The following is a summary of the distribution of deposits at period end (dollars in thousands):


	March 31, 2026		December 31, 2025
Noninterest-bearing deposits	$	277,239	$	275,974
Interest-bearing demand deposits	1,299,693		1,032,334
Savings and money market accounts	510,807		555,255
Time:
Under $250,000	2,781,287		2,870,288
$250,000 and over	132,391		135,816
Total	$	5,001,417	$	4,869,667

Brokered time deposits totaled $2.54 billion and $2.64 billion at March 31, 2026 and December 31, 2025, respectively. Management monitors concentrations in brokered deposits as part of its liquidity risk management practices and believes current levels are appropriate given the Company’s diversified funding sources, liquidity position and balance sheet strategy.

At March 31, 2026, the scheduled maturities of time deposits are as follows (dollars in thousands):


2026	$	2,783,485
2027	50,310
2028	52,247
2029	26,287
2030	800
Thereafter	549
Total	$	2,913,678