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Supplement dated May 27, 2026

to the Prospectus of Ameriprise Certificates

(April 22, 2026) S-6000 AZ (4/26)

This Supplement supersedes the Supplement dated May 21, 2026.

For Ameriprise Flexible Savings Certificate: Effective for sales on or after May 27, 2026, information about interest rate ranges for new purchases found on pages 18-20 of the Prospectus has been revised to read as follows:

For purchases of certificates for less than $100,000, ACC guarantees that your rate for your initial term will be:

3 months	Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 3-month CDs.
6 months	Within a range from 80 basis points (0.80%) above to 180 basis points (1.80%) above the National Deposit Rate published for 6-month CDs.
9 months	Within a range from 80 basis points (0.80%) above to 180 basis points (1.80%) above the National Deposit Rate published for 6-month CDs.
12 months	Within a range from 60 basis points (0.60%) above to 160 basis points (1.60%) above the National Deposit Rate published for 12-month CDs.
18 months	Within a range from 60 basis points (0.60%) above to 160 basis points (1.60%) above the National Deposit Rate published for 12-month CDs.
24 months	Within a range from 65 basis points (0.65%) above to 165 basis points (1.65%) above the National Deposit Rate published for 24-month CDs.
30 months	Within a range from 65 basis points (0.65%) above to 165 basis points (1.65%) above the National Deposit Rate published for 24-month CDs.
36 months	Within a range from 85 basis points (0.85%) above to 185 basis points (1.85%) above the National Deposit Rate published for 36-month CDs.

For purchases of certificates for $100,000 or more, ACC guarantees that your rate for your initial term will be:

3 months	Within a range from 100 basis points (1.00%) above to 200 basis points (2.00%) above the National Deposit Rate published for 3-month CDs.
6 months	Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 6-month CDs.
9 months	Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 6-month CDs.
12 months	Within a range from 70 basis points (0.70%) above to 170 basis points (1.70%) above the National Deposit Rate published for 12-month CDs.
18 months	Within a range from 70 basis points (0.70%) above to 170 basis points (1.70%) above the National Deposit Rate published for 12-month CDs.
24 months	Within a range from 75 basis points (0.75%) above to 175 basis points (1.75%) above the National Deposit Rate published for 24-month CDs.
30 months	Within a range from 75 basis points (0.75%) above to 175 basis points (1.75%) above the National Deposit Rate published for 24-month CDs.
36 months	Within a range from 95 basis points (0.95%) above to 195 basis points (1.95%) above the National Deposit Rate published for 36-month CDs.

For example, if the average rate most recently published for the National Deposit Rate for 12-month CDs is 1.55%, our rate in effect for the following week for investment amounts less than $100,000 would be between 2.15% and 3.15% for the 12-month term product.

For purchases of certificates for less than $100,000, ACC guarantees that your rate for your initial term will be:

7 months*	Within a range from 182 basis points (1.82%) above to 282 basis points (2.82%) above the National Deposit Rate published for 6-month CDs.
11 months	Within a range from 85 basis points (0.85%) above to 185 basis points (1.85%) above the National Deposit Rate published for 12-month CDs.
19 months	Within a range from 85 basis points (0.85%) above to 185 basis points (1.85%) above the National Deposit Rate published for 12-month CDs.
25 months	Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 24-month CDs.
31 months	Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 24-month CDs.
37 months	Within a range from 110 basis points (1.10%) above to 210 basis points (2.10%) above the National Deposit Rate published for 36-month CDs.

See section entitled “Investment Amounts and Terms” about minimum investment requirements.

For purchases of certificates for $100,000 or more, ACC guarantees that your rate for your initial term will be:

7 months*	Within a range from 192 basis points (1.92%) above to 292 basis points (2.92%) above the National Deposit Rate published for 6-month CDs.
11 months	Within a range from 95 basis points (0.95%) above to 195 basis points (1.95%) above the National Deposit Rate published for 12-month CDs.
13 months*	Within a range from 70 basis points (0.70%) above to 170 basis points (1.70%) above the National Deposit Rate published for 12-month CDs.
19 months	Within a range from 95 basis points (0.95%) above to 195 basis points (1.95%) above the National Deposit Rate published for 12-month CDs.
25 months	Within a range from 100 basis points (1.00%) above to 200 basis points (2.00%) above the National Deposit Rate published for 24-month CDs.
31 months	Within a range from 100 basis points (1.00%) above to 200 basis points (2.00%) above the National Deposit Rate published for 24-month CDs.
37 months	Within a range from 120 basis points (1.20%) above to 220 basis points (2.20%) above the National Deposit Rate published for 36-month CDs.

See section entitled “Investment Amounts and Terms” about minimum investment requirements.

S-6000-74 A (05/26)

Name, address, age	Position held with ACC and length of service	Principal occupations during past five years	Other directorships	Committee memberships
Theodore Horwith 300 South Tryon Street Charlotte, NC 28202 Born in 1978	Vice President, Controller and Chief Accounting Officer since May 2026	Vice President and Business Unit Controller - Advice and Wealth Management since March 2026; Managing Director and Broker-Dealer CFO at Atria Wealth Solutions from March 2021- September 2025	None	None