v3.26.1
Segment Information
3 Months Ended
Mar. 31, 2026
Segment Reporting [Abstract]  
Segment Information

Note 10. Segment Information

The Company applies ASC 280 Segment Reporting in determining its reportable segments. The Company has two reportable segments: Specialty Finance and Mining and Treasury Operations. The guidance requires that segment disclosures present the measure(s) used by the CODM to decide how to allocate resources and for purposes of assessing such segments’ performance. The Company’s CODM uses revenue, income from operations and income before taxes of our reporting segments to assess the performance of the business of our reportable operating segments. Segment asset information is not disclosed as such information is not regularly reviewed by the CODM. The CODM regularly reviews total assets as reported on the consolidated balance sheet. Performance results are monitored, reviewed, and measured monthly and quarterly to assess returns on investment, compensation decisions and changing strategies, if required.

No operating segments have been aggregated to form the reportable segments. The corporate oversight function, and other components that may earn revenues that are only incidental to the activities of the Company are aggregated and included in the “All Other” category.

The Specialty Finance segment generates revenue from providing funding to nonprofit community associations. The Mining and Treasury Operations segment generates revenue from the Bitcoin the Company earns through its mining activities.

 

Three Months Ended March 31, 2026

 

 

Specialty Finance

 

Mining and Treasury Operations

 

All Other

 

Total

 

Revenue, net

$

130,787

 

$

1,978,180

 

$

-

 

$

2,108,967

 

Digital mining cost of revenue

 

-

 

 

1,868,344

 

 

-

 

 

1,868,344

 

Curtailment and energy sales

 

-

 

 

(367,595

)

 

-

 

 

(367,595

)

Staff costs and payroll

 

39,640

 

 

310,644

 

 

966,991

 

 

1,317,275

 

Loss on fair value of mined bitcoin, net

 

-

 

 

3,784,418

 

 

-

 

 

3,784,418

 

Depreciation and amortization

 

208

 

 

640,336

 

 

189,284

 

 

829,828

 

Other segment expenses (1)

 

176,557

 

 

516,239

 

 

416,176

 

 

1,108,972

 

Operating loss

 

(85,618

)

 

(4,774,206

)

 

(1,572,451

)

 

(6,432,275

)

Unrealized gain on investment and equity securities

 

-

 

 

-

 

 

14,024

 

 

14,024

 

Unrealized loss on marketable securities

 

-

 

 

-

 

 

(2,380

)

 

(2,380

)

Gain on Galaxy loan derivative

 

-

 

 

22,374

 

 

-

 

 

22,374

 

Loss on fair value of digital assets receivable

 

-

 

 

(3,178,440

)

 

-

 

 

(3,178,440

)

Change in credit loss reserve on digital assets receivable

 

-

 

 

5,794

 

 

-

 

 

5,794

 

Interest income

 

-

 

 

-

 

 

532

 

 

532

 

Interest expense

 

-

 

 

(504,484

)

 

(40,687

)

 

(545,171

)

Loss before income taxes

 

(85,618

)

 

(8,428,962

)

 

(1,600,962

)

 

(10,115,542

)

Fixed asset additions

 

-

 

 

203,344

 

 

4,578

 

 

207,922

 

 

 

Three Months Ended March 31, 2025

 

 

Specialty Finance

 

Mining and Treasury Operations

 

All Other

 

Total

 

Revenue, net

$

97,397

 

$

2,273,940

 

$

-

 

$

2,371,337

 

Digital mining cost of revenue

 

-

 

 

1,548,295

 

 

-

 

 

1,548,295

 

Staff costs and payroll

 

130,621

 

 

228,973

 

 

690,883

 

 

1,050,477

 

Loss on fair value of Bitcoin, net

 

-

 

 

1,809,976

 

 

-

 

 

1,809,976

 

Depreciation and amortization

 

477

 

 

1,980,092

 

 

57,009

 

 

2,037,578

 

Other segment expenses (1)

 

214,883

 

 

322,061

 

 

487,908

 

 

1,024,852

 

Operating loss

 

(248,584

)

 

(3,615,456

)

 

(1,235,800

)

 

(5,099,840

)

Loss on fair value of purchased Bitcoin, net

 

 

 

(52,704

)

 

-

 

 

(52,704

)

Unrealized loss on investment and equity securities

 

-

 

 

-

 

 

(25,984

)

 

(25,984

)

Unrealized loss on marketable securities

 

-

 

 

-

 

 

(8,710

)

 

(8,710

)

Interest income

 

-

 

 

-

 

 

1,145

 

 

1,145

 

Interest expense

 

-

 

 

(183,919

)

 

(36,987

)

 

(220,906

)

Loss before income taxes

 

(248,584

)

 

(3,852,079

)

 

(1,306,336

)

 

(5,406,999

)

Fixed asset additions

 

1,170

 

 

166,896

 

 

2,007

 

 

170,073

 

 

1) Other segment items for each reportable segment include rent, collection costs, office and general business expenses, travel and insurance costs.