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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 63,320,375 100,968 SH SOLE 0 0 100,968
WORLD GOLD TR SPDR GLD MINIS 98149E303 21,782,700 255,156 SH SOLE 0 0 255,156
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 11,608,394 193,699 SH SOLE 0 0 193,699
VANGUARD WORLD FD INF TECH ETF 92204A702 10,383,320 13,775 SH SOLE 0 0 13,775
ISHARES INC CORE MSCI EMKT 46434G103 7,607,691 113,176 SH SOLE 0 0 113,176
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,553,123 120,908 SH SOLE 0 0 120,908
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 5,103,129 139,506 SH SOLE 0 0 139,506
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,219,302 44,529 SH SOLE 0 0 44,529
APPLE INC COM 037833100 2,183,036 8,030 SH SOLE 0 0 8,030
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,147,561 21,346 SH SOLE 0 0 21,346