Loans, Impaired Loans and Allowance for Credit Losses - Summary of Key Macroeconomic Variables Used for Allowance for Credit Losses Calculations (Detail)
|
3 Months Ended |
12 Months Ended |
|
Apr. 30, 2026
$ / lb
$ / bbl
|
Jan. 31, 2026
$ / bbl
$ / lb
|
Oct. 31, 2025
$ / lb
$ / bbl
|
| Base case scenario [member] | Canada [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
1.60%
|
1.50%
|
1.20%
|
| Consumer price index, y/y % |
3.10%
|
2.20%
|
1.90%
|
| Unemployment rate, average % |
6.40%
|
6.40%
|
7.00%
|
| Bank of Canada overnight rate target, average % |
2.80%
|
2.40%
|
2.30%
|
| HPI – Housing Price Index, y/y % change |
(1.60%)
|
3.50%
|
1.90%
|
| USD/CAD exchange rate, average |
1.34
|
1.35
|
1.32
|
| Base case scenario [member] | Canada [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.00%
|
1.90%
|
2.20%
|
| Consumer price index, y/y % |
1.90%
|
2.20%
|
2.20%
|
| Unemployment rate, average % |
5.90%
|
5.80%
|
5.80%
|
| Bank of Canada overnight rate target, average % |
2.90%
|
3.00%
|
2.80%
|
| HPI – Housing Price Index, y/y % change |
4.70%
|
5.40%
|
6.20%
|
| USD/CAD exchange rate, average |
1.3
|
1.31
|
1.3
|
| Base case scenario [member] | United States [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
1.60%
|
1.60%
|
1.40%
|
| Consumer price index, y/y % |
3.00%
|
2.40%
|
2.60%
|
| Target federal funds rate, upper limit, average % |
3.60%
|
3.10%
|
3.30%
|
| Unemployment rate, average % |
4.30%
|
4.30%
|
4.50%
|
| Base case scenario [member] | United States [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.40%
|
2.30%
|
2.30%
|
| Consumer price index, y/y % |
2.40%
|
2.60%
|
2.50%
|
| Target federal funds rate, upper limit, average % |
3.40%
|
3.30%
|
3.00%
|
| Unemployment rate, average % |
4.00%
|
4.10%
|
4.30%
|
| Base case scenario [member] | Mexico [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
0.90%
|
0.60%
|
(0.20%)
|
| Unemployment rate, average % |
3.50%
|
3.30%
|
3.30%
|
| Base case scenario [member] | Mexico [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
1.90%
|
2.00%
|
2.20%
|
| Unemployment rate, average % |
3.80%
|
3.80%
|
3.70%
|
| Base case scenario [member] | Chile [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.50%
|
2.50%
|
2.40%
|
| Unemployment rate, average % |
8.10%
|
7.90%
|
7.90%
|
| Base case scenario [member] | Chile [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.10%
|
2.10%
|
2.00%
|
| Unemployment rate, average % |
7.30%
|
7.40%
|
6.70%
|
| Base case scenario [member] | Peru [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.30%
|
3.20%
|
2.90%
|
| Unemployment rate, average % |
5.80%
|
5.80%
|
5.70%
|
| Base case scenario [member] | Peru [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.70%
|
2.70%
|
3.10%
|
| Unemployment rate, average % |
6.00%
|
5.90%
|
6.10%
|
| Base case scenario [member] | Colombia [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
|
|
2.90%
|
| Unemployment rate, average % |
|
|
10.30%
|
| Base case scenario [member] | Colombia [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
|
|
2.50%
|
| Unemployment rate, average % |
|
|
9.90%
|
| Base case scenario [member] | Caribbean [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.70%
|
3.60%
|
3.70%
|
| Base case scenario [member] | Caribbean [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
4.00%
|
4.00%
|
4.00%
|
| Base case scenario [member] | Global WTI oil price [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / bbl |
85
|
60
|
60
|
| Base case scenario [member] | Global WTI oil price [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / bbl |
69
|
61
|
66
|
| Base case scenario [member] | Global Copper price [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / lb |
5.39
|
4.75
|
4.19
|
| Base case scenario [member] | Global Copper price [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / lb |
5.86
|
5.09
|
4.68
|
| Base case scenario [member] | Global GDP and PPP [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Global GDP, y/y % change |
2.40%
|
2.50%
|
2.20%
|
| Base case scenario [member] | Global GDP and PPP [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Global GDP, y/y % change |
2.80%
|
2.80%
|
2.70%
|
| Alternative Scenario - Optimistic [member] | Canada [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.60%
|
2.20%
|
2.40%
|
| Consumer price index, y/y % |
3.30%
|
2.40%
|
2.10%
|
| Unemployment rate, average % |
5.90%
|
6.10%
|
6.60%
|
| Bank of Canada overnight rate target, average % |
3.10%
|
2.80%
|
2.80%
|
| HPI – Housing Price Index, y/y % change |
(0.90%)
|
4.30%
|
2.60%
|
| USD/CAD exchange rate, average |
1.33
|
1.34
|
1.31
|
| Alternative Scenario - Optimistic [member] | Canada [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.90%
|
2.80%
|
3.10%
|
| Consumer price index, y/y % |
2.40%
|
2.60%
|
2.70%
|
| Unemployment rate, average % |
4.50%
|
4.60%
|
4.70%
|
| Bank of Canada overnight rate target, average % |
3.70%
|
3.70%
|
3.70%
|
| HPI – Housing Price Index, y/y % change |
6.20%
|
6.90%
|
7.70%
|
| USD/CAD exchange rate, average |
1.28
|
1.3
|
1.29
|
| Alternative Scenario - Optimistic [member] | United States [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.20%
|
2.00%
|
1.90%
|
| Consumer price index, y/y % |
3.20%
|
2.60%
|
2.70%
|
| Target federal funds rate, upper limit, average % |
3.80%
|
3.20%
|
3.50%
|
| Unemployment rate, average % |
4.10%
|
4.30%
|
4.40%
|
| Alternative Scenario - Optimistic [member] | United States [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.30%
|
3.30%
|
3.20%
|
| Consumer price index, y/y % |
2.80%
|
2.90%
|
2.80%
|
| Target federal funds rate, upper limit, average % |
4.00%
|
3.70%
|
3.50%
|
| Unemployment rate, average % |
3.60%
|
3.80%
|
4.00%
|
| Alternative Scenario - Optimistic [member] | Mexico [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
1.30%
|
1.10%
|
0.60%
|
| Unemployment rate, average % |
3.30%
|
3.20%
|
3.20%
|
| Alternative Scenario - Optimistic [member] | Mexico [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.60%
|
2.80%
|
2.90%
|
| Unemployment rate, average % |
3.30%
|
3.20%
|
3.10%
|
| Alternative Scenario - Optimistic [member] | Chile [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.30%
|
3.60%
|
3.50%
|
| Unemployment rate, average % |
7.90%
|
7.60%
|
7.70%
|
| Alternative Scenario - Optimistic [member] | Chile [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.00%
|
2.90%
|
2.80%
|
| Unemployment rate, average % |
6.80%
|
6.90%
|
6.40%
|
| Alternative Scenario - Optimistic [member] | Peru [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
4.40%
|
4.60%
|
4.10%
|
| Unemployment rate, average % |
5.40%
|
5.10%
|
5.30%
|
| Alternative Scenario - Optimistic [member] | Peru [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.50%
|
3.60%
|
4.00%
|
| Unemployment rate, average % |
5.10%
|
5.00%
|
5.20%
|
| Alternative Scenario - Optimistic [member] | Colombia [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
|
|
4.00%
|
| Unemployment rate, average % |
|
|
10.00%
|
| Alternative Scenario - Optimistic [member] | Colombia [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
|
|
3.40%
|
| Unemployment rate, average % |
|
|
9.10%
|
| Alternative Scenario - Optimistic [member] | Caribbean [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
4.10%
|
4.20%
|
4.40%
|
| Alternative Scenario - Optimistic [member] | Caribbean [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
4.70%
|
4.80%
|
4.70%
|
| Alternative Scenario - Optimistic [member] | Global WTI oil price [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / bbl |
89
|
63
|
64
|
| Alternative Scenario - Optimistic [member] | Global WTI oil price [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / bbl |
83
|
72
|
78
|
| Alternative Scenario - Optimistic [member] | Global Copper price [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / lb |
5.51
|
4.85
|
4.29
|
| Alternative Scenario - Optimistic [member] | Global Copper price [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / lb |
6.38
|
5.49
|
5.03
|
| Alternative Scenario - Optimistic [member] | Global GDP and PPP [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Global GDP, y/y % change |
3.20%
|
3.20%
|
3.00%
|
| Alternative Scenario - Optimistic [member] | Global GDP and PPP [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Global GDP, y/y % change |
3.70%
|
3.60%
|
3.50%
|
| Alternative Scenario - Pessimistic [member] | Canada [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(1.00%)
|
(1.00%)
|
(1.10%)
|
| Consumer price index, y/y % |
2.60%
|
1.70%
|
1.40%
|
| Unemployment rate, average % |
7.60%
|
7.60%
|
8.20%
|
| Bank of Canada overnight rate target, average % |
2.10%
|
2.10%
|
2.10%
|
| HPI – Housing Price Index, y/y % change |
(5.60%)
|
(0.50%)
|
(2.00%)
|
| USD/CAD exchange rate, average |
1.4
|
1.41
|
1.37
|
| Alternative Scenario - Pessimistic [member] | Canada [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.60%
|
2.40%
|
2.70%
|
| Consumer price index, y/y % |
1.70%
|
2.00%
|
2.00%
|
| Unemployment rate, average % |
6.50%
|
6.40%
|
6.40%
|
| Bank of Canada overnight rate target, average % |
2.40%
|
2.50%
|
2.40%
|
| HPI – Housing Price Index, y/y % change |
5.30%
|
5.90%
|
6.70%
|
| USD/CAD exchange rate, average |
1.28
|
1.3
|
1.29
|
| Alternative Scenario - Pessimistic [member] | United States [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(1.10%)
|
(0.90%)
|
(1.00%)
|
| Consumer price index, y/y % |
3.20%
|
2.60%
|
2.70%
|
| Target federal funds rate, upper limit, average % |
3.50%
|
3.00%
|
3.20%
|
| Unemployment rate, average % |
5.70%
|
5.70%
|
5.80%
|
| Alternative Scenario - Pessimistic [member] | United States [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.10%
|
3.00%
|
3.00%
|
| Consumer price index, y/y % |
2.30%
|
2.50%
|
2.40%
|
| Target federal funds rate, upper limit, average % |
3.00%
|
2.90%
|
2.70%
|
| Unemployment rate, average % |
4.50%
|
4.60%
|
4.80%
|
| Alternative Scenario - Pessimistic [member] | Mexico [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(1.60%)
|
(1.70%)
|
(2.40%)
|
| Unemployment rate, average % |
4.20%
|
4.00%
|
3.90%
|
| Alternative Scenario - Pessimistic [member] | Mexico [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.40%
|
2.40%
|
2.60%
|
| Unemployment rate, average % |
3.90%
|
3.90%
|
3.80%
|
| Alternative Scenario - Pessimistic [member] | Chile [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
0.10%
|
0.30%
|
0.30%
|
| Unemployment rate, average % |
9.30%
|
9.00%
|
9.00%
|
| Alternative Scenario - Pessimistic [member] | Chile [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
2.70%
|
2.60%
|
2.60%
|
| Unemployment rate, average % |
7.50%
|
7.50%
|
6.90%
|
| Alternative Scenario - Pessimistic [member] | Peru [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
0.70%
|
0.80%
|
0.60%
|
| Unemployment rate, average % |
6.90%
|
6.80%
|
6.70%
|
| Alternative Scenario - Pessimistic [member] | Peru [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.20%
|
3.20%
|
3.60%
|
| Unemployment rate, average % |
6.40%
|
6.30%
|
6.50%
|
| Alternative Scenario - Pessimistic [member] | Colombia [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
|
|
0.70%
|
| Unemployment rate, average % |
|
|
12.00%
|
| Alternative Scenario - Pessimistic [member] | Colombia [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
|
|
3.00%
|
| Unemployment rate, average % |
|
|
10.50%
|
| Alternative Scenario - Pessimistic [member] | Caribbean [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
1.80%
|
1.40%
|
1.60%
|
| Alternative Scenario - Pessimistic [member] | Caribbean [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
4.40%
|
4.40%
|
4.40%
|
| Alternative Scenario - Pessimistic [member] | Global WTI oil price [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / bbl |
74
|
52
|
53
|
| Alternative Scenario - Pessimistic [member] | Global WTI oil price [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / bbl |
63
|
56
|
61
|
| Alternative Scenario - Pessimistic [member] | Global Copper price [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / lb |
4.99
|
4.42
|
3.92
|
| Alternative Scenario - Pessimistic [member] | Global Copper price [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / lb |
5.74
|
5
|
4.6
|
| Alternative Scenario - Pessimistic [member] | Global GDP and PPP [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Global GDP, y/y % change |
0.30%
|
0.50%
|
0.30%
|
| Alternative Scenario - Pessimistic [member] | Global GDP and PPP [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Global GDP, y/y % change |
3.40%
|
3.30%
|
3.20%
|
| Alternative Scenario - Very Pessimistic [Member] | Canada [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(4.40%)
|
(4.30%)
|
(4.40%)
|
| Consumer price index, y/y % |
6.50%
|
5.40%
|
5.00%
|
| Unemployment rate, average % |
10.40%
|
10.40%
|
11.20%
|
| Bank of Canada overnight rate target, average % |
3.50%
|
3.30%
|
3.10%
|
| HPI – Housing Price Index, y/y % change |
(8.90%)
|
(3.90%)
|
(5.10%)
|
| USD/CAD exchange rate, average |
1.48
|
1.5
|
1.45
|
| Alternative Scenario - Very Pessimistic [Member] | Canada [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.30%
|
3.10%
|
3.40%
|
| Consumer price index, y/y % |
2.10%
|
2.40%
|
2.40%
|
| Unemployment rate, average % |
7.10%
|
7.00%
|
7.00%
|
| Bank of Canada overnight rate target, average % |
3.50%
|
3.50%
|
3.30%
|
| HPI – Housing Price Index, y/y % change |
4.80%
|
5.50%
|
6.20%
|
| USD/CAD exchange rate, average |
1.3
|
1.31
|
1.3
|
| Alternative Scenario - Very Pessimistic [Member] | United States [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(3.90%)
|
(3.70%)
|
(3.70%)
|
| Consumer price index, y/y % |
6.80%
|
6.00%
|
6.00%
|
| Target federal funds rate, upper limit, average % |
4.40%
|
3.80%
|
3.90%
|
| Unemployment rate, average % |
8.10%
|
7.90%
|
8.10%
|
| Alternative Scenario - Very Pessimistic [Member] | United States [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.60%
|
3.50%
|
3.50%
|
| Consumer price index, y/y % |
2.60%
|
2.80%
|
2.70%
|
| Target federal funds rate, upper limit, average % |
4.10%
|
3.90%
|
3.60%
|
| Unemployment rate, average % |
4.80%
|
5.00%
|
5.20%
|
| Alternative Scenario - Very Pessimistic [Member] | Mexico [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(4.80%)
|
(4.80%)
|
(5.50%)
|
| Unemployment rate, average % |
6.50%
|
6.10%
|
6.10%
|
| Alternative Scenario - Very Pessimistic [Member] | Mexico [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.10%
|
3.10%
|
3.30%
|
| Unemployment rate, average % |
4.80%
|
4.70%
|
4.60%
|
| Alternative Scenario - Very Pessimistic [Member] | Chile [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(4.00%)
|
(3.70%)
|
(3.70%)
|
| Unemployment rate, average % |
11.60%
|
11.20%
|
11.20%
|
| Alternative Scenario - Very Pessimistic [Member] | Chile [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.70%
|
3.50%
|
3.50%
|
| Unemployment rate, average % |
8.00%
|
8.00%
|
7.30%
|
| Alternative Scenario - Very Pessimistic [Member] | Peru [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(0.80%)
|
(0.80%)
|
(1.00%)
|
| Unemployment rate, average % |
10.90%
|
10.60%
|
10.50%
|
| Alternative Scenario - Very Pessimistic [Member] | Peru [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
3.80%
|
3.80%
|
4.10%
|
| Unemployment rate, average % |
7.50%
|
7.40%
|
7.60%
|
| Alternative Scenario - Very Pessimistic [Member] | Colombia [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
|
|
(1.00%)
|
| Unemployment rate, average % |
|
|
18.90%
|
| Alternative Scenario - Very Pessimistic [Member] | Colombia [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
|
|
3.50%
|
| Unemployment rate, average % |
|
|
12.50%
|
| Alternative Scenario - Very Pessimistic [Member] | Caribbean [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
(0.60%)
|
(1.80%)
|
(0.60%)
|
| Alternative Scenario - Very Pessimistic [Member] | Caribbean [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Real GDP growth, y/y % change |
4.90%
|
5.10%
|
4.90%
|
| Alternative Scenario - Very Pessimistic [Member] | Global WTI oil price [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / bbl |
130
|
45
|
45
|
| Alternative Scenario - Very Pessimistic [Member] | Global WTI oil price [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / bbl |
74
|
51
|
56
|
| Alternative Scenario - Very Pessimistic [Member] | Global Copper price [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / lb |
5.41
|
4.08
|
3.61
|
| Alternative Scenario - Very Pessimistic [Member] | Global Copper price [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Average price of hedging instrument | $ / lb |
5.72
|
4.85
|
4.47
|
| Alternative Scenario - Very Pessimistic [Member] | Global GDP and PPP [member] | Next 12 Months [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Global GDP, y/y % change |
(2.30%)
|
(2.10%)
|
(2.20%)
|
| Alternative Scenario - Very Pessimistic [Member] | Global GDP and PPP [member] | Remaining forecast period [member] |
|
|
|
| Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items] |
|
|
|
| Global GDP, y/y % change |
3.90%
|
3.80%
|
3.70%
|