v3.26.1
Consolidated Statements of Operations (unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Interest and dividend income:        
Interest and fees on loans $ 10,861 $ 9,479 $ 31,965 $ 27,739
Interest and dividends on securities 1,183 744 3,463 2,266
Interest on federal funds sold and other interest-bearing deposits 472 390 1,439 1,347
Total interest and dividend income 12,516 10,613 36,867 31,352
Interest expense:        
Interest on deposits 4,903 4,681 14,449 14,633
Interest on Federal Home Loan Bank advances 1,316 1,559 4,316 4,547
Total interest expense 6,219 6,240 18,765 19,180
Net interest income 6,297 4,373 18,102 12,172
Provision (benefit) for credit losses 325 (21) 393 1,379
Net interest income, after provision (benefit) for credit losses 5,972 4,394 17,709 10,793
Non-interest income:        
Customer service fees 185 167 567 535
Income on bank owned life insurance 117 115 355 351
Loss on available for sale securities, net 0 0 (317) 0
Gain (loss) on marketable equity securities, net 0 (71) 0 152
Gain on sale of loans 0 0 8 0
Miscellaneous 65 88 187 150
Total non-interest income 367 299 800 1,188
Non-interest expense:        
Salaries and employee benefits 2,659 2,531 8,049 7,690
Occupancy and equipment, net 464 409 1,373 1,199
Data processing 477 356 1,267 1,008
Deposit insurance 165 210 535 638
Marketing and advertising 216 120 544 312
Net periodic pension and post retirement benefit, less service costs 0 0 (73) (723)
Other general and administrative 864 695 2,652 1,901
Total non-interest expense 4,845 4,321 14,347 12,025
Income (loss) before income taxes 1,494 372 4,162 (44)
Provision (benefit) for income taxes 349 67 981 (90)
Net income $ 1,145 $ 305 $ 3,181 $ 46
Average common shares outstanding, basic 8,973,154   8,968,996  
Average common shares outstanding, diluted 8,973,154   8,968,996  
Net income per share, basic $ 0.13   $ 0.35  
Net income per share, diluted $ 0.13   $ 0.35