Loan ID

Seller Loan ID

Investor Loan ID

Overall Initial Loan Grade

Overall Final Loan Grade

Credit Initial Loan Grade

Credit Current/Final Loan Grade

Compliance Initial Loan Grade

Compliance Current/Final Loan Grade

Property Initial Loan Grade

Property Current/Final Loan Grade

Queue

Finding Code

Date Created

Date Modified

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Finding Comments

Seller Comments

Resolution Comments

Reviewer Comp Factor

Originator Comp Factors

Finding Documents

Originator QM Status

Final Reviewed QM Status

Loan Amount

Property State

Occupancy

Loan Purpose

Refinance Purpose

Acknowledged / WaivedBy

Waiver in File?

Unique Finding ID

BRAVO 2026-NQM5 1000011

A

A

A

A

A

A

A

A

A

A

ATR/QM: Not Applicable

ATR/QM: Not Applicable

xxx

xxx

Investment

Purchase

NA

BRAVO 2026-NQM5 1000012

A

A

A

A

A

A

A

A

A

A

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

xxx

xxx

Primary Residence

Purchase

NA

BRAVO 2026-NQM5 1000013

A

A

A

A

A

A

A

A

A

A

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

xxx

xxx

Primary Residence

Purchase

NA

BRAVO 2026-NQM5 1000015

A

A

A

A

A

A

A

A

A

A

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

xxx

xxx

Primary Residence

Refinance

Cash Out - Other

BRAVO 2026-NQM5 1000016

D

A

A

A

A

A

D

A

Closed

FPRO1244

2022-03-14 12:04

2022-03-22 14:14

Resolved

1 - Information

D

A

Property

Missing Doc - Third Party Valuation

3rd Party Valuation Product is Required and Missing

Resolved-Desk review provided with a value of $xxx  or 0% variance. Finding resolved - Due Diligence Vendor-03/22/2022 Ready for Review-Canopy valuation process - to order product.   - Seller-03/14/2022 Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-03/07/2022

Ready for Review-Canopy valuation process - to order product.   - Seller-03/14/2022

Resolved-Desk review provided with a value of $xxx  or 0% variance. Finding resolved - Due Diligence Vendor-03/22/2022

Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 29.1% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

xxx

xxx

Primary Residence

Purchase

NA

N/A

N/A

xxx