Exhibit 99.23
| Loan Number | Loan ID | Finding # | Last Name | Note Date | Audit Category | Audit Issue | Finding ID | Exception Finding | Remediation Status | Exception Rebuttal | Exception Response | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade |
| XXXX | GCAT2026NQM30744 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30744 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30744 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30755 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30755 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30755 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30675 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30675 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30675 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied.The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30672 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30672 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30672 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied.The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30667 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30667 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30667 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied.The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30746 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30746 | 2 of 3 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | The appraisal provided is not completely legible, missing pertinent information. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) appraisal provided |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | GCAT2026NQM30746 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30669 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30669 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30669 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30660 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30660 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30660 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30673 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30673 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30673 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30674 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30674 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30674 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. . The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30666 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30666 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30666 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30743 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30743 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30743 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30689 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30689 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30689 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30676 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30676 | 2 of 3 | XXXX | XXXX | Credit | Income - Other | XXXX | The Executive Approval indicates XXXX and XXXX were used for approval of STR Rents in the amount of $XXXX. The loan file is missing both the XXXX and XXXX. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Rent determination provided |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | GCAT2026NQM30676 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30727 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30727 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30727 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30671 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30671 | 2 of 3 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | The appraisal provided was illegible due to pages cut off. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) appraisal provided |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | GCAT2026NQM30671 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30688 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30688 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30688 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30748 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30748 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30748 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30686 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30686 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30686 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30687 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30687 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30687 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied.The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30691 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30691 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Missing Entity Documentation | XXXX | Missing required business documentation per guidelines. The underwriter’s certificate of good standing for XXXX, which is to be dated within XXXX days of the Note date XX/XX/XXXX, is missing from the file. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Proof of good standing provided |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | GCAT2026NQM30691 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30682 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30682 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30682 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30668 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30668 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30668 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30670 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30670 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30670 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30747 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30747 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30747 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30685 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30685 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30685 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30745 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: the notary did not provide a date when the borrower signed the security instrument. According to XXXX law, the notary is supposed to state when the borrower appeared before them. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Affidavit of Scrivener&#XXXX;s error provided |
Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | GCAT2026NQM30745 | 2 of 3 | XXXX | XXXX | Credit | Income - Other | XXXX | The Executive Approval indicates XXXX and XXXX were used for approval of STR Rents in the amount of $XXXX. The loan file is missing both the XXXX and XXXX. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) STR rent determination provided |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | GCAT2026NQM30745 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30690 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30690 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30690 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30679 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30679 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30679 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30678 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30678 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30678 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30683 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30683 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30683 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30677 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30677 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30677 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30681 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30681 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30681 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30680 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30680 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30680 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30684 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30684 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30684 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30725 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30725 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30725 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is not supported within 10% of original appraisal amount | XXXX | Value is not supported within 10% of original appraisal amount. The loan file did not contain a CDA, Field Review, or 2nd Appraisal to support the origination appraised value. The loan file did not contain a CDA, or value not supported . | Void | Rebuttal 1 (XX/XX/XXXX XX:XXPM) This exception should be removed. Guidelines state that if the secondary value is XXXX% or greater than appraised value it is acceptable. In addition, we used the purchase price as our LV which was the lowest of all XXXX values obtained between appraisal, CDA, and purchase price. |
Response 1 (XX/XX/XXXX XX:XXAM) Finding is invalid. CDA provided in file was $XXXX greater than the appraised value. (Resolved) |
1 | 1 | 1 | 1 | ||
| XXXX | GCAT2026NQM30706 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | GCAT2026NQM30706 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | |||||
| XXXX | GCAT2026NQM30706 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. A CDA was provided which did not support appraised value. A reconciliation report was provided of the appraisal & CDA that supported the appraised value. As the Recon was a 2nd valuation product, this is graded as an EV2. | Acknowledged | 2 | 2 | 2 | 2 | ||||
| XXXX | GCAT2026NQM30736 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30736 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30736 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30692 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30692 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30692 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30711 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30711 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30711 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30723 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30723 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30723 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30715 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30715 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30715 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30701 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30701 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30701 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30719 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30719 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30719 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30699 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30699 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30699 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30665 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30665 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30665 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30750 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30750 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30750 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. . The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30661 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30661 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30661 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30714 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30714 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30714 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30708 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30708 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30708 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30705 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30705 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30705 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30704 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30704 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30704 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30740 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30740 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30740 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30712 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30712 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30712 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30710 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30710 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30710 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30742 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30742 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30742 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30707 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30707 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30707 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30717 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30717 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30717 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30694 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30694 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30694 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied.The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30663 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30663 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30663 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30702 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30702 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30702 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30726 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30726 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30726 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30724 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30724 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30724 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30698 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30698 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30698 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30695 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30695 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30695 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30662 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | GCAT2026NQM30662 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | |||||
| XXXX | GCAT2026NQM30662 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. A CDA was provided which did not support the appraised value. A Reconciliation Value Report was provided of the appraisal & CDA that also did not support the appraised value; however, per Client guidelines, the lower value was used. Per the rating agencies this is graded an EV2. (Acknowledged) | Acknowledged | 2 | 2 | 2 | 2 | ||||
| XXXX | GCAT2026NQM30700 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30700 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30700 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30718 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30718 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30718 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30735 | 1 of 3 | XXXX | XXXX | Compliance | HUD1 - Not Final | XXXX | It could not be determined that the HUD-XXXX provided in the loan file was the FINAL binding HUD-XXXX. Real Estate Settlement Procedures Act (Regulation X) 12 CFR XXXX, XXXX | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Docs uploaded. Rebuttal 2 (XX/XX/XXXX XX:XXPM) Final HUD uploaded. |
Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is not sufficient to clear the finding. The HUD provided in eh loan file is not signed or marked as True and Certified; we are unable to determine if the HUD is Final. Please provide a signed or True and Certified HUD for review. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | GCAT2026NQM30735 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 1 | |||||
| XXXX | GCAT2026NQM30735 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 2 | 1 | |||||
| XXXX | GCAT2026NQM30749 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30749 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30749 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30754 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30754 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30754 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. CDA dated 1.27.26 was provided and supports original appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30716 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30716 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30716 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30703 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30703 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30703 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30739 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30739 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30739 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30738 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30738 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30738 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30730 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30730 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30730 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30696 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30696 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30696 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30751 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30751 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30751 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30693 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30693 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30693 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30752 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30752 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30752 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30722 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30722 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30722 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30741 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30741 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30741 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30709 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30709 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30709 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30729 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30729 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30729 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30713 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30713 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30713 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30737 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30737 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30737 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30733 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30733 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | GCAT2026NQM30733 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is not supported within 10% of original appraisal amount | XXXX | Value is not supported within 10% of original appraisal amount. The loan file did not contain a CDA, Field Review, or 2nd Appraisal to support the origination appraised value. The loan file did not contain a CDA, or value not supported . | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) CDA attached. Rebuttal 2 (XX/XX/XXXX XX:XXAM) Documentation uploaded. |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation not received. (XXXX) Response 2 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | GCAT2026NQM30697 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30697 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30697 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30731 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30731 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30731 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30732 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30732 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30732 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30721 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30721 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30721 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30720 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30720 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30720 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30664 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30664 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30664 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30728 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30728 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30728 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30753 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30753 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30753 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30734 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30734 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | GCAT2026NQM30734 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | 1 | 1 | 1 | 1 |