Loan ID Seller Loan ID Redaction ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax
XXXX XXXX BRAVO 2026-NQM5 1000018 XXXX XXXX XXXX No XXXX XXXX 03/18/2025 32 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX   XXXX No   XXXX XXXX $1,376.16 $114.68 XXX XXX $0.00 $1,891.42   N/A     XXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.824 1.824   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 05/02/2025 05/02/2025       784        
XXXX XXXX BRAVO 2026-NQM5 1000020 XXXX XXXX XXXX No XXXX XXXX 07/15/2025 1 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 11225 12/01/2025 6.190% Manual Underwriting   No XXX   XXX   XXXX No   XXXX XXXX $3,588.00 $299.00 XXX XXX $0.00 $4,264.32 $10,349.79 N/A     XXX     0.00% 32.41% 32.41% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 38 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified,
Business Bank Statements Verified - ["2025","2024"] - 2025, 2024		 Borrower - 2 YRS Executed 4506T Verified -
["2025","2024"] - 2025, 2024		 XXXX XXXX XXXX XXXX XXXX 09/11/2025 09/11/2025       772        
XXXX XXXX BRAVO 2026-NQM5 1000019 XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX   XXXX No   XXXX XXXX $2,754.36 $229.53 XXX XXX $0.00 $4,096.51   N/A XXXX XXXX XXX 02/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.257     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 10/27/2025 10/27/2025       793        
XXXX XXXX BRAVO 2026-NQM5 1000021 XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX   XXXX No   XXXX XXXX $2,754.48 $229.54 XXX XXX $0.00 $4,096.52   N/A XXXX XXXX XXX 02/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.257 1.29   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 10/27/2025 10/27/2025       793        
XXXX XXXX BRAVO 2026-NQM5 1000022 XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX   XXXX No   XXXX XXXX $6,252.12 $521.01 XXX XXX $0.00 $10,497.38   N/A     XXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.848 0.847   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 01/06/2026 01/06/2026       757        
XXXX XXXX BRAVO 2026-NQM5 1000024 XXXX XXXX XXXX No XXXX XXXX 07/15/2025 1 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 13495 02/02/2026 6.100% Manual Underwriting Manual Underwriting No XXX   XXX XXX XXXX No   XXXX XXXX $2,904.12 $242.01 XXX XXX $0.00 $10,745.20 $18,125.80 N/A     XXX     0.00% 45.26% 45.26% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - Other REO Net Rental Income(Loss), SESCorp - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 12/15/2025 12/15/2025       738        
XXXX XXXX BRAVO 2026-NQM5 1000025 XXXX XXXX XXXX No XXXX XXXX 09/10/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     XXX   XXXX No   XXXX XXXX $570.00 $47.50 XXX XXX $0.00 $5,912.96   N/A     XXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.522 1.52   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null
Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts
Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null
Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified,
null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified,
null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation
Agreement Verified, null Note Receivable Verified,null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease
Agreements Verified, null 1040 Schedule E Verified		 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 01/05/2026 01/05/2026       783        

 

 

 

 

   

 

Loan ID Seller Loan ID Redaction ID Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
XXXX XXXX BRAVO 2026-NQM5 1000018         No                                       XXXX     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 18.8 XXXX 21.1 No 68.28 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX XXXX BRAVO 2026-NQM5 1000020         No                                       XXXX     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 34.3 XXXX 34.3 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX XXXX BRAVO 2026-NQM5 1000019         No                                       XXXX     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 326.8 XXXX 326.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX XXXX BRAVO 2026-NQM5 1000021         No                                       XXXX     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 257.5 XXXX 257.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX XXXX BRAVO 2026-NQM5 1000022         No                                       XXXX     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 299.3 XXXX 299.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX XXXX BRAVO 2026-NQM5 1000024         No                                       XXXX     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 36.0 XXXX 36.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX XXXX BRAVO 2026-NQM5 1000025         No                                       XXXX     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 132.2 No 58.82 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX