The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 270,563 1,863 SH SOLE 0 0 1,863
ABBOTT LABORATORIES COM 002824100 1,595,069 15,536 SH SOLE 0 0 15,536
ABBVIE INC COM 00287Y109 5,607,283 25,782 SH SOLE 0 0 25,782
ADVANCED MICRO DEVICES INC COM 007903107 1,368,880 6,729 SH SOLE 0 0 6,729
ALPHABET INC CAP STK CL C 02079K107 1,504,110 5,243 SH SOLE 0 0 5,243
ALPHABET INC CAP STK CL A 02079K305 9,177,259 31,914 SH SOLE 0 0 31,914
ALPS ETF TR ALERIAN MLP 00162Q452 1,063,907 20,211 SH SOLE 0 0 20,211
ALTRIA GROUP INC COM 02209S103 861,697 13,058 SH SOLE 0 0 13,058
AMAZON COM INC COM 023135106 7,758,339 37,251 SH SOLE 0 0 37,251
AMERICAN EXPRESS CO COM 025816109 2,050,428 6,779 SH SOLE 0 0 6,779
AMGEN INC COM 031162100 266,362 757 SH SOLE 0 0 757
APPLE INC COM 037833100 20,102,278 79,208 SH SOLE 0 0 79,208
ASML HLDG NV N Y REGISTRY SHS N07059210 560,032 424 SH SOLE 0 0 424
AT&T INC COM 00206R102 549,593 18,958 SH SOLE 0 0 18,958
AUTODESK INC COM 052769106 1,095,973 4,578 SH SOLE 0 0 4,578
BANK AMERICA CORP COM 060505104 3,614,608 74,146 SH SOLE 0 0 74,146
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11,896,419 24,826 SH SOLE 0 0 24,826
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 626,276 12,060 SH SOLE 0 0 12,060
BOEING CO COM 097023105 1,967,680 9,886 SH SOLE 0 0 9,886
BOEING CO DEP CONV PFD A 097023204 376,499 5,803 SH SOLE 0 0 5,803
BRISTOL-MYERS SQUIBB CO COM 110122108 1,004,645 16,565 SH SOLE 0 0 16,565
BROADCOM INC COM 11135F101 3,536,079 11,425 SH SOLE 0 0 11,425
CATERPILLAR INC COM 149123101 1,124,388 1,587 SH SOLE 0 0 1,587
CHENIERE ENERGY INC COM NEW 16411R208 1,953,688 6,885 SH SOLE 0 0 6,885
CHEVRON CORPORATION COM 166764100 3,640,971 17,598 SH SOLE 0 0 17,598
CHUBB LTD SWITZ COM H1467J104 239,233 734 SH SOLE 0 0 734
CISCO SYS INC COM 17275R102 394,451 5,084 SH SOLE 0 0 5,084
COCA COLA CO COM 191216100 2,422,694 31,857 SH SOLE 0 0 31,857
COMCAST CORP NEW CL A 20030N101 724,579 25,238 SH SOLE 0 0 25,238
CONSOLIDATED EDISON INC COM 209115104 552,318 4,880 SH SOLE 0 0 4,880
COSTCO WHOLESALE CORPORATION COM 22160K105 13,988,948 14,039 SH SOLE 0 0 14,039
CSX CORP COM 126408103 928,023 22,607 SH SOLE 0 0 22,607
DEERE & CO COM 244199105 313,070 556 SH SOLE 0 0 556
DISNEY WALT CO COM 254687106 889,347 9,228 SH SOLE 0 0 9,228
DUKE ENERGY CORP NEW COM NEW 26441C204 553,402 4,226 SH SOLE 0 0 4,226
ELI LILLY & CO COM 532457108 1,701,635 1,850 SH SOLE 0 0 1,850
ENTERPRISE PRODS PARTNERS L COM 293792107 385,381 10,184 SH SOLE 0 0 10,184
EXXON MOBIL CORP COM 30231G102 4,077,133 24,031 SH SOLE 0 0 24,031
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 1,684,685 58,679 SH SOLE 0 0 58,679
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 2,881,781 59,162 SH SOLE 0 0 59,162
FIRST TR EXCHANGE-TRADED FD FT VEST RIS 33738D879 1,048,189 41,025 SH SOLE 0 0 41,025
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 3,322,436 32,216 SH SOLE 0 0 32,216
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 1,313,191 26,364 SH SOLE 0 0 26,364
FIRST TR EXCHNG TRADED FD VI FT VEST NASD 100 33740F219 503,100 21,500 SH SOLE 0 0 21,500
FLEXSHARES TR FLEXSHARES ULTRA 33939L886 607,030 8,050 SH SOLE 0 0 8,050
FREEPORT MCMORAN INC CL B 35671D857 206,670 3,516 SH SOLE 0 0 3,516
GE AEROSPACE COM NEW 369604301 371,619 1,310 SH SOLE 0 0 1,310
GE VERNOVA INC COM 36828A101 351,816 403 SH SOLE 0 0 403
GILEAD SCIENCES INC COM 375558103 577,564 4,144 SH SOLE 0 0 4,144
GOLDMAN SACHS ETF TR INDIA EQUITY ETF 38149W481 431,942 19,450 SH SOLE 0 0 19,450
GOLDMAN SACHS GROUP INC COM 38141G104 1,148,873 1,358 SH SOLE 0 0 1,358
HOME DEPOT INC COM 437076102 3,018,271 9,177 SH SOLE 0 0 9,177
HONEYWELL INTL INC COM 438516106 2,135,666 9,449 SH SOLE 0 0 9,449
IAMGOLD CORP COM 450913108 205,571 10,923 SH SOLE 0 0 10,923
INTERCONTINENTAL EXCHANGE IN COM 45866F104 714,995 4,546 SH SOLE 0 0 4,546
INTERNATIONAL BUSINESS MACHS COM 459200101 411,251 1,697 SH SOLE 0 0 1,697
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 11,194,922 58,331 SH SOLE 0 0 58,331
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 3,861,489 57,755 SH SOLE 0 0 57,755
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 253,320 5,597 SH SOLE 0 0 5,597
INVESCO QQQ TR UNIT SER 1 46090E103 3,191,168 5,529 SH SOLE 0 0 5,529
IONIS PHARMACEUTICALS INC COM 462222100 233,905 3,115 SH SOLE 0 0 3,115
ISHARES INC MSCI JAPAN ETF 46434G822 560,935 6,643 SH SOLE 0 0 6,643
ISHARES INC MSCI MEXICO ETF 464286822 204,776 2,722 SH SOLE 0 0 2,722
ISHARES TR RUSSELL 2000 ETF 464287655 609,584 2,458 SH SOLE 0 0 2,458
ISHARES TR CORE US AGGBD ET 464287226 241,921 2,437 SH SOLE 0 0 2,437
ISHARES TR RUS 1000 VAL ETF 464287598 273,284 1,279 SH SOLE 0 0 1,279
ISHARES TR MSCI USA QLT FCT 46432F339 2,339,890 12,199 SH SOLE 0 0 12,199
ISHARES TR U.S. PHARMA ETF 464288836 327,564 3,779 SH SOLE 0 0 3,779
ISHARES TR US AER DEF ETF 464288760 1,315,789 6,015 SH SOLE 0 0 6,015
ISHARES TR CORE DIV GRWTH 46434V621 866,297 12,344 SH SOLE 0 0 12,344
ISHARES TR 1 3 YR TREAS BD 464287457 522,255 6,325 SH SOLE 0 0 6,325
ISHARES TR MSCI INDIA ETF 46429B598 280,853 5,996 SH SOLE 0 0 5,996
ISHARES TR SELECT DIVID ETF 464287168 11,240,319 74,238 SH SOLE 0 0 74,238
ISHARES TR MSCI USA MIN VOL 46429B697 937,431 10,108 SH SOLE 0 0 10,108
ISHARES TR CORE MSCI TOTAL 46432F834 217,293 2,508 SH SOLE 0 0 2,508
ISHARES TR PFD AND INCM SEC 464288687 228,795 7,546 SH SOLE 0 0 7,546
ISHARES TR EXPANDED TECH 464287515 660,332 8,249 SH SOLE 0 0 8,249
ISHARES TR MSCI INTL QUALTY 46434V456 1,520,274 32,885 SH SOLE 0 0 32,885
ISHARES TR CORE S&P TTL STK 464287150 265,703 1,866 SH SOLE 0 0 1,866
ISHARES TR IBONDS 28 TRM TS 46436E833 294,916 13,235 SH SOLE 0 0 13,235
ISHARES TR IBONDS 27 TRM TS 46436E841 541,505 24,142 SH SOLE 0 0 24,142
ISHARES TR S&P 500 VAL ETF 464287408 346,708 1,642 SH SOLE 0 0 1,642
ISHARES TR RUS 1000 GRW ETF 464287614 1,768,281 4,147 SH SOLE 0 0 4,147
ISHARES TR S&P 500 GRWT ETF 464287309 518,906 4,588 SH SOLE 0 0 4,588
ISHARES TR IBONDS 26 TRM TS 46436E858 764,742 33,373 SH SOLE 0 0 33,373
ISHARES TR CORE S&P500 ETF 464287200 4,684,615 7,172 SH SOLE 0 0 7,172
JOHNSON & JOHNSON COM 478160104 5,671,473 23,202 SH SOLE 0 0 23,202
JOHNSON CONTROLS INTERNATION SHS G51502105 284,816 2,175 SH SOLE 0 0 2,175
JPMORGAN CHASE & CO COM 46625H100 5,473,084 18,606 SH SOLE 0 0 18,606
L3HARRIS TECHNOLOGIES INC COM 502431109 857,007 2,483 SH SOLE 0 0 2,483
LIVE NATION ENTERTAINMENT IN COM 538034109 983,232 6,447 SH SOLE 0 0 6,447
LOCKHEED MARTIN CORP COM 539830109 889,662 1,472 SH SOLE 0 0 1,472
MARATHON PETE CORP COM 56585A102 219,762 900 SH SOLE 0 0 900
MARRIOTT INTL INC NEW CL A 571903202 1,612,128 4,929 SH SOLE 0 0 4,929
MASTERCARD INCORPORATED CL A 57636Q104 546,729 1,094 SH SOLE 0 0 1,094
MCDONALDS CORP COM 580135101 3,325,769 10,701 SH SOLE 0 0 10,701
MERCK & CO INC COM 58933Y105 6,341,485 52,718 SH SOLE 0 0 52,718
META PLATFORMS INC CL A 30303M102 450,305 787 SH SOLE 0 0 787
METLIFE INC COM 59156R108 799,136 11,300 SH SOLE 0 0 11,300
MICROSOFT CORP COM 594918104 12,242,355 33,072 SH SOLE 0 0 33,072
MONDELEZ INTL INC CL A 609207105 1,722,087 29,877 SH SOLE 0 0 29,877
MORGAN STANLEY COM NEW 617446448 734,640 4,464 SH SOLE 0 0 4,464
NETFLIX INC. COM 64110L106 1,018,229 10,590 SH SOLE 0 0 10,590
NEXTERA ENERGY INC COM 65339F101 1,215,439 13,086 SH SOLE 0 0 13,086
NIKE INC CL B 654106103 708,944 13,422 SH SOLE 0 0 13,422
NORFOLK SOUTHN CORP COM 655844108 501,963 1,749 SH SOLE 0 0 1,749
NUCOR CORP COM 670346105 589,821 3,488 SH SOLE 0 0 3,488
NVIDIA CORPORATION COM 67066G104 853,279 4,893 SH SOLE 0 0 4,893
ORACLE CORP COM 68389X105 307,010 2,087 SH SOLE 0 0 2,087
PALANTIR TECHNOLOGIES INC CL A 69608A108 244,141 1,669 SH SOLE 0 0 1,669
PEPSICO INC COM 713448108 6,205,193 39,959 SH SOLE 0 0 39,959
PFIZER INC COM 717081103 6,521,412 232,244 SH SOLE 0 0 232,244
PGIM ETF TR PGIM ULTRA SH BD 69344A107 6,543,059 132,183 SH SOLE 0 0 132,183
PGIM ETF TR AAA CLO ETF 69344A834 1,334,683 26,078 SH SOLE 0 0 26,078
PHILIP MORRIS INTL INC COM 718172109 2,722,158 16,464 SH SOLE 0 0 16,464
PNC FINL SVCS GROUP INC COM 693475105 2,321,362 11,156 SH SOLE 0 0 11,156
PROCTER & GAMBLE CO COM 742718109 2,217,611 15,353 SH SOLE 0 0 15,353
PROSHARES TR S&P 500 DV ARIST 74348A467 353,437 3,334 SH SOLE 0 0 3,334
PRUDENTIAL FINL INC COM 744320102 417,136 4,270 SH SOLE 0 0 4,270
PUBLIC SVC ENTERPRISE GROUP COM 744573106 730,634 9,026 SH SOLE 0 0 9,026
QUALCOMM INC COM 747525103 418,277 3,248 SH SOLE 0 0 3,248
QUANTA SVCS INC COM 74762E102 11,570,627 21,075 SH SOLE 0 0 21,075
QUEST DIAGNOSTICS INC COM 74834L100 464,669 2,371 SH SOLE 0 0 2,371
ROIVANT SCIENCES LTD SHS G76279101 304,700 11,000 SH SOLE 0 0 11,000
RTX CORPORATION COM 75513E101 1,319,495 6,840 SH SOLE 0 0 6,840
SALESFORCE INC COM 79466L302 957,528 5,130 SH SOLE 0 0 5,130
SANOFI SA SPONSORED ADR 80105N105 448,411 9,307 SH SOLE 0 0 9,307
SCHWAB CHARLES CORP COM 808513105 296,883 3,159 SH SOLE 0 0 3,159
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,504,288 146,815 SH SOLE 0 0 146,815
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 2,558,585 6,531 SH SOLE 0 0 6,531
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 433,966 7,084 SH SOLE 0 0 7,084
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 440,330 8,919 SH SOLE 0 0 8,919
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308 221,428 2,701 SH SOLE 0 0 2,701
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 343,800 2,345 SH SOLE 0 0 2,345
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 1,220,263 9,182 SH SOLE 0 0 9,182
SHELL PLC SPON ADS 780259305 402,460 4,328 SH SOLE 0 0 4,328
SPDR GOLD TR GOLD SHS 78463V107 460,410 1,070 SH SOLE 0 0 1,070
SPDR SERIES TRUST STATE STREET SPD 78464A805 2,335,111 29,536 SH SOLE 0 0 29,536
SPDR SERIES TRUST STATE STREET SPD 78468R788 849,631 18,665 SH SOLE 0 0 18,665
SPDR SERIES TRUST STATE STREET SPD 78464A854 1,956,898 25,567 SH SOLE 0 0 25,567
SPDR SERIES TRUST STATE STREET SPD 78464A508 3,049,266 53,893 SH SOLE 0 0 53,893
SPDR SERIES TRUST STATE STREET SPD 78468R804 574,373 3,225 SH SOLE 0 0 3,225
SPDR SERIES TRUST STATE STREET SPD 78464A763 1,157,742 7,933 SH SOLE 0 0 7,933
SPDR SERIES TRUST STATE STREET SPD 78464A409 1,987,230 20,296 SH SOLE 0 0 20,296
SPINNAKER ETF SERIES SELECT STOXX EUR 84858T772 652,329 16,012 SH SOLE 0 0 16,012
STARBUCKS CORP COM 855244109 409,852 4,575 SH SOLE 0 0 4,575
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,526,341 3,295 SH SOLE 0 0 3,295
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,315,899 5,099 SH SOLE 0 0 5,099
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 281,512 833 SH SOLE 0 0 833
TE CONNECTIVITY PLC ORD SHS G87052109 430,372 2,059 SH SOLE 0 0 2,059
TESLA INC COM 88160R101 555,766 1,495 SH SOLE 0 0 1,495
TJX COS INC NEW COM 872540109 15,069,531 94,361 SH SOLE 0 0 94,361
UNILEVER PLC SPON ADR NEW 904767803 686,147 12,044 SH SOLE 0 0 12,044
UNION PAC CORP COM 907818108 546,380 2,252 SH SOLE 0 0 2,252
UNITED PARCEL SVCS INC CL B 911312106 429,316 4,364 SH SOLE 0 0 4,364
UNITEDHEALTH GROUP INC COM 91324P102 1,880,330 6,949 SH SOLE 0 0 6,949
VANGUARD INDEX FDS GROWTH ETF 922908736 3,514,101 8,045 SH SOLE 0 0 8,045
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 761,694 8,587 SH SOLE 0 0 8,587
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,718,538 67,699 SH SOLE 0 0 67,699
VANGUARD INDEX FDS MID CAP ETF 922908629 220,841 769 SH SOLE 0 0 769
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,046,011 3,424 SH SOLE 0 0 3,424
VANGUARD INDEX FDS VALUE ETF 922908744 10,426,002 53,140 SH SOLE 0 0 53,140
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 734,087 12,540 SH SOLE 0 0 12,540
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 399,848 4,832 SH SOLE 0 0 4,832
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 379,307 4,785 SH SOLE 0 0 4,785
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,056,226 32,811 SH SOLE 0 0 32,811
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,177,224 41,204 SH SOLE 0 0 41,204
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 299,584 4,675 SH SOLE 0 0 4,675
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 13,128,006 88,643 SH SOLE 0 0 88,643
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 6,277,609 66,613 SH SOLE 0 0 66,613
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 2,901,676 10,655 SH SOLE 0 0 10,655
VANGUARD WORLD FD ENERGY ETF 92204A306 1,045,854 6,044 SH SOLE 0 0 6,044
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 390,587 1,251 SH SOLE 0 0 1,251
VANGUARD WORLD FD MEGA GRWTH IND 921910816 16,503,204 44,914 SH SOLE 0 0 44,914
VANGUARD WORLD FD CONSUM STP ETF 92204A207 593,816 2,644 SH SOLE 0 0 2,644
VANGUARD WORLD FD UTILITIES ETF 92204A876 2,449,803 12,364 SH SOLE 0 0 12,364
VANGUARD WORLD FD FINANCIALS ETF 92204A405 1,989,381 16,467 SH SOLE 0 0 16,467
VANGUARD WORLD FD INF TECH ETF 92204A702 6,373,466 9,135 SH SOLE 0 0 9,135
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 813,047 5,609 SH SOLE 0 0 5,609
VERIZON COMMUNICATIONS INC COM 92343V104 2,841,060 56,595 SH SOLE 0 0 56,595
VERTEX PHARMACEUTICALS INC COM 92532F100 759,565 1,701 SH SOLE 0 0 1,701
VIKING HOLDINGS LTD ORD SHS G93A5A101 1,169,214 15,912 SH SOLE 0 0 15,912
VISA INC COM CL A 92826C839 2,937,037 9,718 SH SOLE 0 0 9,718
WALMART INC COM 931142103 11,166,038 89,846 SH SOLE 0 0 89,846
WASTE MGMT INC DEL COM 94106L109 2,764,533 12,031 SH SOLE 0 0 12,031
WISDOMTREE TR GLOBAL EX US QUA 97717W844 460,218 11,400 SH SOLE 0 0 11,400
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,382,295 15,737 SH SOLE 0 0 15,737