Loans, Impaired Loans and Allowance for Credit Losses -Summary of Carrying Value of Exposures by Risk Rating (Detail) - CAD ($)
$ in Millions |
Apr. 30, 2026 |
Jan. 31, 2026 |
Oct. 31, 2025 |
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
$ 764,584
|
$ 762,477
|
$ 778,508
|
| Allowance for credit losses |
|
7,150
|
7,002
|
7,463
|
| Carrying value of loans net of ACL |
|
757,434
|
$ 755,475
|
771,045
|
| Residential mortgages [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
368,495
|
|
370,191
|
| Allowance for credit losses |
|
1,450
|
|
1,460
|
| Carrying value of loans net of ACL |
|
367,045
|
|
368,731
|
| Residential mortgages [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
224,599
|
|
223,888
|
| Residential mortgages [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
88,246
|
|
88,575
|
| Residential mortgages [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
25,039
|
|
24,488
|
| Residential mortgages [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
8,220
|
|
9,009
|
| Residential mortgages [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,967
|
|
3,218
|
| Residential mortgages [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
16,520
|
|
18,110
|
| Residential mortgages [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,904
|
|
2,903
|
| Personal loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
108,355
|
|
110,567
|
| Allowance for credit losses |
|
2,254
|
|
2,432
|
| Carrying value of loans net of ACL |
|
106,101
|
|
108,135
|
| Personal loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
31,031
|
|
31,211
|
| Personal loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
21,654
|
|
21,826
|
| Personal loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
12,862
|
|
12,964
|
| Personal loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
14,022
|
|
15,990
|
| Personal loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,315
|
|
2,686
|
| Personal loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
25,496
|
|
24,819
|
| Personal loans [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
975
|
|
1,071
|
| Credit Card [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
16,040
|
|
18,045
|
| Allowance for credit losses |
|
1,166
|
|
1,355
|
| Carrying value of loans net of ACL |
|
14,874
|
|
16,690
|
| Credit Card [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,518
|
|
2,648
|
| Credit Card [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,030
|
|
3,182
|
| Credit Card [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,307
|
|
4,818
|
| Credit Card [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,715
|
|
5,152
|
| Credit Card [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,105
|
|
1,224
|
| Credit Card [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
1,365
|
|
1,021
|
| Undrawn loan commitments retail [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments net of ACL |
|
175,490
|
|
174,822
|
| Undrawn loan commitments retail [Member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
133,759
|
|
126,936
|
| Undrawn loan commitments retail [Member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
20,782
|
|
22,173
|
| Undrawn loan commitments retail [Member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
7,393
|
|
9,582
|
| Undrawn loan commitments retail [Member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
2,517
|
|
4,678
|
| Undrawn loan commitments retail [Member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
291
|
|
365
|
| Undrawn loan commitments retail [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
10,748
|
|
11,088
|
| Total retail loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
668,380
|
|
673,625
|
| Allowance for credit losses |
|
4,870
|
|
5,247
|
| Carrying value of loans net of ACL |
|
663,510
|
|
668,378
|
| Total retail loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
391,907
|
|
384,683
|
| Total retail loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
133,712
|
|
135,756
|
| Total retail loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
49,601
|
|
51,852
|
| Total retail loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
28,474
|
|
34,829
|
| Total retail loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6,678
|
|
7,493
|
| Total retail loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
54,129
|
|
55,038
|
| Total retail loans [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,879
|
|
3,974
|
| Business and government [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
271,694
|
|
279,705
|
| Allowance for credit losses |
|
2,280
|
|
2,216
|
| Carrying value of loans net of ACL |
|
269,414
|
|
277,489
|
| Business and government [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
2,671
|
|
2,521
|
| Business and government [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,729
|
|
3,270
|
| Business and government [member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
137,662
|
|
140,271
|
| Business and government [member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
123,519
|
|
129,168
|
| Business and government [member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,113
|
|
4,475
|
| Undrawn loan commitments business and government [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
315,090
|
|
311,347
|
| Carrying value of undrawn loan commitments net of ACL |
|
314,915
|
|
311,172
|
| Allowance for credit losses |
|
175
|
|
175
|
| Undrawn loan commitments business and government [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
4,700
|
|
4,594
|
| Undrawn loan commitments business and government [Member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
49
|
|
31
|
| Undrawn loan commitments business and government [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
249,593
|
|
243,738
|
| Undrawn loan commitments business and government [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
59,730
|
|
61,977
|
| Undrawn loan commitments business and government [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
1,018
|
|
1,007
|
| Total Non Retail Loans [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
586,784
|
|
591,052
|
| Allowance for credit losses |
|
2,455
|
|
2,391
|
| Carrying value of loans net of ACL |
|
584,329
|
|
588,661
|
| Total Non Retail Loans [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
7,371
|
|
7,115
|
| Total Non Retail Loans [Member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,778
|
|
3,301
|
| Total Non Retail Loans [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
387,255
|
|
384,009
|
| Total Non Retail Loans [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
183,249
|
|
191,145
|
| Total Non Retail Loans [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,131
|
|
5,482
|
| Stage one exposure [Member] | Residential mortgages [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
339,125
|
|
339,517
|
| Allowance for credit losses |
|
190
|
|
196
|
| Carrying value of loans net of ACL |
|
338,935
|
|
339,321
|
| Stage one exposure [Member] | Residential mortgages [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
221,008
|
|
219,905
|
| Stage one exposure [Member] | Residential mortgages [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
84,108
|
|
83,755
|
| Stage one exposure [Member] | Residential mortgages [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
15,854
|
|
15,870
|
| Stage one exposure [Member] | Residential mortgages [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,307
|
|
3,002
|
| Stage one exposure [Member] | Residential mortgages [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
8
|
|
48
|
| Stage one exposure [Member] | Residential mortgages [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
15,840
|
|
16,937
|
| Stage one exposure [Member] | Personal loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
96,334
|
|
97,801
|
| Allowance for credit losses |
|
558
|
|
613
|
| Carrying value of loans net of ACL |
|
95,776
|
|
97,188
|
| Stage one exposure [Member] | Personal loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
30,851
|
|
31,009
|
| Stage one exposure [Member] | Personal loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
20,954
|
|
21,075
|
| Stage one exposure [Member] | Personal loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
12,818
|
|
12,886
|
| Stage one exposure [Member] | Personal loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
8,569
|
|
10,331
|
| Stage one exposure [Member] | Personal loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
41
|
|
35
|
| Stage one exposure [Member] | Personal loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
23,101
|
|
22,465
|
| Stage one exposure [Member] | Credit Card [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
12,745
|
|
14,421
|
| Allowance for credit losses |
|
250
|
|
338
|
| Carrying value of loans net of ACL |
|
12,495
|
|
14,083
|
| Stage one exposure [Member] | Credit Card [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,517
|
|
2,646
|
| Stage one exposure [Member] | Credit Card [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,022
|
|
3,171
|
| Stage one exposure [Member] | Credit Card [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,295
|
|
4,792
|
| Stage one exposure [Member] | Credit Card [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,992
|
|
3,210
|
| Stage one exposure [Member] | Credit Card [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
7
|
|
20
|
| Stage one exposure [Member] | Credit Card [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
912
|
|
582
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments net of ACL |
|
172,398
|
|
171,452
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
133,523
|
|
126,681
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
20,726
|
|
22,102
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
7,388
|
|
9,569
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
2,094
|
|
4,047
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
4
|
|
14
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
8,663
|
|
9,039
|
| Stage one exposure [Member] | Total retail loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
620,602
|
|
623,191
|
| Allowance for credit losses |
|
998
|
|
1,147
|
| Carrying value of loans net of ACL |
|
619,604
|
|
622,044
|
| Stage one exposure [Member] | Total retail loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
387,899
|
|
380,241
|
| Stage one exposure [Member] | Total retail loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
128,810
|
|
130,103
|
| Stage one exposure [Member] | Total retail loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
40,355
|
|
43,117
|
| Stage one exposure [Member] | Total retail loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
14,962
|
|
20,590
|
| Stage one exposure [Member] | Total retail loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
60
|
|
117
|
| Stage one exposure [Member] | Total retail loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
48,516
|
|
49,023
|
| Stage one exposure [Member] | Business and government [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
257,550
|
|
263,280
|
| Allowance for credit losses |
|
704
|
|
713
|
| Carrying value of loans net of ACL |
|
256,846
|
|
262,567
|
| Stage one exposure [Member] | Business and government [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
2,647
|
|
2,485
|
| Stage one exposure [Member] | Business and government [member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
137,139
|
|
138,789
|
| Stage one exposure [Member] | Business and government [member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
117,758
|
|
121,999
|
| Stage one exposure [Member] | Business and government [member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6
|
|
7
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
311,005
|
|
307,366
|
| Carrying value of undrawn loan commitments net of ACL |
|
310,880
|
|
307,225
|
| Allowance for credit losses |
|
125
|
|
141
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
4,699
|
|
4,593
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
248,402
|
|
242,637
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
57,904
|
|
60,136
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
568,555
|
|
570,646
|
| Allowance for credit losses |
|
829
|
|
854
|
| Carrying value of loans net of ACL |
|
567,726
|
|
569,792
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
7,346
|
|
7,078
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
385,541
|
|
381,426
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
175,662
|
|
182,135
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6
|
|
7
|
| Stage two exposure [Member] | Residential mortgages [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
26,466
|
|
27,771
|
| Allowance for credit losses |
|
419
|
|
424
|
| Carrying value of loans net of ACL |
|
26,047
|
|
27,347
|
| Stage two exposure [Member] | Residential mortgages [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,591
|
|
3,983
|
| Stage two exposure [Member] | Residential mortgages [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,138
|
|
4,820
|
| Stage two exposure [Member] | Residential mortgages [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
9,185
|
|
8,618
|
| Stage two exposure [Member] | Residential mortgages [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,913
|
|
6,007
|
| Stage two exposure [Member] | Residential mortgages [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,959
|
|
3,170
|
| Stage two exposure [Member] | Residential mortgages [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
680
|
|
1,173
|
| Stage two exposure [Member] | Personal loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
11,046
|
|
11,695
|
| Allowance for credit losses |
|
1,130
|
|
1,215
|
| Carrying value of loans net of ACL |
|
9,916
|
|
10,480
|
| Stage two exposure [Member] | Personal loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
180
|
|
202
|
| Stage two exposure [Member] | Personal loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
700
|
|
751
|
| Stage two exposure [Member] | Personal loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
44
|
|
78
|
| Stage two exposure [Member] | Personal loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,453
|
|
5,659
|
| Stage two exposure [Member] | Personal loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,274
|
|
2,651
|
| Stage two exposure [Member] | Personal loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
2,395
|
|
2,354
|
| Stage two exposure [Member] | Credit Card [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,295
|
|
3,624
|
| Allowance for credit losses |
|
916
|
|
1,017
|
| Carrying value of loans net of ACL |
|
2,379
|
|
2,607
|
| Stage two exposure [Member] | Credit Card [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1
|
|
2
|
| Stage two exposure [Member] | Credit Card [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
8
|
|
11
|
| Stage two exposure [Member] | Credit Card [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
12
|
|
26
|
| Stage two exposure [Member] | Credit Card [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,723
|
|
1,942
|
| Stage two exposure [Member] | Credit Card [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,098
|
|
1,204
|
| Stage two exposure [Member] | Credit Card [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
453
|
|
439
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments net of ACL |
|
3,092
|
|
3,370
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
236
|
|
255
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
56
|
|
71
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
5
|
|
13
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
423
|
|
631
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
287
|
|
351
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
2,085
|
|
2,049
|
| Stage two exposure [Member] | Total retail loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
43,899
|
|
46,460
|
| Allowance for credit losses |
|
2,465
|
|
2,656
|
| Carrying value of loans net of ACL |
|
41,434
|
|
43,804
|
| Stage two exposure [Member] | Total retail loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,008
|
|
4,442
|
| Stage two exposure [Member] | Total retail loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,902
|
|
5,653
|
| Stage two exposure [Member] | Total retail loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
9,246
|
|
8,735
|
| Stage two exposure [Member] | Total retail loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
13,512
|
|
14,239
|
| Stage two exposure [Member] | Total retail loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6,618
|
|
7,376
|
| Stage two exposure [Member] | Total retail loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
5,613
|
|
6,015
|
| Stage two exposure [Member] | Business and government [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
10,415
|
|
13,155
|
| Allowance for credit losses |
|
575
|
|
606
|
| Carrying value of loans net of ACL |
|
9,840
|
|
12,549
|
| Stage two exposure [Member] | Business and government [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
24
|
|
36
|
| Stage two exposure [Member] | Business and government [member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
523
|
|
1,482
|
| Stage two exposure [Member] | Business and government [member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,761
|
|
7,169
|
| Stage two exposure [Member] | Business and government [member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,107
|
|
4,468
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
4,036
|
|
3,950
|
| Carrying value of undrawn loan commitments net of ACL |
|
3,986
|
|
3,916
|
| Allowance for credit losses |
|
50
|
|
34
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
1
|
|
1
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
1,191
|
|
1,101
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
1,826
|
|
1,841
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
1,018
|
|
1,007
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
14,451
|
|
17,105
|
| Allowance for credit losses |
|
625
|
|
640
|
| Carrying value of loans net of ACL |
|
13,826
|
|
16,465
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
25
|
|
37
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,714
|
|
2,583
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
7,587
|
|
9,010
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,125
|
|
5,475
|
| Stage three exposure [Member] | Residential mortgages [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
2,904
|
|
2,903
|
| Allowance for credit losses |
[2] |
841
|
|
840
|
| Carrying value of loans net of ACL |
[2] |
2,063
|
|
2,063
|
| Stage three exposure [Member] | Residential mortgages [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
2,904
|
|
2,903
|
| Stage three exposure [Member] | Personal loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
975
|
|
1,071
|
| Allowance for credit losses |
[2] |
566
|
|
604
|
| Carrying value of loans net of ACL |
[2] |
409
|
|
467
|
| Stage three exposure [Member] | Personal loans [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
975
|
|
1,071
|
| Stage three exposure [Member] | Total retail loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,879
|
|
3,974
|
| Allowance for credit losses |
[2] |
1,407
|
|
1,444
|
| Carrying value of loans net of ACL |
[2] |
2,472
|
|
2,530
|
| Stage three exposure [Member] | Total retail loans [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,879
|
|
3,974
|
| Stage three exposure [Member] | Business and government [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,729
|
|
3,270
|
| Allowance for credit losses |
[2] |
1,001
|
|
897
|
| Carrying value of loans net of ACL |
[2] |
2,728
|
|
2,373
|
| Stage three exposure [Member] | Business and government [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,729
|
|
3,270
|
| Stage three exposure [Member] | Undrawn loan commitments business and government [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[2] |
49
|
|
31
|
| Carrying value of undrawn loan commitments net of ACL |
[2] |
49
|
|
31
|
| Stage three exposure [Member] | Undrawn loan commitments business and government [Member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[2] |
49
|
|
31
|
| Stage three exposure [Member] | Total Non Retail Loans [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,778
|
|
3,301
|
| Allowance for credit losses |
[2] |
1,001
|
|
897
|
| Carrying value of loans net of ACL |
[2] |
2,777
|
|
2,404
|
| Stage three exposure [Member] | Total Non Retail Loans [Member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
$ 3,778
|
|
$ 3,301
|
|
|