v3.26.1
Bank borrowings (Tables)
12 Months Ended
Mar. 31, 2026
Bank borrowings  
Schedule of analysis of bank borrowings

Bank borrowings are analyzed as follows:

 

 

As of March 31,

 

 

2025

 

 

2026

 

 

 

RMB

 

 

RMB

 

 

(in millions)

 

Current portion:

 

 

 

 

 

 

Syndicated loan / revolving credit facility (i)(ii)

 

 

 

 

 

3,900

 

Short-term other borrowings (i)

 

 

22,562

 

 

 

24,324

 

 

 

 

22,562

 

 

 

28,224

 

Non-current portion:

 

 

 

 

 

 

Syndicated loan / revolving credit facility (ii)(iii)

 

 

22,937

 

 

 

 

Long-term other borrowings (iii)

 

 

26,972

 

 

 

47,450

 

 

 

49,909

 

 

 

47,450

 

 

(i)
As of March 31, 2025 and 2026, the Company had short-term borrowings from banks which were repayable within one year or on demand and charged interest rates ranging from 0.8% to 4.8% and 0.6% to 9.2% per annum, respectively. As of March 31, 2025 and 2026, the weighted average interest rate of these borrowings was 2.0% and 1.5% per annum, respectively. The borrowings are primarily denominated in RMB.
(ii)
As of March 31, 2025, the Company had a syndicated loan which was initially entered into with a group of eight lead arrangers. Following the partial repayment of US$830 million in January 2025, the size of the syndicated loan was reduced from US$4.0 billion to US$3.17 billion. In September 2025, the Company amended the loan facility and reduced the pricing terms from Secured Overnight Financing Rate (“SOFR”) plus 80 basis points to SOFR plus 66 basis points. Effective in November 2025, the facility was restructured as a revolving credit facility with ancillary facility arrangement. The drawdowns are permitted in both U.S. dollars and Hong Kong dollars, and RMB is also permitted for ancillary facility. The expiration date of the facility was extended from May 2028 to September 30, 2028, with an option to further extend to September 30, 2030. The interest rate of the credit facility was 66 basis points over SOFR or Hong Kong Interbank Offered Rate (“HIBOR”), and the margin will be 81 basis points for the optional extension period. In December 2025, the Company repaid the outstanding balance of US$3.17 billion under the revolving credit facility. Certain related floating interest payments are hedged by certain interest rate swap contracts entered into by the Company during the years ended March 31, 2025 and 2026. As of March 31, 2026, the Company had a total outstanding borrowing amount of RMB3.9 billion under the ancillary facility arrangement by way of short-term loan facilities, and the unutilized commitment of this revolving credit facility was approximately US$2.6 billion.
(iii)
As of March 31, 2025 and 2026, the Company had long-term borrowings from banks with weighted average interest rates of 3.9% and 2.5% per annum, respectively. The borrowings are primarily denominated in RMB.
Schedule of future principal payments for borrowings As of March 31, 2026, the future principal payments for the Company’s borrowings were as follows:

 

 

Principal amounts

 

 

 

RMB

 

 

(in millions)

 

Within 1 year

 

 

28,224

 

Between 1 to 2 years

 

 

1,453

 

Between 2 to 3 years

 

 

4,849

 

Between 3 to 4 years

 

 

5,420

 

Between 4 to 5 years

 

 

26,951

 

Beyond 5 years

 

 

8,777

 

 

 

75,674