S-8 S-8 EX-FILING FEES 0001462120 Live Oak Bancshares, Inc. N/A Fees to be Paid Fees to be Paid 0001462120 2026-05-14 2026-05-14 0001462120 1 2026-05-14 2026-05-14 0001462120 2 2026-05-14 2026-05-14 iso4217:USD xbrli:pure xbrli:shares

Calculation of Filing Fee Tables

S-8

Live Oak Bancshares, Inc.

Table 1: Newly Registered Securities

Security Type

Security Class Title

Fee Calculation Rule

Amount Registered

Proposed Maximum Offering Price Per Unit

Maximum Aggregate Offering Price

Fee Rate

Amount of Registration Fee

1 Equity Voting Common Stock, no par value per share Other 3,000,000 $ 36.09 $ 108,270,000.00 0.0001381 $ 14,952.09
2 Equity Voting Common Stock, no par value per share Other 350,000 $ 36.09 $ 12,631,500.00 0.0001381 $ 1,744.41

Total Offering Amounts:

$ 120,901,500.00

$ 16,696.50

Total Fee Offsets:

$ 0.00

Net Fee Due:

$ 16,696.50

Offering Note

1

(1) (a) This Registration Statement on Form S-8 ("Registration Statement") covers 3,000,000 shares of voting common stock, no par value per share, of Live Oak Bancshares, Inc. ("Shares") reserved for issuance under the Live Oak Bancshares, Inc. 2026 Omnibus Stock Incentive Plan ("Omnibus Plan"). Pursuant to Rule 416(a) under the Securities Act of 1933, as amended ("Securities Act"), this Registration Statement shall also cover any additional Shares that may become issuable under the Omnibus Plan by reason of any stock dividend, stock split, or other similar transaction affecting the Shares. (b) The Proposed Maximum Offering Price Per Unit ("Proposed Maximum") for the Omnibus Plan is estimated pursuant to Rule 457(c) and 457(h) under the Securities Act solely for the purpose of computing the registration fee, based on the average of the high and low prices reported for the Registrant's Shares on the New York Stock Exchange on May 13, 2026 (the "High/Low" price).

2

(2) (a) This Registration Statement covers 350,000 Shares reserved for issuance under the Live Oak Bancshares, Inc. 2026 Employee Stock Purchase Plan (the "ESPP"). Pursuant to Rule 416(a), this Registration Statement shall also cover any additional Shares that may become issuable under the ESPP by reason of any stock dividend, stock split, or other similar transaction affecting the Shares. (b) The Proposed Maximum for the ESPP is estimated pursuant to Rule 457(c) and 457(h) under the Securities Act, solely for the purpose of computing the registration fee, based on the High/Low price.
Table 2: Fee Offset Claims and Sources ☑Not Applicable
Registrant or Filer Name Form or Filing Type File Number Initial Filing Date Filing Date Fee Offset Claimed Security Type Associated with Fee Offset Claimed Security Title Associated with Fee Offset Claimed Unsold Securities Associated with Fee Offset Claimed Unsold Aggregate Offering Amount Associated with Fee Offset Claimed Fee Paid with Fee Offset Source
Rule 457(p)
Fee Offset Claims
Fee Offset Sources