v3.26.1
Consumer Loans Receivable, Net (Tables)
 12 Months Ended
Mar. 28, 2026
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable, Net
The following table summarizes consumer loans receivable (in thousands):
March 28,
2026		March 29,
2025
Loans held for investment, previously securitized$13,265 $13,775 
Loans held for investment11,437 12,196 
Loans held for sale
12,622 27,981 
Construction advances
2,245 4,210 
39,569 58,162 
Deferred financing fees and other, net
(601)(686)
Allowance for loan losses
(787)(939)
38,181 56,537 
Less current portion(19,207)(35,852)
$18,974 $20,685 
Commercial loans receivable, net consisted of the following (in thousands):
 March 28,
2026		March 29,
2025
Loans receivable (including from affiliates)$116,688 $100,297 
Allowance for loan losses
(546)(361)
Deferred financing fees, net(145)(190)
115,997 99,746 
Less current portion of commercial loans receivable (including from affiliates), net(56,677)(46,373)
$59,320 $53,373 
Schedule of Financing Receivable, Allowance for Credit Loss The following table represents changes in the estimated allowance for loan losses, including related additions and deductions to the allowance for loan losses (in thousands):
March 28,
2026		March 29,
2025
Allowance for loan losses at beginning of fiscal year$939 $1,066 
Change in estimated loan losses, net(152)(103)
Charge-offs— (24)
Allowance for loan losses at end of fiscal year$787 $939 
Schedule of Consumer Loans Held for Investment Characteristics
The consumer loans held for investment had the following characteristics:
March 28,
2026		March 29,
2025
Weighted average contractual interest rate7.4 %7.9 %
Weighted average effective interest rate8.9 %10.3 %
Weighted average months to maturity212221
Schedule of Financing Receivable, Modified The following table is a consolidated summary of the delinquency status of the outstanding amortized cost of consumer loans receivable, net (in thousands):
March 28,
2026		March 29,
2025
Current$37,792 $56,401 
31 to 60 days826 1,082 
61 to 90 days— 4 
91+ days951 675 
$39,569 $58,162 
Schedule of Financing Receivable Credit Quality Indicators
The following table disaggregates gross consumer loans receivable, net by credit quality indicator at loan inception and fiscal year of origination (in thousands):
March 28, 2026
20262025202420232022PriorTotal
Prime- FICO score 680 and greater$9,750 $1,353 $1,859 $318 $39 $11,725 $25,044 
Near Prime- FICO score 620-6792,557 784 261 — — 8,375 11,977 
Sub-Prime- FICO score less than 62061 — — — — 537 598 
No FICO score— 64 202 — — 1,684 1,950 
$12,368 $2,201 $2,322 $318 $39 $22,321 $39,569 
March 29, 2025
20252024202320222021PriorTotal
Prime- FICO score 680 and greater$18,133 $9,209 $323 $92 $761 $13,197 $41,715 
Near Prime- FICO score 620-6792,948 1,210 — — 1,026 9,000 14,184 
Sub-Prime- FICO score less than 620537 — — — 17 680 1,234 
No FICO score317 441 — — — 271 1,029 
$21,935 $10,860 $323 $92 $1,804 $23,148 $58,162 
The following table disaggregates our commercial loans receivable, net by credit quality indicator and fiscal year of origination (in thousands):
March 28, 2026
20262025202420232022Total
Performing$84,177 $20,123 $10,720 $1,071 $597 $116,688 
March 29, 2025
20252024202320222021Total
Performing$66,843 $24,215 $7,006 $1,014 $1,219 $100,297