v3.26.1
Variable Interest Entities and Securitizations - Summary of Total Assets and Total Liabilities Associated With Variable Interests in Consolidated VIEs (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Jan. 15, 2025
Assets:      
Restricted cash $ 59,221 $ 55,914 $ 26,089
Finance receivables at fair value 804,613 808,636 825,012
Interest receivable 11,527 12,834 14,230
Other assets 23,144 24,665 27,833
Total assets 937,823 937,385 955,704
Liabilities:      
Warehouse credit facilities 159,483 318,655 363,718
Other liabilities 43,187 41,149 46,875
Total liabilities 818,186 820,767 $ 791,217
Securitization Vehicles      
Assets:      
Restricted cash 52,989 39,729  
Finance receivables at fair value 601,066 441,084  
Interest receivable 8,933 7,164  
Other assets 8,335 5,991  
Total assets 671,323 493,968  
Liabilities:      
Securitization debt 551,021 393,244  
Other liabilities 10,724 5,773  
Total liabilities 561,745 399,017  
Warehouse Facilities      
Assets:      
Restricted cash 6,151 16,106  
Finance receivables at fair value 177,440 335,916  
Interest receivable 2,269 5,270  
Other assets 1,726 3,842  
Total assets 187,586 361,134  
Liabilities:      
Warehouse credit facilities 159,483 318,655  
Other liabilities 4,869 9,917  
Total liabilities 164,352 328,572  
Consolidated VIEs      
Assets:      
Restricted cash 59,140 55,835  
Finance receivables at fair value 778,506 777,000  
Interest receivable 11,202 12,434  
Other assets 10,061 9,833  
Total assets 858,909 855,102  
Liabilities:      
Securitization debt 551,021 393,244  
Warehouse credit facilities 159,483 318,655  
Other liabilities 15,593 15,690  
Total liabilities $ 726,097 $ 727,589