="a56770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:97px;">$ </div><div id="a56772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:97px;">354,053</div><div id="a56774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:97px;">$ </div><div id="a56776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:97px;">342,384</div></div><div id="TextBlockContainer236" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="div_234_XBRL_TS_8c3c726fecfd4df496026712a83f45ff" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer235" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="a56780_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Included in Financial assets at fair value through other comprehensive income on the Interim Consolidated Balance<div style="display:inline-block;width:4px"> </div>Sheet.</div></div></div></div><div id="TextBlockContainer238" style="position:relative;line-height:normal;width:723px;height:66px;"><div id="a56800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(b) </div><div id="a56801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">CREDIT QUALITY OF LOANS</div><div id="a56803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">In the retail portfolio, including individuals and<div style="display:inline-block;width:1px"> </div>small businesses, the Bank manages exposures<div style="display:inline-block;width:1px"> </div>on a pooled basis, using predictive credit<div style="display:inline-block;width:1px"> </div>scoring techniques. For </div><div id="a56805" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">non-retail exposures, each borrower is assigned<div style="display:inline-block;width:1px"> </div>a BRR that reflects the probability of default<div style="display:inline-block;width:1px"> </div>(PD)<div style="display:inline-block;width:3px"> </div>of the borrower using proprietary industry<div style="display:inline-block;width:1px"> </div>and sector specific </div><div id="a56815" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">risk models and expert judgment. Refer to<div style="display:inline-block;width:1px"> </div>the shaded areas of the “Managing Risk”<div style="display:inline-block;width:1px"> </div>section of the 2025 MD&amp;A for further<div style="display:inline-block;width:1px"> </div>details, including the mapping of PD </div><div id="a56831" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">ranges to risk levels for retail exposures<div style="display:inline-block;width:1px"> </div>as well as the Bank’s 21-point BRR scale<div style="display:inline-block;width:1px"> </div>to risk levels and external ratings for non-retail<div style="display:inline-block;width:1px"> </div>exposures.</div></div><div id="TextBlockContainer242" style="position:relative;line-height:normal;width:729px;height:26px;"><div id="div_240_XBRL_TS_00026e10d8314ea4afab21d3495b75e1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer241" style="position:relative;line-height:normal;width:729px;height:26px;"><div id="a56846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides the gross carrying<div style="display:inline-block;width:1px"> </div>amounts of loans and credit risk exposures<div style="display:inline-block;width:1px"> </div>on loan commitments and financial guarantee<div style="display:inline-block;width:1px"> </div>contracts by internal risk </div><div id="a56851" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">rating for credit risk management purposes,<div style="display:inline-block;width:1px"> </div>presenting separately those that are<div style="display:inline-block;width:1px"> </div>subject to Stage 1, Stage 2, and Stage 3<div style="display:inline-block;width:1px"> </div>allowances.</div></div></div></div><div id="TextBlockContainer245" style="position:relative;line-height:normal;width:733px;height:581px;"><div id="a56858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans by Risk Rating </div><div id="a56865" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:0px;"><div style="display:inline-block;width:3px"> </div></div><div id="a56874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:654px;top:0px;"><div style="display:inline-block;width:3px"> </div></div><div id="a56879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a56896" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:691px;top:14px;">As at </div><div id="a56905" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:28px;">April 30, 2026 </div><div id="a56912" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:28px;">October 31, 2025 </div><div id="a56917" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:42px;">Stage 1 </div><div id="a56920" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:318px;top:42px;">Stage 2 </div><div id="a56923" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:42px;">Stage 3 </div><div id="a56926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:42px;">Total </div><div id="a56929" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:42px;">Stage 1 </div><div id="a56932" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:42px;">Stage 2 </div><div id="a56935" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:42px;">Stage 3 </div><div id="a56938" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:42px;">Total </div><div id="a56941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:57px;">Residential mortgages</div><div id="a56942" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:114px;top:56px;">1,2,3</div><div id="a56961" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:70px;">Low Risk </div><div id="a56963" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:70px;">$ </div><div id="a56965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:70px;">203,804</div><div id="a56967" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:70px;">$ </div><div id="a56969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:70px;">893</div><div id="a56971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:70px;">$ </div><div id="a56973" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:70px;">n/a </div><div id="a56975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:70px;">$ </div><div id="a56977" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:70px;">204,697</div><div id="a56979" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:70px;">$ </div><div id="a56981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:70px;">221,168</div><div id="a56983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:70px;">$ </div><div id="a56985" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:70px;">765</div><div id="a56987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:70px;">$ </div><div id="a56989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:70px;">n/a </div><div id="a56991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:70px;">$ </div><div id="a56993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:70px;">221,933</div><div id="a56996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:84px;">Normal Risk </div><div id="a56999" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:84px;">69,586</div><div id="a57002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:84px;">9,952</div><div id="a57005" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:84px;">n/a </div><div id="a57008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:84px;">79,538</div><div id="a57011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:84px;">70,217</div><div id="a57014" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:84px;">8,391</div><div id="a57017" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:84px;">n/a </div><div id="a57020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:84px;">78,608</div><div id="a57023" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;">Medium Risk </div><div id="a57026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:98px;">527</div><div id="a57029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:98px;">10,047</div><div id="a57032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:98px;">n/a </div><div id="a57035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:98px;">10,574</div><div id="a57038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:98px;">351</div><div id="a57041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:98px;">9,490</div><div id="a57044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:98px;">n/a </div><div id="a57047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:98px;">9,841</div><div id="a57050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:112px;">High Risk </div><div id="a57053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:112px;">374</div><div id="a57056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:112px;">3,786</div><div id="a57059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:112px;">344</div><div id="a57062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:112px;">4,504</div><div id="a57065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:112px;">3</div><div id="a57068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:112px;">3,700</div><div id="a57071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:112px;">391</div><div id="a57074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:112px;">4,094</div><div id="a57077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:125px;">Default </div><div id="a57080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:125px;">n/a </div><div id="a57083" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:125px;">n/a </div><div id="a57086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:125px;">681</div><div id="a57089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:125px;">681</div><div id="a57092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:125px;">n/a </div><div id="a57095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:125px;">n/a </div><div id="a57098" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:125px;">587</div><div id="a57101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:125px;">587</div><div id="a57104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:139px;">Total loans </div><div id="a57107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:139px;">274,291</div><div id="a57110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:139px;">24,678</div><div id="a57113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:139px;">1,025</div><div id="a57116" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:139px;">299,994</div><div id="a57119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:139px;">291,739</div><div id="a57122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:139px;">22,346</div><div id="a57125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:139px;">978</div><div id="a57128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:139px;">315,063</div><div id="a57131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:153px;">Allowance for loan losses </div><div id="a57134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:153px;">101</div><div id="a57137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:153px;">223</div><div id="a57140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:153px;">96</div><div id="a57143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:153px;">420</div><div id="a57146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:153px;">102</div><div id="a57149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:153px;">175</div><div id="a57152" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:153px;">80</div><div id="a57155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:153px;">357</div><div id="a57158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:167px;">Loans, net of allowance </div><div id="a57161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:167px;">274,190</div><div id="a57164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:167px;">24,455</div><div id="a57167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:167px;">929</div><div id="a57170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:167px;">299,574</div><div id="a57173" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:167px;">291,637</div><div id="a57176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:167px;">22,171</div><div id="a57179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:167px;">898</div><div id="a57182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:167px;">314,706</div><div id="a57185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:181px;">Consumer instalment and other personal</div><div id="a57186" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:181px;">4</div><div id="a57199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:181px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:181px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:194px;">Low Risk </div><div id="a57210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:194px;">119,366</div><div id="a57213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:194px;">2,558</div><div id="a57216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:194px;">n/a </div><div id="a57219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:194px;">121,924</div><div id="a57222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:194px;">110,513</div><div id="a57225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:194px;">2,588</div><div id="a57228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:194px;">n/a </div><div id="a57231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:194px;">113,101</div><div id="a57234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:208px;">Normal Risk </div><div id="a57237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:208px;">84,273</div><div id="a57240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:208px;">16,071</div><div id="a57243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:208px;">n/a </div><div id="a57246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:208px;">100,344</div><div id="a57249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:208px;">75,881</div><div id="a57252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:208px;">19,812</div><div id="a57255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:208px;">n/a </div><div id="a57258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:208px;">95,693</div><div id="a57261" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:222px;">Medium Risk </div><div id="a57264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:222px;">30,455</div><div id="a57267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:222px;">7,199</div><div id="a57270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:222px;">n/a </div><div id="a57273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:222px;">37,654</div><div id="a57276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:222px;">29,757</div><div id="a57279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:222px;">6,792</div><div id="a57282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:222px;">n/a </div><div id="a57285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:222px;">36,549</div><div id="a57288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:236px;">High Risk </div><div id="a57291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:236px;">6,045</div><div id="a57294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:236px;">7,571</div><div id="a57297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:236px;">475</div><div id="a57300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:236px;">14,091</div><div id="a57303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:236px;">5,407</div><div id="a57306" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:236px;">7,209</div><div id="a57309" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:236px;">448</div><div id="a57312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:236px;">13,064</div><div id="a57315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:249px;">Default </div><div id="a57318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:249px;">n/a </div><div id="a57321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:249px;">n/a </div><div id="a57324" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:249px;">662</div><div id="a57327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:249px;">662</div><div id="a57330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:249px;">n/a </div><div id="a57333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:249px;">n/a </div><div id="a57336" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:249px;">626</div><div id="a57339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:249px;">626</div><div id="a57342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:264px;">Total loans </div><div id="a57345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:264px;">240,139</div><div id="a57348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:264px;">33,399</div><div id="a57351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:264px;">1,137</div><div id="a57354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:264px;">274,675</div><div id="a57357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:264px;">221,558</div><div id="a57360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:264px;">36,401</div><div id="a57363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:264px;">1,074</div><div id="a57366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:264px;">259,033</div><div id="a57369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:277px;">Allowance for loan losses </div><div id="a57372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:277px;">697</div><div id="a57375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:277px;">1,171</div><div id="a57378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:277px;">275</div><div id="a57381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:277px;">2,143</div><div id="a57384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:277px;">699</div><div id="a57387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:277px;">1,220</div><div id="a57390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:277px;">274</div><div id="a57393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:277px;">2,193</div><div id="a57396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:291px;">Loans, net of allowance </div><div id="a57399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:291px;">239,442</div><div id="a57402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:291px;">32,228</div><div id="a57405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:291px;">862</div><div id="a57408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:291px;">272,532</div><div id="a57411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:291px;">220,859</div><div id="a57414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:291px;">35,181</div><div id="a57417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">800</div><div id="a57420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:291px;">256,840</div><div id="a57423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:305px;">Credit card</div><div id="a57435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:305px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:305px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:305px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57446" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:319px;">Low Risk </div><div id="a57449" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:319px;">6,372</div><div id="a57452" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:319px;">4</div><div id="a57455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:319px;">n/a </div><div id="a57458" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:319px;">6,376</div><div id="a57461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:319px;">8,011</div><div id="a57464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:319px;">4</div><div id="a57467" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:319px;">n/a </div><div id="a57470" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:319px;">8,015</div><div id="a57473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:332px;">Normal Risk </div><div id="a57476" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:332px;">12,024</div><div id="a57479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:332px;">108</div><div id="a57482" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:332px;">n/a </div><div id="a57485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:332px;">12,132</div><div id="a57488" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:332px;">12,222</div><div id="a57491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:332px;">119</div><div id="a57494" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:332px;">n/a </div><div id="a57497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:332px;">12,341</div><div id="a57500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:346px;">Medium Risk </div><div id="a57503" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:346px;">13,264</div><div id="a57506" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:346px;">899</div><div id="a57509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:346px;">n/a </div><div id="a57512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:346px;">14,163</div><div id="a57515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:346px;">12,780</div><div id="a57518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:346px;">902</div><div id="a57521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:346px;">n/a </div><div id="a57524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:346px;">13,682</div><div id="a57527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:360px;">High Risk </div><div id="a57530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:360px;">2,913</div><div id="a57533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:360px;">4,665</div><div id="a57536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:360px;">388</div><div id="a57539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:360px;">7,966</div><div id="a57542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:360px;">2,727</div><div id="a57545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:360px;">4,329</div><div id="a57548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:360px;">419</div><div id="a57551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:360px;">7,475</div><div id="a57554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:374px;">Default </div><div id="a57557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:374px;">n/a </div><div id="a57560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:374px;">n/a </div><div id="a57563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:374px;">165</div><div id="a57566" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:374px;">165</div><div id="a57569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:374px;">n/a </div><div id="a57572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:374px;">n/a </div><div id="a57575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:374px;">149</div><div id="a57578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:374px;">149</div><div id="a57581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:388px;">Total loans </div><div id="a57584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:388px;">34,573</div><div id="a57587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:388px;">5,676</div><div id="a57590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:388px;">553</div><div id="a57593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:388px;">40,802</div><div id="a57596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:388px;">35,740</div><div id="a57599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:388px;">5,354</div><div id="a57602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:388px;">568</div><div id="a57605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:388px;">41,662</div><div id="a57608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:402px;">Allowance for loan losses </div><div id="a57611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:402px;">738</div><div id="a57614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:402px;">1,093</div><div id="a57617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:402px;">448</div><div id="a57620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:402px;">2,279</div><div id="a57623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:402px;">743</div><div id="a57626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:402px;">1,089</div><div id="a57629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:402px;">460</div><div id="a57632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:402px;">2,292</div><div id="a57635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:415px;">Loans, net of allowance </div><div id="a57638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:415px;">33,835</div><div id="a57641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:415px;">4,583</div><div id="a57644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:415px;">105</div><div id="a57647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:415px;">38,523</div><div id="a57650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:415px;">34,997</div><div id="a57653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:415px;">4,265</div><div id="a57656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:415px;">108</div><div id="a57659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:415px;">39,370</div><div id="a57662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:429px;">Business and government</div><div id="a57663" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:132px;top:429px;">1,2,3,5</div><div id="a57674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:429px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:429px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:429px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:443px;">Investment grade or Low/Normal Risk </div><div id="a57688" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:443px;">147,440</div><div id="a57691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:443px;">164</div><div id="a57694" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:443px;">n/a </div><div id="a57697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:443px;">147,604</div><div id="a57700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:443px;">139,518</div><div id="a57703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:443px;">152</div><div id="a57706" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:443px;">n/a </div><div id="a57709" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:443px;">139,670</div><div id="a57712" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:457px;">Non-investment grade or Medium Risk </div><div id="a57717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:457px;">180,474</div><div id="a57720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:457px;">12,222</div><div id="a57723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:457px;">n/a </div><div id="a57726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:457px;">192,696</div><div id="a57729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:457px;">173,836</div><div id="a57732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:457px;">13,289</div><div id="a57735" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:457px;">n/a </div><div id="a57738" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:457px;">187,125</div><div id="a57741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:470px;">Watch and classified or High Risk </div><div id="a57744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:470px;">670</div><div id="a57747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:470px;">14,094</div><div id="a57750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:470px;">112</div><div id="a57753" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:470px;">14,876</div><div id="a57756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:470px;">538</div><div id="a57759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:470px;">16,098</div><div id="a57762" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:470px;">77</div><div id="a57765" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:470px;">16,713</div><div id="a57768" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:484px;">Default </div><div id="a57771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:484px;">n/a </div><div id="a57774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:484px;">n/a </div><div id="a57777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:484px;">2,454</div><div id="a57780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:484px;">2,454</div><div id="a57783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:484px;">n/a </div><div id="a57786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:484px;">n/a </div><div id="a57789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:484px;">2,723</div><div id="a57792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:484px;">2,723</div><div id="a57795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:498px;">Total loans </div><div id="a57798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:498px;">328,584</div><div id="a57801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:498px;">26,480</div><div id="a57804" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:498px;">2,566</div><div id="a57807" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:498px;">357,630</div><div id="a57810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:498px;">313,892</div><div id="a57813" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:498px;">29,539</div><div id="a57816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:498px;">2,800</div><div id="a57819" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:498px;">346,231</div><div id="a57822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:512px;">Allowance for loan losses </div><div id="a57825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:512px;">1,200</div><div id="a57828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:512px;">1,666</div><div id="a57831" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:512px;">711</div><div id="a57834" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:512px;">3,577</div><div id="a57837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:512px;">1,195</div><div id="a57840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:512px;">1,878</div><div id="a57843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:512px;">774</div><div id="a57846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:512px;">3,847</div><div id="a57849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:526px;">Loans, net of allowance </div><div id="a57852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:526px;">327,384</div><div id="a57855" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:526px;">24,814</div><div id="a57858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:526px;">1,855</div><div id="a57861" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:526px;">354,053</div><div id="a57864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:526px;">312,697</div><div id="a57867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:526px;">27,661</div><div id="a57870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:526px;">2,026</div><div id="a57873" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:526px;">342,384</div><div id="a57876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:540px;">Total loans </div><div id="a57879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:540px;">877,587</div><div id="a57882" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:540px;">90,233</div><div id="a57885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:540px;">5,281</div><div id="a57888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:540px;">973,101</div><div id="a57891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:540px;">862,929</div><div id="a57894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:540px;">93,640</div><div id="a57897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:540px;">5,420</div><div id="a57900" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:540px;">961,989</div><div id="a57903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:553px;">Total allowance for loan losses </div><div id="a57906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:553px;">2,736</div><div id="a57909" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:553px;">4,153</div><div id="a57912" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:553px;">1,530</div><div id="a57915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:553px;">8,419</div><div id="a57918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:553px;">2,739</div><div id="a57921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:553px;">4,362</div><div id="a57924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:553px;">1,588</div><div id="a57927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:553px;">8,689</div><div id="a57930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:568px;">Total loans, net of allowance </div><div id="a57932" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:568px;">$ </div><div id="a57934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:568px;">874,851</div><div id="a57936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:568px;">$ </div><div id="a57938" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:568px;">86,080</div><div id="a57940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:568px;">$ </div><div id="a57942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:568px;">3,751</div><div id="a57944" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:568px;">$ </div><div id="a57946" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:568px;">964,682</div><div id="a57948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:568px;">$ </div><div id="a57950" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:568px;">860,190</div><div id="a57952" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:568px;">$ </div><div id="a57954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:568px;">89,278</div><div id="a57956" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:568px;">$ </div><div id="a57958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:568px;">3,832</div><div id="a57960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:568px;">$ </div><div id="a57962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:568px;">953,300</div></div><div id="TextBlockContainer250" style="position:relative;line-height:normal;width:710px;height:21px;"><div id="div_248_XBRL_TS_7db13742ff154a419ed8d5dd5c9f3048" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer249" style="position:relative;line-height:normal;width:710px;height:21px;"><div id="a57966_1_43" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes impaired loans with a balance of $</div><div id="a57966_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:0px;">230</div><div id="a57966_47_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:183px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a57966_77_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:297px;top:0px;">273</div><div id="a57966_80_107" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:312px;top:0px;"><div style="display:inline-block;width:2px"> </div>million) which did not have a related allowance for loan losses as the realizable value of the collateral </div><div id="a57993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">exceeded the loan amount.</div></div></div></div><div id="TextBlockContainer254" style="position:relative;line-height:normal;width:720px;height:22px;"><div id="div_252_XBRL_TS_77f6a3f9b5604ceabbc9bfa53820879d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer253" style="position:relative;line-height:normal;width:720px;height:22px;"><div id="a57997_1_112" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Excludes trading loans and non-trading loans at fair value through profit or loss (FVTPL) with a fair value of $</div><div id="a57997_113_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:0px;">31</div><div id="a57997_115_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a57997_145_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:0px;">30</div><div id="a57997_147_15" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion) and $</div><div id="a57997_162_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:0px;">0.8</div><div id="a57997_165_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 </div><div id="a58043" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">– $</div><div id="a58043_3_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:11px;">0.3</div><div id="a58043_6_24" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:27px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion), respectively.</div></div></div></div><div id="TextBlockContainer258" style="position:relative;line-height:normal;width:436px;height:22px;"><div id="div_256_XBRL_TS_a9a2ca0a3d404a0394ab4b8b3c64c674" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer257" style="position:relative;line-height:normal;width:436px;height:22px;"><div id="a58056_1_31" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes insured mortgages of $</div><div id="a58056_32_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:132px;top:0px;">67</div><div id="a58056_34_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a58056_64_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:253px;top:0px;">69</div><div id="a58056_66_11" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:263px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion). </div><div id="a58079" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">4</div><div id="a58080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes Canadian government-insured real estate personal loans of $</div><div id="a58080_69_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:279px;top:11px;">5</div><div id="a58080_70_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:283px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a58080_100_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:395px;top:11px;">5</div><div id="a58080_101_10" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion).</div></div></div></div><div id="TextBlockContainer261" style="position:relative;line-height:normal;width:713px;height:21px;"><div id="a58105_1_53" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes loans guaranteed by government agencies of $</div><div id="a58105_54_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:218px;top:0px;">24</div><div id="a58105_56_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a58105_86_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:340px;top:0px;">24</div><div id="a58105_88_96" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:349px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion), which are primarily reported in Non-investment grade or a lower risk rating based on </div><div id="a58127" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">the borrowers’ credit risk.</div></div><div id="TextBlockContainer266" style="position:relative;line-height:normal;width:734px;height:276px;"><div id="div_264_XBRL_TS_81834e589b3f4523acba361c47924e58" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer265" style="position:relative;line-height:normal;width:734px;height:276px;"><div id="a58146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Loans by Risk Rating </div><div id="a58147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:111px;top:3px;">(Continued)</div><div id="a58148" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:3px;"><div style="display:inline-block;width:3px"> </div>– Off-Balance Sheet Credit Instruments</div><div id="a58154" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:3px;">1</div><div id="a58161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:655px;top:3px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars)</div><div id="a58184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:17px;">As at </div><div id="a58194" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:30px;">April 30, 2026 </div><div id="a58201" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:30px;">October 31, 2025 </div><div id="a58207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:43px;">Stage 1 </div><div id="a58210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:318px;top:43px;">Stage 2 </div><div id="a58213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:43px;">Stage 3 </div><div id="a58216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:43px;">Total </div><div id="a58219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:501px;top:43px;">Stage 1 </div><div id="a58222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:561px;top:43px;">Stage 2 </div><div id="a58225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:43px;">Stage 3 </div><div id="a58228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:43px;">Total </div><div id="a58231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:56px;">Retail Exposures</div><div id="a58232" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:88px;top:55px;">2</div><div id="a58243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:655px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Low Risk </div><div id="a58256" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:69px;">$ </div><div id="a58258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:69px;">305,100</div><div id="a58260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:69px;">$ </div><div id="a58262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:69px;">1,331</div><div id="a58264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:69px;">$ </div><div id="a58266" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:69px;">n/a </div><div id="a58268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:69px;">$ </div><div id="a58270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:69px;">306,431</div><div id="a58272" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:69px;">$ </div><div id="a58274" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:69px;">318,759</div><div id="a58276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:69px;">$ </div><div id="a58278" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:69px;">1,464</div><div id="a58280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:69px;">$ </div><div id="a58282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:69px;">n/a </div><div id="a58284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:69px;">$ </div><div id="a58286" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:69px;">320,223</div><div id="a58289" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Normal Risk </div><div id="a58292" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:81px;">71,565</div><div id="a58295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:81px;">1,227</div><div id="a58298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:81px;">n/a </div><div id="a58301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:81px;">72,792</div><div id="a58304" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:81px;">62,564</div><div id="a58307" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:81px;">1,147</div><div id="a58310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:81px;">n/a </div><div id="a58313" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:81px;">63,711</div><div id="a58316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:94px;">Medium Risk </div><div id="a58319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:94px;">17,272</div><div id="a58322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:94px;">1,155</div><div id="a58325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:94px;">n/a </div><div id="a58328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:94px;">18,427</div><div id="a58331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:94px;">16,381</div><div id="a58334" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:94px;">1,295</div><div id="a58337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:94px;">n/a </div><div id="a58340" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:94px;">17,676</div><div id="a58343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;">High Risk </div><div id="a58346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:107px;">1,422</div><div id="a58349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:107px;">1,203</div><div id="a58352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:107px;">–</div><div id="a58355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:107px;">2,625</div><div id="a58358" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:107px;">1,282</div><div id="a58361" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:107px;">1,092</div><div id="a58364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:107px;">–</div><div id="a58367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:107px;">2,374</div><div id="a58370" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:121px;">Default </div><div id="a58373" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:121px;">n/a </div><div id="a58376" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:121px;">n/a </div><div id="a58379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:121px;">–</div><div id="a58382" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:121px;">–</div><div id="a58385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:121px;">n/a </div><div id="a58388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:121px;">n/a </div><div id="a58391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:121px;">–</div><div id="a58394" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:709px;top:121px;">–</div><div id="a58397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:133px;">Non-Retail Exposures</div><div id="a58400" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:111px;top:133px;">3</div><div id="a58419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:146px;">Investment grade </div><div id="a58422" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:146px;">326,904</div><div id="a58425" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:146px;">–</div><div id="a58428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:146px;">n/a </div><div id="a58431" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:146px;">326,904</div><div id="a58434" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:146px;">319,274</div><div id="a58437" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:146px;">–</div><div id="a58440" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:146px;">n/a </div><div id="a58443" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:146px;">319,274</div><div id="a58446" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:159px;">Non-investment grade </div><div id="a58451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:159px;">104,133</div><div id="a58454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:159px;">5,558</div><div id="a58457" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:159px;">n/a </div><div id="a58460" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:159px;">109,691</div><div id="a58463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:159px;">103,936</div><div id="a58466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:159px;">5,710</div><div id="a58469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:159px;">n/a </div><div id="a58472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:159px;">109,646</div><div id="a58475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:173px;">Watch and classified </div><div id="a58478" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:173px;">756</div><div id="a58481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:173px;">4,198</div><div id="a58484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:173px;">–</div><div id="a58487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:173px;">4,954</div><div id="a58490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:173px;">150</div><div id="a58493" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:173px;">4,905</div><div id="a58496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:173px;">–</div><div id="a58499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:173px;">5,055</div><div id="a58502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:185px;">Default </div><div id="a58505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:185px;">n/a </div><div id="a58508" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:185px;">n/a </div><div id="a58511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:185px;">274</div><div id="a58514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:185px;">274</div><div id="a58517" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:185px;">n/a </div><div id="a58520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:185px;">n/a </div><div id="a58523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:185px;">343</div><div id="a58526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:185px;">343</div><div id="a58529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:199px;">Total off-balance sheet credit </div><div id="a58553" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:211px;">instruments </div><div id="a58556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:211px;">827,152</div><div id="a58559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:211px;">14,672</div><div id="a58562" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:211px;">274</div><div id="a58565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:211px;">842,098</div><div id="a58568" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:211px;">822,346</div><div id="a58571" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:211px;">15,613</div><div id="a58574" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:211px;">343</div><div id="a58577" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:211px;">838,302</div><div id="a58580" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:225px;">Allowance for off-balance sheet credit<div style="display:inline-block;width:1px"> </div></div><div id="a58602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:237px;">instruments </div><div id="a58605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:237px;">472</div><div id="a58608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:237px;">553</div><div id="a58611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:237px;">5</div><div id="a58614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:237px;">1,030</div><div id="a58617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:237px;">470</div><div id="a58620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:237px;">566</div><div id="a58623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:237px;">16</div><div id="a58626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:237px;">1,052</div><div id="a58629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:251px;">Total off-balance sheet credit </div><div id="a58653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:263px;">instruments, net of allowance </div><div id="a58655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:263px;">$ </div><div id="a58657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:263px;">826,680</div><div id="a58659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:263px;">$ </div><div id="a58661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:263px;">14,119</div><div id="a58663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:263px;">$ </div><div id="a58665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:263px;">269</div><div id="a58667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:263px;">$ </div><div id="a58669" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:263px;">841,068</div><div id="a58671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:263px;">$ </div><div id="a58673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:263px;">821,876</div><div id="a58675" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:263px;">$ </div><div id="a58677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:263px;">15,047</div><div id="a58679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:263px;">$ </div><div id="a58681" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:263px;">327</div><div id="a58683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:263px;">$ </div><div id="a58685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:263px;">837,250</div></div></div></div><div id="TextBlockContainer270" style="position:relative;line-height:normal;width:691px;height:32px;"><div id="div_268_XBRL_TS_3ae516d336104c94bb08ae823176146d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer269" style="position:relative;line-height:normal;width:691px;height:32px;"><div id="a58689_1_31" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Excludes mortgage commitments. </div><div id="a58695" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a58696" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a58696_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:48px;top:11px;">397</div><div id="a58696_14_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:63px;top:11px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a58696_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:174px;top:11px;">401</div><div id="a58696_47_137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:189px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion) of personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s<div style="display:inline-block;width:4px"> </div>discretion at any time. </div><div id="a58714" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a58715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a58715_11_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:48px;top:21px;">68</div><div id="a58715_13_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:58px;top:21px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a58715_43_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:21px;">67</div><div id="a58715_45_82" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:179px;top:21px;"><div style="display:inline-block;width:2px"> </div>billion) of the undrawn component of uncommitted credit and liquidity facilities.</div></div></div></div><div id="TextBlockContainer274" style="position:relative;line-height:normal;width:706px;height:39px;"><div id="a58756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(c)</div><div id="a58758" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">ALLOWANCE FOR CREDIT LOSSES</div><div id="div_272_XBRL_TS_1384df7984ce4a3a967ea1b4cc2a0027" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer273" style="position:relative;line-height:normal;width:706px;height:26px;"><div id="a58760" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for credit losses as at and<div style="display:inline-block;width:1px"> </div>for the three and six months ended April 30,<div style="display:inline-block;width:1px"> </div>2026<div style="display:inline-block;width:3px"> </div>and April 30,<div style="display:inline-block;width:2px"> </div>2025, </div><div id="a58781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">including allowance for off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>in the applicable categories.</div></div></div></div><div id="TextBlockContainer277" style="position:relative;line-height:normal;width:733px;height:732px;"><div id="a58788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Credit Losses </div><div id="a58810" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:12px;">(millions of Canadian dollars) </div><div id="a58818" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:369px;top:12px;">Foreign </div><div id="a58828" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:12px;">Foreign </div><div id="a58835" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:225px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58837" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58841" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:24px;">exchange, </div><div id="a58843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58845" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58847" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:24px;">exchange, </div><div id="a58853" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:36px;">Balance at </div><div id="a58860" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:241px;top:36px;">Provision<div style="display:inline-block;width:3px"> </div></div><div id="a58862" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:36px;">Write-offs, </div><div id="a58866" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:36px;">disposals, </div><div id="a58868" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:420px;top:36px;">Balance </div><div id="a58870" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:36px;">Balance at </div><div id="a58872" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:36px;">Provision<div style="display:inline-block;width:3px"> </div></div><div id="a58874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:36px;">Write-offs, </div><div id="a58878" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:36px;">disposals, </div><div id="a58880" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:36px;">Balance </div><div id="a58885" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:180px;top:48px;">beginning </div><div id="a58887" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:243px;top:48px;">for credit </div><div id="a58889" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:48px;">net of </div><div id="a58891" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:48px;">and other </div><div id="a58893" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:48px;">at end of </div><div id="a58895" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:48px;">beginning </div><div id="a58897" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:48px;">for credit </div><div id="a58899" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:48px;">net of </div><div id="a58901" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:48px;">and other </div><div id="a58903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:48px;">at end of </div><div id="a58908" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:185px;top:60px;">of period </div><div id="a58910" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:60px;">losses </div><div id="a58912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:60px;">recoveries </div><div id="a58914" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:60px;">adjustments </div><div id="a58916" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:60px;">period </div><div id="a58918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:472px;top:60px;">of period </div><div id="a58920" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:60px;">losses </div><div id="a58922" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:60px;">recoveries </div><div id="a58924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:623px;top:60px;">adjustments </div><div id="a58926" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:60px;">period </div><div id="a58928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:72px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58930" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:605px;top:72px;">For the three months ended </div><div id="a58935" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:84px;">April 30, 2026 </div><div id="a58937" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:663px;top:84px;">April 30, 2025 </div><div id="a58939" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:96px;">Residential mortgages </div><div id="a58941" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:96px;">$ </div><div id="a58943" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:209px;top:96px;">383</div><div id="a58945" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:96px;">$ </div><div id="a58947" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:96px;">38</div><div id="a58949" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:96px;">$ </div><div id="a58951" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:96px;display:flex;">(1)</div><div id="a58953" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:96px;">$ </div><div id="a58955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:96px;">–</div><div id="a58957" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:96px;">$ </div><div id="a58959" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:96px;">420</div><div id="a58961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:96px;">$ </div><div id="a58963" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:96px;">368</div><div id="a58965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:96px;">$ </div><div id="a58967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:543px;top:96px;display:flex;">(14)</div><div id="a58969" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:96px;">$ </div><div id="a58971" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:96px;">–</div><div id="a58973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:96px;">$ </div><div id="a58975" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:96px;display:flex;">(6)</div><div id="a58977" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:96px;">$ </div><div id="a58979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:96px;">348</div><div id="a58981" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:108px;">Consumer instalment and other </div><div id="a59004" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">personal </div><div id="a59007" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:120px;">2,207</div><div id="a59010" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:120px;">327</div><div id="a59013" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:120px;display:flex;">(318)</div><div id="a59016" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:120px;display:flex;">(1)</div><div id="a59019" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:120px;">2,215</div><div id="a59022" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:120px;">2,189</div><div id="a59025" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:120px;">380</div><div id="a59028" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:120px;display:flex;">(307)</div><div id="a59031" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:120px;display:flex;">(41)</div><div id="a59034" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:120px;">2,221</div><div id="a59036" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:132px;">Credit card </div><div id="a59039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:132px;">2,796</div><div id="a59042" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:132px;">396</div><div id="a59045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:132px;display:flex;">(411)</div><div id="a59048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:132px;">2</div><div id="a59051" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:132px;">2,783</div><div id="a59054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:132px;">2,797</div><div id="a59057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:132px;">451</div><div id="a59060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:132px;display:flex;">(435)</div><div id="a59063" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:132px;display:flex;">(97)</div><div id="a59066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:132px;">2,716</div><div id="a59068" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:144px;">Business and government </div><div id="a59071" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:144px;">4,211</div><div id="a59074" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:144px;">239</div><div id="a59077" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:144px;display:flex;">(394)</div><div id="a59080" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:144px;display:flex;">(25)</div><div id="a59083" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:144px;">4,031</div><div id="a59086" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:144px;">4,240</div><div id="a59089" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:144px;">523</div><div id="a59092" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:144px;display:flex;">(360)</div><div id="a59095" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:144px;display:flex;">(104)</div><div id="a59098" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:144px;">4,299</div><div id="a59100" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:156px;">Total allowance for loan losses, </div><div id="a59123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:168px;">including off-balance sheet </div><div id="a59148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:180px;">instruments </div><div id="a59151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:180px;">9,597</div><div id="a59154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:180px;">1,000</div><div id="a59157" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:180px;display:flex;">(1,124)</div><div id="a59160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:180px;display:flex;">(24)</div><div id="a59163" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:180px;">9,449</div><div id="a59166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:180px;">9,594</div><div id="a59169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:180px;">1,340</div><div id="a59172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:180px;display:flex;">(1,102)</div><div id="a59175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:180px;display:flex;">(248)</div><div id="a59178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:180px;">9,584</div><div id="a59180" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:192px;">Debt securities at amortized cost </div><div id="a59183" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:192px;">2</div><div id="a59186" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:192px;">–</div><div id="a59189" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:192px;">–</div><div id="a59192" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:192px;">–</div><div id="a59195" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:192px;">2</div><div id="a59198" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:192px;">3</div><div id="a59201" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:192px;">–</div><div id="a59204" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:192px;">–</div><div id="a59207" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:192px;">–</div><div id="a59210" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:192px;">3</div><div id="a59212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:204px;">Debt securities at FVOCI </div><div id="a59215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:204px;">2</div><div id="a59218" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:204px;">1</div><div id="a59221" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:204px;">–</div><div id="a59224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:204px;">–</div><div id="a59227" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:204px;">3</div><div id="a59230" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:204px;">1</div><div id="a59233" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:204px;">1</div><div id="a59236" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:204px;">–</div><div id="a59239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:204px;">–</div><div id="a59242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:204px;">2</div><div id="a59244" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:216px;">Total allowance for credit </div><div id="a59267" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:228px;">losses on debt securities </div><div id="a59270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:228px;">4</div><div id="a59273" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:228px;">1</div><div id="a59276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:228px;">–</div><div id="a59279" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:228px;">–</div><div id="a59282" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:228px;">5</div><div id="a59285" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:228px;">4</div><div id="a59288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:228px;">1</div><div id="a59291" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:228px;">–</div><div id="a59294" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:228px;">–</div><div id="a59297" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:228px;">5</div><div id="a59299" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:240px;">Total allowance for credit losses </div><div id="a59301" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:240px;">$ </div><div id="a59303" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:240px;">9,601</div><div id="a59305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:240px;">$ </div><div id="a59307" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:240px;">1,001</div><div id="a59309" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:240px;">$ </div><div id="a59311" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:240px;display:flex;">(1,124)</div><div id="a59313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:240px;">$ </div><div id="a59315" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:240px;display:flex;">(24)</div><div id="a59317" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:240px;">$ </div><div id="a59319" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:240px;">9,454</div><div id="a59321" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:240px;">$ </div><div id="a59323" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:240px;">9,598</div><div id="a59325" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:240px;">$ </div><div id="a59327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:240px;">1,341</div><div id="a59329" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:240px;">$ </div><div id="a59331" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:240px;display:flex;">(1,102)</div><div id="a59333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:240px;">$ </div><div id="a59335" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:240px;display:flex;">(248)</div><div id="a59337" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:240px;">$ </div><div id="a59339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:240px;">9,589</div><div id="a59341" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:253px;">Comprising: </div><div id="a59364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:264px;">Allowance for credit losses on </div><div id="a59388" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:276px;">loans at amortized cost </div><div id="a59390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:276px;">$ </div><div id="a59392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:276px;">8,566</div><div id="a59394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:235px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:276px;">$ </div><div id="a59405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:276px;">8,419</div><div id="a59407" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:276px;">$ </div><div id="a59409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:276px;">8,654</div><div id="a59411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59414" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:276px;">$ </div><div id="a59422" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:276px;">8,613</div><div id="a59425" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:288px;">Allowance for credit losses on </div><div id="a59449" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:300px;">loans at FVOCI </div><div id="a59452" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:300px;">1</div><div id="a59461" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:300px;">–</div><div id="a59464" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:300px;">1</div><div id="a59473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:300px;">–</div><div id="a59476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:312px;">Allowance for loan losses </div><div id="a59479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:312px;">8,567</div><div id="a59488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:312px;">8,419</div><div id="a59491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:312px;">8,655</div><div id="a59500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:312px;">8,613</div><div id="a59526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:336px;">Allowance for off-balance sheet </div><div id="a59552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:348px;">instruments </div><div id="a59555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:348px;">1,030</div><div id="a59564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:348px;">1,030</div><div id="a59567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:348px;">939</div><div id="a59576" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:348px;">971</div><div id="a59578" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:360px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:360px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59604" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:372px;">Allowance for credit losses on </div><div id="a59626" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:384px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:384px;">debt securities </div><div id="a59632" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:384px;">4</div><div id="a59641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:384px;">5</div><div id="a59644" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:384px;">4</div><div id="a59653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:384px;">5</div><div id="a59681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:615px;top:408px;">For the six months ended </div><div id="a59686" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:420px;">April 30, 2026 </div><div id="a59688" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:663px;top:420px;">April 30, 2025 </div><div id="a59690" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:432px;">Residential mortgages </div><div id="a59692" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:432px;">$ </div><div id="a59694" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:209px;top:432px;">357</div><div id="a59696" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:432px;">$ </div><div id="a59698" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:432px;">69</div><div id="a59700" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:432px;">$ </div><div id="a59702" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:432px;display:flex;">(4)</div><div id="a59704" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:432px;">$ </div><div id="a59706" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:432px;display:flex;">(2)</div><div id="a59708" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:432px;">$ </div><div id="a59710" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:432px;">420</div><div id="a59712" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:432px;">$ </div><div id="a59714" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:432px;">365</div><div id="a59716" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:432px;">$ </div><div id="a59718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:543px;top:432px;display:flex;">(15)</div><div id="a59720" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:432px;">$ </div><div id="a59722" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:432px;display:flex;">(1)</div><div id="a59724" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:432px;">$ </div><div id="a59726" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:432px;display:flex;">(1)</div><div id="a59728" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:432px;">$ </div><div id="a59730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:432px;">348</div><div id="a59732" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:444px;">Consumer instalment and other </div><div id="a59755" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:456px;">personal </div><div id="a59758" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:456px;">2,273</div><div id="a59761" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:456px;">628</div><div id="a59764" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:456px;display:flex;">(661)</div><div id="a59767" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:456px;display:flex;">(25)</div><div id="a59770" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:456px;">2,215</div><div id="a59773" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:456px;">2,133</div><div id="a59776" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:456px;">736</div><div id="a59779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:456px;display:flex;">(641)</div><div id="a59782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:456px;display:flex;">(7)</div><div id="a59785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:456px;">2,221</div><div id="a59787" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:468px;">Credit card </div><div id="a59790" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:468px;">2,790</div><div id="a59793" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:468px;">879</div><div id="a59796" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:468px;display:flex;">(831)</div><div id="a59799" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:468px;display:flex;">(55)</div><div id="a59802" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:468px;">2,783</div><div id="a59805" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:468px;">2,699</div><div id="a59808" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:468px;">901</div><div id="a59811" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:468px;display:flex;">(871)</div><div id="a59814" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:468px;display:flex;">(13)</div><div id="a59817" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:468px;">2,716</div><div id="a59819" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:480px;">Business and government </div><div id="a59822" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:480px;">4,321</div><div id="a59825" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:480px;">463</div><div id="a59828" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:480px;display:flex;">(630)</div><div id="a59831" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:480px;display:flex;">(123)</div><div id="a59834" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:480px;">4,031</div><div id="a59837" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:480px;">3,940</div><div id="a59840" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:480px;">930</div><div id="a59843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:480px;display:flex;">(546)</div><div id="a59846" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:480px;display:flex;">(25)</div><div id="a59849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:480px;">4,299</div><div id="a59851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:492px;">Total allowance for loan losses, </div><div id="a59874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:504px;">including off-balance sheet </div><div id="a59899" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:516px;">instruments </div><div id="a59902" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:516px;">9,741</div><div id="a59905" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:516px;">2,039</div><div id="a59908" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:516px;display:flex;">(2,126)</div><div id="a59911" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:516px;display:flex;">(205)</div><div id="a59914" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:516px;">9,449</div><div id="a59917" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:516px;">9,137</div><div id="a59920" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:516px;">2,552</div><div id="a59923" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:516px;display:flex;">(2,059)</div><div id="a59926" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:516px;display:flex;">(46)</div><div id="a59929" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:516px;">9,584</div><div id="a59931" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:528px;">Debt securities at amortized cost </div><div id="a59934" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:528px;">2</div><div id="a59937" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:528px;">–</div><div id="a59940" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:528px;">–</div><div id="a59943" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:528px;">–</div><div id="a59946" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:528px;">2</div><div id="a59949" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:528px;">3</div><div id="a59952" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:528px;">–</div><div id="a59955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:528px;">–</div><div id="a59958" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:528px;">–</div><div id="a59961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:528px;">3</div><div id="a59963" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:540px;">Debt securities at FVOCI </div><div id="a59966" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:540px;">2</div><div id="a59969" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:540px;">1</div><div id="a59972" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:540px;">–</div><div id="a59975" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:540px;">–</div><div id="a59978" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:540px;">3</div><div id="a59981" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:540px;">1</div><div id="a59984" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:540px;">1</div><div id="a59987" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:540px;">–</div><div id="a59990" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:540px;">–</div><div id="a59993" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:540px;">2</div><div id="a59995" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:552px;">Total allowance for credit </div><div id="a60018" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:564px;">losses on debt securities </div><div id="a60021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:564px;">4</div><div id="a60024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:564px;">1</div><div id="a60027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:564px;">–</div><div id="a60030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:564px;">–</div><div id="a60033" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:564px;">5</div><div id="a60036" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:564px;">4</div><div id="a60039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:564px;">1</div><div id="a60042" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:564px;">–</div><div id="a60045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:564px;">–</div><div id="a60048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:564px;">5</div><div id="a60050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:576px;">Total allowance for credit losses </div><div id="a60052" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:576px;">$ </div><div id="a60054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:576px;">9,745</div><div id="a60056" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:576px;">$ </div><div id="a60058" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:576px;">2,040</div><div id="a60060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:576px;">$ </div><div id="a60062" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:576px;display:flex;">(2,126)</div><div id="a60064" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:576px;">$ </div><div id="a60066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:576px;display:flex;">(205)</div><div id="a60068" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:576px;">$ </div><div id="a60070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:576px;">9,454</div><div id="a60072" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:576px;">$ </div><div id="a60074" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:576px;">9,141</div><div id="a60076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:576px;">$ </div><div id="a60078" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:576px;">2,553</div><div id="a60080" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:576px;">$ </div><div id="a60082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:576px;display:flex;">(2,059)</div><div id="a60084" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:576px;">$ </div><div id="a60086" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:576px;display:flex;">(46)</div><div id="a60088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:576px;">$ </div><div id="a60090" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:576px;">9,589</div><div id="a60092" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:590px;">Comprising: </div><div id="a60115" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:600px;">Allowance for credit losses on </div><div id="a60139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:612px;">loans at amortized cost </div><div id="a60141" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:612px;">$ </div><div id="a60143" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:612px;">8,689</div><div id="a60145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:235px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:612px;">$ </div><div id="a60156" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:612px;">8,419</div><div id="a60158" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:612px;">$ </div><div id="a60160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:612px;">8,094</div><div id="a60162" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60165" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60168" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60171" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:612px;">$ </div><div id="a60173" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:612px;">8,613</div><div id="a60176" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:624px;">Allowance for credit losses on </div><div id="a60200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:636px;">loans at FVOCI </div><div id="a60203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:636px;">–</div><div id="a60212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:636px;">–</div><div id="a60215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:636px;">–</div><div id="a60224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:636px;">–</div><div id="a60227" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:648px;">Allowance for loan losses </div><div id="a60230" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:648px;">8,689</div><div id="a60239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:648px;">8,419</div><div id="a60242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:648px;">8,094</div><div id="a60251" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:648px;">8,613</div><div id="a60277" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:672px;">Allowance for off-balance sheet </div><div id="a60303" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:684px;">instruments </div><div id="a60306" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:684px;">1,052</div><div id="a60315" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:684px;">1,030</div><div id="a60318" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:684px;">1,043</div><div id="a60327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:684px;">971</div><div id="a60329" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:696px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60332" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:696px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:708px;">Allowance for credit losses on </div><div id="a60377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:720px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60380" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:720px;">debt securities </div><div id="a60383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:720px;">4</div><div id="a60392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:720px;">5</div><div id="a60395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:720px;">4</div><div id="a60404" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:720px;">5</div></div><div id="TextBlockContainer282" style="position:relative;line-height:normal;width:703px;height:26px;"><div id="a60443" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(d)</div><div id="a60445" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">ALLOWANCE FOR LOAN LOSSES BY STAGE</div><div id="div_280_XBRL_TS_3bd38fa6436e4e999be9ba8081938ad7" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer281" style="position:relative;line-height:normal;width:703px;height:13px;"><div id="a60447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for loan losses by stage as<div style="display:inline-block;width:1px"> </div>at and for the three months ended April 30,<div style="display:inline-block;width:1px"> </div>2026 and April 30, 2025.</div></div></div></div><div id="TextBlockContainer285" style="position:relative;line-height:normal;width:732px;height:696px;"><div id="a60477" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Loan Losses by Stage </div><div id="a60496" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a60498" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:603px;top:14px;">For the three months ended </div><div id="a60504" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:25px;">April 30, 2026 </div><div id="a60506" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:25px;">April 30, 2025 </div><div id="a60512" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:267px;top:36px;">Stage 1 </div><div id="a60514" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:326px;top:36px;">Stage 2 </div><div id="a60516" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:36px;">Stage 3 </div><div id="a60519" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:36px;">Total </div><div id="a60521" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:36px;">Stage 1 </div><div id="a60523" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:36px;">Stage 2 </div><div id="a60525" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:36px;">Stage 3 </div><div id="a60528" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:36px;">Total </div><div id="a60531" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:47px;">Residential Mortgages </div><div id="a60550" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:58px;">Balance at beginning of period </div><div id="a60552" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:58px;">$ </div><div id="a60554" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:58px;">103</div><div id="a60556" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:58px;">$ </div><div id="a60558" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:58px;">194</div><div id="a60560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:58px;">$ </div><div id="a60562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:58px;">86</div><div id="a60564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:58px;">$ </div><div id="a60566" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:58px;">383</div><div id="a60568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:58px;">$ </div><div id="a60570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:58px;">114</div><div id="a60572" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:58px;">$ </div><div id="a60574" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:58px;">181</div><div id="a60576" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:58px;">$ </div><div id="a60578" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:58px;">73</div><div id="a60580" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:58px;">$ </div><div id="a60582" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:58px;">368</div><div id="a60585" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:69px;">Provision for credit losses</div><div id="a60606" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:80px;">Transfer to Stage 1</div><div id="a60607" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:80px;">1</div><div id="a60610" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:80px;">23</div><div id="a60613" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:80px;display:flex;">(21)</div><div id="a60616" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:80px;display:flex;">(2)</div><div id="a60619" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:80px;">–</div><div id="a60622" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:80px;">22</div><div id="a60625" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:80px;display:flex;">(20)</div><div id="a60628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:80px;display:flex;">(2)</div><div id="a60631" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:80px;">–</div><div id="a60635" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:91px;">Transfer to Stage 2 </div><div id="a60638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:91px;display:flex;">(13)</div><div id="a60641" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:91px;">21</div><div id="a60644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:91px;display:flex;">(8)</div><div id="a60647" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:91px;">–</div><div id="a60650" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:91px;display:flex;">(7)</div><div id="a60653" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:91px;">17</div><div id="a60656" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:91px;display:flex;">(10)</div><div id="a60659" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:91px;">–</div><div id="a60663" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:102px;">Transfer to Stage 3 </div><div id="a60666" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:102px;">–</div><div id="a60669" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:102px;display:flex;">(10)</div><div id="a60672" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:102px;">10</div><div id="a60675" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:102px;">–</div><div id="a60678" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:102px;">–</div><div id="a60681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:102px;display:flex;">(8)</div><div id="a60684" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:102px;">8</div><div id="a60687" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:102px;">–</div><div id="a60691" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:113px;">Net remeasurement due to transfers into stage</div><div id="a60692" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:113px;">2</div><div id="a60695" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:113px;display:flex;">(5)</div><div id="a60698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:113px;">4</div><div id="a60701" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:113px;">–</div><div id="a60704" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:113px;display:flex;">(1)</div><div id="a60707" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:113px;display:flex;">(5)</div><div id="a60710" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:113px;">4</div><div id="a60713" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:113px;">–</div><div id="a60716" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:113px;display:flex;">(1)</div><div id="a60720" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:124px;">New originations or purchases</div><div id="a60721" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:124px;">3</div><div id="a60724" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:124px;">5</div><div id="a60727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:124px;">n/a </div><div id="a60730" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:124px;">n/a </div><div id="a60733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:124px;">5</div><div id="a60736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:124px;">5</div><div id="a60739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:124px;">n/a </div><div id="a60742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:124px;">n/a </div><div id="a60745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:124px;">5</div><div id="a60749" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net repayments</div><div id="a60750" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:135px;">4</div><div id="a60753" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:135px;display:flex;">(1)</div><div id="a60756" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:135px;display:flex;">(1)</div><div id="a60759" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:135px;">–</div><div id="a60762" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:135px;display:flex;">(2)</div><div id="a60765" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:135px;display:flex;">(1)</div><div id="a60768" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:135px;display:flex;">(1)</div><div id="a60771" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:135px;">–</div><div id="a60774" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:135px;display:flex;">(2)</div><div id="a60778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:146px;">Derecognition of financial assets (excluding</div><div id="a60800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:157px;">disposals and write-offs)</div><div id="a60803" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:157px;">5</div><div id="a60806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:157px;display:flex;">(1)</div><div id="a60809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:157px;display:flex;">(5)</div><div id="a60812" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:157px;display:flex;">(9)</div><div id="a60815" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:157px;display:flex;">(15)</div><div id="a60818" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:157px;display:flex;">(5)</div><div id="a60821" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:157px;display:flex;">(6)</div><div id="a60824" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:157px;display:flex;">(7)</div><div id="a60827" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:157px;display:flex;">(18)</div><div id="a60831" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:168px;">Changes to risk, parameters, and models</div><div id="a60832" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:168px;">6</div><div id="a60835" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:168px;display:flex;">(10)</div><div id="a60838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:168px;">41</div><div id="a60841" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:168px;">20</div><div id="a60844" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:168px;">51</div><div id="a60847" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:168px;display:flex;">(15)</div><div id="a60850" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:168px;">8</div><div id="a60853" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:168px;">9</div><div id="a60856" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:168px;">2</div><div id="a60859" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:179px;">Disposals </div><div id="a60862" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:179px;">–</div><div id="a60865" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:179px;">–</div><div id="a60868" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:179px;">–</div><div id="a60871" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:179px;">–</div><div id="a60874" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:179px;">–</div><div id="a60877" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:179px;">–</div><div id="a60880" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:179px;">–</div><div id="a60883" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:179px;">–</div><div id="a60886" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:190px;">Write-offs </div><div id="a60891" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:190px;">–</div><div id="a60894" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:190px;">–</div><div id="a60897" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:190px;display:flex;">(3)</div><div id="a60900" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:190px;display:flex;">(3)</div><div id="a60903" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:190px;">–</div><div id="a60906" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:190px;">–</div><div id="a60909" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:190px;display:flex;">(1)</div><div id="a60912" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:190px;display:flex;">(1)</div><div id="a60915" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:201px;">Recoveries </div><div id="a60918" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:201px;">–</div><div id="a60921" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:201px;">–</div><div id="a60924" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:201px;">2</div><div id="a60927" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:201px;">2</div><div id="a60930" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:201px;">–</div><div id="a60933" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:201px;">–</div><div id="a60936" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:201px;">1</div><div id="a60939" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:201px;">1</div><div id="a60942" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:212px;">Foreign exchange and other adjustments </div><div id="a60945" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:212px;">–</div><div id="a60948" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:212px;">–</div><div id="a60951" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:212px;">–</div><div id="a60954" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:212px;">–</div><div id="a60957" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:212px;display:flex;">(2)</div><div id="a60960" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:212px;display:flex;">(1)</div><div id="a60963" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:212px;display:flex;">(3)</div><div id="a60966" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:212px;display:flex;">(6)</div><div id="a60969" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:223px;">Balance at end of period </div><div id="a60971" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:223px;">$ </div><div id="a60973" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:223px;">101</div><div id="a60975" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:223px;">$ </div><div id="a60977" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:223px;">223</div><div id="a60979" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:223px;">$ </div><div id="a60981" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:223px;">96</div><div id="a60983" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:223px;">$ </div><div id="a60985" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:223px;">420</div><div id="a60987" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:223px;">$ </div><div id="a60989" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:223px;">106</div><div id="a60991" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:223px;">$ </div><div id="a60993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:223px;">174</div><div id="a60995" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:223px;">$ </div><div id="a60997" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:223px;">68</div><div id="a60999" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:223px;">$ </div><div id="a61001" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:223px;">348</div><div id="a61004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:234px;">Consumer Instalment and Other Personal </div><div id="a61023" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:245px;">Balance, including off-balance sheet instruments, </div><div id="a61045" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:256px;">at beginning of period </div><div id="a61047" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:256px;">$ </div><div id="a61049" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:256px;">721</div><div id="a61051" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:256px;">$ </div><div id="a61053" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:256px;">1,211</div><div id="a61055" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:256px;">$ </div><div id="a61057" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:256px;">275</div><div id="a61059" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:256px;">$ </div><div id="a61061" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:256px;">2,207</div><div id="a61063" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:256px;">$ </div><div id="a61065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:256px;">683</div><div id="a61067" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:256px;">$ </div><div id="a61069" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:256px;">1,224</div><div id="a61071" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:256px;">$ </div><div id="a61073" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:256px;">282</div><div id="a61075" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:256px;">$ </div><div id="a61077" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:256px;">2,189</div><div id="a61080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:267px;">Provision for credit losses </div><div id="a61100" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:278px;">Transfer to Stage 1</div><div id="a61101" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:278px;">1</div><div id="a61104" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:278px;">186</div><div id="a61107" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:278px;display:flex;">(184)</div><div id="a61110" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:278px;display:flex;">(2)</div><div id="a61113" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:278px;">–</div><div id="a61116" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:278px;">139</div><div id="a61119" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:278px;display:flex;">(137)</div><div id="a61122" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:278px;display:flex;">(2)</div><div id="a61125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:278px;">–</div><div id="a61129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:289px;">Transfer to Stage 2 </div><div id="a61132" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:289px;display:flex;">(65)</div><div id="a61135" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:289px;">87</div><div id="a61138" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:289px;display:flex;">(22)</div><div id="a61141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:289px;">–</div><div id="a61144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:289px;display:flex;">(60)</div><div id="a61147" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:289px;">85</div><div id="a61150" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:289px;display:flex;">(25)</div><div id="a61153" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:289px;">–</div><div id="a61157" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:300px;">Transfer to Stage 3 </div><div id="a61160" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:300px;display:flex;">(3)</div><div id="a61163" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:300px;display:flex;">(79)</div><div id="a61166" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:300px;">82</div><div id="a61169" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:300px;">–</div><div id="a61172" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:300px;display:flex;">(2)</div><div id="a61175" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:300px;display:flex;">(76)</div><div id="a61178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:300px;">78</div><div id="a61181" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:300px;">–</div><div id="a61185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:311px;">Net remeasurement due to transfers into stage</div><div id="a61186" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:311px;">2</div><div id="a61189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:311px;display:flex;">(82)</div><div id="a61192" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:311px;">72</div><div id="a61195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:311px;">3</div><div id="a61198" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:311px;display:flex;">(7)</div><div id="a61201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:311px;display:flex;">(61)</div><div id="a61204" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:311px;">72</div><div id="a61207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:311px;">2</div><div id="a61210" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:311px;">13</div><div id="a61214" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:322px;">New originations or purchases</div><div id="a61215" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:322px;">3</div><div id="a61218" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:322px;">81</div><div id="a61221" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:322px;">n/a </div><div id="a61224" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:322px;">n/a </div><div id="a61227" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:322px;">81</div><div id="a61230" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:322px;">76</div><div id="a61233" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:322px;">n/a </div><div id="a61236" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:322px;">n/a </div><div id="a61239" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:322px;">76</div><div id="a61243" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:333px;">Net repayments</div><div id="a61244" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:333px;">4</div><div id="a61247" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:333px;display:flex;">(23)</div><div id="a61250" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:333px;display:flex;">(28)</div><div id="a61253" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:333px;display:flex;">(4)</div><div id="a61256" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:333px;display:flex;">(55)</div><div id="a61259" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:333px;display:flex;">(20)</div><div id="a61262" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:333px;display:flex;">(29)</div><div id="a61265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:333px;display:flex;">(4)</div><div id="a61268" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:333px;display:flex;">(53)</div><div id="a61272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:344px;">Derecognition of financial assets (excluding</div><div id="a61294" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:355px;">disposals and write-offs)</div><div id="a61297" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:355px;">5</div><div id="a61300" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:355px;display:flex;">(23)</div><div id="a61303" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:355px;display:flex;">(26)</div><div id="a61306" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:355px;display:flex;">(11)</div><div id="a61309" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:355px;display:flex;">(60)</div><div id="a61312" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:355px;display:flex;">(21)</div><div id="a61315" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:355px;display:flex;">(27)</div><div id="a61318" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:355px;display:flex;">(10)</div><div id="a61321" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:355px;display:flex;">(58)</div><div id="a61325" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:366px;">Changes to risk, parameters, and models</div><div id="a61326" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:366px;">6</div><div id="a61329" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:366px;display:flex;">(72)</div><div id="a61332" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:366px;">168</div><div id="a61335" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:366px;">272</div><div id="a61338" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:366px;">368</div><div id="a61341" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:366px;display:flex;">(46)</div><div id="a61344" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:366px;">179</div><div id="a61347" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:366px;">269</div><div id="a61350" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:366px;">402</div><div id="a61353" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:377px;">Disposals </div><div id="a61356" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:377px;">–</div><div id="a61359" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:377px;">–</div><div id="a61362" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:377px;">–</div><div id="a61365" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:377px;">–</div><div id="a61368" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:377px;">–</div><div id="a61371" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:377px;">–</div><div id="a61374" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:377px;">–</div><div id="a61377" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:377px;">–</div><div id="a61380" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:388px;">Write-offs</div><div id="a61386" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:388px;">–</div><div id="a61389" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:388px;">–</div><div id="a61392" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:388px;display:flex;">(401)</div><div id="a61395" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:388px;display:flex;">(401)</div><div id="a61398" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:388px;">–</div><div id="a61401" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:388px;">–</div><div id="a61404" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:388px;display:flex;">(399)</div><div id="a61407" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:388px;display:flex;">(399)</div><div id="a61410" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:399px;">Recoveries </div><div id="a61413" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:399px;">–</div><div id="a61416" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:399px;">–</div><div id="a61419" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:399px;">83</div><div id="a61422" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:399px;">83</div><div id="a61425" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:399px;">–</div><div id="a61428" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:399px;">–</div><div id="a61431" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:399px;">92</div><div id="a61434" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:399px;">92</div><div id="a61437" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:410px;">Foreign exchange and other adjustments </div><div id="a61440" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:410px;">–</div><div id="a61443" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:410px;display:flex;">(1)</div><div id="a61446" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:410px;">–</div><div id="a61449" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:410px;display:flex;">(1)</div><div id="a61452" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:410px;display:flex;">(15)</div><div id="a61455" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:410px;display:flex;">(21)</div><div id="a61458" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:410px;display:flex;">(5)</div><div id="a61461" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:410px;display:flex;">(41)</div><div id="a61464" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:421px;">Balance, including off-balance sheet instruments, </div><div id="a61486" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:432px;">at end of period </div><div id="a61489" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:432px;">720</div><div id="a61492" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:432px;">1,220</div><div id="a61495" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:432px;">275</div><div id="a61498" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:432px;">2,215</div><div id="a61501" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:432px;">673</div><div id="a61504" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:432px;">1,270</div><div id="a61507" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:432px;">278</div><div id="a61510" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:432px;">2,221</div><div id="a61513" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:443px;">Less: Allowance for off-balance sheet instruments</div><div id="a61516" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:443px;">7</div><div id="a61519" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:443px;">23</div><div id="a61522" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:443px;">49</div><div id="a61525" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:443px;">–</div><div id="a61528" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:443px;">72</div><div id="a61531" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:443px;">24</div><div id="a61534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:443px;">52</div><div id="a61537" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:443px;">–</div><div id="a61540" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:443px;">76</div><div id="a61543" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:454px;">Balance at end of period </div><div id="a61545" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:454px;">$ </div><div id="a61547" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:454px;">697</div><div id="a61549" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:454px;">$ </div><div id="a61551" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:454px;">1,171</div><div id="a61553" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:454px;">$ </div><div id="a61555" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:454px;">275</div><div id="a61557" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:454px;">$ </div><div id="a61559" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:454px;">2,143</div><div id="a61561" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:454px;">$ </div><div id="a61563" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:454px;">649</div><div id="a61565" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:454px;">$ </div><div id="a61567" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:454px;">1,218</div><div id="a61569" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:454px;">$ </div><div id="a61571" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:454px;">278</div><div id="a61573" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:454px;">$ </div><div id="a61575" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:454px;">2,145</div><div id="a61578" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:465px;">Credit Card</div><div id="a61579" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:53px;top:465px;">8</div><div id="a61598" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:476px;">Balance, including off-balance sheet instruments, </div><div id="a61620" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:487px;">at beginning of period </div><div id="a61622" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:487px;">$ </div><div id="a61624" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:487px;">950</div><div id="a61626" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:487px;">$ </div><div id="a61628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:487px;">1,395</div><div id="a61630" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:487px;">$ </div><div id="a61632" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:487px;">451</div><div id="a61634" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:487px;">$ </div><div id="a61636" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:487px;">2,796</div><div id="a61638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:487px;">$ </div><div id="a61640" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:487px;">927</div><div id="a61642" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:487px;">$ </div><div id="a61644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:487px;">1,372</div><div id="a61646" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:487px;">$ </div><div id="a61648" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:487px;">498</div><div id="a61650" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:487px;">$ </div><div id="a61652" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:487px;">2,797</div><div id="a61655" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:498px;">Provision for credit losses</div><div id="a61676" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:509px;">Transfer to Stage 1</div><div id="a61677" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:509px;">1</div><div id="a61680" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:509px;">252</div><div id="a61683" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:509px;display:flex;">(243)</div><div id="a61686" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:509px;display:flex;">(9)</div><div id="a61689" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:509px;">–</div><div id="a61692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:509px;">235</div><div id="a61695" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:509px;display:flex;">(224)</div><div id="a61698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:509px;display:flex;">(11)</div><div id="a61701" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:509px;">–</div><div id="a61705" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:520px;">Transfer to Stage 2 </div><div id="a61708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:520px;display:flex;">(92)</div><div id="a61711" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:520px;letter-spacing:0.15px;">116</div><div id="a61714" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:520px;display:flex;">(24)</div><div id="a61717" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:520px;">–</div><div id="a61720" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:520px;display:flex;">(82)</div><div id="a61723" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:520px;">105</div><div id="a61726" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:520px;display:flex;">(23)</div><div id="a61729" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:520px;">–</div><div id="a61733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:531px;">Transfer to Stage 3 </div><div id="a61736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:531px;display:flex;">(7)</div><div id="a61739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:531px;display:flex;">(271)</div><div id="a61742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:531px;">278</div><div id="a61745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:531px;">–</div><div id="a61748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:531px;display:flex;">(6)</div><div id="a61751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:531px;display:flex;">(286)</div><div id="a61754" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:531px;">292</div><div id="a61757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:531px;">–</div><div id="a61761" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:542px;">Net remeasurement due to transfers into stage</div><div id="a61762" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:542px;">2</div><div id="a61765" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:542px;display:flex;">(101)</div><div id="a61768" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:542px;">128</div><div id="a61771" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:542px;">7</div><div id="a61774" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:542px;">34</div><div id="a61777" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:542px;display:flex;">(78)</div><div id="a61780" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:542px;">113</div><div id="a61783" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:542px;">6</div><div id="a61786" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:542px;">41</div><div id="a61790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:553px;">New originations or purchases</div><div id="a61791" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:553px;">3</div><div id="a61794" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:553px;">48</div><div id="a61797" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:553px;">n/a </div><div id="a61800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:553px;">n/a </div><div id="a61803" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:553px;">48</div><div id="a61806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:553px;">38</div><div id="a61809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:553px;">n/a </div><div id="a61812" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:553px;">n/a </div><div id="a61815" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:553px;">38</div><div id="a61819" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:564px;">Net repayments</div><div id="a61820" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:564px;">4</div><div id="a61823" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:564px;display:flex;">(10)</div><div id="a61826" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:564px;display:flex;">(3)</div><div id="a61829" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:564px;">17</div><div id="a61832" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:564px;">4</div><div id="a61835" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:564px;display:flex;">(12)</div><div id="a61838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:564px;display:flex;">(1)</div><div id="a61841" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:564px;">20</div><div id="a61844" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:564px;">7</div><div id="a61848" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:575px;">Derecognition of financial assets (excluding</div><div id="a61870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:586px;">disposals and write-offs)</div><div id="a61873" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:586px;">5</div><div id="a61876" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:586px;display:flex;">(12)</div><div id="a61879" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:586px;display:flex;">(27)</div><div id="a61882" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:586px;display:flex;">(106)</div><div id="a61885" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:586px;display:flex;">(145)</div><div id="a61888" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:586px;display:flex;">(9)</div><div id="a61891" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:586px;display:flex;">(21)</div><div id="a61894" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:586px;display:flex;">(104)</div><div id="a61897" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:586px;display:flex;">(134)</div><div id="a61901" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:597px;">Changes to risk, parameters, and models</div><div id="a61902" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:597px;">6</div><div id="a61905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:597px;display:flex;">(87)</div><div id="a61908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:597px;">298</div><div id="a61911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:597px;">244</div><div id="a61914" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:597px;">455</div><div id="a61917" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:597px;display:flex;">(28)</div><div id="a61920" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:597px;">302</div><div id="a61923" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:597px;">225</div><div id="a61926" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:597px;">499</div><div id="a61929" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:608px;">Disposals </div><div id="a61932" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:608px;">–</div><div id="a61935" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:608px;">–</div><div id="a61938" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:608px;">–</div><div id="a61941" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:608px;">–</div><div id="a61944" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:608px;">–</div><div id="a61947" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:608px;">–</div><div id="a61950" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:608px;">–</div><div id="a61953" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:608px;">–</div><div id="a61956" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:619px;">Write-offs</div><div id="a61962" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:619px;">–</div><div id="a61965" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:619px;">–</div><div id="a61968" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:619px;display:flex;">(529)</div><div id="a61971" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:619px;display:flex;">(529)</div><div id="a61974" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:619px;">–</div><div id="a61977" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:619px;">–</div><div id="a61980" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:619px;display:flex;">(532)</div><div id="a61983" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:619px;display:flex;">(532)</div><div id="a61986" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:630px;">Recoveries </div><div id="a61989" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:630px;">–</div><div id="a61992" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:630px;">–</div><div id="a61995" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:630px;letter-spacing:0.15px;">118</div><div id="a61998" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:630px;letter-spacing:0.15px;">118</div><div id="a62001" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:630px;">–</div><div id="a62004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:630px;">–</div><div id="a62007" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:630px;">97</div><div id="a62010" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:630px;">97</div><div id="a62013" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:641px;">Foreign exchange and other adjustments </div><div id="a62016" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:641px;">–</div><div id="a62019" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:641px;">1</div><div id="a62022" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:641px;">1</div><div id="a62025" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:641px;">2</div><div id="a62028" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:641px;display:flex;">(32)</div><div id="a62031" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:641px;display:flex;">(46)</div><div id="a62034" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:641px;display:flex;">(19)</div><div id="a62037" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:641px;display:flex;">(97)</div><div id="a62040" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:652px;">Balance, including off-balance sheet instruments, </div><div id="a62062" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:663px;">at end of period </div><div id="a62065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:663px;">941</div><div id="a62068" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:663px;">1,394</div><div id="a62071" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:663px;">448</div><div id="a62074" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:663px;">2,783</div><div id="a62077" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:663px;">953</div><div id="a62080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:663px;">1,314</div><div id="a62083" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:663px;">449</div><div id="a62086" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:663px;">2,716</div><div id="a62089" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:674px;">Less: Allowance for off-balance sheet instruments</div><div id="a62092" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:674px;">7</div><div id="a62095" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:674px;">203</div><div id="a62098" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:674px;">301</div><div id="a62101" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:674px;">–</div><div id="a62104" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:674px;">504</div><div id="a62107" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:674px;">210</div><div id="a62110" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:674px;">289</div><div id="a62113" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:674px;">–</div><div id="a62116" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:674px;">499</div><div id="a62119" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:685px;">Balance at end of period </div><div id="a62121" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:685px;">$ </div><div id="a62123" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:685px;">738</div><div id="a62125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:685px;">$ </div><div id="a62127" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:685px;">1,093</div><div id="a62129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:685px;">$ </div><div id="a62131" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:685px;">448</div><div id="a62133" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:685px;">$ </div><div id="a62135" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:685px;">2,279</div><div id="a62137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:685px;">$ </div><div id="a62139" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:685px;">743</div><div id="a62141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:685px;">$ </div><div id="a62143" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:685px;">1,025</div><div id="a62145" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:685px;">$ </div><div id="a62147" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:685px;">449</div><div id="a62149" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:685px;">$ </div><div id="a62151" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:685px;">2,217</div></div><div id="TextBlockContainer290" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="div_288_XBRL_TS_4b33a56408ef44738043c730c7538ad9" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer289" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="a62155_1_74" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Transfers represent stage transfer movements prior to ECL remeasurement.<div style="display:inline-block;width:4px"> </div></div><div id="a62160" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a62161" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2<div style="display:inline-block;width:4px"> </div>or 3) due to stage transfers necessitated by credit risk migration, as </div><div id="a62172" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2025<div style="display:inline-block;width:4px"> </div>Annual Consolidated Financial Statements, holding all other factors impacting the </div><div id="a62201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:32px;">change in ECLs constant.<div style="display:inline-block;width:3px"> </div></div><div id="a62207" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">3</div><div id="a62208" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:43px;"><div style="display:inline-block;width:3px"> </div>Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. </div><div id="a62211" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">4</div><div id="a62212" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to cash flow changes associated with new draws or repayments<div style="display:inline-block;width:4px"> </div>on loans outstanding.<div style="display:inline-block;width:3px"> </div></div><div id="a62216" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">5</div><div id="a62217" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease<div style="display:inline-block;width:4px"> </div>associated with loans that were disposed or fully written off. </div><div id="a62221" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:74px;">6</div><div id="a62222" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to current period changes in risk (e.g.,<div style="display:inline-block;width:4px"> </div>PD) caused by changes to macroeconomic factors, level of risk, parameters,<div style="display:inline-block;width:3px"> </div>and/or models, </div><div id="a62247" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:85px;">subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information<div style="display:inline-block;width:1px"> </div>”<div style="display:inline-block;width:2px"> </div>and “Expert Credit Judgment”<div style="display:inline-block;width:3px"> </div>sections of Note 2 and Note 3 of the </div><div id="a62271" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:96px;">Bank’s 2025 Annual Consolidated Financial Statements for further details.<div style="display:inline-block;width:4px"> </div></div><div id="a62278" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:106px;">7</div><div id="a62279" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:107px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet. </div><div id="a62284" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:117px;">8</div><div id="a62285" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:117px;"><div style="display:inline-block;width:3px"> </div>Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off<div style="display:inline-block;width:4px"> </div>at 180 days past due. Refer to Note 2 of the Bank’s 2025 Annual </div><div id="a62292" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:128px;">Consolidated Financial Statements for further details.</div></div></div></div><div id="TextBlockContainer294" style="position:relative;line-height:normal;width:734px;height:364px;"><div id="div_292_XBRL_TS_536a8e9afd97439a872d5232f609ed98" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer293" style="position:relative;line-height:normal;width:734px;height:364px;"><div id="a62307" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Allowance for Loan Losses by Stage </div><div id="a62308" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:3px;">(Continued)</div><div id="a62328" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:15px;">(millions of Canadian dollars) </div><div id="a62330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:597px;top:15px;">For the three months ended </div><div id="a62336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:27px;">April 30, 2026 </div><div id="a62338" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:27px;">April 30, 2025 </div><div id="a62344" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:39px;">Stage 1 </div><div id="a62346" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:39px;">Stage 2 </div><div id="a62348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:39px;">Stage 3 </div><div id="a62351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:39px;">Total </div><div id="a62353" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:39px;">Stage 1 </div><div id="a62355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:39px;">Stage 2 </div><div id="a62357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:39px;">Stage 3 </div><div id="a62360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:39px;">Total </div><div id="a62363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:51px;">Business and Government </div><div id="a62382" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:63px;">Balance, including off-balance sheet instruments, </div><div id="a62404" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:75px;">at beginning of period </div><div id="a62406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:75px;">$ </div><div id="a62408" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:75px;">1,418</div><div id="a62410" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:75px;">$ </div><div id="a62412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:75px;">1,905</div><div id="a62414" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:75px;">$ </div><div id="a62416" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:75px;">888</div><div id="a62418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:75px;">$ </div><div id="a62420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:75px;">4,211</div><div id="a62422" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:75px;">$ </div><div id="a62424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:75px;">1,272</div><div id="a62426" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:75px;">$ </div><div id="a62428" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:75px;">1,997</div><div id="a62430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:75px;">$ </div><div id="a62432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:75px;">971</div><div id="a62434" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:75px;">$ </div><div id="a62436" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:75px;">4,240</div><div id="a62439" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Provision for credit losses</div><div id="a62460" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:99px;">Transfer to Stage 1</div><div id="a62461" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:98px;">1</div><div id="a62464" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:99px;">81</div><div id="a62467" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:99px;display:flex;">(81)</div><div id="a62470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:99px;">–</div><div id="a62473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:99px;">–</div><div id="a62476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:99px;">66</div><div id="a62479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:99px;display:flex;">(63)</div><div id="a62482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:99px;display:flex;">(3)</div><div id="a62485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:99px;">–</div><div id="a62489" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:111px;">Transfer to Stage 2 </div><div id="a62492" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:111px;display:flex;">(145)</div><div id="a62495" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:111px;">148</div><div id="a62498" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:111px;display:flex;">(3)</div><div id="a62501" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:111px;">–</div><div id="a62504" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:111px;display:flex;">(161)</div><div id="a62507" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:111px;">176</div><div id="a62510" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:111px;display:flex;">(15)</div><div id="a62513" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:111px;">–</div><div id="a62517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:123px;">Transfer to Stage 3 </div><div id="a62520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:123px;display:flex;">(2)</div><div id="a62523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:123px;display:flex;">(62)</div><div id="a62526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:123px;">64</div><div id="a62529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">–</div><div id="a62532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:123px;display:flex;">(1)</div><div id="a62535" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:123px;display:flex;">(72)</div><div id="a62538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:123px;">73</div><div id="a62541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:123px;">–</div><div id="a62545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net remeasurement due to transfers into stage</div><div id="a62546" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:134px;">1</div><div id="a62549" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:135px;display:flex;">(28)</div><div id="a62552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:135px;">34</div><div id="a62555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:135px;">2</div><div id="a62558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:135px;">8</div><div id="a62561" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:135px;display:flex;">(18)</div><div id="a62564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:135px;">45</div><div id="a62567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">–</div><div id="a62570" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:135px;">27</div><div id="a62574" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">New originations or purchases</div><div id="a62575" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:146px;">1</div><div id="a62578" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:147px;">376</div><div id="a62581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:147px;">n/a </div><div id="a62584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:147px;">n/a </div><div id="a62587" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:147px;">376</div><div id="a62590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:147px;">314</div><div id="a62593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:147px;">n/a </div><div id="a62596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:147px;">n/a </div><div id="a62599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">314</div><div id="a62603" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:159px;">Net repayments</div><div id="a62604" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:158px;">1</div><div id="a62607" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:159px;">–</div><div id="a62610" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:159px;display:flex;">(46)</div><div id="a62613" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:159px;display:flex;">(42)</div><div id="a62616" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:159px;display:flex;">(88)</div><div id="a62619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:159px;display:flex;">(2)</div><div id="a62622" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:159px;display:flex;">(5)</div><div id="a62625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:159px;display:flex;">(76)</div><div id="a62628" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:159px;display:flex;">(83)</div><div id="a62632" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:171px;">Derecognition of financial assets (excluding</div><div id="a62654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:183px;">disposals and write-offs)</div><div id="a62657" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:182px;">1</div><div id="a62660" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:183px;display:flex;">(205)</div><div id="a62663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:183px;display:flex;">(194)</div><div id="a62666" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:183px;display:flex;">(186)</div><div id="a62669" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:183px;display:flex;">(585)</div><div id="a62672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:183px;display:flex;">(160)</div><div id="a62675" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:183px;display:flex;">(199)</div><div id="a62678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:183px;display:flex;">(46)</div><div id="a62681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:183px;display:flex;">(405)</div><div id="a62685" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:195px;">Changes to risk, parameters, and models</div><div id="a62686" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:194px;">1</div><div id="a62689" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:195px;display:flex;">(43)</div><div id="a62692" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">169</div><div id="a62695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:195px;">402</div><div id="a62698" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:195px;">528</div><div id="a62701" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:195px;">57</div><div id="a62704" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:195px;">311</div><div id="a62707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:195px;">302</div><div id="a62710" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:195px;">670</div><div id="a62713" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:207px;">Disposals </div><div id="a62716" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:207px;">–</div><div id="a62719" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:207px;">–</div><div id="a62722" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:207px;display:flex;">(5)</div><div id="a62725" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:207px;display:flex;">(5)</div><div id="a62728" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:207px;">–</div><div id="a62731" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:207px;">–</div><div id="a62734" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:207px;">–</div><div id="a62737" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:207px;">–</div><div id="a62740" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Write-offs</div><div id="a62746" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:219px;">–</div><div id="a62749" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:219px;">–</div><div id="a62752" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:219px;display:flex;">(407)</div><div id="a62755" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:219px;display:flex;">(407)</div><div id="a62758" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:219px;">–</div><div id="a62761" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:219px;">–</div><div id="a62764" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:219px;display:flex;">(383)</div><div id="a62767" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:219px;display:flex;">(383)</div><div id="a62770" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:231px;">Recoveries </div><div id="a62773" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:231px;">–</div><div id="a62776" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:231px;">–</div><div id="a62779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:231px;">13</div><div id="a62782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:231px;">13</div><div id="a62785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:231px;">–</div><div id="a62788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:231px;">–</div><div id="a62791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:231px;">23</div><div id="a62794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:231px;">23</div><div id="a62797" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:243px;">Foreign exchange and other adjustments </div><div id="a62800" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:243px;display:flex;">(6)</div><div id="a62803" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:243px;display:flex;">(4)</div><div id="a62806" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:243px;display:flex;">(10)</div><div id="a62809" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:243px;display:flex;">(20)</div><div id="a62812" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:243px;display:flex;">(39)</div><div id="a62815" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:243px;display:flex;">(56)</div><div id="a62818" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:243px;display:flex;">(9)</div><div id="a62821" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:243px;display:flex;">(104)</div><div id="a62824" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Balance, including off-balance sheet instruments, </div><div id="a62846" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:267px;">at end of period </div><div id="a62849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:267px;">1,446</div><div id="a62852" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:267px;">1,869</div><div id="a62855" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:267px;">716</div><div id="a62858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:267px;">4,031</div><div id="a62861" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:267px;">1,328</div><div id="a62864" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:267px;">2,134</div><div id="a62867" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:267px;">837</div><div id="a62870" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:267px;">4,299</div><div id="a62873" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Less: Allowance for off-balance sheet instruments</div><div id="a62876" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:278px;">2</div><div id="a62879" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:279px;">246</div><div id="a62882" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:279px;">203</div><div id="a62885" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:279px;">5</div><div id="a62888" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:279px;">454</div><div id="a62891" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:279px;">181</div><div id="a62894" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:279px;">211</div><div id="a62897" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:279px;">4</div><div id="a62900" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:279px;">396</div><div id="a62903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:291px;">Balance at end of period </div><div id="a62906" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:291px;">1,200</div><div id="a62909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:291px;">1,666</div><div id="a62912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:291px;">711</div><div id="a62915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:291px;">3,577</div><div id="a62918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:291px;">1,147</div><div id="a62921" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:291px;">1,923</div><div id="a62924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">833</div><div id="a62927" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:291px;">3,903</div><div id="a62930" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:303px;">Total Allowance, including<div style="display:inline-block;width:4px"> </div>off-balance sheet<div style="display:inline-block;width:3px"> </div></div><div id="a62952" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:315px;">instruments, at end of period </div><div id="a62955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:315px;">3,208</div><div id="a62958" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:315px;">4,706</div><div id="a62961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:315px;">1,535</div><div id="a62964" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:315px;">9,449</div><div id="a62967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:315px;">3,060</div><div id="a62970" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">4,892</div><div id="a62973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:315px;">1,632</div><div id="a62976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:315px;">9,584</div><div id="a62979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:327px;">Less: Total Allowance for<div style="display:inline-block;width:4px"> </div>off-balance sheet </div><div id="a63000" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:339px;"><div style="display:inline-block;width:3px"> </div></div><div id="a63002" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:339px;">instruments</div><div id="a63003" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:70px;top:339px;">2</div><div id="a63006" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:339px;">472</div><div id="a63009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:339px;">553</div><div id="a63012" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:339px;">5</div><div id="a63015" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:339px;">1,030</div><div id="a63018" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:339px;">415</div><div id="a63021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:339px;">552</div><div id="a63024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:339px;">4</div><div id="a63027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:339px;">971</div><div id="a63030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:352px;">Total Allowance for Loan Losses<div style="display:inline-block;width:4px"> </div>at end of period</div><div id="a63033" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:352px;">$ </div><div id="a63035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:352px;">2,736</div><div id="a63037" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:352px;">$ </div><div id="a63039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:352px;">4,153</div><div id="a63041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:352px;">$ </div><div id="a63043" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:352px;">1,530</div><div id="a63045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:352px;">$ </div><div id="a63047" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:352px;">8,419</div><div id="a63049" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:352px;">$ </div><div id="a63051" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:352px;">2,645</div><div id="a63053" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:352px;">$ </div><div id="a63055" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:352px;">4,340</div><div id="a63057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:352px;">$ </div><div id="a63059" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:352px;">1,628</div><div id="a63061" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:352px;">$ </div><div id="a63063" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:352px;">8,613</div></div></div></div><div id="TextBlockContainer298" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="div_296_XBRL_TS_78247417a5784f938aa18cea0f5074c1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer297" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="a63067_1_134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous<div style="display:inline-block;width:4px"> </div>page in this Note. </div><div id="a63076" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a63077" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet.</div></div></div></div><div id="TextBlockContainer302" style="position:relative;line-height:normal;width:693px;height:13px;"><div id="div_300_XBRL_TS_785831433bbf45e098d99fdfffc110e5" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer301" style="position:relative;line-height:normal;width:693px;height:13px;"><div id="a63097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for loan losses by stage as<div style="display:inline-block;width:1px"> </div>at and for the six months ended April 30, 2026<div style="display:inline-block;width:1px"> </div>and April 30, 2025.</div></div></div></div><div id="TextBlockContainer306" style="position:relative;line-height:normal;width:733px;height:757px;"><div id="div_304_XBRL_TS_62cbf5447db044ffabb8fbdd55a4b826" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer305" style="position:relative;line-height:normal;width:733px;height:757px;"><div id="a63127" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Loan Losses by Stage </div><div id="a63146" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:13px;">(millions of Canadian dollars) </div><div id="a63148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:605px;top:13px;">For the six months ended </div><div id="a63154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:25px;">April 30, 2026 </div><div id="a63156" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:25px;">April 30, 2025 </div><div id="a63162" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:37px;">Stage 1 </div><div id="a63164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:37px;">Stage 2 </div><div id="a63166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:37px;">Stage 3 </div><div id="a63169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:37px;">Total </div><div id="a63171" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:37px;">Stage 1 </div><div id="a63173" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:37px;">Stage 2 </div><div id="a63175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:37px;">Stage 3 </div><div id="a63178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:37px;">Total </div><div id="a63181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:49px;">Residential Mortgages </div><div id="a63200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:61px;">Balance at beginning of period </div><div id="a63202" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:61px;">$ </div><div id="a63204" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:61px;">102</div><div id="a63206" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:61px;">$ </div><div id="a63208" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:61px;">175</div><div id="a63210" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:61px;">$ </div><div id="a63212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:61px;">80</div><div id="a63214" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:61px;">$ </div><div id="a63216" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:61px;">357</div><div id="a63218" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:61px;">$ </div><div id="a63220" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:61px;">116</div><div id="a63222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:61px;">$ </div><div id="a63224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:61px;">189</div><div id="a63226" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:61px;">$ </div><div id="a63228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:61px;">60</div><div id="a63230" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:61px;">$ </div><div id="a63232" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:61px;">365</div><div id="a63235" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:73px;">Provision for credit losses</div><div id="a63256" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:85px;">Transfer to Stage 1</div><div id="a63257" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:85px;">1</div><div id="a63260" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:85px;">47</div><div id="a63263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:85px;display:flex;">(44)</div><div id="a63266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:85px;display:flex;">(3)</div><div id="a63269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:85px;">–</div><div id="a63272" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:85px;">57</div><div id="a63275" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:85px;display:flex;">(54)</div><div id="a63278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:85px;display:flex;">(3)</div><div id="a63281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:85px;">–</div><div id="a63285" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:97px;">Transfer to Stage 2 </div><div id="a63288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:97px;display:flex;">(21)</div><div id="a63291" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:97px;">36</div><div id="a63294" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:97px;display:flex;">(15)</div><div id="a63297" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:97px;">–</div><div id="a63300" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:97px;display:flex;">(13)</div><div id="a63303" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:97px;">28</div><div id="a63306" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:97px;display:flex;">(15)</div><div id="a63309" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:97px;">–</div><div id="a63313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:109px;">Transfer to Stage 3 </div><div id="a63316" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:109px;">–</div><div id="a63319" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:109px;display:flex;">(20)</div><div id="a63322" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:109px;">20</div><div id="a63325" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:109px;">–</div><div id="a63328" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:109px;">–</div><div id="a63331" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:109px;display:flex;">(19)</div><div id="a63334" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:109px;">19</div><div id="a63337" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:109px;">–</div><div id="a63341" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:121px;">Net remeasurement due to transfers into stage</div><div id="a63342" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:121px;">2</div><div id="a63345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:121px;display:flex;">(11)</div><div id="a63348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:121px;">9</div><div id="a63351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:121px;">–</div><div id="a63354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:121px;display:flex;">(2)</div><div id="a63357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:121px;display:flex;">(12)</div><div id="a63360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:121px;">8</div><div id="a63363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:121px;">–</div><div id="a63366" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:121px;display:flex;">(4)</div><div id="a63370" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:133px;">New originations or purchases</div><div id="a63371" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:133px;">3</div><div id="a63374" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:133px;letter-spacing:0.29px;">11</div><div id="a63377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:133px;">n/a </div><div id="a63380" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:133px;">n/a </div><div id="a63383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:133px;letter-spacing:0.29px;">11</div><div id="a63386" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:133px;">12</div><div id="a63389" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:133px;">n/a </div><div id="a63392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:133px;">n/a </div><div id="a63395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:133px;">12</div><div id="a63399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:145px;">Net repayments</div><div id="a63400" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:145px;">4</div><div id="a63403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:145px;display:flex;">(2)</div><div id="a63406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:345px;top:145px;display:flex;">(2)</div><div id="a63409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:145px;">–</div><div id="a63412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:145px;display:flex;">(4)</div><div id="a63415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:145px;display:flex;">(2)</div><div id="a63418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:145px;display:flex;">(2)</div><div id="a63421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:145px;">–</div><div id="a63424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:145px;display:flex;">(4)</div><div id="a63428" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:157px;">Derecognition of financial assets (excluding</div><div id="a63450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:169px;">disposals and write-offs)</div><div id="a63453" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:169px;">5</div><div id="a63456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:169px;display:flex;">(2)</div><div id="a63459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:169px;display:flex;">(10)</div><div id="a63462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:169px;display:flex;">(18)</div><div id="a63465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:169px;display:flex;">(30)</div><div id="a63468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:169px;display:flex;">(9)</div><div id="a63471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:169px;display:flex;">(10)</div><div id="a63474" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:169px;display:flex;">(13)</div><div id="a63477" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:169px;display:flex;">(32)</div><div id="a63481" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:181px;">Changes to risk, parameters, and models</div><div id="a63482" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:181px;">6</div><div id="a63485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:181px;display:flex;">(22)</div><div id="a63488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:181px;">79</div><div id="a63491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:181px;">37</div><div id="a63494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:181px;">94</div><div id="a63497" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:181px;display:flex;">(43)</div><div id="a63500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:181px;">34</div><div id="a63503" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:181px;">22</div><div id="a63506" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:181px;">13</div><div id="a63509" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:193px;">Disposals </div><div id="a63512" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:193px;">–</div><div id="a63515" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:193px;">–</div><div id="a63518" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:193px;">–</div><div id="a63521" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:193px;">–</div><div id="a63524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:193px;">–</div><div id="a63527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:193px;">–</div><div id="a63530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:193px;">–</div><div id="a63533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:193px;">–</div><div id="a63536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:205px;">Write-offs </div><div id="a63541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:205px;">–</div><div id="a63544" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:205px;">–</div><div id="a63547" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:205px;display:flex;">(7)</div><div id="a63550" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:205px;display:flex;">(7)</div><div id="a63553" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:205px;">–</div><div id="a63556" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:205px;">–</div><div id="a63559" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:205px;display:flex;">(2)</div><div id="a63562" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:205px;display:flex;">(2)</div><div id="a63565" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:217px;">Recoveries </div><div id="a63568" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:217px;">–</div><div id="a63571" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:217px;">–</div><div id="a63574" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:217px;">3</div><div id="a63577" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:217px;">3</div><div id="a63580" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:217px;">–</div><div id="a63583" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:217px;">–</div><div id="a63586" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:217px;">1</div><div id="a63589" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:217px;">1</div><div id="a63592" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:229px;">Foreign exchange and other adjustments </div><div id="a63595" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:229px;display:flex;">(1)</div><div id="a63598" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:229px;">–</div><div id="a63601" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:229px;display:flex;">(1)</div><div id="a63604" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:229px;display:flex;">(2)</div><div id="a63607" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:229px;">–</div><div id="a63610" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:229px;">–</div><div id="a63613" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:229px;display:flex;">(1)</div><div id="a63616" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:229px;display:flex;">(1)</div><div id="a63619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:241px;">Balance at end of period </div><div id="a63621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:241px;">$ </div><div id="a63623" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:241px;">101</div><div id="a63625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:241px;">$ </div><div id="a63627" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:241px;">223</div><div id="a63629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:241px;">$ </div><div id="a63631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:241px;">96</div><div id="a63633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:241px;">$ </div><div id="a63635" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:241px;">420</div><div id="a63637" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:241px;">$ </div><div id="a63639" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:241px;">106</div><div id="a63641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:241px;">$ </div><div id="a63643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:241px;">174</div><div id="a63645" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:241px;">$ </div><div id="a63647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:241px;">68</div><div id="a63649" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:241px;">$ </div><div id="a63651" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:241px;">348</div><div id="a63654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:254px;">Consumer Instalment and Other Personal </div><div id="a63673" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:265px;">Balance, including off-balance sheet instruments, </div><div id="a63695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:277px;">at beginning of period </div><div id="a63697" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:277px;">$ </div><div id="a63699" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:277px;">724</div><div id="a63701" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:277px;">$ </div><div id="a63703" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:277px;">1,275</div><div id="a63705" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:277px;">$ </div><div id="a63707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:277px;">274</div><div id="a63709" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:277px;">$ </div><div id="a63711" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:277px;">2,273</div><div id="a63713" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:277px;">$ </div><div id="a63715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:277px;">696</div><div id="a63717" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:277px;">$ </div><div id="a63719" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:277px;">1,175</div><div id="a63721" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:277px;">$ </div><div id="a63723" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:277px;">262</div><div id="a63725" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:277px;">$ </div><div id="a63727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:277px;">2,133</div><div id="a63730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:289px;">Provision for credit losses </div><div id="a63750" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:301px;">Transfer to Stage 1</div><div id="a63751" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:301px;">1</div><div id="a63754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:301px;">388</div><div id="a63757" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:301px;display:flex;">(385)</div><div id="a63760" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:301px;display:flex;">(3)</div><div id="a63763" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:301px;">–</div><div id="a63766" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:301px;">324</div><div id="a63769" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:301px;display:flex;">(321)</div><div id="a63772" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:301px;display:flex;">(3)</div><div id="a63775" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:301px;">–</div><div id="a63779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:313px;">Transfer to Stage 2 </div><div id="a63782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:313px;display:flex;">(125)</div><div id="a63785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:313px;">167</div><div id="a63788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:313px;display:flex;">(42)</div><div id="a63791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:313px;">–</div><div id="a63794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:313px;display:flex;">(124)</div><div id="a63797" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:313px;">172</div><div id="a63800" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:313px;display:flex;">(48)</div><div id="a63803" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:313px;">–</div><div id="a63807" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:325px;">Transfer to Stage 3 </div><div id="a63810" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:325px;display:flex;">(6)</div><div id="a63813" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:325px;display:flex;">(157)</div><div id="a63816" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:325px;">163</div><div id="a63819" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:325px;">–</div><div id="a63822" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:325px;display:flex;">(5)</div><div id="a63825" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:325px;display:flex;">(149)</div><div id="a63828" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:325px;">154</div><div id="a63831" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:325px;">–</div><div id="a63835" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:337px;">Net remeasurement due to transfers into stage</div><div id="a63836" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:337px;">2</div><div id="a63839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:337px;display:flex;">(166)</div><div id="a63842" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:337px;">142</div><div id="a63845" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:337px;">6</div><div id="a63848" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:337px;display:flex;">(18)</div><div id="a63851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:337px;display:flex;">(143)</div><div id="a63854" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:337px;">148</div><div id="a63857" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:337px;">4</div><div id="a63860" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:337px;">9</div><div id="a63864" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:349px;">New originations or purchases</div><div id="a63865" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:349px;">3</div><div id="a63868" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:349px;">173</div><div id="a63871" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:349px;">n/a </div><div id="a63874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:349px;">n/a </div><div id="a63877" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:349px;">173</div><div id="a63880" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:349px;">160</div><div id="a63883" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:349px;">n/a </div><div id="a63886" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:349px;">n/a </div><div id="a63889" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:349px;">160</div><div id="a63893" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:361px;">Net repayments</div><div id="a63894" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:361px;">4</div><div id="a63897" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:361px;display:flex;">(46)</div><div id="a63900" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:361px;display:flex;">(54)</div><div id="a63903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:361px;display:flex;">(9)</div><div id="a63906" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:361px;display:flex;">(109)</div><div id="a63909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:361px;display:flex;">(42)</div><div id="a63912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:361px;display:flex;">(54)</div><div id="a63915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:361px;display:flex;">(8)</div><div id="a63918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:361px;display:flex;">(104)</div><div id="a63922" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:373px;">Derecognition of financial assets (excluding</div><div id="a63944" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:385px;">disposals and write-offs)</div><div id="a63947" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:385px;">5</div><div id="a63950" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:385px;display:flex;">(45)</div><div id="a63953" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:385px;display:flex;">(55)</div><div id="a63956" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:385px;display:flex;">(24)</div><div id="a63959" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:385px;display:flex;">(124)</div><div id="a63962" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:385px;display:flex;">(42)</div><div id="a63965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:385px;display:flex;">(57)</div><div id="a63968" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:385px;display:flex;">(20)</div><div id="a63971" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:385px;display:flex;">(119)</div><div id="a63975" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:397px;">Changes to risk, parameters, and models</div><div id="a63976" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:397px;">6</div><div id="a63979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:397px;display:flex;">(168)</div><div id="a63982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:397px;">300</div><div id="a63985" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:397px;">574</div><div id="a63988" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:397px;">706</div><div id="a63991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:397px;display:flex;">(148)</div><div id="a63994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:397px;">360</div><div id="a63997" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:397px;">578</div><div id="a64000" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:397px;">790</div><div id="a64003" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:409px;">Disposals </div><div id="a64006" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:409px;">–</div><div id="a64009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:409px;">–</div><div id="a64012" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:409px;">–</div><div id="a64015" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:409px;">–</div><div id="a64018" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:409px;">–</div><div id="a64021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:409px;">–</div><div id="a64024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:409px;">–</div><div id="a64027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:409px;">–</div><div id="a64030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:421px;">Write-offs</div><div id="a64036" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:421px;">–</div><div id="a64039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:421px;">–</div><div id="a64042" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:394px;top:421px;display:flex;">(822)</div><div id="a64045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:421px;display:flex;">(822)</div><div id="a64048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:421px;">–</div><div id="a64051" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:421px;">–</div><div id="a64054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:421px;display:flex;">(811)</div><div id="a64057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:421px;display:flex;">(811)</div><div id="a64060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:433px;">Recoveries </div><div id="a64063" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:433px;">–</div><div id="a64066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:433px;">–</div><div id="a64069" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:433px;">161</div><div id="a64072" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:433px;">161</div><div id="a64075" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:433px;">–</div><div id="a64078" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:433px;">–</div><div id="a64081" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:433px;">170</div><div id="a64084" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:433px;">170</div><div id="a64087" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:445px;">Foreign exchange and other adjustments </div><div id="a64090" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:445px;display:flex;">(9)</div><div id="a64093" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:445px;display:flex;">(13)</div><div id="a64096" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:445px;display:flex;">(3)</div><div id="a64099" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:445px;display:flex;">(25)</div><div id="a64102" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:445px;display:flex;">(3)</div><div id="a64105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:445px;display:flex;">(4)</div><div id="a64108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:445px;">–</div><div id="a64111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:445px;display:flex;">(7)</div><div id="a64114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:458px;">Balance, including off-balance sheet instruments, </div><div id="a64136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:469px;">at end of period </div><div id="a64139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:469px;">720</div><div id="a64142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:469px;">1,220</div><div id="a64145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:469px;">275</div><div id="a64148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:469px;">2,215</div><div id="a64151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:469px;">673</div><div id="a64154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:469px;">1,270</div><div id="a64157" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:469px;">278</div><div id="a64160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:469px;">2,221</div><div id="a64163" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:481px;">Less: Allowance for off-balance sheet instruments</div><div id="a64166" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:481px;">7</div><div id="a64169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:481px;">23</div><div id="a64172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:481px;">49</div><div id="a64175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:481px;">–</div><div id="a64178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:481px;">72</div><div id="a64181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:481px;">24</div><div id="a64184" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:481px;">52</div><div id="a64187" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:481px;">–</div><div id="a64190" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:481px;">76</div><div id="a64193" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:494px;">Balance at end of period </div><div id="a64195" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:494px;">$ </div><div id="a64197" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:494px;">697</div><div id="a64199" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:494px;">$ </div><div id="a64201" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:494px;">1,171</div><div id="a64203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:494px;">$ </div><div id="a64205" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:494px;">275</div><div id="a64207" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:494px;">$ </div><div id="a64209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:494px;">2,143</div><div id="a64211" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:494px;">$ </div><div id="a64213" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:494px;">649</div><div id="a64215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:494px;">$ </div><div id="a64217" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:494px;">1,218</div><div id="a64219" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:494px;">$ </div><div id="a64221" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:494px;">278</div><div id="a64223" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:494px;">$ </div><div id="a64225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:494px;">2,145</div><div id="a64228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:506px;">Credit Card</div><div id="a64229" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:57px;top:506px;">8</div><div id="a64248" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:517px;">Balance, including off-balance sheet instruments, </div><div id="a64270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:529px;">at beginning of period </div><div id="a64272" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:529px;">$ </div><div id="a64274" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:529px;">944</div><div id="a64276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:529px;">$ </div><div id="a64278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:529px;">1,386</div><div id="a64280" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:529px;">$ </div><div id="a64282" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:529px;">460</div><div id="a64284" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:529px;">$ </div><div id="a64286" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:529px;">2,790</div><div id="a64288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:529px;">$ </div><div id="a64290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:529px;">947</div><div id="a64292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:529px;">$ </div><div id="a64294" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:529px;">1,374</div><div id="a64296" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:529px;">$ </div><div id="a64298" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:529px;">378</div><div id="a64300" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:529px;">$ </div><div id="a64302" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:529px;">2,699</div><div id="a64305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:541px;">Provision for credit losses</div><div id="a64326" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:553px;">Transfer to Stage 1</div><div id="a64327" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:553px;">1</div><div id="a64330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:553px;">533</div><div id="a64333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:553px;display:flex;">(514)</div><div id="a64336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:553px;display:flex;">(19)</div><div id="a64339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:553px;">–</div><div id="a64342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:553px;">720</div><div id="a64345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:553px;display:flex;">(698)</div><div id="a64348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:553px;display:flex;">(22)</div><div id="a64351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:553px;">–</div><div id="a64355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:565px;">Transfer to Stage 2 </div><div id="a64358" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:565px;display:flex;">(183)</div><div id="a64361" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:565px;">232</div><div id="a64364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:565px;display:flex;">(49)</div><div id="a64367" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:565px;">–</div><div id="a64370" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:565px;display:flex;">(168)</div><div id="a64373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:565px;">212</div><div id="a64376" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:565px;display:flex;">(44)</div><div id="a64379" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:565px;">–</div><div id="a64383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:577px;">Transfer to Stage 3 </div><div id="a64386" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:577px;display:flex;">(16)</div><div id="a64389" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:577px;display:flex;">(544)</div><div id="a64392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:577px;">560</div><div id="a64395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:577px;">–</div><div id="a64398" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:577px;display:flex;">(11)</div><div id="a64401" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:577px;display:flex;">(528)</div><div id="a64404" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:577px;">539</div><div id="a64407" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:577px;">–</div><div id="a64411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:589px;">Net remeasurement due to transfers into stage</div><div id="a64412" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:589px;">2</div><div id="a64415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:589px;display:flex;">(210)</div><div id="a64418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:589px;">250</div><div id="a64421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:589px;">16</div><div id="a64424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:589px;">56</div><div id="a64427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:589px;display:flex;">(300)</div><div id="a64430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:589px;">225</div><div id="a64433" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:589px;">13</div><div id="a64436" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:589px;display:flex;">(62)</div><div id="a64440" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:601px;">New originations or purchases</div><div id="a64441" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:601px;">3</div><div id="a64444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:601px;">96</div><div id="a64447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:601px;">n/a </div><div id="a64450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:601px;">n/a </div><div id="a64453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:601px;">96</div><div id="a64456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:601px;">74</div><div id="a64459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:601px;">n/a </div><div id="a64462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:601px;">n/a </div><div id="a64465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:601px;">74</div><div id="a64469" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:613px;">Net repayments</div><div id="a64470" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:613px;">4</div><div id="a64473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:613px;">5</div><div id="a64476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:613px;">–</div><div id="a64479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:613px;">34</div><div id="a64482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:613px;">39</div><div id="a64485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:613px;">6</div><div id="a64488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:613px;">3</div><div id="a64491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:613px;">38</div><div id="a64494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:613px;">47</div><div id="a64498" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:625px;">Derecognition of financial assets (excluding</div><div id="a64520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:637px;">disposals and write-offs)</div><div id="a64523" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:637px;">5</div><div id="a64526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:637px;display:flex;">(23)</div><div id="a64529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:637px;display:flex;">(56)</div><div id="a64532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:394px;top:637px;display:flex;">(223)</div><div id="a64535" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:637px;display:flex;">(302)</div><div id="a64538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:637px;display:flex;">(36)</div><div id="a64541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:637px;display:flex;">(43)</div><div id="a64544" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:637px;display:flex;">(179)</div><div id="a64547" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:637px;display:flex;">(258)</div><div id="a64551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:649px;">Changes to risk, parameters, and models</div><div id="a64552" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:649px;">6</div><div id="a64555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:649px;display:flex;">(185)</div><div id="a64558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:649px;">663</div><div id="a64561" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:649px;">512</div><div id="a64564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:649px;">990</div><div id="a64567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:649px;display:flex;">(275)</div><div id="a64570" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:649px;">775</div><div id="a64573" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:649px;">600</div><div id="a64576" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:649px;">1,100</div><div id="a64579" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:661px;">Disposals </div><div id="a64582" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:661px;">–</div><div id="a64585" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:661px;">–</div><div id="a64588" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:661px;">–</div><div id="a64591" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:661px;">–</div><div id="a64594" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:661px;">–</div><div id="a64597" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:661px;">–</div><div id="a64600" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:661px;">–</div><div id="a64603" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:661px;">–</div><div id="a64606" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:673px;">Write-offs</div><div id="a64612" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:673px;">–</div><div id="a64615" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:673px;">–</div><div id="a64618" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:673px;display:flex;">(1,058)</div><div id="a64621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:673px;display:flex;">(1,058)</div><div id="a64624" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:673px;">–</div><div id="a64627" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:673px;">–</div><div id="a64630" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:673px;display:flex;">(1,061)</div><div id="a64633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:673px;display:flex;">(1,061)</div><div id="a64636" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:685px;">Recoveries </div><div id="a64639" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:685px;">–</div><div id="a64642" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:685px;">–</div><div id="a64645" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:685px;">227</div><div id="a64648" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:685px;">227</div><div id="a64651" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:685px;">–</div><div id="a64654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:685px;">–</div><div id="a64657" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:685px;">190</div><div id="a64660" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:685px;">190</div><div id="a64663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:697px;">Foreign exchange and other adjustments </div><div id="a64666" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:697px;display:flex;">(20)</div><div id="a64669" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:697px;display:flex;">(23)</div><div id="a64672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:697px;display:flex;">(12)</div><div id="a64675" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:697px;display:flex;">(55)</div><div id="a64678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:697px;display:flex;">(4)</div><div id="a64681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:697px;display:flex;">(6)</div><div id="a64684" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:697px;display:flex;">(3)</div><div id="a64687" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:697px;display:flex;">(13)</div><div id="a64690" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:710px;">Balance, including off-balance sheet instruments, </div><div id="a64712" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:721px;">at end of period </div><div id="a64715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:721px;">941</div><div id="a64718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:721px;">1,394</div><div id="a64721" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:721px;">448</div><div id="a64724" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:721px;">2,783</div><div id="a64727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:721px;">953</div><div id="a64730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:721px;">1,314</div><div id="a64733" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:721px;">449</div><div id="a64736" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:721px;">2,716</div><div id="a64739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:733px;">Less: Allowance for off-balance sheet instruments</div><div id="a64742" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:733px;">7</div><div id="a64745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:733px;">203</div><div id="a64748" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:733px;">301</div><div id="a64751" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:733px;">–</div><div id="a64754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:733px;">504</div><div id="a64757" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:733px;">210</div><div id="a64760" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:733px;">289</div><div id="a64763" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:733px;">–</div><div id="a64766" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:733px;">499</div><div id="a64769" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:746px;">Balance at end of period </div><div id="a64771" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:746px;">$ </div><div id="a64773" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:746px;">738</div><div id="a64775" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:746px;">$ </div><div id="a64777" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:746px;">1,093</div><div id="a64779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:746px;">$ </div><div id="a64781" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:746px;">448</div><div id="a64783" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:746px;">$ </div><div id="a64785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:746px;">2,279</div><div id="a64787" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:746px;">$ </div><div id="a64789" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:746px;">743</div><div id="a64791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:746px;">$ </div><div id="a64793" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:746px;">1,025</div><div id="a64795" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:746px;">$ </div><div id="a64797" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:746px;">449</div><div id="a64799" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:746px;">$ </div><div id="a64801" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:746px;">2,217</div></div></div></div><div id="TextBlockContainer310" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="div_308_XBRL_TS_c21fea2bd7124ede9141f45e1513f7f8" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer309" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="a64805_1_74" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Transfers represent stage transfer movements prior to ECL remeasurement.<div style="display:inline-block;width:4px"> </div></div><div id="a64812" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a64813" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2<div style="display:inline-block;width:4px"> </div>or 3) due to stage transfers necessitated by credit risk migration, as </div><div id="a64824" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2025<div style="display:inline-block;width:4px"> </div>Annual Consolidated Financial Statements, holding all other factors impacting the </div><div id="a64840" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:32px;">change in ECLs constant.<div style="display:inline-block;width:3px"> </div></div><div id="a64846" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">3</div><div id="a64847" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:43px;"><div style="display:inline-block;width:3px"> </div>Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. </div><div id="a64850" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">4</div><div id="a64851" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to cash flow changes associated with new draws or repayments<div style="display:inline-block;width:4px"> </div>on loans outstanding.<div style="display:inline-block;width:3px"> </div></div><div id="a64855" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">5</div><div id="a64856" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease<div style="display:inline-block;width:4px"> </div>associated with loans that were disposed or fully written off. </div><div id="a64860" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:74px;">6</div><div id="a64861" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to current period changes in risk (e.g.,<div style="display:inline-block;width:4px"> </div>PD) caused by changes to macroeconomic factors, level of risk, parameters,<div style="display:inline-block;width:3px"> </div>and/or models, </div><div id="a64888" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:85px;">subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information<div style="display:inline-block;width:1px"> </div>”<div style="display:inline-block;width:2px"> </div>and “Expert Credit Judgment”<div style="display:inline-block;width:3px"> </div>sections of Note 2 and Note 3 of the </div><div id="a64910" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:96px;">Bank’s 2025 Annual Consolidated Financial Statements for further details.<div style="display:inline-block;width:4px"> </div></div><div id="a64916" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:106px;">7</div><div id="a64917" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:107px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet. </div><div id="a64922" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:117px;">8</div><div id="a64923" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:117px;"><div style="display:inline-block;width:3px"> </div>Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off<div style="display:inline-block;width:4px"> </div>at 180 days past due. Refer to Note 2 of the Bank’s 2025 Annual </div><div id="a64929" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:128px;">Consolidated Financial Statements for further details.</div></div></div></div><div id="TextBlockContainer313" style="position:relative;line-height:normal;width:734px;height:363px;"><div id="a64945" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Allowance for Loan Losses by Stage </div><div id="a64946" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:3px;">(Continued)</div><div id="a64966" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:15px;">(millions of Canadian dollars) </div><div id="a64968" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:606px;top:15px;">For the six months ended </div><div id="a64974" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:27px;">April 30, 2026 </div><div id="a64976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:27px;">April 30, 2025 </div><div id="a64982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:39px;">Stage 1 </div><div id="a64984" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:39px;">Stage 2 </div><div id="a64986" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:39px;">Stage 3 </div><div id="a64989" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:39px;">Total </div><div id="a64991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:39px;">Stage 1 </div><div id="a64993" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:39px;">Stage 2 </div><div id="a64995" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:39px;">Stage 3 </div><div id="a64998" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:39px;">Total </div><div id="a65001" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:51px;">Business and Government </div><div id="a65020" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:63px;">Balance, including off-balance sheet instruments, </div><div id="a65042" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:75px;">at beginning of period </div><div id="a65044" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:75px;">$ </div><div id="a65046" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:75px;">1,439</div><div id="a65048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:75px;">$ </div><div id="a65050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:75px;">2,092</div><div id="a65052" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:75px;">$ </div><div id="a65054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:75px;">790</div><div id="a65056" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:75px;">$ </div><div id="a65058" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:75px;">4,321</div><div id="a65060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:75px;">$ </div><div id="a65062" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:75px;">1,150</div><div id="a65064" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:75px;">$ </div><div id="a65066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:75px;">1,937</div><div id="a65068" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:75px;">$ </div><div id="a65070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:75px;">853</div><div id="a65072" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:75px;">$ </div><div id="a65074" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:75px;">3,940</div><div id="a65077" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Provision for credit losses</div><div id="a65098" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:99px;">Transfer to Stage 1</div><div id="a65099" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:98px;">1</div><div id="a65102" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:99px;">174</div><div id="a65105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:99px;display:flex;">(174)</div><div id="a65108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:99px;">–</div><div id="a65111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:99px;">–</div><div id="a65114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:99px;">154</div><div id="a65117" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:99px;display:flex;">(151)</div><div id="a65120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:99px;display:flex;">(3)</div><div id="a65123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:99px;">–</div><div id="a65127" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:111px;">Transfer to Stage 2 </div><div id="a65130" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:111px;display:flex;">(283)</div><div id="a65133" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:111px;">290</div><div id="a65136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:111px;display:flex;">(7)</div><div id="a65139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:111px;">–</div><div id="a65142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:111px;display:flex;">(314)</div><div id="a65145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:111px;">334</div><div id="a65148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:111px;display:flex;">(20)</div><div id="a65151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:111px;">–</div><div id="a65155" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:123px;">Transfer to Stage 3 </div><div id="a65158" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:123px;display:flex;">(4)</div><div id="a65161" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:123px;display:flex;">(213)</div><div id="a65164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:123px;">217</div><div id="a65167" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">–</div><div id="a65170" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:123px;display:flex;">(4)</div><div id="a65173" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:123px;display:flex;">(224)</div><div id="a65176" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:123px;">228</div><div id="a65179" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:123px;">–</div><div id="a65183" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net remeasurement due to transfers into stage</div><div id="a65184" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:134px;">1</div><div id="a65187" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:135px;display:flex;">(59)</div><div id="a65190" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:135px;">79</div><div id="a65193" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:135px;">1</div><div id="a65196" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">21</div><div id="a65199" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:135px;display:flex;">(46)</div><div id="a65202" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:135px;">103</div><div id="a65205" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">1</div><div id="a65208" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:135px;">58</div><div id="a65212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">New originations or purchases</div><div id="a65213" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:146px;">1</div><div id="a65216" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:147px;">795</div><div id="a65219" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:147px;">n/a </div><div id="a65222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:147px;">n/a </div><div id="a65225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:147px;">795</div><div id="a65228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:147px;">614</div><div id="a65231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:147px;">n/a </div><div id="a65234" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:147px;">n/a </div><div id="a65237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">614</div><div id="a65241" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:159px;">Net repayments</div><div id="a65242" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:158px;">1</div><div id="a65245" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:159px;">7</div><div id="a65248" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:159px;display:flex;">(77)</div><div id="a65251" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:159px;display:flex;">(144)</div><div id="a65254" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:159px;display:flex;">(214)</div><div id="a65257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:159px;">15</div><div id="a65260" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:159px;display:flex;">(24)</div><div id="a65263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:159px;display:flex;">(86)</div><div id="a65266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:159px;display:flex;">(95)</div><div id="a65270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:171px;">Derecognition of financial assets (excluding</div><div id="a65292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:183px;">disposals and write-offs)</div><div id="a65295" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:182px;">1</div><div id="a65298" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:183px;display:flex;">(472)</div><div id="a65301" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:183px;display:flex;">(449)</div><div id="a65304" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:183px;display:flex;">(288)</div><div id="a65307" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:446px;top:183px;display:flex;">(1,209)</div><div id="a65310" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:183px;display:flex;">(329)</div><div id="a65313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:183px;display:flex;">(395)</div><div id="a65316" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:183px;display:flex;">(122)</div><div id="a65319" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:183px;display:flex;">(846)</div><div id="a65323" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:195px;">Changes to risk, parameters, and models</div><div id="a65324" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:194px;">1</div><div id="a65327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:195px;display:flex;">(135)</div><div id="a65330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">364</div><div id="a65333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:195px;">841</div><div id="a65336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:195px;">1,070</div><div id="a65339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:195px;">86</div><div id="a65342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:195px;">561</div><div id="a65345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:195px;">552</div><div id="a65348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:195px;">1,199</div><div id="a65351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:207px;">Disposals </div><div id="a65354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:207px;">–</div><div id="a65357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:207px;">–</div><div id="a65360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:207px;display:flex;">(27)</div><div id="a65363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:207px;display:flex;">(27)</div><div id="a65366" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:207px;">–</div><div id="a65369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:207px;">–</div><div id="a65372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:207px;display:flex;">(9)</div><div id="a65375" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:207px;display:flex;">(9)</div><div id="a65378" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Write-offs</div><div id="a65384" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:219px;">–</div><div id="a65387" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:219px;">–</div><div id="a65390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:219px;display:flex;">(663)</div><div id="a65393" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:219px;display:flex;">(663)</div><div id="a65396" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:219px;">–</div><div id="a65399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:219px;">–</div><div id="a65402" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:219px;display:flex;">(585)</div><div id="a65405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:219px;display:flex;">(585)</div><div id="a65408" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:231px;">Recoveries </div><div id="a65411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:231px;">–</div><div id="a65414" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:231px;">–</div><div id="a65417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:231px;">33</div><div id="a65420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:231px;">33</div><div id="a65423" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:231px;">–</div><div id="a65426" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:231px;">–</div><div id="a65429" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:231px;">39</div><div id="a65432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:231px;">39</div><div id="a65435" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:243px;">Foreign exchange and other adjustments </div><div id="a65438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:243px;display:flex;">(16)</div><div id="a65441" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:243px;display:flex;">(43)</div><div id="a65444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:243px;display:flex;">(37)</div><div id="a65447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:243px;display:flex;">(96)</div><div id="a65450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:243px;">2</div><div id="a65453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:243px;display:flex;">(7)</div><div id="a65456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:243px;display:flex;">(11)</div><div id="a65459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:243px;display:flex;">(16)</div><div id="a65462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Balance, including off-balance sheet instruments, </div><div id="a65484" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:267px;">at end of period </div><div id="a65487" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:267px;">1,446</div><div id="a65490" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:267px;">1,869</div><div id="a65493" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:267px;">716</div><div id="a65496" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:267px;">4,031</div><div id="a65499" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:267px;">1,328</div><div id="a65502" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:267px;">2,134</div><div id="a65505" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:267px;">837</div><div id="a65508" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:267px;">4,299</div><div id="a65511" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Less: Allowance for off-balance sheet instruments</div><div id="a65514" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:278px;">2</div><div id="a65517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:279px;">246</div><div id="a65520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:279px;">203</div><div id="a65523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:279px;">5</div><div id="a65526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:279px;">454</div><div id="a65529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:279px;">181</div><div id="a65532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:279px;">211</div><div id="a65535" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:279px;">4</div><div id="a65538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:279px;">396</div><div id="a65541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:291px;">Balance at end of period </div><div id="a65544" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:291px;">1,200</div><div id="a65547" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:291px;">1,666</div><div id="a65550" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:291px;">711</div><div id="a65553" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:291px;">3,577</div><div id="a65556" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:291px;">1,147</div><div id="a65559" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:291px;">1,923</div><div id="a65562" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">833</div><div id="a65565" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:291px;">3,903</div><div id="a65568" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:303px;">Total Allowance, including<div style="display:inline-block;width:4px"> </div>off-balance sheet<div style="display:inline-block;width:3px"> </div></div><div id="a65590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:315px;">instruments, at end of period </div><div id="a65593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:315px;">3,208</div><div id="a65596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:315px;">4,706</div><div id="a65599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:315px;">1,535</div><div id="a65602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:315px;">9,449</div><div id="a65605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:315px;">3,060</div><div id="a65608" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">4,892</div><div id="a65611" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:315px;">1,632</div><div id="a65614" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:315px;">9,584</div><div id="a65617" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:327px;">Less: Total Allowance for<div style="display:inline-block;width:4px"> </div>off-balance sheet </div><div id="a65638" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:339px;"><div style="display:inline-block;width:3px"> </div></div><div id="a65640" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:339px;">instruments</div><div id="a65641" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:70px;top:339px;">2</div><div id="a65644" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:339px;">472</div><div id="a65647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:339px;">553</div><div id="a65650" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:339px;">5</div><div id="a65653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:339px;">1,030</div><div id="a65656" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:339px;">415</div><div id="a65659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:339px;">552</div><div id="a65662" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:339px;">4</div><div id="a65665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:339px;">971</div><div id="a65668" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:351px;">Total Allowance for Loan Losses<div style="display:inline-block;width:4px"> </div>at end of period</div><div id="a65671" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:351px;">$ </div><div id="a65673" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:351px;">2,736</div><div id="a65675" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:351px;">$ </div><div id="a65677" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:351px;">4,153</div><div id="a65679" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:351px;">$ </div><div id="a65681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:351px;">1,530</div><div id="a65683" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:351px;">$ </div><div id="a65685" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:351px;">8,419</div><div id="a65687" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:351px;">$ </div><div id="a65689" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:351px;">2,645</div><div id="a65691" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:351px;">$ </div><div id="a65693" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:351px;">4,340</div><div id="a65695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:351px;">$ </div><div id="a65697" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:351px;">1,628</div><div id="a65699" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:351px;">$ </div><div id="a65701" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:351px;">8,613</div></div><div id="TextBlockContainer317" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="a65705_1_134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous<div style="display:inline-block;width:4px"> </div>page in this Note. </div><div id="a65714" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a65715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet.</div></div><div id="TextBlockContainer320" style="position:relative;line-height:normal;width:370px;height:13px;"><div id="a65723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The allowance for credit losses on all remaining<div style="display:inline-block;width:1px"> </div>financial assets is not significant.</div></div><div id="TextBlockContainer322" style="position:relative;line-height:normal;width:729px;height:93px;"><div id="a65730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(e)</div><div id="a65731" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:0px;"><div style="display:inline-block;width:3px"> </div>FORWARD-LOOKING INFORMATION</div><div id="a65738" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Relevant macroeconomic factors are incorporated<div style="display:inline-block;width:1px"> </div>in risk parameters as appropriate. Additional<div style="display:inline-block;width:1px"> </div>risk factors that are industry or segment<div style="display:inline-block;width:1px"> </div>specific are also </div><div id="a65780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">incorporated, where relevant. The key macroeconomic<div style="display:inline-block;width:1px"> </div>variables used in determining ECLs include<div style="display:inline-block;width:1px"> </div>regional unemployment rates for all retail exposures<div style="display:inline-block;width:1px"> </div>and </div><div id="a65820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">regional housing price indices for residential<div style="display:inline-block;width:1px"> </div>mortgages and home equity lines of credit.<div style="display:inline-block;width:1px"> </div>For business and government loans,<div style="display:inline-block;width:1px"> </div>the key macroeconomic variables </div><div id="a65864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">include gross domestic product (GDP), unemployment<div style="display:inline-block;width:1px"> </div>rates, interest rates, and credit spreads.<div style="display:inline-block;width:1px"> </div>Refer to Note 3 of the Bank’s 2025 Annual<div style="display:inline-block;width:1px"> </div>Consolidated Financial </div><div id="a65911" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Statements for a discussion of how forward-looking<div style="display:inline-block;width:1px"> </div>information is generated and considered<div style="display:inline-block;width:1px"> </div>in determining whether there has been a<div style="display:inline-block;width:1px"> </div>significant increase in credit </div><div id="a65959" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">risk and in measuring ECLs.</div></div><div id="TextBlockContainer326" style="position:relative;line-height:normal;width:729px;height:119px;"><div id="a65983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Macroeconomic Variables</div><div id="a65987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Select macroeconomic variables are projected<div style="display:inline-block;width:1px"> </div>over the forecast period. </div><div id="div_324_XBRL_TS_194d51341c494a8d9c5092375978ab03" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer325" style="position:relative;line-height:normal;width:729px;height:106px;"><div id="a65987_71_89" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:322px;top:0px;">The following table sets out average values<div style="display:inline-block;width:1px"> </div>of the macroeconomic variables over<div style="display:inline-block;width:1px"> </div>the four </div><div id="a65989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">calendar quarters starting with the current<div style="display:inline-block;width:1px"> </div>quarter, and the remaining 4-year forecast period for the base<div style="display:inline-block;width:1px"> </div>forecast and upside and downside scenarios<div style="display:inline-block;width:1px"> </div>used in </div><div id="a65992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">determining the Bank’s ECLs as at April 30, 2026.<div style="display:inline-block;width:1px"> </div>As the forecast period increases, information<div style="display:inline-block;width:1px"> </div>about the future becomes less readily<div style="display:inline-block;width:1px"> </div>available and projections </div><div id="a65997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">are anchored on assumptions around structural<div style="display:inline-block;width:1px"> </div>relationships between economic parameters<div style="display:inline-block;width:1px"> </div>that are inherently much less certain.<div style="display:inline-block;width:2px"> </div>The ongoing conflict in the </div><div id="a66000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Middle East and resulting energy shock poses<div style="display:inline-block;width:1px"> </div>a new headwind for the economic outlook<div style="display:inline-block;width:1px"> </div>which comes on top of still-elevated trade<div style="display:inline-block;width:1px"> </div>uncertainty. Accordingly, our </div><div id="a66003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">baseline forecast reflects some tempering<div style="display:inline-block;width:1px"> </div>in economic growth and upward adjustment<div style="display:inline-block;width:1px"> </div>to unemployment rates. Any further escalation<div style="display:inline-block;width:1px"> </div>in trade tensions or a more </div><div id="a66005" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">prolonged Middle East conflict that results in<div style="display:inline-block;width:1px"> </div>persistently elevated energy prices would<div style="display:inline-block;width:1px"> </div>pose a further downside risk to the economic<div style="display:inline-block;width:1px"> </div>outlook. However, the Bank’s </div><div id="a66007" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">Canadian and U.S. downside scenarios reflect<div style="display:inline-block;width:1px"> </div>a recession and help capture these risks<div style="display:inline-block;width:1px"> </div>accordingly through its allowance process.</div></div></div></div><div id="TextBlockContainer329" style="position:relative;line-height:normal;width:732px;height:290px;"><div id="a66011" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Macroeconomic Variables </div><div id="a66045" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:701px;top:13px;">As at </div><div id="a66061" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:27px;">April 30, 2026 </div><div id="a66065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:40px;">Base Forecast </div><div id="a66067" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:40px;">Upside Scenario </div><div id="a66069" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:613px;top:40px;">Downside Scenario </div><div id="a66073" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:54px;">Average </div><div id="a66076" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:54px;">Remaining </div><div id="a66079" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:54px;">Average </div><div id="a66082" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:524px;top:54px;">Remaining </div><div id="a66085" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:54px;">Average </div><div id="a66088" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:664px;top:54px;">Remaining </div><div id="a66093" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:66px;">Q2 2026- </div><div id="a66097" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:66px;">4-year </div><div id="a66102" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:462px;top:66px;">Q2 2026- </div><div id="a66106" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:66px;">4-year </div><div id="a66111" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:66px;">Q2 2026- </div><div id="a66115" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:683px;top:66px;">4-year </div><div id="a66121" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:80px;">Q1 2027</div><div id="a66122" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:80px;">1</div><div id="a66125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:80px;">period</div><div id="a66126" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:80px;">1</div><div id="a66129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:462px;top:80px;">Q1 2027</div><div id="a66130" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:80px;">1</div><div id="a66133" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:80px;">period</div><div id="a66134" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:80px;">1</div><div id="a66137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:80px;">Q1 2027</div><div id="a66138" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:80px;">1</div><div id="a66141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:80px;">period</div><div id="a66142" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:80px;">1</div><div id="a66144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:720px;top:80px;"><div style="display:inline-block;width:2px"> </div></div><div id="a66146" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:94px;">Unemployment rate </div><div id="a66167" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:107px;">Canada </div><div id="a66170" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:107px;">6.6</div><div id="a66172" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:364px;top:107px;">% </div><div id="a66175" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:107px;">6.0</div><div id="a66177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:434px;top:107px;">% </div><div id="a66180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:107px;">6.1</div><div id="a66182" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:107px;">% </div><div id="a66185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:107px;">5.6</div><div id="a66187" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:107px;">% </div><div id="a66190" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:107px;">7.6</div><div id="a66192" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:107px;">% </div><div id="a66195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:107px;">7.2</div><div id="a66197" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:107px;">% </div><div id="a66200" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">United States </div><div id="a66203" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:120px;">4.3</div><div id="a66207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:120px;">4.0</div><div id="a66211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:120px;">4.1</div><div id="a66215" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:120px;">3.8</div><div id="a66219" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:120px;">5.5</div><div id="a66223" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:120px;">5.4</div><div id="a66226" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:133px;">Real GDP</div><div id="a66248" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">Canada </div><div id="a66251" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:147px;">1.3</div><div id="a66255" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:147px;">1.8</div><div id="a66259" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:147px;">1.7</div><div id="a66263" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:147px;">1.9</div><div id="a66267" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:147px;display:flex;">(0.7)</div><div id="a66271" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">2.1</div><div id="a66275" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:160px;">United States </div><div id="a66278" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:160px;">2.3</div><div id="a66282" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:160px;">2.0</div><div id="a66286" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:160px;">2.6</div><div id="a66290" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:160px;">2.4</div><div id="a66294" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:160px;display:flex;">(0.2)</div><div id="a66298" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;">2.5</div><div id="a66301" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:173px;">Home prices</div><div id="a66323" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:186px;">Canada (average existing price)</div><div id="a66324" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:139px;top:186px;">2 </div><div id="a66327" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:354px;top:186px;">–</div><div id="a66331" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:186px;">3.7</div><div id="a66335" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:186px;">2.4</div><div id="a66339" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:186px;">4.3</div><div id="a66343" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:186px;display:flex;">(6.3)</div><div id="a66347" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:186px;">3.0</div><div id="a66351" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:200px;">United States (CoreLogic HPI)</div><div id="a66352" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:199px;">3 </div><div id="a66355" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:200px;">2.8</div><div id="a66359" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:200px;">3.5</div><div id="a66363" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:200px;">3.2</div><div id="a66367" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:200px;">4.1</div><div id="a66371" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:200px;display:flex;">(6.1)</div><div id="a66375" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:200px;">4.4</div><div id="a66378" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:213px;">Central bank policy interest rate </div><div id="a66399" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:226px;">Canada </div><div id="a66402" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:226px;">2.25</div><div id="a66406" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:226px;">2.25</div><div id="a66410" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:226px;">2.50</div><div id="a66414" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:226px;">2.50</div><div id="a66418" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:226px;">1.13</div><div id="a66422" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:226px;">1.42</div><div id="a66426" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:239px;">United States </div><div id="a66429" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:239px;">3.44</div><div id="a66433" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:239px;">3.25</div><div id="a66437" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:239px;">3.75</div><div id="a66441" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:239px;">3.75</div><div id="a66445" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:239px;">2.06</div><div id="a66449" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:239px;">2.30</div><div id="a66452" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:253px;">U.S. 10-year treasury yield </div><div id="a66457" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:253px;">4.16</div><div id="a66461" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:253px;">4.10</div><div id="a66465" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:253px;">4.47</div><div id="a66469" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:253px;">4.57</div><div id="a66473" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:253px;">3.67</div><div id="a66477" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:253px;">3.68</div><div id="a66480" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:266px;">U.S. 10-year BBB spread (%-pts) </div><div id="a66487" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:266px;">1.38</div><div id="a66491" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:266px;">1.60</div><div id="a66495" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:266px;">1.18</div><div id="a66499" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:266px;">1.52</div><div id="a66503" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:266px;">2.21</div><div id="a66507" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:266px;">1.90</div><div id="a66510" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Exchange rate (U.S. dollar/Canadian dollar) </div><div id="a66512" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:306px;top:279px;">$ </div><div id="a66514" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:279px;">0.74</div><div id="a66517" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:279px;">$ </div><div id="a66519" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:279px;">0.75</div><div id="a66522" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:446px;top:279px;">$ </div><div id="a66524" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:279px;">0.75</div><div id="a66527" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:279px;">$ </div><div id="a66529" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:279px;">0.76</div><div id="a66532" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:586px;top:279px;">$ </div><div id="a66534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:279px;">0.69</div><div id="a66537" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:279px;">$ </div><div id="a66539" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:279px;">0.71</div></div><div id="TextBlockContainer334" style="position:relative;line-height:normal;width:605px;height:35px;"><div id="div_332_XBRL_TS_45979a79ebd2431b802371b2489512ce" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer333" style="position:relative;line-height:normal;width:605px;height:35px;"><div id="a66544" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:3px;">The numbers represent average values for the quoted periods and average of year-on-year growth for real GDP and home prices.</div><div id="a66590" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:13px;">2</div><div id="a66592" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:14px;">The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data is collected by the Canadian Real Estate Association. </div><div id="a66646" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:24px;">3</div><div id="a66648" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:25px;">The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases in the same home’s sales price over time.</div></div></div></div><div id="TextBlockContainer338" style="position:relative;line-height:normal;width:732px;height:107px;"><div id="a66697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(f)</div><div id="a66698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:14px;top:0px;"><div style="display:inline-block;width:3px"> </div>SENSITIVITY OF ALLOWANCE FOR CREDIT LOSSES </div><div id="a66701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:14px;">ECLs are sensitive to the inputs used in internally<div style="display:inline-block;width:1px"> </div>developed models, the macroeconomic<div style="display:inline-block;width:1px"> </div>variables in the forward-looking forecasts and<div style="display:inline-block;width:1px"> </div>respective probability </div><div id="a66745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">weightings in determining the probability-weighted<div style="display:inline-block;width:1px"> </div>ECLs, and other factors considered when<div style="display:inline-block;width:1px"> </div>applying expert credit judgment. Changes<div style="display:inline-block;width:1px"> </div>in these inputs, </div><div id="a66785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:41px;">assumptions, models, and judgments would<div style="display:inline-block;width:1px"> </div>affect the assessment of significant increase in<div style="display:inline-block;width:1px"> </div>credit risk and the measurement of ECLs. </div><div id="div_336_XBRL_TS_5f7e6967d6094878b1d54c2edec4a21e" style="position:absolute;left:0px;top:67px;float:left;"><div id="TextBlockContainer337" style="position:relative;line-height:normal;width:732px;height:39px;"><div id="a66824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the base ECL<div style="display:inline-block;width:1px"> </div>scenario compared to the probability-weighted ECLs,<div style="display:inline-block;width:1px"> </div>with the latter derived from three ECL<div style="display:inline-block;width:1px"> </div>scenarios for performing </div><div id="a66872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">loans and off-balance sheet instruments. The difference<div style="display:inline-block;width:1px"> </div>reflects the impact of deriving multiple<div style="display:inline-block;width:1px"> </div>scenarios around the base ECLs and resultant<div style="display:inline-block;width:1px"> </div>change in ECLs due </div><div id="a66922" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">to non-linearity and sensitivity to using<div style="display:inline-block;width:1px"> </div>macroeconomic forecasts.</div></div></div></div><div id="TextBlockContainer342" style="position:relative;line-height:normal;width:734px;height:94px;"><div id="div_340_XBRL_TS_99d295eee94d47a7b51577e5d480afdb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer341" style="position:relative;line-height:normal;width:734px;height:94px;"><div id="a66943" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Change from Base to Probability-Weighted<div style="display:inline-block;width:1px"> </div>ECLs</div><div id="a66955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a66966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:17px;">As at </div><div id="a66978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:30px;">April 30, 2026 </div><div id="a66981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:30px;">October 31, 2025 </div><div id="a66984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;">Probability-weighted ECLs </div><div id="a66996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:43px;">$ </div><div id="a66998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:560px;top:43px;">7,914</div><div id="a67001" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:43px;">$ </div><div id="a67003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:43px;">8,137</div><div id="a67006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Base ECLs </div><div id="a67017" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:560px;top:55px;">7,375</div><div id="a67021" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:55px;">7,737</div><div id="a67024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Difference – in amount </div><div id="a67037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:69px;">$ </div><div id="a67039" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:568px;top:69px;">539</div><div id="a67042" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:69px;">$ </div><div id="a67044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:69px;">400</div><div id="a67047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Difference – in percentage </div><div id="a67061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:81px;">7.3</div><div id="a67063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:591px;top:81px;">% </div><div id="a67066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:81px;">5.2</div><div id="a67068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:81px;">%</div></div></div></div><div id="TextBlockContainer346" style="position:relative;line-height:normal;width:734px;height:53px;"><div id="a67071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">ECLs for performing loans and off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>consist of an aggregate amount of Stage 1 and<div style="display:inline-block;width:1px"> </div>Stage 2 probability-weighted ECLs<div style="display:inline-block;width:1px"> </div>which are twelve-</div><div id="a67123" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">month ECLs and lifetime ECLs, respectively. Transfers from Stage 1 to Stage<div style="display:inline-block;width:1px"> </div>2 ECLs result from a significant increase<div style="display:inline-block;width:1px"> </div>in credit risk since initial recognition. </div><div id="div_344_XBRL_TS_f38c6ff585e245669ffd928772726fb2" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer345" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="a67123_160_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:0px;">The </div><div id="a67175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">following table shows the estimated impact<div style="display:inline-block;width:1px"> </div>of staging on ECLs by presenting all performing<div style="display:inline-block;width:1px"> </div>loans and off-balance sheet instruments calculated<div style="display:inline-block;width:1px"> </div>using twelve-month </div><div id="a67223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">ECLs compared to the current aggregate probability-weighted<div style="display:inline-block;width:1px"> </div>ECLs, holding all risk profiles constant.</div></div></div></div><div id="TextBlockContainer349" style="position:relative;line-height:normal;width:734px;height:82px;"><div id="a67254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Incremental Lifetime ECLs Impact</div><div id="a67261" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars)<div style="display:inline-block;width:2px"> </div></div><div id="a67269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a67277" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:30px;">April 30, 2026 </div><div id="a67280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:30px;">October 31, 2025 </div><div id="a67283" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;">Probability-weighted ECLs </div><div id="a67291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:43px;">$ </div><div id="a67293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:43px;">7,914</div><div id="a67296" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:43px;">$ </div><div id="a67298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:43px;">8,137</div><div id="a67301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">All performing loans and off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>using 12-month ECLs </div><div id="a67312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:55px;">6,232</div><div id="a67316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:55px;">6,435</div><div id="a67319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Incremental lifetime ECLs impact </div><div id="a67325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:69px;">$ </div><div id="a67327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:69px;">1,682</div><div id="a67330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:69px;">$ </div><div id="a67332" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:69px;">1,702</div></div><div id="TextBlockContainer352" style="position:relative;line-height:normal;width:734px;height:79px;"><div id="a67336" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(g)</div><div id="a67337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:0px;"><div style="display:inline-block;width:3px"> </div>FORECLOSED ASSETS </div><div id="a67341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Foreclosed assets are repossessed non-financial<div style="display:inline-block;width:1px"> </div>assets where the Bank gains title, ownership,<div style="display:inline-block;width:1px"> </div>or possession of individual properties,<div style="display:inline-block;width:1px"> </div>such as real estate </div><div id="a67347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">properties, which are managed for sale in an<div style="display:inline-block;width:1px"> </div>orderly manner with the proceeds used<div style="display:inline-block;width:1px"> </div>to reduce or repay any outstanding debt.<div style="display:inline-block;width:1px"> </div>The Bank does not generally occupy </div><div id="a67349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">foreclosed properties for its business use.<div style="display:inline-block;width:1px"> </div>The Bank predominantly relies on third-party<div style="display:inline-block;width:1px"> </div>appraisals to determine the carrying value of<div style="display:inline-block;width:1px"> </div>foreclosed assets.<div style="display:inline-block;width:2px"> </div>Foreclosed </div><div id="a67359" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">assets held for sale were $</div><div id="a67359_27_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:123px;top:53px;">111</div><div id="a67359_30_51" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:139px;top:53px;"><div style="display:inline-block;width:3px"> </div>million as at April 30, 2026 (October 31, 2025<div style="display:inline-block;width:1px"> </div>– $</div><div id="a67359_81_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:360px;top:53px;">101</div><div id="a67359_84_72" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:53px;"><div style="display:inline-block;width:3px"> </div>million) and were recorded in Other assets<div style="display:inline-block;width:1px"> </div>on the Interim Consolidated </div><div id="a67392" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Balance Sheet.</div></div><div id="TextBlockContainer356" style="position:relative;line-height:normal;width:716px;height:53px;"><div id="a67408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(h)</div><div id="a67409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:0px;"><div style="display:inline-block;width:3px"> </div>LOANS PAST DUE BUT NOT IMPAIRED </div><div id="a67412" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">A loan is classified as past due when a borrower<div style="display:inline-block;width:1px"> </div>has failed to make a payment by the<div style="display:inline-block;width:1px"> </div>contractual due date. </div><div id="div_354_XBRL_TS_a1540ca44e244063806b225f6a8246b0" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer355" style="position:relative;line-height:normal;width:716px;height:39px;"><div id="a67412_107_51" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:0px;">The following table summarizes loans that are<div style="display:inline-block;width:1px"> </div>past </div><div id="a67414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">due but not impaired.<div style="display:inline-block;width:2px"> </div>Loans less than 31 days contractually past<div style="display:inline-block;width:1px"> </div>due are excluded as they do not generally<div style="display:inline-block;width:1px"> </div>reflect a borrower’s ability to meet<div style="display:inline-block;width:1px"> </div>their payment </div><div id="a67418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">obligations.</div></div></div></div><div id="TextBlockContainer360" style="position:relative;line-height:normal;width:734px;height:141px;"><div id="div_358_XBRL_TS_55fcaa93cb4e44308c3674bd72346e2d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer359" style="position:relative;line-height:normal;width:734px;height:141px;"><div id="a67423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Loans Past Due but not Impaired</div><div id="a67424" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:3px;">1</div><div id="a67441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a67456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a67462" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:31px;">April 30, 2026 </div><div id="a67464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:31px;">October 31, 2025 </div><div id="a67469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:45px;"><div style="display:inline-block;width:3px"> </div></div><div id="a67472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:45px;">31-60 </div><div id="a67477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:45px;">61-89 </div><div id="a67484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:45px;">31-60 </div><div id="a67489" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:45px;">61-89 </div><div id="a67497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:59px;"><div style="display:inline-block;width:3px"> </div></div><div id="a67499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:59px;">days </div><div id="a67501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:446px;top:59px;">days </div><div id="a67503" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:59px;">Total </div><div id="a67505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:59px;">days </div><div id="a67507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:59px;">days </div><div id="a67509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:59px;">Total </div><div id="a67512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:73px;">Residential mortgages </div><div id="a67514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:73px;"><div style="display:inline-block;width:3px"> </div></div><div id="a67517" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:73px;">$ </div><div id="a67519" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:73px;">408</div><div id="a67521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:73px;">$ </div><div id="a67523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:73px;">178</div><div id="a67525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:475px;top:73px;">$ </div><div id="a67527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:73px;">586</div><div id="a67529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:73px;">$ </div><div id="a67531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:73px;">407</div><div id="a67533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:73px;">$ </div><div id="a67535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:73px;">129</div><div id="a67537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:73px;">$ </div><div id="a67539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:73px;">536</div><div id="a67542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:86px;">Consumer instalment and other personal </div><div id="a67547" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:86px;">855</div><div id="a67550" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:86px;">295</div><div id="a67553" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:86px;">1,150</div><div id="a67556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:86px;">930</div><div id="a67559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:86px;">301</div><div id="a67562" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:86px;">1,231</div><div id="a67565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:100px;">Credit card </div><div id="a67570" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:100px;">349</div><div id="a67573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:100px;">244</div><div id="a67576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:100px;">593</div><div id="a67579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:100px;">373</div><div id="a67582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:100px;">253</div><div id="a67585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:100px;">626</div><div id="a67588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:114px;">Business and government</div><div id="a67594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:114px;">186</div><div id="a67597" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:114px;">134</div><div id="a67600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:114px;">320</div><div id="a67603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:114px;">247</div><div id="a67606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:114px;">85</div><div id="a67609" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:114px;">332</div><div id="a67612" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:128px;">Total </div><div id="a67614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:128px;"><div style="display:inline-block;width:3px"> </div></div><div id="a67617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:128px;">$ </div><div id="a67619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:128px;">1,798</div><div id="a67621" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:128px;">$ </div><div id="a67623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:128px;">851</div><div id="a67625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:475px;top:128px;">$ </div><div id="a67627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:128px;">2,649</div><div id="a67629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:128px;">$ </div><div id="a67631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:566px;top:128px;">1,957</div><div id="a67633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:128px;">$ </div><div id="a67635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:128px;">768</div><div id="a67637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:128px;">$ </div><div id="a67639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:128px;">2,725</div></div></div></div><div id="TextBlockContainer364" style="position:relative;line-height:normal;width:179px;height:11px;"><div id="div_362_XBRL_TS_946cb037d6ec45d3a526eb8ee14f2d3c" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer363" style="position:relative;line-height:normal;width:179px;height:11px;"><div id="a67643_1_42" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes loans that are measured at FVOCI.</div></div></div></div> <div id="TextBlockContainer215" style="position:relative;line-height:normal;width:479px;height:13px;"><div id="a56399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details regarding<div style="display:inline-block;width:1px"> </div>the Bank’s loans as at April 30, 2026 and October<div style="display:inline-block;width:1px"> </div>31, 2025.</div></div><div id="TextBlockContainer219" style="position:relative;line-height:normal;width:734px;height:165px;"><div id="a56414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans<div style="display:inline-block;width:2px"> </div></div><div id="a56427" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a56437" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a56448" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:28px;">April 30, 2026 </div><div id="a56451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:28px;">October 31, 2025 </div><div id="a56454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:42px;">Residential mortgages</div><div id="a56463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:42px;">$ </div><div id="a56465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:42px;">299,994</div><div id="a56467" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:42px;">$ </div><div id="a56469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:42px;">315,063</div><div id="a56472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Consumer instalment and other personal </div><div id="a56481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:55px;">274,675</div><div id="a56484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:55px;">259,033</div><div id="a56487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Credit card</div><div id="a56497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:69px;">40,802</div><div id="a56500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:69px;">41,662</div><div id="a56503" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Business and government </div><div id="a56512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:83px;">357,237</div><div id="a56515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:83px;">345,943</div><div id="a56518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:97px;"><div style="display:inline-block;width:3px"> </div></div><div id="a56527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:97px;">972,708</div><div id="a56530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:97px;">961,701</div><div id="a56533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:111px;">Loans at FVOCI</div><div id="a56534" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:110px;">1</div><div id="a56543" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:111px;">393</div><div id="a56546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:111px;">288</div><div id="a56549" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:125px;">Total loans </div><div id="a56558" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:125px;">973,101</div><div id="a56561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:125px;">961,989</div><div id="a56564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:138px;">Total allowance for loan losses </div><div id="a56573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:138px;">8,419</div><div id="a56576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:138px;">8,689</div><div id="a56579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:152px;">Total loans, net of allowance </div><div id="a56587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:152px;">$ </div><div id="a56589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:152px;">964,682</div><div id="a56591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:152px;">$ </div><div id="a56593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:152px;">953,300</div></div><div id="TextBlockContainer224" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="div_222_XBRL_TS_abd189cdcb6a433b95984236251220ce" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer223" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="a56597_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Included in Financial assets at fair value through other comprehensive income on the Interim Consolidated Balance<div style="display:inline-block;width:4px"> </div>Sheet.</div></div></div></div> 299994000000 315063000000 274675000000 259033000000 40802000000 41662000000 357237000000 345943000000 972708000000 961701000000 393000000 288000000 973101000000 961989000000 8419000000 8689000000 964682000000 953300000000 <div id="TextBlockContainer227" style="position:relative;line-height:normal;width:659px;height:13px;"><div id="a56604" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Business and government loans and loans<div style="display:inline-block;width:1px"> </div>at FVOCI are grouped together as reflected<div style="display:inline-block;width:1px"> </div>below for presentation in the “Loans by<div style="display:inline-block;width:1px"> </div>Risk Ratings” table.</div></div><div id="TextBlockContainer232" style="position:relative;line-height:normal;width:734px;height:109px;"><div id="div_230_XBRL_TS_1143ca023be54b3a862badf75b7e6f15" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer231" style="position:relative;line-height:normal;width:734px;height:109px;"><div id="a56655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans – Business and Government<div style="display:inline-block;width:1px"> </div></div><div id="a56671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a56681" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a56692" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:28px;">April 30, 2026 </div><div id="a56695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:28px;">October 31, 2025 </div><div id="a56698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:42px;">Loans at amortized cost</div><div id="a56707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:42px;">$ </div><div id="a56709" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:42px;">357,237</div><div id="a56711" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:42px;">$ </div><div id="a56713" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:42px;">345,943</div><div id="a56716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Loans at FVOCI</div><div id="a56717" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:55px;">1</div><div id="a56726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:55px;">393</div><div id="a56729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:55px;">288</div><div id="a56732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:69px;">Loans </div><div id="a56741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:69px;">357,630</div><div id="a56744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:69px;">346,231</div><div id="a56747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:83px;">Allowance for loan losses </div><div id="a56756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:83px;">3,577</div><div id="a56759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:83px;">3,847</div><div id="a56762" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:97px;">Loans, net of allowance </div><div id="a56770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:97px;">$ </div><div id="a56772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:97px;">354,053</div><div id="a56774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:97px;">$ </div><div id="a56776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:97px;">342,384</div></div></div></div><div id="TextBlockContainer235" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="a56780_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Included in Financial assets at fair value through other comprehensive income on the Interim Consolidated Balance<div style="display:inline-block;width:4px"> </div>Sheet.</div></div> 357237000000 345943000000 393000000 288000000 357630000000 346231000000 3577000000 3847000000 354053000000 342384000000 <div id="TextBlockContainer241" style="position:relative;line-height:normal;width:729px;height:26px;"><div id="a56846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides the gross carrying<div style="display:inline-block;width:1px"> </div>amounts of loans and credit risk exposures<div style="display:inline-block;width:1px"> </div>on loan commitments and financial guarantee<div style="display:inline-block;width:1px"> </div>contracts by internal risk </div><div id="a56851" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">rating for credit risk management purposes,<div style="display:inline-block;width:1px"> </div>presenting separately those that are<div style="display:inline-block;width:1px"> </div>subject to Stage 1, Stage 2, and Stage 3<div style="display:inline-block;width:1px"> </div>allowances.</div></div><div id="TextBlockContainer246" style="position:relative;line-height:normal;width:733px;height:581px;"><div id="div_244_XBRL_TS_a467c81e05314f99a712f9a204327da6" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer245" style="position:relative;line-height:normal;width:733px;height:581px;"><div id="a56858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans by Risk Rating </div><div id="a56865" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:0px;"><div style="display:inline-block;width:3px"> </div></div><div id="a56874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:654px;top:0px;"><div style="display:inline-block;width:3px"> </div></div><div id="a56879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a56896" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:691px;top:14px;">As at </div><div id="a56905" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:28px;">April 30, 2026 </div><div id="a56912" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:28px;">October 31, 2025 </div><div id="a56917" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:42px;">Stage 1 </div><div id="a56920" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:318px;top:42px;">Stage 2 </div><div id="a56923" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:42px;">Stage 3 </div><div id="a56926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:42px;">Total </div><div id="a56929" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:42px;">Stage 1 </div><div id="a56932" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:42px;">Stage 2 </div><div id="a56935" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:42px;">Stage 3 </div><div id="a56938" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:42px;">Total </div><div id="a56941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:57px;">Residential mortgages</div><div id="a56942" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:114px;top:56px;">1,2,3</div><div id="a56961" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:70px;">Low Risk </div><div id="a56963" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:70px;">$ </div><div id="a56965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:70px;">203,804</div><div id="a56967" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:70px;">$ </div><div id="a56969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:70px;">893</div><div id="a56971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:70px;">$ </div><div id="a56973" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:70px;">n/a </div><div id="a56975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:70px;">$ </div><div id="a56977" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:70px;">204,697</div><div id="a56979" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:70px;">$ </div><div id="a56981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:70px;">221,168</div><div id="a56983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:70px;">$ </div><div id="a56985" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:70px;">765</div><div id="a56987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:70px;">$ </div><div id="a56989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:70px;">n/a </div><div id="a56991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:70px;">$ </div><div id="a56993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:70px;">221,933</div><div id="a56996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:84px;">Normal Risk </div><div id="a56999" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:84px;">69,586</div><div id="a57002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:84px;">9,952</div><div id="a57005" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:84px;">n/a </div><div id="a57008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:84px;">79,538</div><div id="a57011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:84px;">70,217</div><div id="a57014" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:84px;">8,391</div><div id="a57017" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:84px;">n/a </div><div id="a57020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:84px;">78,608</div><div id="a57023" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;">Medium Risk </div><div id="a57026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:98px;">527</div><div id="a57029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:98px;">10,047</div><div id="a57032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:98px;">n/a </div><div id="a57035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:98px;">10,574</div><div id="a57038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:98px;">351</div><div id="a57041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:98px;">9,490</div><div id="a57044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:98px;">n/a </div><div id="a57047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:98px;">9,841</div><div id="a57050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:112px;">High Risk </div><div id="a57053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:112px;">374</div><div id="a57056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:112px;">3,786</div><div id="a57059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:112px;">344</div><div id="a57062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:112px;">4,504</div><div id="a57065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:112px;">3</div><div id="a57068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:112px;">3,700</div><div id="a57071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:112px;">391</div><div id="a57074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:112px;">4,094</div><div id="a57077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:125px;">Default </div><div id="a57080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:125px;">n/a </div><div id="a57083" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:125px;">n/a </div><div id="a57086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:125px;">681</div><div id="a57089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:125px;">681</div><div id="a57092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:125px;">n/a </div><div id="a57095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:125px;">n/a </div><div id="a57098" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:125px;">587</div><div id="a57101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:125px;">587</div><div id="a57104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:139px;">Total loans </div><div id="a57107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:139px;">274,291</div><div id="a57110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:139px;">24,678</div><div id="a57113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:139px;">1,025</div><div id="a57116" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:139px;">299,994</div><div id="a57119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:139px;">291,739</div><div id="a57122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:139px;">22,346</div><div id="a57125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:139px;">978</div><div id="a57128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:139px;">315,063</div><div id="a57131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:153px;">Allowance for loan losses </div><div id="a57134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:153px;">101</div><div id="a57137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:153px;">223</div><div id="a57140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:153px;">96</div><div id="a57143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:153px;">420</div><div id="a57146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:153px;">102</div><div id="a57149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:153px;">175</div><div id="a57152" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:153px;">80</div><div id="a57155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:153px;">357</div><div id="a57158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:167px;">Loans, net of allowance </div><div id="a57161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:167px;">274,190</div><div id="a57164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:167px;">24,455</div><div id="a57167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:167px;">929</div><div id="a57170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:167px;">299,574</div><div id="a57173" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:167px;">291,637</div><div id="a57176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:167px;">22,171</div><div id="a57179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:167px;">898</div><div id="a57182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:167px;">314,706</div><div id="a57185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:181px;">Consumer instalment and other personal</div><div id="a57186" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:181px;">4</div><div id="a57199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:181px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:181px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:194px;">Low Risk </div><div id="a57210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:194px;">119,366</div><div id="a57213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:194px;">2,558</div><div id="a57216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:194px;">n/a </div><div id="a57219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:194px;">121,924</div><div id="a57222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:194px;">110,513</div><div id="a57225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:194px;">2,588</div><div id="a57228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:194px;">n/a </div><div id="a57231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:194px;">113,101</div><div id="a57234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:208px;">Normal Risk </div><div id="a57237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:208px;">84,273</div><div id="a57240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:208px;">16,071</div><div id="a57243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:208px;">n/a </div><div id="a57246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:208px;">100,344</div><div id="a57249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:208px;">75,881</div><div id="a57252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:208px;">19,812</div><div id="a57255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:208px;">n/a </div><div id="a57258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:208px;">95,693</div><div id="a57261" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:222px;">Medium Risk </div><div id="a57264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:222px;">30,455</div><div id="a57267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:222px;">7,199</div><div id="a57270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:222px;">n/a </div><div id="a57273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:222px;">37,654</div><div id="a57276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:222px;">29,757</div><div id="a57279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:222px;">6,792</div><div id="a57282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:222px;">n/a </div><div id="a57285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:222px;">36,549</div><div id="a57288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:236px;">High Risk </div><div id="a57291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:236px;">6,045</div><div id="a57294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:236px;">7,571</div><div id="a57297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:236px;">475</div><div id="a57300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:236px;">14,091</div><div id="a57303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:236px;">5,407</div><div id="a57306" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:236px;">7,209</div><div id="a57309" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:236px;">448</div><div id="a57312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:236px;">13,064</div><div id="a57315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:249px;">Default </div><div id="a57318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:249px;">n/a </div><div id="a57321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:249px;">n/a </div><div id="a57324" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:249px;">662</div><div id="a57327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:249px;">662</div><div id="a57330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:249px;">n/a </div><div id="a57333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:249px;">n/a </div><div id="a57336" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:249px;">626</div><div id="a57339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:249px;">626</div><div id="a57342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:264px;">Total loans </div><div id="a57345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:264px;">240,139</div><div id="a57348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:264px;">33,399</div><div id="a57351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:264px;">1,137</div><div id="a57354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:264px;">274,675</div><div id="a57357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:264px;">221,558</div><div id="a57360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:264px;">36,401</div><div id="a57363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:264px;">1,074</div><div id="a57366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:264px;">259,033</div><div id="a57369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:277px;">Allowance for loan losses </div><div id="a57372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:277px;">697</div><div id="a57375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:277px;">1,171</div><div id="a57378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:277px;">275</div><div id="a57381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:277px;">2,143</div><div id="a57384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:277px;">699</div><div id="a57387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:277px;">1,220</div><div id="a57390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:277px;">274</div><div id="a57393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:277px;">2,193</div><div id="a57396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:291px;">Loans, net of allowance </div><div id="a57399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:291px;">239,442</div><div id="a57402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:291px;">32,228</div><div id="a57405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:291px;">862</div><div id="a57408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:291px;">272,532</div><div id="a57411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:291px;">220,859</div><div id="a57414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:291px;">35,181</div><div id="a57417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">800</div><div id="a57420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:291px;">256,840</div><div id="a57423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:305px;">Credit card</div><div id="a57435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:305px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:305px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:305px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57446" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:319px;">Low Risk </div><div id="a57449" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:319px;">6,372</div><div id="a57452" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:319px;">4</div><div id="a57455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:319px;">n/a </div><div id="a57458" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:319px;">6,376</div><div id="a57461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:319px;">8,011</div><div id="a57464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:319px;">4</div><div id="a57467" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:319px;">n/a </div><div id="a57470" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:319px;">8,015</div><div id="a57473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:332px;">Normal Risk </div><div id="a57476" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:332px;">12,024</div><div id="a57479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:332px;">108</div><div id="a57482" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:332px;">n/a </div><div id="a57485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:332px;">12,132</div><div id="a57488" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:332px;">12,222</div><div id="a57491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:332px;">119</div><div id="a57494" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:332px;">n/a </div><div id="a57497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:332px;">12,341</div><div id="a57500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:346px;">Medium Risk </div><div id="a57503" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:346px;">13,264</div><div id="a57506" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:346px;">899</div><div id="a57509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:346px;">n/a </div><div id="a57512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:346px;">14,163</div><div id="a57515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:346px;">12,780</div><div id="a57518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:346px;">902</div><div id="a57521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:346px;">n/a </div><div id="a57524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:346px;">13,682</div><div id="a57527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:360px;">High Risk </div><div id="a57530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:360px;">2,913</div><div id="a57533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:360px;">4,665</div><div id="a57536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:360px;">388</div><div id="a57539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:360px;">7,966</div><div id="a57542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:360px;">2,727</div><div id="a57545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:360px;">4,329</div><div id="a57548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:360px;">419</div><div id="a57551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:360px;">7,475</div><div id="a57554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:374px;">Default </div><div id="a57557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:374px;">n/a </div><div id="a57560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:374px;">n/a </div><div id="a57563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:374px;">165</div><div id="a57566" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:374px;">165</div><div id="a57569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:374px;">n/a </div><div id="a57572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:374px;">n/a </div><div id="a57575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:374px;">149</div><div id="a57578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:374px;">149</div><div id="a57581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:388px;">Total loans </div><div id="a57584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:388px;">34,573</div><div id="a57587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:388px;">5,676</div><div id="a57590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:388px;">553</div><div id="a57593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:388px;">40,802</div><div id="a57596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:388px;">35,740</div><div id="a57599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:388px;">5,354</div><div id="a57602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:388px;">568</div><div id="a57605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:388px;">41,662</div><div id="a57608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:402px;">Allowance for loan losses </div><div id="a57611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:402px;">738</div><div id="a57614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:402px;">1,093</div><div id="a57617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:402px;">448</div><div id="a57620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:402px;">2,279</div><div id="a57623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:402px;">743</div><div id="a57626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:402px;">1,089</div><div id="a57629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:402px;">460</div><div id="a57632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:402px;">2,292</div><div id="a57635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:415px;">Loans, net of allowance </div><div id="a57638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:415px;">33,835</div><div id="a57641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:415px;">4,583</div><div id="a57644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:415px;">105</div><div id="a57647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:415px;">38,523</div><div id="a57650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:415px;">34,997</div><div id="a57653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:415px;">4,265</div><div id="a57656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:415px;">108</div><div id="a57659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:415px;">39,370</div><div id="a57662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:429px;">Business and government</div><div id="a57663" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:132px;top:429px;">1,2,3,5</div><div id="a57674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:429px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:429px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:429px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:443px;">Investment grade or Low/Normal Risk </div><div id="a57688" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:443px;">147,440</div><div id="a57691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:443px;">164</div><div id="a57694" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:443px;">n/a </div><div id="a57697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:443px;">147,604</div><div id="a57700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:443px;">139,518</div><div id="a57703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:443px;">152</div><div id="a57706" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:443px;">n/a </div><div id="a57709" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:443px;">139,670</div><div id="a57712" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:457px;">Non-investment grade or Medium Risk </div><div id="a57717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:457px;">180,474</div><div id="a57720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:457px;">12,222</div><div id="a57723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:457px;">n/a </div><div id="a57726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:457px;">192,696</div><div id="a57729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:457px;">173,836</div><div id="a57732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:457px;">13,289</div><div id="a57735" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:457px;">n/a </div><div id="a57738" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:457px;">187,125</div><div id="a57741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:470px;">Watch and classified or High Risk </div><div id="a57744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:470px;">670</div><div id="a57747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:470px;">14,094</div><div id="a57750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:470px;">112</div><div id="a57753" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:470px;">14,876</div><div id="a57756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:470px;">538</div><div id="a57759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:470px;">16,098</div><div id="a57762" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:470px;">77</div><div id="a57765" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:470px;">16,713</div><div id="a57768" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:484px;">Default </div><div id="a57771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:484px;">n/a </div><div id="a57774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:484px;">n/a </div><div id="a57777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:484px;">2,454</div><div id="a57780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:484px;">2,454</div><div id="a57783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:484px;">n/a </div><div id="a57786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:484px;">n/a </div><div id="a57789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:484px;">2,723</div><div id="a57792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:484px;">2,723</div><div id="a57795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:498px;">Total loans </div><div id="a57798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:498px;">328,584</div><div id="a57801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:498px;">26,480</div><div id="a57804" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:498px;">2,566</div><div id="a57807" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:498px;">357,630</div><div id="a57810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:498px;">313,892</div><div id="a57813" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:498px;">29,539</div><div id="a57816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:498px;">2,800</div><div id="a57819" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:498px;">346,231</div><div id="a57822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:512px;">Allowance for loan losses </div><div id="a57825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:512px;">1,200</div><div id="a57828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:512px;">1,666</div><div id="a57831" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:512px;">711</div><div id="a57834" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:512px;">3,577</div><div id="a57837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:512px;">1,195</div><div id="a57840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:512px;">1,878</div><div id="a57843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:512px;">774</div><div id="a57846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:512px;">3,847</div><div id="a57849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:526px;">Loans, net of allowance </div><div id="a57852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:526px;">327,384</div><div id="a57855" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:526px;">24,814</div><div id="a57858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:526px;">1,855</div><div id="a57861" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:526px;">354,053</div><div id="a57864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:526px;">312,697</div><div id="a57867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:526px;">27,661</div><div id="a57870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:526px;">2,026</div><div id="a57873" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:526px;">342,384</div><div id="a57876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:540px;">Total loans </div><div id="a57879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:540px;">877,587</div><div id="a57882" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:540px;">90,233</div><div id="a57885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:540px;">5,281</div><div id="a57888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:540px;">973,101</div><div id="a57891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:540px;">862,929</div><div id="a57894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:540px;">93,640</div><div id="a57897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:540px;">5,420</div><div id="a57900" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:540px;">961,989</div><div id="a57903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:553px;">Total allowance for loan losses </div><div id="a57906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:553px;">2,736</div><div id="a57909" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:553px;">4,153</div><div id="a57912" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:553px;">1,530</div><div id="a57915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:553px;">8,419</div><div id="a57918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:553px;">2,739</div><div id="a57921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:553px;">4,362</div><div id="a57924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:553px;">1,588</div><div id="a57927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:553px;">8,689</div><div id="a57930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:568px;">Total loans, net of allowance </div><div id="a57932" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:568px;">$ </div><div id="a57934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:568px;">874,851</div><div id="a57936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:568px;">$ </div><div id="a57938" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:568px;">86,080</div><div id="a57940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:568px;">$ </div><div id="a57942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:568px;">3,751</div><div id="a57944" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:568px;">$ </div><div id="a57946" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:568px;">964,682</div><div id="a57948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:568px;">$ </div><div id="a57950" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:568px;">860,190</div><div id="a57952" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:568px;">$ </div><div id="a57954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:568px;">89,278</div><div id="a57956" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:568px;">$ </div><div id="a57958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:568px;">3,832</div><div id="a57960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:568px;">$ </div><div id="a57962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:568px;">953,300</div></div></div></div><div id="TextBlockContainer249" style="position:relative;line-height:normal;width:710px;height:21px;"><div id="a57966_1_43" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes impaired loans with a balance of $</div><div id="a57966_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:0px;">230</div><div id="a57966_47_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:183px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a57966_77_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:297px;top:0px;">273</div><div id="a57966_80_107" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:312px;top:0px;"><div style="display:inline-block;width:2px"> </div>million) which did not have a related allowance for loan losses as the realizable value of the collateral </div><div id="a57993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">exceeded the loan amount.</div></div><div id="TextBlockContainer253" style="position:relative;line-height:normal;width:720px;height:22px;"><div id="a57997_1_112" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Excludes trading loans and non-trading loans at fair value through profit or loss (FVTPL) with a fair value of $</div><div id="a57997_113_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:0px;">31</div><div id="a57997_115_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a57997_145_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:0px;">30</div><div id="a57997_147_15" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion) and $</div><div id="a57997_162_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:0px;">0.8</div><div id="a57997_165_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 </div><div id="a58043" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">– $</div><div id="a58043_3_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:11px;">0.3</div><div id="a58043_6_24" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:27px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion), respectively.</div></div><div id="TextBlockContainer257" style="position:relative;line-height:normal;width:436px;height:22px;"><div id="a58056_1_31" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes insured mortgages of $</div><div id="a58056_32_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:132px;top:0px;">67</div><div id="a58056_34_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a58056_64_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:253px;top:0px;">69</div><div id="a58056_66_11" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:263px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion). </div><div id="a58079" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">4</div><div id="a58080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes Canadian government-insured real estate personal loans of $</div><div id="a58080_69_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:279px;top:11px;">5</div><div id="a58080_70_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:283px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a58080_100_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:395px;top:11px;">5</div><div id="a58080_101_10" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion).</div></div><div id="TextBlockContainer262" style="position:relative;line-height:normal;width:713px;height:21px;"><div id="div_260_XBRL_TS_335f71cb2c3643d7bc983e74a67713bd" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer261" style="position:relative;line-height:normal;width:713px;height:21px;"><div id="a58105_1_53" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes loans guaranteed by government agencies of $</div><div id="a58105_54_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:218px;top:0px;">24</div><div id="a58105_56_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a58105_86_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:340px;top:0px;">24</div><div id="a58105_88_96" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:349px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion), which are primarily reported in Non-investment grade or a lower risk rating based on </div><div id="a58127" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">the borrowers’ credit risk.</div></div></div></div><div id="TextBlockContainer265" style="position:relative;line-height:normal;width:734px;height:276px;"><div id="a58146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Loans by Risk Rating </div><div id="a58147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:111px;top:3px;">(Continued)</div><div id="a58148" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:3px;"><div style="display:inline-block;width:3px"> </div>– Off-Balance Sheet Credit Instruments</div><div id="a58154" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:3px;">1</div><div id="a58161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:655px;top:3px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars)</div><div id="a58184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:17px;">As at </div><div id="a58194" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:30px;">April 30, 2026 </div><div id="a58201" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:30px;">October 31, 2025 </div><div id="a58207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:43px;">Stage 1 </div><div id="a58210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:318px;top:43px;">Stage 2 </div><div id="a58213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:43px;">Stage 3 </div><div id="a58216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:43px;">Total </div><div id="a58219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:501px;top:43px;">Stage 1 </div><div id="a58222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:561px;top:43px;">Stage 2 </div><div id="a58225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:43px;">Stage 3 </div><div id="a58228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:43px;">Total </div><div id="a58231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:56px;">Retail Exposures</div><div id="a58232" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:88px;top:55px;">2</div><div id="a58243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:655px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Low Risk </div><div id="a58256" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:69px;">$ </div><div id="a58258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:69px;">305,100</div><div id="a58260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:69px;">$ </div><div id="a58262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:69px;">1,331</div><div id="a58264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:69px;">$ </div><div id="a58266" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:69px;">n/a </div><div id="a58268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:69px;">$ </div><div id="a58270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:69px;">306,431</div><div id="a58272" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:69px;">$ </div><div id="a58274" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:69px;">318,759</div><div id="a58276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:69px;">$ </div><div id="a58278" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:69px;">1,464</div><div id="a58280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:69px;">$ </div><div id="a58282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:69px;">n/a </div><div id="a58284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:69px;">$ </div><div id="a58286" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:69px;">320,223</div><div id="a58289" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Normal Risk </div><div id="a58292" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:81px;">71,565</div><div id="a58295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:81px;">1,227</div><div id="a58298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:81px;">n/a </div><div id="a58301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:81px;">72,792</div><div id="a58304" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:81px;">62,564</div><div id="a58307" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:81px;">1,147</div><div id="a58310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:81px;">n/a </div><div id="a58313" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:81px;">63,711</div><div id="a58316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:94px;">Medium Risk </div><div id="a58319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:94px;">17,272</div><div id="a58322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:94px;">1,155</div><div id="a58325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:94px;">n/a </div><div id="a58328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:94px;">18,427</div><div id="a58331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:94px;">16,381</div><div id="a58334" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:94px;">1,295</div><div id="a58337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:94px;">n/a </div><div id="a58340" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:94px;">17,676</div><div id="a58343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;">High Risk </div><div id="a58346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:107px;">1,422</div><div id="a58349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:107px;">1,203</div><div id="a58352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:107px;">–</div><div id="a58355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:107px;">2,625</div><div id="a58358" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:107px;">1,282</div><div id="a58361" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:107px;">1,092</div><div id="a58364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:107px;">–</div><div id="a58367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:107px;">2,374</div><div id="a58370" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:121px;">Default </div><div id="a58373" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:121px;">n/a </div><div id="a58376" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:121px;">n/a </div><div id="a58379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:121px;">–</div><div id="a58382" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:121px;">–</div><div id="a58385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:121px;">n/a </div><div id="a58388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:121px;">n/a </div><div id="a58391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:121px;">–</div><div id="a58394" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:709px;top:121px;">–</div><div id="a58397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:133px;">Non-Retail Exposures</div><div id="a58400" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:111px;top:133px;">3</div><div id="a58419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:146px;">Investment grade </div><div id="a58422" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:146px;">326,904</div><div id="a58425" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:146px;">–</div><div id="a58428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:146px;">n/a </div><div id="a58431" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:146px;">326,904</div><div id="a58434" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:146px;">319,274</div><div id="a58437" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:146px;">–</div><div id="a58440" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:146px;">n/a </div><div id="a58443" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:146px;">319,274</div><div id="a58446" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:159px;">Non-investment grade </div><div id="a58451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:159px;">104,133</div><div id="a58454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:159px;">5,558</div><div id="a58457" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:159px;">n/a </div><div id="a58460" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:159px;">109,691</div><div id="a58463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:159px;">103,936</div><div id="a58466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:159px;">5,710</div><div id="a58469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:159px;">n/a </div><div id="a58472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:159px;">109,646</div><div id="a58475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:173px;">Watch and classified </div><div id="a58478" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:173px;">756</div><div id="a58481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:173px;">4,198</div><div id="a58484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:173px;">–</div><div id="a58487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:173px;">4,954</div><div id="a58490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:173px;">150</div><div id="a58493" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:173px;">4,905</div><div id="a58496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:173px;">–</div><div id="a58499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:173px;">5,055</div><div id="a58502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:185px;">Default </div><div id="a58505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:185px;">n/a </div><div id="a58508" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:185px;">n/a </div><div id="a58511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:185px;">274</div><div id="a58514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:185px;">274</div><div id="a58517" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:185px;">n/a </div><div id="a58520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:185px;">n/a </div><div id="a58523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:185px;">343</div><div id="a58526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:185px;">343</div><div id="a58529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:199px;">Total off-balance sheet credit </div><div id="a58553" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:211px;">instruments </div><div id="a58556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:211px;">827,152</div><div id="a58559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:211px;">14,672</div><div id="a58562" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:211px;">274</div><div id="a58565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:211px;">842,098</div><div id="a58568" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:211px;">822,346</div><div id="a58571" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:211px;">15,613</div><div id="a58574" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:211px;">343</div><div id="a58577" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:211px;">838,302</div><div id="a58580" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:225px;">Allowance for off-balance sheet credit<div style="display:inline-block;width:1px"> </div></div><div id="a58602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:237px;">instruments </div><div id="a58605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:237px;">472</div><div id="a58608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:237px;">553</div><div id="a58611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:237px;">5</div><div id="a58614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:237px;">1,030</div><div id="a58617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:237px;">470</div><div id="a58620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:237px;">566</div><div id="a58623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:237px;">16</div><div id="a58626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:237px;">1,052</div><div id="a58629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:251px;">Total off-balance sheet credit </div><div id="a58653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:263px;">instruments, net of allowance </div><div id="a58655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:263px;">$ </div><div id="a58657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:263px;">826,680</div><div id="a58659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:263px;">$ </div><div id="a58661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:263px;">14,119</div><div id="a58663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:263px;">$ </div><div id="a58665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:263px;">269</div><div id="a58667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:263px;">$ </div><div id="a58669" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:263px;">841,068</div><div id="a58671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:263px;">$ </div><div id="a58673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:263px;">821,876</div><div id="a58675" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:263px;">$ </div><div id="a58677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:263px;">15,047</div><div id="a58679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:263px;">$ </div><div id="a58681" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:263px;">327</div><div id="a58683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:263px;">$ </div><div id="a58685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:263px;">837,250</div></div><div id="TextBlockContainer269" style="position:relative;line-height:normal;width:691px;height:32px;"><div id="a58689_1_31" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Excludes mortgage commitments. </div><div id="a58695" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a58696" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a58696_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:48px;top:11px;">397</div><div id="a58696_14_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:63px;top:11px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a58696_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:174px;top:11px;">401</div><div id="a58696_47_137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:189px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion) of personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s<div style="display:inline-block;width:4px"> </div>discretion at any time. </div><div id="a58714" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a58715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a58715_11_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:48px;top:21px;">68</div><div id="a58715_13_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:58px;top:21px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a58715_43_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:21px;">67</div><div id="a58715_45_82" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:179px;top:21px;"><div style="display:inline-block;width:2px"> </div>billion) of the undrawn component of uncommitted credit and liquidity facilities.</div></div> 203804000000 893000000 204697000000 221168000000 765000000 221933000000 69586000000 9952000000 79538000000 70217000000 8391000000 78608000000 527000000 10047000000 10574000000 351000000 9490000000 9841000000 374000000 3786000000 344000000 4504000000 3000000 3700000000 391000000 4094000000 681000000 681000000 587000000 587000000 274291000000 24678000000 1025000000 299994000000 291739000000 22346000000 978000000 315063000000 101000000 223000000 96000000 420000000 102000000 175000000 80000000 357000000 274190000000 24455000000 929000000 299574000000 291637000000 22171000000 898000000 314706000000 119366000000 2558000000 121924000000 110513000000 2588000000 113101000000 84273000000 16071000000 100344000000 75881000000 19812000000 95693000000 30455000000 7199000000 37654000000 29757000000 6792000000 36549000000 6045000000 7571000000 475000000 14091000000 5407000000 7209000000 448000000 13064000000 662000000 662000000 626000000 626000000 240139000000 33399000000 1137000000 274675000000 221558000000 36401000000 1074000000 259033000000 697000000 1171000000 275000000 2143000000 699000000 1220000000 274000000 2193000000 239442000000 32228000000 862000000 272532000000 220859000000 35181000000 800000000 256840000000 6372000000 4000000 6376000000 8011000000 4000000 8015000000 12024000000 108000000 12132000000 12222000000 119000000 12341000000 13264000000 899000000 14163000000 12780000000 902000000 13682000000 2913000000 4665000000 388000000 7966000000 2727000000 4329000000 419000000 7475000000 165000000 165000000 149000000 149000000 34573000000 5676000000 553000000 40802000000 35740000000 5354000000 568000000 41662000000 738000000 1093000000 448000000 2279000000 743000000 1089000000 460000000 2292000000 33835000000 4583000000 105000000 38523000000 34997000000 4265000000 108000000 39370000000 147440000000 164000000 147604000000 139518000000 152000000 139670000000 180474000000 12222000000 192696000000 173836000000 13289000000 187125000000 670000000 14094000000 112000000 14876000000 538000000 16098000000 77000000 16713000000 2454000000 2454000000 2723000000 2723000000 328584000000 26480000000 2566000000 357630000000 313892000000 29539000000 2800000000 346231000000 1200000000 1666000000 711000000 3577000000 1195000000 1878000000 774000000 3847000000 327384000000 24814000000 1855000000 354053000000 312697000000 27661000000 2026000000 342384000000 877587000000 90233000000 5281000000 973101000000 862929000000 93640000000 5420000000 961989000000 2736000000 4153000000 1530000000 8419000000 2739000000 4362000000 1588000000 8689000000 874851000000 86080000000 3751000000 964682000000 860190000000 89278000000 3832000000 953300000000 230000000 273000000 31000000000 30000000000 800000000 300000000 67000000000 69000000000 5000000000 5000000000 24000000000 24000000000 305100000000 1331000000 306431000000 318759000000 1464000000 320223000000 71565000000 1227000000 72792000000 62564000000 1147000000 63711000000 17272000000 1155000000 18427000000 16381000000 1295000000 17676000000 1422000000 1203000000 0 2625000000 1282000000 1092000000 0 2374000000 0 0 0 0 326904000000 0 326904000000 319274000000 0 319274000000 104133000000 5558000000 109691000000 103936000000 5710000000 109646000000 756000000 4198000000 0 4954000000 150000000 4905000000 0 5055000000 274000000 274000000 343000000 343000000 827152000000 14672000000 274000000 842098000000 822346000000 15613000000 343000000 838302000000 472000000 553000000 5000000 1030000000 470000000 566000000 16000000 1052000000 826680000000 14119000000 269000000 841068000000 821876000000 15047000000 327000000 837250000000 397000000000 401000000000 68000000000 67000000000 <div id="TextBlockContainer273" style="position:relative;line-height:normal;width:706px;height:26px;"><div id="a58760" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for credit losses as at and<div style="display:inline-block;width:1px"> </div>for the three and six months ended April 30,<div style="display:inline-block;width:1px"> </div>2026<div style="display:inline-block;width:3px"> </div>and April 30,<div style="display:inline-block;width:2px"> </div>2025, </div><div id="a58781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">including allowance for off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>in the applicable categories.</div></div><div id="TextBlockContainer278" style="position:relative;line-height:normal;width:733px;height:732px;"><div id="div_276_XBRL_TS_bc35446aa12f4f20ac2d866b70b8c7c0" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer277" style="position:relative;line-height:normal;width:733px;height:732px;"><div id="a58788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Credit Losses </div><div id="a58810" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:12px;">(millions of Canadian dollars) </div><div id="a58818" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:369px;top:12px;">Foreign </div><div id="a58828" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:12px;">Foreign </div><div id="a58835" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:225px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58837" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58841" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:24px;">exchange, </div><div id="a58843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58845" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58847" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:24px;">exchange, </div><div id="a58853" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:36px;">Balance at </div><div id="a58860" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:241px;top:36px;">Provision<div style="display:inline-block;width:3px"> </div></div><div id="a58862" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:36px;">Write-offs, </div><div id="a58866" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:36px;">disposals, </div><div id="a58868" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:420px;top:36px;">Balance </div><div id="a58870" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:36px;">Balance at </div><div id="a58872" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:36px;">Provision<div style="display:inline-block;width:3px"> </div></div><div id="a58874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:36px;">Write-offs, </div><div id="a58878" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:36px;">disposals, </div><div id="a58880" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:36px;">Balance </div><div id="a58885" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:180px;top:48px;">beginning </div><div id="a58887" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:243px;top:48px;">for credit </div><div id="a58889" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:48px;">net of </div><div id="a58891" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:48px;">and other </div><div id="a58893" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:48px;">at end of </div><div id="a58895" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:48px;">beginning </div><div id="a58897" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:48px;">for credit </div><div id="a58899" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:48px;">net of </div><div id="a58901" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:48px;">and other </div><div id="a58903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:48px;">at end of </div><div id="a58908" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:185px;top:60px;">of period </div><div id="a58910" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:60px;">losses </div><div id="a58912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:60px;">recoveries </div><div id="a58914" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:60px;">adjustments </div><div id="a58916" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:60px;">period </div><div id="a58918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:472px;top:60px;">of period </div><div id="a58920" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:60px;">losses </div><div id="a58922" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:60px;">recoveries </div><div id="a58924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:623px;top:60px;">adjustments </div><div id="a58926" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:60px;">period </div><div id="a58928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:72px;"><div style="display:inline-block;width:3px"> </div></div><div id="a58930" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:605px;top:72px;">For the three months ended </div><div id="a58935" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:84px;">April 30, 2026 </div><div id="a58937" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:663px;top:84px;">April 30, 2025 </div><div id="a58939" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:96px;">Residential mortgages </div><div id="a58941" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:96px;">$ </div><div id="a58943" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:209px;top:96px;">383</div><div id="a58945" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:96px;">$ </div><div id="a58947" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:96px;">38</div><div id="a58949" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:96px;">$ </div><div id="a58951" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:96px;display:flex;">(1)</div><div id="a58953" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:96px;">$ </div><div id="a58955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:96px;">–</div><div id="a58957" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:96px;">$ </div><div id="a58959" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:96px;">420</div><div id="a58961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:96px;">$ </div><div id="a58963" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:96px;">368</div><div id="a58965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:96px;">$ </div><div id="a58967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:543px;top:96px;display:flex;">(14)</div><div id="a58969" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:96px;">$ </div><div id="a58971" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:96px;">–</div><div id="a58973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:96px;">$ </div><div id="a58975" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:96px;display:flex;">(6)</div><div id="a58977" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:96px;">$ </div><div id="a58979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:96px;">348</div><div id="a58981" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:108px;">Consumer instalment and other </div><div id="a59004" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">personal </div><div id="a59007" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:120px;">2,207</div><div id="a59010" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:120px;">327</div><div id="a59013" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:120px;display:flex;">(318)</div><div id="a59016" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:120px;display:flex;">(1)</div><div id="a59019" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:120px;">2,215</div><div id="a59022" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:120px;">2,189</div><div id="a59025" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:120px;">380</div><div id="a59028" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:120px;display:flex;">(307)</div><div id="a59031" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:120px;display:flex;">(41)</div><div id="a59034" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:120px;">2,221</div><div id="a59036" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:132px;">Credit card </div><div id="a59039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:132px;">2,796</div><div id="a59042" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:132px;">396</div><div id="a59045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:132px;display:flex;">(411)</div><div id="a59048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:132px;">2</div><div id="a59051" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:132px;">2,783</div><div id="a59054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:132px;">2,797</div><div id="a59057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:132px;">451</div><div id="a59060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:132px;display:flex;">(435)</div><div id="a59063" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:132px;display:flex;">(97)</div><div id="a59066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:132px;">2,716</div><div id="a59068" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:144px;">Business and government </div><div id="a59071" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:144px;">4,211</div><div id="a59074" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:144px;">239</div><div id="a59077" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:144px;display:flex;">(394)</div><div id="a59080" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:144px;display:flex;">(25)</div><div id="a59083" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:144px;">4,031</div><div id="a59086" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:144px;">4,240</div><div id="a59089" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:144px;">523</div><div id="a59092" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:144px;display:flex;">(360)</div><div id="a59095" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:144px;display:flex;">(104)</div><div id="a59098" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:144px;">4,299</div><div id="a59100" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:156px;">Total allowance for loan losses, </div><div id="a59123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:168px;">including off-balance sheet </div><div id="a59148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:180px;">instruments </div><div id="a59151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:180px;">9,597</div><div id="a59154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:180px;">1,000</div><div id="a59157" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:180px;display:flex;">(1,124)</div><div id="a59160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:180px;display:flex;">(24)</div><div id="a59163" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:180px;">9,449</div><div id="a59166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:180px;">9,594</div><div id="a59169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:180px;">1,340</div><div id="a59172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:180px;display:flex;">(1,102)</div><div id="a59175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:180px;display:flex;">(248)</div><div id="a59178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:180px;">9,584</div><div id="a59180" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:192px;">Debt securities at amortized cost </div><div id="a59183" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:192px;">2</div><div id="a59186" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:192px;">–</div><div id="a59189" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:192px;">–</div><div id="a59192" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:192px;">–</div><div id="a59195" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:192px;">2</div><div id="a59198" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:192px;">3</div><div id="a59201" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:192px;">–</div><div id="a59204" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:192px;">–</div><div id="a59207" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:192px;">–</div><div id="a59210" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:192px;">3</div><div id="a59212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:204px;">Debt securities at FVOCI </div><div id="a59215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:204px;">2</div><div id="a59218" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:204px;">1</div><div id="a59221" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:204px;">–</div><div id="a59224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:204px;">–</div><div id="a59227" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:204px;">3</div><div id="a59230" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:204px;">1</div><div id="a59233" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:204px;">1</div><div id="a59236" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:204px;">–</div><div id="a59239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:204px;">–</div><div id="a59242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:204px;">2</div><div id="a59244" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:216px;">Total allowance for credit </div><div id="a59267" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:228px;">losses on debt securities </div><div id="a59270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:228px;">4</div><div id="a59273" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:228px;">1</div><div id="a59276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:228px;">–</div><div id="a59279" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:228px;">–</div><div id="a59282" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:228px;">5</div><div id="a59285" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:228px;">4</div><div id="a59288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:228px;">1</div><div id="a59291" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:228px;">–</div><div id="a59294" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:228px;">–</div><div id="a59297" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:228px;">5</div><div id="a59299" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:240px;">Total allowance for credit losses </div><div id="a59301" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:240px;">$ </div><div id="a59303" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:240px;">9,601</div><div id="a59305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:240px;">$ </div><div id="a59307" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:240px;">1,001</div><div id="a59309" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:240px;">$ </div><div id="a59311" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:240px;display:flex;">(1,124)</div><div id="a59313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:240px;">$ </div><div id="a59315" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:240px;display:flex;">(24)</div><div id="a59317" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:240px;">$ </div><div id="a59319" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:240px;">9,454</div><div id="a59321" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:240px;">$ </div><div id="a59323" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:240px;">9,598</div><div id="a59325" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:240px;">$ </div><div id="a59327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:240px;">1,341</div><div id="a59329" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:240px;">$ </div><div id="a59331" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:240px;display:flex;">(1,102)</div><div id="a59333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:240px;">$ </div><div id="a59335" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:240px;display:flex;">(248)</div><div id="a59337" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:240px;">$ </div><div id="a59339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:240px;">9,589</div><div id="a59341" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:253px;">Comprising: </div><div id="a59364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:264px;">Allowance for credit losses on </div><div id="a59388" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:276px;">loans at amortized cost </div><div id="a59390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:276px;">$ </div><div id="a59392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:276px;">8,566</div><div id="a59394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:235px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:276px;">$ </div><div id="a59405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:276px;">8,419</div><div id="a59407" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:276px;">$ </div><div id="a59409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:276px;">8,654</div><div id="a59411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59414" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:276px;">$ </div><div id="a59422" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:276px;">8,613</div><div id="a59425" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:288px;">Allowance for credit losses on </div><div id="a59449" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:300px;">loans at FVOCI </div><div id="a59452" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:300px;">1</div><div id="a59461" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:300px;">–</div><div id="a59464" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:300px;">1</div><div id="a59473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:300px;">–</div><div id="a59476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:312px;">Allowance for loan losses </div><div id="a59479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:312px;">8,567</div><div id="a59488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:312px;">8,419</div><div id="a59491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:312px;">8,655</div><div id="a59500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:312px;">8,613</div><div id="a59526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:336px;">Allowance for off-balance sheet </div><div id="a59552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:348px;">instruments </div><div id="a59555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:348px;">1,030</div><div id="a59564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:348px;">1,030</div><div id="a59567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:348px;">939</div><div id="a59576" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:348px;">971</div><div id="a59578" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:360px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:360px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59604" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:372px;">Allowance for credit losses on </div><div id="a59626" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:384px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:384px;">debt securities </div><div id="a59632" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:384px;">4</div><div id="a59641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:384px;">5</div><div id="a59644" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:384px;">4</div><div id="a59653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:384px;">5</div><div id="a59681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:615px;top:408px;">For the six months ended </div><div id="a59686" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:420px;">April 30, 2026 </div><div id="a59688" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:663px;top:420px;">April 30, 2025 </div><div id="a59690" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:432px;">Residential mortgages </div><div id="a59692" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:432px;">$ </div><div id="a59694" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:209px;top:432px;">357</div><div id="a59696" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:432px;">$ </div><div id="a59698" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:432px;">69</div><div id="a59700" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:432px;">$ </div><div id="a59702" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:432px;display:flex;">(4)</div><div id="a59704" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:432px;">$ </div><div id="a59706" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:432px;display:flex;">(2)</div><div id="a59708" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:432px;">$ </div><div id="a59710" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:432px;">420</div><div id="a59712" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:432px;">$ </div><div id="a59714" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:432px;">365</div><div id="a59716" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:432px;">$ </div><div id="a59718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:543px;top:432px;display:flex;">(15)</div><div id="a59720" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:432px;">$ </div><div id="a59722" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:432px;display:flex;">(1)</div><div id="a59724" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:432px;">$ </div><div id="a59726" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:432px;display:flex;">(1)</div><div id="a59728" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:432px;">$ </div><div id="a59730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:432px;">348</div><div id="a59732" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:444px;">Consumer instalment and other </div><div id="a59755" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:456px;">personal </div><div id="a59758" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:456px;">2,273</div><div id="a59761" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:456px;">628</div><div id="a59764" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:456px;display:flex;">(661)</div><div id="a59767" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:456px;display:flex;">(25)</div><div id="a59770" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:456px;">2,215</div><div id="a59773" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:456px;">2,133</div><div id="a59776" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:456px;">736</div><div id="a59779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:456px;display:flex;">(641)</div><div id="a59782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:456px;display:flex;">(7)</div><div id="a59785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:456px;">2,221</div><div id="a59787" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:468px;">Credit card </div><div id="a59790" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:468px;">2,790</div><div id="a59793" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:468px;">879</div><div id="a59796" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:468px;display:flex;">(831)</div><div id="a59799" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:468px;display:flex;">(55)</div><div id="a59802" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:468px;">2,783</div><div id="a59805" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:468px;">2,699</div><div id="a59808" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:468px;">901</div><div id="a59811" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:468px;display:flex;">(871)</div><div id="a59814" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:468px;display:flex;">(13)</div><div id="a59817" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:468px;">2,716</div><div id="a59819" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:480px;">Business and government </div><div id="a59822" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:480px;">4,321</div><div id="a59825" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:480px;">463</div><div id="a59828" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:480px;display:flex;">(630)</div><div id="a59831" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:480px;display:flex;">(123)</div><div id="a59834" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:480px;">4,031</div><div id="a59837" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:480px;">3,940</div><div id="a59840" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:480px;">930</div><div id="a59843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:480px;display:flex;">(546)</div><div id="a59846" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:480px;display:flex;">(25)</div><div id="a59849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:480px;">4,299</div><div id="a59851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:492px;">Total allowance for loan losses, </div><div id="a59874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:504px;">including off-balance sheet </div><div id="a59899" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:516px;">instruments </div><div id="a59902" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:516px;">9,741</div><div id="a59905" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:516px;">2,039</div><div id="a59908" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:516px;display:flex;">(2,126)</div><div id="a59911" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:516px;display:flex;">(205)</div><div id="a59914" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:516px;">9,449</div><div id="a59917" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:516px;">9,137</div><div id="a59920" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:516px;">2,552</div><div id="a59923" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:516px;display:flex;">(2,059)</div><div id="a59926" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:516px;display:flex;">(46)</div><div id="a59929" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:516px;">9,584</div><div id="a59931" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:528px;">Debt securities at amortized cost </div><div id="a59934" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:528px;">2</div><div id="a59937" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:528px;">–</div><div id="a59940" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:528px;">–</div><div id="a59943" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:528px;">–</div><div id="a59946" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:528px;">2</div><div id="a59949" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:528px;">3</div><div id="a59952" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:528px;">–</div><div id="a59955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:528px;">–</div><div id="a59958" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:528px;">–</div><div id="a59961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:528px;">3</div><div id="a59963" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:540px;">Debt securities at FVOCI </div><div id="a59966" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:540px;">2</div><div id="a59969" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:540px;">1</div><div id="a59972" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:540px;">–</div><div id="a59975" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:540px;">–</div><div id="a59978" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:540px;">3</div><div id="a59981" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:540px;">1</div><div id="a59984" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:540px;">1</div><div id="a59987" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:540px;">–</div><div id="a59990" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:540px;">–</div><div id="a59993" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:540px;">2</div><div id="a59995" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:552px;">Total allowance for credit </div><div id="a60018" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:564px;">losses on debt securities </div><div id="a60021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:564px;">4</div><div id="a60024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:564px;">1</div><div id="a60027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:564px;">–</div><div id="a60030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:564px;">–</div><div id="a60033" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:564px;">5</div><div id="a60036" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:564px;">4</div><div id="a60039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:564px;">1</div><div id="a60042" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:564px;">–</div><div id="a60045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:564px;">–</div><div id="a60048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:564px;">5</div><div id="a60050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:576px;">Total allowance for credit losses </div><div id="a60052" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:576px;">$ </div><div id="a60054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:576px;">9,745</div><div id="a60056" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:576px;">$ </div><div id="a60058" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:576px;">2,040</div><div id="a60060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:576px;">$ </div><div id="a60062" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:576px;display:flex;">(2,126)</div><div id="a60064" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:576px;">$ </div><div id="a60066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:576px;display:flex;">(205)</div><div id="a60068" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:576px;">$ </div><div id="a60070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:576px;">9,454</div><div id="a60072" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:576px;">$ </div><div id="a60074" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:576px;">9,141</div><div id="a60076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:576px;">$ </div><div id="a60078" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:576px;">2,553</div><div id="a60080" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:576px;">$ </div><div id="a60082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:576px;display:flex;">(2,059)</div><div id="a60084" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:576px;">$ </div><div id="a60086" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:576px;display:flex;">(46)</div><div id="a60088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:576px;">$ </div><div id="a60090" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:576px;">9,589</div><div id="a60092" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:590px;">Comprising: </div><div id="a60115" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:600px;">Allowance for credit losses on </div><div id="a60139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:612px;">loans at amortized cost </div><div id="a60141" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:612px;">$ </div><div id="a60143" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:612px;">8,689</div><div id="a60145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:235px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:612px;">$ </div><div id="a60156" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:612px;">8,419</div><div id="a60158" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:612px;">$ </div><div id="a60160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:612px;">8,094</div><div id="a60162" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60165" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60168" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60171" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:612px;">$ </div><div id="a60173" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:612px;">8,613</div><div id="a60176" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:624px;">Allowance for credit losses on </div><div id="a60200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:636px;">loans at FVOCI </div><div id="a60203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:636px;">–</div><div id="a60212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:636px;">–</div><div id="a60215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:636px;">–</div><div id="a60224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:636px;">–</div><div id="a60227" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:648px;">Allowance for loan losses </div><div id="a60230" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:648px;">8,689</div><div id="a60239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:648px;">8,419</div><div id="a60242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:648px;">8,094</div><div id="a60251" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:648px;">8,613</div><div id="a60277" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:672px;">Allowance for off-balance sheet </div><div id="a60303" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:684px;">instruments </div><div id="a60306" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:684px;">1,052</div><div id="a60315" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:684px;">1,030</div><div id="a60318" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:684px;">1,043</div><div id="a60327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:684px;">971</div><div id="a60329" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:696px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60332" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:696px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:708px;">Allowance for credit losses on </div><div id="a60377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:720px;"><div style="display:inline-block;width:3px"> </div></div><div id="a60380" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:720px;">debt securities </div><div id="a60383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:720px;">4</div><div id="a60392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:720px;">5</div><div id="a60395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:720px;">4</div><div id="a60404" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:720px;">5</div></div></div></div> 383000000 38000000 -1000000 0 420000000 368000000 -14000000 0 -6000000 348000000 2207000000 327000000 -318000000 -1000000 2215000000 2189000000 380000000 -307000000 -41000000 2221000000 2796000000 396000000 -411000000 2000000 2783000000 2797000000 451000000 -435000000 -97000000 2716000000 4211000000 239000000 -394000000 -25000000 4031000000 4240000000 523000000 -360000000 -104000000 4299000000 9597000000 1000000000 -1124000000 -24000000 9449000000 9594000000 1340000000 -1102000000 -248000000 9584000000 2000000 0 0 0 2000000 3000000 0 0 0 3000000 2000000 1000000 0 0 3000000 1000000 1000000 0 0 2000000 4000000 1000000 0 0 5000000 4000000 1000000 0 0 5000000 9601000000 1001000000 -1124000000 -24000000 9454000000 9598000000 1341000000 -1102000000 -248000000 9589000000 8566000000 8419000000 8654000000 8613000000 1000000 0 1000000 0 8567000000 8419000000 8655000000 8613000000 1030000000 1030000000 939000000 971000000 4000000 5000000 4000000 5000000 357000000 69000000 -4000000 -2000000 420000000 365000000 -15000000 -1000000 -1000000 348000000 2273000000 628000000 -661000000 -25000000 2215000000 2133000000 736000000 -641000000 -7000000 2221000000 2790000000 879000000 -831000000 -55000000 2783000000 2699000000 901000000 -871000000 -13000000 2716000000 4321000000 463000000 -630000000 -123000000 4031000000 3940000000 930000000 -546000000 -25000000 4299000000 9741000000 2039000000 -2126000000 -205000000 9449000000 9137000000 2552000000 -2059000000 -46000000 9584000000 2000000 0 0 0 2000000 3000000 0 0 0 3000000 2000000 1000000 0 0 3000000 1000000 1000000 0 0 2000000 4000000 1000000 0 0 5000000 4000000 1000000 0 0 5000000 9745000000 2040000000 -2126000000 -205000000 9454000000 9141000000 2553000000 -2059000000 -46000000 9589000000 8689000000 8419000000 8094000000 8613000000 0 0 0 0 8689000000 8419000000 8094000000 8613000000 1052000000 1030000000 1043000000 971000000 4000000 5000000 4000000 5000000 <div id="TextBlockContainer281" style="position:relative;line-height:normal;width:703px;height:13px;"><div id="a60447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for loan losses by stage as<div style="display:inline-block;width:1px"> </div>at and for the three months ended April 30,<div style="display:inline-block;width:1px"> </div>2026 and April 30, 2025.</div></div><div id="TextBlockContainer286" style="position:relative;line-height:normal;width:732px;height:696px;"><div id="div_284_XBRL_TS_55cc0ded10224a998392d0c47b042f11" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer285" style="position:relative;line-height:normal;width:732px;height:696px;"><div id="a60477" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Loan Losses by Stage </div><div id="a60496" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a60498" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:603px;top:14px;">For the three months ended </div><div id="a60504" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:25px;">April 30, 2026 </div><div id="a60506" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:25px;">April 30, 2025 </div><div id="a60512" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:267px;top:36px;">Stage 1 </div><div id="a60514" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:326px;top:36px;">Stage 2 </div><div id="a60516" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:36px;">Stage 3 </div><div id="a60519" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:36px;">Total </div><div id="a60521" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:36px;">Stage 1 </div><div id="a60523" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:36px;">Stage 2 </div><div id="a60525" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:36px;">Stage 3 </div><div id="a60528" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:36px;">Total </div><div id="a60531" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:47px;">Residential Mortgages </div><div id="a60550" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:58px;">Balance at beginning of period </div><div id="a60552" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:58px;">$ </div><div id="a60554" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:58px;">103</div><div id="a60556" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:58px;">$ </div><div id="a60558" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:58px;">194</div><div id="a60560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:58px;">$ </div><div id="a60562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:58px;">86</div><div id="a60564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:58px;">$ </div><div id="a60566" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:58px;">383</div><div id="a60568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:58px;">$ </div><div id="a60570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:58px;">114</div><div id="a60572" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:58px;">$ </div><div id="a60574" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:58px;">181</div><div id="a60576" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:58px;">$ </div><div id="a60578" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:58px;">73</div><div id="a60580" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:58px;">$ </div><div id="a60582" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:58px;">368</div><div id="a60585" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:69px;">Provision for credit losses</div><div id="a60606" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:80px;">Transfer to Stage 1</div><div id="a60607" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:80px;">1</div><div id="a60610" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:80px;">23</div><div id="a60613" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:80px;display:flex;">(21)</div><div id="a60616" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:80px;display:flex;">(2)</div><div id="a60619" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:80px;">–</div><div id="a60622" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:80px;">22</div><div id="a60625" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:80px;display:flex;">(20)</div><div id="a60628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:80px;display:flex;">(2)</div><div id="a60631" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:80px;">–</div><div id="a60635" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:91px;">Transfer to Stage 2 </div><div id="a60638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:91px;display:flex;">(13)</div><div id="a60641" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:91px;">21</div><div id="a60644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:91px;display:flex;">(8)</div><div id="a60647" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:91px;">–</div><div id="a60650" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:91px;display:flex;">(7)</div><div id="a60653" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:91px;">17</div><div id="a60656" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:91px;display:flex;">(10)</div><div id="a60659" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:91px;">–</div><div id="a60663" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:102px;">Transfer to Stage 3 </div><div id="a60666" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:102px;">–</div><div id="a60669" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:102px;display:flex;">(10)</div><div id="a60672" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:102px;">10</div><div id="a60675" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:102px;">–</div><div id="a60678" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:102px;">–</div><div id="a60681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:102px;display:flex;">(8)</div><div id="a60684" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:102px;">8</div><div id="a60687" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:102px;">–</div><div id="a60691" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:113px;">Net remeasurement due to transfers into stage</div><div id="a60692" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:113px;">2</div><div id="a60695" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:113px;display:flex;">(5)</div><div id="a60698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:113px;">4</div><div id="a60701" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:113px;">–</div><div id="a60704" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:113px;display:flex;">(1)</div><div id="a60707" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:113px;display:flex;">(5)</div><div id="a60710" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:113px;">4</div><div id="a60713" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:113px;">–</div><div id="a60716" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:113px;display:flex;">(1)</div><div id="a60720" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:124px;">New originations or purchases</div><div id="a60721" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:124px;">3</div><div id="a60724" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:124px;">5</div><div id="a60727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:124px;">n/a </div><div id="a60730" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:124px;">n/a </div><div id="a60733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:124px;">5</div><div id="a60736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:124px;">5</div><div id="a60739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:124px;">n/a </div><div id="a60742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:124px;">n/a </div><div id="a60745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:124px;">5</div><div id="a60749" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net repayments</div><div id="a60750" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:135px;">4</div><div id="a60753" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:135px;display:flex;">(1)</div><div id="a60756" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:135px;display:flex;">(1)</div><div id="a60759" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:135px;">–</div><div id="a60762" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:135px;display:flex;">(2)</div><div id="a60765" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:135px;display:flex;">(1)</div><div id="a60768" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:135px;display:flex;">(1)</div><div id="a60771" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:135px;">–</div><div id="a60774" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:135px;display:flex;">(2)</div><div id="a60778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:146px;">Derecognition of financial assets (excluding</div><div id="a60800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:157px;">disposals and write-offs)</div><div id="a60803" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:157px;">5</div><div id="a60806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:157px;display:flex;">(1)</div><div id="a60809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:157px;display:flex;">(5)</div><div id="a60812" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:157px;display:flex;">(9)</div><div id="a60815" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:157px;display:flex;">(15)</div><div id="a60818" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:157px;display:flex;">(5)</div><div id="a60821" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:157px;display:flex;">(6)</div><div id="a60824" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:157px;display:flex;">(7)</div><div id="a60827" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:157px;display:flex;">(18)</div><div id="a60831" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:168px;">Changes to risk, parameters, and models</div><div id="a60832" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:168px;">6</div><div id="a60835" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:168px;display:flex;">(10)</div><div id="a60838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:168px;">41</div><div id="a60841" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:168px;">20</div><div id="a60844" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:168px;">51</div><div id="a60847" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:168px;display:flex;">(15)</div><div id="a60850" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:168px;">8</div><div id="a60853" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:168px;">9</div><div id="a60856" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:168px;">2</div><div id="a60859" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:179px;">Disposals </div><div id="a60862" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:179px;">–</div><div id="a60865" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:179px;">–</div><div id="a60868" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:179px;">–</div><div id="a60871" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:179px;">–</div><div id="a60874" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:179px;">–</div><div id="a60877" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:179px;">–</div><div id="a60880" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:179px;">–</div><div id="a60883" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:179px;">–</div><div id="a60886" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:190px;">Write-offs </div><div id="a60891" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:190px;">–</div><div id="a60894" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:190px;">–</div><div id="a60897" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:190px;display:flex;">(3)</div><div id="a60900" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:190px;display:flex;">(3)</div><div id="a60903" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:190px;">–</div><div id="a60906" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:190px;">–</div><div id="a60909" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:190px;display:flex;">(1)</div><div id="a60912" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:190px;display:flex;">(1)</div><div id="a60915" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:201px;">Recoveries </div><div id="a60918" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:201px;">–</div><div id="a60921" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:201px;">–</div><div id="a60924" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:201px;">2</div><div id="a60927" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:201px;">2</div><div id="a60930" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:201px;">–</div><div id="a60933" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:201px;">–</div><div id="a60936" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:201px;">1</div><div id="a60939" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:201px;">1</div><div id="a60942" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:212px;">Foreign exchange and other adjustments </div><div id="a60945" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:212px;">–</div><div id="a60948" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:212px;">–</div><div id="a60951" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:212px;">–</div><div id="a60954" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:212px;">–</div><div id="a60957" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:212px;display:flex;">(2)</div><div id="a60960" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:212px;display:flex;">(1)</div><div id="a60963" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:212px;display:flex;">(3)</div><div id="a60966" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:212px;display:flex;">(6)</div><div id="a60969" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:223px;">Balance at end of period </div><div id="a60971" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:223px;">$ </div><div id="a60973" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:223px;">101</div><div id="a60975" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:223px;">$ </div><div id="a60977" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:223px;">223</div><div id="a60979" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:223px;">$ </div><div id="a60981" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:223px;">96</div><div id="a60983" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:223px;">$ </div><div id="a60985" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:223px;">420</div><div id="a60987" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:223px;">$ </div><div id="a60989" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:223px;">106</div><div id="a60991" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:223px;">$ </div><div id="a60993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:223px;">174</div><div id="a60995" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:223px;">$ </div><div id="a60997" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:223px;">68</div><div id="a60999" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:223px;">$ </div><div id="a61001" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:223px;">348</div><div id="a61004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:234px;">Consumer Instalment and Other Personal </div><div id="a61023" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:245px;">Balance, including off-balance sheet instruments, </div><div id="a61045" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:256px;">at beginning of period </div><div id="a61047" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:256px;">$ </div><div id="a61049" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:256px;">721</div><div id="a61051" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:256px;">$ </div><div id="a61053" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:256px;">1,211</div><div id="a61055" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:256px;">$ </div><div id="a61057" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:256px;">275</div><div id="a61059" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:256px;">$ </div><div id="a61061" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:256px;">2,207</div><div id="a61063" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:256px;">$ </div><div id="a61065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:256px;">683</div><div id="a61067" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:256px;">$ </div><div id="a61069" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:256px;">1,224</div><div id="a61071" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:256px;">$ </div><div id="a61073" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:256px;">282</div><div id="a61075" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:256px;">$ </div><div id="a61077" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:256px;">2,189</div><div id="a61080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:267px;">Provision for credit losses </div><div id="a61100" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:278px;">Transfer to Stage 1</div><div id="a61101" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:278px;">1</div><div id="a61104" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:278px;">186</div><div id="a61107" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:278px;display:flex;">(184)</div><div id="a61110" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:278px;display:flex;">(2)</div><div id="a61113" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:278px;">–</div><div id="a61116" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:278px;">139</div><div id="a61119" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:278px;display:flex;">(137)</div><div id="a61122" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:278px;display:flex;">(2)</div><div id="a61125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:278px;">–</div><div id="a61129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:289px;">Transfer to Stage 2 </div><div id="a61132" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:289px;display:flex;">(65)</div><div id="a61135" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:289px;">87</div><div id="a61138" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:289px;display:flex;">(22)</div><div id="a61141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:289px;">–</div><div id="a61144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:289px;display:flex;">(60)</div><div id="a61147" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:289px;">85</div><div id="a61150" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:289px;display:flex;">(25)</div><div id="a61153" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:289px;">–</div><div id="a61157" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:300px;">Transfer to Stage 3 </div><div id="a61160" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:300px;display:flex;">(3)</div><div id="a61163" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:300px;display:flex;">(79)</div><div id="a61166" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:300px;">82</div><div id="a61169" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:300px;">–</div><div id="a61172" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:300px;display:flex;">(2)</div><div id="a61175" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:300px;display:flex;">(76)</div><div id="a61178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:300px;">78</div><div id="a61181" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:300px;">–</div><div id="a61185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:311px;">Net remeasurement due to transfers into stage</div><div id="a61186" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:311px;">2</div><div id="a61189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:311px;display:flex;">(82)</div><div id="a61192" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:311px;">72</div><div id="a61195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:311px;">3</div><div id="a61198" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:311px;display:flex;">(7)</div><div id="a61201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:311px;display:flex;">(61)</div><div id="a61204" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:311px;">72</div><div id="a61207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:311px;">2</div><div id="a61210" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:311px;">13</div><div id="a61214" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:322px;">New originations or purchases</div><div id="a61215" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:322px;">3</div><div id="a61218" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:322px;">81</div><div id="a61221" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:322px;">n/a </div><div id="a61224" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:322px;">n/a </div><div id="a61227" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:322px;">81</div><div id="a61230" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:322px;">76</div><div id="a61233" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:322px;">n/a </div><div id="a61236" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:322px;">n/a </div><div id="a61239" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:322px;">76</div><div id="a61243" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:333px;">Net repayments</div><div id="a61244" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:333px;">4</div><div id="a61247" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:333px;display:flex;">(23)</div><div id="a61250" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:333px;display:flex;">(28)</div><div id="a61253" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:333px;display:flex;">(4)</div><div id="a61256" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:333px;display:flex;">(55)</div><div id="a61259" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:333px;display:flex;">(20)</div><div id="a61262" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:333px;display:flex;">(29)</div><div id="a61265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:333px;display:flex;">(4)</div><div id="a61268" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:333px;display:flex;">(53)</div><div id="a61272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:344px;">Derecognition of financial assets (excluding</div><div id="a61294" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:355px;">disposals and write-offs)</div><div id="a61297" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:355px;">5</div><div id="a61300" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:355px;display:flex;">(23)</div><div id="a61303" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:355px;display:flex;">(26)</div><div id="a61306" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:355px;display:flex;">(11)</div><div id="a61309" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:355px;display:flex;">(60)</div><div id="a61312" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:355px;display:flex;">(21)</div><div id="a61315" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:355px;display:flex;">(27)</div><div id="a61318" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:355px;display:flex;">(10)</div><div id="a61321" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:355px;display:flex;">(58)</div><div id="a61325" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:366px;">Changes to risk, parameters, and models</div><div id="a61326" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:366px;">6</div><div id="a61329" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:366px;display:flex;">(72)</div><div id="a61332" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:366px;">168</div><div id="a61335" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:366px;">272</div><div id="a61338" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:366px;">368</div><div id="a61341" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:366px;display:flex;">(46)</div><div id="a61344" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:366px;">179</div><div id="a61347" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:366px;">269</div><div id="a61350" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:366px;">402</div><div id="a61353" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:377px;">Disposals </div><div id="a61356" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:377px;">–</div><div id="a61359" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:377px;">–</div><div id="a61362" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:377px;">–</div><div id="a61365" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:377px;">–</div><div id="a61368" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:377px;">–</div><div id="a61371" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:377px;">–</div><div id="a61374" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:377px;">–</div><div id="a61377" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:377px;">–</div><div id="a61380" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:388px;">Write-offs</div><div id="a61386" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:388px;">–</div><div id="a61389" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:388px;">–</div><div id="a61392" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:388px;display:flex;">(401)</div><div id="a61395" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:388px;display:flex;">(401)</div><div id="a61398" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:388px;">–</div><div id="a61401" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:388px;">–</div><div id="a61404" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:388px;display:flex;">(399)</div><div id="a61407" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:388px;display:flex;">(399)</div><div id="a61410" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:399px;">Recoveries </div><div id="a61413" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:399px;">–</div><div id="a61416" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:399px;">–</div><div id="a61419" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:399px;">83</div><div id="a61422" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:399px;">83</div><div id="a61425" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:399px;">–</div><div id="a61428" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:399px;">–</div><div id="a61431" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:399px;">92</div><div id="a61434" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:399px;">92</div><div id="a61437" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:410px;">Foreign exchange and other adjustments </div><div id="a61440" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:410px;">–</div><div id="a61443" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:410px;display:flex;">(1)</div><div id="a61446" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:410px;">–</div><div id="a61449" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:410px;display:flex;">(1)</div><div id="a61452" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:410px;display:flex;">(15)</div><div id="a61455" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:410px;display:flex;">(21)</div><div id="a61458" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:410px;display:flex;">(5)</div><div id="a61461" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:410px;display:flex;">(41)</div><div id="a61464" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:421px;">Balance, including off-balance sheet instruments, </div><div id="a61486" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:432px;">at end of period </div><div id="a61489" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:432px;">720</div><div id="a61492" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:432px;">1,220</div><div id="a61495" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:432px;">275</div><div id="a61498" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:432px;">2,215</div><div id="a61501" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:432px;">673</div><div id="a61504" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:432px;">1,270</div><div id="a61507" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:432px;">278</div><div id="a61510" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:432px;">2,221</div><div id="a61513" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:443px;">Less: Allowance for off-balance sheet instruments</div><div id="a61516" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:443px;">7</div><div id="a61519" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:443px;">23</div><div id="a61522" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:443px;">49</div><div id="a61525" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:443px;">–</div><div id="a61528" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:443px;">72</div><div id="a61531" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:443px;">24</div><div id="a61534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:443px;">52</div><div id="a61537" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:443px;">–</div><div id="a61540" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:443px;">76</div><div id="a61543" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:454px;">Balance at end of period </div><div id="a61545" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:454px;">$ </div><div id="a61547" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:454px;">697</div><div id="a61549" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:454px;">$ </div><div id="a61551" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:454px;">1,171</div><div id="a61553" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:454px;">$ </div><div id="a61555" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:454px;">275</div><div id="a61557" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:454px;">$ </div><div id="a61559" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:454px;">2,143</div><div id="a61561" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:454px;">$ </div><div id="a61563" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:454px;">649</div><div id="a61565" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:454px;">$ </div><div id="a61567" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:454px;">1,218</div><div id="a61569" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:454px;">$ </div><div id="a61571" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:454px;">278</div><div id="a61573" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:454px;">$ </div><div id="a61575" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:454px;">2,145</div><div id="a61578" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:465px;">Credit Card</div><div id="a61579" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:53px;top:465px;">8</div><div id="a61598" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:476px;">Balance, including off-balance sheet instruments, </div><div id="a61620" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:487px;">at beginning of period </div><div id="a61622" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:487px;">$ </div><div id="a61624" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:487px;">950</div><div id="a61626" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:487px;">$ </div><div id="a61628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:487px;">1,395</div><div id="a61630" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:487px;">$ </div><div id="a61632" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:487px;">451</div><div id="a61634" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:487px;">$ </div><div id="a61636" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:487px;">2,796</div><div id="a61638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:487px;">$ </div><div id="a61640" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:487px;">927</div><div id="a61642" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:487px;">$ </div><div id="a61644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:487px;">1,372</div><div id="a61646" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:487px;">$ </div><div id="a61648" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:487px;">498</div><div id="a61650" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:487px;">$ </div><div id="a61652" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:487px;">2,797</div><div id="a61655" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:498px;">Provision for credit losses</div><div id="a61676" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:509px;">Transfer to Stage 1</div><div id="a61677" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:509px;">1</div><div id="a61680" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:509px;">252</div><div id="a61683" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:509px;display:flex;">(243)</div><div id="a61686" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:509px;display:flex;">(9)</div><div id="a61689" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:509px;">–</div><div id="a61692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:509px;">235</div><div id="a61695" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:509px;display:flex;">(224)</div><div id="a61698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:509px;display:flex;">(11)</div><div id="a61701" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:509px;">–</div><div id="a61705" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:520px;">Transfer to Stage 2 </div><div id="a61708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:520px;display:flex;">(92)</div><div id="a61711" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:520px;letter-spacing:0.15px;">116</div><div id="a61714" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:520px;display:flex;">(24)</div><div id="a61717" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:520px;">–</div><div id="a61720" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:520px;display:flex;">(82)</div><div id="a61723" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:520px;">105</div><div id="a61726" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:520px;display:flex;">(23)</div><div id="a61729" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:520px;">–</div><div id="a61733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:531px;">Transfer to Stage 3 </div><div id="a61736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:531px;display:flex;">(7)</div><div id="a61739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:531px;display:flex;">(271)</div><div id="a61742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:531px;">278</div><div id="a61745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:531px;">–</div><div id="a61748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:531px;display:flex;">(6)</div><div id="a61751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:531px;display:flex;">(286)</div><div id="a61754" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:531px;">292</div><div id="a61757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:531px;">–</div><div id="a61761" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:542px;">Net remeasurement due to transfers into stage</div><div id="a61762" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:542px;">2</div><div id="a61765" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:542px;display:flex;">(101)</div><div id="a61768" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:542px;">128</div><div id="a61771" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:542px;">7</div><div id="a61774" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:542px;">34</div><div id="a61777" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:542px;display:flex;">(78)</div><div id="a61780" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:542px;">113</div><div id="a61783" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:542px;">6</div><div id="a61786" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:542px;">41</div><div id="a61790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:553px;">New originations or purchases</div><div id="a61791" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:553px;">3</div><div id="a61794" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:553px;">48</div><div id="a61797" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:553px;">n/a </div><div id="a61800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:553px;">n/a </div><div id="a61803" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:553px;">48</div><div id="a61806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:553px;">38</div><div id="a61809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:553px;">n/a </div><div id="a61812" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:553px;">n/a </div><div id="a61815" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:553px;">38</div><div id="a61819" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:564px;">Net repayments</div><div id="a61820" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:564px;">4</div><div id="a61823" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:564px;display:flex;">(10)</div><div id="a61826" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:564px;display:flex;">(3)</div><div id="a61829" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:564px;">17</div><div id="a61832" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:564px;">4</div><div id="a61835" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:564px;display:flex;">(12)</div><div id="a61838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:564px;display:flex;">(1)</div><div id="a61841" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:564px;">20</div><div id="a61844" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:564px;">7</div><div id="a61848" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:575px;">Derecognition of financial assets (excluding</div><div id="a61870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:586px;">disposals and write-offs)</div><div id="a61873" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:586px;">5</div><div id="a61876" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:586px;display:flex;">(12)</div><div id="a61879" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:586px;display:flex;">(27)</div><div id="a61882" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:586px;display:flex;">(106)</div><div id="a61885" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:586px;display:flex;">(145)</div><div id="a61888" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:586px;display:flex;">(9)</div><div id="a61891" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:586px;display:flex;">(21)</div><div id="a61894" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:586px;display:flex;">(104)</div><div id="a61897" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:586px;display:flex;">(134)</div><div id="a61901" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:597px;">Changes to risk, parameters, and models</div><div id="a61902" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:597px;">6</div><div id="a61905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:597px;display:flex;">(87)</div><div id="a61908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:597px;">298</div><div id="a61911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:597px;">244</div><div id="a61914" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:597px;">455</div><div id="a61917" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:597px;display:flex;">(28)</div><div id="a61920" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:597px;">302</div><div id="a61923" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:597px;">225</div><div id="a61926" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:597px;">499</div><div id="a61929" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:608px;">Disposals </div><div id="a61932" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:608px;">–</div><div id="a61935" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:608px;">–</div><div id="a61938" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:608px;">–</div><div id="a61941" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:608px;">–</div><div id="a61944" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:608px;">–</div><div id="a61947" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:608px;">–</div><div id="a61950" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:608px;">–</div><div id="a61953" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:608px;">–</div><div id="a61956" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:619px;">Write-offs</div><div id="a61962" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:619px;">–</div><div id="a61965" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:619px;">–</div><div id="a61968" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:619px;display:flex;">(529)</div><div id="a61971" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:619px;display:flex;">(529)</div><div id="a61974" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:619px;">–</div><div id="a61977" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:619px;">–</div><div id="a61980" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:619px;display:flex;">(532)</div><div id="a61983" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:619px;display:flex;">(532)</div><div id="a61986" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:630px;">Recoveries </div><div id="a61989" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:630px;">–</div><div id="a61992" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:630px;">–</div><div id="a61995" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:630px;letter-spacing:0.15px;">118</div><div id="a61998" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:630px;letter-spacing:0.15px;">118</div><div id="a62001" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:630px;">–</div><div id="a62004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:630px;">–</div><div id="a62007" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:630px;">97</div><div id="a62010" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:630px;">97</div><div id="a62013" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:641px;">Foreign exchange and other adjustments </div><div id="a62016" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:641px;">–</div><div id="a62019" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:641px;">1</div><div id="a62022" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:641px;">1</div><div id="a62025" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:641px;">2</div><div id="a62028" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:641px;display:flex;">(32)</div><div id="a62031" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:641px;display:flex;">(46)</div><div id="a62034" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:641px;display:flex;">(19)</div><div id="a62037" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:641px;display:flex;">(97)</div><div id="a62040" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:652px;">Balance, including off-balance sheet instruments, </div><div id="a62062" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:663px;">at end of period </div><div id="a62065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:663px;">941</div><div id="a62068" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:663px;">1,394</div><div id="a62071" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:663px;">448</div><div id="a62074" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:663px;">2,783</div><div id="a62077" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:663px;">953</div><div id="a62080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:663px;">1,314</div><div id="a62083" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:663px;">449</div><div id="a62086" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:663px;">2,716</div><div id="a62089" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:674px;">Less: Allowance for off-balance sheet instruments</div><div id="a62092" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:674px;">7</div><div id="a62095" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:674px;">203</div><div id="a62098" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:674px;">301</div><div id="a62101" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:674px;">–</div><div id="a62104" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:674px;">504</div><div id="a62107" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:674px;">210</div><div id="a62110" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:674px;">289</div><div id="a62113" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:674px;">–</div><div id="a62116" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:674px;">499</div><div id="a62119" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:685px;">Balance at end of period </div><div id="a62121" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:685px;">$ </div><div id="a62123" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:685px;">738</div><div id="a62125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:685px;">$ </div><div id="a62127" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:685px;">1,093</div><div id="a62129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:685px;">$ </div><div id="a62131" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:685px;">448</div><div id="a62133" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:685px;">$ </div><div id="a62135" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:685px;">2,279</div><div id="a62137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:685px;">$ </div><div id="a62139" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:685px;">743</div><div id="a62141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:685px;">$ </div><div id="a62143" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:685px;">1,025</div><div id="a62145" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:685px;">$ </div><div id="a62147" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:685px;">449</div><div id="a62149" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:685px;">$ </div><div id="a62151" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:685px;">2,217</div></div></div></div><div id="TextBlockContainer289" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="a62155_1_74" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Transfers represent stage transfer movements prior to ECL remeasurement.<div style="display:inline-block;width:4px"> </div></div><div id="a62160" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a62161" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2<div style="display:inline-block;width:4px"> </div>or 3) due to stage transfers necessitated by credit risk migration, as </div><div id="a62172" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2025<div style="display:inline-block;width:4px"> </div>Annual Consolidated Financial Statements, holding all other factors impacting the </div><div id="a62201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:32px;">change in ECLs constant.<div style="display:inline-block;width:3px"> </div></div><div id="a62207" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">3</div><div id="a62208" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:43px;"><div style="display:inline-block;width:3px"> </div>Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. </div><div id="a62211" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">4</div><div id="a62212" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to cash flow changes associated with new draws or repayments<div style="display:inline-block;width:4px"> </div>on loans outstanding.<div style="display:inline-block;width:3px"> </div></div><div id="a62216" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">5</div><div id="a62217" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease<div style="display:inline-block;width:4px"> </div>associated with loans that were disposed or fully written off. </div><div id="a62221" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:74px;">6</div><div id="a62222" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to current period changes in risk (e.g.,<div style="display:inline-block;width:4px"> </div>PD) caused by changes to macroeconomic factors, level of risk, parameters,<div style="display:inline-block;width:3px"> </div>and/or models, </div><div id="a62247" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:85px;">subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information<div style="display:inline-block;width:1px"> </div>”<div style="display:inline-block;width:2px"> </div>and “Expert Credit Judgment”<div style="display:inline-block;width:3px"> </div>sections of Note 2 and Note 3 of the </div><div id="a62271" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:96px;">Bank’s 2025 Annual Consolidated Financial Statements for further details.<div style="display:inline-block;width:4px"> </div></div><div id="a62278" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:106px;">7</div><div id="a62279" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:107px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet. </div><div id="a62284" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:117px;">8</div><div id="a62285" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:117px;"><div style="display:inline-block;width:3px"> </div>Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off<div style="display:inline-block;width:4px"> </div>at 180 days past due. Refer to Note 2 of the Bank’s 2025 Annual </div><div id="a62292" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:128px;">Consolidated Financial Statements for further details.</div></div><div id="TextBlockContainer293" style="position:relative;line-height:normal;width:734px;height:364px;"><div id="a62307" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Allowance for Loan Losses by Stage </div><div id="a62308" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:3px;">(Continued)</div><div id="a62328" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:15px;">(millions of Canadian dollars) </div><div id="a62330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:597px;top:15px;">For the three months ended </div><div id="a62336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:27px;">April 30, 2026 </div><div id="a62338" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:27px;">April 30, 2025 </div><div id="a62344" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:39px;">Stage 1 </div><div id="a62346" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:39px;">Stage 2 </div><div id="a62348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:39px;">Stage 3 </div><div id="a62351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:39px;">Total </div><div id="a62353" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:39px;">Stage 1 </div><div id="a62355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:39px;">Stage 2 </div><div id="a62357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:39px;">Stage 3 </div><div id="a62360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:39px;">Total </div><div id="a62363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:51px;">Business and Government </div><div id="a62382" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:63px;">Balance, including off-balance sheet instruments, </div><div id="a62404" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:75px;">at beginning of period </div><div id="a62406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:75px;">$ </div><div id="a62408" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:75px;">1,418</div><div id="a62410" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:75px;">$ </div><div id="a62412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:75px;">1,905</div><div id="a62414" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:75px;">$ </div><div id="a62416" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:75px;">888</div><div id="a62418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:75px;">$ </div><div id="a62420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:75px;">4,211</div><div id="a62422" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:75px;">$ </div><div id="a62424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:75px;">1,272</div><div id="a62426" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:75px;">$ </div><div id="a62428" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:75px;">1,997</div><div id="a62430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:75px;">$ </div><div id="a62432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:75px;">971</div><div id="a62434" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:75px;">$ </div><div id="a62436" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:75px;">4,240</div><div id="a62439" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Provision for credit losses</div><div id="a62460" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:99px;">Transfer to Stage 1</div><div id="a62461" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:98px;">1</div><div id="a62464" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:99px;">81</div><div id="a62467" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:99px;display:flex;">(81)</div><div id="a62470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:99px;">–</div><div id="a62473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:99px;">–</div><div id="a62476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:99px;">66</div><div id="a62479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:99px;display:flex;">(63)</div><div id="a62482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:99px;display:flex;">(3)</div><div id="a62485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:99px;">–</div><div id="a62489" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:111px;">Transfer to Stage 2 </div><div id="a62492" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:111px;display:flex;">(145)</div><div id="a62495" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:111px;">148</div><div id="a62498" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:111px;display:flex;">(3)</div><div id="a62501" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:111px;">–</div><div id="a62504" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:111px;display:flex;">(161)</div><div id="a62507" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:111px;">176</div><div id="a62510" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:111px;display:flex;">(15)</div><div id="a62513" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:111px;">–</div><div id="a62517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:123px;">Transfer to Stage 3 </div><div id="a62520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:123px;display:flex;">(2)</div><div id="a62523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:123px;display:flex;">(62)</div><div id="a62526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:123px;">64</div><div id="a62529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">–</div><div id="a62532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:123px;display:flex;">(1)</div><div id="a62535" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:123px;display:flex;">(72)</div><div id="a62538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:123px;">73</div><div id="a62541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:123px;">–</div><div id="a62545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net remeasurement due to transfers into stage</div><div id="a62546" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:134px;">1</div><div id="a62549" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:135px;display:flex;">(28)</div><div id="a62552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:135px;">34</div><div id="a62555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:135px;">2</div><div id="a62558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:135px;">8</div><div id="a62561" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:135px;display:flex;">(18)</div><div id="a62564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:135px;">45</div><div id="a62567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">–</div><div id="a62570" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:135px;">27</div><div id="a62574" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">New originations or purchases</div><div id="a62575" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:146px;">1</div><div id="a62578" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:147px;">376</div><div id="a62581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:147px;">n/a </div><div id="a62584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:147px;">n/a </div><div id="a62587" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:147px;">376</div><div id="a62590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:147px;">314</div><div id="a62593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:147px;">n/a </div><div id="a62596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:147px;">n/a </div><div id="a62599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">314</div><div id="a62603" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:159px;">Net repayments</div><div id="a62604" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:158px;">1</div><div id="a62607" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:159px;">–</div><div id="a62610" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:159px;display:flex;">(46)</div><div id="a62613" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:159px;display:flex;">(42)</div><div id="a62616" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:159px;display:flex;">(88)</div><div id="a62619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:159px;display:flex;">(2)</div><div id="a62622" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:159px;display:flex;">(5)</div><div id="a62625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:159px;display:flex;">(76)</div><div id="a62628" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:159px;display:flex;">(83)</div><div id="a62632" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:171px;">Derecognition of financial assets (excluding</div><div id="a62654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:183px;">disposals and write-offs)</div><div id="a62657" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:182px;">1</div><div id="a62660" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:183px;display:flex;">(205)</div><div id="a62663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:183px;display:flex;">(194)</div><div id="a62666" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:183px;display:flex;">(186)</div><div id="a62669" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:183px;display:flex;">(585)</div><div id="a62672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:183px;display:flex;">(160)</div><div id="a62675" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:183px;display:flex;">(199)</div><div id="a62678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:183px;display:flex;">(46)</div><div id="a62681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:183px;display:flex;">(405)</div><div id="a62685" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:195px;">Changes to risk, parameters, and models</div><div id="a62686" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:194px;">1</div><div id="a62689" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:195px;display:flex;">(43)</div><div id="a62692" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">169</div><div id="a62695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:195px;">402</div><div id="a62698" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:195px;">528</div><div id="a62701" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:195px;">57</div><div id="a62704" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:195px;">311</div><div id="a62707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:195px;">302</div><div id="a62710" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:195px;">670</div><div id="a62713" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:207px;">Disposals </div><div id="a62716" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:207px;">–</div><div id="a62719" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:207px;">–</div><div id="a62722" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:207px;display:flex;">(5)</div><div id="a62725" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:207px;display:flex;">(5)</div><div id="a62728" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:207px;">–</div><div id="a62731" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:207px;">–</div><div id="a62734" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:207px;">–</div><div id="a62737" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:207px;">–</div><div id="a62740" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Write-offs</div><div id="a62746" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:219px;">–</div><div id="a62749" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:219px;">–</div><div id="a62752" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:219px;display:flex;">(407)</div><div id="a62755" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:219px;display:flex;">(407)</div><div id="a62758" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:219px;">–</div><div id="a62761" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:219px;">–</div><div id="a62764" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:219px;display:flex;">(383)</div><div id="a62767" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:219px;display:flex;">(383)</div><div id="a62770" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:231px;">Recoveries </div><div id="a62773" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:231px;">–</div><div id="a62776" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:231px;">–</div><div id="a62779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:231px;">13</div><div id="a62782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:231px;">13</div><div id="a62785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:231px;">–</div><div id="a62788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:231px;">–</div><div id="a62791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:231px;">23</div><div id="a62794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:231px;">23</div><div id="a62797" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:243px;">Foreign exchange and other adjustments </div><div id="a62800" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:243px;display:flex;">(6)</div><div id="a62803" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:243px;display:flex;">(4)</div><div id="a62806" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:243px;display:flex;">(10)</div><div id="a62809" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:243px;display:flex;">(20)</div><div id="a62812" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:243px;display:flex;">(39)</div><div id="a62815" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:243px;display:flex;">(56)</div><div id="a62818" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:243px;display:flex;">(9)</div><div id="a62821" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:243px;display:flex;">(104)</div><div id="a62824" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Balance, including off-balance sheet instruments, </div><div id="a62846" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:267px;">at end of period </div><div id="a62849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:267px;">1,446</div><div id="a62852" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:267px;">1,869</div><div id="a62855" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:267px;">716</div><div id="a62858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:267px;">4,031</div><div id="a62861" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:267px;">1,328</div><div id="a62864" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:267px;">2,134</div><div id="a62867" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:267px;">837</div><div id="a62870" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:267px;">4,299</div><div id="a62873" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Less: Allowance for off-balance sheet instruments</div><div id="a62876" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:278px;">2</div><div id="a62879" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:279px;">246</div><div id="a62882" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:279px;">203</div><div id="a62885" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:279px;">5</div><div id="a62888" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:279px;">454</div><div id="a62891" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:279px;">181</div><div id="a62894" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:279px;">211</div><div id="a62897" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:279px;">4</div><div id="a62900" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:279px;">396</div><div id="a62903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:291px;">Balance at end of period </div><div id="a62906" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:291px;">1,200</div><div id="a62909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:291px;">1,666</div><div id="a62912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:291px;">711</div><div id="a62915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:291px;">3,577</div><div id="a62918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:291px;">1,147</div><div id="a62921" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:291px;">1,923</div><div id="a62924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">833</div><div id="a62927" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:291px;">3,903</div><div id="a62930" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:303px;">Total Allowance, including<div style="display:inline-block;width:4px"> </div>off-balance sheet<div style="display:inline-block;width:3px"> </div></div><div id="a62952" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:315px;">instruments, at end of period </div><div id="a62955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:315px;">3,208</div><div id="a62958" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:315px;">4,706</div><div id="a62961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:315px;">1,535</div><div id="a62964" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:315px;">9,449</div><div id="a62967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:315px;">3,060</div><div id="a62970" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">4,892</div><div id="a62973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:315px;">1,632</div><div id="a62976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:315px;">9,584</div><div id="a62979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:327px;">Less: Total Allowance for<div style="display:inline-block;width:4px"> </div>off-balance sheet </div><div id="a63000" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:339px;"><div style="display:inline-block;width:3px"> </div></div><div id="a63002" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:339px;">instruments</div><div id="a63003" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:70px;top:339px;">2</div><div id="a63006" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:339px;">472</div><div id="a63009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:339px;">553</div><div id="a63012" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:339px;">5</div><div id="a63015" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:339px;">1,030</div><div id="a63018" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:339px;">415</div><div id="a63021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:339px;">552</div><div id="a63024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:339px;">4</div><div id="a63027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:339px;">971</div><div id="a63030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:352px;">Total Allowance for Loan Losses<div style="display:inline-block;width:4px"> </div>at end of period</div><div id="a63033" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:352px;">$ </div><div id="a63035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:352px;">2,736</div><div id="a63037" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:352px;">$ </div><div id="a63039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:352px;">4,153</div><div id="a63041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:352px;">$ </div><div id="a63043" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:352px;">1,530</div><div id="a63045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:352px;">$ </div><div id="a63047" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:352px;">8,419</div><div id="a63049" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:352px;">$ </div><div id="a63051" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:352px;">2,645</div><div id="a63053" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:352px;">$ </div><div id="a63055" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:352px;">4,340</div><div id="a63057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:352px;">$ </div><div id="a63059" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:352px;">1,628</div><div id="a63061" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:352px;">$ </div><div id="a63063" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:352px;">8,613</div></div><div id="TextBlockContainer297" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="a63067_1_134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous<div style="display:inline-block;width:4px"> </div>page in this Note. </div><div id="a63076" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a63077" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet.</div></div><div id="TextBlockContainer301" style="position:relative;line-height:normal;width:693px;height:13px;"><div id="a63097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for loan losses by stage as<div style="display:inline-block;width:1px"> </div>at and for the six months ended April 30, 2026<div style="display:inline-block;width:1px"> </div>and April 30, 2025.</div></div><div id="TextBlockContainer305" style="position:relative;line-height:normal;width:733px;height:757px;"><div id="a63127" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Loan Losses by Stage </div><div id="a63146" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:13px;">(millions of Canadian dollars) </div><div id="a63148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:605px;top:13px;">For the six months ended </div><div id="a63154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:25px;">April 30, 2026 </div><div id="a63156" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:25px;">April 30, 2025 </div><div id="a63162" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:37px;">Stage 1 </div><div id="a63164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:37px;">Stage 2 </div><div id="a63166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:37px;">Stage 3 </div><div id="a63169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:37px;">Total </div><div id="a63171" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:37px;">Stage 1 </div><div id="a63173" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:37px;">Stage 2 </div><div id="a63175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:37px;">Stage 3 </div><div id="a63178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:37px;">Total </div><div id="a63181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:49px;">Residential Mortgages </div><div id="a63200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:61px;">Balance at beginning of period </div><div id="a63202" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:61px;">$ </div><div id="a63204" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:61px;">102</div><div id="a63206" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:61px;">$ </div><div id="a63208" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:61px;">175</div><div id="a63210" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:61px;">$ </div><div id="a63212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:61px;">80</div><div id="a63214" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:61px;">$ </div><div id="a63216" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:61px;">357</div><div id="a63218" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:61px;">$ </div><div id="a63220" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:61px;">116</div><div id="a63222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:61px;">$ </div><div id="a63224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:61px;">189</div><div id="a63226" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:61px;">$ </div><div id="a63228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:61px;">60</div><div id="a63230" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:61px;">$ </div><div id="a63232" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:61px;">365</div><div id="a63235" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:73px;">Provision for credit losses</div><div id="a63256" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:85px;">Transfer to Stage 1</div><div id="a63257" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:85px;">1</div><div id="a63260" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:85px;">47</div><div id="a63263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:85px;display:flex;">(44)</div><div id="a63266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:85px;display:flex;">(3)</div><div id="a63269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:85px;">–</div><div id="a63272" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:85px;">57</div><div id="a63275" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:85px;display:flex;">(54)</div><div id="a63278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:85px;display:flex;">(3)</div><div id="a63281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:85px;">–</div><div id="a63285" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:97px;">Transfer to Stage 2 </div><div id="a63288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:97px;display:flex;">(21)</div><div id="a63291" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:97px;">36</div><div id="a63294" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:97px;display:flex;">(15)</div><div id="a63297" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:97px;">–</div><div id="a63300" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:97px;display:flex;">(13)</div><div id="a63303" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:97px;">28</div><div id="a63306" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:97px;display:flex;">(15)</div><div id="a63309" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:97px;">–</div><div id="a63313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:109px;">Transfer to Stage 3 </div><div id="a63316" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:109px;">–</div><div id="a63319" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:109px;display:flex;">(20)</div><div id="a63322" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:109px;">20</div><div id="a63325" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:109px;">–</div><div id="a63328" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:109px;">–</div><div id="a63331" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:109px;display:flex;">(19)</div><div id="a63334" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:109px;">19</div><div id="a63337" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:109px;">–</div><div id="a63341" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:121px;">Net remeasurement due to transfers into stage</div><div id="a63342" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:121px;">2</div><div id="a63345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:121px;display:flex;">(11)</div><div id="a63348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:121px;">9</div><div id="a63351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:121px;">–</div><div id="a63354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:121px;display:flex;">(2)</div><div id="a63357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:121px;display:flex;">(12)</div><div id="a63360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:121px;">8</div><div id="a63363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:121px;">–</div><div id="a63366" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:121px;display:flex;">(4)</div><div id="a63370" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:133px;">New originations or purchases</div><div id="a63371" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:133px;">3</div><div id="a63374" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:133px;letter-spacing:0.29px;">11</div><div id="a63377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:133px;">n/a </div><div id="a63380" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:133px;">n/a </div><div id="a63383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:133px;letter-spacing:0.29px;">11</div><div id="a63386" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:133px;">12</div><div id="a63389" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:133px;">n/a </div><div id="a63392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:133px;">n/a </div><div id="a63395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:133px;">12</div><div id="a63399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:145px;">Net repayments</div><div id="a63400" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:145px;">4</div><div id="a63403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:145px;display:flex;">(2)</div><div id="a63406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:345px;top:145px;display:flex;">(2)</div><div id="a63409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:145px;">–</div><div id="a63412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:145px;display:flex;">(4)</div><div id="a63415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:145px;display:flex;">(2)</div><div id="a63418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:145px;display:flex;">(2)</div><div id="a63421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:145px;">–</div><div id="a63424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:145px;display:flex;">(4)</div><div id="a63428" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:157px;">Derecognition of financial assets (excluding</div><div id="a63450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:169px;">disposals and write-offs)</div><div id="a63453" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:169px;">5</div><div id="a63456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:169px;display:flex;">(2)</div><div id="a63459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:169px;display:flex;">(10)</div><div id="a63462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:169px;display:flex;">(18)</div><div id="a63465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:169px;display:flex;">(30)</div><div id="a63468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:169px;display:flex;">(9)</div><div id="a63471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:169px;display:flex;">(10)</div><div id="a63474" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:169px;display:flex;">(13)</div><div id="a63477" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:169px;display:flex;">(32)</div><div id="a63481" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:181px;">Changes to risk, parameters, and models</div><div id="a63482" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:181px;">6</div><div id="a63485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:181px;display:flex;">(22)</div><div id="a63488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:181px;">79</div><div id="a63491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:181px;">37</div><div id="a63494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:181px;">94</div><div id="a63497" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:181px;display:flex;">(43)</div><div id="a63500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:181px;">34</div><div id="a63503" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:181px;">22</div><div id="a63506" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:181px;">13</div><div id="a63509" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:193px;">Disposals </div><div id="a63512" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:193px;">–</div><div id="a63515" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:193px;">–</div><div id="a63518" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:193px;">–</div><div id="a63521" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:193px;">–</div><div id="a63524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:193px;">–</div><div id="a63527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:193px;">–</div><div id="a63530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:193px;">–</div><div id="a63533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:193px;">–</div><div id="a63536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:205px;">Write-offs </div><div id="a63541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:205px;">–</div><div id="a63544" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:205px;">–</div><div id="a63547" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:205px;display:flex;">(7)</div><div id="a63550" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:205px;display:flex;">(7)</div><div id="a63553" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:205px;">–</div><div id="a63556" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:205px;">–</div><div id="a63559" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:205px;display:flex;">(2)</div><div id="a63562" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:205px;display:flex;">(2)</div><div id="a63565" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:217px;">Recoveries </div><div id="a63568" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:217px;">–</div><div id="a63571" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:217px;">–</div><div id="a63574" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:217px;">3</div><div id="a63577" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:217px;">3</div><div id="a63580" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:217px;">–</div><div id="a63583" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:217px;">–</div><div id="a63586" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:217px;">1</div><div id="a63589" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:217px;">1</div><div id="a63592" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:229px;">Foreign exchange and other adjustments </div><div id="a63595" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:229px;display:flex;">(1)</div><div id="a63598" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:229px;">–</div><div id="a63601" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:229px;display:flex;">(1)</div><div id="a63604" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:229px;display:flex;">(2)</div><div id="a63607" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:229px;">–</div><div id="a63610" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:229px;">–</div><div id="a63613" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:229px;display:flex;">(1)</div><div id="a63616" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:229px;display:flex;">(1)</div><div id="a63619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:241px;">Balance at end of period </div><div id="a63621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:241px;">$ </div><div id="a63623" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:241px;">101</div><div id="a63625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:241px;">$ </div><div id="a63627" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:241px;">223</div><div id="a63629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:241px;">$ </div><div id="a63631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:241px;">96</div><div id="a63633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:241px;">$ </div><div id="a63635" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:241px;">420</div><div id="a63637" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:241px;">$ </div><div id="a63639" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:241px;">106</div><div id="a63641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:241px;">$ </div><div id="a63643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:241px;">174</div><div id="a63645" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:241px;">$ </div><div id="a63647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:241px;">68</div><div id="a63649" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:241px;">$ </div><div id="a63651" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:241px;">348</div><div id="a63654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:254px;">Consumer Instalment and Other Personal </div><div id="a63673" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:265px;">Balance, including off-balance sheet instruments, </div><div id="a63695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:277px;">at beginning of period </div><div id="a63697" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:277px;">$ </div><div id="a63699" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:277px;">724</div><div id="a63701" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:277px;">$ </div><div id="a63703" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:277px;">1,275</div><div id="a63705" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:277px;">$ </div><div id="a63707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:277px;">274</div><div id="a63709" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:277px;">$ </div><div id="a63711" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:277px;">2,273</div><div id="a63713" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:277px;">$ </div><div id="a63715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:277px;">696</div><div id="a63717" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:277px;">$ </div><div id="a63719" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:277px;">1,175</div><div id="a63721" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:277px;">$ </div><div id="a63723" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:277px;">262</div><div id="a63725" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:277px;">$ </div><div id="a63727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:277px;">2,133</div><div id="a63730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:289px;">Provision for credit losses </div><div id="a63750" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:301px;">Transfer to Stage 1</div><div id="a63751" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:301px;">1</div><div id="a63754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:301px;">388</div><div id="a63757" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:301px;display:flex;">(385)</div><div id="a63760" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:301px;display:flex;">(3)</div><div id="a63763" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:301px;">–</div><div id="a63766" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:301px;">324</div><div id="a63769" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:301px;display:flex;">(321)</div><div id="a63772" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:301px;display:flex;">(3)</div><div id="a63775" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:301px;">–</div><div id="a63779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:313px;">Transfer to Stage 2 </div><div id="a63782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:313px;display:flex;">(125)</div><div id="a63785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:313px;">167</div><div id="a63788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:313px;display:flex;">(42)</div><div id="a63791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:313px;">–</div><div id="a63794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:313px;display:flex;">(124)</div><div id="a63797" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:313px;">172</div><div id="a63800" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:313px;display:flex;">(48)</div><div id="a63803" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:313px;">–</div><div id="a63807" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:325px;">Transfer to Stage 3 </div><div id="a63810" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:325px;display:flex;">(6)</div><div id="a63813" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:325px;display:flex;">(157)</div><div id="a63816" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:325px;">163</div><div id="a63819" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:325px;">–</div><div id="a63822" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:325px;display:flex;">(5)</div><div id="a63825" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:325px;display:flex;">(149)</div><div id="a63828" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:325px;">154</div><div id="a63831" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:325px;">–</div><div id="a63835" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:337px;">Net remeasurement due to transfers into stage</div><div id="a63836" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:337px;">2</div><div id="a63839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:337px;display:flex;">(166)</div><div id="a63842" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:337px;">142</div><div id="a63845" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:337px;">6</div><div id="a63848" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:337px;display:flex;">(18)</div><div id="a63851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:337px;display:flex;">(143)</div><div id="a63854" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:337px;">148</div><div id="a63857" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:337px;">4</div><div id="a63860" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:337px;">9</div><div id="a63864" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:349px;">New originations or purchases</div><div id="a63865" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:349px;">3</div><div id="a63868" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:349px;">173</div><div id="a63871" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:349px;">n/a </div><div id="a63874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:349px;">n/a </div><div id="a63877" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:349px;">173</div><div id="a63880" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:349px;">160</div><div id="a63883" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:349px;">n/a </div><div id="a63886" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:349px;">n/a </div><div id="a63889" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:349px;">160</div><div id="a63893" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:361px;">Net repayments</div><div id="a63894" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:361px;">4</div><div id="a63897" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:361px;display:flex;">(46)</div><div id="a63900" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:361px;display:flex;">(54)</div><div id="a63903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:361px;display:flex;">(9)</div><div id="a63906" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:361px;display:flex;">(109)</div><div id="a63909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:361px;display:flex;">(42)</div><div id="a63912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:361px;display:flex;">(54)</div><div id="a63915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:361px;display:flex;">(8)</div><div id="a63918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:361px;display:flex;">(104)</div><div id="a63922" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:373px;">Derecognition of financial assets (excluding</div><div id="a63944" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:385px;">disposals and write-offs)</div><div id="a63947" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:385px;">5</div><div id="a63950" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:385px;display:flex;">(45)</div><div id="a63953" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:385px;display:flex;">(55)</div><div id="a63956" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:385px;display:flex;">(24)</div><div id="a63959" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:385px;display:flex;">(124)</div><div id="a63962" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:385px;display:flex;">(42)</div><div id="a63965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:385px;display:flex;">(57)</div><div id="a63968" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:385px;display:flex;">(20)</div><div id="a63971" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:385px;display:flex;">(119)</div><div id="a63975" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:397px;">Changes to risk, parameters, and models</div><div id="a63976" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:397px;">6</div><div id="a63979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:397px;display:flex;">(168)</div><div id="a63982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:397px;">300</div><div id="a63985" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:397px;">574</div><div id="a63988" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:397px;">706</div><div id="a63991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:397px;display:flex;">(148)</div><div id="a63994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:397px;">360</div><div id="a63997" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:397px;">578</div><div id="a64000" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:397px;">790</div><div id="a64003" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:409px;">Disposals </div><div id="a64006" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:409px;">–</div><div id="a64009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:409px;">–</div><div id="a64012" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:409px;">–</div><div id="a64015" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:409px;">–</div><div id="a64018" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:409px;">–</div><div id="a64021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:409px;">–</div><div id="a64024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:409px;">–</div><div id="a64027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:409px;">–</div><div id="a64030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:421px;">Write-offs</div><div id="a64036" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:421px;">–</div><div id="a64039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:421px;">–</div><div id="a64042" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:394px;top:421px;display:flex;">(822)</div><div id="a64045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:421px;display:flex;">(822)</div><div id="a64048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:421px;">–</div><div id="a64051" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:421px;">–</div><div id="a64054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:421px;display:flex;">(811)</div><div id="a64057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:421px;display:flex;">(811)</div><div id="a64060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:433px;">Recoveries </div><div id="a64063" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:433px;">–</div><div id="a64066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:433px;">–</div><div id="a64069" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:433px;">161</div><div id="a64072" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:433px;">161</div><div id="a64075" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:433px;">–</div><div id="a64078" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:433px;">–</div><div id="a64081" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:433px;">170</div><div id="a64084" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:433px;">170</div><div id="a64087" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:445px;">Foreign exchange and other adjustments </div><div id="a64090" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:445px;display:flex;">(9)</div><div id="a64093" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:445px;display:flex;">(13)</div><div id="a64096" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:445px;display:flex;">(3)</div><div id="a64099" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:445px;display:flex;">(25)</div><div id="a64102" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:445px;display:flex;">(3)</div><div id="a64105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:445px;display:flex;">(4)</div><div id="a64108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:445px;">–</div><div id="a64111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:445px;display:flex;">(7)</div><div id="a64114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:458px;">Balance, including off-balance sheet instruments, </div><div id="a64136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:469px;">at end of period </div><div id="a64139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:469px;">720</div><div id="a64142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:469px;">1,220</div><div id="a64145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:469px;">275</div><div id="a64148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:469px;">2,215</div><div id="a64151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:469px;">673</div><div id="a64154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:469px;">1,270</div><div id="a64157" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:469px;">278</div><div id="a64160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:469px;">2,221</div><div id="a64163" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:481px;">Less: Allowance for off-balance sheet instruments</div><div id="a64166" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:481px;">7</div><div id="a64169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:481px;">23</div><div id="a64172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:481px;">49</div><div id="a64175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:481px;">–</div><div id="a64178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:481px;">72</div><div id="a64181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:481px;">24</div><div id="a64184" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:481px;">52</div><div id="a64187" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:481px;">–</div><div id="a64190" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:481px;">76</div><div id="a64193" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:494px;">Balance at end of period </div><div id="a64195" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:494px;">$ </div><div id="a64197" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:494px;">697</div><div id="a64199" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:494px;">$ </div><div id="a64201" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:494px;">1,171</div><div id="a64203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:494px;">$ </div><div id="a64205" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:494px;">275</div><div id="a64207" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:494px;">$ </div><div id="a64209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:494px;">2,143</div><div id="a64211" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:494px;">$ </div><div id="a64213" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:494px;">649</div><div id="a64215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:494px;">$ </div><div id="a64217" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:494px;">1,218</div><div id="a64219" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:494px;">$ </div><div id="a64221" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:494px;">278</div><div id="a64223" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:494px;">$ </div><div id="a64225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:494px;">2,145</div><div id="a64228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:506px;">Credit Card</div><div id="a64229" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:57px;top:506px;">8</div><div id="a64248" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:517px;">Balance, including off-balance sheet instruments, </div><div id="a64270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:529px;">at beginning of period </div><div id="a64272" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:529px;">$ </div><div id="a64274" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:529px;">944</div><div id="a64276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:529px;">$ </div><div id="a64278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:529px;">1,386</div><div id="a64280" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:529px;">$ </div><div id="a64282" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:529px;">460</div><div id="a64284" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:529px;">$ </div><div id="a64286" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:529px;">2,790</div><div id="a64288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:529px;">$ </div><div id="a64290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:529px;">947</div><div id="a64292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:529px;">$ </div><div id="a64294" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:529px;">1,374</div><div id="a64296" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:529px;">$ </div><div id="a64298" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:529px;">378</div><div id="a64300" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:529px;">$ </div><div id="a64302" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:529px;">2,699</div><div id="a64305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:541px;">Provision for credit losses</div><div id="a64326" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:553px;">Transfer to Stage 1</div><div id="a64327" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:553px;">1</div><div id="a64330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:553px;">533</div><div id="a64333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:553px;display:flex;">(514)</div><div id="a64336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:553px;display:flex;">(19)</div><div id="a64339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:553px;">–</div><div id="a64342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:553px;">720</div><div id="a64345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:553px;display:flex;">(698)</div><div id="a64348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:553px;display:flex;">(22)</div><div id="a64351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:553px;">–</div><div id="a64355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:565px;">Transfer to Stage 2 </div><div id="a64358" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:565px;display:flex;">(183)</div><div id="a64361" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:565px;">232</div><div id="a64364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:565px;display:flex;">(49)</div><div id="a64367" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:565px;">–</div><div id="a64370" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:565px;display:flex;">(168)</div><div id="a64373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:565px;">212</div><div id="a64376" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:565px;display:flex;">(44)</div><div id="a64379" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:565px;">–</div><div id="a64383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:577px;">Transfer to Stage 3 </div><div id="a64386" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:577px;display:flex;">(16)</div><div id="a64389" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:577px;display:flex;">(544)</div><div id="a64392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:577px;">560</div><div id="a64395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:577px;">–</div><div id="a64398" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:577px;display:flex;">(11)</div><div id="a64401" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:577px;display:flex;">(528)</div><div id="a64404" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:577px;">539</div><div id="a64407" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:577px;">–</div><div id="a64411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:589px;">Net remeasurement due to transfers into stage</div><div id="a64412" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:589px;">2</div><div id="a64415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:589px;display:flex;">(210)</div><div id="a64418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:589px;">250</div><div id="a64421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:589px;">16</div><div id="a64424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:589px;">56</div><div id="a64427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:589px;display:flex;">(300)</div><div id="a64430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:589px;">225</div><div id="a64433" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:589px;">13</div><div id="a64436" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:589px;display:flex;">(62)</div><div id="a64440" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:601px;">New originations or purchases</div><div id="a64441" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:601px;">3</div><div id="a64444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:601px;">96</div><div id="a64447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:601px;">n/a </div><div id="a64450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:601px;">n/a </div><div id="a64453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:601px;">96</div><div id="a64456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:601px;">74</div><div id="a64459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:601px;">n/a </div><div id="a64462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:601px;">n/a </div><div id="a64465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:601px;">74</div><div id="a64469" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:613px;">Net repayments</div><div id="a64470" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:613px;">4</div><div id="a64473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:613px;">5</div><div id="a64476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:613px;">–</div><div id="a64479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:613px;">34</div><div id="a64482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:613px;">39</div><div id="a64485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:613px;">6</div><div id="a64488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:613px;">3</div><div id="a64491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:613px;">38</div><div id="a64494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:613px;">47</div><div id="a64498" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:625px;">Derecognition of financial assets (excluding</div><div id="a64520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:637px;">disposals and write-offs)</div><div id="a64523" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:637px;">5</div><div id="a64526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:637px;display:flex;">(23)</div><div id="a64529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:637px;display:flex;">(56)</div><div id="a64532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:394px;top:637px;display:flex;">(223)</div><div id="a64535" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:637px;display:flex;">(302)</div><div id="a64538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:637px;display:flex;">(36)</div><div id="a64541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:637px;display:flex;">(43)</div><div id="a64544" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:637px;display:flex;">(179)</div><div id="a64547" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:637px;display:flex;">(258)</div><div id="a64551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:649px;">Changes to risk, parameters, and models</div><div id="a64552" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:649px;">6</div><div id="a64555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:649px;display:flex;">(185)</div><div id="a64558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:649px;">663</div><div id="a64561" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:649px;">512</div><div id="a64564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:649px;">990</div><div id="a64567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:649px;display:flex;">(275)</div><div id="a64570" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:649px;">775</div><div id="a64573" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:649px;">600</div><div id="a64576" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:649px;">1,100</div><div id="a64579" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:661px;">Disposals </div><div id="a64582" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:661px;">–</div><div id="a64585" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:661px;">–</div><div id="a64588" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:661px;">–</div><div id="a64591" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:661px;">–</div><div id="a64594" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:661px;">–</div><div id="a64597" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:661px;">–</div><div id="a64600" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:661px;">–</div><div id="a64603" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:661px;">–</div><div id="a64606" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:673px;">Write-offs</div><div id="a64612" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:673px;">–</div><div id="a64615" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:673px;">–</div><div id="a64618" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:673px;display:flex;">(1,058)</div><div id="a64621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:673px;display:flex;">(1,058)</div><div id="a64624" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:673px;">–</div><div id="a64627" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:673px;">–</div><div id="a64630" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:673px;display:flex;">(1,061)</div><div id="a64633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:673px;display:flex;">(1,061)</div><div id="a64636" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:685px;">Recoveries </div><div id="a64639" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:685px;">–</div><div id="a64642" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:685px;">–</div><div id="a64645" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:685px;">227</div><div id="a64648" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:685px;">227</div><div id="a64651" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:685px;">–</div><div id="a64654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:685px;">–</div><div id="a64657" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:685px;">190</div><div id="a64660" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:685px;">190</div><div id="a64663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:697px;">Foreign exchange and other adjustments </div><div id="a64666" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:697px;display:flex;">(20)</div><div id="a64669" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:697px;display:flex;">(23)</div><div id="a64672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:697px;display:flex;">(12)</div><div id="a64675" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:697px;display:flex;">(55)</div><div id="a64678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:697px;display:flex;">(4)</div><div id="a64681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:697px;display:flex;">(6)</div><div id="a64684" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:697px;display:flex;">(3)</div><div id="a64687" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:697px;display:flex;">(13)</div><div id="a64690" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:710px;">Balance, including off-balance sheet instruments, </div><div id="a64712" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:721px;">at end of period </div><div id="a64715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:721px;">941</div><div id="a64718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:721px;">1,394</div><div id="a64721" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:721px;">448</div><div id="a64724" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:721px;">2,783</div><div id="a64727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:721px;">953</div><div id="a64730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:721px;">1,314</div><div id="a64733" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:721px;">449</div><div id="a64736" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:721px;">2,716</div><div id="a64739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:733px;">Less: Allowance for off-balance sheet instruments</div><div id="a64742" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:733px;">7</div><div id="a64745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:733px;">203</div><div id="a64748" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:733px;">301</div><div id="a64751" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:733px;">–</div><div id="a64754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:733px;">504</div><div id="a64757" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:733px;">210</div><div id="a64760" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:733px;">289</div><div id="a64763" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:733px;">–</div><div id="a64766" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:733px;">499</div><div id="a64769" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:746px;">Balance at end of period </div><div id="a64771" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:746px;">$ </div><div id="a64773" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:746px;">738</div><div id="a64775" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:746px;">$ </div><div id="a64777" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:746px;">1,093</div><div id="a64779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:746px;">$ </div><div id="a64781" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:746px;">448</div><div id="a64783" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:746px;">$ </div><div id="a64785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:746px;">2,279</div><div id="a64787" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:746px;">$ </div><div id="a64789" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:746px;">743</div><div id="a64791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:746px;">$ </div><div id="a64793" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:746px;">1,025</div><div id="a64795" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:746px;">$ </div><div id="a64797" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:746px;">449</div><div id="a64799" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:746px;">$ </div><div id="a64801" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:746px;">2,217</div></div><div id="TextBlockContainer309" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="a64805_1_74" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Transfers represent stage transfer movements prior to ECL remeasurement.<div style="display:inline-block;width:4px"> </div></div><div id="a64812" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a64813" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2<div style="display:inline-block;width:4px"> </div>or 3) due to stage transfers necessitated by credit risk migration, as </div><div id="a64824" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2025<div style="display:inline-block;width:4px"> </div>Annual Consolidated Financial Statements, holding all other factors impacting the </div><div id="a64840" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:32px;">change in ECLs constant.<div style="display:inline-block;width:3px"> </div></div><div id="a64846" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">3</div><div id="a64847" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:43px;"><div style="display:inline-block;width:3px"> </div>Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. </div><div id="a64850" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">4</div><div id="a64851" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to cash flow changes associated with new draws or repayments<div style="display:inline-block;width:4px"> </div>on loans outstanding.<div style="display:inline-block;width:3px"> </div></div><div id="a64855" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">5</div><div id="a64856" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease<div style="display:inline-block;width:4px"> </div>associated with loans that were disposed or fully written off. </div><div id="a64860" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:74px;">6</div><div id="a64861" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to current period changes in risk (e.g.,<div style="display:inline-block;width:4px"> </div>PD) caused by changes to macroeconomic factors, level of risk, parameters,<div style="display:inline-block;width:3px"> </div>and/or models, </div><div id="a64888" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:85px;">subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information<div style="display:inline-block;width:1px"> </div>”<div style="display:inline-block;width:2px"> </div>and “Expert Credit Judgment”<div style="display:inline-block;width:3px"> </div>sections of Note 2 and Note 3 of the </div><div id="a64910" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:96px;">Bank’s 2025 Annual Consolidated Financial Statements for further details.<div style="display:inline-block;width:4px"> </div></div><div id="a64916" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:106px;">7</div><div id="a64917" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:107px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet. </div><div id="a64922" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:117px;">8</div><div id="a64923" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:117px;"><div style="display:inline-block;width:3px"> </div>Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off<div style="display:inline-block;width:4px"> </div>at 180 days past due. Refer to Note 2 of the Bank’s 2025 Annual </div><div id="a64929" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:128px;">Consolidated Financial Statements for further details.</div></div><div id="TextBlockContainer314" style="position:relative;line-height:normal;width:734px;height:363px;"><div id="div_312_XBRL_TS_777aae7103744ce7ac14fd662042a5ec" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer313" style="position:relative;line-height:normal;width:734px;height:363px;"><div id="a64945" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Allowance for Loan Losses by Stage </div><div id="a64946" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:3px;">(Continued)</div><div id="a64966" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:15px;">(millions of Canadian dollars) </div><div id="a64968" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:606px;top:15px;">For the six months ended </div><div id="a64974" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:27px;">April 30, 2026 </div><div id="a64976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:27px;">April 30, 2025 </div><div id="a64982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:39px;">Stage 1 </div><div id="a64984" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:39px;">Stage 2 </div><div id="a64986" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:39px;">Stage 3 </div><div id="a64989" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:39px;">Total </div><div id="a64991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:39px;">Stage 1 </div><div id="a64993" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:39px;">Stage 2 </div><div id="a64995" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:39px;">Stage 3 </div><div id="a64998" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:39px;">Total </div><div id="a65001" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:51px;">Business and Government </div><div id="a65020" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:63px;">Balance, including off-balance sheet instruments, </div><div id="a65042" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:75px;">at beginning of period </div><div id="a65044" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:75px;">$ </div><div id="a65046" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:75px;">1,439</div><div id="a65048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:75px;">$ </div><div id="a65050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:75px;">2,092</div><div id="a65052" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:75px;">$ </div><div id="a65054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:75px;">790</div><div id="a65056" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:75px;">$ </div><div id="a65058" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:75px;">4,321</div><div id="a65060" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:75px;">$ </div><div id="a65062" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:75px;">1,150</div><div id="a65064" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:75px;">$ </div><div id="a65066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:75px;">1,937</div><div id="a65068" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:75px;">$ </div><div id="a65070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:75px;">853</div><div id="a65072" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:75px;">$ </div><div id="a65074" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:75px;">3,940</div><div id="a65077" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Provision for credit losses</div><div id="a65098" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:99px;">Transfer to Stage 1</div><div id="a65099" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:98px;">1</div><div id="a65102" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:99px;">174</div><div id="a65105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:99px;display:flex;">(174)</div><div id="a65108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:99px;">–</div><div id="a65111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:99px;">–</div><div id="a65114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:99px;">154</div><div id="a65117" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:99px;display:flex;">(151)</div><div id="a65120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:99px;display:flex;">(3)</div><div id="a65123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:99px;">–</div><div id="a65127" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:111px;">Transfer to Stage 2 </div><div id="a65130" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:111px;display:flex;">(283)</div><div id="a65133" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:111px;">290</div><div id="a65136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:111px;display:flex;">(7)</div><div id="a65139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:111px;">–</div><div id="a65142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:111px;display:flex;">(314)</div><div id="a65145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:111px;">334</div><div id="a65148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:111px;display:flex;">(20)</div><div id="a65151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:111px;">–</div><div id="a65155" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:123px;">Transfer to Stage 3 </div><div id="a65158" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:123px;display:flex;">(4)</div><div id="a65161" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:123px;display:flex;">(213)</div><div id="a65164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:123px;">217</div><div id="a65167" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">–</div><div id="a65170" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:123px;display:flex;">(4)</div><div id="a65173" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:123px;display:flex;">(224)</div><div id="a65176" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:123px;">228</div><div id="a65179" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:123px;">–</div><div id="a65183" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net remeasurement due to transfers into stage</div><div id="a65184" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:134px;">1</div><div id="a65187" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:135px;display:flex;">(59)</div><div id="a65190" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:135px;">79</div><div id="a65193" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:135px;">1</div><div id="a65196" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">21</div><div id="a65199" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:135px;display:flex;">(46)</div><div id="a65202" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:135px;">103</div><div id="a65205" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">1</div><div id="a65208" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:135px;">58</div><div id="a65212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">New originations or purchases</div><div id="a65213" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:146px;">1</div><div id="a65216" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:147px;">795</div><div id="a65219" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:147px;">n/a </div><div id="a65222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:147px;">n/a </div><div id="a65225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:147px;">795</div><div id="a65228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:147px;">614</div><div id="a65231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:147px;">n/a </div><div id="a65234" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:147px;">n/a </div><div id="a65237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">614</div><div id="a65241" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:159px;">Net repayments</div><div id="a65242" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:158px;">1</div><div id="a65245" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:159px;">7</div><div id="a65248" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:159px;display:flex;">(77)</div><div id="a65251" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:159px;display:flex;">(144)</div><div id="a65254" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:159px;display:flex;">(214)</div><div id="a65257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:159px;">15</div><div id="a65260" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:159px;display:flex;">(24)</div><div id="a65263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:159px;display:flex;">(86)</div><div id="a65266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:159px;display:flex;">(95)</div><div id="a65270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:171px;">Derecognition of financial assets (excluding</div><div id="a65292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:183px;">disposals and write-offs)</div><div id="a65295" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:182px;">1</div><div id="a65298" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:183px;display:flex;">(472)</div><div id="a65301" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:183px;display:flex;">(449)</div><div id="a65304" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:183px;display:flex;">(288)</div><div id="a65307" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:446px;top:183px;display:flex;">(1,209)</div><div id="a65310" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:183px;display:flex;">(329)</div><div id="a65313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:183px;display:flex;">(395)</div><div id="a65316" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:183px;display:flex;">(122)</div><div id="a65319" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:183px;display:flex;">(846)</div><div id="a65323" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:195px;">Changes to risk, parameters, and models</div><div id="a65324" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:194px;">1</div><div id="a65327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:195px;display:flex;">(135)</div><div id="a65330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">364</div><div id="a65333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:195px;">841</div><div id="a65336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:195px;">1,070</div><div id="a65339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:195px;">86</div><div id="a65342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:195px;">561</div><div id="a65345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:195px;">552</div><div id="a65348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:195px;">1,199</div><div id="a65351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:207px;">Disposals </div><div id="a65354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:207px;">–</div><div id="a65357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:207px;">–</div><div id="a65360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:207px;display:flex;">(27)</div><div id="a65363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:207px;display:flex;">(27)</div><div id="a65366" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:207px;">–</div><div id="a65369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:207px;">–</div><div id="a65372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:207px;display:flex;">(9)</div><div id="a65375" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:207px;display:flex;">(9)</div><div id="a65378" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Write-offs</div><div id="a65384" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:219px;">–</div><div id="a65387" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:219px;">–</div><div id="a65390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:219px;display:flex;">(663)</div><div id="a65393" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:219px;display:flex;">(663)</div><div id="a65396" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:219px;">–</div><div id="a65399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:219px;">–</div><div id="a65402" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:219px;display:flex;">(585)</div><div id="a65405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:219px;display:flex;">(585)</div><div id="a65408" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:231px;">Recoveries </div><div id="a65411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:231px;">–</div><div id="a65414" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:231px;">–</div><div id="a65417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:231px;">33</div><div id="a65420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:231px;">33</div><div id="a65423" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:231px;">–</div><div id="a65426" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:231px;">–</div><div id="a65429" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:231px;">39</div><div id="a65432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:231px;">39</div><div id="a65435" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:243px;">Foreign exchange and other adjustments </div><div id="a65438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:243px;display:flex;">(16)</div><div id="a65441" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:243px;display:flex;">(43)</div><div id="a65444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:243px;display:flex;">(37)</div><div id="a65447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:243px;display:flex;">(96)</div><div id="a65450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:243px;">2</div><div id="a65453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:243px;display:flex;">(7)</div><div id="a65456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:243px;display:flex;">(11)</div><div id="a65459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:243px;display:flex;">(16)</div><div id="a65462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Balance, including off-balance sheet instruments, </div><div id="a65484" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:267px;">at end of period </div><div id="a65487" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:267px;">1,446</div><div id="a65490" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:267px;">1,869</div><div id="a65493" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:267px;">716</div><div id="a65496" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:267px;">4,031</div><div id="a65499" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:267px;">1,328</div><div id="a65502" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:267px;">2,134</div><div id="a65505" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:267px;">837</div><div id="a65508" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:267px;">4,299</div><div id="a65511" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Less: Allowance for off-balance sheet instruments</div><div id="a65514" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:278px;">2</div><div id="a65517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:279px;">246</div><div id="a65520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:279px;">203</div><div id="a65523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:279px;">5</div><div id="a65526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:279px;">454</div><div id="a65529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:279px;">181</div><div id="a65532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:279px;">211</div><div id="a65535" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:279px;">4</div><div id="a65538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:279px;">396</div><div id="a65541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:291px;">Balance at end of period </div><div id="a65544" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:291px;">1,200</div><div id="a65547" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:291px;">1,666</div><div id="a65550" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:291px;">711</div><div id="a65553" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:291px;">3,577</div><div id="a65556" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:291px;">1,147</div><div id="a65559" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:291px;">1,923</div><div id="a65562" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">833</div><div id="a65565" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:291px;">3,903</div><div id="a65568" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:303px;">Total Allowance, including<div style="display:inline-block;width:4px"> </div>off-balance sheet<div style="display:inline-block;width:3px"> </div></div><div id="a65590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:315px;">instruments, at end of period </div><div id="a65593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:315px;">3,208</div><div id="a65596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:315px;">4,706</div><div id="a65599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:315px;">1,535</div><div id="a65602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:315px;">9,449</div><div id="a65605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:315px;">3,060</div><div id="a65608" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">4,892</div><div id="a65611" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:315px;">1,632</div><div id="a65614" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:315px;">9,584</div><div id="a65617" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:327px;">Less: Total Allowance for<div style="display:inline-block;width:4px"> </div>off-balance sheet </div><div id="a65638" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:339px;"><div style="display:inline-block;width:3px"> </div></div><div id="a65640" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:339px;">instruments</div><div id="a65641" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:70px;top:339px;">2</div><div id="a65644" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:339px;">472</div><div id="a65647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:339px;">553</div><div id="a65650" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:339px;">5</div><div id="a65653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:339px;">1,030</div><div id="a65656" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:339px;">415</div><div id="a65659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:339px;">552</div><div id="a65662" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:339px;">4</div><div id="a65665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:339px;">971</div><div id="a65668" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:351px;">Total Allowance for Loan Losses<div style="display:inline-block;width:4px"> </div>at end of period</div><div id="a65671" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:351px;">$ </div><div id="a65673" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:351px;">2,736</div><div id="a65675" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:351px;">$ </div><div id="a65677" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:351px;">4,153</div><div id="a65679" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:351px;">$ </div><div id="a65681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:351px;">1,530</div><div id="a65683" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:351px;">$ </div><div id="a65685" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:351px;">8,419</div><div id="a65687" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:351px;">$ </div><div id="a65689" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:351px;">2,645</div><div id="a65691" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:351px;">$ </div><div id="a65693" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:351px;">4,340</div><div id="a65695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:351px;">$ </div><div id="a65697" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:351px;">1,628</div><div id="a65699" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:351px;">$ </div><div id="a65701" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:351px;">8,613</div></div></div></div><div id="TextBlockContainer318" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="div_316_XBRL_TS_a2d6a713ebac4025a1d4b73d9916a00d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer317" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="a65705_1_134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous<div style="display:inline-block;width:4px"> </div>page in this Note. </div><div id="a65714" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a65715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet.</div></div></div></div> 103000000 194000000 86000000 383000000 114000000 181000000 73000000 368000000 23000000 -21000000 -2000000 0 22000000 -20000000 -2000000 0 -13000000 21000000 -8000000 0 -7000000 17000000 -10000000 0 0 -10000000 10000000 0 0 -8000000 8000000 0 -5000000 4000000 0 -1000000 -5000000 4000000 0 -1000000 5000000 5000000 5000000 5000000 -1000000 -1000000 0 -2000000 -1000000 -1000000 0 -2000000 -1000000 -5000000 -9000000 -15000000 -5000000 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-95000000 -472000000 -449000000 -288000000 -1209000000 -329000000 -395000000 -122000000 -846000000 -135000000 364000000 841000000 1070000000 86000000 561000000 552000000 1199000000 0 0 -27000000 -27000000 0 0 -9000000 -9000000 0 0 663000000 663000000 0 0 585000000 585000000 0 0 33000000 33000000 0 0 39000000 39000000 -16000000 -43000000 -37000000 -96000000 2000000 -7000000 -11000000 -16000000 1446000000 1869000000 716000000 4031000000 1328000000 2134000000 837000000 4299000000 246000000 203000000 5000000 454000000 181000000 211000000 4000000 396000000 1200000000 1666000000 711000000 3577000000 1147000000 1923000000 833000000 3903000000 3208000000 4706000000 1535000000 9449000000 3060000000 4892000000 1632000000 9584000000 472000000 553000000 5000000 1030000000 415000000 552000000 4000000 971000000 2736000000 4153000000 1530000000 8419000000 2645000000 4340000000 1628000000 8613000000 <div id="TextBlockContainer325" style="position:relative;line-height:normal;width:729px;height:106px;"><div id="a65987_71_89" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:322px;top:0px;">The following table sets out average values<div style="display:inline-block;width:1px"> </div>of the macroeconomic variables over<div style="display:inline-block;width:1px"> </div>the four </div><div id="a65989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">calendar quarters starting with the current<div style="display:inline-block;width:1px"> </div>quarter, and the remaining 4-year forecast period for the base<div style="display:inline-block;width:1px"> </div>forecast and upside and downside scenarios<div style="display:inline-block;width:1px"> </div>used in </div><div id="a65992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">determining the Bank’s ECLs as at April 30, 2026.<div style="display:inline-block;width:1px"> </div>As the forecast period increases, information<div style="display:inline-block;width:1px"> </div>about the future becomes less readily<div style="display:inline-block;width:1px"> </div>available and projections </div><div id="a65997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">are anchored on assumptions around structural<div style="display:inline-block;width:1px"> </div>relationships between economic parameters<div style="display:inline-block;width:1px"> </div>that are inherently much less certain.<div style="display:inline-block;width:2px"> </div>The ongoing conflict in the </div><div id="a66000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Middle East and resulting energy shock poses<div style="display:inline-block;width:1px"> </div>a new headwind for the economic outlook<div style="display:inline-block;width:1px"> </div>which comes on top of still-elevated trade<div style="display:inline-block;width:1px"> </div>uncertainty. Accordingly, our </div><div id="a66003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">baseline forecast reflects some tempering<div style="display:inline-block;width:1px"> </div>in economic growth and upward adjustment<div style="display:inline-block;width:1px"> </div>to unemployment rates. Any further escalation<div style="display:inline-block;width:1px"> </div>in trade tensions or a more </div><div id="a66005" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">prolonged Middle East conflict that results in<div style="display:inline-block;width:1px"> </div>persistently elevated energy prices would<div style="display:inline-block;width:1px"> </div>pose a further downside risk to the economic<div style="display:inline-block;width:1px"> </div>outlook. However, the Bank’s </div><div id="a66007" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">Canadian and U.S. downside scenarios reflect<div style="display:inline-block;width:1px"> </div>a recession and help capture these risks<div style="display:inline-block;width:1px"> </div>accordingly through its allowance process.</div></div><div id="TextBlockContainer330" style="position:relative;line-height:normal;width:732px;height:290px;"><div id="div_328_XBRL_TS_54586c118f0e48bd85244356ae25e265" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer329" style="position:relative;line-height:normal;width:732px;height:290px;"><div id="a66011" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Macroeconomic Variables </div><div id="a66045" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:701px;top:13px;">As at </div><div id="a66061" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:27px;">April 30, 2026 </div><div id="a66065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:40px;">Base Forecast </div><div id="a66067" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:40px;">Upside Scenario </div><div id="a66069" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:613px;top:40px;">Downside Scenario </div><div id="a66073" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:54px;">Average </div><div id="a66076" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:54px;">Remaining </div><div id="a66079" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:54px;">Average </div><div id="a66082" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:524px;top:54px;">Remaining </div><div id="a66085" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:54px;">Average </div><div id="a66088" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:664px;top:54px;">Remaining </div><div id="a66093" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:66px;">Q2 2026- </div><div id="a66097" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:66px;">4-year </div><div id="a66102" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:462px;top:66px;">Q2 2026- </div><div id="a66106" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:66px;">4-year </div><div id="a66111" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:66px;">Q2 2026- </div><div id="a66115" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:683px;top:66px;">4-year </div><div id="a66121" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:80px;">Q1 2027</div><div id="a66122" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:80px;">1</div><div id="a66125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:80px;">period</div><div id="a66126" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:80px;">1</div><div id="a66129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:462px;top:80px;">Q1 2027</div><div id="a66130" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:80px;">1</div><div id="a66133" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:80px;">period</div><div id="a66134" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:80px;">1</div><div id="a66137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:80px;">Q1 2027</div><div id="a66138" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:80px;">1</div><div id="a66141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:80px;">period</div><div id="a66142" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:80px;">1</div><div id="a66144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:720px;top:80px;"><div style="display:inline-block;width:2px"> </div></div><div id="a66146" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:94px;">Unemployment rate </div><div id="a66167" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:107px;">Canada </div><div id="a66170" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:107px;">6.6</div><div id="a66172" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:364px;top:107px;">% </div><div id="a66175" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:107px;">6.0</div><div id="a66177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:434px;top:107px;">% </div><div id="a66180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:107px;">6.1</div><div id="a66182" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:107px;">% </div><div id="a66185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:107px;">5.6</div><div id="a66187" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:107px;">% </div><div id="a66190" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:107px;">7.6</div><div id="a66192" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:107px;">% </div><div id="a66195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:107px;">7.2</div><div id="a66197" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:107px;">% </div><div id="a66200" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">United States </div><div id="a66203" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:120px;">4.3</div><div id="a66207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:120px;">4.0</div><div id="a66211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:120px;">4.1</div><div id="a66215" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:120px;">3.8</div><div id="a66219" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:120px;">5.5</div><div id="a66223" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:120px;">5.4</div><div id="a66226" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:133px;">Real GDP</div><div id="a66248" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">Canada </div><div id="a66251" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:147px;">1.3</div><div id="a66255" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:147px;">1.8</div><div id="a66259" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:147px;">1.7</div><div id="a66263" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:147px;">1.9</div><div id="a66267" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:147px;display:flex;">(0.7)</div><div id="a66271" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">2.1</div><div id="a66275" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:160px;">United States </div><div id="a66278" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:160px;">2.3</div><div id="a66282" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:160px;">2.0</div><div id="a66286" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:160px;">2.6</div><div id="a66290" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:160px;">2.4</div><div id="a66294" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:160px;display:flex;">(0.2)</div><div id="a66298" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;">2.5</div><div id="a66301" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:173px;">Home prices</div><div id="a66323" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:186px;">Canada (average existing price)</div><div id="a66324" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:139px;top:186px;">2 </div><div id="a66327" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:354px;top:186px;">–</div><div id="a66331" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:186px;">3.7</div><div id="a66335" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:186px;">2.4</div><div id="a66339" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:186px;">4.3</div><div id="a66343" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:186px;display:flex;">(6.3)</div><div id="a66347" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:186px;">3.0</div><div id="a66351" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:200px;">United States (CoreLogic HPI)</div><div id="a66352" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:199px;">3 </div><div id="a66355" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:200px;">2.8</div><div id="a66359" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:200px;">3.5</div><div id="a66363" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:200px;">3.2</div><div id="a66367" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:200px;">4.1</div><div id="a66371" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:200px;display:flex;">(6.1)</div><div id="a66375" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:200px;">4.4</div><div id="a66378" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:213px;">Central bank policy interest rate </div><div id="a66399" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:226px;">Canada </div><div id="a66402" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:226px;">2.25</div><div id="a66406" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:226px;">2.25</div><div id="a66410" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:226px;">2.50</div><div id="a66414" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:226px;">2.50</div><div id="a66418" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:226px;">1.13</div><div id="a66422" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:226px;">1.42</div><div id="a66426" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:239px;">United States </div><div id="a66429" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:239px;">3.44</div><div id="a66433" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:239px;">3.25</div><div id="a66437" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:239px;">3.75</div><div id="a66441" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:239px;">3.75</div><div id="a66445" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:239px;">2.06</div><div id="a66449" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:239px;">2.30</div><div id="a66452" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:253px;">U.S. 10-year treasury yield </div><div id="a66457" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:253px;">4.16</div><div id="a66461" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:253px;">4.10</div><div id="a66465" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:253px;">4.47</div><div id="a66469" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:253px;">4.57</div><div id="a66473" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:253px;">3.67</div><div id="a66477" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:253px;">3.68</div><div id="a66480" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:266px;">U.S. 10-year BBB spread (%-pts) </div><div id="a66487" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:266px;">1.38</div><div id="a66491" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:266px;">1.60</div><div id="a66495" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:266px;">1.18</div><div id="a66499" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:266px;">1.52</div><div id="a66503" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:266px;">2.21</div><div id="a66507" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:266px;">1.90</div><div id="a66510" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Exchange rate (U.S. dollar/Canadian dollar) </div><div id="a66512" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:306px;top:279px;">$ </div><div id="a66514" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:279px;">0.74</div><div id="a66517" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:279px;">$ </div><div id="a66519" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:279px;">0.75</div><div id="a66522" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:446px;top:279px;">$ </div><div id="a66524" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:279px;">0.75</div><div id="a66527" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:279px;">$ </div><div id="a66529" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:279px;">0.76</div><div id="a66532" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:586px;top:279px;">$ </div><div id="a66534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:279px;">0.69</div><div id="a66537" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:279px;">$ </div><div id="a66539" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:279px;">0.71</div></div></div></div><div id="TextBlockContainer333" style="position:relative;line-height:normal;width:605px;height:35px;"><div id="a66544" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:3px;">The numbers represent average values for the quoted periods and average of year-on-year growth for real GDP and home prices.</div><div id="a66590" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:13px;">2</div><div id="a66592" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:14px;">The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data is collected by the Canadian Real Estate Association. </div><div id="a66646" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:24px;">3</div><div id="a66648" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:25px;">The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases in the same home’s sales price over time.</div></div> 0.066 0.060 0.061 0.056 0.076 0.072 0.043 0.040 0.041 0.038 0.055 0.054 0.013 0.018 0.017 0.019 -0.007 0.021 0.023 0.020 0.026 0.024 -0.002 0.025 0 0.037 0.024 0.043 -0.063 0.030 0.028 0.035 0.032 0.041 -0.061 0.044 0.0225 0.0225 0.0250 0.0250 0.0113 0.0142 0.0344 0.0325 0.0375 0.0375 0.0206 0.0230 0.0416 0.0410 0.0447 0.0457 0.0367 0.0368 0.0138 0.0160 0.0118 0.0152 0.0221 0.0190 0.74 0.75 0.75 0.76 0.69 0.71 <div id="TextBlockContainer337" style="position:relative;line-height:normal;width:732px;height:39px;"><div id="a66824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the base ECL<div style="display:inline-block;width:1px"> </div>scenario compared to the probability-weighted ECLs,<div style="display:inline-block;width:1px"> </div>with the latter derived from three ECL<div style="display:inline-block;width:1px"> </div>scenarios for performing </div><div id="a66872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">loans and off-balance sheet instruments. The difference<div style="display:inline-block;width:1px"> </div>reflects the impact of deriving multiple<div style="display:inline-block;width:1px"> </div>scenarios around the base ECLs and resultant<div style="display:inline-block;width:1px"> </div>change in ECLs due </div><div id="a66922" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">to non-linearity and sensitivity to using<div style="display:inline-block;width:1px"> </div>macroeconomic forecasts.</div></div><div id="TextBlockContainer341" style="position:relative;line-height:normal;width:734px;height:94px;"><div id="a66943" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Change from Base to Probability-Weighted<div style="display:inline-block;width:1px"> </div>ECLs</div><div id="a66955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a66966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:17px;">As at </div><div id="a66978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:30px;">April 30, 2026 </div><div id="a66981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:30px;">October 31, 2025 </div><div id="a66984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;">Probability-weighted ECLs </div><div id="a66996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:43px;">$ </div><div id="a66998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:560px;top:43px;">7,914</div><div id="a67001" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:43px;">$ </div><div id="a67003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:43px;">8,137</div><div id="a67006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Base ECLs </div><div id="a67017" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:560px;top:55px;">7,375</div><div id="a67021" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:55px;">7,737</div><div id="a67024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Difference – in amount </div><div id="a67037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:69px;">$ </div><div id="a67039" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:568px;top:69px;">539</div><div id="a67042" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:69px;">$ </div><div id="a67044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:69px;">400</div><div id="a67047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Difference – in percentage </div><div id="a67061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:81px;">7.3</div><div id="a67063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:591px;top:81px;">% </div><div id="a67066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:81px;">5.2</div><div id="a67068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:81px;">%</div></div> 7914000000 8137000000 7375000000 7737000000 539000000 400000000 0.073 0.052 <div id="TextBlockContainer345" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="a67123_160_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:0px;">The </div><div id="a67175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">following table shows the estimated impact<div style="display:inline-block;width:1px"> </div>of staging on ECLs by presenting all performing<div style="display:inline-block;width:1px"> </div>loans and off-balance sheet instruments calculated<div style="display:inline-block;width:1px"> </div>using twelve-month </div><div id="a67223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">ECLs compared to the current aggregate probability-weighted<div style="display:inline-block;width:1px"> </div>ECLs, holding all risk profiles constant.</div></div><div id="TextBlockContainer350" style="position:relative;line-height:normal;width:734px;height:82px;"><div id="div_348_XBRL_TS_b6d4ad1b99b645a6a8fc2bb2fc06e69b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer349" style="position:relative;line-height:normal;width:734px;height:82px;"><div id="a67254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Incremental Lifetime ECLs Impact</div><div id="a67261" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars)<div style="display:inline-block;width:2px"> </div></div><div id="a67269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a67277" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:30px;">April 30, 2026 </div><div id="a67280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:30px;">October 31, 2025 </div><div id="a67283" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;">Probability-weighted ECLs </div><div id="a67291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:43px;">$ </div><div id="a67293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:43px;">7,914</div><div id="a67296" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:43px;">$ </div><div id="a67298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:43px;">8,137</div><div id="a67301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">All performing loans and off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>using 12-month ECLs </div><div id="a67312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:55px;">6,232</div><div id="a67316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:55px;">6,435</div><div id="a67319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Incremental lifetime ECLs impact </div><div id="a67325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:69px;">$ </div><div id="a67327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:69px;">1,682</div><div id="a67330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:69px;">$ </div><div id="a67332" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:69px;">1,702</div></div></div></div> 7914000000 8137000000 6232000000 6435000000 1682000000 1702000000 111000000 101000000 <div id="TextBlockContainer355" style="position:relative;line-height:normal;width:716px;height:39px;"><div id="a67412_107_51" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:0px;">The following table summarizes loans that are<div style="display:inline-block;width:1px"> </div>past </div><div id="a67414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">due but not impaired.<div style="display:inline-block;width:2px"> </div>Loans less than 31 days contractually past<div style="display:inline-block;width:1px"> </div>due are excluded as they do not generally<div style="display:inline-block;width:1px"> </div>reflect a borrower’s ability to meet<div style="display:inline-block;width:1px"> </div>their payment </div><div id="a67418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">obligations.</div></div><div id="TextBlockContainer359" style="position:relative;line-height:normal;width:734px;height:141px;"><div id="a67423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Loans Past Due but not Impaired</div><div id="a67424" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:3px;">1</div><div id="a67441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a67456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a67462" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:31px;">April 30, 2026 </div><div id="a67464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:31px;">October 31, 2025 </div><div id="a67469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:45px;"><div style="display:inline-block;width:3px"> </div></div><div id="a67472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:45px;">31-60 </div><div id="a67477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:45px;">61-89 </div><div id="a67484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:45px;">31-60 </div><div id="a67489" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:45px;">61-89 </div><div id="a67497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:59px;"><div style="display:inline-block;width:3px"> </div></div><div id="a67499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:59px;">days </div><div id="a67501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:446px;top:59px;">days </div><div id="a67503" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:59px;">Total </div><div id="a67505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:59px;">days </div><div id="a67507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:59px;">days </div><div id="a67509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:59px;">Total </div><div id="a67512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:73px;">Residential mortgages </div><div id="a67514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:73px;"><div style="display:inline-block;width:3px"> </div></div><div id="a67517" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:73px;">$ </div><div id="a67519" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:73px;">408</div><div id="a67521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:73px;">$ </div><div id="a67523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:73px;">178</div><div id="a67525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:475px;top:73px;">$ </div><div id="a67527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:73px;">586</div><div id="a67529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:73px;">$ </div><div id="a67531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:73px;">407</div><div id="a67533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:73px;">$ </div><div id="a67535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:73px;">129</div><div id="a67537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:73px;">$ </div><div id="a67539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:73px;">536</div><div id="a67542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:86px;">Consumer instalment and other personal </div><div id="a67547" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:86px;">855</div><div id="a67550" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:86px;">295</div><div id="a67553" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:86px;">1,150</div><div id="a67556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:86px;">930</div><div id="a67559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:86px;">301</div><div id="a67562" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:86px;">1,231</div><div id="a67565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:100px;">Credit card </div><div id="a67570" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:100px;">349</div><div id="a67573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:100px;">244</div><div id="a67576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:100px;">593</div><div id="a67579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:100px;">373</div><div id="a67582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:100px;">253</div><div id="a67585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:100px;">626</div><div id="a67588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:114px;">Business and government</div><div id="a67594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:114px;">186</div><div id="a67597" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:114px;">134</div><div id="a67600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:114px;">320</div><div id="a67603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:114px;">247</div><div id="a67606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:114px;">85</div><div id="a67609" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:114px;">332</div><div id="a67612" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:128px;">Total </div><div id="a67614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:128px;"><div style="display:inline-block;width:3px"> </div></div><div id="a67617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:128px;">$ </div><div id="a67619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:128px;">1,798</div><div id="a67621" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:128px;">$ </div><div id="a67623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:128px;">851</div><div id="a67625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:475px;top:128px;">$ </div><div id="a67627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:128px;">2,649</div><div id="a67629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:128px;">$ </div><div id="a67631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:566px;top:128px;">1,957</div><div id="a67633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:128px;">$ </div><div id="a67635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:128px;">768</div><div id="a67637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:128px;">$ </div><div id="a67639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:128px;">2,725</div></div><div id="TextBlockContainer363" style="position:relative;line-height:normal;width:179px;height:11px;"><div id="a67643_1_42" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes loans that are measured at FVOCI.</div></div> 408000000 178000000 586000000 407000000 129000000 536000000 855000000 295000000 1150000000 930000000 301000000 1231000000 349000000 244000000 593000000 373000000 253000000 626000000 186000000 134000000 320000000 247000000 85000000 332000000 1798000000 851000000 2649000000 1957000000 768000000 2725000000 <div id="TextBlockContainer366" style="position:relative;line-height:normal;width:319px;height:13px;"><div id="a67649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 7: INVESTMENTS IN ASSOCIATES AND JOINT VENTURES</div></div><div id="TextBlockContainer368" style="position:relative;line-height:normal;width:732px;height:199px;"><div id="a67655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">INVESTMENT IN THE CHARLES SCHWAB CORPORATION<div style="display:inline-block;width:2px"> </div></div><div id="a67668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On February 12, 2025, the Bank sold its entire<div style="display:inline-block;width:1px"> </div>remaining equity investment in The<div style="display:inline-block;width:1px"> </div>Charles Schwab Corporation (“Schwab”) through a<div style="display:inline-block;width:1px"> </div>registered offering and </div><div id="a67718" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">share repurchase by Schwab. Immediately prior<div style="display:inline-block;width:1px"> </div>to the sale, TD held </div><div id="a67718_67_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:308px;top:27px;">184.7</div><div id="a67718_72_55" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:333px;top:27px;"><div style="display:inline-block;width:3px"> </div>million shares of Schwab’s common stock, representing </div><div id="a67718_127_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:27px;">10.1</div><div id="a67718_131_22" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:27px;">% economic ownership. </div><div id="a67762" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">The sale of the shares resulted in proceeds<div style="display:inline-block;width:1px"> </div>of approximately $</div><div id="a67762_62_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:280px;top:40px;">21.0</div><div id="a67762_66_92" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:300px;top:40px;"><div style="display:inline-block;width:3px"> </div>billion and the Bank recognized in Other income<div style="display:inline-block;width:1px"> </div>(loss) a net gain on sale of approximately </div><div id="a67816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">$</div><div id="a67816_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:53px;">9.2</div><div id="a67816_4_161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:23px;top:53px;"><div style="display:inline-block;width:3px"> </div>billion. This gain is net of the release of<div style="display:inline-block;width:1px"> </div>related cumulative foreign currency translation<div style="display:inline-block;width:1px"> </div>from AOCI, the release of AOCI on designated<div style="display:inline-block;width:1px"> </div>net investment hedging </div><div id="a67868" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">items, and direct transaction costs. For segment<div style="display:inline-block;width:1px"> </div>reporting, the Bank recognized an after-tax<div style="display:inline-block;width:1px"> </div>gain of $</div><div id="a67868_102_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:450px;top:67px;">8.6</div><div id="a67868_105_39" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:67px;"><div style="display:inline-block;width:3px"> </div>billion in its Corporate segment and $</div><div id="a67868_144_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:67px;">184</div><div id="a67868_147_12" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:67px;"><div style="display:inline-block;width:3px"> </div>million of </div><div id="a67920" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">underwriting fees in its Wholesale segment<div style="display:inline-block;width:1px"> </div>as a result of TD Securities acting as a lead<div style="display:inline-block;width:1px"> </div>bookrunner on the transaction. In the current<div style="display:inline-block;width:1px"> </div>quarter, the Bank revised its </div><div id="a67976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">estimate of taxes owed on the gain from its disposition<div style="display:inline-block;width:1px"> </div>of Schwab shares, which increased<div style="display:inline-block;width:1px"> </div>the Bank's after-tax gain to $</div><div id="a67976_120_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:93px;">8.9</div><div id="a67976_123_39" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:547px;top:93px;"><div style="display:inline-block;width:3px"> </div>billion. Refer to Note 15 for further </div><div id="a68036" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">details. </div><div id="a68038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">The Bank discontinued recording its share<div style="display:inline-block;width:1px"> </div>of earnings available to common shareholders<div style="display:inline-block;width:1px"> </div>from its investment in Schwab following<div style="display:inline-block;width:1px"> </div>the sale. Prior to the sale, the </div><div id="a68088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">Bank accounted for its investment in<div style="display:inline-block;width:1px"> </div>Schwab using the equity method. The Bank’s<div style="display:inline-block;width:1px"> </div>share of Schwab’s earnings available to common<div style="display:inline-block;width:1px"> </div>shareholders was reported </div><div id="a68134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">with a one-month lag. The Bank’s share of net<div style="display:inline-block;width:1px"> </div>income from its prior investment in Schwab<div style="display:inline-block;width:1px"> </div>of $</div><div id="a68134_93_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:421px;top:147px;">74</div><div id="a68134_95_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:432px;top:147px;"><div style="display:inline-block;width:3px"> </div>million and $</div><div id="a68134_109_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:147px;">305</div><div id="a68134_112_47" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:147px;"><div style="display:inline-block;width:3px"> </div>million during the three and six months ended </div><div id="a68194" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">April 30, 2025, respectively, reflects net income after adjustments<div style="display:inline-block;width:1px"> </div>for amortization of certain intangibles net of<div style="display:inline-block;width:1px"> </div>tax. </div><div id="a68232" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:173px;">The Stockholder Agreement was terminated<div style="display:inline-block;width:1px"> </div>by the Bank’s sale of its equity investment in Schwab.<div style="display:inline-block;width:1px"> </div>The Bank continues to have a business<div style="display:inline-block;width:1px"> </div>relationship with </div><div id="a68280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">Schwab through the insured deposit account<div style="display:inline-block;width:1px"> </div>agreement (“Schwab IDA Agreement”).</div></div><div id="TextBlockContainer370" style="position:relative;line-height:normal;width:720px;height:66px;"><div id="a68305" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">INSURED DEPOSIT ACCOUNT AGREEMENT </div><div id="a68313" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On May 4, 2023, the Bank and Schwab entered<div style="display:inline-block;width:1px"> </div>into an amended Schwab IDA Agreement,<div style="display:inline-block;width:1px"> </div>with an initial expiration of July 1, 2034.<div style="display:inline-block;width:1px"> </div>Pursuant to the Schwab IDA </div><div id="a68369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Agreement, the Bank makes sweep deposit<div style="display:inline-block;width:1px"> </div>accounts available to clients of Schwab.<div style="display:inline-block;width:1px"> </div>Schwab designates a portion of the deposits<div style="display:inline-block;width:1px"> </div>with the Bank as fixed-rate </div><div id="a68419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">obligation amounts. Remaining deposits are designated<div style="display:inline-block;width:1px"> </div>as floating-rate obligations. The IDA deposit<div style="display:inline-block;width:1px"> </div>floor is set at US$</div><div id="a68419_119_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:40px;">60</div><div id="a68419_121_11" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:40px;"><div style="display:inline-block;width:3px"> </div>billion.<div style="display:inline-block;width:3px"> </div></div><div id="a68458" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:53px;">Refer to Note 26 of the Bank’s 2025 Annual<div style="display:inline-block;width:1px"> </div>Consolidated Financial Statements for further details<div style="display:inline-block;width:1px"> </div>on the Schwab IDA Agreement.</div></div> 184700000 0.101 21000000000.0 9200000000 8600000000 184000000 8900000000 74000000 305000000 60000000000 <div id="TextBlockContainer372" style="position:relative;line-height:normal;width:131px;height:13px;"><div id="a68500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 8: OTHER ASSETS</div></div><div id="TextBlockContainer376" style="position:relative;line-height:normal;width:734px;height:175px;"><div id="div_374_XBRL_TS_d8303824c8874a5daf43f09bb34e5425" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer375" style="position:relative;line-height:normal;width:734px;height:175px;"><div id="a68504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Other Assets </div><div id="a68511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a68514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a68518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:28px;">April 30 </div><div id="a68520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:28px;">October 31 </div><div id="a68524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:41px;">2026 </div><div id="a68526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:41px;">2025 </div><div id="a68529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Accounts receivable and other items </div><div id="a68531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:547px;top:55px;">$ </div><div id="a68533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:55px;">7,892</div><div id="a68535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:55px;">$ </div><div id="a68537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:55px;">9,366</div><div id="a68540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Accrued interest </div><div id="a68543" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:68px;">5,326</div><div id="a68546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:68px;">5,674</div><div id="a68549" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Cheques and other items in transit </div><div id="a68552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:81px;">1,246</div><div id="a68555" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:81px;">–</div><div id="a68558" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:95px;">Current income tax receivable </div><div id="a68561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:95px;">4,496</div><div id="a68564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:95px;">3,849</div><div id="a68567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:108px;">Defined benefit asset </div><div id="a68569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:108px;"><div style="display:inline-block;width:3px"> </div></div><div id="a68571" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:108px;">1,092</div><div id="a68573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:108px;"><div style="display:inline-block;width:3px"> </div></div><div id="a68575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:108px;">1,111</div><div id="a68578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:122px;">Investments in other associates and joint<div style="display:inline-block;width:1px"> </div>ventures </div><div id="a68581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:122px;">5,288</div><div id="a68584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:122px;">5,237</div><div id="a68587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Prepaid expenses </div><div id="a68590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:135px;">1,926</div><div id="a68593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:135px;">1,815</div><div id="a68596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:149px;">Reinsurance contract assets </div><div id="a68599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:149px;">891</div><div id="a68602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:149px;">936</div><div id="a68605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:163px;">Total </div><div id="a68607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:547px;top:163px;">$ </div><div id="a68609" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:596px;top:163px;">28,157</div><div id="a68611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:163px;">$ </div><div id="a68613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:163px;">27,988</div></div></div></div> <div id="TextBlockContainer375" style="position:relative;line-height:normal;width:734px;height:175px;"><div id="a68504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Other Assets </div><div id="a68511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a68514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a68518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:28px;">April 30 </div><div id="a68520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:28px;">October 31 </div><div id="a68524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:41px;">2026 </div><div id="a68526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:41px;">2025 </div><div id="a68529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Accounts receivable and other items </div><div id="a68531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:547px;top:55px;">$ </div><div id="a68533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:55px;">7,892</div><div id="a68535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:55px;">$ </div><div id="a68537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:55px;">9,366</div><div id="a68540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Accrued interest </div><div id="a68543" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:68px;">5,326</div><div id="a68546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:68px;">5,674</div><div id="a68549" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Cheques and other items in transit </div><div id="a68552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:81px;">1,246</div><div id="a68555" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:81px;">–</div><div id="a68558" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:95px;">Current income tax receivable </div><div id="a68561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:95px;">4,496</div><div id="a68564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:95px;">3,849</div><div id="a68567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:108px;">Defined benefit asset </div><div id="a68569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:108px;"><div style="display:inline-block;width:3px"> </div></div><div id="a68571" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:108px;">1,092</div><div id="a68573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:108px;"><div style="display:inline-block;width:3px"> </div></div><div id="a68575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:108px;">1,111</div><div id="a68578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:122px;">Investments in other associates and joint<div style="display:inline-block;width:1px"> </div>ventures </div><div id="a68581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:122px;">5,288</div><div id="a68584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:122px;">5,237</div><div id="a68587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Prepaid expenses </div><div id="a68590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:135px;">1,926</div><div id="a68593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:135px;">1,815</div><div id="a68596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:149px;">Reinsurance contract assets </div><div id="a68599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:149px;">891</div><div id="a68602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:149px;">936</div><div id="a68605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:163px;">Total </div><div id="a68607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:547px;top:163px;">$ </div><div id="a68609" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:596px;top:163px;">28,157</div><div id="a68611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:163px;">$ </div><div id="a68613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:163px;">27,988</div></div> 7892000000 9366000000 5326000000 5674000000 1246000000 0 4496000000 3849000000 1092000000 1111000000 5288000000 5237000000 1926000000 1815000000 891000000 936000000 28157000000 27988000000 <div id="TextBlockContainer378" style="position:relative;line-height:normal;width:104px;height:13px;"><div id="a68629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 9: DEPOSITS</div></div><div id="TextBlockContainer380" style="position:relative;line-height:normal;width:715px;height:66px;"><div id="a68633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Demand deposits are those for which the Bank does not have the right to require notice prior to withdrawal, which<div style="display:inline-block;width:4px"> </div>primarily include business and government </div><div id="a68683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">chequing accounts. Notice deposits are those for which the Bank can legally require notice prior to withdrawal,<div style="display:inline-block;width:4px"> </div>which include both savings and chequing </div><div id="a68729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">accounts. Term<div style="display:inline-block;width:4px"> </div>deposits are payable on a given date of maturity with terms ranging from one day to ten years and generally include fixed term deposits, </div><div id="a68781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">guaranteed investment certificates, senior debt, and similar instruments. The aggregate amount of term deposits in<div style="display:inline-block;width:4px"> </div>denominations of $100,000 or more as at </div><div id="a68825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">April 30, 2026, was $</div><div id="a68825_21_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:98px;top:53px;">558</div><div id="a68825_24_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:115px;top:53px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a68825_54_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:245px;top:53px;">544</div><div id="a68825_57_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:262px;top:53px;"><div style="display:inline-block;width:3px"> </div>billion).</div></div><div id="TextBlockContainer383" style="position:relative;line-height:normal;width:734px;height:321px;"><div id="a68858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Deposits</div><div id="a68880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a68897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a68916" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:30px;">April 30 </div><div id="a68918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:30px;">October 31 </div><div id="a68923" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:314px;top:43px;">By Type </div><div id="a68926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:43px;">By Country </div><div id="a68930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:43px;">2026 </div><div id="a68932" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:43px;">2025 </div><div id="a68937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:57px;">Demand </div><div id="a68939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:252px;top:57px;">Notice </div><div id="a68942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:57px;">Term</div><div id="a68943" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:57px;">1</div><div id="a68947" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:57px;">Canada </div><div id="a68949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:57px;">United States </div><div id="a68951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:57px;">International </div><div id="a68955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:617px;top:57px;">Total </div><div id="a68958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:57px;">Total </div><div id="a68961" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:70px;">Personal </div><div id="a68963" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:70px;">$ </div><div id="a68965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:70px;">26,676</div><div id="a68967" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:70px;">$ </div><div id="a68969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:70px;">482,541</div><div id="a68971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:70px;">$ </div><div id="a68973" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:70px;">132,610</div><div id="a68976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:70px;">$ </div><div id="a68978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:70px;">356,908</div><div id="a68980" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:428px;top:70px;">$ </div><div id="a68982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:70px;">284,919</div><div id="a68984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:70px;">$ </div><div id="a68986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:562px;top:70px;">–</div><div id="a68989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:70px;">$ </div><div id="a68991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:70px;">641,827</div><div id="a68993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:70px;">$ </div><div id="a68995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:70px;">650,396</div><div id="a68998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Banks</div><div id="a69002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:83px;">10,771</div><div id="a69005" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:83px;">719</div><div id="a69008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:83px;">14,047</div><div id="a69012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:83px;">19,701</div><div id="a69015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:83px;">4,327</div><div id="a69018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:83px;">1,509</div><div id="a69022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:83px;">25,537</div><div id="a69025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:83px;">27,233</div><div id="a69028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:96px;">Business and government</div><div id="a69029" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:122px;top:96px;letter-spacing:-0.22px;">2 </div><div id="a69032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:96px;">163,464</div><div id="a69035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:96px;">192,166</div><div id="a69038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:96px;">220,437</div><div id="a69042" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:96px;">424,291</div><div id="a69045" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:96px;">150,653</div><div id="a69048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:96px;">1,123</div><div id="a69052" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:96px;">576,067</div><div id="a69055" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:96px;">589,475</div><div id="a69061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:110px;">200,911</div><div id="a69064" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:110px;">675,426</div><div id="a69067" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:110px;">367,094</div><div id="a69071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:110px;">800,900</div><div id="a69074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:110px;">439,899</div><div id="a69077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:110px;">2,632</div><div id="a69081" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:110px;">1,243,431</div><div id="a69084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:110px;">1,267,104</div><div id="a69087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:123px;">Trading</div><div id="a69091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:211px;top:123px;">–</div><div id="a69094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:123px;">–</div><div id="a69097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:123px;">39,308</div><div id="a69101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:123px;">26,909</div><div id="a69104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">5,513</div><div id="a69107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:123px;">6,886</div><div id="a69111" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:123px;">39,308</div><div id="a69114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:123px;">37,882</div><div id="a69117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:136px;">Designated at fair value through </div><div id="a69139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:149px;">profit or loss</div><div id="a69140" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:149px;">3 </div><div id="a69143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:211px;top:149px;">–</div><div id="a69146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:149px;">–</div><div id="a69149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:149px;">222,176</div><div id="a69153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:149px;">60,930</div><div id="a69156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:149px;">89,731</div><div id="a69159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:149px;">71,515</div><div id="a69163" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:149px;">222,176</div><div id="a69166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:149px;">197,336</div><div id="a69169" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:163px;">Total</div><div id="a69172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:163px;">$ </div><div id="a69174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:163px;">200,911</div><div id="a69176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:163px;">$ </div><div id="a69178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:163px;">675,426</div><div id="a69180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:163px;">$ </div><div id="a69182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:163px;">628,578</div><div id="a69185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:163px;">$ </div><div id="a69187" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:163px;">888,739</div><div id="a69189" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:428px;top:163px;">$ </div><div id="a69191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:163px;">535,143</div><div id="a69193" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:163px;">$ </div><div id="a69195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:163px;">81,033</div><div id="a69198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:163px;">$ </div><div id="a69200" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:163px;">1,504,915</div><div id="a69202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:163px;">$ </div><div id="a69204" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:163px;">1,502,322</div><div id="a69207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:177px;">Non-interest-bearing deposits </div><div id="a69233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:189px;">included above</div><div id="a69234" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:90px;top:189px;">4 </div><div id="a69255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:202px;">Canada </div><div id="a69271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:202px;">$ </div><div id="a69273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:202px;">61,038</div><div id="a69275" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:202px;">$ </div><div id="a69277" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:202px;">60,796</div><div id="a69280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:216px;">United States </div><div id="a69297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:216px;">71,653</div><div id="a69300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:216px;">73,364</div><div id="a69303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:229px;">International </div><div id="a69320" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:229px;">44</div><div id="a69323" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:229px;">1</div><div id="a69326" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:242px;">Interest-bearing deposits </div><div id="a69350" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:255px;">included above</div><div id="a69351" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:90px;top:255px;">4 </div><div id="a69372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:269px;">Canada </div><div id="a69389" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:269px;">827,701</div><div id="a69392" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:269px;">834,275</div><div id="a69395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:282px;">United States</div><div id="a69396" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:67px;top:282px;">5 </div><div id="a69413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:282px;">463,490</div><div id="a69416" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:282px;">468,328</div><div id="a69419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:295px;">International </div><div id="a69436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:295px;">80,989</div><div id="a69439" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:295px;">65,558</div><div id="a69442" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:309px;">Total</div><div id="a69443" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:31px;top:309px;">2,6</div><div id="a69459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:309px;">$ </div><div id="a69461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:309px;">1,504,915</div><div id="a69463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:309px;">$ </div><div id="a69465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:309px;">1,502,322</div></div><div id="TextBlockContainer388" style="position:relative;line-height:normal;width:723px;height:22px;"><div id="div_386_XBRL_TS_087d7a03c6e54120bbd4c075ef18f3ef" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer387" style="position:relative;line-height:normal;width:723px;height:22px;"><div id="a69468" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1 </div><div id="a69470" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">Includes $</div><div id="a69470_10_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:0px;">107.5</div><div id="a69470_15_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:69px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a69470_45_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:180px;top:0px;">104.3</div><div id="a69470_50_142" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion) of senior debt which is subject to the bank recapitalization “bail-in” regime. This regime provides<div style="display:inline-block;width:4px"> </div>certain statutory powers to the </div><div id="a69493" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:11px;">Canada Deposit Insurance Corporation, including the ability to convert specified eligible shares and liabilities into<div style="display:inline-block;width:4px"> </div>common shares in the event that the Bank becomes non-viable.</div></div></div></div><div id="TextBlockContainer391" style="position:relative;line-height:normal;width:716px;height:75px;"><div id="a69498" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">2 </div><div id="a69500" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">Includes $</div><div id="a69500_10_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:0px;">64.6</div><div id="a69500_14_62" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:64px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion relating to covered bondholders (October 31, 2025 – $</div><div id="a69500_76_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:299px;top:0px;">70.6</div><div id="a69500_80_11" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion). </div><div id="a69523" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:11px;">3</div><div id="a69524" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:11px;"><div style="display:inline-block;width:3px"> </div>Financial liabilities designated at FVTPL on the Consolidated Balance Sheet also include $</div><div id="a69524_91_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:11px;">327</div><div id="a69524_94_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:370px;top:11px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a69524_124_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:483px;top:11px;">299</div><div id="a69524_127_56" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:11px;"><div style="display:inline-block;width:2px"> </div>million) of loan commitments, financial guarantees and </div><div id="a69582" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:22px;">other liabilities designated at FVTPL.</div><div id="a69592" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:32px;">4</div><div id="a69593" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:32px;"><div style="display:inline-block;width:3px"> </div>The geographical splits of the deposits are based on the point of origin of the deposits. </div><div id="a69596" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:43px;">5</div><div id="a69597" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:43px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a69597_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:43px;">9.1</div><div id="a69597_14_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:59px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a69597_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:43px;">7.2</div><div id="a69597_47_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:183px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion) of U.S. federal funds deposited and $</div><div id="a69597_94_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:356px;top:43px;">4.1</div><div id="a69597_97_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:368px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a69597_127_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:479px;top:43px;">1.1</div><div id="a69597_130_49" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:43px;"><div style="display:inline-block;width:3px"> </div>billion) of deposits and advances with the FHLB.</div><div id="a69627" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:53px;">6</div><div id="a69628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:54px;"><div style="display:inline-block;width:3px"> </div>Includes deposits of $</div><div id="a69628_23_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:91px;top:54px;">804.5</div><div id="a69628_28_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:113px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a69628_58_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:224px;top:54px;">807.7</div><div id="a69628_63_43" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:246px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion) denominated in U.S. dollars and $</div><div id="a69628_106_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:407px;top:54px;">114.6</div><div id="a69628_111_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:428px;top:54px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a69628_141_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:54px;">111.1</div><div id="a69628_146_39" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:561px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion) denominated in other foreign </div><div id="a69691" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:64px;">currencies.</div></div> 558000000000 544000000000 <div id="TextBlockContainer384" style="position:relative;line-height:normal;width:734px;height:321px;"><div id="div_382_XBRL_TS_a2cfc6604b6d47d09bbce108ac257b4a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer383" style="position:relative;line-height:normal;width:734px;height:321px;"><div id="a68858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Deposits</div><div id="a68880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a68897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a68916" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:30px;">April 30 </div><div id="a68918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:30px;">October 31 </div><div id="a68923" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:314px;top:43px;">By Type </div><div id="a68926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:43px;">By Country </div><div id="a68930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:43px;">2026 </div><div id="a68932" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:43px;">2025 </div><div id="a68937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:57px;">Demand </div><div id="a68939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:252px;top:57px;">Notice </div><div id="a68942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:57px;">Term</div><div id="a68943" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:57px;">1</div><div id="a68947" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:57px;">Canada </div><div id="a68949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:57px;">United States </div><div id="a68951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:57px;">International </div><div id="a68955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:617px;top:57px;">Total </div><div id="a68958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:57px;">Total </div><div id="a68961" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:70px;">Personal </div><div id="a68963" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:70px;">$ </div><div id="a68965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:70px;">26,676</div><div id="a68967" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:70px;">$ </div><div id="a68969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:70px;">482,541</div><div id="a68971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:70px;">$ </div><div id="a68973" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:70px;">132,610</div><div id="a68976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:70px;">$ </div><div id="a68978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:70px;">356,908</div><div id="a68980" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:428px;top:70px;">$ </div><div id="a68982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:70px;">284,919</div><div id="a68984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:70px;">$ </div><div id="a68986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:562px;top:70px;">–</div><div id="a68989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:70px;">$ </div><div id="a68991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:70px;">641,827</div><div id="a68993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:70px;">$ </div><div id="a68995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:70px;">650,396</div><div id="a68998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Banks</div><div id="a69002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:83px;">10,771</div><div id="a69005" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:83px;">719</div><div id="a69008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:83px;">14,047</div><div id="a69012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:83px;">19,701</div><div id="a69015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:83px;">4,327</div><div id="a69018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:83px;">1,509</div><div id="a69022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:83px;">25,537</div><div id="a69025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:83px;">27,233</div><div id="a69028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:96px;">Business and government</div><div id="a69029" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:122px;top:96px;letter-spacing:-0.22px;">2 </div><div id="a69032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:96px;">163,464</div><div id="a69035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:96px;">192,166</div><div id="a69038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:96px;">220,437</div><div id="a69042" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:96px;">424,291</div><div id="a69045" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:96px;">150,653</div><div id="a69048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:96px;">1,123</div><div id="a69052" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:96px;">576,067</div><div id="a69055" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:96px;">589,475</div><div id="a69061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:110px;">200,911</div><div id="a69064" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:110px;">675,426</div><div id="a69067" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:110px;">367,094</div><div id="a69071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:110px;">800,900</div><div id="a69074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:110px;">439,899</div><div id="a69077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:110px;">2,632</div><div id="a69081" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:110px;">1,243,431</div><div id="a69084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:110px;">1,267,104</div><div id="a69087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:123px;">Trading</div><div id="a69091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:211px;top:123px;">–</div><div id="a69094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:123px;">–</div><div id="a69097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:123px;">39,308</div><div id="a69101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:123px;">26,909</div><div id="a69104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">5,513</div><div id="a69107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:123px;">6,886</div><div id="a69111" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:123px;">39,308</div><div id="a69114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:123px;">37,882</div><div id="a69117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:136px;">Designated at fair value through </div><div id="a69139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:149px;">profit or loss</div><div id="a69140" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:149px;">3 </div><div id="a69143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:211px;top:149px;">–</div><div id="a69146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:149px;">–</div><div id="a69149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:149px;">222,176</div><div id="a69153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:149px;">60,930</div><div id="a69156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:149px;">89,731</div><div id="a69159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:149px;">71,515</div><div id="a69163" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:149px;">222,176</div><div id="a69166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:149px;">197,336</div><div id="a69169" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:163px;">Total</div><div id="a69172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:163px;">$ </div><div id="a69174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:163px;">200,911</div><div id="a69176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:163px;">$ </div><div id="a69178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:163px;">675,426</div><div id="a69180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:163px;">$ </div><div id="a69182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:163px;">628,578</div><div id="a69185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:163px;">$ </div><div id="a69187" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:163px;">888,739</div><div id="a69189" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:428px;top:163px;">$ </div><div id="a69191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:163px;">535,143</div><div id="a69193" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:163px;">$ </div><div id="a69195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:163px;">81,033</div><div id="a69198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:163px;">$ </div><div id="a69200" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:163px;">1,504,915</div><div id="a69202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:163px;">$ </div><div id="a69204" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:163px;">1,502,322</div><div id="a69207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:177px;">Non-interest-bearing deposits </div><div id="a69233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:189px;">included above</div><div id="a69234" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:90px;top:189px;">4 </div><div id="a69255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:202px;">Canada </div><div id="a69271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:202px;">$ </div><div id="a69273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:202px;">61,038</div><div id="a69275" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:202px;">$ </div><div id="a69277" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:202px;">60,796</div><div id="a69280" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:216px;">United States </div><div id="a69297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:216px;">71,653</div><div id="a69300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:216px;">73,364</div><div id="a69303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:229px;">International </div><div id="a69320" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:229px;">44</div><div id="a69323" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:229px;">1</div><div id="a69326" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:242px;">Interest-bearing deposits </div><div id="a69350" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:255px;">included above</div><div id="a69351" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:90px;top:255px;">4 </div><div id="a69372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:269px;">Canada </div><div id="a69389" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:269px;">827,701</div><div id="a69392" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:269px;">834,275</div><div id="a69395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:282px;">United States</div><div id="a69396" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:67px;top:282px;">5 </div><div id="a69413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:282px;">463,490</div><div id="a69416" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:282px;">468,328</div><div id="a69419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:295px;">International </div><div id="a69436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:295px;">80,989</div><div id="a69439" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:295px;">65,558</div><div id="a69442" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:309px;">Total</div><div id="a69443" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:31px;top:309px;">2,6</div><div id="a69459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:309px;">$ </div><div id="a69461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:309px;">1,504,915</div><div id="a69463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:309px;">$ </div><div id="a69465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:309px;">1,502,322</div></div></div></div><div id="TextBlockContainer387" style="position:relative;line-height:normal;width:723px;height:22px;"><div id="a69468" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1 </div><div id="a69470" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">Includes $</div><div id="a69470_10_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:0px;">107.5</div><div id="a69470_15_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:69px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a69470_45_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:180px;top:0px;">104.3</div><div id="a69470_50_142" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion) of senior debt which is subject to the bank recapitalization “bail-in” regime. This regime provides<div style="display:inline-block;width:4px"> </div>certain statutory powers to the </div><div id="a69493" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:11px;">Canada Deposit Insurance Corporation, including the ability to convert specified eligible shares and liabilities into<div style="display:inline-block;width:4px"> </div>common shares in the event that the Bank becomes non-viable.</div></div><div id="TextBlockContainer392" style="position:relative;line-height:normal;width:716px;height:75px;"><div id="div_390_XBRL_TS_f46c63a2330e4897845af441ef78616d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer391" style="position:relative;line-height:normal;width:716px;height:75px;"><div id="a69498" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">2 </div><div id="a69500" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">Includes $</div><div id="a69500_10_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:0px;">64.6</div><div id="a69500_14_62" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:64px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion relating to covered bondholders (October 31, 2025 – $</div><div id="a69500_76_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:299px;top:0px;">70.6</div><div id="a69500_80_11" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion). </div><div id="a69523" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:11px;">3</div><div id="a69524" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:11px;"><div style="display:inline-block;width:3px"> </div>Financial liabilities designated at FVTPL on the Consolidated Balance Sheet also include $</div><div id="a69524_91_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:11px;">327</div><div id="a69524_94_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:370px;top:11px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a69524_124_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:483px;top:11px;">299</div><div id="a69524_127_56" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:11px;"><div style="display:inline-block;width:2px"> </div>million) of loan commitments, financial guarantees and </div><div id="a69582" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:22px;">other liabilities designated at FVTPL.</div><div id="a69592" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:32px;">4</div><div id="a69593" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:32px;"><div style="display:inline-block;width:3px"> </div>The geographical splits of the deposits are based on the point of origin of the deposits. </div><div id="a69596" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:43px;">5</div><div id="a69597" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:43px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a69597_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:43px;">9.1</div><div id="a69597_14_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:59px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a69597_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:43px;">7.2</div><div id="a69597_47_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:183px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion) of U.S. federal funds deposited and $</div><div id="a69597_94_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:356px;top:43px;">4.1</div><div id="a69597_97_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:368px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a69597_127_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:479px;top:43px;">1.1</div><div id="a69597_130_49" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:43px;"><div style="display:inline-block;width:3px"> </div>billion) of deposits and advances with the FHLB.</div><div id="a69627" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:53px;">6</div><div id="a69628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:54px;"><div style="display:inline-block;width:3px"> </div>Includes deposits of $</div><div id="a69628_23_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:91px;top:54px;">804.5</div><div id="a69628_28_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:113px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a69628_58_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:224px;top:54px;">807.7</div><div id="a69628_63_43" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:246px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion) denominated in U.S. dollars and $</div><div id="a69628_106_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:407px;top:54px;">114.6</div><div id="a69628_111_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:428px;top:54px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a69628_141_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:54px;">111.1</div><div id="a69628_146_39" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:561px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion) denominated in other foreign </div><div id="a69691" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:64px;">currencies.</div></div></div></div> 26676000000 482541000000 132610000000 356908000000 284919000000 0 641827000000 650396000000 10771000000 719000000 14047000000 19701000000 4327000000 1509000000 25537000000 27233000000 163464000000 192166000000 220437000000 424291000000 150653000000 1123000000 576067000000 589475000000 200911000000 675426000000 367094000000 800900000000 439899000000 2632000000 1243431000000 1267104000000 0 0 39308000000 26909000000 5513000000 6886000000 39308000000 37882000000 0 0 222176000000 60930000000 89731000000 71515000000 222176000000 197336000000 200911000000 675426000000 628578000000 888739000000 535143000000 81033000000 1504915000000 1502322000000 61038000000 60796000000 71653000000 73364000000 44000000 1000000 827701000000 834275000000 463490000000 468328000000 80989000000 65558000000 1504915000000 1502322000000 107500000000 104300000000 64600000000 70600000000 327000000 299000000 9100000000 7200000000 4100000000 1100000000 804500000000 807700000000 114600000000 111100000000 <div id="TextBlockContainer394" style="position:relative;line-height:normal;width:154px;height:13px;"><div id="a69695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 10: OTHER LIABILITIES</div></div><div id="TextBlockContainer397" style="position:relative;line-height:normal;width:734px;height:206px;"><div id="a69700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Other Liabilities </div><div id="a69707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a69710" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:14px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a69715" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:599px;top:28px;">April 30 </div><div id="a69717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:28px;">October 31 </div><div id="a69722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:614px;top:41px;">2026 </div><div id="a69725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:41px;">2025 </div><div id="a69728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:56px;">Accounts payable, accrued expenses, and<div style="display:inline-block;width:1px"> </div>other items </div><div id="a69730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:56px;">$ </div><div id="a69732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:56px;">8,507</div><div id="a69734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:56px;">$ </div><div id="a69736" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:56px;">8,954</div><div id="a69739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Accrued interest </div><div id="a69742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:69px;">4,077</div><div id="a69745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:69px;">4,652</div><div id="a69748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Accrued salaries and employee benefits </div><div id="a69751" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:83px;">5,929</div><div id="a69754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:83px;">7,313</div><div id="a69757" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:97px;">Cheques and other items in transit </div><div id="a69760" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:97px;">–</div><div id="a69763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:97px;">255</div><div id="a69766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:110px;">Current income tax payable </div><div id="a69769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:110px;">216</div><div id="a69772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:110px;">296</div><div id="a69775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:124px;">Deferred tax liabilities </div><div id="a69778" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:124px;">288</div><div id="a69781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:124px;">303</div><div id="a69784" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:138px;">Defined benefit liability </div><div id="a69787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:138px;">1,341</div><div id="a69790" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:138px;">1,372</div><div id="a69793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:152px;">Lease liabilities </div><div id="a69796" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:152px;">5,290</div><div id="a69799" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:152px;">5,352</div><div id="a69802" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:166px;">Liabilities related to structured entities </div><div id="a69805" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:166px;">3,885</div><div id="a69808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:166px;">4,008</div><div id="a69811" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:180px;">Provisions </div><div id="a69814" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:180px;">1,611</div><div id="a69817" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:180px;">1,735</div><div id="a69820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:194px;">Total </div><div id="a69822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:194px;">$ </div><div id="a69824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:194px;">31,144</div><div id="a69826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:194px;">$ </div><div id="a69828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:680px;top:194px;">34,240</div></div> <div id="TextBlockContainer398" style="position:relative;line-height:normal;width:734px;height:206px;"><div id="div_396_XBRL_TS_040dd86190b84f188b7b832edeebaa9d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer397" style="position:relative;line-height:normal;width:734px;height:206px;"><div id="a69700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Other Liabilities </div><div id="a69707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a69710" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:14px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a69715" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:599px;top:28px;">April 30 </div><div id="a69717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:28px;">October 31 </div><div id="a69722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:614px;top:41px;">2026 </div><div id="a69725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:41px;">2025 </div><div id="a69728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:56px;">Accounts payable, accrued expenses, and<div style="display:inline-block;width:1px"> </div>other items </div><div id="a69730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:56px;">$ </div><div id="a69732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:56px;">8,507</div><div id="a69734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:56px;">$ </div><div id="a69736" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:56px;">8,954</div><div id="a69739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Accrued interest </div><div id="a69742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:69px;">4,077</div><div id="a69745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:69px;">4,652</div><div id="a69748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Accrued salaries and employee benefits </div><div id="a69751" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:83px;">5,929</div><div id="a69754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:83px;">7,313</div><div id="a69757" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:97px;">Cheques and other items in transit </div><div id="a69760" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:97px;">–</div><div id="a69763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:97px;">255</div><div id="a69766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:110px;">Current income tax payable </div><div id="a69769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:110px;">216</div><div id="a69772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:110px;">296</div><div id="a69775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:124px;">Deferred tax liabilities </div><div id="a69778" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:124px;">288</div><div id="a69781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:124px;">303</div><div id="a69784" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:138px;">Defined benefit liability </div><div id="a69787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:138px;">1,341</div><div id="a69790" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:138px;">1,372</div><div id="a69793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:152px;">Lease liabilities </div><div id="a69796" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:152px;">5,290</div><div id="a69799" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:152px;">5,352</div><div id="a69802" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:166px;">Liabilities related to structured entities </div><div id="a69805" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:166px;">3,885</div><div id="a69808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:166px;">4,008</div><div id="a69811" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:180px;">Provisions </div><div id="a69814" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:180px;">1,611</div><div id="a69817" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:180px;">1,735</div><div id="a69820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:194px;">Total </div><div id="a69822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:194px;">$ </div><div id="a69824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:194px;">31,144</div><div id="a69826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:194px;">$ </div><div id="a69828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:680px;top:194px;">34,240</div></div></div></div> 8507000000 8954000000 4077000000 4652000000 5929000000 7313000000 0 255000000 216000000 296000000 288000000 303000000 1341000000 1372000000 5290000000 5352000000 3885000000 4008000000 1611000000 1735000000 31144000000 34240000000 <div id="TextBlockContainer400" style="position:relative;line-height:normal;width:273px;height:13px;"><div id="a69844" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 11: SUBORDINATED NOTES AND DEBENTURES</div></div><div id="TextBlockContainer402" style="position:relative;line-height:normal;width:732px;height:79px;"><div id="a69849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Issuances </div><div id="a69853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On April 30, 2026, the Bank issued $</div><div id="a69853_36_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:13px;">1</div><div id="a69853_37_127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:172px;top:13px;"><div style="display:inline-block;width:3px"> </div>billion of Non-Viability Contingent Capital (NVCC)<div style="display:inline-block;width:1px"> </div>fixed rate reset notes constituting subordinated<div style="display:inline-block;width:1px"> </div>indebtedness of the Bank, </div><div id="a69862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">maturing on June 16, 2036. The notes will<div style="display:inline-block;width:1px"> </div>bear interest at a fixed rate of </div><div id="a69862_75_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:325px;top:27px;">4.208</div><div id="a69862_80_71" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:27px;">% per annum (paid semi-annually) until<div style="display:inline-block;width:1px"> </div>June 16, 2031, and at the Daily </div><div id="a69871" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">Compounded Canadian Overnight Repo Rate<div style="display:inline-block;width:1px"> </div>Average plus </div><div id="a69871_53_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:270px;top:40px;">1.270</div><div id="a69871_58_96" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:295px;top:40px;">% thereafter (paid quarterly) until maturity<div style="display:inline-block;width:1px"> </div>on June 16, 2036. With prior approval of<div style="display:inline-block;width:1px"> </div>OSFI, the </div><div id="a69877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Bank may, at its option, redeem the notes on or after June 16, 2031,<div style="display:inline-block;width:1px"> </div>in whole or in part, at par plus accrued and unpaid<div style="display:inline-block;width:1px"> </div>interest on not more than </div><div id="a69877_147_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:53px;">60</div><div id="a69877_149_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:53px;"><div style="display:inline-block;width:3px"> </div>nor less than </div><div id="a69881" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">10</div><div id="a69881_2_25" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:67px;"><div style="display:inline-block;width:3px"> </div>days' notice to holders.</div></div><div id="TextBlockContainer404" style="position:relative;line-height:normal;width:712px;height:53px;"><div id="a69884" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Redemptions </div><div id="a69886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On March 4, 2026, the Bank redeemed all of<div style="display:inline-block;width:1px"> </div>its outstanding $</div><div id="a69886_60_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:276px;top:13px;">1.25</div><div id="a69886_64_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:13px;"><div style="display:inline-block;width:3px"> </div>billion </div><div id="a69886_73_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:327px;top:13px;">4.859</div><div id="a69886_78_71" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:352px;top:13px;">% NVCC subordinated notes due March 4,<div style="display:inline-block;width:1px"> </div>2031, constituting subordinated </div><div id="a69934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">indebtedness of the Bank, at a redemption price<div style="display:inline-block;width:1px"> </div>of </div><div id="a69934_51_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:230px;top:27px;">100</div><div id="a69934_54_105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:247px;top:27px;"><div style="display:inline-block;width:3px"> </div>per cent of the principal amount, plus accrued<div style="display:inline-block;width:1px"> </div>and unpaid interest up to, but excluding,<div style="display:inline-block;width:1px"> </div>the redemption </div><div id="a69988" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">date.</div></div> 1000000000 0.04208 0.01270 P60D P10D 1250000000 0.04859 1 <div id="TextBlockContainer406" style="position:relative;line-height:normal;width:96px;height:13px;"><div id="a69993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 12: EQUITY</div></div><div id="TextBlockContainer410" style="position:relative;line-height:normal;width:719px;height:26px;"><div id="div_408_XBRL_TS_27e4649fd5e843349b8f74daf00730db" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer409" style="position:relative;line-height:normal;width:719px;height:26px;"><div id="a69997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the changes<div style="display:inline-block;width:1px"> </div>to the shares and other equity instruments<div style="display:inline-block;width:1px"> </div>issued and outstanding,<div style="display:inline-block;width:2px"> </div>and treasury instruments held as at and<div style="display:inline-block;width:1px"> </div>for the </div><div id="a70010" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">three and six months ended April 30, 2026 and<div style="display:inline-block;width:1px"> </div>April 30, 2025.</div></div></div></div><div id="TextBlockContainer414" style="position:relative;line-height:normal;width:729px;height:438px;"><div id="div_412_XBRL_TS_41356f5de4564775a8a62186f0876ec7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer413" style="position:relative;line-height:normal;width:729px;height:438px;"><div id="a70029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Shares and Other Equity Instruments<div style="display:inline-block;width:1px"> </div>Issued and Outstanding and Treasury Instruments<div style="display:inline-block;width:1px"> </div>Held </div><div id="a70032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(thousands of shares or other equity instruments </div><div id="a70049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:22px;">and millions of Canadian dollars) </div><div id="a70051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:356px;top:22px;">For the three months ended </div><div id="a70054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:603px;top:22px;">For the six months ended </div><div id="a70057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:34px;"><div style="display:inline-block;width:3px"> </div></div><div id="a70059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:34px;">April 30, 2026 </div><div id="a70061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:417px;top:34px;">April 30, 2025 </div><div id="a70064" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:534px;top:34px;">April 30, 2026 </div><div id="a70066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:34px;">April 30, 2025 </div><div id="a70071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:45px;">Number </div><div id="a70075" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:389px;top:45px;">Number </div><div id="a70080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:45px;">Number </div><div id="a70084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:45px;">Number </div><div id="a70091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:55px;">of shares </div><div id="a70094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:55px;">Amount </div><div id="a70096" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:55px;">of shares </div><div id="a70099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:55px;">Amount </div><div id="a70102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:55px;">of shares </div><div id="a70105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:55px;">Amount </div><div id="a70107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:55px;">of shares </div><div id="a70110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:682px;top:55px;">Amount </div><div id="a70113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:67px;">Common Shares </div><div id="a70129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:77px;">Balance as at beginning of period </div><div id="a70131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:77px;">1,671,278</div><div id="a70133" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:77px;">$ </div><div id="a70135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:77px;">24,551</div><div id="a70137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:77px;">1,752,200</div><div id="a70139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:77px;">$ </div><div id="a70141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:77px;">25,528</div><div id="a70144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:77px;">1,689,496</div><div id="a70146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:77px;">$ </div><div id="a70148" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:77px;">24,727</div><div id="a70150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:77px;">1,750,272</div><div id="a70152" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:77px;">$ </div><div id="a70154" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:77px;">25,373</div><div id="a70157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:89px;">Proceeds from shares issued on exercise </div><div id="a70174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:100px;">of stock options </div><div id="a70176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:100px;">488</div><div id="a70179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:351px;top:100px;">42</div><div id="a70181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:100px;">592</div><div id="a70184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:100px;">44</div><div id="a70187" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:100px;">1,696</div><div id="a70190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:582px;top:100px;">150</div><div id="a70192" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:100px;">945</div><div id="a70195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:100px;">69</div><div id="a70198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:111px;">Shares issued as a result of dividend </div><div id="a70215" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:122px;">reinvestment plan </div><div id="a70217" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:122px;">–</div><div id="a70220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:122px;">–</div><div id="a70222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:122px;">–</div><div id="a70225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:122px;">–</div><div id="a70228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:122px;">–</div><div id="a70231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:122px;">–</div><div id="a70233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:122px;">1,575</div><div id="a70236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:122px;">130</div><div id="a70239" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:133px;">Purchase of shares for cancellation and other </div><div id="a70241" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:270px;top:133px;display:flex;">(19,346)</div><div id="a70244" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:133px;display:flex;">(284)</div><div id="a70246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:133px;display:flex;">(30,001)</div><div id="a70249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:456px;top:133px;display:flex;">(436)</div><div id="a70252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:133px;display:flex;">(38,772)</div><div id="a70255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:133px;display:flex;">(568)</div><div id="a70257" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:133px;display:flex;">(30,001)</div><div id="a70260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:133px;display:flex;">(436)</div><div id="a70263" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:145px;">Balance as at end of period – common shares </div><div id="a70268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:145px;">1,652,420</div><div id="a70270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:145px;">$ </div><div id="a70272" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:145px;">24,309</div><div id="a70274" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:145px;">1,722,791</div><div id="a70276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:145px;">$ </div><div id="a70278" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:145px;">25,136</div><div id="a70281" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:145px;">1,652,420</div><div id="a70283" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:145px;">$ </div><div id="a70285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:145px;">24,309</div><div id="a70287" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:145px;">1,722,791</div><div id="a70289" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:145px;">$ </div><div id="a70291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:145px;">25,136</div><div id="a70294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:157px;">Preferred Shares and Other Equity Instruments </div><div id="a70310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:7px;top:168px;">Preferred Shares – Class A </div><div id="a70329" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:179px;">Balance as at beginning of period </div><div id="a70331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:179px;">49,650</div><div id="a70333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:179px;">$ </div><div id="a70335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:179px;">2,850</div><div id="a70337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:179px;">71,650</div><div id="a70339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:179px;">$ </div><div id="a70341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:179px;">3,400</div><div id="a70344" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:179px;">49,650</div><div id="a70346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:179px;">$ </div><div id="a70348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:179px;">2,850</div><div id="a70350" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:179px;">91,650</div><div id="a70352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:179px;">$ </div><div id="a70354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:179px;">3,900</div><div id="a70357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:191px;">Redemption of shares </div><div id="a70359" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:191px;">–</div><div id="a70362" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:191px;">–</div><div id="a70364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:191px;">–</div><div id="a70367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:191px;">–</div><div id="a70370" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:191px;">–</div><div id="a70373" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:191px;">–</div><div id="a70375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:191px;display:flex;">(20,000)</div><div id="a70378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:191px;display:flex;">(500)</div><div id="a70381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:203px;">Balance as at end of period </div><div id="a70383" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:203px;">49,650</div><div id="a70385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:203px;">$ </div><div id="a70387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:203px;">2,850</div><div id="a70389" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:203px;">71,650</div><div id="a70391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:203px;">$ </div><div id="a70393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:203px;">3,400</div><div id="a70396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:203px;">49,650</div><div id="a70398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:203px;">$ </div><div id="a70400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:203px;">2,850</div><div id="a70402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:203px;">71,650</div><div id="a70404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:203px;">$ </div><div id="a70406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:203px;">3,400</div><div id="a70409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:7px;top:215px;">Other Equity Instruments</div><div id="a70410" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:127px;top:214px;">1</div><div id="a70426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:226px;">Balance as at beginning of period </div><div id="a70428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:226px;">7,251</div><div id="a70430" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:226px;">$ </div><div id="a70432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:226px;">8,775</div><div id="a70434" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:226px;">6,501</div><div id="a70436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:226px;">$ </div><div id="a70438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:226px;">7,738</div><div id="a70441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:226px;">7,251</div><div id="a70443" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:226px;">$ </div><div id="a70445" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:226px;">8,775</div><div id="a70447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:226px;">5,751</div><div id="a70449" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:226px;">$ </div><div id="a70451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:226px;">6,988</div><div id="a70454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:238px;">Issue of limited recourse capital notes </div><div id="a70456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:238px;">–</div><div id="a70459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:238px;">–</div><div id="a70461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:238px;">–</div><div id="a70464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:238px;">–</div><div id="a70467" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:238px;">–</div><div id="a70470" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:238px;">–</div><div id="a70472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:238px;">750</div><div id="a70475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:238px;">750</div><div id="a70478" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:250px;">Balance as at end of period </div><div id="a70480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:250px;">7,251</div><div id="a70483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:250px;">8,775</div><div id="a70485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:250px;">6,501</div><div id="a70488" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:250px;">7,738</div><div id="a70491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:250px;">7,251</div><div id="a70494" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:250px;">8,775</div><div id="a70496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:250px;">6,501</div><div id="a70499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:250px;">7,738</div><div id="a70502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:262px;">Balance as at end of period – preferred<div style="display:inline-block;width:1px"> </div>shares </div><div id="a70522" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:272px;">and other equity instruments </div><div id="a70524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:272px;">56,901</div><div id="a70526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:272px;">$ </div><div id="a70528" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:272px;">11,625</div><div id="a70530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:272px;">78,151</div><div id="a70532" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:272px;">$ </div><div id="a70534" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:272px;">11,138</div><div id="a70537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:272px;">56,901</div><div id="a70539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:272px;">$ </div><div id="a70541" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:272px;">11,625</div><div id="a70543" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:272px;">78,151</div><div id="a70545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:272px;">$ </div><div id="a70547" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:272px;">11,138</div><div id="a70550" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:285px;">Treasury – common shares</div><div id="a70554" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:137px;top:285px;">2</div><div id="a70570" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:296px;">Balance as at beginning of period </div><div id="a70572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:296px;">41</div><div id="a70574" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:296px;">$ </div><div id="a70576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:296px;display:flex;">(5)</div><div id="a70578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:296px;">458</div><div id="a70580" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:296px;">$ </div><div id="a70582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:296px;display:flex;">(38)</div><div id="a70585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:296px;">–</div><div id="a70587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:296px;">$ </div><div id="a70589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:296px;">–</div><div id="a70591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:296px;">213</div><div id="a70593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:296px;">$ </div><div id="a70595" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:296px;display:flex;">(17)</div><div id="a70598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:308px;">Purchase of shares<div style="display:inline-block;width:2px"> </div></div><div id="a70600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:308px;">21,888</div><div id="a70603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:330px;top:308px;display:flex;">(2,899)</div><div id="a70605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:308px;">34,066</div><div id="a70608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:447px;top:308px;display:flex;">(2,880)</div><div id="a70611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:308px;">48,916</div><div id="a70614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:308px;display:flex;">(6,213)</div><div id="a70616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:308px;">78,941</div><div id="a70619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:308px;display:flex;">(6,384)</div><div id="a70622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:319px;">Sale of shares </div><div id="a70624" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:270px;top:319px;display:flex;">(21,560)</div><div id="a70627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:319px;">2,844</div><div id="a70629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:319px;display:flex;">(34,211)</div><div id="a70632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:319px;">2,892</div><div id="a70635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:319px;display:flex;">(48,547)</div><div id="a70638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:319px;">6,153</div><div id="a70640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:319px;display:flex;">(78,841)</div><div id="a70643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:319px;">6,375</div><div id="a70646" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:331px;">Balance as at end of period – treasury </div><div id="a70666" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:342px;">– common shares </div><div id="a70670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:342px;">369</div><div id="a70672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:342px;">$ </div><div id="a70674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:342px;display:flex;">(60)</div><div id="a70676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:342px;">313</div><div id="a70678" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:342px;">$ </div><div id="a70680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:342px;display:flex;">(26)</div><div id="a70683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:528px;top:342px;">369</div><div id="a70685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:342px;">$ </div><div id="a70687" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:342px;display:flex;">(60)</div><div id="a70689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:342px;">313</div><div id="a70691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:342px;">$ </div><div id="a70693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:342px;display:flex;">(26)</div><div id="a70696" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:355px;">Treasury – preferred shares and </div><div id="a70716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:366px;">other equity instruments</div><div id="a70717" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:132px;top:366px;">2</div><div id="a70733" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:378px;">Balance as at beginning of period </div><div id="a70735" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:378px;">11</div><div id="a70737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:378px;">$ </div><div id="a70739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:378px;display:flex;">(11)</div><div id="a70741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:378px;">549</div><div id="a70743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:378px;">$ </div><div id="a70745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:378px;display:flex;">(51)</div><div id="a70748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:534px;top:378px;">29</div><div id="a70750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:378px;">$ </div><div id="a70752" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:587px;top:378px;display:flex;">(4)</div><div id="a70754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:378px;">163</div><div id="a70756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:378px;">$ </div><div id="a70758" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:378px;display:flex;">(18)</div><div id="a70761" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:390px;">Purchase of shares and other equity instruments<div style="display:inline-block;width:1px"> </div></div><div id="a70763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:390px;">347</div><div id="a70766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:390px;display:flex;">(353)</div><div id="a70768" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:390px;">989</div><div id="a70771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:456px;top:390px;display:flex;">(267)</div><div id="a70774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:528px;top:390px;">569</div><div id="a70777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:390px;display:flex;">(515)</div><div id="a70779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:390px;">3,442</div><div id="a70782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:390px;display:flex;">(1,387)</div><div id="a70785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:401px;">Sale of shares and other equity instruments </div><div id="a70787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:401px;display:flex;">(333)</div><div id="a70790" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:345px;top:401px;">350</div><div id="a70792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:401px;display:flex;">(1,397)</div><div id="a70795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:462px;top:401px;">290</div><div id="a70798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:522px;top:401px;display:flex;">(573)</div><div id="a70801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:582px;top:401px;">505</div><div id="a70803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:401px;display:flex;">(3,464)</div><div id="a70806" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:401px;">1,377</div><div id="a70809" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:414px;">Balance as at end of period – treasury </div><div id="a70829" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:425px;">– preferred shares and other equity<div style="display:inline-block;width:1px"> </div>instruments </div><div id="a70833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:425px;">25</div><div id="a70835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:425px;">$ </div><div id="a70837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:425px;display:flex;">(14)</div><div id="a70839" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:425px;">141</div><div id="a70841" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:425px;">$ </div><div id="a70843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:425px;display:flex;">(28)</div><div id="a70846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:534px;top:425px;">25</div><div id="a70848" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:425px;">$ </div><div id="a70850" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:425px;display:flex;">(14)</div><div id="a70852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:425px;">141</div><div id="a70854" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:425px;">$ </div><div id="a70856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:425px;display:flex;">(28)</div></div></div></div><div id="TextBlockContainer417" style="position:relative;line-height:normal;width:698px;height:32px;"><div id="a70860_1_90" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For Other Equity Instruments, the number of shares represents the number of notes issued. </div><div id="a70889" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a70890" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>When the Bank purchases its own equity instruments as part of its trading business, they are classified as treasury<div style="display:inline-block;width:4px"> </div>instruments and the cost of these instruments is recorded as a </div><div id="a70951" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">reduction in equity.</div></div><div id="TextBlockContainer420" style="position:relative;line-height:normal;width:730px;height:39px;"><div id="a70958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">DIVIDENDS </div><div id="a70960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On May 27, 2026, the Board approved a dividend<div style="display:inline-block;width:1px"> </div>in an amount of one dollar and twelve<div style="display:inline-block;width:1px"> </div>cents ($</div><div id="a70960_93_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:13px;">1.12</div><div id="a70960_97_63" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:13px;">) per fully paid common share in the<div style="display:inline-block;width:1px"> </div>capital stock of the Bank </div><div id="a71026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">for the quarter ending July 31, 2026, payable<div style="display:inline-block;width:1px"> </div>on and after July 31, 2026, to shareholders<div style="display:inline-block;width:1px"> </div>of record at the close of business on July<div style="display:inline-block;width:1px"> </div>10, 2026.</div></div><div id="TextBlockContainer422" style="position:relative;line-height:normal;width:732px;height:119px;"><div id="a71086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">DIVIDEND REINVESTMENT PLAN </div><div id="a71088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank offers a Dividend Reinvestment Plan<div style="display:inline-block;width:1px"> </div>(DRIP) for its common shareholders.<div style="display:inline-block;width:1px"> </div>Participation in the plan is optional and<div style="display:inline-block;width:1px"> </div>under the terms of the plan, cash </div><div id="a71140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">dividends on common shares are used<div style="display:inline-block;width:1px"> </div>to purchase additional common shares. At<div style="display:inline-block;width:1px"> </div>the option of the Bank, the common shares<div style="display:inline-block;width:1px"> </div>may be issued from treasury at an </div><div id="a71194" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">average market price based on the last five<div style="display:inline-block;width:1px"> </div>trading days before the date of the dividend<div style="display:inline-block;width:1px"> </div>payment, with a discount of between </div><div id="a71194_125_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:40px;">0</div><div id="a71194_126_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:40px;">% to </div><div id="a71194_131_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:586px;top:40px;">5</div><div id="a71194_132_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:40px;">% at the Bank’s discretion or </div><div id="a71254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">purchased from the open market at market<div style="display:inline-block;width:1px"> </div>prices. </div><div id="a71270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:67px;">During the three and six months ended April<div style="display:inline-block;width:1px"> </div>30, 2026, the Bank satisfied the DRIP requirements<div style="display:inline-block;width:1px"> </div>through open market common share purchases.<div style="display:inline-block;width:1px"> </div>During the </div><div id="a71318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">three months ended April 30, 2025, the Bank<div style="display:inline-block;width:1px"> </div>satisfied the DRIP requirements through open<div style="display:inline-block;width:1px"> </div>market common share purchases. During<div style="display:inline-block;width:1px"> </div>the six months ended </div><div id="a71364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">April 30, 2025, the Bank satisfied the DRIP requirements<div style="display:inline-block;width:1px"> </div>through common shares issued from<div style="display:inline-block;width:1px"> </div>treasury with </div><div id="a71364_105_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:93px;">no</div><div id="a71364_107_53" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:93px;"><div style="display:inline-block;width:3px"> </div>discount for the first three months and<div style="display:inline-block;width:1px"> </div>open market </div><div id="a71416" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">common share purchases in the last<div style="display:inline-block;width:1px"> </div>three months.</div></div><div id="TextBlockContainer424" style="position:relative;line-height:normal;width:730px;height:146px;"><div id="a71446" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NORMAL COURSE ISSUER BID </div><div id="a71455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On February 24, 2025, the Bank announced<div style="display:inline-block;width:1px"> </div>that the Toronto Stock Exchange (TSX) and OSFI had approved a normal course<div style="display:inline-block;width:1px"> </div>issuer bid (2025 NCIB) to purchase </div><div id="a71464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">for cancellation up to </div><div id="a71464_23_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:27px;">100</div><div id="a71464_26_41" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:116px;top:27px;"><div style="display:inline-block;width:3px"> </div>million of its common shares for up to $</div><div id="a71464_67_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:292px;top:27px;">8</div><div id="a71464_68_91" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:298px;top:27px;"><div style="display:inline-block;width:3px"> </div>billion. The Bank completed its 2025<div style="display:inline-block;width:1px"> </div>NCIB in January 2026, under which it repurchased<div style="display:inline-block;width:1px"> </div>and </div><div id="a71469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">cancelled $</div><div id="a71469_11_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:54px;top:40px;">8</div><div id="a71469_12_32" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:60px;top:40px;"><div style="display:inline-block;width:3px"> </div>billion of its common shares.<div style="display:inline-block;width:2px"> </div></div><div id="a71475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:53px;">On January 16, 2026, the Bank announced<div style="display:inline-block;width:1px"> </div>that the TSX and OSFI have approved<div style="display:inline-block;width:1px"> </div>the Bank’s new normal course issuer bid (2026<div style="display:inline-block;width:1px"> </div>NCIB) to repurchase for </div><div id="a71486" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">cancellation up to $</div><div id="a71486_20_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:67px;">7</div><div id="a71486_21_45" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:67px;"><div style="display:inline-block;width:3px"> </div>billion of its common shares, not<div style="display:inline-block;width:1px"> </div>to exceed </div><div id="a71486_66_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:290px;top:67px;">61</div><div id="a71486_68_88" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:301px;top:67px;"><div style="display:inline-block;width:3px"> </div>million common shares. The 2026 NCIB<div style="display:inline-block;width:1px"> </div>commenced on January 20, 2026, and<div style="display:inline-block;width:1px"> </div>will terminate </div><div id="a71489" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">on (A) the earliest to occur of: (i) January 15,<div style="display:inline-block;width:1px"> </div>2027; (ii) the date on which the aggregate<div style="display:inline-block;width:1px"> </div>purchase cost of common shares purchased<div style="display:inline-block;width:1px"> </div>equals $</div><div id="a71489_141_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:80px;">7</div><div id="a71489_142_24" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:80px;"><div style="display:inline-block;width:3px"> </div>billion; and (iii) the </div><div id="a71491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">date on which the maximum number of<div style="display:inline-block;width:1px"> </div>common shares purchasable is reached; or<div style="display:inline-block;width:1px"> </div>(B) such earlier date as the Bank may<div style="display:inline-block;width:1px"> </div>determine. From the commencement of </div><div id="a71494" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">the 2026 NCIB on January 20, 2026, to April<div style="display:inline-block;width:1px"> </div>30, 2026, the Bank repurchased </div><div id="a71494_75_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:348px;top:107px;">23.2</div><div id="a71494_79_59" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:107px;"><div style="display:inline-block;width:3px"> </div>million shares under the program, at an average<div style="display:inline-block;width:1px"> </div>price of $</div><div id="a71494_138_6" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:107px;">131.51</div><div id="a71494_144_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:107px;"><div style="display:inline-block;width:3px"> </div>per share for </div><div id="a71496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">a total amount of $</div><div id="a71496_19_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:87px;top:120px;">3.1</div><div id="a71496_22_105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:101px;top:120px;"><div style="display:inline-block;width:3px"> </div>billion. During the three months ended<div style="display:inline-block;width:1px"> </div>April 30, 2026, the Bank repurchased and<div style="display:inline-block;width:1px"> </div>cancelled approximately </div><div id="a71496_127_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:573px;top:120px;">19.4</div><div id="a71496_131_26" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:120px;"><div style="display:inline-block;width:3px"> </div>million shares under the </div><div id="a71499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">2026 NCIB program, for a total of $</div><div id="a71499_35_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:160px;top:133px;">2.6</div><div id="a71499_38_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:173px;top:133px;"><div style="display:inline-block;width:3px"> </div>billion.</div></div> <div id="TextBlockContainer409" style="position:relative;line-height:normal;width:719px;height:26px;"><div id="a69997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the changes<div style="display:inline-block;width:1px"> </div>to the shares and other equity instruments<div style="display:inline-block;width:1px"> </div>issued and outstanding,<div style="display:inline-block;width:2px"> </div>and treasury instruments held as at and<div style="display:inline-block;width:1px"> </div>for the </div><div id="a70010" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">three and six months ended April 30, 2026 and<div style="display:inline-block;width:1px"> </div>April 30, 2025.</div></div><div id="TextBlockContainer413" style="position:relative;line-height:normal;width:729px;height:438px;"><div id="a70029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Shares and Other Equity Instruments<div style="display:inline-block;width:1px"> </div>Issued and Outstanding and Treasury Instruments<div style="display:inline-block;width:1px"> </div>Held </div><div id="a70032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(thousands of shares or other equity instruments </div><div id="a70049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:22px;">and millions of Canadian dollars) </div><div id="a70051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:356px;top:22px;">For the three months ended </div><div id="a70054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:603px;top:22px;">For the six months ended </div><div id="a70057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:34px;"><div style="display:inline-block;width:3px"> </div></div><div id="a70059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:34px;">April 30, 2026 </div><div id="a70061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:417px;top:34px;">April 30, 2025 </div><div id="a70064" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:534px;top:34px;">April 30, 2026 </div><div id="a70066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:34px;">April 30, 2025 </div><div id="a70071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:45px;">Number </div><div id="a70075" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:389px;top:45px;">Number </div><div id="a70080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:45px;">Number </div><div id="a70084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:45px;">Number </div><div id="a70091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:55px;">of shares </div><div id="a70094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:55px;">Amount </div><div id="a70096" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:55px;">of shares </div><div id="a70099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:55px;">Amount </div><div id="a70102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:55px;">of shares </div><div id="a70105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:55px;">Amount </div><div id="a70107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:55px;">of shares </div><div id="a70110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:682px;top:55px;">Amount </div><div id="a70113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:67px;">Common Shares </div><div id="a70129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:77px;">Balance as at beginning of period </div><div id="a70131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:77px;">1,671,278</div><div id="a70133" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:77px;">$ </div><div id="a70135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:77px;">24,551</div><div id="a70137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:77px;">1,752,200</div><div id="a70139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:77px;">$ </div><div id="a70141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:77px;">25,528</div><div id="a70144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:77px;">1,689,496</div><div id="a70146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:77px;">$ </div><div id="a70148" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:77px;">24,727</div><div id="a70150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:77px;">1,750,272</div><div id="a70152" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:77px;">$ </div><div id="a70154" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:77px;">25,373</div><div id="a70157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:89px;">Proceeds from shares issued on exercise </div><div id="a70174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:100px;">of stock options </div><div id="a70176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:100px;">488</div><div id="a70179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:351px;top:100px;">42</div><div id="a70181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:100px;">592</div><div id="a70184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:100px;">44</div><div id="a70187" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:100px;">1,696</div><div id="a70190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:582px;top:100px;">150</div><div id="a70192" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:100px;">945</div><div id="a70195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:100px;">69</div><div id="a70198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:111px;">Shares issued as a result of dividend </div><div id="a70215" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:122px;">reinvestment plan </div><div id="a70217" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:122px;">–</div><div id="a70220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:122px;">–</div><div id="a70222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:122px;">–</div><div id="a70225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:122px;">–</div><div id="a70228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:122px;">–</div><div id="a70231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:122px;">–</div><div id="a70233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:122px;">1,575</div><div id="a70236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:122px;">130</div><div id="a70239" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:133px;">Purchase of shares for cancellation and other </div><div id="a70241" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:270px;top:133px;display:flex;">(19,346)</div><div id="a70244" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:133px;display:flex;">(284)</div><div id="a70246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:133px;display:flex;">(30,001)</div><div id="a70249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:456px;top:133px;display:flex;">(436)</div><div id="a70252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:133px;display:flex;">(38,772)</div><div id="a70255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:133px;display:flex;">(568)</div><div id="a70257" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:133px;display:flex;">(30,001)</div><div id="a70260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:133px;display:flex;">(436)</div><div id="a70263" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:145px;">Balance as at end of period – common shares </div><div id="a70268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:145px;">1,652,420</div><div id="a70270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:145px;">$ </div><div id="a70272" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:145px;">24,309</div><div id="a70274" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:145px;">1,722,791</div><div id="a70276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:145px;">$ </div><div id="a70278" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:145px;">25,136</div><div id="a70281" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:145px;">1,652,420</div><div id="a70283" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:145px;">$ </div><div id="a70285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:145px;">24,309</div><div id="a70287" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:145px;">1,722,791</div><div id="a70289" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:145px;">$ </div><div id="a70291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:145px;">25,136</div><div id="a70294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:157px;">Preferred Shares and Other Equity Instruments </div><div id="a70310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:7px;top:168px;">Preferred Shares – Class A </div><div id="a70329" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:179px;">Balance as at beginning of period </div><div id="a70331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:179px;">49,650</div><div id="a70333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:179px;">$ </div><div id="a70335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:179px;">2,850</div><div id="a70337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:179px;">71,650</div><div id="a70339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:179px;">$ </div><div id="a70341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:179px;">3,400</div><div id="a70344" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:179px;">49,650</div><div id="a70346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:179px;">$ </div><div id="a70348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:179px;">2,850</div><div id="a70350" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:179px;">91,650</div><div id="a70352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:179px;">$ </div><div id="a70354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:179px;">3,900</div><div id="a70357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:191px;">Redemption of shares </div><div id="a70359" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:191px;">–</div><div id="a70362" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:191px;">–</div><div id="a70364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:191px;">–</div><div id="a70367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:191px;">–</div><div id="a70370" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:191px;">–</div><div id="a70373" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:191px;">–</div><div id="a70375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:191px;display:flex;">(20,000)</div><div id="a70378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:191px;display:flex;">(500)</div><div id="a70381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:203px;">Balance as at end of period </div><div id="a70383" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:203px;">49,650</div><div id="a70385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:203px;">$ </div><div id="a70387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:203px;">2,850</div><div id="a70389" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:203px;">71,650</div><div id="a70391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:203px;">$ </div><div id="a70393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:203px;">3,400</div><div id="a70396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:203px;">49,650</div><div id="a70398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:203px;">$ </div><div id="a70400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:203px;">2,850</div><div id="a70402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:203px;">71,650</div><div id="a70404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:203px;">$ </div><div id="a70406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:203px;">3,400</div><div id="a70409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:7px;top:215px;">Other Equity Instruments</div><div id="a70410" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:127px;top:214px;">1</div><div id="a70426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:226px;">Balance as at beginning of period </div><div id="a70428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:226px;">7,251</div><div id="a70430" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:226px;">$ </div><div id="a70432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:226px;">8,775</div><div id="a70434" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:226px;">6,501</div><div id="a70436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:226px;">$ </div><div id="a70438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:226px;">7,738</div><div id="a70441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:226px;">7,251</div><div id="a70443" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:226px;">$ </div><div id="a70445" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:226px;">8,775</div><div id="a70447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:226px;">5,751</div><div id="a70449" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:226px;">$ </div><div id="a70451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:226px;">6,988</div><div id="a70454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:238px;">Issue of limited recourse capital notes </div><div id="a70456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:238px;">–</div><div id="a70459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:238px;">–</div><div id="a70461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:238px;">–</div><div id="a70464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:238px;">–</div><div id="a70467" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:238px;">–</div><div id="a70470" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:238px;">–</div><div id="a70472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:238px;">750</div><div id="a70475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:238px;">750</div><div id="a70478" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:250px;">Balance as at end of period </div><div id="a70480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:250px;">7,251</div><div id="a70483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:250px;">8,775</div><div id="a70485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:250px;">6,501</div><div id="a70488" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:250px;">7,738</div><div id="a70491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:250px;">7,251</div><div id="a70494" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:250px;">8,775</div><div id="a70496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:250px;">6,501</div><div id="a70499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:250px;">7,738</div><div id="a70502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:262px;">Balance as at end of period – preferred<div style="display:inline-block;width:1px"> </div>shares </div><div id="a70522" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:272px;">and other equity instruments </div><div id="a70524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:272px;">56,901</div><div id="a70526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:272px;">$ </div><div id="a70528" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:272px;">11,625</div><div id="a70530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:272px;">78,151</div><div id="a70532" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:272px;">$ </div><div id="a70534" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:272px;">11,138</div><div id="a70537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:272px;">56,901</div><div id="a70539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:272px;">$ </div><div id="a70541" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:272px;">11,625</div><div id="a70543" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:272px;">78,151</div><div id="a70545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:272px;">$ </div><div id="a70547" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:272px;">11,138</div><div id="a70550" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:285px;">Treasury – common shares</div><div id="a70554" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:137px;top:285px;">2</div><div id="a70570" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:296px;">Balance as at beginning of period </div><div id="a70572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:296px;">41</div><div id="a70574" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:296px;">$ </div><div id="a70576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:296px;display:flex;">(5)</div><div id="a70578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:296px;">458</div><div id="a70580" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:296px;">$ </div><div id="a70582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:296px;display:flex;">(38)</div><div id="a70585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:296px;">–</div><div id="a70587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:296px;">$ </div><div id="a70589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:296px;">–</div><div id="a70591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:296px;">213</div><div id="a70593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:296px;">$ </div><div id="a70595" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:296px;display:flex;">(17)</div><div id="a70598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:308px;">Purchase of shares<div style="display:inline-block;width:2px"> </div></div><div id="a70600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:308px;">21,888</div><div id="a70603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:330px;top:308px;display:flex;">(2,899)</div><div id="a70605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:308px;">34,066</div><div id="a70608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:447px;top:308px;display:flex;">(2,880)</div><div id="a70611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:308px;">48,916</div><div id="a70614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:308px;display:flex;">(6,213)</div><div id="a70616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:308px;">78,941</div><div id="a70619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:308px;display:flex;">(6,384)</div><div id="a70622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:319px;">Sale of shares </div><div id="a70624" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:270px;top:319px;display:flex;">(21,560)</div><div id="a70627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:319px;">2,844</div><div id="a70629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:319px;display:flex;">(34,211)</div><div id="a70632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:319px;">2,892</div><div id="a70635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:319px;display:flex;">(48,547)</div><div id="a70638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:319px;">6,153</div><div id="a70640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:319px;display:flex;">(78,841)</div><div id="a70643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:319px;">6,375</div><div id="a70646" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:331px;">Balance as at end of period – treasury </div><div id="a70666" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:342px;">– common shares </div><div id="a70670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:342px;">369</div><div id="a70672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:342px;">$ </div><div id="a70674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:342px;display:flex;">(60)</div><div id="a70676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:342px;">313</div><div id="a70678" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:342px;">$ </div><div id="a70680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:342px;display:flex;">(26)</div><div id="a70683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:528px;top:342px;">369</div><div id="a70685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:342px;">$ </div><div id="a70687" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:342px;display:flex;">(60)</div><div id="a70689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:342px;">313</div><div id="a70691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:342px;">$ </div><div id="a70693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:342px;display:flex;">(26)</div><div id="a70696" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:355px;">Treasury – preferred shares and </div><div id="a70716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:366px;">other equity instruments</div><div id="a70717" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:132px;top:366px;">2</div><div id="a70733" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:378px;">Balance as at beginning of period </div><div id="a70735" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:378px;">11</div><div id="a70737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:378px;">$ </div><div id="a70739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:378px;display:flex;">(11)</div><div id="a70741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:378px;">549</div><div id="a70743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:378px;">$ </div><div id="a70745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:378px;display:flex;">(51)</div><div id="a70748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:534px;top:378px;">29</div><div id="a70750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:378px;">$ </div><div id="a70752" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:587px;top:378px;display:flex;">(4)</div><div id="a70754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:378px;">163</div><div id="a70756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:378px;">$ </div><div id="a70758" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:378px;display:flex;">(18)</div><div id="a70761" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:390px;">Purchase of shares and other equity instruments<div style="display:inline-block;width:1px"> </div></div><div id="a70763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:390px;">347</div><div id="a70766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:390px;display:flex;">(353)</div><div id="a70768" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:390px;">989</div><div id="a70771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:456px;top:390px;display:flex;">(267)</div><div id="a70774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:528px;top:390px;">569</div><div id="a70777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:390px;display:flex;">(515)</div><div id="a70779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:390px;">3,442</div><div id="a70782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:390px;display:flex;">(1,387)</div><div id="a70785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:401px;">Sale of shares and other equity instruments </div><div id="a70787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:401px;display:flex;">(333)</div><div id="a70790" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:345px;top:401px;">350</div><div id="a70792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:401px;display:flex;">(1,397)</div><div id="a70795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:462px;top:401px;">290</div><div id="a70798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:522px;top:401px;display:flex;">(573)</div><div id="a70801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:582px;top:401px;">505</div><div id="a70803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:401px;display:flex;">(3,464)</div><div id="a70806" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:401px;">1,377</div><div id="a70809" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:414px;">Balance as at end of period – treasury </div><div id="a70829" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:425px;">– preferred shares and other equity<div style="display:inline-block;width:1px"> </div>instruments </div><div id="a70833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:425px;">25</div><div id="a70835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:425px;">$ </div><div id="a70837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:425px;display:flex;">(14)</div><div id="a70839" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:425px;">141</div><div id="a70841" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:425px;">$ </div><div id="a70843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:425px;display:flex;">(28)</div><div id="a70846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:534px;top:425px;">25</div><div id="a70848" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:425px;">$ </div><div id="a70850" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:425px;display:flex;">(14)</div><div id="a70852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:425px;">141</div><div id="a70854" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:425px;">$ </div><div id="a70856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:425px;display:flex;">(28)</div></div><div id="TextBlockContainer418" style="position:relative;line-height:normal;width:698px;height:32px;"><div id="div_416_XBRL_TS_fc2eae4c877a4ad6821331fd392abb6b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer417" style="position:relative;line-height:normal;width:698px;height:32px;"><div id="a70860_1_90" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For Other Equity Instruments, the number of shares represents the number of notes issued. </div><div id="a70889" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a70890" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>When the Bank purchases its own equity instruments as part of its trading business, they are classified as treasury<div style="display:inline-block;width:4px"> </div>instruments and the cost of these instruments is recorded as a </div><div id="a70951" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">reduction in equity.</div></div></div></div> 1671278000 24551000000 1752200000 25528000000 1689496000 24727000000 1750272000 25373000000 488000 42000000 592000 44000000 1696000 150000000 945000 69000000 0 0 0 0 0 0 1575000 130000000 19346000 284000000 30001000 436000000 38772000 568000000 30001000 436000000 1652420000 24309000000 1722791000 25136000000 1652420000 24309000000 1722791000 25136000000 49650000 2850000000 71650000 3400000000 49650000 2850000000 91650000 3900000000 0 0 0 0 0 0 20000000 500000000 49650000 2850000000 71650000 3400000000 49650000 2850000000 71650000 3400000000 7251000 8775000000 6501000 7738000000 7251000 8775000000 5751000 6988000000 0 0 0 0 0 0 750000 750000000 7251000 8775000000 6501000 7738000000 7251000 8775000000 6501000 7738000000 56901000 11625000000 78151000 11138000000 56901000 11625000000 78151000 11138000000 41000 -5000000 458000 -38000000 0 0 213000 -17000000 21888000 2899000000 34066000 2880000000 48916000 6213000000 78941000 6384000000 21560000 2844000000 34211000 2892000000 48547000 6153000000 78841000 6375000000 369000 -60000000 313000 -26000000 369000 -60000000 313000 -26000000 11000 -11000000 549000 -51000000 29000 -4000000 163000 -18000000 347000 353000000 989000 267000000 569000 515000000 3442000 1387000000 333000 350000000 1397000 290000000 573000 505000000 3464000 1377000000 25000 -14000000 141000 -28000000 25000 -14000000 141000 -28000000 1.12 0 0.05 0 100000000 8000000000 8000000000 7000000000 61000000 7000000000 23200000 131.51 3100000000 19400000 2600000000 <div id="TextBlockContainer426" style="position:relative;line-height:normal;width:217px;height:13px;"><div id="a71503" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 13: SHARE-BASED COMPENSATION</div></div><div id="TextBlockContainer430" style="position:relative;line-height:normal;width:726px;height:79px;"><div id="a71509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">For the three and six months ended April<div style="display:inline-block;width:1px"> </div>30, 2026, the Bank recognized compensation<div style="display:inline-block;width:1px"> </div>expense for stock option awards of $</div><div id="a71509_120_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:554px;top:0px;">9.0</div><div id="a71509_123_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:0px;"><div style="display:inline-block;width:3px"> </div>million and $</div><div id="a71509_137_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:0px;">18.3</div><div id="a71509_141_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:646px;top:0px;"><div style="display:inline-block;width:3px"> </div>million, </div><div id="a71564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">respectively (three and six months ended April<div style="display:inline-block;width:1px"> </div>30, 2025 – $</div><div id="a71564_59_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:267px;top:13px;">7.0</div><div id="a71564_62_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:281px;top:13px;"><div style="display:inline-block;width:3px"> </div>million and $</div><div id="a71564_76_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:340px;top:13px;">10.1</div><div id="a71564_80_74" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:360px;top:13px;"><div style="display:inline-block;width:3px"> </div>million, respectively). During the three months<div style="display:inline-block;width:1px"> </div>ended April 30, 2026 and </div><div id="a71622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">April 30, 2025, </div><div id="a71622_16_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:27px;-sec-ix-hidden:ID_4328;">nil</div><div id="a71622_19_85" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:81px;top:27px;"><div style="display:inline-block;width:3px"> </div>stock options were granted by the Bank.<div style="display:inline-block;width:1px"> </div>During the six months ended April 30, 2026, </div><div id="a71622_104_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:462px;top:27px;">1.6</div><div id="a71622_107_44" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:476px;top:27px;"><div style="display:inline-block;width:3px"> </div>million (six months ended April 30, 2025 – </div><div id="a71622_151_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:27px;">2.0</div><div id="a71622_154_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:27px;"><div style="display:inline-block;width:3px"> </div>million) </div><div id="a71689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">stock options were granted by the Bank at<div style="display:inline-block;width:1px"> </div>a weighted-average fair value of $</div><div id="a71689_76_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:344px;top:40px;">21.89</div><div id="a71689_81_31" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:369px;top:40px;"><div style="display:inline-block;width:3px"> </div>per option (April 30, 2025 – $</div><div id="a71689_112_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:501px;top:40px;">12.80</div><div id="a71689_117_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:40px;"><div style="display:inline-block;width:3px"> </div>per option). </div><div id="div_428_XBRL_TS_81974ef46e4a4b5ab1aecef9274fed4f" style="position:absolute;left:0px;top:67px;float:left;"><div id="TextBlockContainer429" style="position:relative;line-height:normal;width:684px;height:13px;"><div id="a71743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the assumptions<div style="display:inline-block;width:1px"> </div>used for estimating the fair value of options<div style="display:inline-block;width:1px"> </div>for the six months ended April 30, 2026<div style="display:inline-block;width:1px"> </div>and April 30, 2025.</div></div></div></div><div id="TextBlockContainer434" style="position:relative;line-height:normal;width:733px;height:117px;"><div id="div_432_XBRL_TS_4ce925c27d7f4109b54110bda3ac536b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer433" style="position:relative;line-height:normal;width:733px;height:117px;"><div id="a71801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Assumptions Used for Estimating the<div style="display:inline-block;width:1px"> </div>Fair Value of Options </div><div id="a71809" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(in Canadian dollars, except as noted) </div><div id="a71811" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:595px;top:14px;">For the six months ended </div><div id="a71815" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:583px;top:27px;">April 30 </div><div id="a71818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:27px;">April 30 </div><div id="a71822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:40px;">2026 </div><div id="a71825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:40px;">2025 </div><div id="a71828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Risk-free interest rate </div><div id="a71833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:53px;">3.42</div><div id="a71835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:53px;">% </div><div id="a71838" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:53px;">3.08</div><div id="a71840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:53px;">% </div><div id="a71842" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:66px;">Option contractual life </div><div id="a71845" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:66px;">10 years</div><div id="a71849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:670px;top:66px;">10 years</div><div id="a71852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:79px;">Expected volatility </div><div id="a71855" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:79px;">19.44</div><div id="a71857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:79px;">% </div><div id="a71860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:79px;">19.47</div><div id="a71862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:79px;">% </div><div id="a71864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:92px;">Expected dividend yield </div><div id="a71867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:92px;">4.02</div><div id="a71869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:92px;">% </div><div id="a71872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:92px;">3.94</div><div id="a71874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:92px;">% </div><div id="a71876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:105px;">Exercise price/share price </div><div id="a71878" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:105px;">$ </div><div id="a71880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:105px;">126.43</div><div id="a71883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:105px;">$ </div><div id="a71885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:105px;">75.76</div></div></div></div><div id="TextBlockContainer436" style="position:relative;line-height:normal;width:728px;height:39px;"><div id="a71889" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The risk-free interest rate is based on Government<div style="display:inline-block;width:1px"> </div>of Canada benchmark bond yields as<div style="display:inline-block;width:1px"> </div>at the grant date. Expected volatility is<div style="display:inline-block;width:1px"> </div>calculated based on the historical </div><div id="a71893" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">average daily volatility and expected dividend<div style="display:inline-block;width:1px"> </div>yield is based on dividend payouts in the last<div style="display:inline-block;width:1px"> </div>fiscal year. These assumptions are measured over a period </div><div id="a71895" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">corresponding to the option contractual life.</div></div> 9000000.0 18300000 7000000.0 10100000 1600000 2000000.0 21.89 12.80 <div id="TextBlockContainer429" style="position:relative;line-height:normal;width:684px;height:13px;"><div id="a71743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the assumptions<div style="display:inline-block;width:1px"> </div>used for estimating the fair value of options<div style="display:inline-block;width:1px"> </div>for the six months ended April 30, 2026<div style="display:inline-block;width:1px"> </div>and April 30, 2025.</div></div><div id="TextBlockContainer433" style="position:relative;line-height:normal;width:733px;height:117px;"><div id="a71801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Assumptions Used for Estimating the<div style="display:inline-block;width:1px"> </div>Fair Value of Options </div><div id="a71809" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(in Canadian dollars, except as noted) </div><div id="a71811" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:595px;top:14px;">For the six months ended </div><div id="a71815" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:583px;top:27px;">April 30 </div><div id="a71818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:27px;">April 30 </div><div id="a71822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:40px;">2026 </div><div id="a71825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:40px;">2025 </div><div id="a71828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Risk-free interest rate </div><div id="a71833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:53px;">3.42</div><div id="a71835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:53px;">% </div><div id="a71838" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:53px;">3.08</div><div id="a71840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:53px;">% </div><div id="a71842" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:66px;">Option contractual life </div><div id="a71845" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:66px;">10 years</div><div id="a71849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:670px;top:66px;">10 years</div><div id="a71852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:79px;">Expected volatility </div><div id="a71855" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:79px;">19.44</div><div id="a71857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:79px;">% </div><div id="a71860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:79px;">19.47</div><div id="a71862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:79px;">% </div><div id="a71864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:92px;">Expected dividend yield </div><div id="a71867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:92px;">4.02</div><div id="a71869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:92px;">% </div><div id="a71872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:92px;">3.94</div><div id="a71874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:92px;">% </div><div id="a71876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:105px;">Exercise price/share price </div><div id="a71878" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:105px;">$ </div><div id="a71880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:105px;">126.43</div><div id="a71883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:105px;">$ </div><div id="a71885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:105px;">75.76</div></div> 0.0342 0.0308 P10Y P10Y 0.1944 0.1947 0.0402 0.0394 126.43 75.76 <div id="TextBlockContainer438" style="position:relative;line-height:normal;width:167px;height:13px;"><div id="a71899" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 14: EMPLOYEE BENEFITS</div></div><div id="TextBlockContainer442" style="position:relative;line-height:normal;width:722px;height:39px;"><div id="div_440_XBRL_TS_ba0dd84a823749829e4cf788286e1309" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer441" style="position:relative;line-height:normal;width:722px;height:39px;"><div id="a71903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes expenses for<div style="display:inline-block;width:1px"> </div>the Bank’s principal pension and non-pension post-retirement<div style="display:inline-block;width:1px"> </div>defined benefit plans and the Bank’s other<div style="display:inline-block;width:1px"> </div>material </div><div id="a71949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">defined benefit pension plans, for the<div style="display:inline-block;width:1px"> </div>three and six months ended April 30,<div style="display:inline-block;width:2px"> </div>2026 and April 30,<div style="display:inline-block;width:2px"> </div>2025. Other employee defined benefit<div style="display:inline-block;width:1px"> </div>plans operated by the Bank </div><div id="a72008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">and certain of its subsidiaries are not considered<div style="display:inline-block;width:1px"> </div>material for disclosure purposes.</div></div></div></div><div id="TextBlockContainer446" style="position:relative;line-height:normal;width:734px;height:265px;"><div id="div_444_XBRL_TS_1cb1fcff8fff47978cda90410819b5e2" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer445" style="position:relative;line-height:normal;width:734px;height:265px;"><div id="a72033" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Defined Benefit Plan Expenses </div><div id="a72044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a72050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:14px;">Principal post-retirement </div><div id="a72054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:711px;top:14px;"><div style="display:inline-block;width:3px"> </div></div><div id="a72059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:27px;">Principal pension plans </div><div id="a72061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:515px;top:27px;">benefit plan </div><div id="a72063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:27px;">Other pension plans</div><div id="a72064" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:26px;">1</div><div id="a72072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:40px;">For the three months ended </div><div id="a72078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:53px;">April 30 </div><div id="a72081" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:53px;">April 30 </div><div id="a72084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:53px;">April 30 </div><div id="a72087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:53px;">April 30 </div><div id="a72090" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:53px;">April 30 </div><div id="a72093" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:53px;">April 30 </div><div id="a72099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:66px;">2026 </div><div id="a72102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:66px;">2025 </div><div id="a72105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:66px;">2026 </div><div id="a72108" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:66px;">2025 </div><div id="a72111" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:66px;">2026 </div><div id="a72114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:66px;">2025 </div><div id="a72117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">Service cost – benefits earned </div><div id="a72122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:80px;">$ </div><div id="a72124" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:80px;">68</div><div id="a72126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:80px;">$ </div><div id="a72128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:80px;">69</div><div id="a72130" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:80px;">$ </div><div id="a72132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:80px;">2</div><div id="a72134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:80px;">$ </div><div id="a72136" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:80px;">1</div><div id="a72138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:80px;">$ </div><div id="a72140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:80px;">5</div><div id="a72142" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:80px;">$ </div><div id="a72144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:80px;">5</div><div id="a72147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:93px;">Net interest cost (income) on net defined<div style="display:inline-block;width:1px"> </div>benefit liability (asset) </div><div id="a72150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:93px;display:flex;">(11)</div><div id="a72153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:93px;display:flex;">(13)</div><div id="a72156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:93px;">4</div><div id="a72159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:93px;">4</div><div id="a72162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:93px;">4</div><div id="a72165" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:93px;">5</div><div id="a72168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:106px;">Past service cost </div><div id="a72171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:106px;">–</div><div id="a72174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:106px;">–</div><div id="a72177" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:106px;">–</div><div id="a72180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:106px;">–</div><div id="a72183" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:106px;">2</div><div id="a72186" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:106px;">–</div><div id="a72189" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:119px;">Defined benefit administrative expenses</div><div id="a72193" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:119px;">3</div><div id="a72196" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:119px;">2</div><div id="a72199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:119px;">–</div><div id="a72202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:119px;">–</div><div id="a72205" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:119px;">1</div><div id="a72208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:119px;">2</div><div id="a72211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:133px;">Total </div><div id="a72213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:133px;">$ </div><div id="a72215" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:133px;">60</div><div id="a72217" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:133px;">$ </div><div id="a72219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:133px;">58</div><div id="a72221" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:133px;">$ </div><div id="a72223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:133px;">6</div><div id="a72225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:133px;">$ </div><div id="a72227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:133px;">5</div><div id="a72229" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:133px;">$ </div><div id="a72231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:133px;">12</div><div id="a72233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:133px;">$ </div><div id="a72235" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:133px;">12</div><div id="a72258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:159px;">For the six months ended </div><div id="a72264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:173px;">April 30 </div><div id="a72267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:173px;">April 30 </div><div id="a72270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:173px;">April 30 </div><div id="a72273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:173px;">April 30 </div><div id="a72276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:173px;">April 30 </div><div id="a72279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:173px;">April 30 </div><div id="a72285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:186px;">2026 </div><div id="a72288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:186px;">2025 </div><div id="a72291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:186px;">2026 </div><div id="a72294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:186px;">2025 </div><div id="a72297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:186px;">2026 </div><div id="a72300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:186px;">2025 </div><div id="a72303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:199px;">Service cost – benefits earned </div><div id="a72308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:199px;">$ </div><div id="a72310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:199px;">137</div><div id="a72312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:199px;">$ </div><div id="a72314" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:199px;">138</div><div id="a72316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:199px;">$ </div><div id="a72318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:199px;">3</div><div id="a72320" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:199px;">$ </div><div id="a72322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:199px;">3</div><div id="a72324" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:199px;">$ </div><div id="a72326" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:199px;">10</div><div id="a72328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:199px;">$ </div><div id="a72330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:199px;">10</div><div id="a72333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:212px;">Net interest cost (income) on net defined<div style="display:inline-block;width:1px"> </div>benefit liability (asset) </div><div id="a72336" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:212px;display:flex;">(23)</div><div id="a72339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:212px;display:flex;">(25)</div><div id="a72342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:212px;">8</div><div id="a72345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:212px;">8</div><div id="a72348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:212px;">8</div><div id="a72351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:212px;">11</div><div id="a72354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:226px;">Past service cost </div><div id="a72357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:226px;">–</div><div id="a72360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:226px;">–</div><div id="a72363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:226px;">–</div><div id="a72366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:226px;">–</div><div id="a72369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:226px;">2</div><div id="a72372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:226px;">–</div><div id="a72375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:239px;">Defined benefit administrative expenses</div><div id="a72379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:239px;">5</div><div id="a72382" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:239px;">5</div><div id="a72385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:239px;">–</div><div id="a72388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:239px;">–</div><div id="a72391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:239px;">3</div><div id="a72394" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:239px;">3</div><div id="a72397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:252px;">Total </div><div id="a72399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:252px;">$ </div><div id="a72401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:252px;">119</div><div id="a72403" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:252px;">$ </div><div id="a72405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:252px;">118</div><div id="a72407" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:252px;">$ </div><div id="a72409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:252px;">11</div><div id="a72411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:252px;">$ </div><div id="a72413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:252px;">11</div><div id="a72415" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:252px;">$ </div><div id="a72417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:252px;">23</div><div id="a72419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:252px;">$ </div><div id="a72421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:252px;">24</div></div></div></div><div id="TextBlockContainer450" style="position:relative;line-height:normal;width:709px;height:22px;"><div id="div_448_XBRL_TS_23c90e7e4fb041cb81f3e9e053905457" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer449" style="position:relative;line-height:normal;width:709px;height:22px;"><div id="a72425_1_178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension<div style="display:inline-block;width:4px"> </div>plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension </div><div id="a72429" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">plan, and supplemental executive defined benefit pension plans.</div></div></div></div><div id="TextBlockContainer453" style="position:relative;line-height:normal;width:686px;height:13px;"><div id="a72444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes expenses for<div style="display:inline-block;width:1px"> </div>the Bank’s defined contribution plans for the three<div style="display:inline-block;width:1px"> </div>and six months ended April 30, 2026 and<div style="display:inline-block;width:1px"> </div>April 30, 2025.</div></div><div id="TextBlockContainer458" style="position:relative;line-height:normal;width:734px;height:86px;"><div id="div_456_XBRL_TS_3932ec5513f8411e91aa86f19a162108" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer457" style="position:relative;line-height:normal;width:734px;height:86px;"><div id="a72500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Defined Contribution Plan Expenses </div><div id="a72511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:13px;">(millions of Canadian dollars) </div><div id="a72513" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:428px;top:13px;">For the three months ended </div><div id="a72515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:13px;">For the six months ended </div><div id="a72521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:25px;">April 30 </div><div id="a72524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:25px;">April 30 </div><div id="a72527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:594px;top:25px;">April 30 </div><div id="a72530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:25px;">April 30 </div><div id="a72536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:37px;">2026 </div><div id="a72539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:37px;">2025 </div><div id="a72542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:37px;">2026 </div><div id="a72545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:37px;">2025 </div><div id="a72548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:49px;">Defined contribution pension plans</div><div id="a72549" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:160px;top:49px;">1</div><div id="a72551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:49px;">$ </div><div id="a72553" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:457px;top:49px;">92</div><div id="a72555" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:49px;">$ </div><div id="a72557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:49px;">85</div><div id="a72559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:49px;">$ </div><div id="a72561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:49px;">203</div><div id="a72563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:49px;">$ </div><div id="a72565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:49px;">191</div><div id="a72568" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:61px;">Government pension plans</div><div id="a72569" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:126px;top:60px;">2</div><div id="a72572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:61px;">156</div><div id="a72575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:61px;">140</div><div id="a72578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:61px;">386</div><div id="a72581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:61px;">360</div><div id="a72584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:73px;">Total </div><div id="a72586" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:73px;">$ </div><div id="a72588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:73px;">248</div><div id="a72590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:73px;">$ </div><div id="a72592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:73px;">225</div><div id="a72594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:73px;">$ </div><div id="a72596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:73px;">589</div><div id="a72598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:73px;">$ </div><div id="a72600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:73px;">551</div></div></div></div><div id="TextBlockContainer462" style="position:relative;line-height:normal;width:503px;height:21px;"><div id="div_460_XBRL_TS_d672a994a56c490ba0ad38cc83d4592b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer461" style="position:relative;line-height:normal;width:503px;height:21px;"><div id="a72604_1_122" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k)<div style="display:inline-block;width:4px"> </div>plan. </div><div id="a72609" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a72610" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes Canada Pension Plan, Quebec Pension Plan, and Social Security under the U.S. </div><div id="a72612" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:356px;top:11px;">Federal Insurance Contributions Act</div><div id="a72613" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:494px;top:11px;">.</div></div></div></div><div id="TextBlockContainer466" style="position:relative;line-height:normal;width:721px;height:26px;"><div id="div_464_XBRL_TS_52e92a1824a54913b84ade8e26aa9e2e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer465" style="position:relative;line-height:normal;width:721px;height:26px;"><div id="a72616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the remeasurements<div style="display:inline-block;width:1px"> </div>recognized in OCI for the Bank’s principal pension<div style="display:inline-block;width:1px"> </div>and post-retirement defined benefit plans<div style="display:inline-block;width:1px"> </div>and certain of </div><div id="a72623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">the Bank’s other material defined benefit pension<div style="display:inline-block;width:1px"> </div>plans, for the three and six months ended<div style="display:inline-block;width:1px"> </div>April 30, 2026 and April<div style="display:inline-block;width:1px"> </div>30, 2025.</div></div></div></div><div id="TextBlockContainer469" style="position:relative;line-height:normal;width:734px;height:246px;"><div id="a72644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Amounts Recognized in Other Comprehensive<div style="display:inline-block;width:1px"> </div>Income for Remeasurement of Defined<div style="display:inline-block;width:1px"> </div>Benefit Plans</div><div id="a72645" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:480px;top:3px;">1,2,3</div><div id="a72648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:16px;">(millions of Canadian dollars) </div><div id="a72651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:16px;">Principal post-retirement </div><div id="a72659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:28px;">Principal pension plans </div><div id="a72661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:515px;top:28px;">benefit plan </div><div id="a72663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:614px;top:28px;">Other pension plans</div><div id="a72670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:40px;">For the three months ended </div><div id="a72676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:52px;">April 30 </div><div id="a72679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:52px;">April 30 </div><div id="a72682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:52px;">April 30 </div><div id="a72685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:52px;">April 30 </div><div id="a72688" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:52px;">April 30 </div><div id="a72691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:52px;">April 30 </div><div id="a72697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:64px;">2026 </div><div id="a72700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:64px;">2025 </div><div id="a72703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:64px;">2026 </div><div id="a72706" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:64px;">2025 </div><div id="a72709" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:64px;">2026 </div><div id="a72712" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:64px;">2025 </div><div id="a72715" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:77px;">Remeasurement gain/(loss) – financial </div><div id="a72720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:77px;">$ </div><div id="a72722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:77px;">200</div><div id="a72724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:77px;">$ </div><div id="a72726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:77px;">297</div><div id="a72728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:77px;">$ </div><div id="a72730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:77px;">10</div><div id="a72732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:77px;">$ </div><div id="a72734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:77px;">12</div><div id="a72736" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:77px;">$ </div><div id="a72738" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:77px;">8</div><div id="a72740" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:77px;">$ </div><div id="a72742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:77px;">14</div><div id="a72745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:89px;">Remeasurement gain/(loss) – return on plan<div style="display:inline-block;width:1px"> </div>assets less </div><div id="a72764" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:101px;">interest income </div><div id="a72767" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:101px;display:flex;">(110)</div><div id="a72770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:101px;display:flex;">(366)</div><div id="a72773" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:101px;">–</div><div id="a72776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:101px;">–</div><div id="a72779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:101px;">–</div><div id="a72782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:101px;">–</div><div id="a72785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:113px;">Change in asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding requirement </div><div id="a72788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:113px;">–</div><div id="a72791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:113px;">3</div><div id="a72794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:113px;">–</div><div id="a72797" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:113px;">–</div><div id="a72800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:113px;">–</div><div id="a72803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:113px;">–</div><div id="a72806" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:125px;">Total </div><div id="a72808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:125px;">$ </div><div id="a72810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:125px;">90</div><div id="a72812" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:125px;">$ </div><div id="a72814" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:125px;display:flex;">(66)</div><div id="a72816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:125px;">$ </div><div id="a72818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:125px;">10</div><div id="a72820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:125px;">$ </div><div id="a72822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:125px;">12</div><div id="a72824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:125px;">$ </div><div id="a72826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:125px;">8</div><div id="a72828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:125px;">$ </div><div id="a72830" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:125px;">14</div><div id="a72851" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:149px;">For the six months ended </div><div id="a72857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:161px;">April 30 </div><div id="a72860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:161px;">April 30 </div><div id="a72863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:161px;">April 30 </div><div id="a72866" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:161px;">April 30 </div><div id="a72869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:161px;">April 30 </div><div id="a72872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:161px;">April 30 </div><div id="a72878" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:173px;">2026 </div><div id="a72881" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:173px;">2025 </div><div id="a72884" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:173px;">2026 </div><div id="a72887" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:173px;">2025 </div><div id="a72890" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:173px;">2026 </div><div id="a72893" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:173px;">2025 </div><div id="a72896" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:185px;">Remeasurement gain/(loss) – financial </div><div id="a72901" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:185px;">$ </div><div id="a72903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:185px;">435</div><div id="a72905" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:185px;">$ </div><div id="a72907" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:185px;">158</div><div id="a72909" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:185px;">$ </div><div id="a72911" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:185px;">18</div><div id="a72913" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:185px;">$ </div><div id="a72915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:185px;">5</div><div id="a72917" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:185px;">$ </div><div id="a72919" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:185px;">7</div><div id="a72921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:185px;">$ </div><div id="a72923" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:185px;">4</div><div id="a72926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:197px;">Remeasurement gain/(loss) – return on plan<div style="display:inline-block;width:1px"> </div>assets less </div><div id="a72945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:209px;">interest income </div><div id="a72948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:209px;display:flex;">(421)</div><div id="a72951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:209px;display:flex;">(184)</div><div id="a72954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:209px;">–</div><div id="a72957" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:209px;">–</div><div id="a72960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:209px;">–</div><div id="a72963" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:209px;">–</div><div id="a72966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:221px;">Change in asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding requirement </div><div id="a72969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:221px;">–</div><div id="a72972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:221px;">–</div><div id="a72975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:221px;">–</div><div id="a72978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:221px;">–</div><div id="a72981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:221px;">–</div><div id="a72984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:221px;">–</div><div id="a72987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:233px;">Total </div><div id="a72989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:233px;">$ </div><div id="a72991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:233px;">14</div><div id="a72993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:233px;">$ </div><div id="a72995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:233px;display:flex;">(26)</div><div id="a72997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:233px;">$ </div><div id="a72999" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:233px;">18</div><div id="a73001" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:233px;">$ </div><div id="a73003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:233px;">5</div><div id="a73005" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:233px;">$ </div><div id="a73007" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:233px;">7</div><div id="a73009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:233px;">$ </div><div id="a73011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:233px;">4</div></div><div id="TextBlockContainer474" style="position:relative;line-height:normal;width:728px;height:54px;"><div id="div_472_XBRL_TS_003ca0f01d724c4ba1562daa4df9440b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer473" style="position:relative;line-height:normal;width:728px;height:54px;"><div id="a73014" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1</div><div id="a73015" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:0px;"><div style="display:inline-block;width:2px"> </div>Excludes the Canada Trust defined benefit pension plan, TD Banknorth defined benefit<div style="display:inline-block;width:4px"> </div>pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension </div><div id="a73018" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:11px;">plan, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for<div style="display:inline-block;width:4px"> </div>disclosure purposes as these plans are not remeasured on </div><div id="a73022" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:22px;">a quarterly basis.<div style="display:inline-block;width:3px"> </div></div><div id="a73025" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:32px;">2</div><div id="a73026" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:32px;"><div style="display:inline-block;width:2px"> </div>Changes in discount rates and return on plan assets are reviewed and updated on a quarterly basis. All other assumptions<div style="display:inline-block;width:4px"> </div>are updated annually. </div><div id="a73030" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:43px;">3</div><div id="a73031" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:43px;"><div style="display:inline-block;width:2px"> </div>Amounts are presented on a pre-tax basis.</div></div></div></div> <div id="TextBlockContainer441" style="position:relative;line-height:normal;width:722px;height:39px;"><div id="a71903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes expenses for<div style="display:inline-block;width:1px"> </div>the Bank’s principal pension and non-pension post-retirement<div style="display:inline-block;width:1px"> </div>defined benefit plans and the Bank’s other<div style="display:inline-block;width:1px"> </div>material </div><div id="a71949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">defined benefit pension plans, for the<div style="display:inline-block;width:1px"> </div>three and six months ended April 30,<div style="display:inline-block;width:2px"> </div>2026 and April 30,<div style="display:inline-block;width:2px"> </div>2025. Other employee defined benefit<div style="display:inline-block;width:1px"> </div>plans operated by the Bank </div><div id="a72008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">and certain of its subsidiaries are not considered<div style="display:inline-block;width:1px"> </div>material for disclosure purposes.</div></div><div id="TextBlockContainer445" style="position:relative;line-height:normal;width:734px;height:265px;"><div id="a72033" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Defined Benefit Plan Expenses </div><div id="a72044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a72050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:14px;">Principal post-retirement </div><div id="a72054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:711px;top:14px;"><div style="display:inline-block;width:3px"> </div></div><div id="a72059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:27px;">Principal pension plans </div><div id="a72061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:515px;top:27px;">benefit plan </div><div id="a72063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:27px;">Other pension plans</div><div id="a72064" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:26px;">1</div><div id="a72072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:40px;">For the three months ended </div><div id="a72078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:53px;">April 30 </div><div id="a72081" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:53px;">April 30 </div><div id="a72084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:53px;">April 30 </div><div id="a72087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:53px;">April 30 </div><div id="a72090" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:53px;">April 30 </div><div id="a72093" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:53px;">April 30 </div><div id="a72099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:66px;">2026 </div><div id="a72102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:66px;">2025 </div><div id="a72105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:66px;">2026 </div><div id="a72108" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:66px;">2025 </div><div id="a72111" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:66px;">2026 </div><div id="a72114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:66px;">2025 </div><div id="a72117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">Service cost – benefits earned </div><div id="a72122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:80px;">$ </div><div id="a72124" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:80px;">68</div><div id="a72126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:80px;">$ </div><div id="a72128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:80px;">69</div><div id="a72130" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:80px;">$ </div><div id="a72132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:80px;">2</div><div id="a72134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:80px;">$ </div><div id="a72136" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:80px;">1</div><div id="a72138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:80px;">$ </div><div id="a72140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:80px;">5</div><div id="a72142" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:80px;">$ </div><div id="a72144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:80px;">5</div><div id="a72147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:93px;">Net interest cost (income) on net defined<div style="display:inline-block;width:1px"> </div>benefit liability (asset) </div><div id="a72150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:93px;display:flex;">(11)</div><div id="a72153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:93px;display:flex;">(13)</div><div id="a72156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:93px;">4</div><div id="a72159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:93px;">4</div><div id="a72162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:93px;">4</div><div id="a72165" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:93px;">5</div><div id="a72168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:106px;">Past service cost </div><div id="a72171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:106px;">–</div><div id="a72174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:106px;">–</div><div id="a72177" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:106px;">–</div><div id="a72180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:106px;">–</div><div id="a72183" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:106px;">2</div><div id="a72186" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:106px;">–</div><div id="a72189" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:119px;">Defined benefit administrative expenses</div><div id="a72193" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:119px;">3</div><div id="a72196" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:119px;">2</div><div id="a72199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:119px;">–</div><div id="a72202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:119px;">–</div><div id="a72205" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:119px;">1</div><div id="a72208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:119px;">2</div><div id="a72211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:133px;">Total </div><div id="a72213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:133px;">$ </div><div id="a72215" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:133px;">60</div><div id="a72217" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:133px;">$ </div><div id="a72219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:133px;">58</div><div id="a72221" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:133px;">$ </div><div id="a72223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:133px;">6</div><div id="a72225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:133px;">$ </div><div id="a72227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:133px;">5</div><div id="a72229" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:133px;">$ </div><div id="a72231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:133px;">12</div><div id="a72233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:133px;">$ </div><div id="a72235" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:133px;">12</div><div id="a72258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:159px;">For the six months ended </div><div id="a72264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:173px;">April 30 </div><div id="a72267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:173px;">April 30 </div><div id="a72270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:173px;">April 30 </div><div id="a72273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:173px;">April 30 </div><div id="a72276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:173px;">April 30 </div><div id="a72279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:173px;">April 30 </div><div id="a72285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:186px;">2026 </div><div id="a72288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:186px;">2025 </div><div id="a72291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:186px;">2026 </div><div id="a72294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:186px;">2025 </div><div id="a72297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:186px;">2026 </div><div id="a72300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:186px;">2025 </div><div id="a72303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:199px;">Service cost – benefits earned </div><div id="a72308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:199px;">$ </div><div id="a72310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:199px;">137</div><div id="a72312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:199px;">$ </div><div id="a72314" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:199px;">138</div><div id="a72316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:199px;">$ </div><div id="a72318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:199px;">3</div><div id="a72320" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:199px;">$ </div><div id="a72322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:199px;">3</div><div id="a72324" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:199px;">$ </div><div id="a72326" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:199px;">10</div><div id="a72328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:199px;">$ </div><div id="a72330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:199px;">10</div><div id="a72333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:212px;">Net interest cost (income) on net defined<div style="display:inline-block;width:1px"> </div>benefit liability (asset) </div><div id="a72336" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:212px;display:flex;">(23)</div><div id="a72339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:212px;display:flex;">(25)</div><div id="a72342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:212px;">8</div><div id="a72345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:212px;">8</div><div id="a72348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:212px;">8</div><div id="a72351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:212px;">11</div><div id="a72354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:226px;">Past service cost </div><div id="a72357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:226px;">–</div><div id="a72360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:226px;">–</div><div id="a72363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:226px;">–</div><div id="a72366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:226px;">–</div><div id="a72369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:226px;">2</div><div id="a72372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:226px;">–</div><div id="a72375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:239px;">Defined benefit administrative expenses</div><div id="a72379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:239px;">5</div><div id="a72382" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:239px;">5</div><div id="a72385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:239px;">–</div><div id="a72388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:239px;">–</div><div id="a72391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:239px;">3</div><div id="a72394" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:239px;">3</div><div id="a72397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:252px;">Total </div><div id="a72399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:252px;">$ </div><div id="a72401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:252px;">119</div><div id="a72403" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:252px;">$ </div><div id="a72405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:252px;">118</div><div id="a72407" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:252px;">$ </div><div id="a72409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:252px;">11</div><div id="a72411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:252px;">$ </div><div id="a72413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:252px;">11</div><div id="a72415" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:252px;">$ </div><div id="a72417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:252px;">23</div><div id="a72419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:252px;">$ </div><div id="a72421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:252px;">24</div></div><div id="TextBlockContainer449" style="position:relative;line-height:normal;width:709px;height:22px;"><div id="a72425_1_178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension<div style="display:inline-block;width:4px"> </div>plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension </div><div id="a72429" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">plan, and supplemental executive defined benefit pension plans.</div></div> 68000000 69000000 2000000 1000000 5000000 5000000 -11000000 -13000000 4000000 4000000 4000000 5000000 0 0 0 0 -2000000 0 -3000000 -2000000 0 0 -1000000 -2000000 60000000 58000000 6000000 5000000 12000000 12000000 137000000 138000000 3000000 3000000 10000000 10000000 -23000000 -25000000 8000000 8000000 8000000 11000000 0 0 0 0 -2000000 0 5000000 -5000000 0 0 3000000 -3000000 119000000 118000000 11000000 11000000 23000000 24000000 <div id="TextBlockContainer454" style="position:relative;line-height:normal;width:686px;height:13px;"><div id="div_452_XBRL_TS_ddf60a47cf3e4d4481f818caa9652733" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer453" style="position:relative;line-height:normal;width:686px;height:13px;"><div id="a72444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes expenses for<div style="display:inline-block;width:1px"> </div>the Bank’s defined contribution plans for the three<div style="display:inline-block;width:1px"> </div>and six months ended April 30, 2026 and<div style="display:inline-block;width:1px"> </div>April 30, 2025.</div></div></div></div><div id="TextBlockContainer457" style="position:relative;line-height:normal;width:734px;height:86px;"><div id="a72500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Defined Contribution Plan Expenses </div><div id="a72511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:13px;">(millions of Canadian dollars) </div><div id="a72513" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:428px;top:13px;">For the three months ended </div><div id="a72515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:13px;">For the six months ended </div><div id="a72521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:25px;">April 30 </div><div id="a72524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:25px;">April 30 </div><div id="a72527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:594px;top:25px;">April 30 </div><div id="a72530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:25px;">April 30 </div><div id="a72536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:37px;">2026 </div><div id="a72539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:37px;">2025 </div><div id="a72542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:37px;">2026 </div><div id="a72545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:37px;">2025 </div><div id="a72548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:49px;">Defined contribution pension plans</div><div id="a72549" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:160px;top:49px;">1</div><div id="a72551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:49px;">$ </div><div id="a72553" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:457px;top:49px;">92</div><div id="a72555" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:49px;">$ </div><div id="a72557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:49px;">85</div><div id="a72559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:49px;">$ </div><div id="a72561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:49px;">203</div><div id="a72563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:49px;">$ </div><div id="a72565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:49px;">191</div><div id="a72568" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:61px;">Government pension plans</div><div id="a72569" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:126px;top:60px;">2</div><div id="a72572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:61px;">156</div><div id="a72575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:61px;">140</div><div id="a72578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:61px;">386</div><div id="a72581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:61px;">360</div><div id="a72584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:73px;">Total </div><div id="a72586" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:73px;">$ </div><div id="a72588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:73px;">248</div><div id="a72590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:73px;">$ </div><div id="a72592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:73px;">225</div><div id="a72594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:73px;">$ </div><div id="a72596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:73px;">589</div><div id="a72598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:73px;">$ </div><div id="a72600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:73px;">551</div></div><div id="TextBlockContainer461" style="position:relative;line-height:normal;width:503px;height:21px;"><div id="a72604_1_122" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k)<div style="display:inline-block;width:4px"> </div>plan. </div><div id="a72609" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a72610" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes Canada Pension Plan, Quebec Pension Plan, and Social Security under the U.S. </div><div id="a72612" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:356px;top:11px;">Federal Insurance Contributions Act</div><div id="a72613" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:494px;top:11px;">.</div></div> 92000000 85000000 203000000 191000000 156000000 140000000 386000000 360000000 248000000 225000000 589000000 551000000 <div id="TextBlockContainer465" style="position:relative;line-height:normal;width:721px;height:26px;"><div id="a72616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the remeasurements<div style="display:inline-block;width:1px"> </div>recognized in OCI for the Bank’s principal pension<div style="display:inline-block;width:1px"> </div>and post-retirement defined benefit plans<div style="display:inline-block;width:1px"> </div>and certain of </div><div id="a72623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">the Bank’s other material defined benefit pension<div style="display:inline-block;width:1px"> </div>plans, for the three and six months ended<div style="display:inline-block;width:1px"> </div>April 30, 2026 and April<div style="display:inline-block;width:1px"> </div>30, 2025.</div></div><div id="TextBlockContainer470" style="position:relative;line-height:normal;width:734px;height:246px;"><div id="div_468_XBRL_TS_459a2e7246104ce580cdf98973e01889" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer469" style="position:relative;line-height:normal;width:734px;height:246px;"><div id="a72644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Amounts Recognized in Other Comprehensive<div style="display:inline-block;width:1px"> </div>Income for Remeasurement of Defined<div style="display:inline-block;width:1px"> </div>Benefit Plans</div><div id="a72645" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:480px;top:3px;">1,2,3</div><div id="a72648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:16px;">(millions of Canadian dollars) </div><div id="a72651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:16px;">Principal post-retirement </div><div id="a72659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:28px;">Principal pension plans </div><div id="a72661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:515px;top:28px;">benefit plan </div><div id="a72663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:614px;top:28px;">Other pension plans</div><div id="a72670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:40px;">For the three months ended </div><div id="a72676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:52px;">April 30 </div><div id="a72679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:52px;">April 30 </div><div id="a72682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:52px;">April 30 </div><div id="a72685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:52px;">April 30 </div><div id="a72688" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:52px;">April 30 </div><div id="a72691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:52px;">April 30 </div><div id="a72697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:64px;">2026 </div><div id="a72700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:64px;">2025 </div><div id="a72703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:64px;">2026 </div><div id="a72706" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:64px;">2025 </div><div id="a72709" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:64px;">2026 </div><div id="a72712" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:64px;">2025 </div><div id="a72715" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:77px;">Remeasurement gain/(loss) – financial </div><div id="a72720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:77px;">$ </div><div id="a72722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:77px;">200</div><div id="a72724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:77px;">$ </div><div id="a72726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:77px;">297</div><div id="a72728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:77px;">$ </div><div id="a72730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:77px;">10</div><div id="a72732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:77px;">$ </div><div id="a72734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:77px;">12</div><div id="a72736" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:77px;">$ </div><div id="a72738" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:77px;">8</div><div id="a72740" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:77px;">$ </div><div id="a72742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:77px;">14</div><div id="a72745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:89px;">Remeasurement gain/(loss) – return on plan<div style="display:inline-block;width:1px"> </div>assets less </div><div id="a72764" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:101px;">interest income </div><div id="a72767" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:101px;display:flex;">(110)</div><div id="a72770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:101px;display:flex;">(366)</div><div id="a72773" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:101px;">–</div><div id="a72776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:101px;">–</div><div id="a72779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:101px;">–</div><div id="a72782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:101px;">–</div><div id="a72785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:113px;">Change in asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding requirement </div><div id="a72788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:113px;">–</div><div id="a72791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:113px;">3</div><div id="a72794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:113px;">–</div><div id="a72797" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:113px;">–</div><div id="a72800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:113px;">–</div><div id="a72803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:113px;">–</div><div id="a72806" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:125px;">Total </div><div id="a72808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:125px;">$ </div><div id="a72810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:125px;">90</div><div id="a72812" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:125px;">$ </div><div id="a72814" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:125px;display:flex;">(66)</div><div id="a72816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:125px;">$ </div><div id="a72818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:125px;">10</div><div id="a72820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:125px;">$ </div><div id="a72822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:125px;">12</div><div id="a72824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:125px;">$ </div><div id="a72826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:125px;">8</div><div id="a72828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:125px;">$ </div><div id="a72830" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:125px;">14</div><div id="a72851" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:149px;">For the six months ended </div><div id="a72857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:161px;">April 30 </div><div id="a72860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:161px;">April 30 </div><div id="a72863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:161px;">April 30 </div><div id="a72866" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:161px;">April 30 </div><div id="a72869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:161px;">April 30 </div><div id="a72872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:161px;">April 30 </div><div id="a72878" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:173px;">2026 </div><div id="a72881" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:173px;">2025 </div><div id="a72884" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:173px;">2026 </div><div id="a72887" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:173px;">2025 </div><div id="a72890" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:173px;">2026 </div><div id="a72893" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:173px;">2025 </div><div id="a72896" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:185px;">Remeasurement gain/(loss) – financial </div><div id="a72901" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:185px;">$ </div><div id="a72903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:185px;">435</div><div id="a72905" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:185px;">$ </div><div id="a72907" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:185px;">158</div><div id="a72909" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:185px;">$ </div><div id="a72911" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:185px;">18</div><div id="a72913" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:185px;">$ </div><div id="a72915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:185px;">5</div><div id="a72917" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:185px;">$ </div><div id="a72919" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:185px;">7</div><div id="a72921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:185px;">$ </div><div id="a72923" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:185px;">4</div><div id="a72926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:197px;">Remeasurement gain/(loss) – return on plan<div style="display:inline-block;width:1px"> </div>assets less </div><div id="a72945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:209px;">interest income </div><div id="a72948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:209px;display:flex;">(421)</div><div id="a72951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:209px;display:flex;">(184)</div><div id="a72954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:209px;">–</div><div id="a72957" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:209px;">–</div><div id="a72960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:209px;">–</div><div id="a72963" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:209px;">–</div><div id="a72966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:221px;">Change in asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding requirement </div><div id="a72969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:221px;">–</div><div id="a72972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:221px;">–</div><div id="a72975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:221px;">–</div><div id="a72978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:221px;">–</div><div id="a72981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:221px;">–</div><div id="a72984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:221px;">–</div><div id="a72987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:233px;">Total </div><div id="a72989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:233px;">$ </div><div id="a72991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:233px;">14</div><div id="a72993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:233px;">$ </div><div id="a72995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:233px;display:flex;">(26)</div><div id="a72997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:233px;">$ </div><div id="a72999" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:233px;">18</div><div id="a73001" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:233px;">$ </div><div id="a73003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:233px;">5</div><div id="a73005" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:233px;">$ </div><div id="a73007" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:233px;">7</div><div id="a73009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:233px;">$ </div><div id="a73011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:233px;">4</div></div></div></div><div id="TextBlockContainer473" style="position:relative;line-height:normal;width:728px;height:54px;"><div id="a73014" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1</div><div id="a73015" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:0px;"><div style="display:inline-block;width:2px"> </div>Excludes the Canada Trust defined benefit pension plan, TD Banknorth defined benefit<div style="display:inline-block;width:4px"> </div>pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension </div><div id="a73018" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:11px;">plan, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for<div style="display:inline-block;width:4px"> </div>disclosure purposes as these plans are not remeasured on </div><div id="a73022" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:22px;">a quarterly basis.<div style="display:inline-block;width:3px"> </div></div><div id="a73025" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:32px;">2</div><div id="a73026" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:32px;"><div style="display:inline-block;width:2px"> </div>Changes in discount rates and return on plan assets are reviewed and updated on a quarterly basis. All other assumptions<div style="display:inline-block;width:4px"> </div>are updated annually. </div><div id="a73030" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:43px;">3</div><div id="a73031" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:43px;"><div style="display:inline-block;width:2px"> </div>Amounts are presented on a pre-tax basis.</div></div> 200000000 297000000 10000000 12000000 8000000 14000000 -110000000 -366000000 0 0 0 0 0 3000000 0 0 0 0 90000000 -66000000 10000000 12000000 8000000 14000000 435000000 158000000 18000000 5000000 7000000 4000000 -421000000 -184000000 0 0 0 0 0 0 0 0 0 0 14000000 -26000000 18000000 5000000 7000000 4000000 <div id="TextBlockContainer476" style="position:relative;line-height:normal;width:135px;height:13px;"><div id="a73040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 15: INCOME TAXES</div></div><div id="TextBlockContainer478" style="position:relative;line-height:normal;width:709px;height:39px;"><div id="a73043" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Income Tax Adjustment on the Gain on Sale of Schwab Shares </div><div id="a73068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">In the current quarter, the Bank revised its estimate of<div style="display:inline-block;width:1px"> </div>taxes owed on the gain from its disposition<div style="display:inline-block;width:1px"> </div>of Schwab shares in the prior year. The revision reflects<div style="display:inline-block;width:1px"> </div>the </div><div id="a73071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Bank's most recent tax filings and includes<div style="display:inline-block;width:1px"> </div>previously inestimable information.<div style="display:inline-block;width:1px"> </div>The revision reduced the Bank's provision<div style="display:inline-block;width:1px"> </div>for income taxes by $</div><div id="a73071_143_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:27px;">288</div><div id="a73071_146_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:27px;"><div style="display:inline-block;width:3px"> </div>million.</div></div><div id="TextBlockContainer480" style="position:relative;line-height:normal;width:723px;height:79px;"><div id="a73076" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Other Tax Matters </div><div id="a73082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Canada Revenue Agency (CRA), Revenu<div style="display:inline-block;width:1px"> </div>Québec Agency (RQA) and Alberta<div style="display:inline-block;width:1px"> </div>Tax and Revenue Administration (ATRA) are denying certain dividend and </div><div id="a73084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">interest deductions claimed by the Bank.<div style="display:inline-block;width:1px"> </div>As at April 30, 2026, the CRA has reassessed<div style="display:inline-block;width:1px"> </div>the Bank for $</div><div id="a73084_100_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:27px;">1,676</div><div id="a73084_105_49" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:27px;"><div style="display:inline-block;width:3px"> </div>million for the years 2011 to 2020, the RQA has </div><div id="a73093" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">reassessed the Bank for $</div><div id="a73093_25_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:40px;">52</div><div id="a73093_27_79" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:131px;top:40px;"><div style="display:inline-block;width:3px"> </div>million for the years 2011 to 2019, and the ATRA has reassessed the Bank for $</div><div id="a73093_106_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:40px;">71</div><div id="a73093_108_51" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:40px;"><div style="display:inline-block;width:3px"> </div>million for the years 2011 to 2020. In total, the </div><div id="a73100" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Bank has been reassessed for $</div><div id="a73100_30_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:147px;top:53px;">1,799</div><div id="a73100_35_123" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:172px;top:53px;"><div style="display:inline-block;width:3px"> </div>million of income tax and interest. The Bank<div style="display:inline-block;width:1px"> </div>expects to continue to be reassessed<div style="display:inline-block;width:1px"> </div>for open years. The Bank is of the view </div><div id="a73104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">that its tax filing positions were appropriate<div style="display:inline-block;width:1px"> </div>and filed a Notice of Appeal with the<div style="display:inline-block;width:1px"> </div>Tax Court of Canada on March 21, 2023.</div></div> -288000000 1676000000 52000000 71000000 1799000000 <div id="TextBlockContainer482" style="position:relative;line-height:normal;width:173px;height:13px;"><div id="a73108" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 16: EARNINGS PER SHARE</div></div><div id="TextBlockContainer484" style="position:relative;line-height:normal;width:728px;height:66px;"><div id="a73112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Basic earnings per share is calculated by<div style="display:inline-block;width:1px"> </div>dividing net income available to common<div style="display:inline-block;width:1px"> </div>shareholders by the weighted-average number<div style="display:inline-block;width:1px"> </div>of common shares outstanding </div><div id="a73118" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">for the period.<div style="display:inline-block;width:2px"> </div></div><div id="a73120" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:27px;">Diluted earnings per share is calculated using<div style="display:inline-block;width:1px"> </div>the same method as basic earnings per<div style="display:inline-block;width:1px"> </div>share except that certain adjustments are made<div style="display:inline-block;width:1px"> </div>to net income available </div><div id="a73124" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">to common shareholders and the weighted-average<div style="display:inline-block;width:1px"> </div>number of shares outstanding for the effects of<div style="display:inline-block;width:1px"> </div>all dilutive potential common shares<div style="display:inline-block;width:1px"> </div>that are assumed to be </div><div id="a73127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">issued by the Bank.</div></div><div id="TextBlockContainer488" style="position:relative;line-height:normal;width:658px;height:13px;"><div id="div_486_XBRL_TS_0c8008441e88454b9210286d9acfa6e1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer487" style="position:relative;line-height:normal;width:658px;height:13px;"><div id="a73143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the Bank’s basic and<div style="display:inline-block;width:1px"> </div>diluted earnings per share for the three and<div style="display:inline-block;width:1px"> </div>six months ended April 30, 2026 and April<div style="display:inline-block;width:1px"> </div>30, 2025.</div></div></div></div><div id="TextBlockContainer492" style="position:relative;line-height:normal;width:734px;height:195px;"><div id="div_490_XBRL_TS_b13ebd6b2b6149bf964ec5405d47e602" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer491" style="position:relative;line-height:normal;width:734px;height:195px;"><div id="a73198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Basic and Diluted Earnings Per Share </div><div id="a73209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:13px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a73211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:448px;top:13px;">For the three months ended </div><div id="a73213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:13px;">For the six months ended </div><div id="a73219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:26px;">April 30 </div><div id="a73222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:26px;">April 30 </div><div id="a73225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:26px;">April 30 </div><div id="a73228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:26px;">April 30 </div><div id="a73232" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:39px;">2026 </div><div id="a73234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:39px;">2025 </div><div id="a73236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:39px;">2026 </div><div id="a73238" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:39px;">2025 </div><div id="a73241" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:52px;">Basic earnings per share </div><div id="a73252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:65px;">Net income available to common shareholders </div><div id="a73254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:65px;">$ </div><div id="a73256" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:65px;">4,049</div><div id="a73258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:65px;">$ </div><div id="a73260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:65px;">10,929</div><div id="a73262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:65px;">$ </div><div id="a73264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:616px;top:65px;">7,991</div><div id="a73266" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:65px;">$ </div><div id="a73268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:65px;">13,636</div><div id="a73271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:78px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>(millions) </div><div id="a73276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:78px;">1,660.7</div><div id="a73279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:78px;">1,740.5</div><div id="a73282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:78px;">1,670.6</div><div id="a73285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:78px;">1,745.3</div><div id="a73288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:91px;">Basic earnings per share </div><div id="a73289" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:129px;top:91px;">(Canadian dollars)</div><div id="a73291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:91px;">$ </div><div id="a73293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:91px;">2.44</div><div id="a73295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:91px;">$ </div><div id="a73297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:91px;">6.28</div><div id="a73299" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:91px;">$ </div><div id="a73301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:621px;top:91px;">4.78</div><div id="a73303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:91px;">$ </div><div id="a73305" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:91px;">7.81</div><div id="a73308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:105px;">Diluted earnings per share </div><div id="a73319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:117px;">Net income available to common shareholders<div style="display:inline-block;width:1px"> </div>including impact of dilutive securities </div><div id="a73321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:117px;">$ </div><div id="a73323" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:117px;">4,049</div><div id="a73325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:117px;">$ </div><div id="a73327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:117px;">10,929</div><div id="a73329" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:117px;">$ </div><div id="a73331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:616px;top:117px;">7,991</div><div id="a73333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:117px;">$ </div><div id="a73335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:117px;">13,636</div><div id="a73338" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:130px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>(millions) </div><div id="a73343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:130px;">1,660.7</div><div id="a73346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:130px;">1,740.5</div><div id="a73349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:130px;">1,670.6</div><div id="a73352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:130px;">1,745.3</div><div id="a73355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:143px;">Effect of dilutive securities </div><div id="a73367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:156px;">Stock options potentially exercisable (millions)</div><div id="a73368" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:156px;">1</div><div id="a73371" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:156px;">4.8</div><div id="a73374" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:557px;top:156px;">1.2</div><div id="a73377" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:156px;">4.8</div><div id="a73380" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:156px;">1.0</div><div id="a73383" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:169px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>– diluted (millions) </div><div id="a73391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:169px;">1,665.5</div><div id="a73394" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:169px;">1,741.7</div><div id="a73397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:169px;">1,675.4</div><div id="a73400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:169px;">1,746.3</div><div id="a73403" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:182px;">Diluted earnings per share </div><div id="a73404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:136px;top:182px;">(Canadian dollars)</div><div id="a73405" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:218px;top:182px;">1</div><div id="a73407" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:182px;">$ </div><div id="a73409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:182px;">2.43</div><div id="a73411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:182px;">$ </div><div id="a73413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:182px;">6.27</div><div id="a73415" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:182px;">$ </div><div id="a73417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:621px;top:182px;">4.77</div><div id="a73419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:182px;">$ </div><div id="a73421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:182px;">7.81</div></div></div></div><div id="TextBlockContainer495" style="position:relative;line-height:normal;width:726px;height:32px;"><div id="a73425_1_51" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">For the three and six months ended April 30, 2026, </div><div id="a73425_52_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:201px;top:0px;">no</div><div id="a73425_54_128" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:210px;top:0px;"><div style="display:inline-block;width:2px"> </div>outstanding options were excluded from the computation of diluted earnings per share. For the three<div style="display:inline-block;width:4px"> </div>and six months ended April </div><div id="a73430" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">30, 2025, the computation of diluted earnings per share excluded average options outstanding of </div><div id="a73430_96_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:11px;">4.7</div><div id="a73430_99_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:11px;"><div style="display:inline-block;width:2px"> </div>million and </div><div id="a73430_112_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:434px;top:11px;">7.2</div><div id="a73430_115_67" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:446px;top:11px;"><div style="display:inline-block;width:2px"> </div>million, respectively, with a weighted-average exercise<div style="display:inline-block;width:4px"> </div>price of $</div><div id="a73430_182_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:11px;">92.91</div><div id="a73434" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">and $</div><div id="a73434_5_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:25px;top:21px;">89.12</div><div id="a73434_10_106" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:46px;top:21px;">, respectively, as the option price was greater than<div style="display:inline-block;width:4px"> </div>the average market price of the Bank’s common shares.</div></div> <div id="TextBlockContainer487" style="position:relative;line-height:normal;width:658px;height:13px;"><div id="a73143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the Bank’s basic and<div style="display:inline-block;width:1px"> </div>diluted earnings per share for the three and<div style="display:inline-block;width:1px"> </div>six months ended April 30, 2026 and April<div style="display:inline-block;width:1px"> </div>30, 2025.</div></div><div id="TextBlockContainer491" style="position:relative;line-height:normal;width:734px;height:195px;"><div id="a73198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Basic and Diluted Earnings Per Share </div><div id="a73209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:13px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a73211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:448px;top:13px;">For the three months ended </div><div id="a73213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:13px;">For the six months ended </div><div id="a73219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:26px;">April 30 </div><div id="a73222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:26px;">April 30 </div><div id="a73225" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:26px;">April 30 </div><div id="a73228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:26px;">April 30 </div><div id="a73232" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:39px;">2026 </div><div id="a73234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:39px;">2025 </div><div id="a73236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:39px;">2026 </div><div id="a73238" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:39px;">2025 </div><div id="a73241" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:52px;">Basic earnings per share </div><div id="a73252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:65px;">Net income available to common shareholders </div><div id="a73254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:65px;">$ </div><div id="a73256" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:65px;">4,049</div><div id="a73258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:65px;">$ </div><div id="a73260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:65px;">10,929</div><div id="a73262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:65px;">$ </div><div id="a73264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:616px;top:65px;">7,991</div><div id="a73266" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:65px;">$ </div><div id="a73268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:65px;">13,636</div><div id="a73271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:78px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>(millions) </div><div id="a73276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:78px;">1,660.7</div><div id="a73279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:78px;">1,740.5</div><div id="a73282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:78px;">1,670.6</div><div id="a73285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:78px;">1,745.3</div><div id="a73288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:91px;">Basic earnings per share </div><div id="a73289" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:129px;top:91px;">(Canadian dollars)</div><div id="a73291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:91px;">$ </div><div id="a73293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:91px;">2.44</div><div id="a73295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:91px;">$ </div><div id="a73297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:91px;">6.28</div><div id="a73299" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:91px;">$ </div><div id="a73301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:621px;top:91px;">4.78</div><div id="a73303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:91px;">$ </div><div id="a73305" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:91px;">7.81</div><div id="a73308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:105px;">Diluted earnings per share </div><div id="a73319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:117px;">Net income available to common shareholders<div style="display:inline-block;width:1px"> </div>including impact of dilutive securities </div><div id="a73321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:117px;">$ </div><div id="a73323" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:117px;">4,049</div><div id="a73325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:117px;">$ </div><div id="a73327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:117px;">10,929</div><div id="a73329" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:117px;">$ </div><div id="a73331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:616px;top:117px;">7,991</div><div id="a73333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:117px;">$ </div><div id="a73335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:117px;">13,636</div><div id="a73338" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:130px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>(millions) </div><div id="a73343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:130px;">1,660.7</div><div id="a73346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:130px;">1,740.5</div><div id="a73349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:130px;">1,670.6</div><div id="a73352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:130px;">1,745.3</div><div id="a73355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:143px;">Effect of dilutive securities </div><div id="a73367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:156px;">Stock options potentially exercisable (millions)</div><div id="a73368" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:156px;">1</div><div id="a73371" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:156px;">4.8</div><div id="a73374" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:557px;top:156px;">1.2</div><div id="a73377" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:156px;">4.8</div><div id="a73380" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:156px;">1.0</div><div id="a73383" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:169px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>– diluted (millions) </div><div id="a73391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:169px;">1,665.5</div><div id="a73394" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:169px;">1,741.7</div><div id="a73397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:169px;">1,675.4</div><div id="a73400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:169px;">1,746.3</div><div id="a73403" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:182px;">Diluted earnings per share </div><div id="a73404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:136px;top:182px;">(Canadian dollars)</div><div id="a73405" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:218px;top:182px;">1</div><div id="a73407" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:182px;">$ </div><div id="a73409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:182px;">2.43</div><div id="a73411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:182px;">$ </div><div id="a73413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:182px;">6.27</div><div id="a73415" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:182px;">$ </div><div id="a73417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:621px;top:182px;">4.77</div><div id="a73419" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:182px;">$ </div><div id="a73421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:182px;">7.81</div></div><div id="TextBlockContainer496" style="position:relative;line-height:normal;width:726px;height:32px;"><div id="div_494_XBRL_TS_6a1d46cc47154350bcae3fde4c1c6de1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer495" style="position:relative;line-height:normal;width:726px;height:32px;"><div id="a73425_1_51" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">For the three and six months ended April 30, 2026, </div><div id="a73425_52_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:201px;top:0px;">no</div><div id="a73425_54_128" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:210px;top:0px;"><div style="display:inline-block;width:2px"> </div>outstanding options were excluded from the computation of diluted earnings per share. For the three<div style="display:inline-block;width:4px"> </div>and six months ended April </div><div id="a73430" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">30, 2025, the computation of diluted earnings per share excluded average options outstanding of </div><div id="a73430_96_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:11px;">4.7</div><div id="a73430_99_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:11px;"><div style="display:inline-block;width:2px"> </div>million and </div><div id="a73430_112_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:434px;top:11px;">7.2</div><div id="a73430_115_67" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:446px;top:11px;"><div style="display:inline-block;width:2px"> </div>million, respectively, with a weighted-average exercise<div style="display:inline-block;width:4px"> </div>price of $</div><div id="a73430_182_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:11px;">92.91</div><div id="a73434" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">and $</div><div id="a73434_5_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:25px;top:21px;">89.12</div><div id="a73434_10_106" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:46px;top:21px;">, respectively, as the option price was greater than<div style="display:inline-block;width:4px"> </div>the average market price of the Bank’s common shares.</div></div></div></div> 4049000000 10929000000 7991000000 13636000000 1660700000 1740500000 1670600000 1745300000 2.44 6.28 4.78 7.81 4049000000 10929000000 7991000000 13636000000 1660700000 1740500000 1670600000 1745300000 4800000 1200000 4800000 1000000.0 1665500000 1741700000 1675400000 1746300000 2.43 6.27 4.77 7.81 0 0 4700000 7200000 92.91 89.12 <div id="TextBlockContainer498" style="position:relative;line-height:normal;width:275px;height:13px;"><div id="a73439" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 17: PROVISIONS AND CONTINGENT<div style="display:inline-block;width:1px"> </div>LIABILITIES</div></div><div id="TextBlockContainer500" style="position:relative;line-height:normal;width:714px;height:26px;"><div id="a73443" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Other than as described below, there have been no new significant<div style="display:inline-block;width:1px"> </div>events or transactions except as previously<div style="display:inline-block;width:1px"> </div>identified in Note 25 of the Bank’s 2025 Annual </div><div id="a73497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Consolidated Financial Statements.</div></div><div id="TextBlockContainer502" style="position:relative;line-height:normal;width:734px;height:586px;"><div id="a73504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(a)</div><div id="a73506" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:0px;"><div style="display:inline-block;width:3px"> </div>LEGAL AND REGULATORY MATTERS </div><div id="a73509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:13px;">In the ordinary course of business, the Bank<div style="display:inline-block;width:1px"> </div>and its subsidiaries are involved in various<div style="display:inline-block;width:1px"> </div>legal and regulatory actions, including but<div style="display:inline-block;width:1px"> </div>not limited to civil claims and </div><div id="a73511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">lawsuits, regulatory examinations, investigations,<div style="display:inline-block;width:1px"> </div>audits, and requests for information by<div style="display:inline-block;width:1px"> </div>governmental, regulatory and self-regulatory<div style="display:inline-block;width:1px"> </div>agencies and law </div><div id="a73514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">enforcement authorities in various jurisdictions,<div style="display:inline-block;width:1px"> </div>in respect of our businesses and compliance<div style="display:inline-block;width:1px"> </div>programs. The Bank establishes provisions<div style="display:inline-block;width:1px"> </div>when it becomes </div><div id="a73516" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">probable that the Bank will incur a loss and<div style="display:inline-block;width:1px"> </div>the amount can be reliably estimated.<div style="display:inline-block;width:1px"> </div>The Bank also estimates the aggregate range<div style="display:inline-block;width:1px"> </div>of reasonably possible losses </div><div id="a73518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">(RPL) in its legal and regulatory actions (that<div style="display:inline-block;width:1px"> </div>is, those which are neither probable nor<div style="display:inline-block;width:1px"> </div>remote), in excess of provisions. However, the Bank does<div style="display:inline-block;width:1px"> </div>not disclose the </div><div id="a73520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">specific possible loss associated with each underlying<div style="display:inline-block;width:1px"> </div>matter given the substantial uncertainty associated<div style="display:inline-block;width:1px"> </div>with each possible loss as described below and<div style="display:inline-block;width:1px"> </div>the </div><div id="a73523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">negative consequences to the Bank’s resolution<div style="display:inline-block;width:1px"> </div>of the matters that comprise the<div style="display:inline-block;width:1px"> </div>RPL should individual possible losses be disclosed.<div style="display:inline-block;width:1px"> </div>As at April 30, 2026, the </div><div id="a73525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">Bank’s RPL is from </div><div id="a73525_19_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:92px;top:107px;">zero</div><div id="a73525_23_19" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:111px;top:107px;"><div style="display:inline-block;width:3px"> </div>to approximately $</div><div id="a73525_42_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:107px;">456.8</div><div id="a73525_47_34" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:107px;"><div style="display:inline-block;width:3px"> </div>million (October 31, 2025 – from </div><div id="a73525_81_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:369px;top:107px;">zero</div><div id="a73525_85_19" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:389px;top:107px;"><div style="display:inline-block;width:3px"> </div>to approximately $</div><div id="a73525_104_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:107px;">440.7</div><div id="a73525_109_51" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:107px;"><div style="display:inline-block;width:3px"> </div>million). The Bank’s provisions and RPL represent </div><div id="a73529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">the Bank’s best estimates based upon currently available<div style="display:inline-block;width:1px"> </div>information for actions for which estimates<div style="display:inline-block;width:1px"> </div>can be made, but there are a number of factors<div style="display:inline-block;width:1px"> </div>that could </div><div id="a73531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">cause the Bank’s actual losses to be significantly<div style="display:inline-block;width:1px"> </div>different from its provisions or RPL. For example,<div style="display:inline-block;width:1px"> </div>the Bank’s estimates involve significant judgment<div style="display:inline-block;width:1px"> </div>due to the </div><div id="a73533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">varying stages of the proceedings, the existence<div style="display:inline-block;width:1px"> </div>of multiple defendants in many proceedings<div style="display:inline-block;width:1px"> </div>whose share of liability has yet to be determined,<div style="display:inline-block;width:1px"> </div>the numerous yet- </div><div id="a73537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">unresolved issues in many of the proceedings,<div style="display:inline-block;width:1px"> </div>some of which are beyond the Bank’s control and/or<div style="display:inline-block;width:1px"> </div>involve novel legal theories and interpretations,<div style="display:inline-block;width:1px"> </div>the attendant </div><div id="a73540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:173px;">uncertainty of the various potential outcomes<div style="display:inline-block;width:1px"> </div>of such proceedings, and the fact that the underlying<div style="display:inline-block;width:1px"> </div>matters will change from time to time. In addition,<div style="display:inline-block;width:1px"> </div>some actions </div><div id="a73542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">seek very large or indeterminate damages.<div style="display:inline-block;width:1px"> </div>Refer to Note 25 of the Bank’s 2025 Annual Consolidated<div style="display:inline-block;width:1px"> </div>Financial Statements for details on the Bank’s significant </div><div id="a73544" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:200px;">legal and regulatory matters. Based on<div style="display:inline-block;width:1px"> </div>the Bank’s current knowledge, and subject to<div style="display:inline-block;width:1px"> </div>the factors listed above as well as other uncertainties<div style="display:inline-block;width:1px"> </div>inherent in litigation and </div><div id="a73547" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:213px;">regulatory matters, other than as described<div style="display:inline-block;width:1px"> </div>below: (i) there have been no notable developments<div style="display:inline-block;width:1px"> </div>to the matters previously identified in Note 25<div style="display:inline-block;width:1px"> </div>of the Bank’s 2025 </div><div id="a73549" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:227px;">Annual Consolidated Financial Statements; and<div style="display:inline-block;width:1px"> </div>(ii) since October 31, 2025, no other legal<div style="display:inline-block;width:1px"> </div>or regulatory matter has arisen or progressed<div style="display:inline-block;width:1px"> </div>to the point that it would </div><div id="a73552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:240px;">reasonably be expected to result in a material<div style="display:inline-block;width:1px"> </div>financial impact to the Bank. </div><div id="a73554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:253px;">As previously disclosed, on October 10, 2024,<div style="display:inline-block;width:1px"> </div>the Bank announced that, following active<div style="display:inline-block;width:1px"> </div>cooperation and engagement with authorities and<div style="display:inline-block;width:1px"> </div>regulators, it </div><div id="a73556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:267px;">reached a resolution (the “Global Resolution”)<div style="display:inline-block;width:1px"> </div>of previously disclosed investigations related<div style="display:inline-block;width:1px"> </div>to its U.S. Bank Secrecy Act (BSA) and Anti-Money<div style="display:inline-block;width:1px"> </div>Laundering (AML) </div><div id="a73560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:280px;">compliance programs (collectively, the “U.S. BSA/AML program”).<div style="display:inline-block;width:1px"> </div>The Bank and certain of its U.S. subsidiaries<div style="display:inline-block;width:1px"> </div>consented to orders with the Office of the </div><div id="a73562" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:293px;">Comptroller of the Currency (OCC), the Federal<div style="display:inline-block;width:1px"> </div>Reserve Board, and the Financial Crimes<div style="display:inline-block;width:1px"> </div>Enforcement Network and entered into plea agreements<div style="display:inline-block;width:1px"> </div>with the </div><div id="a73564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:307px;">Department of Justice (DOJ), Criminal<div style="display:inline-block;width:1px"> </div>Division, Money Laundering and Asset<div style="display:inline-block;width:1px"> </div>Recovery Section and the United States<div style="display:inline-block;width:1px"> </div>Attorney’s Office for the District of New </div><div id="a73566" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:320px;">Jersey. Details of the Global Resolution include: (i) a total payment<div style="display:inline-block;width:1px"> </div>of US$</div><div id="a73566_76_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:332px;top:320px;">3.088</div><div id="a73566_81_11" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:357px;top:320px;"><div style="display:inline-block;width:3px"> </div>billion ($</div><div id="a73566_92_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:320px;">4.233</div><div id="a73566_97_69" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:422px;top:320px;"><div style="display:inline-block;width:3px"> </div>billion), all of which was provisioned during<div style="display:inline-block;width:1px"> </div>the 2024 fiscal year; </div><div id="a73569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:333px;">(ii) TD Bank, N.A. (TDBNA) pleading guilty<div style="display:inline-block;width:1px"> </div>to one count of conspiring to fail to maintain<div style="display:inline-block;width:1px"> </div>an adequate AML program, failing<div style="display:inline-block;width:1px"> </div>to file accurate currency transaction </div><div id="a73572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:347px;">reports (CTRs) and launder money and<div style="display:inline-block;width:1px"> </div>TD Bank US Holding Company (TDBUSH)<div style="display:inline-block;width:1px"> </div>pleading guilty to two counts of causing<div style="display:inline-block;width:1px"> </div>TDBNA to fail to maintain an adequate </div><div id="a73574" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:360px;">AML program and to fail to file accurate<div style="display:inline-block;width:1px"> </div>CTRs; (iii) requirements to remediate the<div style="display:inline-block;width:1px"> </div>Bank’s U.S. BSA/AML program; (iv) a requirement<div style="display:inline-block;width:1px"> </div>to prioritize the funding and </div><div id="a73576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:373px;">staffing of the remediation, which includes Board<div style="display:inline-block;width:1px"> </div>certifications for dividend distributions<div style="display:inline-block;width:1px"> </div>from certain of the Bank’s U.S. subsidiaries to the<div style="display:inline-block;width:1px"> </div>Bank; (v) formal </div><div id="a73578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:387px;">oversight of the U.S. BSA/AML remediation<div style="display:inline-block;width:1px"> </div>through an independent compliance monitorship;<div style="display:inline-block;width:1px"> </div>(vi) a prohibition against the average combined<div style="display:inline-block;width:1px"> </div>total assets of TD’s </div><div id="a73580" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:400px;">two U.S. banking subsidiaries (TDBNA and<div style="display:inline-block;width:1px"> </div>TD Bank USA, N.A.) (collectively, the “U.S. Bank”) exceeding<div style="display:inline-block;width:1px"> </div>US$</div><div id="a73580_105_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:490px;top:400px;">434</div><div id="a73580_108_49" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:400px;"><div style="display:inline-block;width:3px"> </div>billion (representing the combined total assets </div><div id="a73582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:413px;">of the U.S. Bank as at September 30, 2024)<div style="display:inline-block;width:1px"> </div>(the “Asset Limitation”), and if the<div style="display:inline-block;width:1px"> </div>U.S. Bank does not achieve compliance with<div style="display:inline-block;width:1px"> </div>all actionable articles in the OCC </div><div id="a73584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:427px;">consent orders (and for each successive<div style="display:inline-block;width:1px"> </div>year that the U.S. Bank remains non-compliant),<div style="display:inline-block;width:1px"> </div>the OCC may require the U.S. Bank to<div style="display:inline-block;width:1px"> </div>further reduce total consolidated </div><div id="a73587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:440px;">assets by up to </div><div id="a73587_16_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:74px;top:440px;">7</div><div id="a73587_17_138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:79px;top:440px;">%; (vii) the U.S. Bank being subject to OCC<div style="display:inline-block;width:1px"> </div>supervisory approval processes for any<div style="display:inline-block;width:1px"> </div>additions of new bank products, services,<div style="display:inline-block;width:1px"> </div>markets, and </div><div id="a73589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:453px;">stores prior to the OCC’s acceptance of the<div style="display:inline-block;width:1px"> </div>U.S. Bank’s improved AML policies and procedures,<div style="display:inline-block;width:1px"> </div>to ensure the AML risk of new initiatives is appropriately </div><div id="a73591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:467px;">considered and mitigated; (viii) requirements<div style="display:inline-block;width:1px"> </div>for the Bank and TD Group U.S. Holdings,<div style="display:inline-block;width:1px"> </div>LLC (TDGUS) to retain a third party<div style="display:inline-block;width:1px"> </div>to assess the effectiveness of the </div><div id="a73594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:480px;">corporate governance and U.S. management<div style="display:inline-block;width:1px"> </div>structure and composition to adequately<div style="display:inline-block;width:1px"> </div>oversee U.S. operations; (ix) requirements<div style="display:inline-block;width:1px"> </div>to comply with the terms of the </div><div id="a73596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:493px;">plea agreements with the DOJ during a five-year<div style="display:inline-block;width:1px"> </div>term of probation (which could be extended<div style="display:inline-block;width:1px"> </div>as a result of the Bank failing to complete<div style="display:inline-block;width:1px"> </div>the compliance </div><div id="a73599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:507px;">undertakings, failing to cooperate or to report<div style="display:inline-block;width:1px"> </div>alleged misconduct as required, or<div style="display:inline-block;width:1px"> </div>committing additional crimes); (x) an ongoing<div style="display:inline-block;width:1px"> </div>obligation to cooperate with DOJ </div><div id="a73601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:520px;">investigations; and (xi) an ongoing obligation<div style="display:inline-block;width:1px"> </div>to report evidence or allegations of violations<div style="display:inline-block;width:1px"> </div>by the Bank, its affiliates, or their employees<div style="display:inline-block;width:1px"> </div>that may be a violation of </div><div id="a73604" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:533px;">U.S. federal law. The Bank is focused on meeting the<div style="display:inline-block;width:1px"> </div>terms of the consent orders and plea agreements,<div style="display:inline-block;width:1px"> </div>including meeting its requirements to remediate<div style="display:inline-block;width:1px"> </div>the </div><div id="a73607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:547px;">Bank’s U.S. BSA/AML compliance programs.<div style="display:inline-block;width:1px"> </div>During the first fiscal quarter of 2025, the<div style="display:inline-block;width:1px"> </div>Bank fully paid the remainder of the monetary penalty<div style="display:inline-block;width:1px"> </div>owed pursuant to the </div><div id="a73609" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:560px;">consent orders and plea agreements that<div style="display:inline-block;width:1px"> </div>were entered into as part of the Global Resolution.<div style="display:inline-block;width:1px"> </div>The payment was covered by provisions previously<div style="display:inline-block;width:1px"> </div>taken by the Bank </div><div id="a73611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:573px;">for this matter. </div></div><div id="TextBlockContainer504" style="position:relative;line-height:normal;width:733px;height:506px;"><div id="a73626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:0px;">As previously disclosed, the Bank and<div style="display:inline-block;width:1px"> </div>some former and current directors, officers and employees<div style="display:inline-block;width:1px"> </div>have been named as defendants in proposed<div style="display:inline-block;width:1px"> </div>class action </div><div id="a73629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">lawsuits in the United States and Canada<div style="display:inline-block;width:1px"> </div>purporting to be brought on behalf of<div style="display:inline-block;width:1px"> </div>the Bank’s shareholders alleging, among other things,<div style="display:inline-block;width:1px"> </div>that a decline in the price of </div><div id="a73631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">the Bank’s shares was the result of misleading disclosures<div style="display:inline-block;width:1px"> </div>with respect to the Bank’s AML compliance programs<div style="display:inline-block;width:1px"> </div>and/or the potential outcomes of the government </div><div id="a73633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">agencies’ or regulators’ investigations.<div style="display:inline-block;width:1px"> </div>The two proposed class actions filed in<div style="display:inline-block;width:1px"> </div>the United States have been consolidated<div style="display:inline-block;width:1px"> </div>under the caption </div><div id="a73635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:619px;top:40px;">Tiessen v. The </div><div id="a73636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:53px;">Toronto-Dominion Bank, et al., </div><div id="a73639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:53px;">in the United States District Court for<div style="display:inline-block;width:1px"> </div>the Southern District of New York, and a consolidated amended complaint<div style="display:inline-block;width:1px"> </div>has been filed </div><div id="a73641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">which names TD Bank, N.A., TDBUSH,<div style="display:inline-block;width:1px"> </div>and certain former and current officers as<div style="display:inline-block;width:1px"> </div>defendants. On May 30, 2025, the defendants<div style="display:inline-block;width:1px"> </div>filed a motion to dismiss in the </div><div id="a73643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:80px;">Tiessen </div><div id="a73644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:41px;top:80px;">case, which is pending before the court. Out<div style="display:inline-block;width:1px"> </div>of the three proposed class actions in Ontario, </div><div id="a73645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:446px;top:80px;">Parkin v. The Toronto-Dominion Bank, et al., </div><div id="a73648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:646px;top:80px;">has been </div><div id="a73649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">identified as the lead action with the other<div style="display:inline-block;width:1px"> </div>two Ontario actions being stayed. There remains<div style="display:inline-block;width:1px"> </div>one further proposed class action in Quebec<div style="display:inline-block;width:1px"> </div>which has been stayed. </div><div id="a73651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">The </div><div id="a73652" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:24px;top:107px;">Parkin </div><div id="a73653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:55px;top:107px;">certification hearing and the motion to seek<div style="display:inline-block;width:1px"> </div>leave under the </div><div id="a73654" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:320px;top:107px;">Securities Act </div><div id="a73655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:107px;">(Ontario) were argued in part on<div style="display:inline-block;width:1px"> </div>February 17 to 20, 2026 and May 20 and </div><div id="a73661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">21, 2026,<div style="display:inline-block;width:2px"> </div>with an additional date for argument scheduled<div style="display:inline-block;width:1px"> </div>on May 28, 2026. A putative shareholder<div style="display:inline-block;width:1px"> </div>derivative action, captioned </div><div id="a73668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:565px;top:120px;">Rubin v. Masrani, et al., </div><div id="a73669" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:120px;">has also </div><div id="a73670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">been filed purportedly on behalf of TD in the<div style="display:inline-block;width:1px"> </div>United States in the Supreme Court of the State<div style="display:inline-block;width:1px"> </div>of New York, New York County,<div style="display:inline-block;width:4px"> </div>against certain former and current </div><div id="a73672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">TD directors, officers and employees, and certain<div style="display:inline-block;width:1px"> </div>of TD’s U.S. affiliates and subsidiaries. The complaint<div style="display:inline-block;width:1px"> </div>asserts alleged breaches of duties and<div style="display:inline-block;width:1px"> </div>other claims </div><div id="a73674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">against the individual defendants in connection<div style="display:inline-block;width:1px"> </div>with the Bank’s U.S. BSA/AML compliance programs.<div style="display:inline-block;width:1px"> </div>On October 31, 2025, TD filed a motion to dismiss<div style="display:inline-block;width:1px"> </div>the </div><div id="a73676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:695px;top:160px;">Rubin </div><div id="a73677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:173px;">action. Certain purported TD shareholders<div style="display:inline-block;width:1px"> </div>have also filed an application in the Ontario<div style="display:inline-block;width:1px"> </div>Superior Court of Justice (</div><div id="a73678" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:504px;top:173px;">The Trustees of International Brotherhood of </div><div id="a73679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:187px;">Electrical Workers, et al., v. The Toronto-Dominion Bank, et al.</div><div id="a73682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:281px;top:187px;">) seeking leave to bring a shareholder<div style="display:inline-block;width:1px"> </div>derivative action in the Delaware Court<div style="display:inline-block;width:1px"> </div>of Chancery on behalf </div><div id="a73683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:200px;">of TD and TDBUSH against certain current<div style="display:inline-block;width:1px"> </div>and former directors and officers. The motion<div style="display:inline-block;width:1px"> </div>to seek leave was heard on April 21, 2026.<div style="display:inline-block;width:1px"> </div>On May 4, 2026, the Court </div><div id="a73685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:213px;">issued its decision declining the applicant's<div style="display:inline-block;width:1px"> </div>leave. The applicants have </div><div id="a73685_73_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:318px;top:213px;">30</div><div id="a73685_75_91" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:213px;"><div style="display:inline-block;width:3px"> </div>days from the date of the decision to<div style="display:inline-block;width:1px"> </div>file an appeal. All of the proceedings are<div style="display:inline-block;width:1px"> </div>still in </div><div id="a73690" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:227px;">early stages. Losses or damages cannot be estimated<div style="display:inline-block;width:1px"> </div>at this time. </div><div id="a73692" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:240px;">As previously disclosed, the Bank has been<div style="display:inline-block;width:1px"> </div>named as defendant in a purported class<div style="display:inline-block;width:1px"> </div>action lawsuit in the United States to be brought<div style="display:inline-block;width:1px"> </div>on behalf of First Horizon </div><div id="a73694" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:253px;">shareholders alleging that a decline in the price<div style="display:inline-block;width:1px"> </div>of First Horizon shares was the result<div style="display:inline-block;width:1px"> </div>of alleged misleading disclosures the<div style="display:inline-block;width:1px"> </div>Bank made with respect to its U.S. </div><div id="a73697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:267px;">BSA/AML compliance programs and its<div style="display:inline-block;width:1px"> </div>effect on the Bank’s contemplated merger with<div style="display:inline-block;width:1px"> </div>First Horizon. The lawsuit also names some of<div style="display:inline-block;width:1px"> </div>the Bank’s former and </div><div id="a73699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:280px;">current officers and a former employee as defendants.<div style="display:inline-block;width:1px"> </div>On November 26, 2025, the court dismissed<div style="display:inline-block;width:1px"> </div>plaintiffs’ complaint, but gave plaintiffs a final opportunity<div style="display:inline-block;width:1px"> </div>to </div><div id="a73701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:293px;">amend their complaint again to attempt<div style="display:inline-block;width:1px"> </div>to address its deficiencies. On January<div style="display:inline-block;width:1px"> </div>22, 2026, the plaintiffs did not amend their<div style="display:inline-block;width:1px"> </div>complaint and instead filed a notice of </div><div id="a73703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:307px;">appeal. On February 26, 2026, three lawsuits<div style="display:inline-block;width:1px"> </div>brought by entities organized under<div style="display:inline-block;width:1px"> </div>the laws of the Cayman Islands were filed on<div style="display:inline-block;width:1px"> </div>an individual basis in New Jersey </div><div id="a73706" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:320px;">state court against the Bank, TDBNA,<div style="display:inline-block;width:1px"> </div>TDGUS and current and former officers and<div style="display:inline-block;width:1px"> </div>employees claiming they were induced<div style="display:inline-block;width:1px"> </div>to purchase and hold First Horizon stock </div><div id="a73708" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:333px;">based on TD's representations concerning<div style="display:inline-block;width:1px"> </div>TD's U.S. BSA/AML compliance programs<div style="display:inline-block;width:1px"> </div>and its effect on the Bank's contemplated<div style="display:inline-block;width:1px"> </div>merger with First Horizon. </div><div id="a73710" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:347px;">Nineteen77 Global Multi-Strategy Alpha Master<div style="display:inline-block;width:1px"> </div>Ltd. et al v. The Toronto-Dominion Bank et al; AQR Arbitrage MA Offshore Fund L.P. et al v. The Toronto-</div><div id="a73716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:360px;">Dominion Bank et al; HBK Master Fund LP<div style="display:inline-block;width:1px"> </div>et al v. The Toronto-Dominion Bank et al</div><div id="a73719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:360px;">. On March 27, 2026, TD filed a notice<div style="display:inline-block;width:1px"> </div>to remove the cases to federal court, </div><div id="a73720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:373px;">which plaintiffs are contesting. Losses or damages<div style="display:inline-block;width:1px"> </div>cannot be estimated at this time. </div><div id="a73722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:387px;">As previously disclosed, the Bank is a defendant<div style="display:inline-block;width:1px"> </div>in Canada and/or the United States in a<div style="display:inline-block;width:1px"> </div>number of matters, including class actions, alleging<div style="display:inline-block;width:1px"> </div>claims in </div><div id="a73724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:400px;">connection with various fees, practices and<div style="display:inline-block;width:1px"> </div>credit decisions. The cases are in various<div style="display:inline-block;width:1px"> </div>stages of maturity and include, among others:<div style="display:inline-block;width:1px"> </div>a Quebec action against </div><div id="a73726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:413px;">members of the financial services industry<div style="display:inline-block;width:1px"> </div>(including the Bank) regarding the existence<div style="display:inline-block;width:1px"> </div>and amount of the insufficient or non-sufficient<div style="display:inline-block;width:1px"> </div>funds fee, a Quebec action </div><div id="a73729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:427px;">against certain brokers (including TD Direct<div style="display:inline-block;width:1px"> </div>Investing) regarding disclosure of foreign<div style="display:inline-block;width:1px"> </div>conversion fees, a Quebec action against members<div style="display:inline-block;width:1px"> </div>of the automobile </div><div id="a73731" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:440px;">insurance industry (including Primmum Insurance<div style="display:inline-block;width:1px"> </div>Company) regarding underwriting practices<div style="display:inline-block;width:1px"> </div>in Quebec, and a class action that was recently<div style="display:inline-block;width:1px"> </div>certified against the </div><div id="a73733" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:453px;">Bank related to a specific class of employees<div style="display:inline-block;width:1px"> </div>and TD’s practice of treating amounts paid<div style="display:inline-block;width:1px"> </div>under the applicable compensation plans<div style="display:inline-block;width:1px"> </div>as inclusive of vacation pay and </div><div id="a73737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:467px;">public holiday pay for those employees. </div><div id="a73741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:493px;">Refer to Note 15 for disclosures related<div style="display:inline-block;width:1px"> </div>to tax matters.</div></div><div id="TextBlockContainer506" style="position:relative;line-height:normal;width:723px;height:53px;"><div id="a73744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(b)</div><div id="a73747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:0px;"><div style="display:inline-block;width:3px"> </div>RESTRUCTURING CHARGES </div><div id="a73750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">During fiscal 2026, the Bank undertook certain<div style="display:inline-block;width:1px"> </div>measures to reduce its cost base and achieve<div style="display:inline-block;width:1px"> </div>greater efficiency. The restructuring program concluded on </div><div id="a73752" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">January 31, 2026. For the three and six months<div style="display:inline-block;width:1px"> </div>ended April 30, 2026, the Bank incurred<div style="display:inline-block;width:1px"> </div>pre-tax restructuring charges (recovery) of $</div><div id="a73752_132_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:27px;display:flex;">(6)</div><div id="a73752_135_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:27px;"><div style="display:inline-block;width:3px"> </div>million and $</div><div id="a73752_149_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:27px;">194</div><div id="a73752_152_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:27px;"><div style="display:inline-block;width:3px"> </div>million, </div><div id="a73761" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">respectively (three and six months ended April<div style="display:inline-block;width:1px"> </div>30, 2025 – $</div><div id="a73761_59_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:267px;top:40px;">163</div><div id="a73761_62_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:284px;top:40px;"><div style="display:inline-block;width:3px"> </div>million).</div></div> 0 456800000 0 440700000 3088000000.000 4233000000 434000000000 0.07 P30D -6000000 194000000 163000000 163000000 <div id="TextBlockContainer508" style="position:relative;line-height:normal;width:196px;height:13px;"><div id="a73779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 18: SEGMENTED INFORMATION</div></div><div id="TextBlockContainer512" style="position:relative;line-height:normal;width:733px;height:266px;"><div id="a73782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">For management reporting purposes, the Bank<div style="display:inline-block;width:1px"> </div>reports its results from business operations<div style="display:inline-block;width:1px"> </div>and activities under four key business<div style="display:inline-block;width:1px"> </div>segments:<div style="display:inline-block;width:3px"> </div>Canadian Personal </div><div id="a73797" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">and Commercial Banking, U.S. Banking,<div style="display:inline-block;width:1px"> </div>Wealth Management and Insurance, and Wholesale<div style="display:inline-block;width:1px"> </div>Banking. The Bank’s other activities are grouped<div style="display:inline-block;width:1px"> </div>into the Corporate </div><div id="a73840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">segment. Effective the first quarter of 2026, the<div style="display:inline-block;width:1px"> </div>Bank renamed its U.S. Retail segment to<div style="display:inline-block;width:1px"> </div>U.S. Banking to better reflect the segment’s financial<div style="display:inline-block;width:1px"> </div>products and </div><div id="a73892" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">services.</div><div id="a73894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:53px;">Canadian Personal and Commercial<div style="display:inline-block;width:1px"> </div>Banking provides financial products and services<div style="display:inline-block;width:1px"> </div>to personal, small business and commercial<div style="display:inline-block;width:1px"> </div>customers, and includes </div><div id="a73932" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">TD Auto Finance Canada. U.S. Banking is<div style="display:inline-block;width:1px"> </div>comprised of personal and business banking<div style="display:inline-block;width:1px"> </div>in the U.S., TD Auto Finance U.S., and the<div style="display:inline-block;width:1px"> </div>U.S. wealth business.<div style="display:inline-block;width:2px"> </div>Effective </div><div id="a73985" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">the first quarter of 2026, non-interest income<div style="display:inline-block;width:1px"> </div>within U.S. Banking is adjusted for the Bank’s<div style="display:inline-block;width:1px"> </div>share of losses from community-based<div style="display:inline-block;width:1px"> </div>tax-advantaged investments </div><div id="a74038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">accounted for using the equity method<div style="display:inline-block;width:1px"> </div>which are reclassified to provision for income<div style="display:inline-block;width:1px"> </div>taxes. The adjustment for the three and<div style="display:inline-block;width:1px"> </div>six months ended April 30, 2026 was </div><div id="a74093" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">$</div><div id="a74093_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:107px;">179</div><div id="a74093_4_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:107px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a74093_17_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:83px;top:107px;">131</div><div id="a74093_20_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:107px;"><div style="display:inline-block;width:3px"> </div>million) and $</div><div id="a74093_35_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:162px;top:107px;">363</div><div id="a74093_38_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:178px;top:107px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a74093_51_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:235px;top:107px;">263</div><div id="a74093_54_70" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:252px;top:107px;"><div style="display:inline-block;width:3px"> </div>million), respectively (three and six months<div style="display:inline-block;width:1px"> </div>ended April 30, 2025 – $</div><div id="a74093_124_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:107px;">161</div><div id="a74093_127_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:107px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a74093_140_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:107px;">113</div><div id="a74093_143_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:107px;"><div style="display:inline-block;width:3px"> </div>million) and </div><div id="a74141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">$</div><div id="a74141_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:120px;">325</div><div id="a74141_4_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:120px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a74141_17_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:83px;top:120px;">229</div><div id="a74141_20_143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:120px;"><div style="display:inline-block;width:3px"> </div>million), respectively). Comparative amounts<div style="display:inline-block;width:1px"> </div>have been reclassified to conform<div style="display:inline-block;width:1px"> </div>with the presentation adopted in the first<div style="display:inline-block;width:1px"> </div>quarter of 2026. On </div><div id="a74188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">February 12, 2025, the Bank sold its entire remaining<div style="display:inline-block;width:1px"> </div>equity investment in Schwab.<div style="display:inline-block;width:2px"> </div>Prior to the sale, the Bank’s investment in Schwab<div style="display:inline-block;width:1px"> </div>was reported in the U.S. </div><div id="a74245" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">Banking segment,<div style="display:inline-block;width:3px"> </div>refer to Note 7 for further details.<div style="display:inline-block;width:2px"> </div>Wealth Management and Insurance includes the<div style="display:inline-block;width:1px"> </div>Canadian wealth business which provides investment </div><div id="a74284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">products and services to institutional and retail<div style="display:inline-block;width:1px"> </div>investors, and the insurance business which<div style="display:inline-block;width:1px"> </div>provides property and casualty insurance,<div style="display:inline-block;width:1px"> </div>as well as life and health </div><div id="a74294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:173px;">insurance products to customers across<div style="display:inline-block;width:1px"> </div>Canada. Wholesale Banking provides a wide<div style="display:inline-block;width:1px"> </div>range of capital markets, investment banking,<div style="display:inline-block;width:1px"> </div>and corporate banking </div><div id="a74325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">products and services,<div style="display:inline-block;width:2px"> </div>including underwriting and distribution<div style="display:inline-block;width:1px"> </div>of new debt and equity issues, providing<div style="display:inline-block;width:1px"> </div>advice on strategic acquisitions and divestitures,<div style="display:inline-block;width:1px"> </div>and </div><div id="a74334" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:200px;">meeting the daily trading, funding, and investment<div style="display:inline-block;width:1px"> </div>needs of the Bank’s clients. The Corporate<div style="display:inline-block;width:1px"> </div>segment includes the effects of certain asset securitization </div><div id="a74357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:213px;">programs, treasury management, elimination<div style="display:inline-block;width:1px"> </div>of taxable equivalent adjustments and other<div style="display:inline-block;width:1px"> </div>management reclassifications, corporate level<div style="display:inline-block;width:1px"> </div>tax items, and residual </div><div id="a74393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:227px;">unallocated revenue and expenses. </div><div id="div_510_XBRL_TS_bc0bd7d70ae740ff8e1eba42df3bd990" style="position:absolute;left:0px;top:254px;float:left;"><div id="TextBlockContainer511" style="position:relative;line-height:normal;width:550px;height:13px;"><div id="a74402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the segment<div style="display:inline-block;width:1px"> </div>results for the three and six months ended<div style="display:inline-block;width:1px"> </div>April 30, 2026 and April 30, 2025.</div></div></div></div><div id="TextBlockContainer516" style="position:relative;line-height:normal;width:736px;height:471px;"><div id="div_514_XBRL_TS_5e5f881449be4d4fa44bbfe82b75fa78" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer515" style="position:relative;line-height:normal;width:736px;height:471px;"><div id="a74418" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Results by Business Segment</div><div id="a74419" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:130px;top:3px;">1</div><div id="a74442" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:16px;">(millions of Canadian dollars) </div><div id="a74444" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:204px;top:16px;">Canadian<div style="display:inline-block;width:3px"> </div></div><div id="a74450" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:16px;">Wealth </div><div id="a74466" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:27px;">Personal and </div><div id="a74472" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:27px;">Management </div><div id="a74489" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:156px;top:39px;">Commercial Banking</div><div id="a74492" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:285px;top:39px;">U.S. Banking </div><div id="a74494" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:376px;top:39px;">and Insurance </div><div id="a74496" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:39px;">Wholesale Banking</div><div id="a74497" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:39px;">2</div><div id="a74499" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:579px;top:39px;">Corporate</div><div id="a74500" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:620px;top:39px;">2</div><div id="a74502" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:699px;top:39px;">Total </div><div id="a74518" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:581px;top:52px;">For the three months ended April 30 </div><div id="a74524" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:173px;top:64px;">2026 </div><div id="a74527" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:223px;top:64px;">2025 </div><div id="a74530" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:271px;top:64px;">2026 </div><div id="a74533" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:319px;top:64px;">2025 </div><div id="a74536" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:367px;top:64px;">2026 </div><div id="a74539" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:64px;">2025 </div><div id="a74542" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:64px;">2026 </div><div id="a74545" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:64px;">2025 </div><div id="a74548" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:64px;">2026 </div><div id="a74551" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:64px;">2025 </div><div id="a74554" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:652px;top:64px;">2026 </div><div id="a74557" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:64px;">2025 </div><div id="a74560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:76px;">Net interest income (loss) </div><div id="a74562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:76px;">$ </div><div id="a74564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:76px;">4,289</div><div id="a74566" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:76px;">$ </div><div id="a74568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:76px;">4,023</div><div id="a74570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:76px;">$ </div><div id="a74572" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:76px;">3,196</div><div id="a74574" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:76px;">$ </div><div id="a74576" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:76px;">3,038</div><div id="a74578" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:76px;">$ </div><div id="a74580" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:76px;">423</div><div id="a74582" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:76px;">$ </div><div id="a74584" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:76px;">362</div><div id="a74586" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:76px;">$ </div><div id="a74588" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:76px;">276</div><div id="a74590" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:76px;">$ </div><div id="a74592" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:76px;">45</div><div id="a74594" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:76px;">$ </div><div id="a74596" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:76px;">677</div><div id="a74598" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:76px;">$ </div><div id="a74600" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:76px;">657</div><div id="a74602" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:76px;">$ </div><div id="a74604" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:76px;">8,861</div><div id="a74606" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:76px;">$ </div><div id="a74608" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:76px;">8,125</div><div id="a74611" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Non-interest income (loss)</div><div id="a74617" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:87px;">967</div><div id="a74620" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:87px;">968</div><div id="a74623" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:87px;">588</div><div id="a74626" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:318px;top:87px;display:flex;">(284)</div><div id="a74629" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:87px;">3,355</div><div id="a74632" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:87px;">3,141</div><div id="a74635" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:87px;">2,117</div><div id="a74638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:87px;">2,084</div><div id="a74641" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:563px;top:87px;display:flex;">(91)</div><div id="a74644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:87px;">8,903</div><div id="a74647" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:87px;">6,936</div><div id="a74650" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:87px;">14,812</div><div id="a74653" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Total revenue</div><div id="a74657" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:100px;">5,256</div><div id="a74660" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:100px;">4,991</div><div id="a74663" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:100px;">3,784</div><div id="a74666" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:100px;">2,754</div><div id="a74669" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:100px;">3,778</div><div id="a74672" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:100px;">3,503</div><div id="a74675" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:100px;">2,393</div><div id="a74678" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:100px;">2,129</div><div id="a74681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:100px;">586</div><div id="a74684" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:100px;">9,560</div><div id="a74687" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:100px;">15,797</div><div id="a74690" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:100px;">22,937</div><div id="a74693" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:112px;">Provision for (recovery of) </div><div id="a74721" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:123px;">credit losses </div><div id="a74724" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:123px;">498</div><div id="a74727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:123px;">622</div><div id="a74730" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:123px;">342</div><div id="a74733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:123px;">442</div><div id="a74736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:123px;">–</div><div id="a74739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:123px;">–</div><div id="a74742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:123px;">78</div><div id="a74745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:123px;">123</div><div id="a74748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:123px;">83</div><div id="a74751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:123px;">154</div><div id="a74754" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:123px;">1,001</div><div id="a74757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:123px;">1,341</div><div id="a74760" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:135px;">Insurance service expenses </div><div id="a74763" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:135px;">–</div><div id="a74766" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:135px;">–</div><div id="a74769" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:135px;">–</div><div id="a74772" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:135px;">–</div><div id="a74775" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:135px;">1,398</div><div id="a74778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:135px;">1,417</div><div id="a74781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:135px;">–</div><div id="a74784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:135px;">–</div><div id="a74787" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:135px;">–</div><div id="a74790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:135px;">–</div><div id="a74793" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:135px;">1,398</div><div id="a74796" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:135px;">1,417</div><div id="a74799" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:147px;">Non-interest expenses<div style="display:inline-block;width:3px"> </div></div><div id="a74804" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:147px;">2,088</div><div id="a74807" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:147px;">2,052</div><div id="a74810" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:147px;">2,476</div><div id="a74813" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:147px;">2,338</div><div id="a74816" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:147px;">1,249</div><div id="a74819" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:147px;">1,131</div><div id="a74822" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:147px;">1,509</div><div id="a74825" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:147px;">1,461</div><div id="a74828" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:147px;">1,050</div><div id="a74831" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:147px;">1,157</div><div id="a74834" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:147px;">8,372</div><div id="a74837" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:147px;">8,139</div><div id="a74840" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Income (loss) before income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a74868" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:171px;">and share of net income from </div><div id="a74896" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:183px;">investment in Schwab </div><div id="a74899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:183px;">2,670</div><div id="a74902" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:183px;">2,317</div><div id="a74905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:183px;">966</div><div id="a74908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:323px;top:183px;display:flex;">(26)</div><div id="a74911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:183px;">1,131</div><div id="a74914" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:183px;">955</div><div id="a74917" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:183px;">806</div><div id="a74920" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:183px;">545</div><div id="a74923" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:183px;display:flex;">(547)</div><div id="a74926" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:183px;">8,249</div><div id="a74929" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:183px;">5,026</div><div id="a74932" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:183px;">12,040</div><div id="a74935" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:196px;">Provision for (recovery of) </div><div id="a74963" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:207px;">income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a74966" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:207px;">745</div><div id="a74969" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:207px;">649</div><div id="a74972" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:207px;">153</div><div id="a74975" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:323px;top:207px;display:flex;">(68)</div><div id="a74978" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:207px;">294</div><div id="a74981" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:207px;">248</div><div id="a74984" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:207px;">194</div><div id="a74987" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:207px;">126</div><div id="a74990" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:207px;display:flex;">(611)</div><div id="a74993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:207px;">30</div><div id="a74996" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:207px;">775</div><div id="a74999" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:207px;">985</div><div id="a75002" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Share of net income from </div><div id="a75030" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:231px;">investment in Schwab</div><div id="a75031" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:231px;">3,4</div><div id="a75034" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:231px;">–</div><div id="a75037" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:231px;">–</div><div id="a75040" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:231px;">–</div><div id="a75043" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:231px;">78</div><div id="a75046" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:231px;">–</div><div id="a75049" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:231px;">–</div><div id="a75052" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:231px;">–</div><div id="a75055" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:231px;">–</div><div id="a75058" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:231px;">–</div><div id="a75061" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:613px;top:231px;display:flex;">(4)</div><div id="a75064" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:231px;">–</div><div id="a75067" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:710px;top:231px;">74</div><div id="a75070" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:244px;">Net income (loss) </div><div id="a75072" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:244px;">$ </div><div id="a75074" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:244px;">1,925</div><div id="a75076" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:244px;">$ </div><div id="a75078" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:244px;">1,668</div><div id="a75080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:244px;">$ </div><div id="a75082" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:244px;">813</div><div id="a75084" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:244px;">$ </div><div id="a75086" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:244px;">120</div><div id="a75088" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:244px;">$ </div><div id="a75090" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:244px;">837</div><div id="a75092" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:244px;">$ </div><div id="a75094" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:244px;">707</div><div id="a75096" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:244px;">$ </div><div id="a75098" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:244px;">612</div><div id="a75100" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:244px;">$ </div><div id="a75102" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:244px;">419</div><div id="a75104" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:244px;">$ </div><div id="a75106" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:244px;">64</div><div id="a75108" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:244px;">$ </div><div id="a75110" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:244px;">8,215</div><div id="a75112" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:244px;">$ </div><div id="a75114" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:244px;">4,251</div><div id="a75116" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:244px;">$ </div><div id="a75118" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:244px;">11,129</div><div id="a75161" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:590px;top:267px;">For the six months ended April 30 </div><div id="a75167" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:173px;top:280px;">2026 </div><div id="a75170" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:223px;top:280px;">2025 </div><div id="a75173" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:271px;top:280px;">2026 </div><div id="a75176" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:319px;top:280px;">2025 </div><div id="a75179" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:367px;top:280px;">2026 </div><div id="a75182" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:280px;">2025 </div><div id="a75185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:280px;">2026 </div><div id="a75188" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;">2025 </div><div id="a75191" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:280px;">2026 </div><div id="a75194" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:280px;">2025 </div><div id="a75197" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:652px;top:280px;">2026 </div><div id="a75200" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:280px;">2025 </div><div id="a75203" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:292px;">Net interest income (loss) </div><div id="a75205" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:292px;">$ </div><div id="a75207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:292px;">8,683</div><div id="a75209" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:292px;">$ </div><div id="a75211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:292px;">8,158</div><div id="a75213" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:292px;">$ </div><div id="a75215" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:292px;">6,492</div><div id="a75217" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:292px;">$ </div><div id="a75219" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:292px;">6,102</div><div id="a75221" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:292px;">$ </div><div id="a75223" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:292px;">829</div><div id="a75225" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:292px;">$ </div><div id="a75227" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:292px;">731</div><div id="a75229" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:292px;">$ </div><div id="a75231" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:292px;">201</div><div id="a75233" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:292px;">$ </div><div id="a75235" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:292px;display:flex;">(62)</div><div id="a75237" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:292px;">$ </div><div id="a75239" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:292px;">1,445</div><div id="a75241" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:292px;">$ </div><div id="a75243" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:292px;">1,062</div><div id="a75245" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:292px;">$ </div><div id="a75247" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:292px;">17,650</div><div id="a75249" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:292px;">$ </div><div id="a75251" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:292px;">15,991</div><div id="a75254" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:303px;">Non-interest income (loss) </div><div id="a75259" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:303px;">1,994</div><div id="a75262" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:303px;">1,982</div><div id="a75265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:303px;">1,377</div><div id="a75268" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:318px;top:303px;display:flex;">(402)</div><div id="a75271" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:303px;">6,855</div><div id="a75274" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:303px;">6,370</div><div id="a75277" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:303px;">4,662</div><div id="a75280" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:303px;">4,191</div><div id="a75283" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:303px;display:flex;">(156)</div><div id="a75286" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:303px;">8,854</div><div id="a75289" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:303px;">14,732</div><div id="a75292" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:303px;">20,995</div><div id="a75295" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:316px;">Total revenue </div><div id="a75298" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:166px;top:316px;">10,677</div><div id="a75301" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:216px;top:316px;">10,140</div><div id="a75304" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:316px;">7,869</div><div id="a75307" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:316px;">5,700</div><div id="a75310" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:316px;">7,684</div><div id="a75313" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:316px;">7,101</div><div id="a75316" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:316px;">4,863</div><div id="a75319" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:316px;">4,129</div><div id="a75322" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:316px;">1,289</div><div id="a75325" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:316px;">9,916</div><div id="a75328" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:316px;-sec-ix-hidden:ID_444A;">32,382</div><div id="a75331" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:316px;">36,986</div><div id="a75334" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:328px;">Provision for (recovery of) </div><div id="a75362" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:339px;">credit losses </div><div id="a75365" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:339px;">934</div><div id="a75368" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:339px;">1,143</div><div id="a75371" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:339px;">637</div><div id="a75374" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:339px;">893</div><div id="a75377" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:339px;">–</div><div id="a75380" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:339px;">–</div><div id="a75383" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:339px;">250</div><div id="a75386" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:339px;">195</div><div id="a75389" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:339px;">219</div><div id="a75392" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:339px;">322</div><div id="a75395" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:339px;">2,040</div><div id="a75398" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:339px;">2,553</div><div id="a75401" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:351px;">Insurance service expenses </div><div id="a75404" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:351px;">–</div><div id="a75407" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:351px;">–</div><div id="a75410" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:351px;">–</div><div id="a75413" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:351px;">–</div><div id="a75416" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:351px;">3,020</div><div id="a75419" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:351px;">2,924</div><div id="a75422" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:351px;">–</div><div id="a75425" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:351px;">–</div><div id="a75428" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:351px;">–</div><div id="a75431" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:351px;">–</div><div id="a75434" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:351px;">3,020</div><div id="a75437" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:351px;">2,924</div><div id="a75440" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:363px;">Non-interest expenses<div style="display:inline-block;width:3px"> </div></div><div id="a75445" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:363px;">4,235</div><div id="a75448" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:363px;">4,138</div><div id="a75451" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:363px;">4,944</div><div id="a75454" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:363px;">4,718</div><div id="a75457" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:363px;">2,507</div><div id="a75460" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:363px;">2,304</div><div id="a75463" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:363px;">3,072</div><div id="a75466" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:363px;">2,996</div><div id="a75469" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:363px;">2,367</div><div id="a75472" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:363px;">2,053</div><div id="a75475" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:363px;">17,125</div><div id="a75478" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:363px;">16,209</div><div id="a75481" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:376px;">Income (loss) before income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a75509" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:387px;">and share of net income from </div><div id="a75537" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:399px;">investment in Schwab </div><div id="a75540" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:399px;">5,508</div><div id="a75543" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:399px;">4,859</div><div id="a75546" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:399px;">2,288</div><div id="a75549" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:399px;">89</div><div id="a75552" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:399px;">2,157</div><div id="a75555" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:399px;">1,873</div><div id="a75558" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:399px;">1,541</div><div id="a75561" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:399px;">938</div><div id="a75564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:399px;display:flex;">(<div id="a75564_1" style="position:relative;left:0px;top:0px;-sec-ix-hidden:ID_4400;">1,297</div>)</div><div id="a75567" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:399px;">7,541</div><div id="a75570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:399px;">10,197</div><div id="a75573" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:399px;">15,300</div><div id="a75576" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:412px;">Provision for (recovery of) </div><div id="a75604" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:423px;">income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a75607" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:423px;">1,539</div><div id="a75610" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:423px;">1,360</div><div id="a75613" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:423px;">435</div><div id="a75616" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:323px;top:423px;display:flex;">(96)</div><div id="a75619" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:423px;">563</div><div id="a75622" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:423px;">486</div><div id="a75625" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:423px;">368</div><div id="a75628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:423px;">220</div><div id="a75631" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:423px;display:flex;">(<div id="a75631_1" style="position:relative;left:0px;top:0px;-sec-ix-hidden:ID_4401;">1,002</div>)</div><div id="a75634" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:423px;display:flex;">(287)</div><div id="a75637" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:423px;">1,903</div><div id="a75640" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:423px;">1,683</div><div id="a75643" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:435px;">Share of net income from </div><div id="a75671" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:447px;">investment in Schwab</div><div id="a75672" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:447px;">3,4</div><div id="a75675" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:447px;">–</div><div id="a75678" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:447px;">–</div><div id="a75681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:447px;">–</div><div id="a75684" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:447px;">277</div><div id="a75687" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:447px;">–</div><div id="a75690" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:447px;">–</div><div id="a75693" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:447px;">–</div><div id="a75696" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:447px;">–</div><div id="a75699" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:447px;">–</div><div id="a75702" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:447px;">28</div><div id="a75705" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:447px;">–</div><div id="a75708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:447px;">305</div><div id="a75711" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:460px;">Net income (loss) </div><div id="a75713" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:460px;">$ </div><div id="a75715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:460px;">3,969</div><div id="a75717" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:460px;">$ </div><div id="a75719" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:460px;">3,499</div><div id="a75721" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:460px;">$ </div><div id="a75723" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:460px;">1,853</div><div id="a75725" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:460px;">$ </div><div id="a75727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:460px;">462</div><div id="a75729" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:460px;">$ </div><div id="a75731" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:460px;">1,594</div><div id="a75733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:460px;">$ </div><div id="a75735" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:460px;">1,387</div><div id="a75737" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:460px;">$ </div><div id="a75739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:460px;">1,173</div><div id="a75741" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:460px;">$ </div><div id="a75743" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:460px;">718</div><div id="a75745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:460px;">$ </div><div id="a75747" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:460px;display:flex;">(295)</div><div id="a75749" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:460px;">$ </div><div id="a75751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:460px;">7,856</div><div id="a75753" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:460px;">$ </div><div id="a75755" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:460px;">8,294</div><div id="a75757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:460px;">$ </div><div id="a75759" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:460px;">13,922</div></div></div></div><div id="TextBlockContainer520" style="position:relative;line-height:normal;width:719px;height:75px;"><div id="div_518_XBRL_TS_0850ba24529d4db09b3042851055ba11" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer519" style="position:relative;line-height:normal;width:719px;height:75px;"><div id="a75763_1_183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an<div style="display:inline-block;width:4px"> </div>offsetting amount (representing the partners’ net share) recorded in </div><div id="a75766" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">non-interest expenses, resulting in no impact to Corporate reported net income (loss). Net income (loss) included<div style="display:inline-block;width:4px"> </div>in the U.S. Banking segment includes only the portion of revenue and </div><div id="a75775" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">credit losses attributable to the Bank under the agreements. </div><div id="a75777" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:32px;">2</div><div id="a75778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Net interest income within Wholesale Banking is calculated on a taxable equivalent basis (TEB). The TEB adjustment<div style="display:inline-block;width:4px"> </div>reflected in Wholesale Banking is reversed in the Corporate </div><div id="a75781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:43px;">segment.<div style="display:inline-block;width:3px"> </div></div><div id="a75783" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">3</div><div id="a75784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>The after-tax amount for amortization of acquired intangibles was recorded in the Corporate segment. </div><div id="a75793" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">4</div><div id="a75794" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>The Bank’s share of Schwab’s earnings was reported with a one-month lag. Refer to<div style="display:inline-block;width:4px"> </div>Note 7 for further details.</div></div></div></div><div id="TextBlockContainer523" style="position:relative;line-height:normal;width:733px;height:107px;"><div id="a75816" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Total Assets by Business Segment </div><div id="a75831" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:12px;">(millions of Canadian dollars) </div><div id="a75834" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:242px;top:12px;">Canadian </div><div id="a75839" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:12px;">Wealth </div><div id="a75851" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:227px;top:24px;">Personal and </div><div id="a75856" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:24px;">Management </div><div id="a75859" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:24px;">Wholesale </div><div id="a75868" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:195px;top:36px;">Commercial Banking </div><div id="a75870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:36px;">U.S. Banking </div><div id="a75872" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:36px;">and Insurance </div><div id="a75874" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:36px;">Banking</div><div id="a75877" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:588px;top:36px;">Corporate</div><div id="a75880" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:693px;top:36px;">Total<div style="display:inline-block;width:3px"> </div></div><div id="a75886" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:641px;top:48px;">As at April 30, 2026 </div><div id="a75889" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:60px;">Total assets </div><div id="a75891" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:184px;top:60px;">$ </div><div id="a75893" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:60px;">626,142</div><div id="a75895" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:60px;">$ </div><div id="a75897" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:60px;">508,946</div><div id="a75899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:376px;top:60px;">$ </div><div id="a75901" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:60px;">27,370</div><div id="a75903" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:60px;">$ </div><div id="a75905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:60px;">763,319</div><div id="a75907" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:550px;top:60px;">$ </div><div id="a75909" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:60px;">159,328</div><div id="a75911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:60px;">$ </div><div id="a75913" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:678px;top:60px;">2,085,105</div><div id="a75932" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:627px;top:84px;">As at October 31, 2025 </div><div id="a75935" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:96px;">Total assets </div><div id="a75937" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:184px;top:96px;">$ </div><div id="a75939" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:250px;top:96px;">616,115</div><div id="a75941" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:289px;top:96px;">$ </div><div id="a75943" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:96px;">530,729</div><div id="a75945" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:96px;">$ </div><div id="a75947" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:96px;">25,231</div><div id="a75949" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:463px;top:96px;">$ </div><div id="a75951" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:96px;">754,391</div><div id="a75953" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:96px;">$ </div><div id="a75955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:96px;">168,092</div><div id="a75957" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:96px;">$ </div><div id="a75959" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:96px;">2,094,558</div></div> 179000000 131000000 363000000 263000000 161000000 113000000 325000000 229000000 <div id="TextBlockContainer511" style="position:relative;line-height:normal;width:550px;height:13px;"><div id="a74402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the segment<div style="display:inline-block;width:1px"> </div>results for the three and six months ended<div style="display:inline-block;width:1px"> </div>April 30, 2026 and April 30, 2025.</div></div><div id="TextBlockContainer515" style="position:relative;line-height:normal;width:736px;height:471px;"><div id="a74418" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Results by Business Segment</div><div id="a74419" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:130px;top:3px;">1</div><div id="a74442" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:16px;">(millions of Canadian dollars) </div><div id="a74444" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:204px;top:16px;">Canadian<div style="display:inline-block;width:3px"> </div></div><div id="a74450" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:16px;">Wealth </div><div id="a74466" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:27px;">Personal and </div><div id="a74472" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:27px;">Management </div><div id="a74489" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:156px;top:39px;">Commercial Banking</div><div id="a74492" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:285px;top:39px;">U.S. Banking </div><div id="a74494" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:376px;top:39px;">and Insurance </div><div id="a74496" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:39px;">Wholesale Banking</div><div id="a74497" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:39px;">2</div><div id="a74499" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:579px;top:39px;">Corporate</div><div id="a74500" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:620px;top:39px;">2</div><div id="a74502" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:699px;top:39px;">Total </div><div id="a74518" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:581px;top:52px;">For the three months ended April 30 </div><div id="a74524" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:173px;top:64px;">2026 </div><div id="a74527" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:223px;top:64px;">2025 </div><div id="a74530" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:271px;top:64px;">2026 </div><div id="a74533" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:319px;top:64px;">2025 </div><div id="a74536" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:367px;top:64px;">2026 </div><div id="a74539" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:64px;">2025 </div><div id="a74542" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:64px;">2026 </div><div id="a74545" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:64px;">2025 </div><div id="a74548" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:64px;">2026 </div><div id="a74551" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:64px;">2025 </div><div id="a74554" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:652px;top:64px;">2026 </div><div id="a74557" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:64px;">2025 </div><div id="a74560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:76px;">Net interest income (loss) </div><div id="a74562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:76px;">$ </div><div id="a74564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:76px;">4,289</div><div id="a74566" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:76px;">$ </div><div id="a74568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:76px;">4,023</div><div id="a74570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:76px;">$ </div><div id="a74572" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:76px;">3,196</div><div id="a74574" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:76px;">$ </div><div id="a74576" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:76px;">3,038</div><div id="a74578" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:76px;">$ </div><div id="a74580" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:76px;">423</div><div id="a74582" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:76px;">$ </div><div id="a74584" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:76px;">362</div><div id="a74586" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:76px;">$ </div><div id="a74588" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:76px;">276</div><div id="a74590" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:76px;">$ </div><div id="a74592" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:76px;">45</div><div id="a74594" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:76px;">$ </div><div id="a74596" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:76px;">677</div><div id="a74598" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:76px;">$ </div><div id="a74600" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:76px;">657</div><div id="a74602" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:76px;">$ </div><div id="a74604" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:76px;">8,861</div><div id="a74606" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:76px;">$ </div><div id="a74608" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:76px;">8,125</div><div id="a74611" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Non-interest income (loss)</div><div id="a74617" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:87px;">967</div><div id="a74620" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:87px;">968</div><div id="a74623" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:87px;">588</div><div id="a74626" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:318px;top:87px;display:flex;">(284)</div><div id="a74629" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:87px;">3,355</div><div id="a74632" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:87px;">3,141</div><div id="a74635" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:87px;">2,117</div><div id="a74638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:87px;">2,084</div><div id="a74641" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:563px;top:87px;display:flex;">(91)</div><div id="a74644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:87px;">8,903</div><div id="a74647" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:87px;">6,936</div><div id="a74650" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:87px;">14,812</div><div id="a74653" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Total revenue</div><div id="a74657" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:100px;">5,256</div><div id="a74660" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:100px;">4,991</div><div id="a74663" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:100px;">3,784</div><div id="a74666" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:100px;">2,754</div><div id="a74669" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:100px;">3,778</div><div id="a74672" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:100px;">3,503</div><div id="a74675" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:100px;">2,393</div><div id="a74678" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:100px;">2,129</div><div id="a74681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:100px;">586</div><div id="a74684" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:100px;">9,560</div><div id="a74687" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:100px;">15,797</div><div id="a74690" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:100px;">22,937</div><div id="a74693" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:112px;">Provision for (recovery of) </div><div id="a74721" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:123px;">credit losses </div><div id="a74724" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:123px;">498</div><div id="a74727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:123px;">622</div><div id="a74730" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:123px;">342</div><div id="a74733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:123px;">442</div><div id="a74736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:123px;">–</div><div id="a74739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:123px;">–</div><div id="a74742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:123px;">78</div><div id="a74745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:123px;">123</div><div id="a74748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:123px;">83</div><div id="a74751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:123px;">154</div><div id="a74754" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:123px;">1,001</div><div id="a74757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:123px;">1,341</div><div id="a74760" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:135px;">Insurance service expenses </div><div id="a74763" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:135px;">–</div><div id="a74766" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:135px;">–</div><div id="a74769" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:135px;">–</div><div id="a74772" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:135px;">–</div><div id="a74775" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:135px;">1,398</div><div id="a74778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:135px;">1,417</div><div id="a74781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:135px;">–</div><div id="a74784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:135px;">–</div><div id="a74787" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:135px;">–</div><div id="a74790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:135px;">–</div><div id="a74793" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:135px;">1,398</div><div id="a74796" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:135px;">1,417</div><div id="a74799" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:147px;">Non-interest expenses<div style="display:inline-block;width:3px"> </div></div><div id="a74804" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:147px;">2,088</div><div id="a74807" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:147px;">2,052</div><div id="a74810" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:147px;">2,476</div><div id="a74813" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:147px;">2,338</div><div id="a74816" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:147px;">1,249</div><div id="a74819" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:147px;">1,131</div><div id="a74822" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:147px;">1,509</div><div id="a74825" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:147px;">1,461</div><div id="a74828" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:147px;">1,050</div><div id="a74831" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:147px;">1,157</div><div id="a74834" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:147px;">8,372</div><div id="a74837" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:147px;">8,139</div><div id="a74840" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Income (loss) before income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a74868" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:171px;">and share of net income from </div><div id="a74896" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:183px;">investment in Schwab </div><div id="a74899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:183px;">2,670</div><div id="a74902" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:183px;">2,317</div><div id="a74905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:183px;">966</div><div id="a74908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:323px;top:183px;display:flex;">(26)</div><div id="a74911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:183px;">1,131</div><div id="a74914" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:183px;">955</div><div id="a74917" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:183px;">806</div><div id="a74920" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:183px;">545</div><div id="a74923" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:183px;display:flex;">(547)</div><div id="a74926" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:183px;">8,249</div><div id="a74929" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:183px;">5,026</div><div id="a74932" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:183px;">12,040</div><div id="a74935" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:196px;">Provision for (recovery of) </div><div id="a74963" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:207px;">income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a74966" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:207px;">745</div><div id="a74969" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:207px;">649</div><div id="a74972" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:207px;">153</div><div id="a74975" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:323px;top:207px;display:flex;">(68)</div><div id="a74978" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:207px;">294</div><div id="a74981" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:207px;">248</div><div id="a74984" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:207px;">194</div><div id="a74987" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:207px;">126</div><div id="a74990" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:207px;display:flex;">(611)</div><div id="a74993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:207px;">30</div><div id="a74996" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:207px;">775</div><div id="a74999" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:207px;">985</div><div id="a75002" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Share of net income from </div><div id="a75030" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:231px;">investment in Schwab</div><div id="a75031" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:231px;">3,4</div><div id="a75034" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:231px;">–</div><div id="a75037" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:231px;">–</div><div id="a75040" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:231px;">–</div><div id="a75043" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:231px;">78</div><div id="a75046" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:231px;">–</div><div id="a75049" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:231px;">–</div><div id="a75052" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:231px;">–</div><div id="a75055" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:231px;">–</div><div id="a75058" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:231px;">–</div><div id="a75061" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:613px;top:231px;display:flex;">(4)</div><div id="a75064" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:231px;">–</div><div id="a75067" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:710px;top:231px;">74</div><div id="a75070" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:244px;">Net income (loss) </div><div id="a75072" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:244px;">$ </div><div id="a75074" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:244px;">1,925</div><div id="a75076" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:244px;">$ </div><div id="a75078" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:244px;">1,668</div><div id="a75080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:244px;">$ </div><div id="a75082" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:244px;">813</div><div id="a75084" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:244px;">$ </div><div id="a75086" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:244px;">120</div><div id="a75088" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:244px;">$ </div><div id="a75090" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:244px;">837</div><div id="a75092" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:244px;">$ </div><div id="a75094" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:244px;">707</div><div id="a75096" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:244px;">$ </div><div id="a75098" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:244px;">612</div><div id="a75100" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:244px;">$ </div><div id="a75102" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:244px;">419</div><div id="a75104" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:244px;">$ </div><div id="a75106" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:244px;">64</div><div id="a75108" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:244px;">$ </div><div id="a75110" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:244px;">8,215</div><div id="a75112" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:244px;">$ </div><div id="a75114" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:244px;">4,251</div><div id="a75116" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:244px;">$ </div><div id="a75118" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:244px;">11,129</div><div id="a75161" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:590px;top:267px;">For the six months ended April 30 </div><div id="a75167" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:173px;top:280px;">2026 </div><div id="a75170" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:223px;top:280px;">2025 </div><div id="a75173" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:271px;top:280px;">2026 </div><div id="a75176" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:319px;top:280px;">2025 </div><div id="a75179" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:367px;top:280px;">2026 </div><div id="a75182" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:280px;">2025 </div><div id="a75185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:280px;">2026 </div><div id="a75188" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;">2025 </div><div id="a75191" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:280px;">2026 </div><div id="a75194" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:280px;">2025 </div><div id="a75197" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:652px;top:280px;">2026 </div><div id="a75200" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:280px;">2025 </div><div id="a75203" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:292px;">Net interest income (loss) </div><div id="a75205" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:292px;">$ </div><div id="a75207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:292px;">8,683</div><div id="a75209" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:292px;">$ </div><div id="a75211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:292px;">8,158</div><div id="a75213" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:292px;">$ </div><div id="a75215" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:292px;">6,492</div><div id="a75217" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:292px;">$ </div><div id="a75219" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:292px;">6,102</div><div id="a75221" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:292px;">$ </div><div id="a75223" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:292px;">829</div><div id="a75225" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:292px;">$ </div><div id="a75227" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:292px;">731</div><div id="a75229" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:292px;">$ </div><div id="a75231" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:292px;">201</div><div id="a75233" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:292px;">$ </div><div id="a75235" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:292px;display:flex;">(62)</div><div id="a75237" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:292px;">$ </div><div id="a75239" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:292px;">1,445</div><div id="a75241" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:292px;">$ </div><div id="a75243" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:292px;">1,062</div><div id="a75245" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:292px;">$ </div><div id="a75247" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:292px;">17,650</div><div id="a75249" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:292px;">$ </div><div id="a75251" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:292px;">15,991</div><div id="a75254" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:303px;">Non-interest income (loss) </div><div id="a75259" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:303px;">1,994</div><div id="a75262" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:303px;">1,982</div><div id="a75265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:303px;">1,377</div><div id="a75268" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:318px;top:303px;display:flex;">(402)</div><div id="a75271" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:303px;">6,855</div><div id="a75274" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:303px;">6,370</div><div id="a75277" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:303px;">4,662</div><div id="a75280" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:303px;">4,191</div><div id="a75283" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:303px;display:flex;">(156)</div><div id="a75286" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:303px;">8,854</div><div id="a75289" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:303px;">14,732</div><div id="a75292" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:303px;">20,995</div><div id="a75295" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:316px;">Total revenue </div><div id="a75298" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:166px;top:316px;">10,677</div><div id="a75301" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:216px;top:316px;">10,140</div><div id="a75304" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:316px;">7,869</div><div id="a75307" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:316px;">5,700</div><div id="a75310" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:316px;">7,684</div><div id="a75313" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:316px;">7,101</div><div id="a75316" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:316px;">4,863</div><div id="a75319" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:316px;">4,129</div><div id="a75322" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:316px;">1,289</div><div id="a75325" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:316px;">9,916</div><div id="a75328" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:316px;-sec-ix-hidden:ID_444A;">32,382</div><div id="a75331" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:316px;">36,986</div><div id="a75334" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:328px;">Provision for (recovery of) </div><div id="a75362" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:339px;">credit losses </div><div id="a75365" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:339px;">934</div><div id="a75368" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:339px;">1,143</div><div id="a75371" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:339px;">637</div><div id="a75374" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:339px;">893</div><div id="a75377" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:339px;">–</div><div id="a75380" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:339px;">–</div><div id="a75383" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:339px;">250</div><div id="a75386" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:339px;">195</div><div id="a75389" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:339px;">219</div><div id="a75392" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:339px;">322</div><div id="a75395" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:339px;">2,040</div><div id="a75398" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:339px;">2,553</div><div id="a75401" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:351px;">Insurance service expenses </div><div id="a75404" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:351px;">–</div><div id="a75407" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:351px;">–</div><div id="a75410" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:351px;">–</div><div id="a75413" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:351px;">–</div><div id="a75416" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:351px;">3,020</div><div id="a75419" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:351px;">2,924</div><div id="a75422" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:351px;">–</div><div id="a75425" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:351px;">–</div><div id="a75428" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:351px;">–</div><div id="a75431" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:351px;">–</div><div id="a75434" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:351px;">3,020</div><div id="a75437" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:351px;">2,924</div><div id="a75440" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:363px;">Non-interest expenses<div style="display:inline-block;width:3px"> </div></div><div id="a75445" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:363px;">4,235</div><div id="a75448" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:363px;">4,138</div><div id="a75451" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:363px;">4,944</div><div id="a75454" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:363px;">4,718</div><div id="a75457" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:363px;">2,507</div><div id="a75460" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:363px;">2,304</div><div id="a75463" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:363px;">3,072</div><div id="a75466" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:363px;">2,996</div><div id="a75469" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:363px;">2,367</div><div id="a75472" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:363px;">2,053</div><div id="a75475" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:363px;">17,125</div><div id="a75478" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:363px;">16,209</div><div id="a75481" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:376px;">Income (loss) before income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a75509" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:387px;">and share of net income from </div><div id="a75537" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:399px;">investment in Schwab </div><div id="a75540" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:399px;">5,508</div><div id="a75543" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:399px;">4,859</div><div id="a75546" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:399px;">2,288</div><div id="a75549" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:399px;">89</div><div id="a75552" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:399px;">2,157</div><div id="a75555" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:399px;">1,873</div><div id="a75558" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:399px;">1,541</div><div id="a75561" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:399px;">938</div><div id="a75564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:399px;display:flex;">(<div id="a75564_1" style="position:relative;left:0px;top:0px;-sec-ix-hidden:ID_4400;">1,297</div>)</div><div id="a75567" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:399px;">7,541</div><div id="a75570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:399px;">10,197</div><div id="a75573" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:399px;">15,300</div><div id="a75576" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:412px;">Provision for (recovery of) </div><div id="a75604" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:423px;">income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a75607" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:423px;">1,539</div><div id="a75610" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:423px;">1,360</div><div id="a75613" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:423px;">435</div><div id="a75616" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:323px;top:423px;display:flex;">(96)</div><div id="a75619" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:423px;">563</div><div id="a75622" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:423px;">486</div><div id="a75625" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:423px;">368</div><div id="a75628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:423px;">220</div><div id="a75631" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:423px;display:flex;">(<div id="a75631_1" style="position:relative;left:0px;top:0px;-sec-ix-hidden:ID_4401;">1,002</div>)</div><div id="a75634" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:423px;display:flex;">(287)</div><div id="a75637" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:423px;">1,903</div><div id="a75640" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:423px;">1,683</div><div id="a75643" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:435px;">Share of net income from </div><div id="a75671" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:447px;">investment in Schwab</div><div id="a75672" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:447px;">3,4</div><div id="a75675" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:447px;">–</div><div id="a75678" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:447px;">–</div><div id="a75681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:447px;">–</div><div id="a75684" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:447px;">277</div><div id="a75687" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:447px;">–</div><div id="a75690" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:447px;">–</div><div id="a75693" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:447px;">–</div><div id="a75696" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:447px;">–</div><div id="a75699" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:447px;">–</div><div id="a75702" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:447px;">28</div><div id="a75705" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:447px;">–</div><div id="a75708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:447px;">305</div><div id="a75711" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:460px;">Net income (loss) </div><div id="a75713" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:460px;">$ </div><div id="a75715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:460px;">3,969</div><div id="a75717" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:460px;">$ </div><div id="a75719" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:460px;">3,499</div><div id="a75721" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:460px;">$ </div><div id="a75723" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:460px;">1,853</div><div id="a75725" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:460px;">$ </div><div id="a75727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:460px;">462</div><div id="a75729" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:460px;">$ </div><div id="a75731" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:460px;">1,594</div><div id="a75733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:460px;">$ </div><div id="a75735" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:460px;">1,387</div><div id="a75737" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:460px;">$ </div><div id="a75739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:460px;">1,173</div><div id="a75741" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:460px;">$ </div><div id="a75743" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:460px;">718</div><div id="a75745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:460px;">$ </div><div id="a75747" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:460px;display:flex;">(295)</div><div id="a75749" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:460px;">$ </div><div id="a75751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:460px;">7,856</div><div id="a75753" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:460px;">$ </div><div id="a75755" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:460px;">8,294</div><div id="a75757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:460px;">$ </div><div id="a75759" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:460px;">13,922</div></div><div id="TextBlockContainer519" style="position:relative;line-height:normal;width:719px;height:75px;"><div id="a75763_1_183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an<div style="display:inline-block;width:4px"> </div>offsetting amount (representing the partners’ net share) recorded in </div><div id="a75766" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">non-interest expenses, resulting in no impact to Corporate reported net income (loss). Net income (loss) included<div style="display:inline-block;width:4px"> </div>in the U.S. Banking segment includes only the portion of revenue and </div><div id="a75775" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">credit losses attributable to the Bank under the agreements. </div><div id="a75777" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:32px;">2</div><div id="a75778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Net interest income within Wholesale Banking is calculated on a taxable equivalent basis (TEB). The TEB adjustment<div style="display:inline-block;width:4px"> </div>reflected in Wholesale Banking is reversed in the Corporate </div><div id="a75781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:43px;">segment.<div style="display:inline-block;width:3px"> </div></div><div id="a75783" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">3</div><div id="a75784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>The after-tax amount for amortization of acquired intangibles was recorded in the Corporate segment. </div><div id="a75793" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">4</div><div id="a75794" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>The Bank’s share of Schwab’s earnings was reported with a one-month lag. Refer to<div style="display:inline-block;width:4px"> </div>Note 7 for further details.</div></div> 4289000000 4023000000 3196000000 3038000000 423000000 362000000 276000000 45000000 677000000 657000000 8861000000 8125000000 967000000 968000000 588000000 -284000000 3355000000 3141000000 2117000000 2084000000 -91000000 8903000000 6936000000 14812000000 5256000000 4991000000 3784000000 2754000000 3778000000 3503000000 2393000000 2129000000 586000000 9560000000 15797000000 22937000000 -498000000 -622000000 -342000000 -442000000 0 0 -78000000 -123000000 -83000000 -154000000 -1001000000 -1341000000 0 0 0 0 1398000000 1417000000 0 0 0 0 1398000000 1417000000 2088000000 2052000000 2476000000 2338000000 1249000000 1131000000 1509000000 1461000000 1050000000 1157000000 8372000000 8139000000 2670000000 2317000000 966000000 -26000000 1131000000 955000000 806000000 545000000 -547000000 8249000000 5026000000 12040000000 745000000 649000000 153000000 -68000000 294000000 248000000 194000000 126000000 -611000000 30000000 775000000 985000000 0 0 0 78000000 0 0 0 0 0 -4000000 0 74000000 1925000000 1668000000 813000000 120000000 837000000 707000000 612000000 419000000 64000000 8215000000 4251000000 11129000000 8683000000 8158000000 6492000000 6102000000 829000000 731000000 201000000 -62000000 1445000000 1062000000 17650000000 15991000000 1994000000 1982000000 1377000000 -402000000 6855000000 6370000000 4662000000 4191000000 -156000000 8854000000 14732000000 20995000000 10677000000 10140000000 7869000000 5700000000 7684000000 7101000000 4863000000 4129000000 1289000000 9916000000 36986000000 -934000000 -1143000000 -637000000 -893000000 0 0 -250000000 -195000000 -219000000 -322000000 -2040000000 -2553000000 0 0 0 0 3020000000 2924000000 0 0 0 0 3020000000 2924000000 4235000000 4138000000 4944000000 4718000000 2507000000 2304000000 3072000000 2996000000 2367000000 2053000000 17125000000 16209000000 5508000000 4859000000 2288000000 89000000 2157000000 1873000000 1541000000 938000000 7541000000 10197000000 15300000000 1539000000 1360000000 435000000 -96000000 563000000 486000000 368000000 220000000 -287000000 1903000000 1683000000 0 0 0 277000000 0 0 0 0 0 28000000 0 305000000 3969000000 3499000000 1853000000 462000000 1594000000 1387000000 1173000000 718000000 -295000000 7856000000 8294000000 13922000000 <div id="TextBlockContainer524" style="position:relative;line-height:normal;width:733px;height:107px;"><div id="div_522_XBRL_TS_0d23650de4d743d39ce8dd60c50029f9" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer523" style="position:relative;line-height:normal;width:733px;height:107px;"><div id="a75816" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Total Assets by Business Segment </div><div id="a75831" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:12px;">(millions of Canadian dollars) </div><div id="a75834" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:242px;top:12px;">Canadian </div><div id="a75839" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:12px;">Wealth </div><div id="a75851" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:227px;top:24px;">Personal and </div><div id="a75856" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:24px;">Management </div><div id="a75859" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:24px;">Wholesale </div><div id="a75868" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:195px;top:36px;">Commercial Banking </div><div id="a75870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:36px;">U.S. Banking </div><div id="a75872" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:36px;">and Insurance </div><div id="a75874" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:36px;">Banking</div><div id="a75877" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:588px;top:36px;">Corporate</div><div id="a75880" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:693px;top:36px;">Total<div style="display:inline-block;width:3px"> </div></div><div id="a75886" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:641px;top:48px;">As at April 30, 2026 </div><div id="a75889" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:60px;">Total assets </div><div id="a75891" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:184px;top:60px;">$ </div><div id="a75893" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:60px;">626,142</div><div id="a75895" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:60px;">$ </div><div id="a75897" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:60px;">508,946</div><div id="a75899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:376px;top:60px;">$ </div><div id="a75901" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:60px;">27,370</div><div id="a75903" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:60px;">$ </div><div id="a75905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:60px;">763,319</div><div id="a75907" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:550px;top:60px;">$ </div><div id="a75909" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:60px;">159,328</div><div id="a75911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:60px;">$ </div><div id="a75913" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:678px;top:60px;">2,085,105</div><div id="a75932" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:627px;top:84px;">As at October 31, 2025 </div><div id="a75935" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:96px;">Total assets </div><div id="a75937" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:184px;top:96px;">$ </div><div id="a75939" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:250px;top:96px;">616,115</div><div id="a75941" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:289px;top:96px;">$ </div><div id="a75943" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:96px;">530,729</div><div id="a75945" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:96px;">$ </div><div id="a75947" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:96px;">25,231</div><div id="a75949" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:463px;top:96px;">$ </div><div id="a75951" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:96px;">754,391</div><div id="a75953" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:96px;">$ </div><div id="a75955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:96px;">168,092</div><div id="a75957" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:96px;">$ </div><div id="a75959" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:96px;">2,094,558</div></div></div></div> 626142000000 508946000000 27370000000 763319000000 159328000000 2085105000000 616115000000 530729000000 25231000000 754391000000 168092000000 2094558000000 <div id="TextBlockContainer526" style="position:relative;line-height:normal;width:226px;height:13px;"><div id="a75964" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 19: INTEREST INCOME AND EXPENSE</div></div><div id="TextBlockContainer529" style="position:relative;line-height:normal;width:470px;height:13px;"><div id="a75969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following tables present interest income<div style="display:inline-block;width:1px"> </div>and interest expense by basis of accounting<div style="display:inline-block;width:1px"> </div>measurement.</div></div><div id="TextBlockContainer533" style="position:relative;line-height:normal;width:734px;height:119px;"><div id="a75982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Interest Income </div><div id="a75993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a75996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:368px;top:14px;">For the three months ended </div><div id="a75999" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:14px;">For the six months ended </div><div id="a76004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:27px;">April 30, 2026 </div><div id="a76006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:27px;">April 30, 2025 </div><div id="a76008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:27px;">April 30, 2026 </div><div id="a76010" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:27px;">April 30, 2025 </div><div id="a76013" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Measured at amortized cost</div><div id="a76014" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:40px;">1</div><div id="a76016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:40px;">$ </div><div id="a76018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:40px;">16,715</div><div id="a76020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:40px;">$ </div><div id="a76022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:40px;">18,227</div><div id="a76024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:40px;">$ </div><div id="a76026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:40px;">34,276</div><div id="a76028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:40px;">$ </div><div id="a76030" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:40px;">38,071</div><div id="a76032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:40px;"><div style="display:inline-block;width:3px"> </div></div><div id="a76034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Measured at FVOCI – Debt instruments</div><div id="a76038" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:182px;top:53px;">1</div><div id="a76041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:53px;">1,124</div><div id="a76044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:53px;">1,058</div><div id="a76047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:53px;">2,287</div><div id="a76050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:53px;">1,960</div><div id="a76056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:67px;">17,839</div><div id="a76059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:67px;">19,285</div><div id="a76062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:67px;">36,563</div><div id="a76065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:67px;">40,031</div><div id="a76068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">Measured or designated at FVTPL </div><div id="a76071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:80px;">2,078</div><div id="a76074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:80px;">2,172</div><div id="a76077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:80px;">3,991</div><div id="a76080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:80px;">4,233</div><div id="a76083" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:93px;">Measured at FVOCI – Equity instruments</div><div id="a76090" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:370px;top:93px;">64</div><div id="a76093" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:474px;top:93px;">125</div><div id="a76096" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:93px;">123</div><div id="a76099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:93px;">190</div><div id="a76102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:106px;">Total </div><div id="a76104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:106px;">$ </div><div id="a76106" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:106px;">19,981</div><div id="a76108" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:106px;">$ </div><div id="a76110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:106px;">21,582</div><div id="a76112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:106px;">$ </div><div id="a76114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:106px;">40,677</div><div id="a76116" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:106px;">$ </div><div id="a76118" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:106px;">44,454</div></div><div id="TextBlockContainer538" style="position:relative;line-height:normal;width:169px;height:11px;"><div id="div_536_XBRL_TS_7089b2ea957244e4a8cd9732b3b34ea7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer537" style="position:relative;line-height:normal;width:169px;height:11px;"><div id="a76122_1_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Interest income is calculated using EIRM.</div></div></div></div><div id="TextBlockContainer542" style="position:relative;line-height:normal;width:734px;height:81px;"><div id="div_540_XBRL_TS_0d425ccdc72048f4b04b2ca77b93824b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer541" style="position:relative;line-height:normal;width:734px;height:81px;"><div id="a76136" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Interest Expense </div><div id="a76147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a76150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:368px;top:14px;">For the three months ended </div><div id="a76153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:14px;">For the six months ended </div><div id="a76158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:28px;">April 30, 2026 </div><div id="a76160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:28px;">April 30, 2025 </div><div id="a76162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:28px;">April 30, 2026 </div><div id="a76164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:28px;">April 30, 2025 </div><div id="a76167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:41px;">Measured at amortized cost</div><div id="a76168" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:41px;">1</div><div id="a76170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:41px;">$ </div><div id="a76172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:41px;">8,466</div><div id="a76174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:41px;">$ </div><div id="a76176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:41px;">10,622</div><div id="a76178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:41px;">$ </div><div id="a76180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:41px;">17,618</div><div id="a76182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:41px;">$ </div><div id="a76184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:41px;">22,442</div><div id="a76186" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:41px;"><div style="display:inline-block;width:3px"> </div></div><div id="a76188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:54px;">Measured or designated at FVTPL</div><div id="a76192" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:54px;">2,654</div><div id="a76195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:54px;">2,835</div><div id="a76198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:54px;">5,409</div><div id="a76201" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:54px;">6,021</div><div id="a76204" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:68px;">Total </div><div id="a76206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:68px;">$ </div><div id="a76208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:68px;">11,120</div><div id="a76210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:68px;">$ </div><div id="a76212" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:68px;">13,457</div><div id="a76214" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:68px;">$ </div><div id="a76216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:68px;">23,027</div><div id="a76218" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:68px;">$ </div><div id="a76220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:68px;">28,463</div></div></div></div><div id="TextBlockContainer546" style="position:relative;line-height:normal;width:173px;height:11px;"><div id="div_544_XBRL_TS_6f4756e0d1bd4b369f23ac40c824a3d4" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer545" style="position:relative;line-height:normal;width:173px;height:11px;"><div id="a76224_1_42" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Interest expense is calculated using EIRM.</div></div></div></div> <div id="TextBlockContainer530" style="position:relative;line-height:normal;width:470px;height:13px;"><div id="div_528_XBRL_TS_d7de04a5e7174056ba28de5be5114f3f" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer529" style="position:relative;line-height:normal;width:470px;height:13px;"><div id="a75969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following tables present interest income<div style="display:inline-block;width:1px"> </div>and interest expense by basis of accounting<div style="display:inline-block;width:1px"> </div>measurement.</div></div></div></div><div id="TextBlockContainer534" style="position:relative;line-height:normal;width:734px;height:119px;"><div id="div_532_XBRL_TS_150286fa1aa9426f83124816d435778f" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer533" style="position:relative;line-height:normal;width:734px;height:119px;"><div id="a75982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Interest Income </div><div id="a75993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a75996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:368px;top:14px;">For the three months ended </div><div id="a75999" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:14px;">For the six months ended </div><div id="a76004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:27px;">April 30, 2026 </div><div id="a76006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:27px;">April 30, 2025 </div><div id="a76008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:27px;">April 30, 2026 </div><div id="a76010" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:27px;">April 30, 2025 </div><div id="a76013" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Measured at amortized cost</div><div id="a76014" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:40px;">1</div><div id="a76016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:40px;">$ </div><div id="a76018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:40px;">16,715</div><div id="a76020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:40px;">$ </div><div id="a76022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:40px;">18,227</div><div id="a76024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:40px;">$ </div><div id="a76026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:40px;">34,276</div><div id="a76028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:40px;">$ </div><div id="a76030" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:40px;">38,071</div><div id="a76032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:40px;"><div style="display:inline-block;width:3px"> </div></div><div id="a76034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Measured at FVOCI – Debt instruments</div><div id="a76038" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:182px;top:53px;">1</div><div id="a76041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:53px;">1,124</div><div id="a76044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:53px;">1,058</div><div id="a76047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:53px;">2,287</div><div id="a76050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:53px;">1,960</div><div id="a76056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:67px;">17,839</div><div id="a76059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:67px;">19,285</div><div id="a76062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:67px;">36,563</div><div id="a76065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:67px;">40,031</div><div id="a76068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">Measured or designated at FVTPL </div><div id="a76071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:80px;">2,078</div><div id="a76074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:80px;">2,172</div><div id="a76077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:80px;">3,991</div><div id="a76080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:80px;">4,233</div><div id="a76083" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:93px;">Measured at FVOCI – Equity instruments</div><div id="a76090" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:370px;top:93px;">64</div><div id="a76093" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:474px;top:93px;">125</div><div id="a76096" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:93px;">123</div><div id="a76099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:93px;">190</div><div id="a76102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:106px;">Total </div><div id="a76104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:106px;">$ </div><div id="a76106" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:106px;">19,981</div><div id="a76108" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:106px;">$ </div><div id="a76110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:106px;">21,582</div><div id="a76112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:106px;">$ </div><div id="a76114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:106px;">40,677</div><div id="a76116" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:106px;">$ </div><div id="a76118" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:106px;">44,454</div></div></div></div><div id="TextBlockContainer537" style="position:relative;line-height:normal;width:169px;height:11px;"><div id="a76122_1_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Interest income is calculated using EIRM.</div></div><div id="TextBlockContainer541" style="position:relative;line-height:normal;width:734px;height:81px;"><div id="a76136" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Interest Expense </div><div id="a76147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a76150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:368px;top:14px;">For the three months ended </div><div id="a76153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:598px;top:14px;">For the six months ended </div><div id="a76158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:28px;">April 30, 2026 </div><div id="a76160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:28px;">April 30, 2025 </div><div id="a76162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:28px;">April 30, 2026 </div><div id="a76164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:28px;">April 30, 2025 </div><div id="a76167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:41px;">Measured at amortized cost</div><div id="a76168" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:41px;">1</div><div id="a76170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:41px;">$ </div><div id="a76172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:41px;">8,466</div><div id="a76174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:41px;">$ </div><div id="a76176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:41px;">10,622</div><div id="a76178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:41px;">$ </div><div id="a76180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:41px;">17,618</div><div id="a76182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:41px;">$ </div><div id="a76184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:41px;">22,442</div><div id="a76186" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:41px;"><div style="display:inline-block;width:3px"> </div></div><div id="a76188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:54px;">Measured or designated at FVTPL</div><div id="a76192" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:54px;">2,654</div><div id="a76195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:54px;">2,835</div><div id="a76198" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:54px;">5,409</div><div id="a76201" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:54px;">6,021</div><div id="a76204" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:68px;">Total </div><div id="a76206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:68px;">$ </div><div id="a76208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:68px;">11,120</div><div id="a76210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:68px;">$ </div><div id="a76212" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:68px;">13,457</div><div id="a76214" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:68px;">$ </div><div id="a76216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:68px;">23,027</div><div id="a76218" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:68px;">$ </div><div id="a76220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:68px;">28,463</div></div><div id="TextBlockContainer545" style="position:relative;line-height:normal;width:173px;height:11px;"><div id="a76224_1_42" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Interest expense is calculated using EIRM.</div></div> 16715000000 18227000000 34276000000 38071000000 1124000000 1058000000 2287000000 1960000000 17839000000 19285000000 36563000000 40031000000 2078000000 2172000000 3991000000 4233000000 64000000 125000000 123000000 190000000 19981000000 21582000000 40677000000 44454000000 8466000000 10622000000 17618000000 22442000000 2654000000 2835000000 5409000000 6021000000 11120000000 13457000000 23027000000 28463000000 <div id="TextBlockContainer548" style="position:relative;line-height:normal;width:175px;height:13px;"><div id="a76239" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 20: REGULATORY CAPITAL</div></div><div id="TextBlockContainer552" style="position:relative;line-height:normal;width:732px;height:186px;"><div id="a76244" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The Bank manages its capital under guidelines<div style="display:inline-block;width:1px"> </div>established by OSFI. The regulatory<div style="display:inline-block;width:1px"> </div>capital guidelines measure capital in relation<div style="display:inline-block;width:1px"> </div>to credit, market, and operational </div><div id="a76246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">risks. The Bank has various capital policies,<div style="display:inline-block;width:1px"> </div>procedures, and controls which it utilizes<div style="display:inline-block;width:1px"> </div>to achieve its goals and objectives. The<div style="display:inline-block;width:1px"> </div>Bank is designated as a domestic </div><div id="a76254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">systemically important bank (D-SIB) and<div style="display:inline-block;width:1px"> </div>a global systemically important bank (G-SIB). </div><div id="a76262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Canadian banks designated as D-SIBs are required<div style="display:inline-block;width:1px"> </div>to comply with OSFI’s minimum targets for risk-based<div style="display:inline-block;width:1px"> </div>capital and leverage ratios. The minimum<div style="display:inline-block;width:1px"> </div>targets </div><div id="a76269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">include a D-SIB surcharge and Domestic Stability<div style="display:inline-block;width:1px"> </div>Buffer (DSB) for Common Equity Tier 1 Capital, Tier 1 Capital, Total Capital and risk-based Total Loss </div><div id="a76286" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">Absorbing Capacity (TLAC) ratios. The<div style="display:inline-block;width:1px"> </div>DSB level was increased to </div><div id="a76286_65_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:303px;top:80px;">3.5</div><div id="a76286_68_87" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:80px;">% as of November 1, 2023, and as a result<div style="display:inline-block;width:1px"> </div>the published regulatory minimum targets<div style="display:inline-block;width:1px"> </div>are </div><div id="a76288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">set at </div><div id="a76288_7_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:31px;top:93px;">11.5</div><div id="a76288_11_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:50px;top:93px;">%, </div><div id="a76288_14_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:65px;top:93px;">13.0</div><div id="a76288_18_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:84px;top:93px;">%, </div><div id="a76288_21_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:93px;">15.0</div><div id="a76288_25_6" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:118px;top:93px;">% and </div><div id="a76288_31_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:93px;">25.0</div><div id="a76288_35_115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:93px;">%, respectively. The OSFI target includes the greater of the D-SIB<div style="display:inline-block;width:1px"> </div>or G-SIB surcharge, both of which are<div style="display:inline-block;width:1px"> </div>currently </div><div id="a76288_150_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:676px;top:93px;">1</div><div id="a76288_151_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:682px;top:93px;">% for the </div><div id="a76293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">Bank. The OSFI target for leverage requires<div style="display:inline-block;width:1px"> </div>D-SIBs to hold a leverage ratio buffer of </div><div id="a76293_86_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:107px;">0.50</div><div id="a76293_90_65" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:107px;">% in addition to the existing minimum requirement.<div style="display:inline-block;width:1px"> </div>This sets the </div><div id="a76300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">published regulatory minimum targets for leverage<div style="display:inline-block;width:1px"> </div>and TLAC leverage ratios at </div><div id="a76300_78_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:356px;top:120px;">3.5</div><div id="a76300_81_6" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:370px;top:120px;">% and </div><div id="a76300_87_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:120px;">7.25</div><div id="a76300_91_18" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:421px;top:120px;">%, respectively.<div style="display:inline-block;width:3px"> </div></div><div id="a76305" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">The Bank complied with all minimum risk-based<div style="display:inline-block;width:1px"> </div>capital and leverage ratio requirements<div style="display:inline-block;width:1px"> </div>set by OSFI in the six months ended April 30,<div style="display:inline-block;width:1px"> </div>2026.<div style="display:inline-block;width:2px"> </div></div><div id="div_550_XBRL_TS_472e3dff806746ed84827b7265d8a312" style="position:absolute;left:0px;top:173px;float:left;"><div id="TextBlockContainer551" style="position:relative;line-height:normal;width:513px;height:13px;"><div id="a76319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the Bank’s regulatory<div style="display:inline-block;width:1px"> </div>capital positions as at April 30, 2026 and<div style="display:inline-block;width:1px"> </div>October 31, 2025.</div></div></div></div><div id="TextBlockContainer556" style="position:relative;line-height:normal;width:733px;height:214px;"><div id="div_554_XBRL_TS_4add2dd1b7904d4e895b6ad46289751e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer555" style="position:relative;line-height:normal;width:733px;height:214px;"><div id="a76360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Regulatory Capital Position</div><div id="a76368" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a76371" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:17px;">As at </div><div id="a76375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:583px;top:30px;">April 30 </div><div id="a76378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:659px;top:30px;">October 31 </div><div id="a76381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;"><div style="display:inline-block;width:3px"> </div></div><div id="a76384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:43px;">2026 </div><div id="a76388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:43px;">2025 </div><div id="a76391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:57px;">Capital </div><div id="a76399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Common Equity Tier 1 Capital </div><div id="a76401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:69px;">$ </div><div id="a76403" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:69px;">91,660</div><div id="a76406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:69px;">$ </div><div id="a76408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:69px;">93,579</div><div id="a76411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Tier 1 Capital </div><div id="a76414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:83px;">102,585</div><div id="a76418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:83px;">104,502</div><div id="a76421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:96px;">Total Capital </div><div id="a76424" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:96px;">114,032</div><div id="a76428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:96px;">116,866</div><div id="a76431" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:109px;">Risk-weighted assets used in the calculation<div style="display:inline-block;width:1px"> </div>of capital ratios </div><div id="a76436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:109px;">641,358</div><div id="a76440" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:109px;">636,424</div><div id="a76443" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:122px;">Capital and leverage ratios </div><div id="a76451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Common Equity Tier 1 Capital ratio </div><div id="a76454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:135px;">14.3</div><div id="a76456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:135px;">% </div><div id="a76459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:135px;">14.7</div><div id="a76461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:135px;">% </div><div id="a76463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:149px;">Tier 1 Capital ratio </div><div id="a76466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:149px;">16.0</div><div id="a76470" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:149px;">16.4</div><div id="a76473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:162px;">Total Capital ratio </div><div id="a76476" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:162px;">17.8</div><div id="a76480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:162px;">18.4</div><div id="a76483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:175px;">Leverage ratio</div><div id="a76487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:175px;">4.5</div><div id="a76491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:175px;">4.6</div><div id="a76494" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:188px;">TLAC Ratio </div><div id="a76497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:188px;">31.1</div><div id="a76501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:188px;">31.8</div><div id="a76504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:201px;">TLAC Leverage Ratio </div><div id="a76507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:201px;">8.8</div><div id="a76511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:201px;">8.9</div></div></div></div> 0.035 0.115 0.130 0.150 0.250 0.01 0.01 0.0050 0.035 0.0725 <div id="TextBlockContainer551" style="position:relative;line-height:normal;width:513px;height:13px;"><div id="a76319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the Bank’s regulatory<div style="display:inline-block;width:1px"> </div>capital positions as at April 30, 2026 and<div style="display:inline-block;width:1px"> </div>October 31, 2025.</div></div><div id="TextBlockContainer555" style="position:relative;line-height:normal;width:733px;height:214px;"><div id="a76360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Regulatory Capital Position</div><div id="a76368" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a76371" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:17px;">As at </div><div id="a76375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:583px;top:30px;">April 30 </div><div id="a76378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:659px;top:30px;">October 31 </div><div id="a76381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;"><div style="display:inline-block;width:3px"> </div></div><div id="a76384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:43px;">2026 </div><div id="a76388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:43px;">2025 </div><div id="a76391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:57px;">Capital </div><div id="a76399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Common Equity Tier 1 Capital </div><div id="a76401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:69px;">$ </div><div id="a76403" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:69px;">91,660</div><div id="a76406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:69px;">$ </div><div id="a76408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:69px;">93,579</div><div id="a76411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Tier 1 Capital </div><div id="a76414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:83px;">102,585</div><div id="a76418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:83px;">104,502</div><div id="a76421" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:96px;">Total Capital </div><div id="a76424" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:96px;">114,032</div><div id="a76428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:96px;">116,866</div><div id="a76431" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:109px;">Risk-weighted assets used in the calculation<div style="display:inline-block;width:1px"> </div>of capital ratios </div><div id="a76436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:109px;">641,358</div><div id="a76440" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:109px;">636,424</div><div id="a76443" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:122px;">Capital and leverage ratios </div><div id="a76451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Common Equity Tier 1 Capital ratio </div><div id="a76454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:135px;">14.3</div><div id="a76456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:135px;">% </div><div id="a76459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:135px;">14.7</div><div id="a76461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:135px;">% </div><div id="a76463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:149px;">Tier 1 Capital ratio </div><div id="a76466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:149px;">16.0</div><div id="a76470" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:149px;">16.4</div><div id="a76473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:162px;">Total Capital ratio </div><div id="a76476" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:162px;">17.8</div><div id="a76480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:162px;">18.4</div><div id="a76483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:175px;">Leverage ratio</div><div id="a76487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:175px;">4.5</div><div id="a76491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:175px;">4.6</div><div id="a76494" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:188px;">TLAC Ratio </div><div id="a76497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:188px;">31.1</div><div id="a76501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:188px;">31.8</div><div id="a76504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:201px;">TLAC Leverage Ratio </div><div id="a76507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:201px;">8.8</div><div id="a76511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:201px;">8.9</div></div> 91660000000 93579000000 102585000000 104502000000 114032000000 116866000000 641358000000 636424000000 0.143 0.147 0.160 0.164 0.178 0.184 0.045 0.046 0.311 0.318 0.088 0.089