Exhibit 99.3

CONSOLIDATED CAPITALIZATION OF BANK OF MONTREAL

The following table sets forth the consolidated capitalization of the Bank as at April 30, 2026.

As at
April 30, 2026
(in millions of Canadian dollars)

Subordinated Debt    
8,336

Total Equity
    Preferred Shares(1) and Other Equity Instruments(2)    
7,706
    Common Shares    
23,537
    Contributed Surplus    
390
    Retained Earnings    
48,053
      Accumulated Other Comprehensive Income    
5,884
                Total Shareholders’ Equity    
85,570
      Non-controlling Interest in Subsidiaries    
47
                Total Equity    
85,617

Total Capitalization    
93,953


Notes:
(1)Preferred Shares classified under Total Equity consist of Class B Preferred Shares Series 44, 50 and 52. For more information on the classification of Preferred Shares, please refer to Note 6 of the unaudited interim consolidated financial statements of Bank of Montreal for the six months ended April 30, 2026.
(2)The Other Equity Instruments described under Total Equity consist of Additional Tier 1 Capital Notes and Limited Recourse Capital Notes, Series 2, 3, 4, 5 and 6. Please refer to Note 6 of the unaudited interim consolidated financial statements of Bank of Montreal for the six months ended April 30, 2026.


DC_LAN01:249201.1