<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.5a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#Cover" roleURI="http://firststatebank.biz/role/Cover" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#BalanceSheets" roleURI="http://firststatebank.biz/role/BalanceSheets" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#BalanceSheetsParenthetical" roleURI="http://firststatebank.biz/role/BalanceSheetsParenthetical" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#StatementsOfIncome" roleURI="http://firststatebank.biz/role/StatementsOfIncome" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#StatementsOfComprehensiveIncome" roleURI="http://firststatebank.biz/role/StatementsOfComprehensiveIncome" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#StatementsOfChangesInStockholdersEquity" roleURI="http://firststatebank.biz/role/StatementsOfChangesInStockholdersEquity" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#StatementsOfChangesInStockholdersEquityParenthetical" roleURI="http://firststatebank.biz/role/StatementsOfChangesInStockholdersEquityParenthetical" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#StatementsOfCashFlows" roleURI="http://firststatebank.biz/role/StatementsOfCashFlows" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SignificantAccountingPolicies" roleURI="http://firststatebank.biz/role/SignificantAccountingPolicies" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#CashAndDueFromBanks" roleURI="http://firststatebank.biz/role/CashAndDueFromBanks" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#DebtSecuritiesAvailableForSale" roleURI="http://firststatebank.biz/role/DebtSecuritiesAvailableForSale" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#Loans" roleURI="http://firststatebank.biz/role/Loans" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#MortgageBankingCommitments" roleURI="http://firststatebank.biz/role/MortgageBankingCommitments" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#BankPremisesAndEquipment" roleURI="http://firststatebank.biz/role/BankPremisesAndEquipment" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#CommitmentsAndContingencies" roleURI="http://firststatebank.biz/role/CommitmentsAndContingencies" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#FederalHomeLoanBankAdvancesAndOtherBorrowings" roleURI="http://firststatebank.biz/role/FederalHomeLoanBankAdvancesAndOtherBorrowings" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SecuritiesSoldUnderAgreementsToRepurchase" roleURI="http://firststatebank.biz/role/SecuritiesSoldUnderAgreementsToRepurchase" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SubordinatedDebentures" roleURI="http://firststatebank.biz/role/SubordinatedDebentures" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#Deposits" roleURI="http://firststatebank.biz/role/Deposits" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#TransactionsWithRelatedParties" roleURI="http://firststatebank.biz/role/TransactionsWithRelatedParties" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#MinimumCapitalRequirements" roleURI="http://firststatebank.biz/role/MinimumCapitalRequirements" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#EarningsPerCommonShare" roleURI="http://firststatebank.biz/role/EarningsPerCommonShare" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#FairValueMeasurements" roleURI="http://firststatebank.biz/role/FairValueMeasurements" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#RevenueFromContractsWithCustomers" roleURI="http://firststatebank.biz/role/RevenueFromContractsWithCustomers" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#Segments" roleURI="http://firststatebank.biz/role/Segments" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SubsequentEvents" roleURI="http://firststatebank.biz/role/SubsequentEvents" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SignificantAccountingPoliciesPolicies" roleURI="http://firststatebank.biz/role/SignificantAccountingPoliciesPolicies" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#DebtSecuritiesAvailableForSaleTables" roleURI="http://firststatebank.biz/role/DebtSecuritiesAvailableForSaleTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#LoansTables" roleURI="http://firststatebank.biz/role/LoansTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#MortgageBankingCommitmentsTables" roleURI="http://firststatebank.biz/role/MortgageBankingCommitmentsTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#BankPremisesAndEquipmentTables" roleURI="http://firststatebank.biz/role/BankPremisesAndEquipmentTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#CommitmentsAndContingenciesTables" roleURI="http://firststatebank.biz/role/CommitmentsAndContingenciesTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#FederalHomeLoanBankAdvancesAndOtherBorrowingsTables" roleURI="http://firststatebank.biz/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SecuritiesSoldUnderAgreementsToRepurchaseTables" roleURI="http://firststatebank.biz/role/SecuritiesSoldUnderAgreementsToRepurchaseTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SubordinatedDebenturesTables" roleURI="http://firststatebank.biz/role/SubordinatedDebenturesTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#DepositsTables" roleURI="http://firststatebank.biz/role/DepositsTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#MinimumCapitalRequirementsTables" roleURI="http://firststatebank.biz/role/MinimumCapitalRequirementsTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#EarningsPerCommonShareTables" roleURI="http://firststatebank.biz/role/EarningsPerCommonShareTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#FairValueMeasurementsTables" roleURI="http://firststatebank.biz/role/FairValueMeasurementsTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SegmentsTables" roleURI="http://firststatebank.biz/role/SegmentsTables" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#CashAndDueFromBanksDetailsNarrative" roleURI="http://firststatebank.biz/role/CashAndDueFromBanksDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfAmortizedCostAndFairValueOfDebtSecuritiesAvailableForSaleDetails" roleURI="http://firststatebank.biz/role/ScheduleOfAmortizedCostAndFairValueOfDebtSecuritiesAvailableForSaleDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfAmortizedCostAndFairValueOfDebtSecuritiesDetails" roleURI="http://firststatebank.biz/role/ScheduleOfAmortizedCostAndFairValueOfDebtSecuritiesDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfDebtSecuritiesWithUnrealizedLossesDetails" roleURI="http://firststatebank.biz/role/ScheduleOfDebtSecuritiesWithUnrealizedLossesDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#DebtSecuritiesAvailableForSaleDetailsNarrative" roleURI="http://firststatebank.biz/role/DebtSecuritiesAvailableForSaleDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfTotalLoansByPortfolioSegmentAndClassOfLoanDetails" roleURI="http://firststatebank.biz/role/ScheduleOfTotalLoansByPortfolioSegmentAndClassOfLoanDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfAllowanceForCreditLossesByPortfolioSegmentDetails" roleURI="http://firststatebank.biz/role/ScheduleOfAllowanceForCreditLossesByPortfolioSegmentDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfAllowanceForUnfundedCommitmentsDetails" roleURI="http://firststatebank.biz/role/ScheduleOfAllowanceForUnfundedCommitmentsDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfCreditRiskProfileOfCompanysLoanPortfolioBasedOnRatingCategoryAndYearOriginationDetails" roleURI="http://firststatebank.biz/role/ScheduleOfCreditRiskProfileOfCompanysLoanPortfolioBasedOnRatingCategoryAndYearOriginationDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfAmortizedCostBasisOfLoansOnNonaccrualStatusAndLoansDetails" roleURI="http://firststatebank.biz/role/ScheduleOfAmortizedCostBasisOfLoansOnNonaccrualStatusAndLoansDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfLoanAgingInformationByClassOfLoanDetails" roleURI="http://firststatebank.biz/role/ScheduleOfLoanAgingInformationByClassOfLoanDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfAmortizedCostBasisOfCollateral-dependentLoansDetails" roleURI="http://firststatebank.biz/role/ScheduleOfAmortizedCostBasisOfCollateral-dependentLoansDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#LoansDetailsNarrative" roleURI="http://firststatebank.biz/role/LoansDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfAggregateFairValueContractualBalanceAndGainOrLossForMortgageBankingCommitmentsDetails" roleURI="http://firststatebank.biz/role/ScheduleOfAggregateFairValueContractualBalanceAndGainOrLossForMortgageBankingCommitmentsDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfComponentsOfIncomeFromMortgageBankingActivitiesDetails" roleURI="http://firststatebank.biz/role/ScheduleOfComponentsOfIncomeFromMortgageBankingActivitiesDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfNotionalAmountAndFairValueOfIrlcsAndForwardContractsDetails" roleURI="http://firststatebank.biz/role/ScheduleOfNotionalAmountAndFairValueOfIrlcsAndForwardContractsDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#MortgageBankingCommitmentsDetailsNarrative" roleURI="http://firststatebank.biz/role/MortgageBankingCommitmentsDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfBankPremisesAndEquipmentDetails" roleURI="http://firststatebank.biz/role/ScheduleOfBankPremisesAndEquipmentDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfContractAmountOfBanksExposureToOff-balance-sheetRiskDetails" roleURI="http://firststatebank.biz/role/ScheduleOfContractAmountOfBanksExposureToOff-balance-sheetRiskDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#CommitmentsAndContingenciesDetailsNarrative" roleURI="http://firststatebank.biz/role/CommitmentsAndContingenciesDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfMaturitiesOfFederalHomeLoanBankAdvancesDetails" roleURI="http://firststatebank.biz/role/ScheduleOfMaturitiesOfFederalHomeLoanBankAdvancesDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" roleURI="http://firststatebank.biz/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfSecuritiesSoldUnderAgreementsToRepurchaseDetails" roleURI="http://firststatebank.biz/role/ScheduleOfSecuritiesSoldUnderAgreementsToRepurchaseDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SecuritiesSoldUnderAgreementsToRepurchaseDetailsNarrative" roleURI="http://firststatebank.biz/role/SecuritiesSoldUnderAgreementsToRepurchaseDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfSubordinatedDebenturesDetails" roleURI="http://firststatebank.biz/role/ScheduleOfSubordinatedDebenturesDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SubordinatedDebenturesDetailsNarrative" roleURI="http://firststatebank.biz/role/SubordinatedDebenturesDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfMaturitiesOfTimeDepositsDetails" roleURI="http://firststatebank.biz/role/ScheduleOfMaturitiesOfTimeDepositsDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#DepositsDetailsNarrative" roleURI="http://firststatebank.biz/role/DepositsDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#TransactionsWithRelatedPartiesDetailsNarrative" roleURI="http://firststatebank.biz/role/TransactionsWithRelatedPartiesDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfCapitalAmountsAndRatiosForBankDetails" roleURI="http://firststatebank.biz/role/ScheduleOfCapitalAmountsAndRatiosForBankDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#MinimumCapitalRequirementsDetailsNarrative" roleURI="http://firststatebank.biz/role/MinimumCapitalRequirementsDetailsNarrative" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfEarningsPerShareDetails" roleURI="http://firststatebank.biz/role/ScheduleOfEarningsPerShareDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfFairValueHierarchyForAssetsMeasuredAtFairValueDetails" roleURI="http://firststatebank.biz/role/ScheduleOfFairValueHierarchyForAssetsMeasuredAtFairValueDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfCarryingAmountsAndEstimatedFairValuesDetails" roleURI="http://firststatebank.biz/role/ScheduleOfCarryingAmountsAndEstimatedFairValuesDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#ScheduleOfBusinessSegmentDetails" roleURI="http://firststatebank.biz/role/ScheduleOfBusinessSegmentDetails" />
    <link:roleRef xlink:type="simple" xlink:href="tyfg-20260331.xsd#SegmentsDetailsNarrative" roleURI="http://firststatebank.biz/role/SegmentsDetailsNarrative" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/Cover" xlink:title="00000001 - Document - Cover" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/BalanceSheets" xlink:title="00000002 - Statement - Condensed Consolidated Balance Sheets (Unaudited)">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaapCashAndCashEquivalentsAtCarryingValue" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaapCashAndDueFromBanks" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapCashAndCashEquivalentsAtCarryingValue" xlink:to="loc_us-gaapCashAndDueFromBanks" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalFundsSold" xlink:label="loc_us-gaapFederalFundsSold" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapCashAndCashEquivalentsAtCarryingValue" xlink:to="loc_us-gaapFederalFundsSold" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets" xlink:label="loc_us-gaapAssets" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapCashAndCashEquivalentsAtCarryingValue" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest" xlink:label="loc_us-gaapDebtSecuritiesAvailableForSaleExcludingAccruedInterest" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapDebtSecuritiesAvailableForSaleExcludingAccruedInterest" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaapLoansReceivableHeldForSaleAmount" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapLoansReceivableHeldForSaleAmount" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgagesHeldForSaleFairValueDisclosure" xlink:label="loc_us-gaapMortgagesHeldForSaleFairValueDisclosure" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapMortgagesHeldForSaleFairValueDisclosure" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="tyfg-20260331.xsd#TYFG_LoansReceivableNet" xlink:label="loc_TYFGLoansReceivableNet" />
      <link:calculationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_TYFGLoansReceivableNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaapBankOwnedLifeInsurance" />
      <link:calculationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapBankOwnedLifeInsurance" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaapOtherRealEstateAndForeclosedAssets" />
      <link:calculationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapOtherRealEstateAndForeclosedAssets" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaapPropertyPlantAndEquipmentNet" />
      <link:calculationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapPropertyPlantAndEquipmentNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill" xlink:label="loc_us-gaapIntangibleAssetsNetIncludingGoodwill" />
      <link:calculationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapIntangibleAssetsNetIncludingGoodwill" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaapInterestReceivable" />
      <link:calculationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapInterestReceivable" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaapOtherAssets" />
      <link:calculationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAssets" xlink:to="loc_us-gaapOtherAssets" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Deposits" xlink:label="loc_us-gaapDeposits" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaapNoninterestBearingDepositLiabilities" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapDeposits" xlink:to="loc_us-gaapNoninterestBearingDepositLiabilities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaapInterestBearingDepositLiabilities" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapDeposits" xlink:to="loc_us-gaapInterestBearingDepositLiabilities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaapLiabilities" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapLiabilities" xlink:to="loc_us-gaapDeposits" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="loc_us-gaapFederalHomeLoanBankAdvancesLongTerm" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapLiabilities" xlink:to="loc_us-gaapFederalHomeLoanBankAdvancesLongTerm" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaapFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapLiabilities" xlink:to="loc_us-gaapFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DividendsPayableCurrent" xlink:label="loc_us-gaapDividendsPayableCurrent" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapLiabilities" xlink:to="loc_us-gaapDividendsPayableCurrent" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="loc_us-gaapAccruedLiabilitiesAndOtherLiabilities" />
      <link:calculationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapLiabilities" xlink:to="loc_us-gaapAccruedLiabilitiesAndOtherLiabilities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_us-gaapJuniorSubordinatedNotes" />
      <link:calculationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapLiabilities" xlink:to="loc_us-gaapJuniorSubordinatedNotes" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaapStockholdersEquity" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaapCommonStockValue" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapStockholdersEquity" xlink:to="loc_us-gaapCommonStockValue" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_us-gaapAdditionalPaidInCapital" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapStockholdersEquity" xlink:to="loc_us-gaapAdditionalPaidInCapital" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaapRetainedEarningsAccumulatedDeficit" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapStockholdersEquity" xlink:to="loc_us-gaapRetainedEarningsAccumulatedDeficit" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaapAccumulatedOtherComprehensiveIncomeLossNetOfTax" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapStockholdersEquity" xlink:to="loc_us-gaapAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaapLiabilitiesAndStockholdersEquity" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapLiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaapLiabilities" xlink:type="arc" weight="1" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapLiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaapStockholdersEquity" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/BalanceSheetsParenthetical" xlink:title="00000003 - Statement - Condensed Consolidated Balance Sheets (Unaudited) (Parenthetical)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/StatementsOfIncome" xlink:title="00000004 - Statement - Condensed Consolidated Statements of Income (Unaudited)">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaapInterestAndDividendIncomeOperating" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale" xlink:label="loc_us-gaapInterestAndFeeIncomeLoansAndLeasesHeldForSale" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestAndDividendIncomeOperating" xlink:to="loc_us-gaapInterestAndFeeIncomeLoansAndLeasesHeldForSale" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaapInterestIncomeSecuritiesTaxable" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestAndDividendIncomeOperating" xlink:to="loc_us-gaapInterestIncomeSecuritiesTaxable" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaapInterestIncomeSecuritiesTaxExempt" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestAndDividendIncomeOperating" xlink:to="loc_us-gaapInterestIncomeSecuritiesTaxExempt" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="loc_us-gaapInterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestAndDividendIncomeOperating" xlink:to="loc_us-gaapInterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DividendIncomeOperating" xlink:label="loc_us-gaapDividendIncomeOperating" />
      <link:calculationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestAndDividendIncomeOperating" xlink:to="loc_us-gaapDividendIncomeOperating" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaapInterestIncomeDepositsWithFinancialInstitutions" />
      <link:calculationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestAndDividendIncomeOperating" xlink:to="loc_us-gaapInterestIncomeDepositsWithFinancialInstitutions" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseOperating" xlink:label="loc_us-gaapInterestExpenseOperating" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="loc_us-gaapInterestExpenseTimeDeposits" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestExpenseOperating" xlink:to="loc_us-gaapInterestExpenseTimeDeposits" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="loc_us-gaapInterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestExpenseOperating" xlink:to="loc_us-gaapInterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaapInterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestExpenseOperating" xlink:to="loc_us-gaapInterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaapInterestIncomeExpenseNet" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestIncomeExpenseNet" xlink:to="loc_us-gaapInterestAndDividendIncomeOperating" xlink:type="arc" weight="1" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestIncomeExpenseNet" xlink:to="loc_us-gaapInterestExpenseOperating" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaapInterestIncomeExpenseAfterProvisionForLoanLoss" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_us-gaapInterestIncomeExpenseNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="tyfg-20260331.xsd#TYFG_ProvisionForCreditLossesExpenses" xlink:label="loc_TYFGProvisionForCreditLossesExpenses" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_TYFGProvisionForCreditLossesExpenses" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="tyfg-20260331.xsd#TYFG_CreditLossRecoveryOfCreditLossExpenseOnOffbalanceSheetCreditExposures" xlink:label="loc_TYFGCreditLossRecoveryOfCreditLossExpenseOnOffbalanceSheetCreditExposures" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapInterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_TYFGCreditLossRecoveryOfCreditLossExpenseOnOffbalanceSheetCreditExposures" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaapNoninterestIncome" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xlink:label="loc_us-gaapRevenueFromContractWithCustomerIncludingAssessedTax" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNoninterestIncome" xlink:to="loc_us-gaapRevenueFromContractWithCustomerIncludingAssessedTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaapNoninterestExpense" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaapLaborAndRelatedExpense" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNoninterestExpense" xlink:to="loc_us-gaapLaborAndRelatedExpense" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaapOccupancyNet" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNoninterestExpense" xlink:to="loc_us-gaapOccupancyNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaapEquipmentExpense" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNoninterestExpense" xlink:to="loc_us-gaapEquipmentExpense" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaapOtherNoninterestExpense" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNoninterestExpense" xlink:to="loc_us-gaapOtherNoninterestExpense" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaapNetIncomeLoss" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaapIncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetIncomeLoss" xlink:to="loc_us-gaapIncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaapIncomeTaxExpenseBenefit" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetIncomeLoss" xlink:to="loc_us-gaapIncomeTaxExpenseBenefit" xlink:type="arc" weight="-1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/StatementsOfComprehensiveIncome" xlink:title="00000005 - Statement - Condensed Consolidated Statements of Comprehensive Income (Unaudited)">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaapOtherComprehensiveIncomeLossNetOfTax" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaapOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapOtherComprehensiveIncomeLossNetOfTax" xlink:to="loc_us-gaapOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" xlink:label="loc_us-gaapOtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapOtherComprehensiveIncomeLossNetOfTax" xlink:to="loc_us-gaapOtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaapComprehensiveIncomeNetOfTax" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaapNetIncomeLoss" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapComprehensiveIncomeNetOfTax" xlink:to="loc_us-gaapNetIncomeLoss" xlink:type="arc" weight="1" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapComprehensiveIncomeNetOfTax" xlink:to="loc_us-gaapOtherComprehensiveIncomeLossNetOfTax" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/StatementsOfChangesInStockholdersEquity" xlink:title="00000006 - Statement - Consolidated Statements of Changes In Stockholders&apos; Equity (Unaudited)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/StatementsOfChangesInStockholdersEquityParenthetical" xlink:title="00000007 - Statement - Consolidated Statements of Changes In Stockholders&apos; Equity (Unaudited) (Parenthetical)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/StatementsOfCashFlows" xlink:title="00000008 - Statement - Consolidated Statements of Cash Flows (Unaudited)">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaapNetIncomeLoss" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapNetIncomeLoss" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Depreciation" xlink:label="loc_us-gaapDepreciation" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapDepreciation" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaapAmortizationOfIntangibleAssets" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapAmortizationOfIntangibleAssets" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_us-gaapAccretionAmortizationOfDiscountsAndPremiumsInvestments" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapAccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:label="loc_us-gaapAmortizationOfFinancingCostsAndDiscounts" />
      <link:calculationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapAmortizationOfFinancingCostsAndDiscounts" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProvisionForDoubtfulAccounts" xlink:label="loc_us-gaapProvisionForDoubtfulAccounts" />
      <link:calculationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapProvisionForDoubtfulAccounts" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaapDeferredIncomeTaxExpenseBenefit" />
      <link:calculationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapDeferredIncomeTaxExpenseBenefit" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainsLossesOnSalesOfInvestmentRealEstate" xlink:label="loc_us-gaapGainsLossesOnSalesOfInvestmentRealEstate" />
      <link:calculationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapGainsLossesOnSalesOfInvestmentRealEstate" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_us-gaapGainLossOnSaleOfPropertyPlantEquipment" />
      <link:calculationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapGainLossOnSaleOfPropertyPlantEquipment" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_us-gaapGainLossOnSalesOfLoansNet" />
      <link:calculationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapGainLossOnSalesOfLoansNet" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:label="loc_us-gaapAmortizationOfMortgageServicingRightsMSRs" />
      <link:calculationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapAmortizationOfMortgageServicingRightsMSRs" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="loc_us-gaapPaymentsForOriginationOfMortgageLoansHeldForSale" />
      <link:calculationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapPaymentsForOriginationOfMortgageLoansHeldForSale" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="loc_us-gaapProceedsFromSaleOfLoansHeldForSale" />
      <link:calculationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapProceedsFromSaleOfLoansHeldForSale" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaapIncreaseDecreaseInAccruedInterestReceivableNet" />
      <link:calculationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapIncreaseDecreaseInAccruedInterestReceivableNet" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaapBankOwnedLifeInsuranceIncome" />
      <link:calculationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapBankOwnedLifeInsuranceIncome" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaapIncreaseDecreaseInOtherOperatingAssets" />
      <link:calculationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapIncreaseDecreaseInOtherOperatingAssets" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" xlink:label="loc_us-gaapIncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" />
      <link:calculationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaapIncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" xlink:label="loc_us-gaapProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaapProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaapPaymentsToAcquireAvailableForSaleSecuritiesDebt" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaapPaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:label="loc_us-gaapProceedsFromSaleOfFederalReserveStock" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaapProceedsFromSaleOfFederalReserveStock" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="tyfg-20260331.xsd#TYFG_LoanOriginationsAndPrincipalCollectionsNet" xlink:label="loc_TYFGLoanOriginationsAndPrincipalCollectionsNet" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_TYFGLoanOriginationsAndPrincipalCollectionsNet" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="loc_us-gaapProceedsFromSaleOfForeclosedAssets" />
      <link:calculationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaapProceedsFromSaleOfForeclosedAssets" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" xlink:label="loc_us-gaapProceedsFromSaleOfOtherPropertyPlantAndEquipment" />
      <link:calculationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaapProceedsFromSaleOfOtherPropertyPlantAndEquipment" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="tyfg-20260331.xsd#TYFG_ProceedsFromSaleOfPropertyPlantsAndEquipments" xlink:label="loc_TYFGProceedsFromSaleOfPropertyPlantsAndEquipments" />
      <link:calculationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_TYFGProceedsFromSaleOfPropertyPlantsAndEquipments" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaapNetCashProvidedByUsedInFinancingActivities" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInDemandDeposits" xlink:label="loc_us-gaapIncreaseDecreaseInDemandDeposits" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaapIncreaseDecreaseInDemandDeposits" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="loc_us-gaapIncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaapIncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaapPaymentsOfDividendsCommonStock" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaapPaymentsOfDividendsCommonStock" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaapPaymentsForRepurchaseOfCommonStock" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaapPaymentsForRepurchaseOfCommonStock" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="tyfg-20260331.xsd#TYFG_IncreaseDecreaseInFederalBankFromAdavancesAndBorrowings" xlink:label="loc_TYFGIncreaseDecreaseInFederalBankFromAdavancesAndBorrowings" />
      <link:calculationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_TYFGIncreaseDecreaseInFederalBankFromAdavancesAndBorrowings" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_us-gaapProceedsFromStockOptionsExercised" />
      <link:calculationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaapProceedsFromStockOptionsExercised" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:label="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:to="loc_us-gaapNetCashProvidedByUsedInOperatingActivities" xlink:type="arc" weight="1" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:to="loc_us-gaapNetCashProvidedByUsedInInvestingActivities" xlink:type="arc" weight="1" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:to="loc_us-gaapNetCashProvidedByUsedInFinancingActivities" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SignificantAccountingPolicies" xlink:title="999014 - Disclosure - Significant Accounting Policies" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/CashAndDueFromBanks" xlink:title="999015 - Disclosure - Cash and Due from Banks" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/DebtSecuritiesAvailableForSale" xlink:title="999016 - Disclosure - Debt Securities Available for Sale" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/Loans" xlink:title="999017 - Disclosure - Loans" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/MortgageBankingCommitments" xlink:title="999018 - Disclosure - Mortgage Banking Commitments" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/BankPremisesAndEquipment" xlink:title="999019 - Disclosure - Bank Premises and Equipment" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/CommitmentsAndContingencies" xlink:title="999020 - Disclosure - Commitments and Contingencies" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/FederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:title="999021 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="999022 - Disclosure - Securities Sold Under Agreements to Repurchase" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SubordinatedDebentures" xlink:title="999023 - Disclosure - Subordinated Debentures" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/Deposits" xlink:title="999024 - Disclosure - Deposits" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/TransactionsWithRelatedParties" xlink:title="999025 - Disclosure - Transactions with Related Parties" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/MinimumCapitalRequirements" xlink:title="999026 - Disclosure - Minimum Capital Requirements" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/EarningsPerCommonShare" xlink:title="999027 - Disclosure - Earnings Per Common Share" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/FairValueMeasurements" xlink:title="999028 - Disclosure - Fair Value Measurements" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/RevenueFromContractsWithCustomers" xlink:title="999029 - Disclosure - Revenue from Contracts with Customers" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/Segments" xlink:title="999030 - Disclosure - Segments" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SubsequentEvents" xlink:title="999031 - Disclosure - Subsequent events" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SignificantAccountingPoliciesPolicies" xlink:title="999032 - Disclosure - Significant Accounting Policies (Policies)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/DebtSecuritiesAvailableForSaleTables" xlink:title="999033 - Disclosure - Debt Securities Available for Sale (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/LoansTables" xlink:title="999034 - Disclosure - Loans (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/MortgageBankingCommitmentsTables" xlink:title="999035 - Disclosure - Mortgage Banking Commitments (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/BankPremisesAndEquipmentTables" xlink:title="999036 - Disclosure - Bank Premises and Equipment (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/CommitmentsAndContingenciesTables" xlink:title="999037 - Disclosure - Commitments and Contingencies (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsTables" xlink:title="999038 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SecuritiesSoldUnderAgreementsToRepurchaseTables" xlink:title="999039 - Disclosure - Securities Sold Under Agreements to Repurchase (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SubordinatedDebenturesTables" xlink:title="999040 - Disclosure - Subordinated Debentures (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/DepositsTables" xlink:title="999041 - Disclosure - Deposits (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/MinimumCapitalRequirementsTables" xlink:title="999042 - Disclosure - Minimum Capital Requirements (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/EarningsPerCommonShareTables" xlink:title="999043 - Disclosure - Earnings Per Common Share (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/FairValueMeasurementsTables" xlink:title="999044 - Disclosure - Fair Value Measurements (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SegmentsTables" xlink:title="999045 - Disclosure - Segments (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/CashAndDueFromBanksDetailsNarrative" xlink:title="999046 - Disclosure - Cash and Due from Banks (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfAmortizedCostAndFairValueOfDebtSecuritiesAvailableForSaleDetails" xlink:title="999047 - Disclosure - Schedule of Amortized Cost and Fair Value of Debt Securities Available for Sale (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfAmortizedCostAndFairValueOfDebtSecuritiesDetails" xlink:title="999048 - Disclosure - Schedule of Amortized Cost and Fair Value of Debt Securities (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfDebtSecuritiesWithUnrealizedLossesDetails" xlink:title="999049 - Disclosure - Schedule of Debt Securities with Unrealized Losses (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/DebtSecuritiesAvailableForSaleDetailsNarrative" xlink:title="999050 - Disclosure - Debt Securities Available for Sale (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfTotalLoansByPortfolioSegmentAndClassOfLoanDetails" xlink:title="999051 - Disclosure - Schedule of Total Loans by Portfolio Segment and Class of Loan (Details)">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaapNotesReceivableNet" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_us-gaapNotesReceivableGross" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNotesReceivableNet" xlink:to="loc_us-gaapNotesReceivableGross" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaapFinancingReceivableAllowanceForCreditLosses" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapNotesReceivableNet" xlink:to="loc_us-gaapFinancingReceivableAllowanceForCreditLosses" xlink:type="arc" weight="-1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfAllowanceForCreditLossesByPortfolioSegmentDetails" xlink:title="999052 - Disclosure - Schedule of Allowance for Credit Losses by Portfolio Segment (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfAllowanceForUnfundedCommitmentsDetails" xlink:title="999053 - Disclosure - Schedule of Allowance for Unfunded Commitments (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfCreditRiskProfileOfCompanysLoanPortfolioBasedOnRatingCategoryAndYearOriginationDetails" xlink:title="999054 - Disclosure - Schedule of Credit Risk Profile of Company&#8217;s Loan Portfolio Based on rating category and Year Origination (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfAmortizedCostBasisOfLoansOnNonaccrualStatusAndLoansDetails" xlink:title="999055 - Disclosure - Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfLoanAgingInformationByClassOfLoanDetails" xlink:title="999056 - Disclosure - Schedule of Loan Aging Information by Class of Loan (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfAmortizedCostBasisOfCollateral-dependentLoansDetails" xlink:title="999057 - Disclosure - Schedule of Amortized Cost Basis of Collateral-dependent Loans (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/LoansDetailsNarrative" xlink:title="999058 - Disclosure - Loans (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfAggregateFairValueContractualBalanceAndGainOrLossForMortgageBankingCommitmentsDetails" xlink:title="999059 - Disclosure - Schedule of Aggregate Fair Value, Contractual Balance and Gain or Loss for Mortgage Banking Commitments (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfComponentsOfIncomeFromMortgageBankingActivitiesDetails" xlink:title="999060 - Disclosure - Schedule of Components of Income From Mortgage Banking Activities (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfNotionalAmountAndFairValueOfIrlcsAndForwardContractsDetails" xlink:title="999061 - Disclosure - Schedule of Notional Amount and Fair Value of IRLCs and Forward Contracts (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/MortgageBankingCommitmentsDetailsNarrative" xlink:title="999062 - Disclosure - Mortgage Banking Commitments (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfBankPremisesAndEquipmentDetails" xlink:title="999063 - Disclosure - Schedule of Bank Premises and Equipment (Details)">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaapPropertyPlantAndEquipmentNet" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaapPropertyPlantAndEquipmentGross" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapPropertyPlantAndEquipmentNet" xlink:to="loc_us-gaapPropertyPlantAndEquipmentGross" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaapAccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapPropertyPlantAndEquipmentNet" xlink:to="loc_us-gaapAccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:type="arc" weight="-1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfContractAmountOfBanksExposureToOff-balance-sheetRiskDetails" xlink:title="999064 - Disclosure - Schedule of Contract Amount of Bank&#8217;s Exposure to Off-Balance-Sheet Risk (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/CommitmentsAndContingenciesDetailsNarrative" xlink:title="999065 - Disclosure - Commitments and Contingencies (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfMaturitiesOfFederalHomeLoanBankAdvancesDetails" xlink:title="999066 - Disclosure - Schedule of Maturities of Federal Home Loan Bank Advances (Details)">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="loc_us-gaapAdvancesFromFederalHomeLoanBanks" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueInRemainderOfFiscalYear" xlink:label="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueInRemainderOfFiscalYear" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAdvancesFromFederalHomeLoanBanks" xlink:to="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueInRemainderOfFiscalYear" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:label="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAdvancesFromFederalHomeLoanBanks" xlink:to="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:label="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAdvancesFromFederalHomeLoanBanks" xlink:to="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate" xlink:label="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAdvancesFromFederalHomeLoanBanks" xlink:to="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate" xlink:label="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate" />
      <link:calculationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapAdvancesFromFederalHomeLoanBanks" xlink:to="loc_us-gaapFederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" xlink:title="999067 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfSecuritiesSoldUnderAgreementsToRepurchaseDetails" xlink:title="999068 - Disclosure - Schedule of Securities Sold Under Agreements to Repurchase (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SecuritiesSoldUnderAgreementsToRepurchaseDetailsNarrative" xlink:title="999069 - Disclosure - Securities Sold Under Agreements to Repurchase (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfSubordinatedDebenturesDetails" xlink:title="999070 - Disclosure - Schedule of Subordinated Debentures (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SubordinatedDebenturesDetailsNarrative" xlink:title="999071 - Disclosure - Subordinated Debentures (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfMaturitiesOfTimeDepositsDetails" xlink:title="999072 - Disclosure - Schedule of Maturities of Time Deposits (Details)">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaapTimeDeposits" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesRemainderOfFiscalYear" xlink:label="loc_us-gaapTimeDepositMaturitiesRemainderOfFiscalYear" />
      <link:calculationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapTimeDeposits" xlink:to="loc_us-gaapTimeDepositMaturitiesRemainderOfFiscalYear" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaapTimeDepositMaturitiesYearOne" />
      <link:calculationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapTimeDeposits" xlink:to="loc_us-gaapTimeDepositMaturitiesYearOne" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_us-gaapTimeDepositMaturitiesYearTwo" />
      <link:calculationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapTimeDeposits" xlink:to="loc_us-gaapTimeDepositMaturitiesYearTwo" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_us-gaapTimeDepositMaturitiesYearThree" />
      <link:calculationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapTimeDeposits" xlink:to="loc_us-gaapTimeDepositMaturitiesYearThree" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_us-gaapTimeDepositMaturitiesYearFour" />
      <link:calculationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaapTimeDeposits" xlink:to="loc_us-gaapTimeDepositMaturitiesYearFour" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/DepositsDetailsNarrative" xlink:title="999073 - Disclosure - Deposits (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/TransactionsWithRelatedPartiesDetailsNarrative" xlink:title="999074 - Disclosure - Transactions with Related Parties (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfCapitalAmountsAndRatiosForBankDetails" xlink:title="999075 - Disclosure - Schedule of Capital Amounts and Ratios for the Bank (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/MinimumCapitalRequirementsDetailsNarrative" xlink:title="999076 - Disclosure - Minimum Capital Requirements (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfEarningsPerShareDetails" xlink:title="999077 - Disclosure - Schedule of Earnings Per Share (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfFairValueHierarchyForAssetsMeasuredAtFairValueDetails" xlink:title="999078 - Disclosure - Schedule of Fair Value Hierarchy for Assets Measured at Fair Value (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfCarryingAmountsAndEstimatedFairValuesDetails" xlink:title="999079 - Disclosure - Schedule of Carrying Amounts and Estimated Fair Values (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/ScheduleOfBusinessSegmentDetails" xlink:title="999080 - Disclosure - Schedule of Business Segment (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firststatebank.biz/role/SegmentsDetailsNarrative" xlink:title="999081 - Disclosure - Segments (Details Narrative)" />
</link:linkbase>
