v3.26.1
Consolidated Statement of Income - CAD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Apr. 30, 2026
Jan. 31, 2026
Apr. 30, 2025
Apr. 30, 2026
Apr. 30, 2025
Interest, Dividend and Fee Income          
Loans $ 8,868 $ 9,243 $ 9,501 $ 18,111 $ 19,622
Securities (Note 2) 4,251 3,951 3,978 8,202 8,098
Securities borrowed or purchased under resale agreements 1,321 1,383 1,448 2,704 3,013
Deposits with banks 574 586 727 1,160 1,544
Interest, Dividend and Fee Income 15,014 15,163 15,654 30,177 32,277
Interest Expense          
Deposits 5,938 6,248 7,268 12,186 15,392
Securities sold but not yet purchased and securities lent or sold under repurchase agreements 2,657 2,270 2,374 4,927 4,563
Subordinated debt 105 109 115 214 226
Other liabilities 1,046 893 800 1,939 1,601
Interest Expense 9,746 9,520 10,557 19,266 21,782
Net Interest Income 5,268 5,643 5,097 10,911 10,495
Non-Interest Revenue          
Securities commissions and fees 323 316 275 639 563
Deposit and payment service charges 449 449 456 898 898
Trading revenues 883 866 819 1,749 1,621
Lending fees 327 340 324 667 686
Card fees 245 261 201 506 420
Investment management and custodial fees 676 678 556 1,354 1,130
Mutual fund revenues 420 421 353 841 716
Underwriting and advisory fees 504 426 415 930 795
Securities gains, other than trading (Note 2) 86 85 66 171 124
Foreign exchange gains, other than trading 86 76 62 162 138
Insurance service results (Note 5) 100 69 123 169 214
Insurance investment results (Notes 2 and 5) 51 76 (4) 127 56
Share of profit (loss) in associates and joint ventures 37 41 (2) 78 47
Other revenues (losses) 112 77 (62) 189 42
Non-Interest Revenue 4,299 4,181 3,582 8,480 7,450
Total Revenue 9,567 9,824 8,679 19,391 17,945
Provision for Credit Losses (Note 3) 739 746 1,054 1,485 2,065
Non-Interest Expense          
Employee compensation 3,083 3,552 2,850 6,635 6,085
Premises and equipment 1,140 1,140 1,086 2,280 2,172
Amortization of intangible assets 296 294 296 590 584
Advertising and business development 194 180 210 374 384
Communications 85 81 95 166 181
Professional fees 152 168 141 320 287
Association, clearing and annual regulator fees 79 71 85 150 161
Other 301 267 256 568 592
Non-Interest Expense 5,330 5,753 5,019 11,083 10,446
Income Before Provision for Income Taxes 3,498 3,325 2,606 6,823 5,434
Provision for income taxes (Note 11) 868 836 644 1,704 1,334
Net Income 2,630 2,489 1,962 5,119 4,100
Attributable to:          
Bank shareholders 2,626 2,490 1,960 5,116 4,094
Non-controlling interest in subsidiaries 4 (1) 2 3 6
Net Income $ 2,630 $ 2,489 $ 1,962 $ 5,119 $ 4,100
Earnings Per Common Share (Canadian $) (Note 10)          
Basic (in canadian dollars per share) $ 3.54 $ 3.40 $ 2.51 $ 6.94 $ 5.34
Diluted (in canadian dollars per share) 3.53 3.39 2.50 6.92 5.34
Dividends per common share          
Earnings Per Common Share (Canadian $) (Note 10)          
Dividends per common share (in canadian dollars per share) $ 1.67 $ 1.67 $ 1.59 $ 3.34 $ 3.18