v3.26.1
Cash and Cash Equivalents, Investments, and Funds Receivable and Amounts Held for Customers (Tables)
 9 Months Ended
Apr. 30, 2026
Cash And Cash Equivalents, Investments, And Funds Receivable And Amounts Held For Customers [Abstract]  
Schedule of Classification on Balance Sheets
The following table summarizes our cash and cash equivalents, investments, and funds receivable and amounts held for customers by balance sheet classification at the dates indicated.
 April 30, 2026July 31, 2025
(In millions)Amortized
Cost		Fair ValueAmortized
Cost		Fair Value
Classification on condensed consolidated balance sheets:    
Cash and cash equivalents$4,681 $4,681 $2,884 $2,884 
Investments2,099 2,099 1,667 1,668 
Funds receivable and amounts held for customers7,760 7,760 7,076 7,076 
Total cash and cash equivalents, investments, and funds receivable and amounts held for customers$14,540 $14,540 $11,627 $11,628 
Schedule of Investment Category Type of Issue
The following table summarizes our cash and cash equivalents, investments, and relevant portion of funds receivable and amounts held for customers by investment category at the dates indicated. As of April 30, 2026 and July 31, 2025, this excludes $377 million and $329 million, respectively, of funds receivable from third-party payment processors on our condensed consolidated balance sheets included in funds receivable and amounts held for customers that were not measured and recorded at fair value.
 April 30, 2026July 31, 2025
(In millions)Amortized
Cost		Fair ValueAmortized
Cost		Fair Value
Type of issue:    
Total cash, cash equivalents, restricted cash, and restricted cash equivalents
$11,914 $11,914 $9,481 $9,481 
Available-for-sale debt securities:
Corporate notes607 607 502 502 
U.S. agency securities1,642 1,642 1,315 1,316 
Total available-for-sale debt securities2,249 2,249 1,817 1,818 
Total cash, cash equivalents, restricted cash, restricted cash equivalents, and investments$14,163 $14,163 $11,298 $11,299 
Schedule of the Stated Maturity Date of the Security
The following table summarizes our available-for-sale debt securities, included in investments and relevant portion of funds receivable and amounts held for customers, classified by the stated maturity date of the security at the dates indicated.
 April 30, 2026July 31, 2025
(In millions)Amortized
Cost		Fair ValueAmortized
Cost		Fair Value
Due within one year$2,127 $2,127 $1,694 $1,694 
Due within two years62 62 62 63 
Due within three years60 60 61 61 
Total available-for-sale debt securities$2,249 $2,249 $1,817 $1,818 
Schedule of Funds Held for Customers
The following table summarizes our funds receivable and amounts held for customers by asset category at the dates indicated.
(In millions)April 30, 2026July 31,
2025
Restricted cash and restricted cash equivalents$7,233 $6,597 
Restricted available-for-sale debt securities
150 150 
Funds receivable
377 329 
Total funds receivable and amounts held for customers$7,760 $7,076 
(In millions)April 30, 2025July 31,
2024
Restricted cash and restricted cash equivalents$4,741 $3,490 
Restricted available-for-sale debt securities
150 150 
Funds receivable
330 281 
Total funds receivable and amounts held for customers$5,221 $3,921