v3.26.1
Credit Card Receivables (Tables) - Credit card receivables
3 Months Ended
Mar. 31, 2026
Credit Card Receivables  
Schedule of credit card receivables, gross of allowance for credit losses, by segment

The following table summarizes the credit card receivables, gross of allowance for credit losses, by segment (in thousands):

As of March 31, 

As of December 31, 

  ​ ​ ​

2026

  ​ ​ ​

2025

  ​ ​ ​

United States

8,235

8,615

Canada

8,559

9,480

Total

$

16,794

$

18,095

Schedule of past due and non-accrual credit card receivables

Age analysis of past-due credit card receivables at March 31, 2026 (in thousands)

Amortized Cost

Total

> 90 DPD and

($ in 000s)

  ​ ​ ​

30-59

  ​ ​ ​

60-89

  ​ ​ ​

>90

  ​ ​ ​

Past Due

  ​ ​ ​

Current

  ​ ​ ​

Total

  ​ ​ ​

Accruing 

United States

$

249

$

221

$

663

$

1,133

$

7,102

$

8,235

$

Canada

182

115

252

549

8,010

8,559

Total

$

431

$

336

$

915

$

1,682

$

15,112

$

16,794

$

Age analysis of past-due credit card receivables at December 31, 2025 (in thousands)

Amortized Cost

Total

> 90 DPD and

($ in 000s)

  ​ ​ ​

30-59

  ​ ​ ​

60-89

  ​ ​ ​

>90

  ​ ​ ​

Past Due

  ​ ​ ​

Current

  ​ ​ ​

Total

  ​ ​ ​

Accruing 

United States

$

323

$

210

$

588

$

1,121

$

7,494

$

8,615

$

Canada

232

130

333

695

8,786

9,480

Total

$

554

$

340

$

921

$

1,815

$

16,280

$

18,095

$

Schedule of change in the allowance for credit losses for credit card receivables portfolio

The following table summarizes the change in the allowance for credit losses for the Company’s credit card receivables portfolio (in thousands).

  ​ ​ ​

United States

Canada

Total

Balance as of December 31, 2025

$

1,008

$

775

$

1,784

Charge-offs

(593)

(371)

(964)

Recoveries

91

129

220

Provision

457

167

624

Balance as of March 31, 2026

$

963

$

700

$

1,663

Balance as of December 31, 2024

$

957

$

950

$

1,907

Charge-offs

(532)

(395)

(927)

Recoveries

81

98

179

Provision

332

210

542

Balance as of March 31, 2025

$

838

$

863

$

1,701

Schedule of non-accrual loans by segment

The following table presents non-accrual loans by segment (in thousands).

  ​ ​ ​

As of March 31, 2026

  ​ ​ ​

As of December 31, 2025

Nonaccrual

Nonaccrual

with No

with No

  ​ ​ ​

Nonaccrual

  ​ ​ ​

Allowance

  ​ ​ ​

Nonaccrual

  ​ ​ ​

Allowance

United States

$

663

$

$

588

$

Canada

 

252

 

 

333

 

Total

$

915

$

$

921

$