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SBA LOAN PAYABLE
9 Months Ended
Mar. 31, 2026
Debt Disclosure [Abstract]  
SBA LOAN PAYABLE

NOTE 10 – SBA LOAN PAYABLE

 

On June 23, 2020, Vivic Corp. received an $87,500 Economic Injury Disaster Loan (“EIDL loan”) from the Small Business Administration (“SBA”). This is a low-interest federal disaster loan for working capital to small businesses and non-profit organizations of any size suffering substantial economic injury as a result of the Coronavirus (COVID-19) epidemic, to help businesses to meet financial obligations and operating expenses that could have been met had the disaster not occurred. This loan has an annual interest rate of 3.75% and is not forgivable. The maturity of the loan is 30 years, installment payments including interest of $427 monthly will begin 30 months from the loan disbursement date. For the three months ended March 31, 2026 and 2025, the Company made payments of interest of $1,281 and $1,281 on the EIDL loan, respectively. For the nine months ended March 31, 2026 and 2025, the Company made interest payments of $3,843 and $4,180, respectively, on the EIDL loan.

 

As of March 31, 2026, the future minimum EIDL loan payments for the Company to be paid by year are as follows:

 

Year Ending June 30,  Amount 
2026  $1,281 
2027   5,124 
2028   5,124 
2029   5,124 
2030   5,124 
Thereafter   65,723 
Total  $87,500