v3.26.1
Consolidated Balance Sheets (unaudited) - USD ($)
$ in Thousands
Mar. 31, 2026
Jun. 30, 2025
Assets    
Cash and due from banks $ 1,532 $ 7,513
Interest-bearing deposits 52,420 47,731
Total cash and cash equivalents 53,952 55,244
Securities available for sale, at fair value 65,204 47,299
Securities held to maturity, at amortized cost 58,784 57,211
Federal Home Loan Bank stock, at cost 6,208 6,278
Loans, net of allowance for credit losses of $4,537 at March 31, 2026 and $4,151 at June 30, 2025 840,544 751,220
Bank owned life insurance 11,280 10,925
Premises and equipment, net 5,714 6,418
Accrued interest receivable 3,620 3,327
Net deferred tax asset 1,081 1,212
Other assets 10,717 10,244
Total assets 1,057,104 949,378
Liabilities and stockholders' equity    
Non-interest-bearing deposits 63,445 55,696
Interest-bearing deposits 720,253 623,486
Federal Home Loan Bank advances 146,883 147,000
Mortgagors' escrow accounts 1,915 1,756
Accrued expenses and other liabilities 5,464 6,088
Total liabilities 937,960 834,026
Commitments and contigencies
Preferred stock, $.01 par value, 5,000,000 shares authorized, none outstanding 0 0
Common stock, $.01 par value, 20,000,000 shares authorized, 9,295,376 issued and outstanding as of March 31, 2026 and June 30, 2025 93 93
Additional paid-in capital 39,574 39,571
Unearned compensation (ESOP) (3,195) (3,346)
Retained earnings 83,901 80,720
Accumulated other comprehensive loss (1,229) (1,686)
Total stockholders' equity 119,144 115,352
Total liabilities and stockholders' equity $ 1,057,104 $ 949,378