v3.26.1
Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2026
Regulatory Capital Requirement [Abstract]  
Schedule of Bank's Actual and Required Capital Amounts

The Bank’s actual and required capital amounts and ratios are as follows:

 

 

 

 

 

 

 

 

 

Minimum Capital

 

 

Minimum to be Well

 

 

 

Actual

 

 

Requirement

 

 

Capitalized

 

March 31, 2026

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(Dollars in thousands)

 

Common equity Tier 1 capital to
   risk-weighted assets

 

$

24,427

 

 

 

18.87

%

 

$

5,824

 

 

 

4.50

%

 

$

8,412

 

 

 

6.50

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 capital to risk-weighted assets

 

 

24,427

 

 

 

18.87

%

 

 

7,765

 

 

 

6.00

%

 

 

10,353

 

 

 

8.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk-weighted assets

 

 

25,595

 

 

 

19.78

%

 

 

10,353

 

 

 

8.00

%

 

 

12,942

 

 

 

10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage to adjusted average assets

 

 

24,427

 

 

 

9.76

%

 

 

10,011

 

 

 

4.00

%

 

 

12,514

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

Minimum Capital

 

 

Minimum to be Well

 

 

 

Actual

 

 

Requirement

 

 

Capitalized

 

December 31, 2025

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(Dollars in thousands)

 

Common equity Tier 1 capital to
   risk-weighted assets

 

$

23,914

 

 

 

19.91

%

 

$

5,405

 

 

 

4.50

%

 

$

7,808

 

 

 

6.50

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 capital to risk-weighted assets

 

 

23,914

 

 

 

19.91

%

 

 

7,207

 

 

 

6.00

%

 

 

9,609

 

 

 

8.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk-weighted assets

 

 

24,888

 

 

 

20.72

%

 

 

9,609

 

 

 

8.00

%

 

 

12,012

 

 

 

10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage to adjusted average assets

 

 

23,914

 

 

 

10.63

%

 

 

8,996

 

 

 

4.00

%

 

 

11,246

 

 

 

5.00

%