Exhibit 99.36
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-01 21:58 | 2026-05-06 13:42 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Final XXXX document provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX Open-The Final XXXX is Missing Provide Final XXXX Missing in File - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Final XXXX document provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXX - XXXXXXXXXXX_ XXXXX XXXX XXXXXX.XXX | XX | Primary Residence | Purchase | NA | 5374196 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-02 01:17 | 2025-09-17 00:44 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Latest Bank statement for #XXXX with updated balance provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to XXXXXXXXX Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Additional assets provided - Seller-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than XXXXXXXXX Required Reserves of X month(s) Provide Latest Asset Documentation to Meet Closing Reserve Requirement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Additional assets provided - Seller-XX/XX/XXXX |
Resolved-Latest Bank statement for #XXXX with updated balance provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to XXXXXXXXX Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXXX_XXX.XXX | XX | Primary Residence | Purchase | NA | 5374774 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-02 01:23 | 2025-09-15 07:04 | Resolved | 1 - Information | D | A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-intent to proceed provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Provide Intent to Proceed Missing in File - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX |
Resolved-intent to proceed provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX-XXX.XXX | XX | Primary Residence | Purchase | NA | 5374804 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-02 01:22 | 2025-09-15 07:03 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Consumer Caution and Home Owner Counseling Notice is Missing | Resolved-Home Loan toolkit & Consumer Caution and Home Owner Counseling disclosure provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX Open-Provide Toolkit & Homeowner Counselling Disclosure Signed on Initial Application Date Required for Primary Purchase File. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX |
Resolved-Home Loan toolkit & Consumer Caution and Home Owner Counseling disclosure provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXX-XXXX XXX.XXX_XXXXX_ XXXXX- XXX.XXX |
XX | Primary Residence | Purchase | NA | 5374802 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-02 00:05 | 2025-09-11 01:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX Open-Missing Third Party Fraud Report Fraud Report Missing in File - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Third Party Fraud Report provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXX- XXXXX XXXXXX.XXX | XX | Primary Residence | Purchase | NA | 5374541 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-02 00:19 | 2025-09-11 01:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Contract Document for subject property provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Provide Contract of Sale Reflecting $XX,XXX as Purchase Price. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Purchase Contract Document for subject property provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX-XXXXXXXX.XXX | XX | Primary Residence | Purchase | NA | 5374583 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-02 01:10 | 2025-09-03 09:27 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XX and copy of the appraisal was given to the borrower – see page XX. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XX and copy of the appraisal was given to the borrower – see page XX. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX |
XX | Primary Residence | Purchase | NA | 5374744 | N/A | N/A | ||||||
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-02 01:10 | 2025-09-03 09:27 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Oklahoma - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-This is an XXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%). (XXXX. Admin. Code XXX:XX-X-X(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XX and copy of the appraisal was given to the borrower – see page XX. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-This is an XXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%). (XXXX. Admin. Code XXX:XX-X-X(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XX and copy of the appraisal was given to the borrower – see page XX. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX |
XX | Primary Residence | Purchase | NA | 5374745 | N/A | N/A | ||||||
| XXXX | GCAT2026NQM30544 | Closed | 2025-09-02 01:10 | 2025-09-03 09:27 | Resolved | 1 - Information | A | A | Compliance | Predatory:DocType | Oklahoma - Documentation Warning (HPML) | Resolved-This is an XXXXXXXX Higher-Priced Mortgage Loan. A lender must determine a borrower's repayment ability, using the borrower's current and expected income, employment, assets other than the collateral, current obligations, and mortgage-related obligations. The methodology and standards set forth in XX CFR XXXX.XX(a)(X) as incorporated by the XXXXXXXX Admin Code, should be applied to determine a lender's compliance with this requirement. (XXXX. Admin. Code XXX:XX-X-X(a)(X)(B)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XX and copy of the appraisal was given to the borrower – see page XX. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-This is an XXXXXXXX Higher-Priced Mortgage Loan. A lender must determine a borrower's repayment ability, using the borrower's current and expected income, employment, assets other than the collateral, current obligations, and mortgage-related obligations. The methodology and standards set forth in XX CFR XXXX.XX(a)(X) as incorporated by the XXXXXXXX Admin Code, should be applied to determine a lender's compliance with this requirement. (XXXX. Admin. Code XXX:XX-X-X(a)(X)(B)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XX and copy of the appraisal was given to the borrower – see page XX. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX |
XX | Primary Residence | Purchase | NA | 5374746 | N/A | N/A | ||||||
| XXXX | GCAT2026NQM30545 | Closed | 2025-08-29 02:36 | 2025-09-11 21:01 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX Unable to Resolve-Unable to Resolve-XX Acknowledged; please downgrade to a Non-Material Grade X - Buyer-XX/XX/XXXX Open-Audited Loan Amount of $XXXXX is less than the XXXXXXXXX Minimum Loan Amount of $XXXXXX As per the matrix dated XX/XX/XXXX, the minimum loan amount required is $XXX,XXX. However, the note reflects a loan amount of $XX,XXX, and there is no exception documented in the file. - Due Diligence Vendor-XX/XX/XXXX |
Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX XX% XXX |
XX | Investment | Refinance | Cash Out - Other | 5357330 | Investor Post-Close | No | |||||
| XXXX | GCAT2026NQM30545 | Closed | 2025-09-01 22:01 | 2025-09-11 01:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Provided Property Report shows Current property is Free & Clear.Housing History Meets Guideline Requirements. - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Provide LOX if property free and clear and/orXX months most recent payment history for primary residence. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Provided Property Report shows Current property is Free & Clear.Housing History Meets Guideline Requirements. - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXX XXXXX XXXXXXXX XXXX XXX XXXXX XXXXXXXX XXXXXXXXX.XXX | XX | Investment | Refinance | Cash Out - Other | 5374202 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30546 | Closed | 2025-09-15 22:51 | 2025-09-26 03:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Business Narrative | Resolved-Self-Employed Business Narrative provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX Open-Provide the missing business narrative. It's not in File. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Self-Employed Business Narrative provided. - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXXXXX XXXXXXXXX XXXX_XXXXX.XXX | XX | Primary Residence | Purchase | NA | 5547131 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30546 | Closed | 2025-09-15 22:50 | 2025-09-22 04:33 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Requested Permanent Resident Card's Extension Provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. BX Permanent Resident Card is expired. Provide updated documentation. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested Permanent Resident Card's Extension Provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX - XXXXXXXX XXXXXXXX.XXX | XX | Primary Residence | Purchase | NA | 5547128 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30547 | Closed | 2025-09-14 23:01 | 2025-09-23 07:50 | Resolved | 1 - Information | D | A | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Resolved-Requested HO-X Master Insurance Policy Provided, Updated & Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see the attached master policy - Buyer-XX/XX/XXXX Open-Missing HO-X Master Insurance Policy Missing Master Insurance Policy. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested HO-X Master Insurance Policy Provided, Updated & Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX - XXXXXXX.XXX | XX | Investment | Refinance | Cash Out - Other | 5530973 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30549 | Closed | 2025-10-01 05:21 | 2025-10-20 20:53 | Cured | 2 - Non-Material | C | B | Compliance | TRID Tolerance | Fees: Limited | Cured-Lender provided PC CD with cure, LOE, proof of delivery and copy of check sent to borrower. Finding cured. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. PCCD, LOE, Check and Tracking uploaded for review. - Buyer-XX/XX/XXXX Open-Recording Fee in LE is $XXX, Which is increased to $XXX.XX for which there is no COC in file. - Due Diligence Vendor-XX/XX/XXXX Open-The total amount of the XX% category fees ($XXX.XX) has increased by more than XX% over the current baseline value of ($XXX.XX). The total amount of fees in the XX% category cannot exceed ($XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). - Due Diligence Vendor-XX/XX/XXXX |
Cured-Lender provided PC CD with cure, LOE, proof of delivery and copy of check sent to borrower. Finding cured. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXXXX, XXXXXX XXXXX $XX.XX.XXX_XXXXX_ XXXXXXXXXX_XXXXXXXXX, XXXXXX XXX XXX XXXX.XXX_XXXXX_ XXXXXXXXXX_XXXXXXXXX, XXXXXX XXXXXXX XXXXXXXX.XXX_XXXXX_ XXXXXXXXXX_XXXXXXXXX, XXXXXX XXXX.XXX |
XX | Primary Residence | Purchase | NA | 5729953 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30549 | Closed | 2025-09-23 04:59 | 2025-10-01 05:25 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Requested Initial CD Provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Init CD uploaded for review. - Buyer-XX/XX/XXXX Open-TRID: Missing Closing Disclosure Initial closing disclosure is missing in file, Initial closing disclosure is required for testing compliance. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested Initial CD Provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXXXX, XXXXXX XXXXXXXX XXX.XXX | XX | Primary Residence | Purchase | NA | 5630754 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30551 | Closed | 2025-09-29 04:03 | 2025-10-03 06:09 | Resolved | 1 - Information | C | A | Compliance | TRID | Final CD: Estimated Taxes, Insurance, & Assessments "In escrow? is incomplete or inaccurate " | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see the attached screenshot of all the insurance premiums. When added together (X,XXX.XX + X.XX + XX.XX + X.XX + XX.XX + XX.XX), the total is $X,XXX.XX. X,XXX.XX/XX=XXX.XXXX an month please clear this finding. We used the high of the two. - Buyer-XX/XX/XXXX Open-Insurance provided or disclosed in Final closing disclosure is inaccurate is the Insurance as per Final CD is $XXX.XX, while the insurance calculated through Hazard insurance policy provided is $XXX.XX - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXX XXXXXX.XXX | XX | Primary Residence | Purchase | NA | 5697946 | N/A | N/A | ||||||
| XXXX | GCAT2026NQM30554 | Closed | 2025-10-07 22:16 | 2025-10-10 16:37 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX Unable to Resolve-Unable to Resolve-DH agrees with this exception - Buyer-XX/XX/XXXX Open-Loan does not conform to program guidelines Exception approved to allow NAL for bwr related to realtor (own realtor) on DSCR/Investment purchase. Buyer is only representing himself in new construction purchase with national builder. Subject was openly marketed and no other contract terms indicate NAL between buyer and seller. Bwr using all own funds for XX% down and > XX mo reserves. Exception is available on page XXXX - Due Diligence Vendor-XX/XX/XXXX |
Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXX XX XXX. XXXXXXX XXXXXXXX XXX XXXXXXXXXX XX XXX. XXXXXXXX(X) XXXX XXXX XXXXXX XXXXXXXX. XXXXXXX XXXXXXXX XXX XXXXXXXXXX XX X XXXXXX. |
XX | Investment | Purchase | NA | 5814584 | Investor Post-Close | No | |||||
| XXXX | GCAT2026NQM30555 | Closed | 2025-10-07 22:16 | 2025-10-16 00:58 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-Note doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. In file at time of submission - Buyer-XX/XX/XXXX Open-The Note is Missing - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Note doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXX - XXXXXX XXXX.XXX | XX | Investment | Purchase | NA | 5814587 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30556 | Closed | 2025-10-25 09:06 | 2025-11-06 02:09 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing Updated Completion Report (442/1004D) | Resolved-XXXXD completion report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-XXXXD appraisal completion report absent from the file. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-XXXXD completion report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX XXXXXXX.XXX | XX | Investment | Purchase | NA | 6015599 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30557 | Closed | 2025-11-05 05:58 | 2025-11-10 05:55 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing Updated Completion Report (442/1004D) | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-Missing XXXXD from file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.XXX | XXXXX XXXXXXXX | XX | Investment | Purchase | NA | 6130068 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30558 | Closed | 2025-11-06 21:22 | 2025-11-25 01:31 | Resolved | 1 - Information | D | A | Credit | Credit | Spousal Consent Missing | Resolved-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Spousal consent not required as subject loan is XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Spousal consent not required as subject loan is XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Please waive - I do have some clarification with regards to the spousal consent condition. If the original property was purchased “as sole and separate" and the spouse has no rights to the property or business assets - Seller-XX/XX/XXXX Open-Please provide executed spousal consent form. The form submitted is blank. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Please provide executed spousal consent form. The form submitted is blank. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX Open-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. spousal consent is required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Please waive - I do have some clarification with regards to the spousal consent condition. If the original property was purchased “as sole and separate" and the spouse has no rights to the property or business assets - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX |
Resolved-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Spousal consent not required as subject loan is XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Spousal consent not required as subject loan is XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX-XXXXXXX-XXXX-X (X).XXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 6165298 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30558 | Closed | 2025-11-06 20:55 | 2025-11-21 16:50 | Acknowledged | 2 - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledges - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Unable to Resolve-Unable to Resolve-XX Agrees to waive; please downgrade to a Non-Material Grade X. XX is ok with one signed BPOA. - Buyer-XX/XX/XXXX Open-Please provide both initial and final BPA - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a XXXX loan. Initial and final Business Purpose Affidavit Disclosure is missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX |
Acknowledged-XX Acknowledges - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX_XXX XXXX XX_XXXXXXXX_XXXXXX XXXXX XXX-XXXXXX.XXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 6165212 | Investor Post-Close | No | ||||
| XXXX | GCAT2026NQM30558 | Closed | 2025-11-06 22:39 | 2025-11-13 03:43 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Prepayment Rider Missing | Resolved-prepayment Rider is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX Open-Prepayment Rider Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Resolved-prepayment Rider is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX XXX XXXXX.XXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 6165670 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30559 | Closed | 2025-11-06 01:08 | 2025-11-13 07:49 | Resolved | 1 - Information | D | A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP borrower signed X/X/XXXX provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. all initial docs are attached. - Seller-XX/XX/XXXX Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to proceed is required - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. all initial docs are attached. - Seller-XX/XX/XXXX |
Resolved-ITP borrower signed X/X/XXXX provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX XXXX.XXX | XX | Primary Residence | Purchase | NA | 6149293 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30559 | Closed | 2025-11-06 22:27 | 2025-11-13 07:48 | Resolved | 1 - Information | A | A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Homeownership Counseling disclosure provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. all initial docs are attached. - Seller-XX/XX/XXXX Open-Homeownership counseling disclosure is missing in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. all initial docs are attached. - Seller-XX/XX/XXXX |
Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Homeownership Counseling disclosure provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX XXXX.XXX | XX | Primary Residence | Purchase | NA | 6165598 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30559 | Closed | 2025-11-06 22:30 | 2025-11-13 07:48 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Consumer Caution and Home Owner Counseling Notice is Missing | Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Home loan tool kit provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. all initial docs are attached. - Seller-XX/XX/XXXX Open-Home loan tool kit is missing in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. all initial docs are attached. - Seller-XX/XX/XXXX |
Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Home loan tool kit provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX XXXX.XXX | XX | Primary Residence | Purchase | NA | 6165605 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30559 | Closed | 2025-11-11 09:02 | 2025-11-13 07:47 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX Open-Borrower X Xrd Party VOE Prior to Close Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX |
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXX .XXX | XX | Primary Residence | Purchase | NA | 6208576 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30559 | Closed | 2025-11-06 01:14 | 2025-11-13 03:11 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Service Provider List | Resolved-Service providers list provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. all initial docs are attached. - Seller-XX/XX/XXXX Open-Additional Details for Services You Can Shop For - Disclosure is missing in the file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. all initial docs are attached. - Seller-XX/XX/XXXX |
Resolved-Service providers list provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX XXXX.XXX | XX | Primary Residence | Purchase | NA | 6149319 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30560 | Closed | 2026-02-05 20:40 | 2026-05-06 15:32 | Resolved | 1 - Information | C | A | Compliance | Closing | The Note is Not Executed | Resolved-Executed Copy provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Executed copy provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The Note is Executed - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Executed note attached. - Seller-XX/XX/XXXX Open-The Note is Not Executed Missing fully executed Note. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Executed note attached. - Seller-XX/XX/XXXX |
Resolved-Executed Copy provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Executed copy provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The Note is Executed - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX_XXXXXX_XXXX.XXX | XX | Investment | Refinance | Cash Out - Other | 7481557 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30560 | Closed | 2026-02-07 01:24 | 2026-03-16 03:51 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final BPA is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Please see the attached business form - XXXXXX-XX/XX/XXXX Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit at closing is missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see the attached business form - XXXXXX-XX/XX/XXXX |
Resolved-Final BPA is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX_XXXXXX_XXXXXXXX XXXX.XXX | XX | Investment | Refinance | Cash Out - Other | 7502925 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30560 | Closed | 2026-02-05 20:50 | 2026-03-05 06:35 | Resolved | 1 - Information | C | A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-Executed Copy of Deed provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The Deed of Trust is Executed - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Executed DOT attached - XXXXX-XX/XX/XXXX Open-The Deed of Trust is Not Executed Missing fully executed Deed of Trust. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Resolved-Executed Copy of Deed provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The Deed of Trust is Executed - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX_XXXXXX_XXX.XXX | XX | Investment | Refinance | Cash Out - Other | 7481591 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30564 | Closed | 2026-03-04 11:38 | 2026-03-23 07:19 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Please see the replacement cost letter. Please clear. - XXXXX-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXXXX XXXX XXXXXX.XXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 7925552 | N/A | N/A | |||||
| XXXX | GCAT2026NQM30809 | Closed | 2026-03-06 02:45 | 2026-03-09 08:26 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Client elects to waive with the following compensating factors. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX Open-Audited reserves amount X.XX months. Required reserves minimum X. Provide exception. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX |
Waived-Client elects to waive with the following compensating factors. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXX.XXX_XXXXX_ XXXXXXX XXXXX XXXXXXXXX.XXX |
XXXX XXXX XXXX X.XX. XX XXXXXXXXXXX XXXXXXX X.X XXXX XX XXXXX/XXXX XXXXXX XXXXX $XX,XXX, XX XXXXXXXXXXX XXX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX. XX XXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXXX XX XX%. XXXXXXXXXX XXXXXXXXXXX XX% XX XXXXX XXXXX |
XX | Investment | Purchase | NA | 7964887 | Originator Post-Close | Yes | |||
| XXXX | GCAT2026NQM30809 | Closed | 2026-03-06 11:35 | 2026-03-09 06:06 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title coverage in the amount of $XXX,XXX has been provided. Finding has been resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX Open-Title Coverage i$XXX,XXX is Less than Subject Lien(s) iao $XXX,XXX. Provide Title Policy with updated Title Coverage amount. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX |
Resolved-Title coverage in the amount of $XXX,XXX has been provided. Finding has been resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXX.XXX | XX | Investment | Purchase | NA | 7976321 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30809 | Closed | 2026-03-06 09:50 | 2026-03-09 06:01 | Resolved | 1 - Information | B | A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Loan approval provided and finding has been resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX Open-Provide loan approval. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX |
Resolved-Loan approval provided and finding has been resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXX.XXX | XX | Investment | Purchase | NA | 7974144 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30809 | Closed | 2026-03-06 09:47 | 2026-03-06 11:18 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan does not conform to program guidelines Exception OFAC country pg XXX. Borrower is a citizen of Venezuela, a sanctioned country. Borrower is not on the OFAC sanction list. OFAC Search pg XXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Waived-Loan does not conform to program guidelines Exception OFAC country pg XXX. Borrower is a citizen of Venezuela, a sanctioned country. Borrower is not on the OFAC sanction list. OFAC Search pg XXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXX XXXX X.XX. XX XXXXXXXXXXX XXXXXXX X.X XXXX XX XXXXX/XXXX XXXXXX XXXXX $XX,XXX, XX XXXXXXXXXXX XXX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX. XX XXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXXX XX XX%. XXXXXXXXXX XXXXXXXXXXX XX% XX XXXXX XXXXX |
XX | Investment | Purchase | NA | 7974072 | Originator Pre-Close | Yes | |||||
| XXXX | GCAT2026NQM30566 | Closed | 2026-03-10 23:47 | 2026-03-16 05:46 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Resolved, Second appraisal reviewed, updated and saved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Ready for Review-Document Uploaded. Secondary Valuations uploaded - Buyer-XX/XX/XXXX _xXXXD_ Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary valuation is needed, XXXXXX XXX document is present but the score is missing provide required additional valuations as per Guidelines. - Due Diligence Vendor-XX/XX/XXXX |
_xXXXD_ |
Resolved-Resolved, Second appraisal reviewed, updated and saved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ |
XXXXXXXXXX_XXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXX.XXX | XX | Investment | Purchase | NA | 8035218 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30568 | Closed | 2026-04-02 00:20 | 2026-04-20 12:06 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Ready for Review- unable to resolve; XX agrees with our PPP matrix. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Subject loan closed in an LLC - Due Diligence Vendor-XX/XX/XXXX |
_xXXXD_ |
Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ |
XX | Investment | Refinance | Cash Out - Other | 8443984 | Investor Post-Close | No | |||||
| XXXX | GCAT2026NQM30569 | Closed | 2026-03-23 03:35 | 2026-04-02 05:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing income documentation | Resolved-Tax bill provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Ready for Review-Document Uploaded. XXXX X XXXXXXX tax bill attached. - Buyer-XX/XX/XXXX _xXXXD_ Ready for Review-The doc package provided was all fine, except the tax document was for XXXX X XXXXXXX. We are needing tax document for XXXX X XXXXXXX. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Ready for Review-Document Uploaded. Documents uploaded. - Buyer-XX/XX/XXXX _xXXXD_ Counter-On the XXXX they list XXXX XXXX XXXXXXX XXX under section X in Xb for properties owned. Listed as an investment property with monthly payment of $X,XXX.XX - trying to verify PITI for that property. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Ready for Review-XXXX XXXX XXXXXXX XXX is the address of his employer. Are you referring to the subject property address at XXXX X XXX XXXXXX XXXXXX? - Buyer-XX/XX/XXXX _xXXXD_ Open-XXXX XXXX XXXXXXX XXX this investment property tax is missing in the file to verify PITI for property - Due Diligence Vendor-XX/XX/XXXX |
_xXXXD_ |
Resolved-Tax bill provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ |
XXXX XXXX XXXXXXX XXXXXXXX XXX.XXX_XXXXX_ XXXXXXXX XXXXXXXX XXX XXXX - XXXX X XXXXXXX.XXX |
XX | Investment | Purchase | NA | 8257142 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30810 | Closed | 2026-03-24 23:26 | 2026-05-04 12:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Executed Guaranty Agreement Doc uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Ready for Review-Document Uploaded. Please see the attached item. - Buyer-XX/XX/XXXX _xXXXD_ Open-Guaranty Agreement Doc is Missing or Partial Guaranty Agreement provided on page #XXX is not signed, need an executed copy of the guaranty agreement by the borrower at closing. - Due Diligence Vendor-XX/XX/XXXX |
_xXXXD_ |
Resolved-Executed Guaranty Agreement Doc uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ |
XXXXXXXXXX_XXXXXX_XXXXXXXX XXXXXX XXXX.XXX | XX | Investment | Refinance | Cash Out - Other | 8305084 | N/A | N/A | ||||
| XXXX | GCAT2026NQM30810 | Closed | 2026-03-25 23:24 | 2026-04-28 07:38 | Resolved | 1 - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Lender provided PCCD with updated Prepayment Penalty amount listed - finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_ Ready for Review-Document Uploaded. Updated PCCD attached to clear - Buyer-XX/XX/XXXX _xXXXD_ Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Maximum Prepayment Penalty Amount system calculated is $X,XXX is not matching with the prepayment penalty amount provided in final CD $X on page #XXX, need updated final CD with updated prepayment penalty amount. - Due Diligence Vendor-XX/XX/XXXX |
_xXXXD_ |
Resolved-Lender provided PCCD with updated Prepayment Penalty amount listed - finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ |
XXXXXX XXXX.XXX | XX | Investment | Refinance | Cash Out - Other | 8327533 | N/A | N/A |