v3.26.1
NOTE 8 - LOANS PAYABLE
3 Months Ended
Mar. 31, 2026
Debt Disclosure [Abstract]  
NOTE 8 - LOANS PAYABLE

NOTE 8 - LOANS PAYABLE

 

Loans payable at March 31, 2026 and December 31, 2025 consisted of the following:

 

   March 31,  December 31,     Interest
   2026  2025  Term  rate
Martus  $97,401   $97,401   Note was issued on October 23, 2018 and due on January 2, 2027   5.0%
Darlene Covid19   60,742    60,703   Note was issued on April 1, 2020 and due on March 31, 2027   0.0%
Promissory note payable   794,737    794,737   Note was issued July 16, 2025 and due on March 31, 2026   24.0%
Promissory note payable   794,737    794,737   Note was issued August 8, 2025 and due on March 31, 2026   24.0%
Promissory note payable   794,737    794,737   Note was issued September 11, 2025 and due on April 24, 2026   24.0%
Promissory note payable   531,579    531,579   Note was issued October 14, 2025 and due on May 27, 2026   24.0%
Promissory note payable   531,579    531,579   Note was issued November 10, 2025 and due on June 23, 2026   24.0%
Promissory note payable   531,579    531,579   Note was issued December 22, 2025 and due on August 4, 2026   24.0%
Promissory note payable   531,579         Note was issued February 9, 2026 and due on September 22, 2026   24.0%
Promissory note payable   265,789         Note was issued March 26, 2026 and due on November 6, 2026   24.0%
Financing loan   40,485    42,253   $1,148.94 monthly payment for 48 months   7.87%
Total   4,974,944    4,179,305         
Less: Unamortized debt discount   (83,053)   (127,170)        
Total loans payable   4,891,891    4,052,135         
Less: Current portion of loans payable   (4,862,497)   (4,020,833)        
Long-term loans payable  $29,394   $31,302         

 

Loans payable - related parties at March 31, 2026 and December 31, 2025 consisted of the following:

 

   March 31,  December 31,     Interest
   2026  2025  Term  rate
49% of Shareholder of SwissLink  $21,606   $21,606   Note is due on demand   0.0%
49% of Shareholder of SwissLink   73,105    103,803   Note is due on demand   5.0%
Total   94,711    125,409         
Less: Current portion of loans payable - related parties   (94,711)   (125,409)        
Long-term loans payable - related parties  $     $           

 

During the three months ended March 31, 2026 and 2025, the Company borrowed from third parties totaling $797,368 and $543,478, respectively, which includes original issue discount and financing costs of $47,368 and $48,478, respectively, and repaid the principal amount of $1,769 and $449,438 (consisting of $9,438 of payments on loans payable and $440,000 of payments on a note payable issued for the acquisition of a subsidiary), respectively. Additionally, during the three months ended March 31, 2026 and 2025, the Company repaid the principal amount of notes payable to related parties totaling $30,698 and $190,864, respectively.

 

During the three months ended March 31, 2026 and 2025, the Company recorded interest expense of $259,512 and $99,675 and recognized amortization of discount, included in interest expense, of $91,486 and $36,105, respectively.