v3.26.1
Note 8 - Shareholders' Equity (Tables)
3 Months Ended
Mar. 31, 2026
Notes Tables  
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
  

Three Months Ended March 31,

 

(In thousands, except per share amounts)

 

2026

  

2025

 

Net income

 $9,021  $5,436 

Total weighted average shares outstanding - basic

  10,600,902   7,488,051 

Basic earnings per common share

 $0.85  $0.73 
         

Net income

 $9,021  $5,436 

Total weighted average shares outstanding - basic

  10,600,902   7,488,051 

Add: dilutive impact of restricted stock

  172,982   194,833 

Total weighted average shares outstanding - diluted

  10,773,884   7,682,884 

Diluted earnings per common share

 $0.84  $0.71 

Anti-dilutive awards (1)

  508   92 
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
  

March 31, 2026

  

December 31, 2025

 
                 

(In thousands)

 

Amount

  

Ratio

  

Amount

  

Ratio

 

Leverage Ratio

                

Avidbank Holdings, Inc.

 $284,814   11.39% $275,669   11.23%

Minimum regulatory requirement

 $99,985   4.00% $98,167   4.00%
                 

Avidbank

 $296,059   11.88% $285,091   11.65%

Minimum requirement for "Well-Capitalized" institution

 $124,622   5.00% $122,359   5.00%

Minimum regulatory requirement

 $99,698   4.00% $97,887   4.00%
                 

Common Equity Tier I

                

Avidbank Holdings, Inc.

 $284,814   11.39% $275,669   11.05%

Minimum regulatory requirement

 $112,564   4.50% $112,249   4.50%
                 

Avidbank

 $296,059   11.87% $285,091   11.46%

Minimum requirement for "Well-Capitalized" institution

 $162,114   6.50% $161,678   6.50%

Minimum regulatory requirement

 $112,233   4.50% $111,931   4.50%
                 

Tier 1 Risk-Based Capital Ratio

                

Avidbank Holdings, Inc.

 $284,814   11.39% $275,669   11.05%

Minimum regulatory requirement

 $150,085   6.00% $149,665   6.00%
                 

Avidbank

 $296,059   11.87% $285,091   11.46%

Minimum requirement for "Well-Capitalized" institution

 $199,525   8.00% $198,988   8.00%

Minimum regulatory requirement

 $149,644   6.00% $149,241   6.00%
                 

Total Risk-Based Capital Ratio

                

Avidbank Holdings, Inc.

 $321,315   12.85% $313,481   12.57%

Minimum regulatory requirement

 $200,114   8.00% $199,554   8.00%
                 

Avidbank

 $319,359   12.80% $309,703   12.45%

Minimum requirement for "Well-Capitalized" institution

 $249,406   10.00% $248,735   10.00%

Minimum regulatory requirement

 $199,525   8.00% $198,988   8.00%