| Loan ID |
Seller Loan ID |
Investor Loan ID |
Loan Program |
Guideline Product Name |
Originator Name |
Originating Entity CDFI Flag |
Guideline Name |
Guideline Author |
Guideline Date |
Guideline Version |
Application Date |
TILA Status |
TRID |
GSE |
Verified Safe Harbor Flag |
Verified Safe Harbor Reference Document |
QM Regulation Failures |
ATR QM Total Points and Fees Audit |
Loan Regulation Benchmark Date |
Benchmark Rate |
AUS Decision System |
Rating Result |
Property Inspection Waiver (PIW) |
Calculated APR |
HUD 1 Page 1 Credits Total |
Verified Qualifying Rate |
Originator Qualifying Rate |
Qualifying P&I |
Default Interest Rate Present |
Default Interest Rate |
Annual Property Tax |
Monthly Property Tax |
Annual Insurance Costs |
Monthly Insurance Cost |
Annual HOA Costs |
Monthly HOA Costs |
Monthly Other Costs |
PITIA |
Residual Income |
HOA Name |
HOA Address State |
HOA Fee Amount |
HOA Next Due Date |
HOA Payment Frequency |
Originator DTI |
TPR Verified DTI |
QM DTI |
Is Borrower Non Occupant |
Is Co Borrower Non Occupant |
Co Borrower 2 Asset Verification Level |
Co Borrower 3 Asset Verification Level |
Co Borrower 2 Income Verification Level |
Co Borrower 3 Income Verification Level |
Co Borrower 2 Employment Verification Level |
Co Borrower 3 Employment Verification Level |
Borrower Employment Indicator |
Co Borrower Employment Indicator |
Co Borrower 2 Employment Indicator |
Co Borrower 3 Employment Indicator |
Co Borrower 2 Length of Employment |
Co Borrower 3 Length of Employment |
Document Level |
Borrower Years of W2s/1099 |
CoBorrower Years of W2s/1099 |
Borrower Months of Paystubs Verified |
Co Borrower Months of Paystubs Verified |
Borrower Employment Gap Letter |
Borrower Months of Employment Gap |
Co Borrower Employment Gap Letter |
Co Borrower Months of Employment Gap |
Borrower Years of Personal Tax Returns |
Borrower Years of Business Tax Returns |
CoBorrower Years of Personal Tax Returns |
CoBorrower Years of Business Tax Returns |
Years of 4506T |
Years of Tax Transcripts |
Borrower Award/Offer Letter |
Co Borrower Award/Offer Letter |
Asset Depletion Flag |
Partial Asset Depletion Flag |
Asset Depletion Months Amortized |
Asset Utilization Flag (No DTI) |
Borrower Bank Statements Flag |
Borrower Bank Statement Summary/Lender Worksheet |
Borrower Number of Personal Bank Statements |
Borrower Number of Business Bank Statements |
CoBorrower Bank Statements Flag |
Co Borrower Bank Statement Summary/Lender Worksheet |
CoBorrower Number of Personal Bank Statements |
CoBorrower Number of Business Bank Statements |
Percent of Income From Statements |
Borrower Business Ownership % |
CoBorrower Business Ownership % |
Bespoke Eligible Assets |
Borrower P&L Type |
Borrower Number of Months P&L |
Borrower P&L Prepared By |
CoBorrower P&L Type |
CoBorrower P&L Prepared By |
CoBorrower Number of Months P&L |
Borrower CPA Letter Flag |
# of Months CPA verified income |
CoBorrower CPA Letter Flag |
CoBorrower # of Months CPA verified income |
Borrower WVOE Flag |
Borrower # of Months Employment Validated WVOE |
Borrower # of Months Income Validated WVOE |
Borrower WVOE Form Type |
CoBorrower WVOE Flag |
CoBorrower # of Months WVOE |
CoBorrower # of Months Income Validated WVOE |
CoBorrower WVOE Form Type |
DSCR Flag |
TPR DSCR |
Originator DSCR |
Expense Letter |
Income Doc Detail |
Tax Return Doc Details |
Property Address |
Property City |
Property State |
Property Zip |
Property County |
Original Credit Report Date |
Borrower 1 Credit Report Date |
Borrower 2 Credit Report Date |
Borrower 3 Credit Report Date |
Borrower 4 Credit Report Date |
Qualifying Credit Score |
Third Wage Earner Original FICO Equifax |
Third Wage Earner Original FICO Experian |
Third Wage Earner Original FICO Transunion |
Fourth Wage Earner Original FICO Equifax |
Fourth Wage Earner Original FICO Experian |
Fourth Wage Earner Original FICO Transunion |
Most Recent Updated Credit Report Date |
Third Wage Earner Updated FICO Equifax |
Third Wage Earner Updated FICO Experian |
Third Wage Earner Updated FICO Transunion |
Fourth Wage Earner Updated FICO Equifax |
Fourth Wage Earner Updated FICO Experian |
Fourth Wage Earner Updated FICO Transunion |
Most Recent Updated Co Borrower 2 FICO |
Most Recent Updated Co Borrower 3 FICO |
Most Recent Bankruptcy Type |
Most Recent Bankruptcy Filing Date |
Most Recent Bankruptcy Discharge Date |
Number of Bankruptcy Events |
Months Bankruptcy 7 11 |
Months Bankruptcy 13 |
Most Recent Deed in Lieu Date |
Number of Deed in Lieu Events |
Months Deed in Lieu |
Most Recent Short Sale Date |
Number of Short Sale Events |
Months Short Sale (or Pre FC) |
Most Recent Foreclosure Date |
Number of Foreclosure Events |
Months Foreclosure |
Prior Mortgage/Rent Late 30d in 24m |
Prior Mortgage/Rent Late 60d in 24m |
Prior Mortgage/Rent Late 90d in 24m |
Has ACH |
Is Equity Shared Loan |
Subordinate Lien Type |
Is Shared Appreciation Mortgage |
Borrower Originator Citizenship Designation |
Borrower Verified Citizenship Designation |
Borrower Individual Tax Identification Number (ITIN)? |
Borrower Photo Identification Type |
Borrower Photo Identification Other Type |
Borrower Photo ID State of Issuance |
Borrower Photo ID Country of Issuance |
Borrower Photo ID Expiration Date |
Borrower Passport Country of Origin |
Borrower Passport Expiration Date |
Borrower Non-US Citizen Identification Document |
Borrower Date of Resident Since/Valid Date |
Borrower Non-US Document Expiration Date |
Co Borrower Originator Citizenship Designation |
Co Borrower Verified Citizenship Designation |
Co Borrower Individual Tax Identification Number (ITIN)? |
Co Borrower Photo Identification Type |
Co Borrower Photo Identification Other Type |
Co Borrower Photo ID State of Issuance |
Co Borrower Photo ID Country of Issuance |
Co Borrower Photo ID Expiration Date |
Co Borrower Passport Country of Origin |
Co Borrower Passport Expiration Date |
Co Borrower Non-US Citizen Identification Document |
Co Borrower Date of Resident Since/Valid Date |
Co Borrower Non-US Document Expiration Date |
Co Borrower 2 Originator Citizenship Designation |
Co Borrower 2 Verified Citizenship Designation |
Co Borrower 2 Individual Tax Identification Number (ITIN)? |
Co Borrower 2 Photo Identification Type |
Co Borrower 2 Photo Identification Other Type |
Co Borrower 2 Photo ID State of Issuance |
Co Borrower 2 Photo ID Country of Issuance |
Co Borrower 2 Photo ID Expiration Date |
Co Borrower 2 Passport Country of Origin |
Co Borrower 2 Passport Expiration Date |
Co Borrower 2 Non-US Citizen Identification Document |
Co Borrower 2 Date of Resident Since/Valid Date |
Co Borrower 2 Non-US Document Expiration Date |
Co Borrower 3 Originator Citizenship Designation |
Co Borrower 3 Verified Citizenship Designation |
Co Borrower 3 Individual Tax Identification Number (ITIN)? |
Co Borrower 3 Photo Identification Type |
Co Borrower 3 Photo Identification Other Type |
Co Borrower 3 Photo ID State of Issuance |
Co Borrower 3 Photo ID Country of Issuance |
Co Borrower 3 Photo ID Expiration Date |
Co Borrower 3 Passport Country of Origin |
Co Borrower 3 Passport Expiration Date |
Co Borrower 3 Non-US Citizen Identification Document |
Co Borrower 3 Date of Resident Since/Valid Date |
Co Borrower 3 Non-US Document Expiration Date |
Property Rights |
Buydown Flag |
Assumable Mortgage Flag |
Foreign National Alternative Credit Documentation |
Liquid / Cash Reserves |
Months Liquid Reserves |
Total Assets Available for Reserves |
Months Reserves |
Blanket Mortgage Flag |
Qualifying HCLTV |
Condo Warrantability Flag |
Appraiser License # |
Appraiser First Name |
Appraisal Last Name |
Maturity Date |
Number of Units |