Document and Entity Information Document Type Document Quarterly Report Document Period End Date Document Transition Report Entity File Number Entity Registrant Name Entity Incorporation, State or Country Code Entity Tax Identification Number Entity Address, Address Line One Entity Address, Adress Line Two Entity Address, City or Town Entity Address State Or Province Entity Address, Postal Zip Code City Area Code Local Phone Number Title of 12(b) Security Trading Symbol Security Exchange Name Entity Current Reporting Status Entity Interactive Data Current Entity Filer Category Entity Small Business Entity Emerging Growth Company Entity Ex Transition Period Entity Shell Company Entity Common Stock, Shares Outstanding Entity Central Index Key Current Fiscal Year End Date Document Fiscal Year Focus Document Fiscal Period Focus Amendment Flag Combined and Condensed Consolidated Balance Sheets Statement [Table] Class of Financing Receivable [Axis] Class of Financing Receivable [Domain] Represents information pertaining to investment in receivables. Investment In Receivables [Member] Investments in receivables, net Credit Card Receivable [Member] Credit card receivables Statement [Line Items] Statement [Line Items] Assets [Abstract] Assets Cash and Cash Equivalent Cash and cash equivalents Restricted Cash Restricted cash Accounts Receivable, after Allowance for Credit Loss Accounts receivable Other Assets Other assets Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss Balance, end of period Balance, beginning of year Receivables, net Total investments in receivables, net Property, Plant and Equipment, Net Property, plant and equipment, net Other Intangible Assets, Net Other intangible assets, net Goodwill Balance at the end Balance at the beginning Goodwill Assets Total Assets Liabilities and Equity [Abstract] Liabilities and Stockholder's Equity Liabilities [Abstract] Liabilities Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and post retirement obligations), contractual rights and obligations, and statutory obligations except tax liabilities. Accounts Payable and Accrued Liabilities, Excluding Tax Liabilities Accounts payable and accrued expenses Other Liabilities Other liabilities Accrued Income Taxes Current tax liabilities Deferred Income Tax Liabilities, Net Deferred tax liabilities Notes Payable Notes payable, net Notes Payable, net Outstanding balance Liabilities Total Liabilities Members' Equity [Abstract] Stockholders' Equity Common Stock, Value, Issued Common Stock par value $0.0001 per share; 330,000,000 shares authorized as of March 31, 2026 and December 31, 2025 and 55,371,991 and 58,298,923 shares issued and outstanding as of March 31, 2026 and December 31, 2025 Additional Paid in Capital Additional paid-in capital Retained Earnings (Accumulated Deficit) Retained earnings Accumulated Other Comprehensive Income (Loss), Net of Tax Accumulated other comprehensive income (loss) Equity, Attributable to Parent Ending balance Beginning balance Total stockholders' equity Liabilities and Equity Total Liabilities and Stockholders' Equity Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest Allowance for credit losses at time of acquisition Ending balance Beginning balance Allowance for credit losses Common Stock, Par or Stated Value Per Share Common Stock, par value (in dollars per share) Common Stock, Shares Authorized Common Stock, shares authorized (in shares) Common Stock, Shares, Issued Common Stock, shares issued (in shares) Common Stock, Shares, Outstanding Ending balance (in shares) Beginning balance (in shares) Common Stock, shares outstanding (in shares) Combined and Condensed Consolidated Statements of Operations and Comprehensive Income Revenues [Abstract] Revenues Amount of portfolio income. Portfolio Income Total portfolio income Amount of increase (decrease) in recoveries relating to portfolio. Increase (Decrease) In Recoveries Changes in recoveries Amount of portfolio revenue after changes in recoveries. Portfolio Revenue After Recoveries Portfolio revenue Total portfolio revenue Amount of credit card revenue. Credit Card Revenue Credit card revenue Amount of servicing revenue. Servicing Revenue Servicing revenue Revenues Total Revenues Financing Receivable, Credit Loss, Expense (Reversal) Provision for credit losses Operating Expenses [Abstract] Operating Expenses Salary and Wage, NonOfficer, Excluding Cost of Good and Service Sold Salaries and benefits Amount of expenses relating to collections and customer service expenses associated with previously charged-off receivables. Servicing Expenses Servicing expenses Depreciation, Depletion and Amortization, Nonproduction Depreciation and amortization Professional Fees Professional fees Other Selling, General and Administrative Expense Other selling, general and administrative Operating Expenses Total Operating Expenses Operating Income (Loss) Net Operating Income Net Operating Income Nonoperating Income (Expense) [Abstract] Other Income (Expense) Other Income / (Expense): Interest Expense, Nonoperating Interest expense Total Interest Expense Gain (Loss), Foreign Currency Transaction, before Tax Foreign exchange and other income (expense) Foreign exchange and other income / (expense) Nonoperating Income (Expense) Total other expense Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest Income before income taxes Income Before Income Taxes Income Tax Expense (Benefit) Provision for income taxes Income tax expense Net Income Net income Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax Foreign currency translation gain / (loss) Comprehensive Income (Loss), Net of Tax, Attributable to Parent Comprehensive Income Earnings Per Share Earnings per share Earnings Per Share, Basic Basic (in dollars per share) Basic EPS Earnings Per Share, Diluted Diluted (in dollars per share) Diluted EPS Weighted Average Number of Shares Outstanding, Diluted [Abstract] Weighted average common shares outstanding Denominator Weighted Average Number of Shares Outstanding, Basic Basic (in shares) Weighted average shares outstanding Weighted Average Number of Shares Outstanding, Diluted Diluted (in shares) Number of shares used for diluted EPS computation Combined and Condensed Consolidated Statements of Stockholder's Equity Equity Components [Axis] Equity Component [Domain] Common Stock [Member] Common Stock AOCI Attributable to Parent [Member] Accumulated Other Comprehensive Income (Loss) Additional Paid-in Capital [Member] Additional Paid in Capital Retained Earnings [Member] Retained Earnings Increase (Decrease) in Stockholders' Equity [Roll Forward] Increase (Decrease) in Stockholders' Equity [Roll Forward] Dividends, Common Stock Dividends to stockholders Stock Issued During Period, Shares, New Issues Shares issued (in shares) Stock Repurchased and Retired During Period, Value Shares repurchased Stock Repurchased and Retired During Period, Shares Shares repurchased (in shares) APIC, Share-Based Payment Arrangement, ESPP, Increase for Cost Recognition Stock based compensation Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax, Portion Attributable to Parent Foreign currency translation Common Stock, Dividends, Per Share, Declared Dividends to stockholders (in dollars per share) Combined and Condensed Consolidated Statements of Cash Flows Cash Provided by (Used in) Operating Activity, Continuing Operation [Abstract] Cash flows from operating activities Net Income (Loss), Including Portion Attributable to Noncontrolling Interest Net income Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity [Abstract] Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities: Depreciation, Depletion and Amortization Depreciation and amortization Amortization of Debt Issuance Costs Amortization of debt issuance costs Amortization of debt issuance costs Accounts Receivable, Credit Loss Expense (Reversal) Provision for credit losses Share-Based Payment Arrangement, Noncash Expense Stock-based compensation Amount of increase (decrease) of deferred taxes. Increase (Decrease) in Deferred Tax Deferred income tax Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity, Increase (Decrease) in Operating Capital [Abstract] Changes in assets and liabilities: Increase (Decrease) in Other Operating Assets Other assets Increase (Decrease) in Accounts Receivable Accounts receivable Increase (Decrease) in Accounts Payable and Accrued Liabilities Accounts payable and accrued expenses Cash Provided by (Used in) Operating Activity, Including Discontinued Operation Net cash provided by operating activities Cash Provided by (Used in) Investing Activity, Continuing Operation [Abstract] Cash flows from investing activities Payments to Acquire Finance Receivables Purchases of receivables, net Proceeds from Collection of Finance Receivables Collections applied to receivables The cash outflow (inflow) associated with the acquisition/disposal of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Purchases Of Or Proceeds From Property And Equipment, Net Purchases of property and equipment, net Cash Provided by (Used in) Investing Activity, Including Discontinued Operation Net cash used in investing activities Cash Provided by (Used in) Financing Activity, Continuing Operation [Abstract] Cash flow from financing activities Proceeds from Notes Payable Proceeds from notes payable Repayments of Notes Payable Payments on notes payable Payments of Debt Issuance Costs Payment of debt issuance costs Debt issuance costs Payments for Repurchase of Common Stock Repurchase of common stock Payments of Dividends Dividends paid to stockholders Cash Provided by (Used in) Financing Activity, Including Discontinued Operation Net used in financing activities Effect of Exchange Rate on Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation Exchange rate effects on cash balances held in foreign currencies Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation Net decrease in cash and cash equivalents and restricted cash Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Including Discontinued Operation Cash and cash equivalents and restricted cash, end of period Cash and cash equivalents and restricted cash, beginning of period Total cash and cash equivalents and restricted cash as shown in the combined and condensed consolidated statements of cash flows Supplemental Cash Flow Information [Abstract] Supplemental cash flow disclosures Interest Paid, Including Capitalized Interest, Operating and Investing Activities Interest paid Income Taxes Paid, Net Income taxes paid Right-of-Use Asset Obtained in Exchange for Operating Lease Liability New leases assumed Amount of increase (decrease) in deferred tax liability in connection with reorganization Increase (Decrease) in Deferred tax liability from reorganization Deferred tax liability recognized in connection with reorganization Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation [Abstract] The following table provides a reconciliation of cash and cash equivalents and restricted cash and cash equivalents reported within the accompanying combined and condensed consolidated balance sheets that sum to the total of the same such amounts shown in the combined and condensed consolidated statements of cash flows: Organization, Description of Business and Summary of Significant Accounting Policies Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block] Organization, Description of Business and Summary of Significant Accounting Policies Earnings Per Share [Text Block] Earnings Per Share Acquisitions The entire disclosure for business combination and asset acquisition. Business Combination And Asset Acquisition [Text Block] Acquisitions Fair Value Measurements Fair Value Disclosures [Text Block] Fair Value Measurements Investment in receivables, net Financing Receivables [Text Block] Investment in receivables, net No definition available. Credit Card Receivables The entire disclosure for credit card receivables. Credit Card Receivables [Text Block] Credit Card Receivables Goodwill. Goodwill Disclosure [Text Block] Goodwill Notes Payable, Net Debt Disclosure [Text Block] Notes Payable, Net Leases Lessee, Operating Leases [Text Block] Leases Stock Based Compensation Share-Based Payment Arrangement [Text Block] Stock Based Compensation Commitments and Contingencies Commitments and Contingencies Disclosure [Text Block] Commitments and Contingencies Income Taxes Income Tax Disclosure [Text Block] Income Taxes Subsequent Events Subsequent Events [Text Block] Subsequent Events Basis of Accounting, Policy [Policy Text Block] Basis of Presentation Foreign Currency Transactions and Translations Policy [Policy Text Block] Translation of Foreign Currencies Use of Estimates, Policy [Policy Text Block] Use of Estimates New Accounting Pronouncements, Policy [Policy Text Block] Recently adopted Accounting Standards Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Schedule of earnings per share Fair Value, by Balance Sheet Grouping [Table Text Block] Schedule of carrying amounts in the consolidated balance sheet Accounts and Financing Receivables [Table] Accounts, Notes, Loans and Financing Receivable [Line Items] Investment in receivables, net Credit Card Receivables Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] Schedule of roll forward of the balance of the investment in receivables, net and negative allowance for expected recoveries Schedule of credit card receivables, gross of allowance for credit losses, by segment Financing Receivable, Past Due [Table Text Block] Schedule of information on the past due and non-accrual buckets for the assets acquired in the Conn's portfolio purchase Schedule of past due and non-accrual credit card receivables Financing Receivable, Nonaccrual [Table Text Block] Schedule of non-accrual performing loans by segment Schedule of non-accrual loans by segment Financing Receivable, Allowance for Credit Loss [Table Text Block] Schedule of change in the allowance for credit losses for credit card receivables portfolio Schedule of Goodwill [Table Text Block] Schedule of changes in goodwill Schedule of Long-Term Debt Instruments [Table] Debt Instrument [Axis] Debt Instrument, Name [Domain] Represents information pertaining to senior unsecured notes due 2026. Senior Unsecured Notes Due 2026 [Member] Senior unsecured bond due 2026 Represents information pertaining to senior unsecured notes due 2029. Senior Unsecured Notes Due 2029 [Member] Senior unsecured bond due 2029 Represents information pertaining to senior unsecured notes due 2030. Senior Unsecured Notes Due 2030 [Member] Senior unsecured bond due 2030 Debt Instrument [Line Items] Notes Payable, Net Schedule of Long-Term Debt Instruments [Table Text Block] Schedule of notes payable, net Debt Instrument Redemption [Table Text Block] Schedule of redemption price as percentage of principal of notes payable Interest Income and Interest Expense Disclosure [Table Text Block] Schedule of components of interest expense Lease, Cost [Table Text Block] Schedule of the components of lease expense Tabular disclosure of supplemental consolidated balance sheet information related to leases of lessee. Lessee, Leases Balance Sheet Information [Table Text Block] Schedule of supplemental combined and condensed consolidated balance sheet information related to leases Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block] Schedule of minimum future payments on non-cancellable operating leases Share-Based Payment Arrangement, Activity [Table Text Block] Summary of stock based compensation Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] Schedule of effective tax rate Segment Reporting Schedule of Segment Reporting Information, by Segment [Table Text Block] Schedule of segment reporting Disclosure of information about organization, consolidation and presentation of financial statements. Organization, Consolidation And Presentation Of Financial Statements [Table] Ownership [Axis] Ownership [Domain] Represents information pertaining to Jefferson Capital Holdings, LLC. Jefferson Capital Holdings, LLC [Member] Jefferson Capital Holdings, LLC Represents information pertaining to JCAP TopCo, LLC. JCAP TopCo, LLC [Member] JCAP TopCo, LLC Consolidated Entities [Axis] Consolidated Entities [Domain] Sale of Stock [Axis] Sale of Stock [Domain] IPO [Member] IPO Legal Entity [Axis] Entity [Domain] Class of Stock [Axis] Class of Stock [Domain] Represents information pertaining to class A and class C units. Class A And Class C Units [Member] Class A And Class C Units Represents information pertaining to class B units. Class B Units [Member] Class B units Counterparty Name [Axis] Counterparty Name [Domain] Represents information pertaining to investors. Investors [Member] Investors Represents information pertaining to J.C. Flowers. J C Flowers [Member] J C Flowers Represents information pertaining to management stockholders. Management Stockholders [Member] Management Stockholders Concentration Risk Benchmark [Axis] Concentration Risk Benchmark [Domain] Cost of Goods and Service Benchmark [Member] Purchased Receivables Concentration Risk Type [Axis] Concentration Risk Type [Domain] Supplier Concentration Risk [Member] Purchase concentration Supplier [Axis] Supplier [Domain] Represents information pertaining to top five clients. Top Five Clients [Member] Top five clients Represents information pertaining to top client. Top Client [Member] Top client Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Organization, Consolidation And Presentation Of Financial Statements [Line Items] Summary of Significant Accounting Policies Subsidiary, Ownership Percentage, Parent Ownership percentage Represents the number of major suppliers. Number Of Major Suppliers Number of major suppliers Concentration Risk, Percentage Concentration risk percentage Represents the number of issuers of credit card receivables. Number of Issuers of Credit Card Receivable Number of issuers of credit card receivable Number of units outstanding. Number Of Units Outstanding Number of units outstanding Number of common shares issuable upon conversion for each units. Conversion Of Stock, Exchange Ratio Exchange ratio of stock Shares Issued, Price Per Share Offering price Proceeds from Issuance Initial Public Offering Net proceeds Subsidiary, Ownership Percentage, Noncontrolling Owner Ownership percentage, Noncontrolling owner Conversion of Stock, Shares Issued Shares Issued, Conversion of stock Number of shares of common stock outstanding after giving effect to reorganization but prior to the initial public offering. Common Stock, Shares Outstanding, After Reorganization And Before Initial Public Offering Common stock, shares outstanding, after reorganization Stock Repurchased During Period, Value Shares repurchased Sale of Stock, Number of Shares Issued in Transaction Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period Vesting period Net Income (Loss) Available to Common Stockholders, Basic [Abstract] Numerator Undistributed Earnings (Loss) Allocated to Participating Securities, Basic Less: Earnings allocated to participating securities Net Income (Loss) Available to Common Stockholders, Basic Net income available to common stockholders Weighted Average Number of Shares Outstanding, Basic [Abstract] Denominator Net Income (Loss) Available to Common Stockholders, Diluted [Abstract] Numerator Net Income (Loss) Available to Common Stockholders, Diluted Net income available to common stockholders for diluted EPS Weighted Average Number of Shares Outstanding, Diluted, Adjustment [Abstract] Weighted average effect of dilutive securities: Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements pertaining to options. Incremental Common Shares Attributable to Dilutive Effect of Share-Based Payment Arrangements, Options Options Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount Option outstanding Asset Acquisition [Table] Asset Acquisition [Axis] Asset Acquisition [Domain] Represents information pertaining to Bluestem Receivables Asset Acquisition. Bluestem Receivables Asset Acquisition [Member] Bluestem Receivables Asset Acquisition Asset Acquisition [Line Items] Acquisitions Amount of transaction cost incurred to effect asset acquisition. Asset Acquisition Transaction Costs Transaction costs Deposit Assets Secure implementation obligations Asset Acquisition, Consideration Transferred [Abstract] Purchase Price: Asset Acquisition, Consideration Transferred Total purchase consideration paid No definition available. Asset Acquisition, Allocation Of Purchase Price [Abstract] Allocation of purchase price: Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss [Abstract] Investments in receivables, net: Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss Unpaid principal balance Credit card receivables, gross of allowance for credit losses Business Combination, Recognized Asset Acquired to Liability Assumed, Excess (Less) Total net assets acquired Fair Value, by Balance Sheet Grouping [Table] Asset Class [Axis] Asset Class [Domain] Measurement Basis [Axis] Portion at Fair Value Measurement [Member] Reported Value Measurement [Member] Carrying Amount Estimate of Fair Value Measurement [Member] Estimated Fair Value Represents information pertaining to credit agreements. Credit Agreements [Member] Credit agreements Revolving credit facility Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value Measurements Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract] Financial Assets Receivables, Fair Value Disclosure Receivables Financial Liabilities Fair Value Disclosure [Abstract] Financial Liabilities Notes Payable, Fair Value Disclosure Credit Agreements A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. Financing Receivable, Excluding Accrued Interest [Roll Forward] Investment in receivables, net Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price Purchase price Purchases Amount excluding accrued interest, of decrease in financing receivable from cash collections. Excludes net investment in lease. Financing Receivable, Excluding Accrued Interest, Cash Collection Cash collections Amount excluding accrued interest, of decrease in financing receivable from portfolio income Excludes net investment in lease. Financing Receivable Excluding Accrued Interest, Portfolio Income Total portfolio income Amount excluding accrued interest, of increase (decrease) in financing receivable from expected current period recoveries. Excludes net investment in lease. Financing Receivable, Excluding Accrued Interest, Change in Expected Current Period Recoveries Changes in expected current period recoveries Amount of actual collections overperforming projected collections Amount excluding accrued interest, of increase (decrease) in financing receivable from expected future period recoveries. Excludes net investment in lease. Financing Receivable, Excluding Accrued Interest, Change in Expected Future Period Recoveries Changes in expected future period recoveries Negative change in expected future period recoveries Amount, excluding accrued interest, of foreign currency translation gain (loss) which increases (decreases) the financing receivable. Financing Receivable, Excluding Accrued Interest, Foreign Currency Adjustments Foreign currency adjustments Amount of allowance for credit loss at acquisition date of financing receivable purchased with credit deterioration. Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss Allowance for credit losses Amount at amortized cost of financing receivable purchased with credit deterioration. Financing Receivable, Purchased with Credit Deterioration, Amortized Cost Amortized cost Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) Noncredit discount Non-credit discount Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value Face value Amount of write-off of amortized cost on financing receivable purchased with credit deterioration. Financing Receivable, Purchased with Credit Deterioration, Amortized Cost Written-Off Write-off of amortized cost Amount of write-off of discount (premium) attributable to other factors on financing receivable purchased with credit deterioration. Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) Written-Off Write-off of noncredit discount Amount of negative allowance of financing receivable purchased with credit deterioration. Financing Receivable, Purchased with Credit Deterioration, Negative Allowance Negative allowance Financing Receivable, Excluding Accrued Interest, Purchase Purchases Negative allowance for expected recoveries Amount at par value of financing receivable purchased. Financing Receivable, Excluding Accrued Interest, Amount at Par Value Face values of receivable portfolios Percentage of face value of financing receivable purchased. Financing Receivable, Excluding Accrued Interest, Face Value, Percentage Purchase price of receivable portfolios, as a percentage on face value The estimated amount of cashflows to be collected for the financing receivables purchased during the period. Financing Receivable, Excluding Accrued Interest, Estimated Amount of Cashflows to be Collected Estimated amount of cash flows to be collected Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date Allowance for credit losses Financing Receivable, Past Due [Table] Financial Asset, Aging [Axis] Financial Asset, Aging [Domain] Financial Asset, Not Past Due [Member] Current Financial Asset, Past Due [Member] Total Past Due Financial Asset, 30 to 59 Days Past Due [Member] 30-59 Financial Asset, 60 to 89 Days Past Due [Member] 60-89 Financial Asset, Equal to or Greater than 90 Days Past Due [Member] >90 Geographical [Axis] Geographical [Domain] UNITED STATES Unites States U.S. Financing Receivable, Past Due [Line Items] Investments in receivables, net Credit Card Receivables Financing Receivable, Excluding Accrued Interest, Nonaccrual [Abstract] Non-accrual performing loans Financing Receivable, Excluding Accrued Interest, Nonaccrual Nonaccrual CANADA Canada Financing Receivable, Allowance for Credit Loss [Table] Financing Receivable, Allowance for Credit Loss [Line Items] Credit Card Receivables Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] Credit Card Receivables Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff Charge-offs Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery Recoveries Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) Provision for credit losses Financing Receivable, Nonaccrual [Table] Financing Receivable, Nonaccrual [Line Items] Credit Card Receivables Financing Receivable, Nonaccrual, Interest Income Interest income on non-accrual receivables Goodwill, Impairment Loss Impairments of goodwill Goodwill [Table] UNITED KINGDOM United Kingdom U.K. Goodwill [Line Items] Goodwill Goodwill [Roll Forward] Goodwill Goodwill, Foreign Currency Translation, Gain (Loss) Impact of FX Translation Long-Term Debt, Gross Amount Outstanding Unamortized Debt Issuance Expense Unamortized debt issuance costs Unamortized debt issuance costs Debt Instrument, Interest Rate, Stated Percentage Interest Rate Debt, Weighted Average Interest Rate Average interest rate Average Interest Rate Represents information pertaining to Canadian sub-facility within the credit agreements. Canadian Sub Facility [Member] Canadian sub-facility Represents information pertaining to UK sub-facility within the credit agreements. U K Sub Facility [Member] UK sub-facility Represents information pertaining to US sub-facility within the credit agreements. U S Sub Facility [Member] US sub-facility Line of Credit Facility, Maximum Borrowing Capacity Aggregate commitment The increase during the period in the maximum borrowing capacity under the credit facility. Line Of Credit Facility Increase In Maximum Borrowing Capacity Increase in aggregate commitment Increase (decrease) during the period in contractual interest rate for funds borrowed, under the debt agreement. Debt Instrument, Increase (Decrease) In Interest Rate Reduction in interest rate margin Increase (decrease) during the period in commitment fee rate for funds borrowed, under the debt agreement. Debt Instrument, Increase (Decrease) In Commitment Fee Rate Reduction in commitment fee rate Maximum commitment fee rate for funds borrowed, under the debt agreement. Debt Instrument, Maximum Commitment Fee Rate Maximum commitment fee rate Debt Instrument, Face Amount Principal Amount Debt Instrument, Term Debt term Debt Instrument, Redemption Price, Percentage Redemption price, percentage Period over which the debt issuance costs that were capitalized would be amortized over the life of the notes expressed in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Debt Issuance Costs, Amortization Period Amortization period of issuance costs Debt Issuance Costs, Net Debt issuance costs, balance Debt Instrument, Redemption, Period [Axis] Debt Instrument, Redemption, Period [Domain] Debt Instrument, Redemption, Period One [Member] 2026/ 2027 Period two and thereafter representing second most current period and the periods after the second period of debt redemption features under terms of the debt agreement. Debt Instrument Redemption Period Two And Thereafter[Member] 2026 and thereafter Debt Instrument, Redemption, Period Two [Member] 2027/ 2028 Period three and thereafter representing third most current period and the periods after the third period of debt redemption features under terms of the debt agreement. Debt Instrument, Redemption, Period Three And Thereafter [Member] 2028/ 2029 and thereafter Interest Expense, Debt Interest expense Maximum senior leverage ratio the entity can take to comply with the debt covenants during the period. Debt Instrument, Financial Covenants, Maximum Senior Leverage Ratio Maximum Senior Leverage Ratio The highest allowable leverage ratio for a company in order to comply with the debt covenants during the period. Debt Instrument, Financial Covenants, Maximum Leverage Ratio Maximum Leverage Ratio The minimum fixed charge coverage ratio the entity needs to meet in order to comply with the debt covenants during the period. Debt Instrument, Financial Covenants, Minimum Fixed Charge Coverage Ratio Minimum Fixed Charge Coverage Ratio Percentage of minimum tangible net worth to each of the subsequent quarter's net income the company needs to maintain for debt covenant compliance. Debt Instrument, Financial Covenants, Minimum Tangible Net Worth To Each Subsequent Quarter Net Income, Percentage Minimum tangible net worth to subsequent quarter's net income Percentage of minimum actual collections to the projected collections over the trailing twelve months period the company needs to fulfill as part of compliance of debt covenants. Debt Instrument, Financial Covenants, Minimum Actual Collections To Projected Collections Over Trailing Twelve Months, Percentage Minimum actual collections to projected collections over trailing twelve-month period Operating Lease, Cost Operating lease costs Lease, Cost Total lease costs Finance Lease, Right-of-Use Asset, after Accumulated Amortization [Abstract] Assets Operating Lease, Right-of-Use Asset Operating lease right-of-use assets Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration] Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration] Amount of total lessee's right to use underlying asset under lease. Lease Total, Right-of-Use Asset Total lease right-of-use assets Operating Lease, Liability [Abstract] Liabilities Operating Lease, Liability Operating lease liabilities Lease obligations under operating leases Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration] Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration] Amount of total lease liabilities. Total Lease, Liability Total lease liabilities Operating Lease, Weighted Average Remaining Lease Term Weighted-average remaining lease term (in years) Operating Lease, Weighted Average Discount Rate, Percent Weighted-average discount rate Lessee, Operating Lease, Liability, to be Paid, Remainder of Fiscal Year 2026 Lessee, Operating Lease, Liability, to be Paid, Year One 2027 Lessee, Operating Lease, Liability, to be Paid, Year Two 2028 Lessee, Operating Lease, Liability, to be Paid, Year Three 2029 Lessee, Operating Lease, Liability, to be Paid, Year Four 2030 Amount of lessee's undiscounted obligation for lease payment for operating lease due after fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach). Lessee, Operating Lease, Liability, to be Paid, after Year Four Thereafter Lessee, Operating Lease, Liability, to be Paid Total undiscounted lease payments Lessee, Operating Lease, Liability, Undiscounted Excess Amount Less: imputed interest Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table] Plan Name [Axis] Plan Name [Domain] Represents the information pertaining to JCAP TopCo, LLC 2018 Underlying Units Plan. Jcap TopCo, Llc 2018 Underlying Units Plan [Member] JCAP TopCo, LLC 2018 Underlying Units Plan (Plan) Vesting [Axis] Vesting [Domain] Share-Based Payment Arrangement, Tranche One [Member] Five equal installments on each of the first five anniversaries Share-Based Payment Arrangement, Tranche Two [Member] Change of control if applicable distribution thresholds are achieved Restricted Stock [Member] Restricted Stock Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items] Management Long-Term Incentive Plan Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant Class B units available for issuance Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period Granted Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number Ending balance Opening balance Class B units outstanding during the period Restricted stock Represents the number of installments for vesting. Number of Installments for Vesting Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage Percentage of units vested (%) Share-Based Payment Arrangement, Expense Compensation expense recognized Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount Expense related to unvested restricted shares Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition Weighted average term Represents the percentage of money at the money. Percentage Of Option At the Money Percentage of money Represents the percentage of money out of the money. Percentage Of Option Out Of The Money Percentage of money out of the money Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Dividend Rate Dividend rate Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Dividend Payments Dividend payments Share Price Share price Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross Granted Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward] Outstanding Restricted Shares Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period Vested Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period Forfeited, expired or canceled Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract] Weighted-Average Grant Date Fair Value Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value Ending balance Opening balance Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward] Stock Options Outstanding Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number Ending balance Opening balance Stock options issued Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract] Weighted-Average Grant Price Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price Ending balance Opening balance Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Grants in Period, Weighted Average Exercise Price Granted Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract] Weighted-Average Remaining Contractual Term (Years) Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term Weighted-Average Remaining Contractual Term (Years) Weighted average remaining contractual term for vested portions of options outstanding and currently granted or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Granted, Weighted Average Remaining Contractual Term Weighted-Average Remaining Contractual Term, Granted (Years) Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value Aggregate Intrinsic Value Purchase Commitment, Excluding Long-Term Purchase Commitment [Table] Purchase Commitment, Excluding Long-Term Commitment [Axis] Purchase Commitment, Excluding Long-Term Commitment [Domain] Purchase Commitment [Member] Purchase Commitments Statistical Measurement [Axis] Statistical Measurement [Domain] Minimum [Member] Minimum Maximum [Member] Maximum Purchase Commitment, Excluding Long-Term Commitment [Line Items] Purchase Commitments Commitments and Contingencies Duration of commitment to purchase receivables under forward flow purchase agreement. Forward Flow Purchase Agreement, Duration Of Commitment To Purchase Receivables Duration of commitment to purchase receivables Purchase Commitment, Remaining Minimum Amount Committed Estimated minimum aggregate purchase price Defined Contribution Plan [Table] Retirement Plan Type [Axis] Retirement Plan Type [Domain] Pension Plan [Member] Employee savings and retirement plan Retirement Plan Name [Axis] Retirement Plan Name [Domain] Represents information pertaining to deferred profit sharing plan. Deferred Profit Sharing Plan [Member] Deferred profit sharing plan Represents information pertaining to retirement savings plan or tax free savings account. Retirement Savings Plan Or Tax Free Savings Account [Member] Retirement savings plan or tax free savings account Retirement Plan Sponsor Location [Axis] Retirement Plan Sponsor Location [Domain] Domestic Plan [Member] Domestic plan Foreign Plan [Member] Foreign plan Defined Contribution Plan Disclosure [Line Items] Employee Savings and Retirement Plan Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent Employee contribution Defined Contribution Plan, Employer Matching Contribution, Percent of Match Employer matching contribution Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay Employer contribution on employee salary, percent Defined Contribution Plan, Cost Compensation expense Statement of Income Location, Balance [Axis] Statement of Income Location, Balance [Domain] Primary financial statement caption encompassing other selling, general and administrative expense. Other Selling, General and Administrative Expenses [Member] Other selling, general and administrative Maximum amount of credit limit that card holders has right to borrow on their credit card accounts. Commitments To Extend Credit, Maximum Credit Limit Maximum credit limit Amount of exit incentive awarded. Contingent Payments, Exit Incentive Awarded, Value Exit incentive awarded Amount of accrued liability related to Canaccede exit incentive payment. Accrued Liability Related To Canaccede Exit Incentive Accrued liability related to exit incentive Amount of accrued liability related to Canaccede exit incentive payment that has been expensed off during the period. Accrued Liability Expensed Off Accrued liability expensed off Amount of material pending legal proceedings during the year. Material Pending Legal Proceedings Material pending legal proceedings Effective Income Tax Rate Reconciliation, Percent Effective tax rate Schedule of Segment Reporting Information, by Segment [Table] Segments [Axis] Segments [Domain] Represents information pertaining to united states segment. United States Segment [Member] United States Represents information pertaining to united kingdom segment. United Kingdom Segment [Member] United Kingdom Represents information pertaining to Canada segment. Canada Segment [Member] Canada Represents information pertaining to Latin America segment. Latin America Segment [Member] Latin America Segment Reporting Information [Line Items] Segment Reporting Boolean flag that is true when the number of reportable segments not disclosed. Number Of Reportable Segments Not Disclosed Flag Number of reportable segments not disclosed flag Subsequent Event [Table] Subsequent Event Type [Axis] Subsequent Event Type [Domain] Subsequent Event [Member] Subsequent Event Scenario [Axis] Scenario [Domain] Forecast [Member] Future incremental provisions forecast Subsequent Event [Line Items] Subsequent Events Dividends Payable, Amount Per Share Dividend per share (in Dollars per share) Rule 10b5-1 Arrangement Modified. Rule 10b5-1 Arrangement Modified Non-Rule 10b5-1 Arrangement Modified. Non-Rule 10b5-1 Arrangement Modified