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  <xs:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisePricePerShareExercised" type="dtr:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisePricePerShareExercised"/>
  <xs:element name="PenaltyOnConvertibleNote" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_PenaltyOnConvertibleNote"/>
  <xs:element name="LossOnConversionOfConvertibleDebt" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_LossOnConversionOfConvertibleDebt"/>
  <xs:element name="LossOnRepricedConvertibleDebt" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_LossOnRepricedConvertibleDebt"/>
  <xs:element name="GainlossOnConvertibleNotes" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_GainlossOnConvertibleNotes"/>
  <xs:element name="OrganizationandDescriptionofBusinessDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_OrganizationandDescriptionofBusinessDetailsTable"/>
  <xs:element name="CommonStockSharesHolderCurrent" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CommonStockSharesHolderCurrent"/>
  <xs:element name="ReducedNumberOutstandingShares" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ReducedNumberOutstandingShares"/>
  <xs:element name="PercentageOfSharesVivi" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_PercentageOfSharesVivi"/>
  <xs:element name="CommonStockOutstandingPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CommonStockOutstandingPercentage"/>
  <xs:element name="PercentageOfRemainingSharesOwned" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_PercentageOfRemainingSharesOwned"/>
  <xs:element name="CreditConsiderationAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CreditConsiderationAmount"/>
  <xs:element name="FairValueOfCommonStockIssuedForInterestInJointVenture" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_FairValueOfCommonStockIssuedForInterestInJointVenture"/>
  <xs:element name="ShareholdingJointVenturePercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ShareholdingJointVenturePercentage"/>
  <xs:element name="AccountingPoliciesandEstimatesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_AccountingPoliciesandEstimatesDetailsTable"/>
  <xs:element name="EquityMethodInvestmentDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_EquityMethodInvestmentDetailsTable"/>
  <xs:element name="CapitalContributionInitialTrancheAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CapitalContributionInitialTrancheAmount"/>
  <xs:element name="CapitalContributionSecondTrancheAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CapitalContributionSecondTrancheAmount"/>
  <xs:element name="FederalReliefLoansDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_FederalReliefLoansDetailsTable"/>
  <xs:element name="NotesPayableDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_NotesPayableDetailsTable"/>
  <xs:element name="ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrants" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrants"/>
  <xs:element name="NonConvertiblePromissoryNote" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_NonConvertiblePromissoryNote"/>
  <xs:element name="AggregateAmountOutstanding" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_AggregateAmountOutstanding"/>
  <xs:element name="ConvertibleDebtDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_ConvertibleDebtDetailsTable"/>
  <xs:element name="AccruingInterestRatePercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_AccruingInterestRatePercentage"/>
  <xs:element name="DebtInstrumentsInterestRateStatedPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_DebtInstrumentsInterestRateStatedPercentage"/>
  <xs:element name="NumberOfAdditionalSharesPurchase" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_NumberOfAdditionalSharesPurchase"/>
  <xs:element name="ExercisePricePerShare" type="dtr:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePricePerShare"/>
  <xs:element name="NumberOfUnderlyingShares" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_NumberOfUnderlyingShares"/>
  <xs:element name="ExercisePrice" type="dtr:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePrice"/>
  <xs:element name="BlackScholesValuationModel" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BlackScholesValuationModel"/>
  <xs:element name="AdditionalChargesOnConversionOfWarrant" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_AdditionalChargesOnConversionOfWarrant"/>
  <xs:element name="MarketWarrantCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_MarketWarrantCost"/>
  <xs:element name="HoldersAmounting" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_HoldersAmounting"/>
  <xs:element name="DebtInstrumentOriginalIssueDiscount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_DebtInstrumentOriginalIssueDiscount"/>
  <xs:element name="InitialConversionPricePerShare" type="dtr:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_InitialConversionPricePerShare"/>
  <xs:element name="DebtConversionPrice" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_DebtConversionPrice"/>
  <xs:element name="CommonStockTradePerShare" type="dtr:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CommonStockTradePerShare"/>
  <xs:element name="PercentageOfAggregateDebtOutstanding" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_PercentageOfAggregateDebtOutstanding"/>
  <xs:element name="OriginalDiscountsRatePercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_OriginalDiscountsRatePercentage"/>
  <xs:element name="DebtInstrumentsConvertibleConversionPrice1" type="dtr:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_DebtInstrumentsConvertibleConversionPrice1"/>
  <xs:element name="GrossProceedsFromConvertibleNote" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_GrossProceedsFromConvertibleNote"/>
  <xs:element name="NetOfOriginalIssueDiscount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_NetOfOriginalIssueDiscount"/>
  <xs:element name="AggregatePurchase" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_AggregatePurchase"/>
  <xs:element name="BeneficiallyOwnOfPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BeneficiallyOwnOfPercentage"/>
  <xs:element name="LimitationExceedsPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_LimitationExceedsPercentage"/>
  <xs:element name="CommonStockExercisePrice" type="dtr:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CommonStockExercisePrice"/>
  <xs:element name="WarrantExercisePrice" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_WarrantExercisePrice"/>
  <xs:element name="DebtInstrumentsRepaidPrincipal" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_DebtInstrumentsRepaidPrincipal"/>
  <xs:element name="DerivativeLiabilityDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_DerivativeLiabilityDetailsTable"/>
  <xs:element name="StockholdersEquityDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_StockholdersEquityDetailsTable"/>
  <xs:element name="FairMarketPrice" type="dtr:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_FairMarketPrice"/>
  <xs:element name="WarrantsBeneficiallyPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_WarrantsBeneficiallyPercentage"/>
  <xs:element name="terminatesPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_terminatesPeriod"/>
  <xs:element name="IntrinsicValueOutstandingOptions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_IntrinsicValueOutstandingOptions"/>
  <xs:element name="LossonSettlementandRepricingofConvertibleNotesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_LossonSettlementandRepricingofConvertibleNotesDetailsTable"/>
  <xs:element name="ConvertedAggregatePenaltyAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertedAggregatePenaltyAmount"/>
  <xs:element name="ClassOfWarrantOrRightAndExercisableOfWarrant" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ClassOfWarrantOrRightAndExercisableOfWarrant"/>
  <xs:element name="ConvertibleDebts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleDebts"/>
  <xs:element name="RelatedPartyTransactionsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_RelatedPartyTransactionsDetailsTable"/>
  <xs:element name="CommitmentsandContingenciesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_CommitmentsandContingenciesDetailsTable"/>
  <xs:element name="SubsequentEventsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ipsi_SubsequentEventsDetailsTable"/>
  <xs:element name="OutstandingLiability" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_OutstandingLiability"/>
  <xs:element name="LiquidatedDamagesPenalty" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_LiquidatedDamagesPenalty"/>
  <xs:element name="LegalLiabilityLiquidatedDamagesPenalty" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_LegalLiabilityLiquidatedDamagesPenalty"/>
  <xs:element name="LicensesFeesPaid" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ipsi_LicensesFeesPaid"/>
  <xs:element name="MonthlyRevenuePercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_MonthlyRevenuePercentage"/>
  <xs:element name="ConvertibleDebtPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleDebtPercentage"/>
  <xs:element name="AccruedInterestMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_AccruedInterestMember"/>
  <xs:element name="AmendmentTransactionMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_AmendmentTransactionMember"/>
  <xs:element name="AndreyNovikovMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_AndreyNovikovMember"/>
  <xs:element name="BeyondFintechIncMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BeyondFintechIncMember"/>
  <xs:element name="BoardOfDirectorsAndCEOMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BoardOfDirectorsAndCEOMember"/>
  <xs:element name="BrantPointSolutionsLLCMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BrantPointSolutionsLLCMember"/>
  <xs:element name="BrantPointSolutionsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BrantPointSolutionsMember"/>
  <xs:element name="BusinessWarriorCorporationFiveMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BusinessWarriorCorporationFiveMember"/>
  <xs:element name="BusinessWarriorCorporationFourMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BusinessWarriorCorporationFourMember"/>
  <xs:element name="BusinessWarriorCorporationMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BusinessWarriorCorporationMember"/>
  <xs:element name="BusinessWarriorCorporationOneMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BusinessWarriorCorporationOneMember"/>
  <xs:element name="BusinessWarriorCorporationThreeMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BusinessWarriorCorporationThreeMember"/>
  <xs:element name="BusinessWarriorCorporationTwoMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_BusinessWarriorCorporationTwoMember"/>
  <xs:element name="CavalryAndMercerMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CavalryAndMercerMember"/>
  <xs:element name="CavalryConvertibleMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CavalryConvertibleMember"/>
  <xs:element name="CavalryFundILPAndMercerStreetGlobalOpportunityFundLLCMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CavalryFundILPAndMercerStreetGlobalOpportunityFundLLCMember"/>
  <xs:element name="CavalryFundILPMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CavalryFundILPMember"/>
  <xs:element name="CavalryFundLLPMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CavalryFundLLPMember"/>
  <xs:element name="CavalryMercerNoteMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CavalryMercerNoteMember"/>
  <xs:element name="CompanyOwnedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_CompanyOwnedMember"/>
  <xs:element name="ConversionOfConvertibleDebtMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConversionOfConvertibleDebtMember"/>
  <xs:element name="ConvertibleDebtFundingMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleDebtFundingMember"/>
  <xs:element name="ConvertibleDebtsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleDebtsMember"/>
  <xs:element name="ConvertibleNote2024Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleNote2024Member"/>
  <xs:element name="ConvertibleNote2025Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleNote2025Member"/>
  <xs:element name="ConvertibleNote2026Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleNote2026Member"/>
  <xs:element name="ConvertibleNoteMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleNoteMember"/>
  <xs:element name="ConvertibleNotes2023Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleNotes2023Member"/>
  <xs:element name="ConvertibleNotesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ConvertibleNotesMember"/>
  <xs:element name="DerivativeLiabilityMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_DerivativeLiabilityMember"/>
  <xs:element name="DiagonalStreetLendingLLCMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_DiagonalStreetLendingLLCMember"/>
  <xs:element name="ExchangeNotesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExchangeNotesMember"/>
  <xs:element name="ExercisePriceFourPointFiveZeroMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePriceFourPointFiveZeroMember"/>
  <xs:element name="ExercisePriceOnePointFiveZeroZeroMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePriceOnePointFiveZeroZeroMember"/>
  <xs:element name="ExercisePriceOnePointTwoZeroMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePriceOnePointTwoZeroMember"/>
  <xs:element name="ExercisePriceZeroPointFiveZeroMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePriceZeroPointFiveZeroMember"/>
  <xs:element name="ExercisePriceZeroPointFourFiveZeroMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePriceZeroPointFourFiveZeroMember"/>
  <xs:element name="ExercisePriceZeroPointThreeFourFiveMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePriceZeroPointThreeFourFiveMember"/>
  <xs:element name="ExercisePriceZeroPointZeroNineMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePriceZeroPointZeroNineMember"/>
  <xs:element name="ExercisePriceZeroPointZeroOneZeroMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ExercisePriceZeroPointZeroOneZeroMember"/>
  <xs:element name="February32026Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_February32026Member"/>
  <xs:element name="FinapUSALLCMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_FinapUSALLCMember"/>
  <xs:element name="FrictionlessFinancialTechnologiesIncMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_FrictionlessFinancialTechnologiesIncMember"/>
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  <xs:element name="GastonPereiraMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_GastonPereiraMember"/>
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  <xs:element name="TotalUnvestedRestrictedSharesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_TotalUnvestedRestrictedSharesMember"/>
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  <xs:element name="TwoThousandAndTweentyThreeConvertibleNotesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_TwoThousandAndTweentyThreeConvertibleNotesMember"/>
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  <xs:element name="TwoThousandTwentyFourNotesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_TwoThousandTwentyFourNotesMember"/>
  <xs:element name="TwoThousandTwentyOnePlanMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_TwoThousandTwentyOnePlanMember"/>
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  <xs:element name="VestedRestrictedSharesWeightedAverageFairMarketValuePerShareMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_VestedRestrictedSharesWeightedAverageFairMarketValuePerShareMember"/>
  <xs:element name="ViviHoldingsIncMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_ViviHoldingsIncMember"/>
  <xs:element name="WeightedAverageFairMarketValuePerShareMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ipsi_WeightedAverageFairMarketValuePerShareMember"/>
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