v3.26.1
Operating Segments - Schedule of Operating Segments (Detail) - CAD ($)
$ in Millions
3 Months Ended 6 Months Ended
Apr. 30, 2026
Jan. 31, 2026
Apr. 30, 2025
Apr. 30, 2026
Apr. 30, 2025
Disclosure of operating segments [line items]          
Net interest income [1] $ 5,521 $ 5,582 $ 5,270 $ 11,103 $ 10,443
Non-interest income 4,316 [2],[3] 4,064 [2],[4] 3,810 [2],[5] 8,380 [2],[6] 8,009 [7],[8]
Total revenue 9,837 9,646 9,080 19,483 18,452
Provision for credit losses 1,217 1,176 1,398 2,393 2,560
Depreciation and amortization 410 385 393 795 796
Other non-interest expenses 4,779 4,914 4,717 9,693 10,805
Provision for income taxes 799 872 540 1,671 1,266
Net income 2,632 2,299 2,032 4,931 3,025
Net income attributable to non-controlling interests in subsidiaries 37 12 56 49 (98)
Net income attributable to equity holders of the Bank 2,595 2,287 1,976 4,882 3,123
Average assets 1,517,000 1,498,000 1,468,000 1,507,000 1,464,000
Average liabilities 1,429,000 1,409,000 1,382,000 1,419,000 1,379,000
Operating segments [member] | Canadian banking [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 2,703 2,734 2,524 5,437 5,171
Non-interest income 780 [2],[3] 780 [2],[4] 711 [2],[5] 1,560 [2],[6] 1,476 [7],[8]
Total revenue 3,483 3,514 3,235 6,997 6,647
Provision for credit losses 575 576 805 1,151 1,343
Depreciation and amortization 142 137 139 279 275
Other non-interest expenses 1,478 1,478 1,442 2,956 2,917
Provision for income taxes 353 363 236 716 586
Net income 935 960 613 1,895 1,526
Net income attributable to equity holders of the Bank 935 960 613 1,895 1,526
Average assets 475,000 472,000 461,000 473,000 461,000
Average liabilities 374,000 378,000 384,000 376,000 385,000
Operating segments [member] | International banking [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 2,094 2,146 2,179 4,240 4,348
Non-interest income 765 [2],[3] 815 [2],[4] 780 [2],[5] 1,580 [2],[6] 1,641 [7],[8]
Total revenue 2,859 2,961 2,959 5,820 5,989
Provision for credit losses 599 536 550 1,135 1,152
Depreciation and amortization 124 118 115 242 245
Other non-interest expenses 1,246 1,342 1,408 2,588 2,831
Provision for income taxes 154 228 172 382 361
Net income 736 737 714 1,473 1,400
Net income attributable to non-controlling interests in subsidiaries 35 20 38 55 73
Net income attributable to equity holders of the Bank 701 717 676 1,418 1,327
Average assets 211,000 219,000 229,000 215,000 229,000
Average liabilities 170,000 172,000 177,000 171,000 176,000
Operating segments [member] | Global Wealth Management [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 306 304 246 610 478
Non-interest income 1,454 [2],[3] 1,497 [2],[4] 1,295 [2],[5] 2,951 [2],[6] 2,642 [7],[8]
Total revenue 1,760 1,801 1,541 3,561 3,120
Provision for credit losses 4 4 2 8 6
Depreciation and amortization 47 45 48 92 95
Other non-interest expenses 1,069 1,101 949 2,170 1,924
Provision for income taxes 164 167 141 331 285
Net income 476 484 401 960 810
Net income attributable to non-controlling interests in subsidiaries 2 3 2 5 4
Net income attributable to equity holders of the Bank 474 481 399 955 806
Average assets 41,000 40,000 38,000 41,000 38,000
Average liabilities 55,000 55,000 47,000 55,000 45,000
Operating segments [member] | Global banking and markets [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 389 398 368 787 687
Non-interest income 1,203 [2],[3] 1,370 [2],[4] 1,090 [2],[5] 2,573 [2],[6] 2,365 [7],[8]
Total revenue 1,592 1,768 1,458 3,360 3,052
Provision for credit losses 38 60 40 98 58
Depreciation and amortization 59 53 65 112 129
Other non-interest expenses 906 959 813 1,865 1,640
Provision for income taxes 132 152 128 284 296
Net income 457 544 412 1,001 929
Net income attributable to non-controlling interests in subsidiaries   (1) (1) (1) (1)
Net income attributable to equity holders of the Bank 457 545 413 1,002 930
Average assets 568,000 546,000 502,000 557,000 506,000
Average liabilities 556,000 551,000 516,000 553,000 513,000
Operating segments [member] | Other smaller operating segments and corporate adjustments [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 29   (47) 29 (241)
Non-interest income 114 [2],[3] (398) [2],[4],[9] (66) [2],[5] (284) [2],[6],[9] (115) [7],[8]
Total revenue 143 (398) (113) (255) (356)
Provision for credit losses 1   1 1 1
Depreciation and amortization 38 32 26 70 52
Other non-interest expenses 80 34 [9] 105 114 [9] 1,493 [10]
Provision for income taxes (4) (38) (137) (42) (262)
Net income 28 (426) 108 (398) (1,640)
Net income attributable to non-controlling interests in subsidiaries   (10) 17 (10) (174)
Net income attributable to equity holders of the Bank 28 (416) (125) (388) (1,466)
Average assets 222,000 221,000 238,000 221,000 230,000
Average liabilities $ 274,000 $ 253,000 $ 258,000 $ 264,000 $ 260,000
[1] Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure.
[2] Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets.
[3] Includes income from associated corporations for Canadian Banking – $(2), International Banking – $65, and Other – $159.
[4] Includes income from associated corporations for Canadian Banking – $(9), International Banking – $48, and Other – $150.
[5] Includes income (on a taxable equivalent basis) from associated corporations for Canadian Banking – $(2), International Banking – $38, and Other – $123.
[6] Includes income from associated corporations for Canadian Banking – $(11), International Banking – $113, and Other – $309.
[7] Card revenues and Banking services fees are mainly earned in Canadian Banking and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets.
[8] Includes income (on a taxable equivalent basis) from associated corporations for Canadian Banking – $22, International Banking – $73, and Other – $177.
[9] Includes the loss related to the sale of the banking operations in Colombia, Costa Rica and Panama. Refer to Note 19 for further details.
[10] Includes the impairment loss related to the announced sale of the banking operations in Colombia, Costa Rica and Panama. Refer to Note 19 for further details.