v3.26.1
Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest income:    
Loans, including fees $ 19,212 $ 17,939
Debt securities:    
Taxable 713 582
Tax-exempt 394 371
Mortgage loans held for sale, including fees 264 289
Dividends 91 84
Other 296 265
Total interest income 20,970 19,530
Interest expense:    
Deposits 6,540 7,132
Federal Home Loan Bank advances and other borrowings 595 582
Securities sold under agreements to repurchase 151 178
Total interest expense 7,286 7,892
Net interest income 13,684 11,638
Credit loss (recovery) of credit loss expense on loans (96) 231
Credit loss (recovery) of credit loss expense on off-balance sheet credit exposures (209) 270
Net interest income after credit loss expense (recovery) 13,989 11,137
Non-interest income:    
Total non-interest income 4,112 3,596
Non-interest expenses:    
Salaries and employee benefits 8,003 7,552
Occupancy 676 669
Furniture and equipment 285 283
Other 3,033 2,796
Total non-interest expenses 11,997 11,300
Income before income taxes 6,104 3,433
Income tax expense 1,632 879
Net income $ 4,472 $ 2,554
Earnings per common share:    
Basic $ 1.88 $ 1.07
Diluted $ 1.86 $ 1.06
Fiduciary and Trust [Member]    
Non-interest income:    
Other $ 36 $ 37
Service [Member]    
Non-interest income:    
Other 313 305
Mortgage Banking [Member]    
Non-interest income:    
Other 2,535 2,178
Financial Service, Other [Member]    
Non-interest income:    
Other 472 409
Non Interest Income Other [Member]    
Non-interest income:    
Other $ 756 $ 667