| Schedule of Capital Amounts and Ratios for the Bank |
The
actual capital amounts and ratios for the Bank are also presented in the following table as of March 31, 2026 and December 31, 2025:
Schedule
of Capital Amounts and Ratios for the Bank
| | |
Actual | | |
For Capital Adequacy Purposes | | |
To Be Well Capitalized Under Prompt
Corrective Action Provisions | |
| | |
Amount | | |
Ratio | | |
Amount | | |
Ratio | | |
Amount | | |
Ratio | |
| As of March 31, 2026: | |
| | | |
| | | |
| | | |
| | | |
| | | |
| | |
| Common equity Tier 1 capital (to Risk-Weighted Assets) Bank | |
$ | 167,853 | | |
| 14.1 | % | |
| > $53,775 | | |
| >
4.5% | | |
| >
$77,675 | | |
| >
6.5% | |
| Total Capital (to
Risk-Weighted Assets) Bank | |
$ | 182,791 | | |
| 15.3 | % | |
| >
$95,600 | | |
| >
8.0% | | |
| >
$119,500 | | |
| >
10.0% | |
| Tier-I Capital (to Risk-Weighted Assets) Bank | |
$ | 167,853 | | |
| 14.1 | % | |
| >
$71,700 | | |
| >
6.0% | | |
| >
$95,600 | | |
| >
8.0% | |
| Tier-I Capital (To Average Assets) Bank | |
$ | 167,853 | | |
| 10.8 | % | |
| >
$62,476 | | |
| >
4.0% | | |
| >
$78,095 | | |
| >
5.0% | |
| As of December 31, 2025: | |
| | | |
| | | |
| | | |
| | | |
| | | |
| | |
| Common equity Tier 1 capital (to Risk-Weighted Assets) Bank | |
$ | 164,600 | | |
| 13.8 | % | |
| >
$53,867 | | |
| >
4.5% | | |
| >
$77,808 | | |
| >
6.5% | |
| Total Capital (to Risk-Weighted Assets) Bank | |
$ | 178,511 | | |
| 14.9 | % | |
| >
$95,763 | | |
| >
8.0% | | |
| >
$119,704 | | |
| >
10.0% | |
| Tier-I Capital (to Risk-Weighted Assets) Bank | |
$ | 164,600 | | |
| 13.8 | % | |
| >
$71,823 | | |
| >
6.0% | | |
| >
$95,763 | | |
| >
8.0% | |
| Tier-I Capital (To Average Assets) Bank | |
$ | 164,600 | | |
| 10.5 | % | |
| >
$62,632 | | |
| >
4.0% | | |
| >
$78,290 | | |
| >
5.0% | |
|