v3.26.1
Post employment benefits - Actuarial assumptions (Details)
€ in Millions
 12 Months Ended
Mar. 31, 2026
EUR (€)
age
Mar. 31, 2025
EUR (€)
Mar. 31, 2024
EUR (€)
Post employment benefits      
Total net cost included within staff costs € 38 € 51 € 34
Defined Benefit Pension Plan      
Post employment benefits      
Rate of inflation (as a percent) [1],[2] 3.00% 2.80% 2.90%
Rate of increase in salaries (as a percent) [1],[3] 3.30% 3.10% 3.00%
Discount rate (as a percent) [3] 5.60% 5.10% 4.50%
Number of years pension will be available for male pensioner 22 years 22 years 6 months  
Number of years pension will be available for female pensioner 23 years 7 months 6 days 24 years 3 months 18 days  
Current retirement age for pensioner 65 years    
Number of years pension will be available for male non-pensioner 23 years 23 years 6 months  
Number of years pension will be available for female non-pensioner 25 years 2 months 12 days 25 years 4 months 24 days  
Retirement age for availing pension by non-pensioner | age 65    
Current eligible age for availing pension by non-pensioner | age 40    
Current service cost € 32 € 36 € 42
Net past service cost 6 15 0
Net interest income included within staff costs 0 0 (8)
Total net cost included within staff costs 38 51 34
Net interest income included in financing costs (5) (4) 0
Actuarial (gains) / losses recognised in the SOCI (5) 12 77
Total net cost included within profit and loss € 33 € 47 € 34
[1] Figures shown represent a weighted average assumption of the individual plans.
[2] The rate of increase in pensions in payment and deferred revaluation are dependent on the rate of inflation.
[3] Relates only to schemes open to future accrual primarily in Germany, Ireland and India.